Implementation and guidance

We want financial institutions, service providers, and other entities to have the tools and resources they need to comply with consumer financial protection law.

We’ve developed a variety of materials to help you understand and implement the rules that we issue.

Compliance aids

We have resources to help you understand the rules and their implications as well as links to various other helpful resources, because timely and efficient regulatory implementation of new rules is an important factor in delivering consumer protections to the market.

Home Mortgage Disclosure Act (HMDA) rule

Prepaid rule

Remittance transfer rule

Title XIV rules: mortgage origination

Title XIV rules: mortgage servicing

TILA-RESPA integrated mortgage disclosure rule

Arbitration agreements rule

Truth in Lending annual threshold adjustments

Official guidance

57 filtered results
Published Category: Official guidance

Statement on supervisory practices regarding financial institutions and consumers affected by Hurricanes Harvey and Irma

The Consumer Financial Protection Bureau (CFPB) is updating its statement on Hurricane Harvey to also address Hurricane Irma. The CFPB advises our supervised entities that we encourage them to work with consumers affected by Hurricanes Harvey and Irma to make use of existing regulatory flexibility where doing so would benefit consumers affected by these major disasters.

Published Category: Official guidance

Memorandum on financial institution and law enforcement efforts to combat elder financial exploitation

The Consumer Financial Protection Bureau, the United States Department of the Treasury, and the Financial Crimes Enforcement Network (FinCEN) are issuing this joint memorandum to encourage coordination among financial institutions, law enforcement, and adult protective service agencies (APS) in order to protect older adults from elder financial exploitation.

Published Category: Official guidance

Policy Guidance on Supervisory and Enforcement Priorities Regarding Early Compliance with the 2016 Amendments to the 2013 Mortgage Rules Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z)

The Bureau is issuing non-binding policy guidance relating to a three-day period of early compliance with the 2016 Final Rule.

Published Category: Official guidance

Status of New Uniform Residential Loan Application and Collection of Expanded Home Mortgage Disclosure Act Information about Ethnicity and Race in 2017 under Regulation B

This notice is issued pursuant to section 706(e) of the Equal Credit Opportunity Act and concerns the new Uniform Residential Loan Application and the collection of expanded Home Mortgage Disclosure Act information about ethnicity and race in 2017.