What is the difference between a prepaid debit card and a credit card?
Even though a prepaid debit card may have a card network logo like Visa, MasterCard, American Express, or Discover on it, it is different from a credit card. When you use a credit card, you are borrowing money. When you use a prepaid debit card, you are spending money that you have already paid to put on the card
Also, some prepaid debit cards may carry fewer consumer protections in the event of loss or a disputed charge than do credit cards.