Can the credit card company sell my account?
Yes, most cardholder agreements allow the credit card company to sell your account to another card company. This can happen even when your card is active and in good standing. The new card company mails a new card to you, ...
How do I remove an authorized user from my credit card account?
An authorized user is different from a joint account owner. If you want to remove a joint account owner, contact your card issuer to find out its policy for removing a joint account holder. First, call customer service and ask ...
I want to close my credit card account. What should I do?
In general, you should be able to close your account by calling the credit card company and following up with a written notice. If you still have a balance when you close your account, you are required to pay off ...
Do I pay interest on new purchases after I get a zero or low rate balance transfer?
For most credit cards, if you carry a balance month to month, any purchases you make will accrue interest from the date of the transaction. This is true even if another balance you are carrying is not subject to interest ...
When you carry a balance on your credit card, most card companies charge you interest from your billing date until the time they receive your payment. Different credit card companies have different rules for when they charge interest. In general, ...
What is a grace period for a credit card?
A grace period is the period between the end of a billing cycle and the date your payment is due. During this time, you may not be charged interest as long as you pay your balance in full by the ...
What is the difference between a fixed APR and a variable APR?
The difference between a fixed APR and a variable APR, is that a fixed APR does not fluctuate with changes to an index. A variable-rate APR, or variable APR, changes with the index interest rate. A fixed-rate APR or fixed ...
