Credit reporting requirements (FCRA)
Resources to help industry understand, implement, and comply with the Fair Credit Reporting Act and Regulation V.
Rules
Browse consumer reporting final rules to see specific amendments made by each final rule to Regulation V.
Regulations and official interpretations
Browse Regulation V (12 CFR 1022) on: Interactive Bureau Regulations | eCFR
[For relevant requirements, browse also the FCRA at 15 U.S.C. 1681 to 1681x ]
Rules related to credit reporting
Sign up for updates about consumer reporting rule implementation topics, such as credit reporting.
Quick references
Executive summary: FCRA Medical Information Final Rule
Fast facts: FCRA and Regulation V Human Trafficking Final Rule
Other references
Unofficial redline: FCRA Medical Information Final Rule
Proposed rule changes and related notices
Fast facts: Consumer Reporting of Medical Information Proposed Rule
Guides
Supervision and examination materials
Guides to how the CFPB will supervise and examine entities under its jurisdiction for compliance with Federal consumer financial law.
See the FCRA examination procedures
See the consumer reporting larger participants examination procedures
Browse the consumer reporting special edition of Supervisory Highlights
Compliance bulletins
Advisory Opinion
Advisory Opinion: Facially false data under the FCRA
Forms
Downloadable versions of the model forms that were published in the Regulation V/FCRA rules.
Additional materials
Resources prepared by other agencies that provide general information. These materials are not provided by the CFPB and may not necessarily represent the Bureau’s views or interpretations.
Browse the FTC’s Staff Report on 40 Years of Experience with the FCRA