{"took":1324,"timed_out":false,"_shards":{"total":5,"successful":5,"skipped":0,"failed":0},"hits":{"total":{"value":3052,"relation":"eq"},"max_score":null,"hits":[{"_index":"complaint-public-v1","_id":"17300461","_score":16.253729,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"The Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681 et seq., governs access to consumer credit report records and promotes accuracy, fairness, and the privacy of personal information assembled by Credit Reporting Agencies ( CRAs ) Rule 9037, or Federal Rule of Bankruptcy Procedure 9037, requires the redaction of personal identifiers in documents filed with the court to protect privacy. It mandates that filings with certain personal information, such as full social security numbers, birth dates, and financial account numbers, must only show the last four digits of account numbers and social security/taxpayer ID numbers, the year of birth, and a minor 's initials. The responsibility for redaction lies with the party filing the document, not the court. \n\nbankruptcy should not be listed on PUBLIC RECORDS","date_sent_to_company":"2025-11-19T11:27:02.000Z","issue":"Improper use of your report","sub_product":"Credit reporting","zip_code":"XXXXX","tags":null,"has_narrative":true,"complaint_id":"17300461","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2025-11-17T19:39:38.000Z","state":"TX","company_public_response":null,"sub_issue":"Reporting company used your report improperly"},"highlight":{"complaint_what_happened":["It mandates that filings with certain personal <em>information</em>, such as full social <em>security</em> <em>numbers</em>, birth dates, and <em>financial</em> <em>account</em> <em>numbers</em>, must only show the last four digits of <em>account</em> <em>numbers</em> and social <em>security</em>/taxpayer ID <em>numbers</em>, the year of birth, and a minor 's initials. The responsibility for redaction lies with the party filing the document, not the court. \n\nbankruptcy should not be listed on PUBLIC RECORDS"]},"sort":[16.253729,"17300461"]},{"_index":"complaint-public-v1","_id":"7598638","_score":15.987254,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"EQUIFAX Information Services LLC has obtained my social security number, account numbers, and credit card numbers from XXXX XXXX and XXXX without my authorization. I do not want EQUIFAX to have my personal private account information with these financial institutions. EQUIFAX also is sharing and selling my information to unknown 3rd parties. This is identity theft.","date_sent_to_company":"2023-09-25T14:29:34.000Z","issue":"Improper use of your report","sub_product":"Credit reporting","zip_code":"078XX","tags":null,"has_narrative":true,"complaint_id":"7598638","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2023-09-25T14:25:56.000Z","state":"NJ","company_public_response":null,"sub_issue":"Reporting company used your report improperly"},"highlight":{"complaint_what_happened":["EQUIFAX <em>Information</em> Services LLC has obtained my social <em>security</em> number, <em>account</em> <em>numbers</em>, and credit card <em>numbers</em> from XXXX XXXX and XXXX without my authorization. I do not want EQUIFAX to have my personal private <em>account</em> <em>information</em> with these <em>financial</em> institutions. EQUIFAX also is sharing and selling my <em>information</em> to unknown 3rd parties. This is identity theft."]},"sort":[15.987254,"7598638"]},{"_index":"complaint-public-v1","_id":"8806427","_score":15.831615,"_source":{"product":"Credit card","complaint_what_happened":"I attempted to re-access my credit card information ( XXXX or XXXX time in XXXX years ) and the new requirement for \" creating '' the account by ELAN Financial Services is the last XXXX digits of the social security number. Knowing well the amount of identify fraud taking place and the very lackadaisical use social security numbers by all sorts of business establishments, I have established a policy of not providing my ss # over the phone or online. \n\nELAN Finanical Services, which has contracted with XXXX XXXX XXXX to manage its XXXX XXXX XXXX XXXX, refuses to provide any other way for me to access my credit card information online. The company stands firm on requiring me to enter my social security number into an online \" authentication system '' if I want to access credit card information and the XXXX XXXX XXXX XXXX online. \n\nThere is far to much use of social security numbers outside of appropriate use by employers, tax reporters and federal, state and local administrative organizations. The social security numbers were not created as national identifier numbers and their use needs to be restricted to those uses as established by the federal government.","date_sent_to_company":"2024-04-18T20:24:16.000Z","issue":"Other features, terms, or problems","sub_product":"General-purpose credit card or charge card","zip_code":"60625","tags":"Older American","has_narrative":true,"complaint_id":"8806427","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"U.S. BANCORP","date_received":"2024-04-18T19:58:09.000Z","state":"IL","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Problem with customer service"},"highlight":{"complaint_what_happened":["I attempted to re-access my credit card <em>information</em> ( XXXX or XXXX time in XXXX years ) and the new requirement for \" creating '' the <em>account</em> by ELAN <em>Financial</em> Services is the last XXXX digits of the social <em>security</em> number. Knowing well the amount of identify fraud taking place and the very lackadaisical use social <em>security</em> <em>numbers</em> by all sorts of business establishments, I have established a policy of not providing my ss # over the phone or online."]},"sort":[15.831615,"8806427"]},{"_index":"complaint-public-v1","_id":"12505711","_score":15.819201,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"The Dept of Government Efficiency has breached personal and private student loan information, including Social Security numbers, account numbers, and financial details from the Dept of Education 's National Student Loan Database System and the Common Origination and Disbursement System. This is a violation of my right to privacy under FERPA, and the Privacy Act of 1974.","date_sent_to_company":"2025-03-16T18:16:42.000Z","issue":"Improper use of your report","sub_product":"Credit reporting","zip_code":"302XX","tags":null,"has_narrative":true,"complaint_id":"12505711","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2025-03-16T18:16:22.000Z","state":"GA","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Reporting company used your report improperly"},"highlight":{"complaint_what_happened":["The Dept of Government Efficiency has breached personal and private student loan <em>information</em>, including Social <em>Security</em> <em>numbers</em>, <em>account</em> <em>numbers</em>, and <em>financial</em> details from the Dept of Education 's National Student Loan Database System and the Common Origination and Disbursement System. This is a violation of my right to privacy under FERPA, and the Privacy Act of 1974."],"company":["Experian <em>Information</em> Solutions Inc."]