Notice of a Public List of Companies Offering Existing Customers Free Access to a Credit Score
Section 1013(d)(1) of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 (Dodd-Frank) established the Office of Financial Education within the Bureau of Consumer Financial Protection (CFPB or Bureau) to develop and launch initiatives that will educate consumers and help them make better informed financial decisions.
The CFPB’s Office of Financial Education is exploring how to produce a list of companies offering existing customers free access to a credit score (“the service”). The Bureau could leverage this list to bring consumer attention to the topic, and to develop content to educate, inform and empower consumers on the use and availability of credit scores and credit reports. The responses to this notice will help us to launch this public list.