{"took":624,"timed_out":false,"_shards":{"total":5,"successful":5,"skipped":0,"failed":0},"hits":{"total":{"value":484902,"relation":"eq"},"max_score":null,"hits":[{"_index":"complaint-public-v1","_id":"2446433","_score":7.202397,"_source":{"product":"Credit reporting","complaint_what_happened":"A circuit court public record #  XXXX  popped up on my Equifax credit report TODAY  XXXX   XXXX ,  XXXX . The account shows a report date of  XXXX   XXXX . I have received several credit reports directly from Equifax in  XXXX  and this erroneous public record has NEVER been on any of them. I have no knowledge of this public record and Equifax is reporting this negative account a year later. Equifax has a section designated for public records, and this public records did not report as of  XXXX   XXXX . We are in the year of  XXXX , I have no knowledge of this year old account.","date_sent_to_company":"2017-04-21T22:52:08.000Z","issue":"Incorrect information on credit report","sub_product":null,"zip_code":"31061","tags":null,"has_narrative":true,"complaint_id":"2446433","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2017-04-21T22:52:07.000Z","state":"GA","company_public_response":null,"sub_issue":"Public record"},"highlight":{"complaint_what_happened":["Equifax has a section designated for public <em>records</em>, and this public <em>records</em> did not report as of  XXXX   XXXX . We are in the year of  XXXX , I have no knowledge of this year old account."],"sub_issue":["Public <em>record</em>"]},"sort":[7.202397,"2446433"]},{"_index":"complaint-public-v1","_id":"2444874","_score":7.202397,"_source":{"product":"Credit reporting","complaint_what_happened":"I have submitted several attempts to get this information deleted from my credit reports as it is damaging to my credit and ability to find substantial housing for my family and I. As apartments will deny you with a bankruptcy. However, I have reached out to t he US Bankruptcy Court  of  XXXX  - and they have assured me they have not given any of my information to any credit or reporting bureaus ; therefore there are no true validations to their claim. I did not file bankruptcy and this is incorrect information.","date_sent_to_company":"2017-04-21T00:14:57.000Z","issue":"Incorrect information on credit report","sub_product":null,"zip_code":"XXXXX","tags":"Servicemember","has_narrative":true,"complaint_id":"2444874","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2017-04-21T00:14:57.000Z","state":"GA","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Public record"},"highlight":{"sub_issue":["Public <em>record</em>"]},"sort":[7.202397,"2444874"]},{"_index":"complaint-public-v1","_id":"2444424","_score":7.202397,"_source":{"product":"Credit reporting","complaint_what_happened":"I have submitted several attempts to get this information deleted from my credit reports as it is damaging to my credit and ability to find substantial housing for my family and I. As apartments will deny you with a bankruptcy. However, I have reached out to the  US Bankruptcy Court  of  XXXX  - and they have assured me they have not given any of my information to any credit or reporting bureaus ; therefore there are no true validations to their claim. I did not file bankruptcy and this is incorrect information.","date_sent_to_company":"2017-04-20T23:57:28.000Z","issue":"Incorrect information on credit report","sub_product":null,"zip_code":"XXXXX","tags":"Servicemember","has_narrative":true,"complaint_id":"2444424","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2017-04-20T23:57:27.000Z","state":"GA","company_public_response":null,"sub_issue":"Public record"},"highlight":{"sub_issue":["Public <em>record</em>"]},"sort":[7.202397,"2444424"]},{"_index":"complaint-public-v1","_id":"2444330","_score":7.202397,"_source":{"product":"Credit reporting","complaint_what_happened":"Sent letters. no response","date_sent_to_company":"2017-04-20T19:37:30.000Z","issue":"Incorrect information on credit report","sub_product":null,"zip_code":"483XX","tags":null,"has_narrative":true,"complaint_id":"2444330","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2017-04-20T18:09:57.000Z","state":"MI","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Public record"},"highlight":{"sub_issue":["Public <em>record</em>"]},"sort":[7.202397,"2444330"]},{"_index":"complaint-public-v1","_id":"2444268","_score":7.202397,"_source":{"product":"Credit reporting","complaint_what_happened":"I disputed online using Experian website and submitted proof that the judgment was paid in full. I sent payment proof and invoice from the  XXXX  County court house showing that the judgment was paid in full.   