Mortgage data (HMDA)
HMDA data is the most comprehensive source of publicly available information on the U.S. mortgage market. Learn more about mortgage activity from these data or download the data for your own analysis.
About HMDA
The Home Mortgage Disclosure Act (HMDA) requires many financial institutions to collect, report, and publicly disclose information about mortgage loans. The data help show whether lenders are serving the housing needs of their communities, provide public officials with information to help make policy decisions, and shed light on lending patterns that could be discriminatory. The publicly available data are modified to protect applicants’ and borrowers’ privacy.
HMDA was originally enacted by Congress in 1975 and is implemented by Regulation C.
Download HMDA data
2007-2017 data
Get loan-level data for your state or the nation as a whole.
Recent HMDA data
Get HMDA data collected in or after 2017.
Mortgage trends
Each year, millions of people apply for mortgages. Using HMDA data, we can learn what happened to the vast majority of those applications and compare that to previous years. Check out the CFPB's reports on HMDA data.
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