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Identifying the missing credit score category


After reviewing basic facts about the lending process and credit scores, students play a game to reinforce their understanding of what goes into a credit score.

Big idea

When lenders determine eligibility for a loan, they consider many factors, including a person’s credit history and credit score.

Essential questions

  • How does understanding credit scores and credit history help improve your likelihood to get approved for a loan?

  • How are the financial decisions people make represented in their credit history?


  • Understand what a credit score is and how lenders use it when they determine eligibility for a loan

  • Become familiar with the factors used to calculate credit scores

What students will do

  • Read a handout about credit scores to understand how credit scores may influence lending decisions.

  • Play the team game “The case of the missing credit score category.”

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