Electronic fund transfers include:

  • ATMs
  • Direct Deposit
  • Gift cards
  • Overdraft
  • Point of sale transfers
  • Remittances
  • Telephone transfers

The regulation covers topics such as:

  • Disclosure of fees and limits
  • Error correction
  • Liability
  • Preauthorized transfers
  • Receipts

Trust, but verify

The CFPB’s eRegulations tool is an editorial compilation of material and not an official legal edition of the Code of Federal Regulations or the Federal Register. We have made every effort to ensure the material presented in this tool is accurate, but if you are relying on it for legal research you should consult the official editions of those sources to confirm your findings. Nothing in this tool binds the Bureau or creates any rights, benefits, or defenses, substantive or procedural, that are enforceable by any party in any manner.