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Mortgages

What is a final Truth-in-Lending disclosure?

A Truth-in-Lending Disclosure Statement provides information about the costs of your credit. Your Truth-in-Lending form will include information about:

  • Your annual percentage rate (APR)
  • Your finance charge
  • The amount financed (the amount of credit provided on your behalf)
  • The total of payments (the amount you will have paid after you have made all of your scheduled mortgage payments)

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