An official website of the United States Government

What is a Truth-in-Lending disclosure?

A Truth-in-Lending Disclosure Statement provides information about the costs of your credit. Your Truth-in-Lending form will include information about:

  • Your annual percentage rate (APR)
  • Your finance charge
  • The amount financed (the amount of credit provided on your behalf)
  • The total of payments (the amount you will have paid after you have made all of your scheduled mortgage payments)

Can't find your question? Make a suggestion!

Suggest a question