{"took":273,"timed_out":false,"_shards":{"total":5,"successful":5,"skipped":0,"failed":0},"hits":{"total":{"value":10732,"relation":"eq"},"max_score":null,"hits":[{"_index":"complaint-public-v1","_id":"7984693","_score":13.650972,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"To Whom It May Concern : I have recently checked out a copy of my credit profile and unfortunately, it has come to my attention that some of my personal information is incorrect. If you would please be so kind as to delete this inaccurate information from my credit profile within the next thirty days, I would greatly appreciate it. Ive listed the details on my personal information in which you are inaccurately reporting and must remove right away. Please see below : My name is XXXX XXXX XXXX. I do NOT have any requisite OTHER NAMES or aliases and I do NOT desire any OTHER NAMES or aliases to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights. \n\nMy current and only address is XXXX XXXX XXXX XXXX XXXX, Arizona XXXX. I do NOT have any requisite OTHER CURRENT addresses and I do NOT desire any OTHER ADDRESSES to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights. \n\n1. The following personal information is incorrect Account Number : NAME : XXXX XXXX XXXX 2 . The following personal information is incorrect Account Number : EMPLOYER : XX/XX/ 3. The following personal information is incorrect Account Number : PREVIOUS ADDRESS : XXXX XXXX XXXX XXXX, AZ XXXX 4. The following personal information is incorrect Account Number : PREVIOUS ADDRESS : XXXX 5. The following personal information is incorrect Account Number : PREVIOUS ADDRESS : XXXX XXXX XXXX XXXX XXXX XXXX, AZ XXXX","date_sent_to_company":"2023-12-11T21:21:08.000Z","issue":"Improper use of your report","sub_product":"Credit reporting","zip_code":"85009","tags":null,"has_narrative":true,"complaint_id":"7984693","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2023-12-11T21:18:58.000Z","state":"AZ","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Reporting company used your report improperly"},"highlight":{"complaint_what_happened":["I do NOT have any requisite OTHER CURRENT addresses and I do NOT desire any OTHER ADDRESSES to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights. \n\n1. The following personal information is incorrect Account Number : NAME : XXXX XXXX XXXX 2 . The following personal information is incorrect Account Number : EMPLOYER : XX/XX/ 3."],"product":["Credit reporting or other personal consumer reports"],"issue":["Improper use of your report"],"company_public_response":["Company has responded to the consumer and the CFPB and chooses not to provide a public response"],"sub_issue":["Reporting company used your report improperly"]},"sort":[13.650972,"7984693"]},{"_index":"complaint-public-v1","_id":"17316589","_score":13.524148,"_source":{"product":"Student loan","complaint_what_happened":"Did not receive funding. Incorrect information Credit reporting or other personal consumer reports","date_sent_to_company":"2025-11-19T03:11:20.000Z","issue":"Incorrect information on your report","sub_product":"Federal student loan servicing","zip_code":"35173","tags":null,"has_narrative":true,"complaint_id":"17316589","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"EdFinancial Services","date_received":"2025-11-19T03:03:34.000Z","state":"AL","company_public_response":null,"sub_issue":"Account information incorrect"},"highlight":{"complaint_what_happened":["Incorrect information Credit reporting or other personal consumer reports"],"issue":["Incorrect information on your report"],"sub_issue":["Account information incorrect"]},"sort":[13.524148,"17316589"]},{"_index":"complaint-public-v1","_id":"11295850","_score":13.489569,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I am disputing the inaccurate personal information on my consumer report. The only correct address associated with me is XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX. All other listed addresses are incorrect and must be removed. My sole employer is XXXX XXXX XXXX XXXX XXXX, and any other employer details should also be deleted. Additionally, please remove all phone numbers on my report. Per the Fair Credit Reporting Act ( FCRA ), consumer reporting agencies are required to ensure all reported information is accurate. Incorrect addresses and other personal details not only violate the FCRA but may also disrupt postal deliveries and cause unnecessary complications. I request immediate correction of these inaccuracies and confirmation once the updates are complete.","date_sent_to_company":"2024-12-27T20:32:00.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"33125","tags":null,"has_narrative":true,"complaint_id":"11295850","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2024-12-27T20:26:02.000Z","state":"FL","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Personal information incorrect"},"highlight":{"complaint_what_happened":["I am disputing the inaccurate personal information on my consumer report. The only correct address associated with me is XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX. All other listed addresses are incorrect and must be removed. My sole employer is XXXX XXXX XXXX XXXX XXXX, and any other employer details should also be deleted. Additionally, please remove all phone numbers on my report."],"product":["Credit reporting or other personal consumer reports"],"issue":["Incorrect information on your report"],"company_public_response":["Company has