},"sort":[15.819201,"12505711"]},{"_index":"complaint-public-v1","_id":"12505913","_score":15.809035,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"The Dept of Government Efficiency has breached personal and private student loan information, including Social Security numbers, account numbers, and financial details from the Dept of Education 's National Student Loan Database System and the Common Origination and Disbursement System. This is a violation of my right to privacy under FERPA, and the Privacy Act of 1974.","date_sent_to_company":"2025-03-16T18:16:42.000Z","issue":"Improper use of your report","sub_product":"Credit reporting","zip_code":"302XX","tags":null,"has_narrative":true,"complaint_id":"12505913","timely":"No","company_response":"Closed with explanation","submitted_via":"Web","company":"MOHELA","date_received":"2025-03-16T17:48:56.000Z","state":"GA","company_public_response":"Company believes it acted appropriately as authorized by contract or law","sub_issue":"Reporting company used your report improperly"},"highlight":{"complaint_what_happened":["The Dept of Government Efficiency has breached personal and private student loan <em>information</em>, including Social <em>Security</em> <em>numbers</em>, <em>account</em> <em>numbers</em>, and <em>financial</em> details from the Dept of Education 's National Student Loan Database System and the Common Origination and Disbursement System. This is a violation of my right to privacy under FERPA, and the Privacy Act of 1974."]},"sort":[15.809035,"12505913"]},{"_index":"complaint-public-v1","_id":"6374883","_score":15.673891,"_source":{"product":"Money transfer, virtual currency, or money service","complaint_what_happened":"HIPAA Violations the bottom line is that all these violations relate in some way to the loss of HIPAA protected health information HIPAA is any demographic information that can be used to identify patient Common examples of PHI include names dates of birth addresses phone numbers email addresses Social Security numbers of insurance ID numbers of health care records and full facial photos to name a few. \nAll of these accounts are identity theft. \nDefinition of Identity Theft Noun The act of fraudulently obtaining and using another persons identifying information or personal financial documents, such as a signature or bank/TURST account, usually for the purpose of financial gain. \nIdentity theft is the act of stealing another persons personal identifying information in order to gain access to his financial resources, or obtain access to other benefits, such as money, credit, or insurance benefits. Identity theft, sometimes referred to as identity fraud, is a crime that carries serious consequences.","date_sent_to_company":"2022-12-29T23:48:16.000Z","issue":"Fraud or scam","sub_product":"Debt settlement","zip_code":"28269","tags":null,"has_narrative":true,"complaint_id":"6374883","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Healthcare Receivables Group, Inc.","date_received":"2022-12-29T23:28:22.000Z","state":"NC","company_public_response":"Company believes it acted appropriately as authorized by contract or law","sub_issue":null},"highlight":{"complaint_what_happened":["HIPAA Violations the bottom line is that all these violations relate in some way to the loss of HIPAA protected health <em>information</em> HIPAA is any demographic <em>information</em> that can be used to identify patient Common examples of PHI include names dates of birth addresses phone <em>numbers</em> email addresses Social <em>Security</em> <em>numbers</em> of insurance ID <em>numbers</em> of health care records and full facial photos to name a few. \nAll of these <em>accounts</em> are identity theft."]},"sort":[15.673891,"6374883"]},{"_index":"complaint-public-v1","_id":"5149644","_score":15.612414,"_source":{"product":"Money transfer, virtual currency, or money service","complaint_what_happened":"Contacting yall about Consumer Financial Protection Bureau Complaint No : XXXX because I am still having issues trying to pass the security check after trying to add a card or a bank or view my PayPal card information after trying to leak different phone numbers it keeps saying numbers are not supported account email is XXXX XXXX","date_sent_to_company":"2022-01-25T20:32:41.000Z","issue":"Managing, opening, or closing your mobile wallet account","sub_product":"Mobile or digital wallet","zip_code":"17057","tags":null,"has_narrative":true,"complaint_id":"5149644","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Paypal Holdings, Inc","date_received":"2022-01-25T20:22:37.000Z","state":"PA","company_public_response":null,"sub_issue":null},"highlight":{"complaint_what_happened":["Contacting yall about Consumer <em>Financial</em> Protection Bureau Complaint No : XXXX because I am still having issues trying to pass the <em>security</em> check after trying to add a card or a bank or view my PayPal card <em>information</em> after trying to leak different phone <em>numbers</em> it keeps saying <em>numbers</em> are not supported <em>account</em> email is XXXX XXXX"],"issue":["Managing, opening, or closing your mobile wallet <em>account</em>"]},"sort":[15.612414,"5149644"]},{"_index":"complaint-public-v1","_id":"12010881","_score":15.350137,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I recently discovered that my personal information, including my Social Security Number ( SSN ) and other sensitive details, were exposed due to a data breach at XXXX XXXX XXXX. This breach occurred when According to XXXX XXXX XXXX, a malicious actor gained access to their systems in XX/XX/XXXX and leaked sensitive data onto the dark web from XX/XX/XXXX to the summer of XXXX. This data contained the following details : Full names Social Security Numbers Mailing addresses Email addresses Phone numbers Risks of the exposed data The compromised data in this breach can be exploited for different cybercrimes and fraudulent actions. The following list shows possible risks associated with each category of exposed information : Full Names : Misuse of your identity for fraudulent activities, such as opening new accounts or making unauthorized purchases. \n\nSocial Security Numbers : High risk of identity theft, which can lead to fraudulently opened credit accounts, loans, and other financial activities. It's important to monitor your credit reports. You might want to consider placing a fraud alert or credit freeze on your social security number. \n\nAddresses : Access to your physical address increases the risk of identity theft and physical threats. These threats can include fraudulent change-of-address requests and potential home burglaries. \n\nPhone Numbers : There is a high likelihood of increased phishing attacks through text messages and phone calls, potentially resulting in unauthorized access to personal and financial information. This also increases the risk of unsolicited ( spam ) calls. \n\nEmail addresses : Increased risk of targeted phishing, account takeovers, unauthorized access, and a higher chance of spam emails. As a result, my XXXX and other personal identifiers were compromised and may have been accessed by unauthorized entities. Also There is a lawsuit due to XXXX XXXX given access to my information. This raises serious concerns about the security of my personal data and the potential for its misuse.","date_sent_to_company":"2025-02-10T23:21:29.