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improperly"},"sort":[1.0,"9999997"]},{"_index":"complaint-public-v2","_id":"9999996","_score":1.0,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"","date_sent_to_company":"2024-09-03T22:42:56.000Z","issue":"Improper use of your report","sub_product":"Credit reporting","zip_code":"33060","tags":null,"has_narrative":false,"complaint_id":"9999996","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2024-09-03T22:42:53.000Z","state":"FL","company_public_response":null,"sub_issue":"Reporting company used your report improperly"},"sort":[1.0,"9999996"]},{"_index":"complaint-public-v2","_id":"9999995","_score":1.0,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"","date_sent_to_company":"2024-09-03T22:52:19.000Z","issue":"Problem with a company's investigation into an existing problem","sub_product":"Credit 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don't recognize"},"sort":[1.0,"9999994"]},{"_index":"complaint-public-v2","_id":"9999989","_score":1.0,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"","date_sent_to_company":"2024-09-03T22:24:21.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"30349","tags":null,"has_narrative":false,"complaint_id":"9999989","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Lendmark Financial Services","date_received":"2024-09-03T22:22:09.000Z","state":"GA","company_public_response":null,"sub_issue":"Information belongs to someone else"},"sort":[1.0,"9999989"]},{"_index":"complaint-public-v2","_id":"9999988","_score":1.0,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"","date_sent_to_company":"2024-09-03T22:37:13.000Z","issue":"Incorrect information on your report","sub_product":"Credit 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chooses not to provide a public response","sub_issue":"Credit inquiries on your report that you don't recognize"},"sort":[1.0,"9999986"]},{"_index":"complaint-public-v2","_id":"9999985","_score":1.0,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"","date_sent_to_company":"2024-09-03T22:48:27.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"76123","tags":null,"has_narrative":false,"complaint_id":"9999985","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2024-09-03T22:45:03.000Z","state":"TX","company_public_response":null,"sub_issue":"Information belongs to someone else"},"sort":[1.0,"9999985"]},{"_index":"complaint-public-v2","_id":"9999984","_score":1.0,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"","date_sent_to_company":"2024-09-03T21:46:27.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"11368","tags":null,"has_narrative":false,"complaint_id":"9999984","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2024-09-03T21:46:19.000Z","state":"NY","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Information belongs to someone else"},"sort":[1.0,"9999984"]},{"_index":"complaint-public-v2","_id":"9999983","_score":1.0,"_source":{"product":"Credit card","complaint_what_happened":"Chae bank called me about a fraudulent case application. They gave me a case number XXXX, tranferred me CFPB. During the call, long silent when agent said is looking at the report, then cut off. No call back was done.","date_sent_to_company":"2024-09-03T22:18:48.000Z","issue":"Getting a credit card","sub_product":"General-purpose credit card or charge card","zip_code":"01923","tags":null,"has_narrative":true,"complaint_id":"9999983","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"JPMORGAN CHASE & CO.","date_received":"2024-09-03T22:07:34.000Z","state":"MA","company_public_response":null,"sub_issue":"Card opened without my consent or knowledge"},"sort":[1.0,"9999983"]},{"_index":"complaint-public-v2","_id":"9999982","_score":1.0,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"The inclusion of these unauthorized accounts and inquiries has caused considerable stress and concern regarding my financial well-being. It is imperative that my credit report accurately reflects my financial history and activities. Therefore, I request an immediate investigation into these inaccuracies and the prompt removal of the following unauthorized accounts and inquiries : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX","date_sent_to_company":"2024-09-03T22:41:08.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"77064","tags":null,"has_narrative":true,"complaint_id":"9999982","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2024-09-03T22:37:33.000Z","state":"TX","company_public_response":null,"sub_issue":"Account status incorrect"},"sort":[1.0,"9999982"]},{"_index":"complaint-public-v2","_id":"9999981","_score":1.0,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"","date_sent_to_company":"2024-09-03T22:20:57.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"30331","tags":null,"has_narrative":false,"complaint_id":"9999981","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2024-09-03T21:41:53.000Z","state":"GA","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Account information incorrect"},"sort":[1.0,"9999981"]},{"_index":"complaint-public-v2","_id":"9999980","_score":1.0,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"","date_sent_to_company":"2024-09-03T22:33:35.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"33138","tags":null,"has_narrative":false,"complaint_id":"9999980","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2024-09-03T22:25:00.000Z","state":"FL","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Information belongs to someone else"},"sort":[1.0,"9999980"]},{"_index":"complaint-public-v2","_id":"9999979","_score":1.0,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"","date_sent_to_company":"2024-09-03T21:51:00.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"07202","tags":null,"has_narrative":false,"complaint_id":"9999979","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2024-09-03T21:41:34.000Z","state":"NJ","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Account status incorrect"},"sort":[1.0,"9999979"]},{"_index":"complaint-public-v2","_id":"9999978","_score":1.0,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"","date_sent_to_company":"2024-09-03T22:28:54.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"30349","tags":null,"has_narrative":false,"complaint_id":"9999978","timely":"No","company_response":"Closed with explanation","submitted_via":"Web","company":"Spring Oaks Capital, LLC","date_received":"2024-09-03T22:24:53.000Z","state":"GA","company_public_response":null,"sub_issue":"Information belongs to someone else"},"sort":[1.0,"9999978"]},{"_index":"complaint-public-v2","_id":"9999977","_score":1.0,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I respectfully seek your comprehension regarding the late remarks on my report, and I am fully dedicated to resolving them as per our agreement. My goal is to eliminate all the late remarks from my report, and I am enthusiastic about upholding a favorable record with your organization.","date_sent_to_company":"2024-09-03T21:56:14.