responded to the consumer and the CFPB and chooses not to provide a public response"],"sub_issue":["Personal information incorrect"]},"sort":[13.489569,"11295850"]},{"_index":"complaint-public-v1","_id":"11295663","_score":13.489569,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I am disputing the inaccurate personal information on my consumer report. The only correct address associated with me is XXXX XXXX XXXX XXXX, XXXX, FL XXXX. All other listed addresses are incorrect and must be removed. My sole employer is XXXX XXXX XXXX XXXX XXXX, and any other employer details should also be deleted. Additionally, please remove all phone numbers on my report. Per the Fair Credit Reporting Act ( FCRA ), consumer reporting agencies are required to ensure all reported information is accurate. Incorrect addresses and other personal details not only violate the FCRA but may also disrupt postal deliveries and cause unnecessary complications. I request immediate correction of these inaccuracies and confirmation once the updates are complete.","date_sent_to_company":"2024-12-27T20:25:08.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"33125","tags":null,"has_narrative":true,"complaint_id":"11295663","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2024-12-27T20:19:14.000Z","state":"FL","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Personal information incorrect"},"highlight":{"complaint_what_happened":["I am disputing the inaccurate personal information on my consumer report. The only correct address associated with me is XXXX XXXX XXXX XXXX, XXXX, FL XXXX. All other listed addresses are incorrect and must be removed. My sole employer is XXXX XXXX XXXX XXXX XXXX, and any other employer details should also be deleted. Additionally, please remove all phone numbers on my report."],"product":["Credit reporting or other personal consumer reports"],"issue":["Incorrect information on your report"],"company_public_response":["Company has responded to the consumer and the CFPB and chooses not to provide a public response"],"sub_issue":["Personal information incorrect"]},"sort":[13.489569,"11295663"]},{"_index":"complaint-public-v1","_id":"16477803","_score":13.360318,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I am demanding the permanent deletion of the following unauthorized inquiries and inaccurate personal identifying data ( PID ).\n\nUnder the Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681b ( c ) and 1681i, no consumer reporting agency may furnish or retain inquiries or personal identifiers that are not properly authorized, verified, or accurate. Continuing to publish false or unverifiable information is unlawful, reckless, and especially damaging in light of the Equifax data breach, which has already compromised the reliability of my personal records. \n\nYou have failed to ensure maximum possible accuracy as required under the law. Each of the items listed below is disputed, unverifiable, and must be permanently deleted. \n\nUnauthorized Inquiries XXXX XX/XX/XXXX My identity was stolen due to a data breach, and this company accessed my credit report without consent, violating the FCRA. I request immediate removal of this unauthorized access from my report. \n\nXXXX XXXX XX/XX/XXXX My identity was stolen due to a data breach, and this company accessed my credit report without consent, violating the FCRA. I request immediate removal of this unauthorized access from my report. \n\nXXXX XXXX XX/XX/XXXX My identity was stolen due to a data breach, and this company accessed my credit report without consent, violating the FCRA. I request immediate removal of this unauthorized access from my report. \n\nXXXX XXXX XX/XX/XXXX My identity was stolen due to a data breach, and this company accessed my credit report without consent, violating the FCRA. I request immediate removal of this unauthorized access from my report. \n\nInaccurate Personal Identifying Data ( PID ) Incorrect Name XXXX XXXX XXXX / XXXX XXXX XXXX I do NOT want any name, address, SSN, or date of birth other than what I listed in this letter to be retained or reported. \nPlease DELETE any other personal information that infringes on my consumer rights OR provide evidentiary PROOF of the legal right to retain such information. \n\nIncorrect Date of Birth XX/XX/XXXX / XXXX I do NOT want any name, address, SSN, or date of birth other than what I listed in this letter to be retained or reported. \nPlease DELETE any other personal information that infringes on my consumer rights OR provide evidentiary PROOF of the legal right to retain such information. \n\nIncorrect Address XXXX XXXX XXXX, XXXXXXXX XXXX XXXXXXXX / XXXX I do NOT want any name, address, XXXX, or date of birth other than what I listed in this letter to be retained or reported. \nPlease DELETE any other personal information that infringes on my consumer rights OR provide evidentiary PROOF of the legal right to retain such information. \n\nIncorrect Address XXXX XXXX XXXX XXXX XXXX, XXXX, XXXX XXXX XXXX XXXXXXXX I do NOT want any name, address, XXXX, or date of birth other than what I listed in this letter to be retained or reported. \nPlease DELETE any other personal information that infringes on my consumer rights OR provide evidentiary PROOF of the legal right to retain such information. \n\nIncorrect Address XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX / XXXX I do NOT want any name, address, SSN, or date of birth other than what I listed in this letter to be retained or reported.