Am I responsible to pay off the debts of my deceased spouse?
Answer: In most cases you will not be responsible to pay off your deceased spouse's debts. However, there are some exceptions and these vary by state.
You may be responsible for a debt if you co-signed the loan or credit agreement of if you live in a community property state.
If you have questions about whether you are legally obligated to pay a deceased person's debts from your own assets, you should talk to a lawyer familiar with your state’s probate laws.