All other credit bureaus have accepted the information and removed the judgment but Experian has failed to remove it. I spoke with a representative at Experian and was told they can not remove it. I tried to dispute only  a 2nd ti me and no luck with Experian.","date_sent_to_company":"2017-04-20T18:01:29.000Z","issue":"Incorrect information on credit report","sub_product":null,"zip_code":"XXXXX","tags":null,"has_narrative":true,"complaint_id":"2444268","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2017-04-20T18:01:28.000Z","state":null,"company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Public record"},"highlight":{"sub_issue":["Public <em>record</em>"]},"sort":[7.202397,"2444268"]},{"_index":"complaint-public-v1","_id":"2444021","_score":7.202397,"_source":{"product":"Credit reporting","complaint_what_happened":"I went down to the courthouse and spoke to the clerk personally. I verified with her and she agreed that the bankruptcy listed on my credit report was not mine. I asked how was that possible since you report this information to the bureaus. She stated that they do not report any information to the credit bureaus. So how is that  XXXX  was able to gain access to my inaccessible information?   According to the FCRA, the credit bureaus must verify personally with the creditor. The clerk of the court in this instance would be the creditor. I would love to know with whom you spoke to, their title and date you called. I think you should be able to provide this information forthwith as performing a verification is what you do. Since the information may have been obtained by other means and not directly with the court and as I am an intelligent man, I respectfully request that you remove the bankruptcy from my file.I believe that if I were to take this matter to my attorney that he would concur with me and suggest a lawsuit against your company we would win without a hitch.","date_sent_to_company":"2017-04-20T12:20:15.000Z","issue":"Incorrect information on credit report","sub_product":null,"zip_code":"33028","tags":null,"has_narrative":true,"complaint_id":"2444021","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2017-04-20T12:20:15.000Z","state":"FL","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Public record"},"highlight":{"sub_issue":["Public <em>record</em>"]},"sort":[7.202397,"2444021"]},{"_index":"complaint-public-v1","_id":"2443458","_score":7.202397,"_source":{"product":"Credit reporting","complaint_what_happened":"I have an eviction from   XXXX   coming up on my record. I am not able to rent an apartment. This eviction was dismissed and was ordered to be sealed by the judge on   XXXX   XXXX   XXXX   I need it off my record.","date_sent_to_company":"2017-04-19T18:54:11.000Z","issue":"Incorrect information on credit report","sub_product":null,"zip_code":"94509","tags":null,"has_narrative":true,"complaint_id":"2443458","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2017-04-19T18:54:10.000Z","state":"CA","company_public_response":null,"sub_issue":"Public record"},"highlight":{"complaint_what_happened":["I have an eviction from   XXXX   coming up on my <em>record</em>. I am not able to rent an apartment. This eviction was dismissed and was ordered to be sealed by the judge on   XXXX   XXXX   XXXX   I need it off my <em>record</em>."],"sub_issue":["Public <em>record</em>"]},"sort":[7.202397,"2443458"]},{"_index":"complaint-public-v1","_id":"2443058","_score":7.202397,"_source":{"product":"Credit reporting","complaint_what_happened":"Their is an eviction coming up on my record that is preventing me from renting an apartment. This eviction was from  XXXX  and it was ordered by  a Judge t o be dismissed and the files to be sealed on  XXXX   XXXX ,  XXXX . This eviction is still coming up on my record and I am homeless with my kids because no one will take the legal documents that I have regarding this case. In order for me to rent an apartment.","date_sent_to_company":"2017-04-19T19:13:34.000Z","issue":"Incorrect information on credit report","sub_product":null,"zip_code":"94509","tags":null,"has_narrative":true,"complaint_id":"2443058","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2017-04-19T19:13:33.000Z","state":"CA","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Public record"},"highlight":{"complaint_what_happened":["Their is an eviction coming up on my <em>record</em> that is preventing me from renting an apartment. This eviction was from  XXXX  and it was ordered by  a Judge t o be dismissed and the files to be sealed on  XXXX   XXXX ,  XXXX . This eviction is