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"73135","tags":null,"has_narrative":true,"complaint_id":"12010881","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2025-02-10T23:21:03.000Z","state":"OK","company_public_response":null,"sub_issue":"Information belongs to someone else"},"highlight":{"complaint_what_happened":["Phone <em>Numbers</em> : There is a high likelihood of increased phishing attacks through text messages and phone calls, potentially resulting in unauthorized access to personal and <em>financial</em> <em>information</em>. This also increases the risk of unsolicited ( spam ) calls. \n\nEmail addresses : Increased risk of targeted phishing, <em>account</em> takeovers, unauthorized access, and a higher chance of spam emails."],"issue":["Incorrect <em>information</em> on your report"],"sub_issue":["<em>Information</em> belongs to someone else"]},"sort":[15.350137,"12010881"]},{"_index":"complaint-public-v1","_id":"12015887","_score":15.315798,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I recently discovered that my personal information, including my Social Security Number ( SSN ) and other sensitive details, were exposed due to a data breach at XXXX XXXX XXXX. This breach occurred when According to XXXX XXXX XXXX, a malicious actor gained access to their systems in XX/XX/XXXX and leaked sensitive data onto the dark web from XX/XX/XXXX to the summer of XXXX. This data contained the following details : Full names Social Security Numbers Mailing addresses Email addresses Phone numbers Risks of the exposed data The compromised data in this breach can be exploited for different cybercrimes and fraudulent actions. The following list shows possible risks associated with each category of exposed information : Full Names : Misuse of your identity for fraudulent activities, such as opening new accounts or making unauthorized purchases. \n\nSocial Security Numbers : High risk of identity theft, which can lead to fraudulently opened credit accounts, loans, and other financial activities. It's important to monitor your credit reports. You might want to consider placing a fraud alert or credit freeze on your social security number. \n\nAddresses : Access to your physical address increases the risk of identity theft and physical threats. These threats can include fraudulent change-of-address requests and potential home burglaries. \n\nPhone Numbers : There is a high likelihood of increased phishing attacks through text messages and phone calls, potentially resulting in unauthorized access to personal and financial information. This also increases the risk of unsolicited ( spam ) calls. \n\nEmail addresses : Increased risk of targeted phishing, account takeovers, unauthorized access, and a higher chance of spam emails. As a result, my XXXX and other personal identifiers were compromised and may have been accessed by unauthorized entities. Also There is a lawsuit due to XXXX XXXX given access to my information. This raises serious concerns about the security of my personal data and the potential for its misuse.","date_sent_to_company":"2025-02-10T23:21:31.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"73135","tags":null,"has_narrative":true,"complaint_id":"12015887","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2025-02-10T23:00:57.000Z","state":"OK","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Information belongs to someone else"},"highlight":{"complaint_what_happened":["Phone <em>Numbers</em> : There is a high likelihood of increased phishing attacks through text messages and phone calls, potentially resulting in unauthorized access to personal and <em>financial</em> <em>information</em>. This also increases the risk of unsolicited ( spam ) calls. \n\nEmail addresses : Increased risk of targeted phishing, <em>account</em> takeovers, unauthorized access, and a higher chance of spam emails."],"issue":["Incorrect <em>information</em> on your report"],"sub_issue":["<em>Information</em> belongs to someone else"]},"sort":[15.315798,"12015887"]},{"_index":"complaint-public-v1","_id":"12015699","_score":15.315798,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I recently discovered that my personal information, including my Social Security Number ( SSN ) and other sensitive details, were exposed due to a data breach at XXXX XXXX XXXX. This breach occurred when According to XXXX XXXX XXXX, a malicious actor gained access to their systems in XX/XX/XXXX and leaked sensitive data onto the dark web from XX/XX/XXXX to the summer of XXXX. This data contained the following details : Full names Social Security Numbers Mailing addresses Email addresses Phone numbers Risks of the exposed data The compromised data in this breach can be exploited for different cybercrimes and fraudulent actions. The following list shows possible risks associated with each category of exposed information : Full Names : Misuse of your identity for fraudulent activities, such as opening new accounts or making unauthorized purchases. \n\nSocial Security Numbers : High risk of identity theft, which can lead to fraudulently opened credit accounts, loans, and other financial activities. It's important to monitor your credit reports. You might want to consider placing a fraud alert or credit freeze on your social security number. \n\nAddresses : Access to your physical address increases the risk of identity theft and physical threats. These threats can include fraudulent change-of-address requests and potential home burglaries. \n\nPhone Numbers : There is a high likelihood of increased phishing attacks through text messages and phone calls, potentially resulting in unauthorized access to personal and financial information. This also increases the risk of unsolicited ( spam ) calls. \n\nEmail addresses : Increased risk of targeted phishing, account takeovers, unauthorized access, and a higher chance of spam emails. As a result, my XXXX and other personal identifiers were compromised and may have been accessed by unauthorized entities. Also There is a lawsuit due to XXXX XXXX given access to my information. This raises serious concerns about the security of my personal data and the potential for its misuse.","date_sent_to_company":"2025-02-10T23:21:31.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"73135","tags":null,"has_narrative":true,"complaint_id":"12015699","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2025-02-10T23:21:03.000Z","state":"OK","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Information belongs to someone else"},"highlight":{"complaint_what_happened":["Phone <em>Numbers</em> : There is a high likelihood of increased phishing attacks through text messages and phone calls, potentially resulting in unauthorized access to personal and <em>financial</em> <em>information</em>. This also increases the risk of unsolicited ( spam ) calls. \n\nEmail addresses : Increased risk of targeted phishing, <em>account</em> takeovers, unauthorized access, and a higher chance of spam emails."],"issue":["Incorrect <em>information</em> on your report"],"company":["Experian <em>Information</em> Solutions Inc."],"sub_issue":["<em>Information</em> belongs to someone else"]},"sort":[15.315798,"12015699"]},{"_index":"complaint-public-v1","_id":"15564359","_score":15.31244,"_source":{"product":"Student loan","complaint_what_happened":"I am filing a complaint regarding the security and handling of sensitive student loan borrower data. Recent whistleblower reports ( The Guardian, XX/XX/year> ; XXXX, XX/XX/year> ) indicate that the Department of Government Efficiency ( XXXX  ) uploaded Social Security Administration data, which includes student loan borrower Social Security numbers, into an unregulated cloud environment.