Do medical bills affect my credit and where I do find out what’s in my medical payment history?
Unpaid medical debt that is greater than 365 days delinquent from date of service and over $500 could appear in your credit reports. You should review your credit reports to see if unpaid medical debt appears there. If you have ...
Employment reports often include credit checks, criminal background checks, public records–such as bankruptcy filings and other court documents–and information related to your employment history. Hundreds of companies provide employment background ...
Do auto and homeowners insurance companies share my information about claims?
Yes. There are specialty consumer reporting agencies that collect and report information about the insurance claims you have made on your property and casualty insurance policies, such as your homeowners and auto policies. They may also collect and ...
Will it hurt my credit if my bank or credit union closed my checking account?
It could. The big three consumer reporting companies – Experian, Equifax, and TransUnion – typically do not include information about your checking account or check-writing history in traditional credit reports. However, checking account reporting ...
It might. Most utility companies don’t provide consumer payment history data to the big three credit reporting companies about whether or how regularly you pay on time. However, if you fail to pay a bill and it is sent to ...
Does late rent affect my credit score?
Yes. The big three consumer reporting agencies, Experian, Equifax, and TransUnion, use rental payment and related debt collection information in their credit reports, although the way they handle this information varies. There are also specialty ...
What are specialty consumer reporting agencies and what types of information do they collect?
Specialty consumer reporting companies collect and share information about your employment history, transaction history with a business, or repayment history for a specific product or service. The information specialty consumer reporting companies ...
