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Remittance transfers

Resources to help industry participants understand, implement, and comply with the remittance transfer rule (subpart B of Regulation E).

Featured topic

On May 11, 2020, the Bureau issued a final rule amending the Remittance Transfer Rule. The Bureau has also provided an executive summary of the final rule and an unofficial redline showing the changes that the final rule makes to the Remittance Transfer Rule.

On June 2, 2020, the Bureau also issued COVID-19 pandemic guidance related to the Remittance Transfer Rule, provided in addition to the April 2020 statement.

Rules

Browse remittance transfer rule to see specific amendments to Regulation E.

Browse final rule defining larger participants in the international money transfer market.

Regulations and official interpretations

Browse the Remittance Rule (Subpart B of Regulation E, 12 CFR 1005) on:
Interactive Bureau Regulations | eCFR

Main remittance transfer rule provisions and official interpretations can be found in:

  • § 1005.30, Definitions
  • § 1005.31, Disclosures
  • § 1005.32, Estimates
  • § 1005.33, Error resolution
  • § 1005.34, Cancellation and refund of remittance transfers
  • § 1005.35, Acts of agents
  • § 1005.36, Transfers scheduled before date of transfer
  • Appendix A, Model disclosure clauses and forms

Guides

Small entity compliance guide

Download the latest version , version 4.0

Supervision and examination materials

Guide to how the Bureau will supervise and examine entities under its jurisdiction for compliance with Federal consumer financial law.

Statement regarding supervisory and enforcement practices in light of the COV1D-19 pandemic

See the remittance transfer rule examination procedures

Bulletin

CFPB Bulletin 2012-08: Remittance transfer rule implementation

Quick references

Executive summary of the May 2020 amendments

Unofficial redline of the May 2020 amendments to the Remittance Transfer Rule

Table of contents for the May 2020 amendments to the Remittance Transfer Rule

Summary of the 2019 proposed amendments to the Remittance Transfer Rule

Table of contents for the 2019 proposed amendments to the Remittance Transfer Rule

Unofficial redline of the 2019 proposed amendments to the Remittance Transfer Rule

Forms

Browse model forms that comply with the remittance transfer rule.

Webinars

The Bureau has presented a webinar related to the remittance transfer rule and its requirements. The webinar has not been updated since its original 2013 presentation.

Browse remittance transfer rule webinar and presentation .

Additional materials

List of countries that qualify for an exception to the remittance transfer rule and consumer education materials

Safe harbor countries