still coming up on my <em>record</em> and I am homeless with my kids because no one will take the legal documents that I have regarding this case. In order for me to rent an apartment."],"sub_issue":["Public <em>record</em>"]},"sort":[7.202397,"2443058"]},{"_index":"complaint-public-v1","_id":"2437793","_score":7.202397,"_source":{"product":"Credit reporting","complaint_what_happened":"On   XXXX   XXXX   XXXX     the IRS withdrew a lien against me and my wife. I filed a dispute with Equifax and  XXXX  to have this lien removed from my credit report. Both agencies have reported the liens as verified even though I provided copies of the IRS form  XXXX  and this same form was recorded with the   XXXX   XXXX   XXXX   office on   XXXX   XXXX   XXXX   Transition removed this from my report within days of the IRS withdrawal however  XXXX  and Equifax have failed to do so despite submission of all of the legal documentation required.","date_sent_to_company":"2017-04-18T01:27:11.000Z","issue":"Incorrect information on credit report","sub_product":null,"zip_code":"857XX","tags":null,"has_narrative":true,"complaint_id":"2437793","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2017-04-18T01:27:10.000Z","state":"AZ","company_public_response":null,"sub_issue":"Public record"},"highlight":{"complaint_what_happened":["Both agencies have reported the liens as verified even though I provided copies of the IRS form  XXXX  and this same form was <em>recorded</em> with the   XXXX   XXXX   XXXX   office on   XXXX   XXXX   XXXX   Transition removed this from my report within days of the IRS withdrawal however  XXXX  and Equifax have failed to do so despite submission of all of the legal documentation required."],"sub_issue":["Public <em>record</em>"]},"sort":[7.202397,"2437793"]},{"_index":"complaint-public-v1","_id":"2437654","_score":7.202397,"_source":{"product":"Credit reporting","complaint_what_happened":"On  XXXX   XXXX ,  2017 th e IRS submitted a form  XXXX  withdrawing an IRS lien.   XXXX   immediately removed this lien from my credit report and my wife 's. I filed a dispute with Experian however their \" investigation '' confirmed the lien was valid despite the fact that I submitted to them the IRS form  XXXX  and this form was recorded with the  XXXX  County  Recorder 's Office, th e very office they state they verified the validity of the lien with.","date_sent_to_company":"2017-04-18T01:37:36.000Z","issue":"Incorrect information on credit report","sub_product":null,"zip_code":"857XX","tags":null,"has_narrative":true,"complaint_id":"2437654","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2017-04-18T01:37:36.000Z","state":"AZ","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Public record"},"highlight":{"complaint_what_happened":["I filed a dispute with Experian however their \" investigation '' confirmed the lien was valid despite the fact that I submitted to them the IRS form  XXXX  and this form was <em>recorded</em> with the  XXXX  County  Recorder 's Office, th e very office they state they verified the validity of the lien with."],"sub_issue":["Public <em>record</em>"]},"sort":[7.202397,"2437654"]},{"_index":"complaint-public-v1","_id":"2436900","_score":7.202397,"_source":{"product":"Credit reporting","complaint_what_happened":"I have tried disputing this tax lien with Equifax that has been withdrawn with the letter of withdrawal of tax lien because I never owned the money, and the state of west Virginia realized their mistake. I have supplied Equifax the letter, and they still refuse to remove it from my credit.","date_sent_to_company":"2017-04-15T16:11:12.000Z","issue":"Incorrect information on credit report","sub_product":null,"zip_code":"58201","tags":null,"has_narrative":true,"complaint_id":"2436900","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2017-04-15T16:11:11.000Z","state":"ND","company_public_response":null,"sub_issue":"Public record"},"highlight":{"sub_issue":["Public <em>record</em>"]},"sort":[7.202397,"2436900"]},{"_index":"complaint-public-v1","_id":"2436302","_score":7.202397,"_source":{"product":"Credit reporting","complaint_what_happened":"I was using my credit card at a store and a purchase was declined, I called my bank and they said I had a hold on my account. After further research and obtaining my credit report, I noticed a bankruptcy on my report that I have no knowledge of whatsoever. I went to file a police report for the fraud that happened and sent everything to the credit bureaus. I sent documents including my FTC affidavits and dispute letters which I sent to the alleged creditors and it appears they are in