The CFPB implements and enforces federal consumer financial laws to ensure that all consumers have access to markets for consumer financial products and services that are fair, transparent, and competitive.

The CFPB’s rulemaking process typically starts with research and is further informed by public input, including field hearings, consumer and industry roundtables, advisory bodies, and in some cases, small business review panels. We carefully assess the benefits and costs of the regulations we are considering for consumers and financial institutions. Proposed rules are generally published to give industry, consumers, and other external stakeholders an opportunity to comment on their potential impact. Once a regulation is in place, we provide support and resources to help stakeholders understand and comply with the rule.

Here, you can find out the progress of a rule, comment on proposed rules, and view information and access resources to help you understand and comply with rules.

Final rules

See all final regulatory actions issued by the CFPB and access eCFR versions of the CFPB’s regulations.

Rules under development

Before issuing a final rule, the CFPB generally announces and explains its proposals to address an issue and invites public comment.

Regulatory agenda

Twice a year, the CFPB publishes an agenda of its upcoming planned rulemaking activities.

Small business review panels

For some regulations, as required by the Regulatory Flexibility Act, the CFPB convenes a panel prior to proposing the rule to obtain input from small entities about the impacts of a potential regulatory initiative on their businesses.