{"took":86,"timed_out":false,"_shards":{"total":5,"successful":5,"skipped":0,"failed":0},"hits":{"total":{"value":18,"relation":"eq"},"max_score":null,"hits":[{"_index":"complaint-public-v1","_id":"4604103","_score":31.394722,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"I have contacted Conrad Credit Corporation several times and they have advised me that I only have one active account with them however they continue to report another account that does not belong to me on my XXXX  credit report. I have tried to dispute this account with XXXX and they have advised me that this 2nd account has been verified with Conrad Credit Corporation. When I contact Conrad Credit Corporation they have stated they can not update XXXX  about an account that does not exist in there system however they are the company that is reporting this inaccurate fraudulent account that does not belong to me. Remove this fraudulent account and update XXXX  with this information in order for me to consider resolving the account that does belong to me with you all. I will not resolve any account with Conrad Credit Corporation until they resolve this matter as it is damaging my credit.","date_sent_to_company":"2021-08-05T06:09:37.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"33578","tags":null,"has_narrative":true,"complaint_id":"4604103","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"CONRAD CREDIT CORPORATION","date_received":"2021-08-05T01:56:22.000Z","state":"FL","company_public_response":null,"sub_issue":"Information belongs to someone else"},"highlight":{"complaint_what_happened":["I will not resolve any account with <em>Conrad</em> <em>Credit</em> <em>Corporation</em> until they resolve this matter as it is damaging my <em>credit</em>."]},"sort":[31.394722,"4604103"]},{"_index":"complaint-public-v1","_id":"4937187","_score":31.093384,"_source":{"product":"Debt collection","complaint_what_happened":"This is now my XXXX time submitting a CFPB complaint about Conrad Credit Corporation. \nI filed a complaint on XX/XX/2021, XX/XX/2021, XX/XX/2021, XX/XX/2021, XX/XX/2021, XX/XX/2021, XX/XX/2021. With no resolution!!! Complaint # XXXX that was filed on XX/XX/2021 Conrad Credit Corporation acknowledged that they reported a duplicate collection account to my credit file and advised that it would take XXXX days for both collections to be removed from my XXXX, XXXX and XXXX credit file however this has not happen. I have called all XXXX credit bureaus and they advised they have NOT received anything from Conrad Credit Corporation. I am tired of continuing to file a complaint and neither the CFPB or Conrad Credit Corporation has resolved my issue. You are reporting a duplicate collection which is inaccurate and per my consumer rights per the FCRA this must be deleted from my credit file. This is my last time attempt to resolve this matter with both the CFPB and Conrad Credit Corporation. I will not wait another XXXX days for this matter to be resolve. I will file for litigation immediately. Remove these collection accounts from my credit file NOW!","date_sent_to_company":"2021-11-22T13:57:51.000Z","issue":"False statements or representation","sub_product":"I do not know","zip_code":"33578","tags":null,"has_narrative":true,"complaint_id":"4937187","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"CONRAD CREDIT CORPORATION","date_received":"2021-11-22T13:35:45.000Z","state":"FL","company_public_response":null,"sub_issue":"Attempted to collect wrong amount"},"highlight":{"complaint_what_happened":["Complaint # XXXX that was filed on XX/XX/2021 <em>Conrad</em> <em>Credit</em> <em>Corporation</em> acknowledged that they reported a duplicate collection account to my <em>credit</em> file and advised that it would take XXXX days for both collections to be removed from my XXXX, XXXX and XXXX <em>credit</em> file however this has not happen. I have called all XXXX <em>credit</em> bureaus and they advised they have NOT received anything from <em>Conrad</em> <em>Credit</em> <em>Corporation</em>."]