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Credit cards

What is an unauthorized use?

In general, "unauthorized use" means the use of a credit card by a person, other than the cardholder, who does not have the right to use the card and from which the cardholder receives no benefit. For example, if you lose your card and someone finds it and uses it, that would be an unauthorized use. However, if you give your card to someone to use for a specific purpose and that person uses the card for a different purpose, that would generally still be considered an “authorized use” and you would still be responsible for the charge.

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