\n\nPlease DELETE any other personal information that infringes on my consumer rights OR provide evidentiary PROOF of the legal right to retain such information.\n\nInaccurate Employer Information OLE RED I do NOT want any name, address, SSN, or date of birth other than what I listed in this letter to be retained or reported. \nPlease DELETE any other personal information that infringes on my consumer rights OR provide evidentiary PROOF of the legal right to retain such information. \n\nXXXX XXXX THIS I do NOT want any name, address, SSN, or date of birth other than what I listed in this letter to be retained or reported.\n\nPlease DELETE any other personal information that infringes on my consumer rights OR provide evidentiary PROOF of the legal right to retain such information. \n\nXXXX XXXX XXXXXXXX XXXX I do NOT want any name, address, SSN, or date of birth other than what I listed in this letter to be retained or reported. \nPlease DELETE any other personal information that infringes on my consumer rights OR provide evidentiary PROOF of the legal right to retain such information. \n\nXXXX XXXX I do NOT want any name, address, SSN, or date of birth other than what I listed in this letter to be retained or reported. \nPlease DELETE any other personal information that infringes on my consumer rights OR provide evidentiary PROOF of the legal right to retain such information. \n\nI have repeatedly requested verification or deletion, but the agency continues to retain and report this false information. Their failure to investigate and correct these errors is reckless, negligent, and unlawful under 15 U.S.C. 1681i. The ongoing publication of these inaccuracies after formal disputes amounts to willful noncompliance with the FCRA and is causing measurable damage to my creditworthiness, emotional well-being, and trust in the accuracy of the reporting system. \n\nThis conduct is particularly egregious given the Equifax data breach, which already undermined the security of my personal records. Continuing to circulate false or unverifiable data in light of known breaches is unacceptable and contrary to the FCRAs purpose of protecting consumers from inaccurate or unauthorized reporting.","date_sent_to_company":"2025-10-09T15:38:09.000Z","issue":"Improper use of your report","sub_product":"Credit reporting","zip_code":"37205","tags":null,"has_narrative":true,"complaint_id":"16477803","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2025-10-09T15:37:45.000Z","state":"TN","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Credit inquiries on your report that you don't recognize"},"highlight":{"complaint_what_happened":["Inaccurate Personal Identifying Data ( PID ) Incorrect Name XXXX XXXX XXXX / XXXX XXXX XXXX I do NOT want any name, address, SSN, or date of birth other than what I listed in this letter to be retained or reported. \nPlease DELETE any other personal information that infringes on my consumer rights OR provide evidentiary PROOF of the legal right to retain such information."],"product":["Credit reporting or other personal consumer reports"],"issue":["Improper use of your report"],"company_public_response":["Company has responded to the consumer and the CFPB and chooses not to provide a public response"],"sub_issue":["Credit inquiries on your report that you don't recognize"]},"sort":[13.360318,"16477803"]},{"_index":"complaint-public-v1","_id":"16477890","_score":13.348562,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I am demanding the permanent deletion of the following unauthorized inquiries and inaccurate personal identifying data ( PID ).\n\nUnder the Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681b ( c ) and 1681i, no consumer reporting agency may furnish or retain inquiries or personal identifiers that are not properly authorized, verified, or accurate. Continuing to publish false or unverifiable information is unlawful, reckless, and especially damaging in light of the Equifax data breach, which has already compromised the reliability of my personal records. \n\nYou have failed to ensure maximum possible accuracy as required under the law. Each of the items listed below is disputed, unverifiable, and must be permanently deleted. \n\nUnauthorized Inquiries XXXX XX/XX/XXXX My identity was stolen due to a data breach, and this company accessed my credit report without consent, violating the FCRA. I request immediate removal of this unauthorized access from my report. \n\nXXXX XXXX XX/XX/XXXX My identity was stolen due to a data breach, and this company accessed my credit report without consent, violating the FCRA. I request immediate removal of this unauthorized access from my report. \n\nXXXX XXXX XX/XX/XXXX My identity was stolen due to a data breach, and this company accessed my credit report without consent, violating the FCRA. I request immediate removal of this unauthorized access from my report. \n\nXXXX XXXX XX/XX/XXXX My identity was stolen due to a data breach, and this company accessed my credit report without consent, violating the FCRA. I request immediate removal of this unauthorized access from my report. \n\nInaccurate Personal Identifying Data ( PID ) Incorrect Name XXXX XXXX XXXX / XXXX XXXX XXXX I do NOT want any name, address, SSN, or date of birth other than what I listed in this letter to be retained or reported. \nPlease DELETE any other personal information that infringes on my consumer rights OR provide evidentiary PROOF of the legal right to retain such information. \n\nIncorrect Date of Birth