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Mortgages

What is forbearance?

Forbearance is a temporary reduction in or suspension of your mortgage payments. Your servicer may grant you forbearance if you recently lost your job or suffered from a disaster or from an illness or injury that increased your health care costs.

If you are unemployed, you may qualify for the Home Affordable Unemployment Program or the Hardest Hit Fund, two federal programs that grant temporary relief to homeowners who have lost their jobs. For help in exploring your options call the CFPB at 1-855-411-CFPB (2372) to be connected to a U.S. Department of Housing and Urban Development (HUD)-approved housing counselor today.

Tip: Use this checklist for more information on how to avoid foreclosure.

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