\n\nThis practice has placed millions of Americans, including student loan borrowers like myself, at risk of identity theft, fraud, and financial harm. Since Social Security numbers are critical identifiers tied directly to federal student loan accounts, the exposure of this information creates a direct threat to loan servicing integrity and borrower protection. \n\nAs a student loan borrower, I am deeply concerned about : XXXX. The potential exposure of my own personal data ( including my Social Security number ) without my knowledge or consent. \nXXXX. The lack of transparency and borrower notification regarding this breach of data security. \nXXXX. The risk of financial and credit damage, as identity theft could directly impact my ability to manage and repay student loans.","date_sent_to_company":"2025-09-04T16:46:57.000Z","issue":"Struggling to repay your loan","sub_product":"Federal student loan servicing","zip_code":"482XX","tags":null,"has_narrative":true,"complaint_id":"15564359","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Nelnet, Inc.","date_received":"2025-08-27T21:39:48.000Z","state":"MI","company_public_response":null,"sub_issue":"Problem with forgiveness, cancellation, or discharge"},"highlight":{"complaint_what_happened":["This practice has placed millions of Americans, including student loan borrowers like myself, at risk of identity theft, fraud, and <em>financial</em> harm. Since Social <em>Security</em> <em>numbers</em> are critical identifiers tied directly to federal student loan <em>accounts</em>, the exposure of this <em>information</em> creates a direct threat to loan servicing integrity and borrower protection. \n\nAs a student loan borrower, I am deeply concerned about : XXXX."]},"sort":[15.31244,"15564359"]},{"_index":"complaint-public-v1","_id":"7059725","_score":15.244523,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"i have a loan with this company and ive been receiving threating calls to damage my credit.. this company gave me a loan and i did not know the interest in 40 % which is illegal in the state of florida. every time i pay the loan the amount does not go down. this isnt fair and its fraudulent. \nThis is the article .. XX/XX/2023. Breach was discovered XXXX XXXX.. but they confirmed that their system was hacked months before they noticed. Why did it take three months to notify the consumer? \n\nThe specific information involved in the breach, according to TMX, \" may have '' included names, dates of birth, passport numbers, driver 's license numbers, federal or state identification card numbers, tax identification numbers, Social Security numbers, financial account information, phone numbers , street addresses and email addresses.","date_sent_to_company":"2023-06-01T16:37:16.000Z","issue":"Credit monitoring or identity theft protection services","sub_product":"Credit reporting","zip_code":"33025","tags":null,"has_narrative":true,"complaint_id":"7059725","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"TMX Finance LLC","date_received":"2023-06-01T16:20:02.000Z","state":"FL","company_public_response":null,"sub_issue":"Problem with product or service terms changing"},"highlight":{"complaint_what_happened":["The specific <em>information</em> involved in the breach, according to TMX, \" may have '' included names, dates of birth, passport <em>numbers</em>, driver 's license <em>numbers</em>, federal or state identification card <em>numbers</em>, tax identification <em>numbers</em>, Social <em>Security</em> <em>numbers</em>, <em>financial</em> <em>account</em> <em>information</em>, phone <em>numbers</em> , street addresses and email addresses."]},"sort":[15.244523,"7059725"]},{"_index":"complaint-public-v1","_id":"12493654","_score":15.219525,"_source":{"product":"Student loan","complaint_what_happened":"Unauthorized Access to XXXX XXXX XXXX XXXX XXXX XXXX for Loan Forgiveness XXXX. Summary of the Issue : On XX/XX/XXXX, the XXXX XXXX XXXX XXXX XXXX XXXX XXXX under the direction of XXXX XXXX, gained unauthorized access to the Department of Educations Federal Student Aid ( FSA ) database, which contains personal and financial information of millions of borrowers, including myself. \n\nThis access occurred without my consent, and I was never notified by the Department of Education about this breach. The compromised data includes : Social Security numbers Bank account numbers Drivers license numbers Tax returns Dates of birth Marital status Immigration status Home addresses Employment and income details This breach of privacy and security puts me at serious risk of identity theft, financial fraud, and misuse of my sensitive personal information. \n\n2. How This Affects Me Personally : My financial security is now at risk due to the exposure of my Social Security number, banking information, and tax data.\n\nI did not consent to my financial records being accessed by unauthorized personnel.\n\nThe Department of Education failed to uphold its responsibility to protect student borrowers data.\n\nI face potential long-term financial harm, including fraudulent activity affecting my credit.\n\n3. Legal & Regulatory Violations : This unauthorized access constitutes clear violations of federal law, including : The Privacy Act of 1974, which prohibits government agencies from sharing personal data without consent.\n\nThe Computer Fraud and Abuse Act ( CFAA ), which criminalizes unauthorized access to government databases.\n\nThe Fair Credit Reporting Act ( FCRA ), which mandates the protection of consumer financial data.\n\nUnfair and deceptive practices under the XXXX XXXX, which the CFPB has jurisdiction to regulate. \n\n\nEvidence : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX","date_sent_to_company":"2025-03-15T13:41:02.000Z","issue":"Dealing with your lender or servicer","sub_product":"Federal student loan servicing","zip_code":"85016","tags":null,"has_narrative":true,"complaint_id":"12493654","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Nelnet, Inc.","date_received":"2025-03-15T13:16:21.000Z","state":"AZ","company_public_response":null,"sub_issue":"Trouble with how payments are being handled"},"highlight":{"complaint_what_happened":["The compromised data includes : Social <em>Security</em> <em>numbers</em> Bank <em>account</em> <em>numbers</em> Drivers license <em>numbers</em> Tax returns Dates of birth Marital status Immigration status Home addresses Employment and income details This breach of privacy and <em>security</em> puts me at serious risk of identity theft, <em>financial</em> fraud, and misuse of my sensitive personal <em>information</em>. \n\n2."]