XX/XX/XXXX / XXXX I do NOT want any name, address, SSN, or date of birth other than what I listed in this letter to be retained or reported. \nPlease DELETE any other personal information that infringes on my consumer rights OR provide evidentiary PROOF of the legal right to retain such information. \n\nIncorrect Address XXXX XXXX XXXX, XXXXXXXX XXXX XXXXXXXX / XXXX I do NOT want any name, address, XXXX, or date of birth other than what I listed in this letter to be retained or reported. \nPlease DELETE any other personal information that infringes on my consumer rights OR provide evidentiary PROOF of the legal right to retain such information. \n\nIncorrect Address XXXX XXXX XXXX XXXX XXXX, XXXX, XXXX XXXX XXXX XXXXXXXX I do NOT want any name, address, XXXX, or date of birth other than what I listed in this letter to be retained or reported. \nPlease DELETE any other personal information that infringes on my consumer rights OR provide evidentiary PROOF of the legal right to retain such information. \n\nIncorrect Address XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX / XXXX I do NOT want any name, address, SSN, or date of birth other than what I listed in this letter to be retained or reported.\n\nPlease DELETE any other personal information that infringes on my consumer rights OR provide evidentiary PROOF of the legal right to retain such information.\n\nInaccurate Employer Information OLE RED I do NOT want any name, address, SSN, or date of birth other than what I listed in this letter to be retained or reported. \nPlease DELETE any other personal information that infringes on my consumer rights OR provide evidentiary PROOF of the legal right to retain such information. \n\nXXXX XXXX THIS I do NOT want any name, address, SSN, or date of birth other than what I listed in this letter to be retained or reported.\n\nPlease DELETE any other personal information that infringes on my consumer rights OR provide evidentiary PROOF of the legal right to retain such information. \n\nXXXX XXXX XXXXXXXX XXXX I do NOT want any name, address, SSN, or date of birth other than what I listed in this letter to be retained or reported. \nPlease DELETE any other personal information that infringes on my consumer rights OR provide evidentiary PROOF of the legal right to retain such information. \n\nXXXX XXXX I do NOT want any name, address, SSN, or date of birth other than what I listed in this letter to be retained or reported. \nPlease DELETE any other personal information that infringes on my consumer rights OR provide evidentiary PROOF of the legal right to retain such information. \n\nI have repeatedly requested verification or deletion, but the agency continues to retain and report this false information. Their failure to investigate and correct these errors is reckless, negligent, and unlawful under 15 U.S.C. 1681i. The ongoing publication of these inaccuracies after formal disputes amounts to willful noncompliance with the FCRA and is causing measurable damage to my creditworthiness, emotional well-being, and trust in the accuracy of the reporting system. \n\nThis conduct is particularly egregious given the Equifax data breach, which already undermined the security of my personal records. Continuing to circulate false or unverifiable data in light of known breaches is unacceptable and contrary to the FCRAs purpose of protecting consumers from inaccurate or unauthorized reporting.","date_sent_to_company":"2025-10-09T15:38:12.000Z","issue":"Improper use of your report","sub_product":"Credit reporting","zip_code":"37205","tags":null,"has_narrative":true,"complaint_id":"16477890","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2025-10-09T15:30:31.000Z","state":"TN","company_public_response":null,"sub_issue":"Credit inquiries on your report that you don't recognize"},"highlight":{"complaint_what_happened":["Inaccurate Personal Identifying Data ( PID ) Incorrect Name XXXX XXXX XXXX / XXXX XXXX XXXX I do NOT want any name, address, SSN, or date of birth other than what I listed in this letter to be retained or reported. \nPlease DELETE any other personal information that infringes on my consumer rights OR provide evidentiary PROOF of the legal right to retain such information."],"product":["Credit reporting or other personal consumer reports"],"issue":["Improper use of your report"],"sub_issue":["Credit inquiries on your report that you don't recognize"]},"sort":[13.348562,"16477890"]},{"_index":"complaint-public-v1","_id":"16477802","_score":13.346981,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I am demanding the permanent deletion of the following unauthorized inquiries and inaccurate personal identifying data ( PID ).\n\nUnder the Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681b ( c ) and 1681i, no consumer reporting agency may furnish or retain inquiries or personal identifiers that are not properly authorized, verified, or accurate. Continuing to publish false or unverifiable information is unlawful, reckless, and especially damaging in light of the Equifax data breach, which has already compromised the reliability of my personal records. \n\nYou have failed to ensure maximum possible accuracy as required under the law. Each of the items listed below is disputed, unverifiable, and must be permanently deleted. \n\nUnauthorized Inquiries XXXX XX/XX/XXXX My identity was stolen due to a data breach, and this company accessed my credit report without consent, violating the FCRA. I request immediate removal of this unauthorized