},"sort":[31.093384,"4937187"]},{"_index":"complaint-public-v1","_id":"2879935","_score":29.380007,"_source":{"product":"Debt collection","complaint_what_happened":"I signed an agreement with XXXX XXXX XXXX XXXX  that is managed by XXXX XXXX XXXX to purchase a timeshare. Fraudulent sales techniques were used by the XXXX XXXX XXXX XXXX during the point-of-sale, I became aware of the many omissions, misrepresentations and undisclosed terms that were not properly disclosed to me prior to signing the timeshare agreement. The majority of the misrepresentations that were made by the sales representative had deluded my judgment and misguided me into the purchase. Conrad Acceptance Corporation is now attempting to collect on the Account. The last collection notice I received from Conrad Credit Corporation was datedXX/XX/XXXX and sent to me by XXXX XXXX a Collection Representative. Because the account is now negatively impacting my credit and stopping me from getting a home loan, I sent a Debt Validation Request dated XX/XX/XXXX, back to Conrad Credit Corporation to dispute the debt they attempt to collect. To date I have not received any other notice or correspondences from Conrad Credit in regards to the account or my debt validation request and they still show up on my credit.","date_sent_to_company":"2018-04-18T20:17:53.000Z","issue":"Written notification about debt","sub_product":"I do not know","zip_code":"60440","tags":null,"has_narrative":true,"complaint_id":"2879935","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"CONRAD CREDIT CORPORATION","date_received":"2018-04-18T19:55:12.000Z","state":"IL","company_public_response":null,"sub_issue":"Didn't receive enough information to verify debt"},"highlight":{"complaint_what_happened":["<em>Conrad</em> Acceptance <em>Corporation</em> is now attempting to collect on the Account. The last collection notice I received from <em>Conrad</em> <em>Credit</em> <em>Corporation</em> was datedXX/XX/XXXX and sent to me by XXXX XXXX a Collection Representative. Because the account is now negatively impacting my <em>credit</em> and stopping me from getting a home loan, I sent a Debt Validation Request dated XX/XX/XXXX, back to <em>Conrad</em> <em>Credit</em> <em>Corporation</em> to dispute the debt they attempt to collect."]},"sort":[29.380007,"2879935"]},{"_index":"complaint-public-v1","_id":"8585235","_score":27.45044,"_source":{"product":"Debt collection","complaint_what_happened":"I don't recall having a contractual relationship with Conrad Credit Corporation Account XXXX XXXX.","date_sent_to_company":"2024-03-20T12:43:04.000Z","issue":"Attempts to collect debt not owed","sub_product":"I do not know","zip_code":"33351","tags":null,"has_narrative":true,"complaint_id":"8585235","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"CONRAD CREDIT CORPORATION","date_received":"2024-03-20T12:39:46.000Z","state":"FL","company_public_response":null,"sub_issue":"Debt is not yours"},"highlight":{"complaint_what_happened":["I don't recall having a contractual relationship with <em>Conrad</em> <em>Credit</em> <em>Corporation</em> Account XXXX XXXX."]},"sort":[27.45044,"8585235"]},{"_index":"complaint-public-v1","_id":"5669379","_score":25.69752,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"Three ( 3 ) different companies, CONRAD CREDIT CORPORATION, XXXX XXXX XXXX XXXX XXXX XXXX XXXX with same Account No. XXXX on the 3 consumer reports have voilated my right, 15 U.S. Code 1692g failed to respond to request to validate the debt and provide proof of claim within 30 days of notification 15 U.S. Code 1681s2 A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate. A person shall not furnish information relating to a consumer to any consumer reporting agency if ( i ) the person has been notified by the consumer, at the address specified by the person for such notices, that specific information is inaccurate; and ( ii ) the information is, in fact, inaccurate.\n\n15 U.S. Code 1692k - Except as otherwise provided by this section, any debt collector who fails to comply with any provision of this subchapter with respect to any person is liable to such person in an amount equal to the sum of ( A ) in the case of any action by an individual, such additional damages as the court may allow, but not exceeding {$1000.00} ; I have written to all three companies for debt validation but none has responded to me despite they were informed to cease and desist all collection reporting activities on my credit report. \nCONRAD CREDIT CORPORATION AND XXXX XXXX XXXX still reporting under 3 different names on XXXX, XXXX and XXXX XXXX report. \n\nDespite this, CONRAD CREDIT CORPORATION, XXXX XXXX XXXX XXXX XXXX XXXX XXXX  are reporting incorrrect : Date Opened, Balance, High Credit, Last reported, Date Last Active and Payment History.","date_sent_to_company":"2022-06-15T03:58:16.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"10475","tags":null,"has_narrative":true,"complaint_id":"5669379","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"CONRAD CREDIT CORPORATION","date_received":"2022-06-15T03:58:10.000Z","state":"NY","company_public_response":null,"sub_issue":"Account information incorrect"},"highlight":{"complaint_what_happened":["<em>CONRAD</em> <em>CREDIT</em> <em>CORPORATION</em> AND XXXX XXXX XXXX still reporting under 3 different names on XXXX, XXXX and XXXX XXXX report. \n\nDespite this, <em>CONRAD</em> <em>CREDIT</em> <em>CORPORATION</em>, XXXX XXXX XXXX XXXX XXXX XXXX XXXX  are reporting incorrrect : Date Opened, Balance, High <em>Credit</em>, Last reported, Date Last Active and Payment History."]