},"sort":[15.219525,"12493654"]},{"_index":"complaint-public-v1","_id":"12041175","_score":15.137693,"_source":{"product":"Student loan","complaint_what_happened":"Education Department unlawfully shared financial aid datasets with the Department of Government Efficiency, that included students names, Social Security numbers, dates of birth, contact information, demographic information and bank account information.\n\nReleasing student loan borrowers personal data is an incredible betrayal by our government.\n\nI do not have even basic information about what personal or financial information are sharing with outside parties or how their information is being used.","date_sent_to_company":"2025-02-11T17:05:48.000Z","issue":"Dealing with your lender or servicer","sub_product":"Federal student loan servicing","zip_code":"55406","tags":null,"has_narrative":true,"complaint_id":"12041175","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Nelnet, Inc.","date_received":"2025-02-11T16:57:26.000Z","state":"MN","company_public_response":null,"sub_issue":"Received bad information about your loan"},"highlight":{"complaint_what_happened":["Education Department unlawfully shared <em>financial</em> aid datasets with the Department of Government Efficiency, that included students names, Social <em>Security</em> <em>numbers</em>, dates of birth, contact <em>information</em>, demographic <em>information</em> and bank <em>account</em> <em>information</em>.\n\nReleasing student loan borrowers personal data is an incredible betrayal by our government."],"sub_issue":["Received bad <em>information</em> about your loan"]},"sort":[15.137693,"12041175"]},{"_index":"complaint-public-v1","_id":"13658612","_score":15.0875,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"Subject : URGENT Dispute Regarding Social Security Data Breach Dear CFPB / Credit Bureau, I am writing to formally dispute the unauthorized exposure of my personal data due to the XX/XX/year> Social Security breach, which has compromised sensitive information, including Social Security numbers, financial records, and personal identifiers. This breach represents an egregious violation of multiple consumer protection laws. \n\n\n\nAccount Name : UPGRADE INC Account XXXXXX/XX/XXXX","date_sent_to_company":"2025-05-22T16:00:14.000Z","issue":"Improper use of your report","sub_product":"Credit reporting","zip_code":"30101","tags":"Servicemember","has_narrative":true,"complaint_id":"13658612","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"UPGRADE, INC.","date_received":"2025-05-22T15:59:50.000Z","state":"GA","company_public_response":null,"sub_issue":"Reporting company used your report improperly"},"highlight":{"complaint_what_happened":["Subject : URGENT Dispute Regarding Social <em>Security</em> Data Breach Dear CFPB / Credit Bureau, I am writing to formally dispute the unauthorized exposure of my personal data due to the XX/XX/year> Social <em>Security</em> breach, which has compromised sensitive <em>information</em>, including Social <em>Security</em> <em>numbers</em>, <em>financial</em> records, and personal identifiers. This breach represents an egregious violation of multiple consumer protection laws. \n\n\n\n<em>Account</em> Name : UPGRADE INC <em>Account</em> XXXXXX/XX/XXXX"]},"sort":[15.0875,"13658612"]},{"_index":"complaint-public-v1","_id":"8299671","_score":15.077533,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"The recent revelation that Experian may have falsely claimed to verify accounts while harboring inaccurate social security numbers raises serious concerns about the integrity of their verification processes. It is inherently contradictory and fundamentally flawed to assert accuracy in verifying accounts when the foundational information, such as the correct social security number, is incorrect. This situation not only jeopardizes the trust consumers place in credit reporting agencies but also underscores the potential for systemic errors that can have profound consequences for individuals seeking reliable financial information. The need for transparency, accountability, and stringent oversight in credit reporting practices is paramount to ensure the accuracy and fairness of the financial system for all consumers. \nHow can you verify an account with the address the name which is also incorrect and the social security number which is incorrect. How can you get a verified account with the wrong information?????","date_sent_to_company":"2024-02-08T01:12:46.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"10472","tags":null,"has_narrative":true,"complaint_id":"8299671","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2024-02-08T00:52:29.000Z","state":"NY","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Information belongs to someone else"},"highlight":{"complaint_what_happened":["The recent revelation that Experian may have falsely claimed to verify <em>accounts</em> while harboring inaccurate social <em>security</em> <em>numbers</em> raises serious concerns about the integrity of their verification processes. It is inherently contradictory and fundamentally flawed to assert accuracy in verifying <em>accounts</em> when the foundational <em>information</em>, such as the correct social <em>security</em> number, is incorrect."],"issue":["Incorrect <em>information</em> on your report"],"company":["Experian <em>Information</em> Solutions Inc."],"sub_issue":["<em>Information</em> belongs to someone else"]},"sort":[15.077533,"8299671"]},{"_index":"complaint-public-v1","_id":"12068693","_score":15.068845,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I am writing to formally submit a consumer claim regarding the unauthorized access and misuse of my student loan debt information by XXXX, its XXXX XXXX XXXX, and his affiliated entities. According to multiple online sources, including news articles and blogs, XXXX and its representatives have illegally obtained sensitive financial and personal information belonging to millions of individuals, including myself. This breach constitutes a violation of federal privacy laws, including 18 U.S.C. 1028, which explicitly prohibits the unauthorized use or transfer of another person 's identification. \n\nDetails of the Breach & Violation of Privacy Rights Reports indicate that XXXX XXXX 's cloud data center, along with his network of companies, unlawfully accessed Treasury Department payment systems that store highly sensitive consumer data. These systems contain personal identifiers such as : Bank account numbers Social Security numbers Credit card details Date and location of birth Physical and electronic mailing addresses Personal cell phone numbers Bank routing numbers Household income, assets, and liabilities Employer contact information Drivers license numbers Usernames and passwords The Attorney Generals Office recently announced that the Treasury Department has temporarily blocked additional members of XXXX from accessing its payment systems in response to a lawsuit filed by union groups. This lawsuit alleges that millions of Americans ' financial and personal data have been