access from my report. \n\nXXXX XXXX XX/XX/XXXX My identity was stolen due to a data breach, and this company accessed my credit report without consent, violating the FCRA. I request immediate removal of this unauthorized access from my report. \n\nXXXX XXXX XX/XX/XXXX My identity was stolen due to a data breach, and this company accessed my credit report without consent, violating the FCRA. I request immediate removal of this unauthorized access from my report. \n\nXXXX XXXX XX/XX/XXXX My identity was stolen due to a data breach, and this company accessed my credit report without consent, violating the FCRA. I request immediate removal of this unauthorized access from my report. \n\nInaccurate Personal Identifying Data ( PID ) Incorrect Name XXXX XXXX XXXX / XXXX XXXX XXXX I do NOT want any name, address, SSN, or date of birth other than what I listed in this letter to be retained or reported. \nPlease DELETE any other personal information that infringes on my consumer rights OR provide evidentiary PROOF of the legal right to retain such information. \n\nIncorrect Date of Birth XX/XX/XXXX / XXXX I do NOT want any name, address, SSN, or date of birth other than what I listed in this letter to be retained or reported. \nPlease DELETE any other personal information that infringes on my consumer rights OR provide evidentiary PROOF of the legal right to retain such information. \n\nIncorrect Address XXXX XXXX XXXX, XXXXXXXX XXXX XXXXXXXX / XXXX I do NOT want any name, address, XXXX, or date of birth other than what I listed in this letter to be retained or reported. \nPlease DELETE any other personal information that infringes on my consumer rights OR provide evidentiary PROOF of the legal right to retain such information. \n\nIncorrect Address XXXX XXXX XXXX XXXX XXXX, XXXX, XXXX XXXX XXXX XXXXXXXX I do NOT want any name, address, XXXX, or date of birth other than what I listed in this letter to be retained or reported. \nPlease DELETE any other personal information that infringes on my consumer rights OR provide evidentiary PROOF of the legal right to retain such information. \n\nIncorrect Address XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX / XXXX I do NOT want any name, address, SSN, or date of birth other than what I listed in this letter to be retained or reported.\n\nPlease DELETE any other personal information that infringes on my consumer rights OR provide evidentiary PROOF of the legal right to retain such information.\n\nInaccurate Employer Information OLE RED I do NOT want any name, address, SSN, or date of birth other than what I listed in this letter to be retained or reported. \nPlease DELETE any other personal information that infringes on my consumer rights OR provide evidentiary PROOF of the legal right to retain such information. \n\nXXXX XXXX THIS I do NOT want any name, address, SSN, or date of birth other than what I listed in this letter to be retained or reported.\n\nPlease DELETE any other personal information that infringes on my consumer rights OR provide evidentiary PROOF of the legal right to retain such information. \n\nXXXX XXXX XXXXXXXX XXXX I do NOT want any name, address, SSN, or date of birth other than what I listed in this letter to be retained or reported. \nPlease DELETE any other personal information that infringes on my consumer rights OR provide evidentiary PROOF of the legal right to retain such information. \n\nXXXX XXXX I do NOT want any name, address, SSN, or date of birth other than what I listed in this letter to be retained or reported. \nPlease DELETE any other personal information that infringes on my consumer rights OR provide evidentiary PROOF of the legal right to retain such information. \n\nI have repeatedly requested verification or deletion, but the agency continues to retain and report this false information. Their failure to investigate and correct these errors is reckless, negligent, and unlawful under 15 U.S.C. 1681i. The ongoing publication of these inaccuracies after formal disputes amounts to willful noncompliance with the FCRA and is causing measurable damage to my creditworthiness, emotional well-being, and trust in the accuracy of the reporting system. \n\nThis conduct is particularly egregious given the Equifax data breach, which already undermined the security of my personal records. Continuing to circulate false or unverifiable data in light of known breaches is unacceptable and contrary to the FCRAs purpose of protecting consumers from inaccurate or unauthorized reporting.","date_sent_to_company":"2025-10-09T15:38:11.000Z","issue":"Improper use of your report","sub_product":"Credit reporting","zip_code":"37205","tags":null,"has_narrative":true,"complaint_id":"16477802","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2025-10-09T15:37:45.000Z","state":"TN","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Credit inquiries on your report that you don't recognize"},"highlight":{"complaint_what_happened":["Inaccurate Personal Identifying Data ( PID ) Incorrect Name XXXX XXXX XXXX / XXXX XXXX XXXX I do NOT want any name, address, SSN, or date of birth other than what I listed in this letter to be retained or reported. \nPlease DELETE any other personal information that infringes on my consumer rights OR provide evidentiary PROOF of the legal right to retain such information."],"product":["Credit reporting or other personal consumer reports"],"issue":["Improper use of your report"],"company_public_response":["Company has responded to the consumer and the CFPB and chooses not to provide a public response"],"sub_issue":["Credit inquiries on your report that you don't recognize"]},"sort":[13.346981,"16477802"]},{"_index":"complaint-public-v1","_id":"12834301","_score":13.333506,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"To Whom It May Concern, I am writing to express my outrage regarding your company 's blatant and egregious violations of the Fair Credit Reporting Act ( FCRA ), specifically under sections 1681i, 1681s-2, and 1681q. Your reckless disregard for the law has caused significant harm to my personal and financial well-being.