some kind of ponzi scheme or false deception against the people to not disclose valid information or not investigate validate any proof verified and signed by a witness of a notary. My identity was stolen and I gave the credit reporting agencies all related information. The information being reported is not accurate information. I have been a victim of fraud and contacted the FTC all these illegal actions are hurting me and my family. I have never filed for any bankruptcy at any time and do not know how all these accounts are being opened in my name fraudulently.","date_sent_to_company":"2017-04-14T19:48:17.000Z","issue":"Incorrect information on credit report","sub_product":null,"zip_code":"60609","tags":null,"has_narrative":true,"complaint_id":"2436302","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2017-04-14T19:48:16.000Z","state":"IL","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Public record"},"highlight":{"sub_issue":["Public <em>record</em>"]},"sort":[7.202397,"2436302"]},{"_index":"complaint-public-v1","_id":"2431665","_score":7.202397,"_source":{"product":"Credit reporting","complaint_what_happened":"I have contacted all XXXX credit reporting companies regarding incorrect info on my credit report regarding a public record. XXXX deleted the incorrect info however XXXX and Equifax will not. I asked them to verify the information which they did not. I 'm writing you all to have this information removed as a solution. Thanks.","date_sent_to_company":"2017-04-12T22:25:31.000Z","issue":"Incorrect information on credit report","sub_product":null,"zip_code":"29730","tags":null,"has_narrative":true,"complaint_id":"2431665","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2017-04-12T22:25:31.000Z","state":"SC","company_public_response":null,"sub_issue":"Public record"},"highlight":{"complaint_what_happened":["I have contacted all XXXX credit reporting companies regarding incorrect info on my credit report regarding a public <em>record</em>. XXXX deleted the incorrect info however XXXX and Equifax will not. I asked them to verify the information which they did not. I 'm writing you all to have this information removed as a solution. Thanks."],"sub_issue":["Public <em>record</em>"]},"sort":[7.202397,"2431665"]},{"_index":"complaint-public-v1","_id":"2431455","_score":7.202397,"_source":{"product":"Credit reporting","complaint_what_happened":"Requested my \" Expunged '' State Tax Lien be removed from my Credit Report, started an investigation, Equifax completed the investigation yet this item still remains on my Equifax Credit Report.","date_sent_to_company":"2017-04-12T16:03:39.000Z","issue":"Incorrect information on credit report","sub_product":null,"zip_code":"283XX","tags":null,"has_narrative":true,"complaint_id":"2431455","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2017-04-12T16:03:39.000Z","state":"NC","company_public_response":null,"sub_issue":"Public record"},"highlight":{"sub_issue":["Public <em>record</em>"]},"sort":[7.202397,"2431455"]},{"_index":"complaint-public-v1","_id":"2429980","_score":7.202397,"_source":{"product":"Credit reporting","complaint_what_happened":"In XX/XX/XXXX, I spoke with Equifax regarding the date of removal for a Tax lien on my credit report. I was told that the tax lien would be removed in XX/XX/XXXX from my credit report. I contacted Equifax in XX/XX/XXXX, and was then told that it would have to stay on my account for up to another 3 years, I then called back, and spoke with another person, who again told me that it would come off my credit report in XX/XX/XXXX. I then called back in XX/XX/XXXX and was then told that it would stay on my report for a total of 10 years from the date it was issued. At the time, my credit score was XXXX ( XX/XX/XXXX ), but in XX/XX/XXXX it dropped to XXXX without any explanation. There were no additional credit issues at that time. They also have blocked my number, so I can not file a dispute.","date_sent_to_company":"2017-04-11T14:22:00.000Z","issue":"Incorrect information on credit report","sub_product":null,"zip_code":"33068","tags":null,"has_narrative":true,"complaint_id":"2429980","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2017-04-11T14:22:00.000Z","state":"FL","company_public_response":null,"sub_issue":"Public record"},"highlight":{"sub_issue":["Public <em>record</em>"]},"sort":[7.202397,"2429980"]},{"_index":"complaint-public-v1","_id":"2429132","_score":7.202397,"_source":{"product":"Credit reporting","complaint_what_happened":"I monitor my credit report and scores through XXXX. In XXXX of this year Equifax reported a \" new '' derogatory mark on