Can a debt collector garnish my federal benefits?
Federal benefits include:
- Social Security benefits
- Supplemental Security Income (SSI) benefits
- Veteran’s benefits
- Civil service and federal retirement and disability benefits
- Servicemember pay
- Military annuities and survivor benefits
- Federal student aid
- Railroad retirement benefits
Your bank account balance has some protections if these types of payments are directly deposited to your bank account.
Tip: Even if your account only contains federal benefits that can't be garnished, you should respond to any action seeking a garnishment to make sure your benefits are protected.
Warning: These benefits may be garnished if your debt is for federal taxes or you have defaulted on a federal student loan.