Archive of closed notices

The notices listed below are no longer open for public comment. Select a document title to read the full text of the notice or the comments that were received.

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Request for Information Regarding Use of Alternative Data and Modeling Techniques in the Credit Process

The Consumer Financial Protection Bureau (CFPB or Bureau) seeks information about the use or potential use of alternative data and modeling techniques in the credit process. The Bureau seeks to learn more about current and future market developments, including existing and emerging consumer benefits and risks, and how these developments could alter the marketplace and the consumer experience. The Bureau also seeks to learn how market participants are or could be mitigating certain risks to consumers, and about consumer preferences, views, and concerns.  

60 Day PRA: Truth In Lending Act (Regulation Z) — Appraisals For Higher-Priced Mortgage Loans

In accordance with the Paperwork Reduction Act of 1995 (PRA), the Bureau of Consumer Financial Protection (Bureau) is requesting to renew the Office of Management and Budget (OMB) approval for an existing information collection titled, “Truth In Lending Act (Regulation Z) — Appraisals For Higher-Priced Mortgage Loans.”

Request for Information Regarding Consumer Access to Financial Records

The Dodd-Frank Act provides for consumer rights to access financial account and account-related data in usable electronic form.  The CFPB is seeking comments from the public about consumer access to such information, including access by entities acting with consumer permission, in connection with the provision of products or services that make use of that information.