},"sort":[25.69752,"5669379"]},{"_index":"complaint-public-v1","_id":"4273689","_score":24.201027,"_source":{"product":"Debt collection","complaint_what_happened":"I sent a debt validation letter on XX/XX/2021 to Conrad Credit Corporation located at XXXX XXXX XXXX XXXX # XXXX, XXXX TX XXXX and they received my request on XXXX.This company has failed to validate this debt by not responding at all. Please delete this information from my credit file and cease all collections activities immediately.","date_sent_to_company":"2021-04-05T20:58:02.000Z","issue":"Written notification about debt","sub_product":"I do not know","zip_code":"33578","tags":null,"has_narrative":true,"complaint_id":"4273689","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"CONRAD CREDIT CORPORATION","date_received":"2021-04-05T20:48:47.000Z","state":"FL","company_public_response":"Company believes the complaint is the result of a misunderstanding","sub_issue":"Didn't receive enough information to verify debt"},"highlight":{"complaint_what_happened":["I sent a debt validation letter on XX/XX/2021 to <em>Conrad</em> <em>Credit</em> <em>Corporation</em> located at XXXX XXXX XXXX XXXX # XXXX, XXXX TX XXXX and they received my request on XXXX.This company has failed to validate this debt by not responding at all. Please delete this information from my <em>credit</em> file and cease all collections activities immediately."]},"sort":[24.201027,"4273689"]},{"_index":"complaint-public-v1","_id":"19088577","_score":24.147583,"_source":{"product":"Debt collection","complaint_what_happened":"I was called shortly after clicking a link to an email stating I owe money for an IT Certification Course that I underwent in 2022. This email was from Conrad Credit Corporation During the call I was never informed that they were a debt collector attempting to collect a debt. It is never stated from previous calls, from different numbers in voicemail, that they are debt collectors either. \n\nThe call I received was from someone named XXXX from Conrad. On the call she stated they were working with XXXX over an amount I owed to them in a total + {$4000.00} dollars. \n\nI attempted to establish a payment plan and while I was in the process of supplying my debit card number, she had a lot of issues entering in my information and the call went silent. I hung up after about 30 seconds of dead air, fearing they may be scammers given that there was no disclosure of them being debt collectors.\n\nIn my research I found that debt collectors have to establish that they who they are and that they are attempting to collect a debt. That is the reason for the complaint Information given from the caller XXXX from Conrad XXXX ext. XXXX","date_sent_to_company":"2026-01-29T00:53:33.000Z","issue":"Written notification about debt","sub_product":"Private student loan debt","zip_code":"47933","tags":null,"has_narrative":true,"complaint_id":"19088577","timely":"No","company_response":"Closed with explanation","submitted_via":"Web","company":"CONRAD CREDIT CORPORATION","date_received":"2026-01-29T00:26:00.000Z","state":"IN","company_public_response":null,"sub_issue":"Notification didn't disclose it was an attempt to collect a debt"},"highlight":{"complaint_what_happened":["This email was from <em>Conrad</em> <em>Credit</em> <em>Corporation</em> During the call I was never informed that they were a debt collector attempting to collect a debt. It is never stated from previous calls, from different numbers in voicemail, that they are debt collectors either. \n\nThe call I received was from someone named XXXX from <em>Conrad</em>. On the call she stated they were working with XXXX over an amount I owed to them in a total + {$4000.00} dollars."]