my report and dropped my score substantially due to this information. The next month XXXX followed suit. The problem is, that the \" new '' information, was actually old information. It was a bankruptcy that had been discharged and reported back in XXXX. But, according to the information supplied to XXXX by XXXX and EQ it was \" new '', so I had a subsequent score drop of around XXXX pts on each. I contacted XXXX who agreed to do an investigation, and am waiting on the outcome. However, EQ refused to do anything, even after the CS agent stated it was reported twice. When I was transferred to a supervisor, she denied that statement, and said credit scoring was automatically done, by machine, and there is no record available for her to go back and look to see what was reported, but yet could tell me when it was first reported in XXXX. She also tried to claim it was the other accounts in my report, that have also been there for a while, and not really much change in any of them. She then went on to try and discredit XXXX, and deny that XXXX gets any accurate information from them, and then tried to sell me my credit score. She refused to do any investigation, nor open a dispute claim. Here is a copy of what is displayed on the XXXX site as of XXXX. As you can see they clearly state where the information comes from .... \nXXXX ( R ) XXXX ( R ) Where You Stand You have XXXX derogatory mark. Last update, you had XXXX. \nXXXX XXXX You XXXX XXXX How It 's Calculated Open accounts in collections XXXX + Negative public records XXXX = Total derogatory marks XXXX PUBLIC RECORDS XXXX XXXX XXXX","date_sent_to_company":"2017-04-11T18:00:02.000Z","issue":"Incorrect information on credit report","sub_product":null,"zip_code":"49684","tags":null,"has_narrative":true,"complaint_id":"2429132","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2017-04-11T18:00:02.000Z","state":"MI","company_public_response":null,"sub_issue":"Public record"},"highlight":{"complaint_what_happened":["XXXX XXXX You XXXX XXXX How It 's Calculated Open accounts in collections XXXX + Negative public <em>records</em> XXXX = Total derogatory marks XXXX PUBLIC <em>RECORDS</em> XXXX XXXX XXXX"],"sub_issue":["Public <em>record</em>"]},"sort":[7.202397,"2429132"]},{"_index":"complaint-public-v1","_id":"2426567","_score":7.202397,"_source":{"product":"Credit reporting","complaint_what_happened":"Chapter 7 bankruptcy from over 10 years ago on Trans Union. The information was pulled from a third-party reporting and I was told by the court they do not report therefore it needs to be deleted.","date_sent_to_company":"2017-04-09T19:59:36.000Z","issue":"Incorrect information on credit report","sub_product":null,"zip_code":"92399","tags":null,"has_narrative":true,"complaint_id":"2426567","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2017-04-09T19:59:35.000Z","state":"CA","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Public record"},"highlight":{"sub_issue":["Public <em>record</em>"]},"sort":[7.202397,"2426567"]},{"_index":"complaint-public-v1","_id":"2426383","_score":7.202397,"_source":{"product":"Credit reporting","complaint_what_happened":"I initially sent a dispute as the info on my Equifax Credit Report is inaccurate as it related to a Chapter XXXX Bankruptcy. I received notice back they the information was verified and it listed it as being verified through the courts. I knew the filing dates were inaccurate so I pulled my file and sent supporting information and sent to the bureau. They still sent me back \" Item Verified '' Therefore, they claimed to have gotten the information from the Courts and when I reached out to them ( the Courts ) they advised that they do NOT supply information to Credit Bureaus or XXXX party agencies. To better assist you guys in your research I have attached supporting documentation as it related to the bankrupty listed on my report ( s ) showing a filing date of XXXX/2016 not XXXX/2016 as reported to the credit bureaus. With that being said, it is my understanding since they are reporting inaccurate information this MUST BE DELETED as per FCRA 623 ( a ) ( 5 ) : \" If the Credit Bureau can not VALIDATE the information with the ORIGINAL CREDITOR, they must remove said information from the consumer credit file ''. If you look at the attachment I have attached you will see clearly that the filing was completed on XXXX 2016.. This items should be removed.","date_sent_to_company":"2017-04-09T19:57:26.000Z","issue":"Incorrect information on credit report","sub_product":null,"zip_code":"77381","tags":null,"has_narrative":true,"complaint_id":"2426383","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2017-04-09T19:57:26.000Z","state":"TX","company_public_response":null,"sub_issue":"Public