How can I find out what’s in my medical payment history?
You should contact the consumer reporting agencies that specialize in medical records or payments. These agencies may supply reports on your prescription drug purchase histories, medical conditions, data from your insurance applications, and data from ...
Employment reports often include credit checks, criminal background checks, public records–such as bankruptcy filings and other court documents–and information related to your employment history. Hundreds of companies provide employment background ...
Do auto and homeowners insurance companies share my information about claims?
Yes. There are specialty consumer reporting agencies that collect and report information about the insurance claims you have made on your property and casualty insurance policies, such as your homeowners and auto policies. They may also collect and ...
Will it hurt my credit if my bank or credit union closed my checking account?
It could. The big three consumer reporting companies – Experian, Equifax, and TransUnion – typically do not include information about your checking account or check-writing history in traditional credit reports. However, checking account reporting ...
It might. Most utility companies don’t report to the big three consumer reporting agencies (CRAs) whether or how regularly you pay on time. However, if you fail to pay a bill and it is sent to a collection agency, that ...
Does late rent affect my credit score?
Yes. The big three consumer reporting agencies, Experian, Equifax, and TransUnion, use rental payment and related debt collection information in their credit reports, although the way they handle this information varies. There are also specialty ...
What are specialty consumer reporting agencies and what kind of information do they collect?
Specialty consumer reporting companies collect and share information about your employment history, transaction history with a business or repayment history for a specific product or service. None The information specialty consumer reporting companies ...
