Credit reporting requirements (FCRA)
Resources to help industry understand, implement, and comply with the Fair Credit Reporting Act and Regulation V.
On September 12, 2018, the Bureau issued an interim final rule updating the Bureau’s model Summary of Consumer Rights and Summary of Consumer Identity Theft Rights to reflect changes made to the Fair Credit Reporting Act by the Economic Growth, Regulatory Relief, and Consumer Protection Act.
Browse the Fair Credit Reporting interim final rule to see recent amendments to the model summaries of rights in Regulation V.
Browse the final rule setting the maximum allowable charge for disclosures by a consumer reporting agency pursuant to FCRA section 609.
Browse the final rule defining larger participants in the consumer reporting market.
Regulations and official interpretations
Browse Regulation V (12 CFR 1022) on: Interactive Bureau Regulations |
Supervision and examination materials
Guides to how the CFPB will supervise and examine entities under its jurisdiction for compliance with Federal consumer financial law.
Downloadable versions of the model forms that were published in the Regulation V/FCRA rules.
Resources prepared by other agencies that provide general information. These materials are not provided by the Bureau and may not necessarily represent the Bureau’s views or interpretations.