\n\n1. I DO NOT HAVE ANY OTHER NAMES, ALIASES, NICKNAMES to be reported or retained in my credit file. If ANY please DELETE NOW or produce PROOF of your legitimate authority to retain or report without infringing upon my consumer rights.\n\n2. I DO NOT HAVE ANY OTHER CURRENT ADDRESS and do not authorize or desire and other addresses to be reported or retained in my credit file. If ANY please DELETE NOW or produce PROOF of your legitimate authority to retain or report without infringing upon my consumer rights.\n\n3. I DO NOT HAVE ANY OTHER SOCIAL SECURITY NUMBERS to be reported or retained in my credit file. If ANY please DELETE NOW or produce PROOF of your legitimate authority to retain or report without infringing upon my consumer rights.\n\n4. I DO NOT HAVE ANY OTHER DATES OF BIRTH and do not authorize or desire and other birthdays to be reported or retained in my credit file. If ANY please DELETE NOW or produce PROOF of your legitimate authority to retain or report without infringing upon my consumer rights.\n\n5. I DO NOT HAVE ANY OTHER TELEPHONE NUMBERS and do not authorize or desire and other phone number to be reported or retained in my credit file. If ANY please DELETE NOW XXXX XXXX- XXXX XXXX XXXX XXXX XXXX XXXX XXXX Michigan XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX or produce PROOF of your legitimate authority to retain or report without infringing upon my consumer rights. \n6. I DO NOT HAVE ANY OTHER EMPLOYERS and do not authorize or desire and other employers to be reported or retained in my credit file. If ANY please DELETE NOW or produce PROOF of your legitimate authority to retain or report without infringing upon my consumer rights. \nUnder XXXX XXXX XXXX XXXX, consumer reporting agencies are mandated to promptly investigate disputes concerning the accuracy of information in a consumer 's file. Despite my repeated notifications about inaccuracies in my credit report, your agency has willfully ignored these disputes, failing to conduct any reasonable reinvestigation as required by law. This negligence is unacceptable and has directly impacted my creditworthiness.Legal Information Institute 1. The following personal information is incorrect Account Number : Also Known As : XXXX, XXXX, XXXX XXXX. The following personal information is incorrect Account Number : Also Known As : XXXX, XXXX, XXXX XXXX. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XX/XX/XXXX XXXX. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXX XXXX XXXX XXXX, MI XXXX XXXX. The following personal information is incorrect Account XXXX : XXXX : XXXX XXXX. The following personal information is incorrect Account Number : Also Known As : XXXX, XXXX, XXXX XXXX. The following personal information is incorrect Account Number : Also Known As : XXXX, XXXX, XXXX XXXX. The following personal information is incorrect Account Number : Also Known As : XXXX, XXXX, XXXX XXXX. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XX/XX/XXXX XXXX. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXX XXXX XXXX XXXXXXXX, MI XXXX XXXX. The following personal information is incorrect Account Number : Employers : XXXX Furthermore, as delineated in 15 U.S. Code 1681s-2, furnishers of information are legally obligated to provide accurate data to consumer reporting agencies and to correct any inaccuracies promptly. Your organization 's deliberate dissemination of false information, coupled with your refusal to rectify these errors upon notification, constitutes a flagrant violation of federal law. This irresponsible behavior has inflicted undue stress and financial hardship upon me. \nMost alarmingly, your actions may constitute obtaining information under false pretenses, as prohibited by 15 U.S. Code 1681q. Knowingly and willfully acquiring consumer information under false pretenses is a criminal offense, punishable by fines and imprisonment. Your company 's deceptive practices in this regard are not only unethical but also illegal.Legal Information Institute These violations carry severe penalties, including substantial fines and potential imprisonment. Your company 's blatant disregard for the law demonstrates a shocking level of irresponsibility and contempt for consumer rights. \nTo resolve this matter, I demand the following actions : 1. Immediate correction of all inaccuracies in my credit report.\n\n2. A formal, written apology acknowledging your company 's legal violations and the distress caused.\n\n3. Compensation for any damages incurred as a result of your unlawful actions.\n\nFailure to comply with these demands within 10 business days will leave me no choice but to pursue all available legal remedies, including filing complaints with the Federal Trade Commission and initiating a lawsuit against your company. \nI expect your prompt and full cooperation to rectify this matter immediately.","date_sent_to_company":"2025-04-05T03:32:56.