compromised and misused, further confirming my concerns about the security and legality of this breach. \n\nMy Status as a Victim As a result of this unlawful access, I am now a victim of identity theft, with my financial privacy compromised without my consent. The exposure of my personal data not only violates my rights but also increases my risk of financial fraud, unauthorized transactions, and further misuse of my identity.","date_sent_to_company":"2025-02-11T05:36:00.000Z","issue":"Improper use of your report","sub_product":"Credit reporting","zip_code":"63301","tags":null,"has_narrative":true,"complaint_id":"12068693","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Nelnet, Inc.","date_received":"2025-02-11T04:38:10.000Z","state":"MO","company_public_response":null,"sub_issue":"Reporting company used your report improperly"},"highlight":{"complaint_what_happened":["These systems contain personal identifiers such as : Bank <em>account</em> <em>numbers</em> Social <em>Security</em> <em>numbers</em> Credit card details Date and location of birth Physical and electronic mailing addresses Personal cell phone <em>numbers</em> Bank routing <em>numbers</em> Household income, assets, and liabilities Employer contact <em>information</em> Drivers license <em>numbers</em> Usernames and passwords The Attorney Generals Office recently announced that the Treasury Department has temporarily blocked additional members of XXXX from accessing its"]},"sort":[15.068845,"12068693"]},{"_index":"complaint-public-v1","_id":"8299507","_score":15.064121,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"The recent revelation that XXXX may have falsely claimed to verify accounts while harboring inaccurate social security numbers raises serious concerns about the integrity of their verification processes. It is inherently contradictory and fundamentally flawed to assert accuracy in verifying accounts when the foundational information, such as the correct social security number, is incorrect. This situation not only jeopardizes the trust consumers place in credit reporting agencies but also underscores the potential for systemic errors that can have profound consequences for individuals seeking reliable financial information. The need for transparency, accountability, and stringent oversight in credit reporting practices is paramount to ensure the accuracy and fairness of the financial system for all consumers. \nHow can you verify an account with the address the name which is also incorrect and the social security number which is incorrect. How can you get a verified account with the wrong information?????","date_sent_to_company":"2024-02-08T01:12:54.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"10472","tags":null,"has_narrative":true,"complaint_id":"8299507","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2024-02-08T01:12:51.000Z","state":"NY","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Information belongs to someone else"},"highlight":{"complaint_what_happened":["The recent revelation that XXXX may have falsely claimed to verify <em>accounts</em> while harboring inaccurate social <em>security</em> <em>numbers</em> raises serious concerns about the integrity of their verification processes. It is inherently contradictory and fundamentally flawed to assert accuracy in verifying <em>accounts</em> when the foundational <em>information</em>, such as the correct social <em>security</em> number, is incorrect."],"issue":["Incorrect <em>information</em> on your report"],"sub_issue":["<em>Information</em> belongs to someone else"]},"sort":[15.064121,"8299507"]},{"_index":"complaint-public-v1","_id":"12036249","_score":15.055632,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I am writing to formally submit a consumer claim regarding the unauthorized access and misuse of my student loan debt information by XXXX, its CEO XXXX XXXX, and his affiliated entities. According to multiple online sources, including news articles and blogs, XXXX and its representatives have illegally obtained sensitive financial and personal information belonging to millions of individuals, including myself. This breach constitutes a violation of federal privacy laws, including 18 U.S.C. 1028, which explicitly prohibits the unauthorized use or transfer of another person 's identification. \n\nDetails of the Breach & Violation of Privacy Rights Reports indicate that XXXX XXXX 's cloud data center, along with his network of companies, unlawfully accessed Treasury Department payment systems that store highly sensitive consumer data. These systems contain personal identifiers such as : Bank account numbers Social Security numbers Credit card details Date and location of birth Physical and electronic mailing addresses Personal cell phone numbers Bank routing numbers Household income, assets, and liabilities Employer contact information Drivers license numbers Usernames and passwords The Attorney Generals Office recently announced that the Treasury Department has temporarily blocked additional members of XXXX from accessing its payment systems in response to a lawsuit filed by union groups. This lawsuit alleges that millions of Americans ' financial and personal data have been compromised and misused, further confirming my concerns about the security and legality of this breach. \n\nMy Status as a Victim As a result of this unlawful access, I am now a victim of identity theft, with my financial privacy compromised without my consent. The exposure of my personal data not only violates my rights but also increases my risk of financial fraud, unauthorized transactions, and further misuse of my identity.","date_sent_to_company":"2025-02-11T05:36:00.000Z","issue":"Improper use of your report","sub_product":"Credit reporting","zip_code":"63301","tags":null,"has_narrative":true,"complaint_id":"12036249","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2025-02-11T05:35:32.000Z","state":"MO","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Reporting company used your report improperly"},"highlight":{"complaint_what_happened":["These systems contain personal identifiers such as : Bank <em>account</em> <em>numbers</em> Social <em>Security</em> <em>numbers</em> Credit card details Date and location of birth Physical and electronic mailing addresses Personal cell phone <em>numbers</em> Bank routing <em>numbers</em> Household income, assets, and liabilities Employer contact <em>information</em> Drivers license <em>numbers</em> Usernames and passwords The Attorney Generals Office recently announced that the Treasury Department has temporarily blocked additional members of XXXX from accessing its"],"company":["Experian <em>Information</em> Solutions Inc."]