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Archive of closed notices

The notices listed below are no longer open for public comment. Select a document title to read the full text of the notice or the comments that were received.

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Category: Proposed rule |
Published

Payday, Vehicle Title, and Certain High-Cost Installment Loans

The Bureau is proposing to rescind mandatory underwriting provisions of the regulation promulgated by the Bureau in November 2017 governing Payday, Vehicle Title, and Certain High-Cost Installment Loans.

Category: Proposed rule |
Published

Payday, Vehicle Title, and Certain High-Cost Installment Loans; Delay of Compliance Date

The Bureau is proposing to delay the August 19, 2019 compliance date for the mandatory underwriting provisions of the regulation promulgated by the Bureau in November 2017 governing Payday, Vehicle Title, and Certain High-Cost Installment Loans.

Category: Information collection activities |
Published

Agency Information Collection Activities: Comment Request

This is a Paperwork Reduction Act request to renew without change Office of Management and Budget (OMB) approval for a currently approved generic information collection plan (GICP) titled, “Generic Information Collection Plan for the Collection of Qualitative Feedback on Bureau Service Delivery.

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Category: Request for comment or information |
Published

Request for Information Regarding Use of Alternative Data and Modeling Techniques in the Credit Process

The Consumer Financial Protection Bureau (CFPB or Bureau) seeks information about the use or potential use of alternative data and modeling techniques in the credit process. The Bureau seeks to learn more about current and future market developments, including existing and emerging consumer benefits and risks, and how these developments could alter the marketplace and the consumer experience. The Bureau also seeks to learn how market participants are or could be mitigating certain risks to consumers, and about consumer preferences, views, and concerns.  

Category: Request for comment or information |
Published

Request for Information Regarding Consumer Access to Financial Records

The Dodd-Frank Act provides for consumer rights to access financial account and account-related data in usable electronic form.  The CFPB is seeking comments from the public about consumer access to such information, including access by entities acting with consumer permission, in connection with the provision of products or services that make use of that information.