record"},"highlight":{"sub_issue":["Public <em>record</em>"]},"sort":[7.202397,"2426383"]},{"_index":"complaint-public-v1","_id":"2426305","_score":7.202397,"_source":{"product":"Credit reporting","complaint_what_happened":"I have a company, XXXX, reporting information that I feel is incorrect based on the document that I have. Equifax has not provided me with their proof in order for me to verify. I checked with the county court of public record last year and the only document that was on file contradicted what was reported by XXXX on my Equifax report. I am looking to have the information correct. However, if the information is not accurate, I 'd like it removed because I would 've already suffered a higher penalty for the inaccurate information. I also had an issue uploading documentation that supports my case. That document is available upon request.","date_sent_to_company":"2017-04-08T12:39:28.000Z","issue":"Incorrect information on credit report","sub_product":null,"zip_code":"33138","tags":null,"has_narrative":true,"complaint_id":"2426305","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2017-04-08T12:39:28.000Z","state":"FL","company_public_response":null,"sub_issue":"Public record"},"highlight":{"complaint_what_happened":["I checked with the county court of public <em>record</em> last year and the only document that was on file contradicted what was reported by XXXX on my Equifax report. I am looking to have the information correct. However, if the information is not accurate, I 'd like it removed because I would 've already suffered a higher penalty for the inaccurate information. I also had an issue uploading documentation that supports my case. That document is available upon request."],"sub_issue":["Public <em>record</em>"]},"sort":[7.202397,"2426305"]},{"_index":"complaint-public-v1","_id":"2422650","_score":7.202397,"_source":{"product":"Credit reporting","complaint_what_happened":"Upon careful review of my Transunion credit file I determined there is a Public Record listed under my name. Please validate this information and provide me with copies of any and all documentation associated with these accounts bearing my signature. I formally request that this information be immediately deleted from the credit file you maintain under my social security number. \nPlease note that I am closely monitoring my credit file and you have exactly 30 days to complete this investigation as per the Fair Credit Reporting Act 623 ( a ) ( 3 ) and I will be keeping very careful records of all actions taken regarding my file. \nA Bankruptcy is public information. Again the U.S. Bankruptcy Court DO NOT report anything to the various credit bureaus, nor do they verify that the information reported is accurate. Your agency has found information on bankruptcy 's through third-party research.","date_sent_to_company":"2017-04-06T22:35:32.000Z","issue":"Incorrect information on credit report","sub_product":null,"zip_code":"10458","tags":null,"has_narrative":true,"complaint_id":"2422650","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2017-04-06T22:35:31.000Z","state":"NY","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Public record"},"highlight":{"complaint_what_happened":["Upon careful review of my Transunion credit file I determined there is a Public <em>Record</em> listed under my name. Please validate this information and provide me with copies of any and all documentation associated with these accounts bearing my signature. I formally request that this information be immediately deleted from the credit file you maintain under my social security number."],"sub_issue":["Public <em>record</em>"]},"sort":[7.202397,"2422650"]},{"_index":"complaint-public-v1","_id":"2421120","_score":7.202397,"_source":{"product":"Credit reporting","complaint_what_happened":"I have recently been informed that there is negative information reported by TransUnion, for a \" Bankruptcy. '' I sent XXXX, ( who TransUnion reports as there CEO ) a certified letter via USPS requiring a signature, requesting \" verification '' pursuant to the \" Fair Debt Collection Practices Act of this \" Bankruptcy. '' Verification meaning competent evidence bearing my signature. TransUnion received my letter on XX/XX/2017. In my letter I requested for them to remove this \" Bankruptcy '' from my report if they could not provide me with competent verification with my signature. I want this \" Bankruptcy '' removed. TransUnion did not provide me with any competent verification