},"sort":[15.055632,"12036249"]},{"_index":"complaint-public-v1","_id":"12051897","_score":15.033231,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I am writing to formally submit a consumer claim regarding the unauthorized access and misuse of my student loan debt information by XXXX, its CEO XXXX XXXX, and his affiliated entities. According to multiple online sources, including news articles and blogs, XXXX and its representatives have illegally obtained sensitive financial and personal information belonging to millions of individuals, including myself. This breach constitutes a violation of federal privacy laws, including 18 U.S.C. 1028, which explicitly prohibits the unauthorized use or transfer of another person 's identification. \n\nDetails of the Breach & Violation of Privacy Rights Reports indicate that XXXX XXXX 's XXXX XXXX XXXX, along with his network of companies, unlawfully accessed Treasury Department payment systems that store highly sensitive consumer data. These systems contain personal identifiers such as : Bank account numbers Social Security numbers Credit card details Date and location of birth Physical and electronic mailing addresses Personal cell phone numbers Bank routing numbers Household income, assets, and liabilities Employer contact information Drivers license numbers Usernames and passwords The Attorney Generals Office recently announced that the Treasury Department has temporarily blocked additional members of XXXX from accessing its payment systems in response to a lawsuit filed by union groups. This lawsuit alleges that millions of Americans ' financial and personal data have been compromised and misused, further confirming my concerns about the security and legality of this breach. \n\nMy Status as a Victim As a result of this unlawful access, I am now a victim of identity theft, with my financial privacy compromised without my consent. The exposure of my personal data not only violates my rights but also increases my risk of financial fraud, unauthorized transactions, and further misuse of my identity.","date_sent_to_company":"2025-02-11T05:36:00.000Z","issue":"Improper use of your report","sub_product":"Credit reporting","zip_code":"63301","tags":null,"has_narrative":true,"complaint_id":"12051897","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2025-02-11T05:35:32.000Z","state":"MO","company_public_response":null,"sub_issue":"Reporting company used your report improperly"},"highlight":{"complaint_what_happened":["These systems contain personal identifiers such as : Bank <em>account</em> <em>numbers</em> Social <em>Security</em> <em>numbers</em> Credit card details Date and location of birth Physical and electronic mailing addresses Personal cell phone <em>numbers</em> Bank routing <em>numbers</em> Household income, assets, and liabilities Employer contact <em>information</em> Drivers license <em>numbers</em> Usernames and passwords The Attorney Generals Office recently announced that the Treasury Department has temporarily blocked additional members of XXXX from accessing its"]},"sort":[15.033231,"12051897"]},{"_index":"complaint-public-v1","_id":"12030690","_score":15.028002,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I am writing to formally submit a consumer claim regarding the unauthorized access and misuse of my student loan debt information by XXXX, its CEO XXXX XXXX, and his affiliated entities. According to multiple online sources, including news articles and blogs, XXXX and its representatives have illegally obtained sensitive financial and personal information belonging to millions of individuals, including myself. This breach constitutes a violation of federal privacy laws, including 18 U.S.C. 1028, which explicitly prohibits the unauthorized use or transfer of another person 's identification. \n\nDetails of the Breach & Violation of Privacy Rights Reports indicate that XXXX XXXX 's cloud data center, along with his network of companies, unlawfully accessed Treasury Department payment systems that store highly sensitive consumer data. These systems contain personal identifiers such as : Bank account numbers Social Security numbers Credit card details Date and location of birth Physical and electronic mailing addresses Personal cell phone numbers Bank routing numbers Household income, assets, and liabilities Employer contact information Drivers license numbers Usernames and passwords The Attorney Generals Office recently announced that the Treasury Department has temporarily blocked additional members of XXXX from accessing its payment systems in response to a lawsuit filed by union groups. This lawsuit alleges that millions of Americans ' financial and personal data have been compromised and misused, further confirming my concerns about the security and legality of this breach. \n\nMy Status as a Victim As a result of this unlawful access, I am now a victim of identity theft, with my financial privacy compromised without my consent. The exposure of my personal data not only violates my rights but also increases my risk of financial fraud, unauthorized transactions, and further misuse of my identity.","date_sent_to_company":"2025-02-11T05:36:02.000Z","issue":"Improper use of your report","sub_product":"Credit reporting","zip_code":"63301","tags":null,"has_narrative":true,"complaint_id":"12030690","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2025-02-11T05:35:32.000Z","state":"MO","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Reporting company used your report improperly"},"highlight":{"complaint_what_happened":["These systems contain personal identifiers such as : Bank <em>account</em> <em>numbers</em> Social <em>Security</em> <em>numbers</em> Credit card details Date and location of birth Physical and electronic mailing addresses Personal cell phone <em>numbers</em> Bank routing <em>numbers</em> Household income, assets, and liabilities Employer contact <em>information</em> Drivers license <em>numbers</em> Usernames and passwords The Attorney Generals Office recently announced that the Treasury Department has temporarily blocked additional members of XXXX from accessing its"]},"sort":[15.028002,"12030690"]},{"_index":"complaint-public-v1","_id":"2677720","_score":14.964564,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"All three major credit bureaus have illegally hoarded consumers personal information without this Consumers expressed written consent. Pursuant to the 1974 Privacy Act all 3 credit bureaus violated all privacy rights and allowed personal information to be leaked due to their false and misleading ways. According to the Fair Debt Collection Practices Act all three credit bureaus maliciously and collectively shared this Consumers personal information to make trillions of dollars by selling it to various debt collectors, employers, financial institutions, and a host of others. My wish is for the consumer financial protection bureau to demand on my behalf that all 3 credit bureaus remove all of this Consumers social security numbers, date of births, financial accounts or credit/debit card numbers, driver license numbers, detailed health or medical history or similar sensitive information. All relations with these 3 credit bureaus are now in question for reporting fraudulent information to disgrace this Consumer. Consumer wishes for damages of 10 million dollars from all 3 credit bureaus for their Treasonous deeds and all will be forgiven. Consumer would also like to thank the consumer financial protection bureau for protecting her/his Personal, Family, and Household.","date_sent_to_company":"2017-09-18T23:39:33.000Z","issue":"Improper use of your report","sub_product":"Credit reporting","zip_code":"32401","tags":null,"has_narrative":true,"complaint_id":"2677720","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2017-09-18T23:02:44.000Z","state":"FL","company_public_response":null,"sub_issue":"Reporting company used your report improperly"},"highlight":{"complaint_what_happened":["My wish is for the consumer <em>financial</em> protection bureau to demand on my behalf that all 3 credit bureaus remove all of this Consumers social <em>security</em> <em>numbers</em>, date of births, <em>financial</em> <em>accounts</em> or credit/debit card <em>numbers</em>, driver license <em>numbers</em>, detailed health or medical history or similar sensitive <em>information</em>. All relations with these 3 credit bureaus are now in question for reporting fraudulent <em>information</em> to disgrace this Consumer."]