What is an unauthorized use?

Answer: Generally, "unauthorized use" refers to the use of a credit card by a person, who does not have the right to use the card.

For example, if you lose your card and someone finds it and uses it, that would be an unauthorized use. However, if you give your card to someone to use for a specific purpose and that person uses the card for a different purpose, that would generally still be considered an “authorized use” and you would still be responsible for the charge.

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