of this \" Bankruptcy '' bearing my signature.","date_sent_to_company":"2017-04-05T22:07:16.000Z","issue":"Incorrect information on credit report","sub_product":null,"zip_code":"95628","tags":"Servicemember","has_narrative":true,"complaint_id":"2421120","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2017-04-05T22:07:15.000Z","state":"CA","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Public record"},"highlight":{"sub_issue":["Public <em>record</em>"]},"sort":[7.202397,"2421120"]},{"_index":"complaint-public-v1","_id":"2420429","_score":7.202397,"_source":{"product":"Credit reporting","complaint_what_happened":"I have recently been informed that there is negative information reported by Experian, for a \" Bankruptcy. ''. I sent XXXX XXXX XXXX, ( who Experian reports as there CEO ) a certified letter via USPS requiring a signature, requesting \" verification '' pursuant to the \" Fair Debt Collection Practices Act of this \" Bankruptcy. '' Verification meaning competent evidence bearing my signature. Experian received my letter on XX/XX/2017. In my letter I requested for them to remove this \" Bankruptcy '' from my report if they could not provide me with competent verification with my signature. I want this \" Bankruptcy '' removed. Experian did not provide me with any competent verification of this \" Bankruptcy '' bearing my signature.","date_sent_to_company":"2017-04-05T21:21:24.000Z","issue":"Incorrect information on credit report","sub_product":null,"zip_code":"95628","tags":"Servicemember","has_narrative":true,"complaint_id":"2420429","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2017-04-05T21:21:24.000Z","state":"CA","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Public record"},"highlight":{"sub_issue":["Public <em>record</em>"]},"sort":[7.202397,"2420429"]},{"_index":"complaint-public-v1","_id":"2418497","_score":7.202397,"_source":{"product":"Credit reporting","complaint_what_happened":"Equifax has previously reported that I do not have a chapter XXXX currently reporting on my file. However, I have yet to receive a credit report showing this. Equifax also keeps stating that XXXX XXXX has verified this information to be true when this is a blatant lie. As you can see I have a letter from XXXX XXXX stating I have no public records with them. Credit file confirmation number with Equifax # XXXX. Please have Equifax to permanently delete this information from my fie.It is both illegal and unethical to keep this erroneous information on my report.","date_sent_to_company":"2017-04-04T04:51:04.000Z","issue":"Incorrect information on credit report","sub_product":null,"zip_code":"352XX","tags":null,"has_narrative":true,"complaint_id":"2418497","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2017-04-04T04:51:03.000Z","state":"AL","company_public_response":null,"sub_issue":"Public record"},"highlight":{"complaint_what_happened":["As you can see I have a letter from XXXX XXXX stating I have no public <em>records</em> with them. Credit file confirmation number with Equifax # XXXX. Please have Equifax to permanently delete this information from my fie.It is both illegal and unethical to keep this erroneous information on my report."],"sub_issue":["Public <em>record</em>"]},"sort":[7.202397,"2418497"]},{"_index":"complaint-public-v1","_id":"2418232","_score":7.202397,"_source":{"product":"Credit reporting","complaint_what_happened":"unable to secure checking account because of information on credit report of Equifax. made several attempts to have information cleared but no response from Equifax. This information on credit report is related to notice of class action settlement. Case XXXX vs Equifax. Case # XXXX Violation of Credit Reporting Act.","date_sent_to_company":"2017-04-04T17:31:28.000Z","issue":"Incorrect information on credit report","sub_product":null,"zip_code":"30228","tags":"Servicemember","has_narrative":true,"complaint_id":"2418232","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2017-04-04T17:31:28.000Z","state":"GA","company_public_response":null,"sub_issue":"Public record"},"highlight":{"sub_issue":["Public <em>record</em>"]},"sort":[7.202397,"2418232"]},{"_index":"complaint-public-v1","_id":"2417676","_score":7.202397,"_source":{"product":"Credit reporting","complaint_what_happened":"I contacted the Bankruptcy Court asking their method of verification and they responded saying they do not verify or validate any information to the credit bureaus. The credit bureau refuses to remove the information although they specifically told me they verify personally. 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