TILA Higher Priced Mortgage Loans Appraisal Rule
Resources to help industry participants understand, implement, and comply with the TILA Higher-Priced Mortgage Loan (HPML) appraisal rule.
Generally, compliance with the TILA HPML appraisal rule is mandatory for applications received on or after January 18, 2014. The Bureau has provided materials, including updated guides, to help industry comply with the rule.
Browse the TILA HPML appraisal final rules to see specific amendments made by each final rule to Regulation Z.
Regulations and official interpretations
Main TILA HPML Appraisal rule provisions and official interpretations can be found in:
- § 1026.35, Requirements for higher-priced mortgage loans.
- Supplement I to Part 1026 (including official interpretations for the above provision)
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Small entity compliance guide
Supervision and examination materials
Guides to how the Bureau will supervise and examine entities under its jurisdiction for compliance with Federal consumer financial law.