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Equal Credit Opportunity Act Valuation Rule

Resources to help industry understand, implement, and comply with the Equal Credit Opportunity Act (ECOA) valuation rule. 

Featured topic

On March 31, 2016, the Bureau updated the transactions coverage and exemptions chart to reflect changes to TILA’s rural or underserved provisions.

Rule

Browse the ECOA valuation final rule to see specific amendments to Regulation B.

Regulations and official interpretations

Browse Regulation B (12 CFR 1002) on: Interactive Bureau Regulations | eCFR

Main ECOA valuation rule provisions and official interpretations can be found in:

  • § 1002.14, Rules on providing appraisals and other valuations.
  • Supplement I to Part 1002 (including official interpretations for the above provision)

Quick reference

Coverage chart

Transaction coverage and exemptions for the 2013 mortgage origination rules - Reference tool illustrating general coverage and exemptions of certain mortgage products.

Guides

Small entity compliance guide

Download the latest version , version 1.2

Supervision and examination materials

Guides to how the Bureau will supervise and examine entities under its jurisdiction for compliance with Federal consumer financial law.

See the ECOA examination procedures

See the mortgage origination examination procedures

See the mortgage rules readiness guide , version 4.0