The Bureau proposes to amend Regulation Z to replace the Temporary GSE QM loan definition’s sunset date with a provision that extends the definition to expire upon the effective date of final amendments to the General QM loan definition.
The Bureau of Consumer Financial Protection proposes to amend Regulation F, which implements the Fair Debt Collection Practices Act (FDCPA), by proposing to require debt collectors to make certain disclosures when collecting time-barred debts.
This notice proposes changes to the Remittance Rule to mitigate the expiration of an exception that allows insured institutions to estimate certain costs associated with sending a remittance transfer to increase the normal course of business safe harbor.
The Bureau of Consumer Financial Protection (Bureau) is issuing this Advance Notice of Proposed Rulemaking (ANPR) because it is considering whether to propose revisions to Regulation Z’s general qualified mortgage definition.
The Request for Information regarding potential rule changes
to the Remittance Rule seeks information on the coverage of the rule and on the
expiration of an exception that allows certain financial institutions to
estimate certain costs that come with sending a remittance transfer.
The Bureau is issuing
this advance notice of proposed rulemaking relating to residential Property
Assessed Clean Energy (PACE) financing to aid implementation of the Economic
Growth, Regulatory Relief, and Consumer Protection Act section 307.
The Bureau is proposing to rescind mandatory underwriting provisions of the regulation promulgated by the Bureau in November 2017 governing Payday, Vehicle Title, and Certain High-Cost Installment Loans.