Credit reporting requirements (FCRA)
Resources to help industry understand, implement, and comply with the Fair Credit Reporting Act and Regulation V.
On June 16, 2020, the Bureau issued related to the CARES Act and FCRA requirements. This was provided in addition to the April 2020 statement.
Browse the Fair Credit Reporting interim final rule to see recent amendments to the model summaries of rights in Regulation V.
Browse the final rule setting the maximum allowable charge for disclosures by a consumer reporting agency pursuant to FCRA section 609.
Browse the final rule defining larger participants in the consumer reporting market.
Regulations and official interpretations
Browse Regulation V (12 CFR 1022) on: Interactive Bureau Regulations |
Sign up for updates about mortgage rule implementation.
Supervision and examination materials
Guides to how the CFPB will supervise and examine entities under its jurisdiction for compliance with Federal consumer financial law.
Downloadable versions of the model forms that were published in the Regulation V/FCRA rules.
Resources prepared by other agencies that provide general information. These materials are not provided by the Bureau and may not necessarily represent the Bureau’s views or interpretations.