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"48601","tags":null,"has_narrative":true,"complaint_id":"12834301","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2025-04-05T03:19:06.000Z","state":"MI","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Personal information incorrect"},"highlight":{"complaint_what_happened":["I DO NOT HAVE ANY OTHER SOCIAL SECURITY NUMBERS to be reported or retained in my credit file. If ANY please DELETE NOW or produce PROOF of your legitimate authority to retain or report without infringing upon my consumer rights.\n\n4. I DO NOT HAVE ANY OTHER DATES OF BIRTH and do not authorize or desire and other birthdays to be reported or retained in my credit file."],"product":["Credit reporting or other personal consumer reports"],"issue":["Incorrect information on your report"],"company_public_response":["Company has responded to the consumer and the CFPB and chooses not to provide a public response"],"sub_issue":["Personal information incorrect"]},"sort":[13.333506,"12834301"]},{"_index":"complaint-public-v1","_id":"12834287","_score":13.330371,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"To Whom It May Concern, I am writing to express my outrage regarding your company 's blatant and egregious violations of the Fair Credit Reporting Act ( FCRA ), specifically under sections 1681i, 1681s-2, and 1681q. Your reckless disregard for the law has caused significant harm to my personal and financial well-being.\n\n1. I DO NOT HAVE ANY OTHER NAMES, ALIASES, NICKNAMES to be reported or retained in my credit file. If ANY please DELETE NOW or produce PROOF of your legitimate authority to retain or report without infringing upon my consumer rights.\n\n2. I DO NOT HAVE ANY OTHER CURRENT ADDRESS and do not authorize or desire and other addresses to be reported or retained in my credit file. If ANY please DELETE NOW or produce PROOF of your legitimate authority to retain or report without infringing upon my consumer rights.\n\n3. I DO NOT HAVE ANY OTHER SOCIAL SECURITY NUMBERS to be reported or retained in my credit file. If ANY please DELETE NOW or produce PROOF of your legitimate authority to retain or report without infringing upon my consumer rights.\n\n4. I DO NOT HAVE ANY OTHER DATES OF BIRTH and do not authorize or desire and other birthdays to be reported or retained in my credit file. If ANY please DELETE NOW or produce PROOF of your legitimate authority to retain or report without infringing upon my consumer rights.\n\n5. I DO NOT HAVE ANY OTHER TELEPHONE NUMBERS and do not authorize or desire and other phone number to be reported or retained in my credit file. If ANY please DELETE NOW XXXX XXXX- XXXX XXXX XXXX XXXX XXXX XXXX XXXX Michigan XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX or produce PROOF of your legitimate authority to retain or report without infringing upon my consumer rights. \n6. I DO NOT HAVE ANY OTHER EMPLOYERS and do not authorize or desire and other employers to be reported or retained in my credit file. If ANY please DELETE NOW or produce PROOF of your legitimate authority to retain or report without infringing upon my consumer rights. \nUnder XXXX XXXX XXXX XXXX, consumer reporting agencies are mandated to promptly investigate disputes concerning the accuracy of information in a consumer 's file. Despite my repeated notifications about inaccuracies in my credit report, your agency has willfully ignored these disputes, failing to conduct any reasonable reinvestigation as required by law. This negligence is unacceptable and has directly impacted my creditworthiness.Legal Information Institute 1. The following personal information is incorrect Account Number : Also Known As : XXXX, XXXX, XXXX XXXX. The following personal information is incorrect Account Number : Also Known As : XXXX, XXXX, XXXX XXXX. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XX/XX/XXXX XXXX. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXX XXXX XXXX XXXX, MI XXXX XXXX. The following personal information is incorrect Account XXXX : XXXX : XXXX XXXX. The following personal information is incorrect Account Number : Also Known As : XXXX, XXXX, XXXX XXXX. The following personal information is incorrect Account Number : Also Known As : XXXX, XXXX, XXXX XXXX. The following personal information is incorrect Account Number : Also Known As : XXXX, XXXX, XXXX XXXX. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XX/XX/XXXX XXXX. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXX XXXX XXXX XXXXXXXX, MI XXXX XXXX. The following personal information is incorrect Account Number : Employers : XXXX Furthermore, as delineated in 15 U.S. Code 1681s-2, furnishers of information are legally obligated to provide accurate data to consumer reporting agencies and to correct any inaccuracies promptly. Your organization 's deliberate dissemination of false information, coupled with your refusal to rectify these errors upon notification, constitutes a flagrant violation of federal law. This irresponsible behavior has inflicted undue stress and financial hardship upon me. \nMost alarmingly, your actions may constitute obtaining information under false pretenses, as prohibited by 15 U.S. Code 1681q. Knowingly and willfully acquiring consumer information under false pretenses is a criminal offense, punishable by fines and imprisonment. Your company 's deceptive practices in this regard are not only unethical but also illegal.Legal Information Institute These violations carry severe penalties, including substantial fines and potential imprisonment. Your company 's blatant disregard for the law demonstrates a shocking level of irresponsibility and contempt for consumer rights. \nTo resolve this matter, I demand the following actions : 1. Immediate correction of all inaccuracies in my credit report.