},"sort":[24.147583,"19088577"]},{"_index":"complaint-public-v1","_id":"3169542","_score":24.076412,"_source":{"product":"Debt collection","complaint_what_happened":"On XX/XX/2019 at XXXX XXXX, XXXX XXXX from Conrad Credit Corporation called me and left a voicemail on my cell phone. I sent a letter to the company that same day by fax and by mail stating that I can not get calls at work and I ask that you please stop calling me and communicate by mail only please. On XX/XX/2019 I received another voicemail from XXXX XXXX at Conrad Credit Corporation post revocation of consent to be contacted by phone and while I was at work, which actually got me into trouble. I have tried to ask this company nicely to stop, but they call anyways. I am requesting that the CFPB please investigate accordingly. No lawsuits have been filed yet, but I want them to contact my attorney ASAP to resolve this violation of The Fair Debt Collections Practices Act. \n\nXXXX XXXX XXXX Esq. \nXXXX XXXX XXXX XXXX  XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX CA XXXX T : ( XXXX ) XXXX - XXXX F : ( XXXX ) XXXX - XXXX XXXX XXXX","date_sent_to_company":"2019-03-05T08:00:06.000Z","issue":"Communication tactics","sub_product":"I do not know","zip_code":"93021","tags":null,"has_narrative":true,"complaint_id":"3169542","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"CONRAD CREDIT CORPORATION","date_received":"2019-03-05T02:49:48.000Z","state":"CA","company_public_response":null,"sub_issue":"You told them to stop contacting you, but they keep trying"},"highlight":{"complaint_what_happened":["On XX/XX/2019 at XXXX XXXX, XXXX XXXX from <em>Conrad</em> <em>Credit</em> <em>Corporation</em> called me and left a voicemail on my cell phone. I sent a letter to the company that same day by fax and by mail stating that I can not get calls at work and I ask that you please stop calling me and communicate by mail only please."]},"sort":[24.076412,"3169542"]},{"_index":"complaint-public-v1","_id":"4508181","_score":23.727283,"_source":{"product":"Debt collection","complaint_what_happened":"I am showing 2 collection accounts on my XXXX  credit report with Conrad Credit Corporation and I would like to make know what these accounts are for. I sent a debt validation letter on XX/XX/2021 with no response. \n\nThe accounts in question are : Account # XXXX, Balance {$8800.00} Account # XXXX, Balance {$8200.00}","date_sent_to_company":"2021-07-01T17:17:16.000Z","issue":"Written notification about debt","sub_product":"I do not know","zip_code":"33578","tags":null,"has_narrative":true,"complaint_id":"4508181","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"CONRAD CREDIT CORPORATION","date_received":"2021-07-01T17:11:04.000Z","state":"FL","company_public_response":"Company disputes the facts presented in the complaint","sub_issue":"Didn't receive enough information to verify debt"},"highlight":{"complaint_what_happened":["I am showing 2 collection accounts on my XXXX  <em>credit</em> report with <em>Conrad</em> <em>Credit</em> <em>Corporation</em> and I would like to make know what these accounts are for. I sent a debt validation letter on XX/XX/2021 with no response. \n\nThe accounts in question are : Account # XXXX, Balance {$8800.00} Account # XXXX, Balance {$8200.00}"]},"sort":[23.727283,"4508181"]},{"_index":"complaint-public-v1","_id":"4568586","_score":23.222149,"_source":{"product":"Debt collection","complaint_what_happened":"I have received a letter from Conrad Credit corporation claiming that I have a debt of {$2900.00} owed to XXXX XXXX and consulting. I have never heard of either one of these companies and have never in my life been associated with them so I know for a fact that I do not owe this kind of debt to them. I have never been in business with them or never owed this type of amount to anyone before.","date_sent_to_company":"2021-07-22T22:13:46.000Z","issue":"Attempts to collect debt not owed","sub_product":"I do not know","zip_code":"XXXXX","tags":null,"has_narrative":true,"complaint_id":"4568586","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"CONRAD CREDIT CORPORATION","date_received":"2021-07-22T22:03:34.000Z","state":"CA","company_public_response":null,"sub_issue":"Debt is not yours"},"highlight":{"complaint_what_happened":["I have received a letter from <em>Conrad</em> <em>Credit</em> <em>corporation</em> claiming that I have a debt of {$2900.00} owed to XXXX XXXX and consulting. I have never heard of either one of these companies and have never in my life been associated with them so I know for a fact that I do not owe this kind of debt to them. I have never been in business with them or never owed this type of amount to anyone before."]