},"sort":[14.964564,"2677720"]},{"_index":"complaint-public-v1","_id":"13658894","_score":14.959197,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"Subject : URGENT Dispute Regarding Social Security Data Breach Dear CFPB / Credit Bureau, I am writing to formally dispute the unauthorized exposure of my personal data due to the XX/XX/year> Social Security breach, which has compromised sensitive information, including Social Security numbers, financial records, and personal identifiers. This breach represents an egregious violation of multiple consumer protection laws. \n\n\n\nAccount Name : XXXX XXXX Account Number : XXXX XXXX XXXX XXXX XXXX","date_sent_to_company":"2025-05-22T16:00:14.000Z","issue":"Improper use of your report","sub_product":"Credit reporting","zip_code":"30101","tags":"Servicemember","has_narrative":true,"complaint_id":"13658894","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2025-05-22T15:49:56.000Z","state":"GA","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Reporting company used your report improperly"},"highlight":{"complaint_what_happened":["Subject : URGENT Dispute Regarding Social <em>Security</em> Data Breach Dear CFPB / Credit Bureau, I am writing to formally dispute the unauthorized exposure of my personal data due to the XX/XX/year> Social <em>Security</em> breach, which has compromised sensitive <em>information</em>, including Social <em>Security</em> <em>numbers</em>, <em>financial</em> records, and personal identifiers. This breach represents an egregious violation of multiple consumer protection laws. \n\n\n\n<em>Account</em> Name : XXXX XXXX <em>Account</em> Number : XXXX XXXX XXXX XXXX XXXX"],"company":["Experian <em>Information</em> Solutions Inc."]},"sort":[14.959197,"13658894"]},{"_index":"complaint-public-v1","_id":"2677722","_score":14.952247,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"All three major credit bureaus have illegally hoarded consumers personal information without this Consumers expressed written consent. Pursuant to the 1974 Privacy Act all 3 credit bureaus violated all privacy rights and allowed personal information to be leaked due to their false and misleading ways. According to the Fair Debt Collection Practices Act all three credit bureaus maliciously and collectively shared this Consumers personal information to make trillions of dollars by selling it to various debt collectors, employers, financial institutions, and a host of others. My wish is for the consumer financial protection bureau to demand on my behalf that all 3 credit bureaus remove all of this Consumers social security numbers, date of births, financial accounts or credit/debit card numbers, driver license numbers, detailed health or medical history or similar sensitive information. All relations with these 3 credit bureaus are now in question for reporting fraudulent information to disgrace this Consumer. Consumer wishes for damages of XXXX XXXX dollars from all 3 credit bureaus for their Treasonous deeds and all will be forgiven. Consumer would also like to thank the consumer financial protection bureau for protecting her/his Personal, Family, and Household.","date_sent_to_company":"2017-09-18T23:39:38.000Z","issue":"Improper use of your report","sub_product":"Credit reporting","zip_code":"32401","tags":null,"has_narrative":true,"complaint_id":"2677722","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2017-09-18T23:39:36.000Z","state":"FL","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Reporting company used your report improperly"},"highlight":{"complaint_what_happened":["My wish is for the consumer <em>financial</em> protection bureau to demand on my behalf that all 3 credit bureaus remove all of this Consumers social <em>security</em> <em>numbers</em>, date of births, <em>financial</em> <em>accounts</em> or credit/debit card <em>numbers</em>, driver license <em>numbers</em>, detailed health or medical history or similar sensitive <em>information</em>. All relations with these 3 credit bureaus are now in question for reporting fraudulent <em>information</em> to disgrace this Consumer."]},"sort":[14.952247,"2677722"]},{"_index":"complaint-public-v1","_id":"2677723","_score":14.951422,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"All three major credit bureaus have illegally hoarded consumers personal information without this Consumers expressed written consent. Pursuant to the 1974 Privacy Act all 3 credit bureaus violated all privacy rights and allowed personal information to be leaked due to their false and misleading ways. According to the Fair Debt Collection Practices Act all three credit bureaus maliciously and collectively shared this Consumers personal information to make trillions of dollars by selling it to various debt collectors, employers, financial institutions, and a host of others. My wish is for the consumer financial protection bureau to demand on my behalf that all 3 credit bureaus remove all of this Consumers social security numbers, date of births, financial accounts or credit/debit card numbers, driver license numbers, detailed health or medical history or similar sensitive information. All relations with these 3 credit bureaus are now in question for reporting fraudulent information to disgrace this Consumer. Consumer wishes for damages of 10 million dollars from all 3 credit bureaus for their Treasonous deeds and all will be forgiven. Consumer would also like to thank the consumer financial protection bureau for protecting her/his Personal, Family, and Household.","date_sent_to_company":"2017-09-18T23:39:38.000Z","issue":"Improper use of your report","sub_product":"Credit reporting","zip_code":"32401","tags":null,"has_narrative":true,"complaint_id":"2677723","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2017-09-18T23:39:36.000Z","state":"FL","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Reporting company used your report improperly"},"highlight":{"complaint_what_happened":["My wish is for the consumer <em>financial</em> protection bureau to demand on my behalf that all 3 credit bureaus remove all of this Consumers social <em>security</em> <em>numbers</em>, date of births, <em>financial</em> <em>accounts</em> or credit/debit card <em>numbers</em>, driver license <em>numbers</em>, detailed health or medical history or similar sensitive <em>information</em>. 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