Phoenix Title Loans, LLC
The Bureau sued five title lenders operating in Arizona for failing to disclose the annual percentage rate in online advertisements about title loans.
Enforcement actions
When we take an enforcement action against an entity or person we believe has violated the law, we will post court documents and other related materials here.
The Bureau may enforce the law by filing an action in federal district court or by initiating an administrative adjudication proceeding. Administrative proceedings are conducted by an Administrative Law Judge, who holds hearings and issues a recommended decision. Proceedings are conducted in accordance with the Rules of Practice for Adjudication Proceedings .
Intercept Corporation, d/b/a InterceptEFT, Bryan Smith, and Craig Dresser
The CFPB filed suit against payment processer Intercept Corporation and two of its executives, Bryan Smith and Craig...
All American Check Cashing, Inc., Mid-State Finance, Inc. (d/b/a Thrifty Check Advance), and Michael Gray
On May 11, 2016, the Bureau filed a complaint against two companies, All American Check Cashing, Inc. and Mid-State Finance, Inc., which offer check-cashing services and payday loans, and their president and sole owner, Michael Gray.
Dmitry Fomichev
The Bureau took action on April 21, 2016 against Dmitry Fomichev, co-founder of T3Leads, a company that resold loan applications containing sensitive...
Davit Gasparyan, a/k/a David Gasparyan
The CFPB took action on April 21, 2016 against Davit Gasparyan, a/k/a David Gasparyan, co-founder of T3Leads, a company that...
D and D Marketing, Inc., d/b/a T3Leads, Grigor Demirchyan, and Marina Demirchyan
CFPB took separate actions against T3Leads and individuals that resold sensitive personal data to lenders and debt collectors, allegedly exposing millions...
EZCORP, Inc.,Texas EZPAWN, L.P.,Texas EZMONEY, L.P. et al.
CFPB took action against EZCORP, Inc., a small-dollar lender, for illegal debt collection practices.
Integrity Advance, LLC and James R. Carnes
On November 18, 2015, the Bureau filed a notice of charges against an online lender, Integrity Advance, LLC, and its CEO, James R. Carnes.
NDG Financial Corp., Northway Financial Corp., Ltd., Northway Broker, Ltd. Et al.
The CFPB filed a proposed settlement with NDG Financial Corp., Northway Financial Corp., Ltd., Northway Broker, Ltd. Et al.
SSM Group, Hydra Financial Limited Fund, CMG Group, LLC, DJR Group, LLC, BCD Group, LLC, et al.
The CFPB announced its action to halt the operations of an online payday lender, the Hydra Group, which it believes is running an illegal cash-grab scam.
ACE Cash Express, Inc.
The CFPB took enforcement action against ACE Cash Express, one of the largest payday lenders in the United States, for pushing payday borrowers into a cycle...
CashCall, Inc.; WS Funding, LLC; Delbert Services Corporation; and J. Paul Reddam
On December 16, 2013, the Bureau filed a complaint in U.S. District Court for the District of Massachusetts against online loan servicer CashCall Inc.; its owner J. Paul Reddam; WS Funding, LLC, a subsidiary; and Delbert Services Corporation, an affiliate, for collecting money consumers did not owe.
Cash America International, Inc.
CFPB today took action against a payday lender by ordering Cash America International, Inc. to refund consumers for robo-signing court documents in debt...