},"sort":[23.222149,"4568586"]},{"_index":"complaint-public-v1","_id":"2921983","_score":21.233063,"_source":{"product":"Debt collection","complaint_what_happened":"My wife and I brought a time-share in Florida in XX/XX/XXXX and we paid {$9000.00} cash for it. My wife die in XX/XX/XXXX so it was left to me, than I was behind on my fee so I sent XXXX XXXX {$700.00} check to catch up on my fee. I call them and told them to Lease my time-share so it will pay for my condo fee, but it never happen.I don't owe Conrad Credit Corporation one penny. I have't been on vacation seen my wife dead. I pray this matter will be over soon.","date_sent_to_company":"2018-05-30T14:22:55.000Z","issue":"False statements or representation","sub_product":"Other debt","zip_code":"238XX","tags":"Older American, Servicemember","has_narrative":true,"complaint_id":"2921983","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"CONRAD CREDIT CORPORATION","date_received":"2018-05-30T13:12:35.000Z","state":"VA","company_public_response":null,"sub_issue":"Attempted to collect wrong amount"},"highlight":{"complaint_what_happened":["I call them and told them to Lease my time-share so it will pay for my condo fee, but it never happen.I don't owe <em>Conrad</em> <em>Credit</em> <em>Corporation</em> one penny. I have't been on vacation seen my wife dead. I pray this matter will be over soon."]},"sort":[21.233063,"2921983"]},{"_index":"complaint-public-v1","_id":"3825649","_score":21.12296,"_source":{"product":"Debt collection","complaint_what_happened":"i sold my XXXX XXXX license plate XXXX in XX/XX/XXXX to a XXXX XXXX XXXX. he bought motorcycle and promised to finish release of liability when i insisted i would. he broke down and left vehicle on freeway by XXXX, ca where he left it stranded. this was not my responsibility to pay a tow fine that i didn't incur. i have photo of pink slip before i handed it to him with his information. i trusted him and this is not on me. now this issue from the tow company creditor called XXXX XXXX XXXX XXXX. ACCOUNT NUMBER XXXX. REFERENCE # XXXX BALANCE {$2200.00} -- XXXX. THEY TRIED TO SELL THE CASE TO A COLLECTIONS AGENCY THAT THREATENED ME AND MY LIVELY HOOD BY THREATENING TO DESTROY MY CREDIT. I WANT TO SUE THEM. THE COMPANY IS CALLED CONRAD CREDIT CORPORATION '' XXXX, CA. THIS IS A SCAM AND I KNOW IN MY HEART THIS IS NOT MY FAULT. IM A VICTIM OF A TRUE HUSTLE BY COLLECTION AGENCIES. THIS VERY TOPIC IS BEING DISCUSSED IN THE WHITE HOUSE BECAUSE PEOPLE ARE GETTING TAKEN ADVANTAGE OF BY COLLECTIONS, TOW COMPANIES, ETC. PLEASE HELP ME I GOT PLENTY EVIDENCE OF MY CONVERSATION WITH THE THREATENING COLLECTION COMPANY CALLED CONRAD. I HAVE PROOF","date_sent_to_company":"2020-09-02T04:49:05.000Z","issue":"Attempts to collect debt not owed","sub_product":"Other debt","zip_code":"91744","tags":null,"has_narrative":true,"complaint_id":"3825649","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"CONRAD CREDIT CORPORATION","date_received":"2020-09-02T00:24:31.000Z","state":"CA","company_public_response":null,"sub_issue":"Debt is not yours"},"highlight":{"complaint_what_happened":["THEY TRIED TO SELL THE CASE TO A COLLECTIONS AGENCY THAT THREATENED ME AND MY LIVELY HOOD BY THREATENING TO DESTROY MY <em>CREDIT</em>. I WANT TO SUE THEM. THE COMPANY IS CALLED <em>CONRAD</em> <em>CREDIT</em> <em>CORPORATION</em> '' XXXX, CA. THIS IS A SCAM AND I KNOW IN MY HEART THIS IS NOT MY FAULT. IM A VICTIM OF A TRUE HUSTLE BY COLLECTION AGENCIES. THIS VERY TOPIC IS BEING DISCUSSED IN THE WHITE HOUSE BECAUSE PEOPLE ARE GETTING TAKEN ADVANTAGE OF BY COLLECTIONS, TOW COMPANIES, ETC."]},"sort":[21.12296,"3825649"]},{"_index":"complaint-public-v1","_id":"4341640","_score":20.941683,"_source":{"product":"Debt collection","complaint_what_happened":"ACCOUNT NUMBER # XXXX I sent a debt validation letter on XX/XX/2021 to Conrad Credit Corporation located at XXXX XXXX XXXX XXXX XXXX, CA XXXX and they received my request via certified mail on XXXX company has failed to validate this debt by not responding at all. \n\nPlease provide the following validation of debt request : - Proof of your right to own/collect this alleged debt - Balance claimed including all fees, interest and penalties - Contract bearing my personal signature If you can not validate this debt you must delete this information from my credit file and cease all collections activities immediately.","date_sent_to_company":"2021-05-01T06:31:21.000Z","issue":"Written notification about debt","sub_product":"I do not know","zip_code":"33578","tags":null,"has_narrative":true,"complaint_id":"4341640","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"CONRAD CREDIT CORPORATION","date_received":"2021-05-01T02:13:31.000Z","state":"FL","company_public_response":"Company disputes the facts presented in the complaint","sub_issue":"Didn't receive enough information to verify debt"},"highlight":{"complaint_what_happened":["ACCOUNT NUMBER # XXXX I sent a debt validation letter on XX/XX/2021 to <em>Conrad</em> <em>Credit</em> <em>Corporation</em> located at XXXX XXXX XXXX XXXX XXXX, CA XXXX and they received my request via certified mail on XXXX company has failed to validate this debt by not responding at all."]