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"19138","tags":null,"has_narrative":true,"complaint_id":"9999977","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2024-09-03T21:56:12.000Z","state":"PA","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Account status incorrect"},"sort":[1.0,"9999977"]},{"_index":"complaint-public-v2","_id":"9999976","_score":1.0,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"","date_sent_to_company":"2024-09-03T22:17:03.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"21216","tags":null,"has_narrative":false,"complaint_id":"9999976","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2024-09-03T22:08:20.000Z","state":"MD","company_public_response":null,"sub_issue":"Information belongs to someone else"},"sort":[1.0,"9999976"]},{"_index":"complaint-public-v2","_id":"9999975","_score":1.0,"_source":{"product":"Debt collection","complaint_what_happened":"Upon reviewing my credit report, I identified multiple accounts that appear to be fraudulent and were added without my consent.","date_sent_to_company":"2024-09-03T22:30:33.000Z","issue":"Attempts to collect debt not owed","sub_product":"I do not know","zip_code":"29063","tags":null,"has_narrative":true,"complaint_id":"9999975","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2024-09-03T22:28:25.000Z","state":"SC","company_public_response":null,"sub_issue":"Debt is not yours"},"sort":[1.0,"9999975"]},{"_index":"complaint-public-v2","_id":"9999972","_score":1.0,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"","date_sent_to_company":"2024-09-03T22:10:16.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"30339","tags":null,"has_narrative":false,"complaint_id":"9999972","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2024-09-03T22:08:14.000Z","state":"GA","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Information belongs to someone else"},"sort":[1.0,"9999972"]},{"_index":"complaint-public-v2","_id":"9999971","_score":1.0,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"","date_sent_to_company":"2024-09-03T22:58:46.000Z","issue":"Improper use of your report","sub_product":"Credit reporting","zip_code":"48075","tags":null,"has_narrative":false,"complaint_id":"9999971","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2024-09-03T22:51:31.000Z","state":"MI","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Reporting company used your report improperly"},"sort":[1.0,"9999971"]},{"_index":"complaint-public-v2","_id":"9999970","_score":1.0,"_source":{"product":"Debt collection","complaint_what_happened":"sent letters to aargon agency asking for validation of debt after the 30 day mark I didn't know the account had been sent to them the original account was with XXXXXXXX XXXX neither company never notified me see previous complaint with cfpb XXXX aargon replied the debt is verified when I never received anything in the mail from them I want proof these things were sent to me I have the right by law 15 u.s.c. 1681i I have filed a complaint with the ftc and if this is not resolved I will be contacting an attorney aargon has no proof these documents were sent to me ... .also the dates in aargons cfpb response don't match up with what is on my credit report..","date_sent_to_company":"2024-09-09T17:58:34.000Z","issue":"Written notification about debt","sub_product":"Other debt","zip_code":"480XX","tags":"Servicemember","has_narrative":true,"complaint_id":"9999970","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Aargon Agency, Inc.","date_received":"2024-09-03T22:24:41.000Z","state":"MI","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Didn't receive notice of right to dispute"},"sort":[1.0,"9999970"]},{"_index":"complaint-public-v2","_id":"9999969","_score":1.0,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"","date_sent_to_company":"2024-09-03T21:37:17.000Z","issue":"Problem with a company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"21206","tags":null,"has_narrative":false,"complaint_id":"9999969","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2024-09-03T21:37:15.000Z","state":"MD","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Their investigation did not fix an error on your report"},"sort":[1.0,"9999969"]},{"_index":"complaint-public-v2","_id":"9999967","_score":1.0,"_source":{"product":"Credit reporting or other personal consumer 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INC.","date_received":"2024-09-03T22:32:24.000Z","state":"AL","company_public_response":null,"sub_issue":"Information belongs to someone else"},"sort":[1.0,"9999966"]},{"_index":"complaint-public-v2","_id":"9999965","_score":1.0,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I am writing to you as a concerned consumer regarding the accuracy and fairness of the information contained in my credit report. As you are aware, the Fair Credit Reporting Act ( FCRA ) ( 15 USC 1681 ), which was enacted to promote the accuracy, fairness, and privacy of information in the files of consumer reporting agencies, grants me certain rights to ensure that my credit report is correct and that I am treated fairly in the credit reporting process. Under the FCRA, I am entitled to the following rights : The Right to Accurate Reporting The Right to Dispute Inaccurate Information The Right to Be Notified of Adverse Actions The Right to Limit Access to My Credit Report The Right to Privacy and Confidentiality The Right to Seek Damages for Violations I am asserting these rights in my dealings with your agency to ensure that my credit report is accurate, complete, and reflective of my true credit history. Any discrepancies or inaccuracies should be promptly corrected to avoid any adverse impact on my creditworthiness. \nXXXX XXXX","date_sent_to_company":"2024-09-03T22:39:26.000Z","issue":"Problem with a company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"11219","tags":null,"has_narrative":true,"complaint_id":"9999965","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2024-09-03T22:34:47.000Z","state":"NY","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Their investigation did not fix an error on your report"},"sort":[1.0,"9999965"]}]},"_meta":{"license":"CC0","last_updated":"2026-08-21T12:00:00-05:00","last_indexed":"2026-08-21T12:00:00-05:00","total_record_count":17242643,"is_data_stale":false,"has_data_issue":false,"break_points":{"2":[1.0,"9999965"],"3":[1.0,"9999934"],"4":[1.0,"9999908"],"5":[1.0,"9999884"],"6":[1.0,"9999860"],"7":[1.0,"9999836"],"8":[1.0,"9999811"]}}}