},"sort":[20.941683,"4341640"]},{"_index":"complaint-public-v1","_id":"15514252","_score":19.775562,"_source":{"product":"Debt collection","complaint_what_happened":"I've got the mail last month from Conrad Credit Corporation in XXXX CA ; and the letter anounce about the {$690.00} debt collector. I've called them and asked about it that I've never got from any banks in CA, and I'm living in WA. Someone answered my phone and said my calling will be transfered to XXXX. After longtime in waiting, she said the supervisor is busy and she hangup the phone. \nXX/XX/year> I got another mail with same content about my debt that I've never owned or made. \nPlease take an investigation about this company as well as my case. \nIt's 100 % scam. \n\nThank you so much, and I appreciate it. \n\nXXXX XXXX XXXX","date_sent_to_company":"2025-08-27T07:27:29.000Z","issue":"Attempts to collect debt not owed","sub_product":"I do not know","zip_code":"98407","tags":null,"has_narrative":true,"complaint_id":"15514252","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"CONRAD CREDIT CORPORATION","date_received":"2025-08-27T07:03:55.000Z","state":"WA","company_public_response":null,"sub_issue":"Debt is not yours"},"highlight":{"complaint_what_happened":["I've got the mail last month from <em>Conrad</em> <em>Credit</em> <em>Corporation</em> in XXXX CA ; and the letter anounce about the {$690.00} debt collector. I've called them and asked about it that I've never got from any banks in CA, and I'm living in WA. Someone answered my phone and said my calling will be transfered to XXXX. After longtime in waiting, she said the supervisor is busy and she hangup the phone. \nXX/XX/year> I got another mail with same content about my debt that I've never owned or made."]},"sort":[19.775562,"15514252"]},{"_index":"complaint-public-v1","_id":"2536476","_score":19.03603,"_source":{"product":"Payday loan, title loan, or personal loan","complaint_what_happened":"I entered into a   XXXX   XXXX   business agreement on  XXXX   XXXX   2017 . The total cost to do the business is  XXXX  dollars. I paid  XXXX  and have a balance of  XXXX . The business coach advised me that the business will finance the remaining balance. I asked on  3 occa sions if a credit check will be done and I was told no. The company sent me a document to sign with all my basic information. As a business partner I signed. On the  XXXX  of  XXXX     2017  I got an alert that some activity went on my credit. Only to see it was Conrad Acceptance Corporation. I contact my coach and told him I was being lied to that a credit check would not be done and I need a refund of a reversal of the transaction. He told me to contact support help at legendary marketing. I was told that the agreement I signed can not be cancelled or reversed afte r 3  business days. I made a report to my credit card company and the Credit Bureau. Attached is all text messages and emails.","date_sent_to_company":"2017-06-22T12:02:27.000Z","issue":"Improper use of your report","sub_product":"Installment loan","zip_code":"20011","tags":null,"has_narrative":true,"complaint_id":"2536476","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"CONRAD CREDIT CORPORATION","date_received":"2017-06-13T13:43:25.000Z","state":"DC","company_public_response":null,"sub_issue":"Reporting company used your report improperly"},"highlight":{"complaint_what_happened":["I asked on  3 occa sions if a <em>credit</em> check will be done and I was told no. The company sent me a document to sign with all my basic information. As a business partner I signed. On the  XXXX  of  XXXX     2017  I got an alert that some activity went on my <em>credit</em>. Only to see it was <em>Conrad</em> Acceptance <em>Corporation</em>. I contact my coach and told him I was being lied to that a <em>credit</em> check would not be done and I need a refund of a reversal of the transaction."]},"sort":[19.03603,"2536476"]},{"_index":"complaint-public-v1","_id":"3173076","_score":18.467022,"_source":{"product":"Debt collection","complaint_what_happened":"My name is XXXX XXXX. Conrad Credit Corporation does not stop calling me. I have asked them in writing to stop yet they call me anyways. Its to my understanding that when you ask a debt collector to stop calling and to communicate in writing only that they are supposed to stopthey havent. I am very upset because they called me at work and I told them I cant take calls at work and I got into trouble by my employer whom I am up for review on a promotionthat does not look like its happening anymore thanks to the unwanted calls at work that got me into trouble. \n\nI have asked them to also provide information about the alleged debt yet they still call and they still are reporting negative information on my Credit Report. I understand they can not continue to attempt to collect ( or call ) yet they do this anyways. \n\nI dont know why I must spend so many countless hours trying to resolve this matter its causing me a lot of XXXX.","date_sent_to_company":"2019-03-08T05:05:16.000Z","issue":"Written notification about debt","sub_product":"I do not know","zip_code":"93021","tags":null,"has_narrative":true,"complaint_id":"3173076","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"CONRAD CREDIT CORPORATION","date_received":"2019-03-08T00:02:00.000Z","state":"CA","company_public_response":null,"sub_issue":"Didn't receive notice of right to dispute"},"highlight":{"complaint_what_happened":["<em>Conrad</em> <em>Credit</em> <em>Corporation</em> does not stop calling me. I have asked them in writing to stop yet they call me anyways. Its to my understanding that when you ask a debt collector to stop calling and to communicate in writing only that they are supposed to stopthey havent."]},"sort":[18.467022,"3173076"]},{"_index":"complaint-public-v1","_id":"3557536","_score":17.937794,"_source":{"product":"Debt collection","complaint_what_happened":"On XX/XX/XXXX I sold a pick up truck ( XXXX XXXX XXXX Vin # XXXX ) to Mrs. XXXX XXXX XXXX XXXX  XXXX for {$4500.00}. Have all the sale documentation ( Title- release of liability, CA DMV  Notice of transfer, CA DMV  release of liability, copy of her XXXX XXXX /XXXX  ID ). \nOn XX/XX/XXXX I received a \" Notice of pending Lien Sale '' for vehicles under {$4000.00} from the XXXX XXXX XXXX XXXX XXXX XXXX in XXXX. I contacted the Towing company a few days after to clarify this situation to what they mentioned that if I had all the paperwork on hand I wasn't going to be liable for any further issues. \nNow this past Tuesday ( XX/XX/XXXX ) I'm being notified that my \" account '' has been sent to collections. \nI tried to reach out to CONRAD Credit Corporation in XXXX to fix this but nobody is answering my calls and their web site doesn't really provide any options to dispute this collection.","date_sent_to_company":"2020-03-07T05:38:11.000Z","issue":"Attempts to collect debt not owed","sub_product":"I do not know","zip_code":"91911","tags":"Older American","has_narrative":true,"complaint_id":"3557536","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"CONRAD CREDIT CORPORATION","date_received":"2020-03-07T00:04:04.000Z","state":"CA","company_public_response":null,"sub_issue":"Debt is not yours"},"highlight":{"complaint_what_happened":["I tried to reach out to <em>CONRAD</em> <em>Credit</em> <em>Corporation</em> in XXXX to fix this but nobody is answering my calls and their web site doesn't really provide any options to dispute this collection."]},"sort":[17.937794,"3557536"]},{"_index":"complaint-public-v1","_id":"3402313","_score":14.875329,"_source":{"product":"Debt collection","complaint_what_happened":"On my credit there is a charge for XXXX dated XX/XX/XXXX. The original creditor name is XXXX XXXX XXXX. \nThe collection is Conrad credit corporation. I have in the passed reach out to them to assure them I have no knowledge of this transaction. As well as my XXXX XXXX XXXX so there is no way I can have an XXXX. I reached out again XX/XX/XXXX which they had reminded me of a statement I wrote and agreed they have notes stating this is a situation of identity theft. I told them that name is my sister which I do not have contact with and have no knowledge that she used my information. They assured me it will be taken care of they did have to contact the company again to verify this information. On XX/XX/XXXX I recieved a call back with a very aggressive tone stating I am on camera taking my sister to this clinic wish I do not deny. As well as she still very aggressive tells me this is fraud and will stay on my record and they are very upset and will be coming for me. As I recall I showed Id stating my name and d.o.b to be able to escort my sister out the building after procedure. I had no knowledge of her using my information where will this even make sense she going in with my name d.o.b so on and I show id with the same. This is not my fault she used my information or that the clinic did not pick this up. I should not have to suffer with this on my credit report for the negligence of XXXX XXXX or should I been threaten by a debt collector I am reaching out for for help. I feel violated and judge with out a jury or trust judge for this lady to insist that actions will be taken against me and this will stay on my record. Please help!!!","date_sent_to_company":"2019-10-11T05:31:22.000Z","issue":"Attempts to collect debt not owed","sub_product":"Medical debt","zip_code":"10453","tags":null,"has_narrative":true,"complaint_id":"3402313","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"CONRAD CREDIT CORPORATION","date_received":"2019-10-11T01:04:54.000Z","state":"NY","company_public_response":null,"sub_issue":"Debt was result of identity theft"},"highlight":{"complaint_what_happened":["On my <em>credit</em> there is a charge for XXXX dated XX/XX/XXXX. The original creditor name is XXXX XXXX XXXX. \nThe collection is <em>Conrad</em> <em>credit</em> <em>corporation</em>. I have in the passed reach out to them to assure them I have no knowledge of this transaction. As well as my XXXX XXXX XXXX so there is no way I can have an XXXX. I reached out again XX/XX/XXXX which they had reminded me of a statement I wrote and agreed they have notes stating this is a situation of identity theft."]},"sort":[14.875329,"3402313"]}]},"aggregations":{"has_narrative":{"meta":{},"doc_count":18,"has_narrative":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":1,"key_as_string":"true","doc_count":18}]}},"product":{"meta":{},"doc_count":18,"product":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Debt collection","doc_count":15,"sub_product.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"I do not know","doc_count":11},{"key":"Other debt","doc_count":2},{"key":"Medical debt","doc_count":1},{"key":"Private student loan debt","doc_count":1}]}},{"key":"Credit reporting, credit repair services, or other personal consumer reports","doc_count":2,"sub_product.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Credit reporting","doc_count":2}]}},{"key":"Payday loan, title loan, or personal loan","doc_count":1,"sub_product.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Installment loan","doc_count":1}]}}]}},"issue":{"meta":{},"doc_count":18,"issue":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Attempts to collect debt not owed","doc_count":6,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Debt is not yours","doc_count":5},{"key":"Debt was result of identity theft","doc_count":1}]}},{"key":"Written notification about debt","doc_count":6,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Didn't receive enough information to verify debt","doc_count":4},{"key":"Didn't receive notice of right to dispute","doc_count":1},{"key":"Notification didn't disclose it was an attempt to collect a debt","doc_count":1}]}},{"key":"False statements or representation","doc_count":2,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Attempted to collect wrong amount","doc_count":2}]}},{"key":"Incorrect information on your report","doc_count":2,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Account information incorrect","doc_count":1},{"key":"Information belongs to someone else","doc_count":1}]}},{"key":"Communication tactics","doc_count":1,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"You told them to stop contacting you, but they keep trying","doc_count":1}]}},{"key":"Improper use of your report","doc_count":1,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Reporting company used your report improperly","doc_count":1}]}}]}},"timely":{"meta":{},"doc_count":18,"timely":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Yes","doc_count":17},{"key":"No","doc_count":1}]}},"company_response":{"meta":{},"doc_count":18,"company_response":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Closed with explanation","doc_count":18}]}},"submitted_via":{"meta":{},"doc_count":18,"submitted_via":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Web","doc_count":18}]}},"company":{"meta":{},"doc_count":18,"company":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"CONRAD CREDIT CORPORATION","doc_count":18}]}},"state":{"meta":{},"doc_count":18,"state":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"FL","doc_count":6},{"key":"CA","doc_count":5},{"key":"NY","doc_count":2},{"key":"DC","doc_count":1},{"key":"IL","doc_count":1},{"key":"IN","doc_count":1},{"key":"VA","doc_count":1},{"key":"WA","doc_count":1}]}},"company_public_response":{"meta":{},"doc_count":18,"company_public_response":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Company disputes the facts presented in the complaint","doc_count":2},{"key":"Company believes the complaint is the result of a misunderstanding","doc_count":1}]}},"tags":{"meta":{},"doc_count":18,"tags":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Older American","doc_count":1},{"key":"Older American, Servicemember","doc_count":1}]}}},"_meta":{"license":"CC0","last_updated":"2026-07-05T12:00:00-05:00","last_indexed":"2026-07-05T12:00:00-05:00","total_record_count":16270635,"is_data_stale":false,"has_data_issue":false,"break_points":{}}}