\n\n2. A formal, written apology acknowledging your company 's legal violations and the distress caused.\n\n3. Compensation for any damages incurred as a result of your unlawful actions.\n\nFailure to comply with these demands within 10 business days will leave me no choice but to pursue all available legal remedies, including filing complaints with the Federal Trade Commission and initiating a lawsuit against your company. \nI expect your prompt and full cooperation to rectify this matter immediately.","date_sent_to_company":"2025-04-05T03:32:51.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"48601","tags":null,"has_narrative":true,"complaint_id":"12834287","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2025-04-05T03:32:26.000Z","state":"MI","company_public_response":null,"sub_issue":"Personal information incorrect"},"highlight":{"complaint_what_happened":["I DO NOT HAVE ANY OTHER SOCIAL SECURITY NUMBERS to be reported or retained in my credit file. If ANY please DELETE NOW or produce PROOF of your legitimate authority to retain or report without infringing upon my consumer rights.\n\n4. I DO NOT HAVE ANY OTHER DATES OF BIRTH and do not authorize or desire and other birthdays to be reported or retained in my credit file."],"product":["Credit reporting or other personal consumer reports"],"issue":["Incorrect information on your report"],"sub_issue":["Personal information incorrect"]},"sort":[13.330371,"12834287"]},{"_index":"complaint-public-v1","_id":"12828444","_score":13.330371,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"To Whom It May Concern, I am writing to express my outrage regarding your company 's blatant and egregious violations of the Fair Credit Reporting Act ( FCRA ), specifically under sections 1681i, 1681s-2, and 1681q. Your reckless disregard for the law has caused significant harm to my personal and financial well-being.\n\n1. I DO NOT HAVE ANY OTHER NAMES, ALIASES, NICKNAMES to be reported or retained in my credit file. If ANY please DELETE NOW or produce PROOF of your legitimate authority to retain or report without infringing upon my consumer rights.\n\n2. I DO NOT HAVE ANY OTHER CURRENT ADDRESS and do not authorize or desire and other addresses to be reported or retained in my credit file. If ANY please DELETE NOW or produce PROOF of your legitimate authority to retain or report without infringing upon my consumer rights.\n\n3. I DO NOT HAVE ANY OTHER SOCIAL SECURITY NUMBERS to be reported or retained in my credit file. If ANY please DELETE NOW or produce PROOF of your legitimate authority to retain or report without infringing upon my consumer rights.\n\n4. I DO NOT HAVE ANY OTHER DATES OF BIRTH and do not authorize or desire and other birthdays to be reported or retained in my credit file. If ANY please DELETE NOW or produce PROOF of your legitimate authority to retain or report without infringing upon my consumer rights.\n\n5. I DO NOT HAVE ANY OTHER TELEPHONE NUMBERS and do not authorize or desire and other phone number to be reported or retained in my credit file. If ANY please DELETE NOW XXXX XXXX- XXXX XXXX XXXX XXXX XXXX XXXX XXXX Michigan XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX or produce PROOF of your legitimate authority to retain or report without infringing upon my consumer rights. \n6. I DO NOT HAVE ANY OTHER EMPLOYERS and do not authorize or desire and other employers to be reported or retained in my credit file. If ANY please DELETE NOW or produce PROOF of your legitimate authority to retain or report without infringing upon my consumer rights. \nUnder XXXX XXXX XXXX XXXX, consumer reporting agencies are mandated to promptly investigate disputes concerning the accuracy of information in a consumer 's file. Despite my repeated notifications about inaccuracies in my credit report, your agency has willfully ignored these disputes, failing to conduct any reasonable reinvestigation as required by law. This negligence is unacceptable and has directly impacted my creditworthiness.Legal Information Institute 1. The following personal information is incorrect Account Number : Also Known As : XXXX, XXXX, XXXX XXXX. The following personal information is incorrect Account Number : Also Known As : XXXX, XXXX, XXXX XXXX. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XX/XX/XXXX XXXX. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXX XXXX XXXX XXXX, MI XXXX XXXX. The following personal information is incorrect Account XXXX : XXXX : XXXX XXXX. The following personal information is incorrect Account Number : Also Known As : XXXX, XXXX, XXXX XXXX. The following personal information is incorrect Account Number : Also Known As : XXXX, XXXX, XXXX XXXX. The following personal information is incorrect Account Number : Also Known As : XXXX, XXXX, XXXX XXXX. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XX/XX/XXXX XXXX. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXX XXXX XXXX XXXXXXXX, MI XXXX XXXX. The following personal information is incorrect Account Number : Employers : XXXX Furthermore, as delineated in 15 U.S. Code 1681s-2, furnishers of information are legally obligated to provide accurate data to consumer reporting agencies and to correct any inaccuracies promptly. Your organization 's deliberate dissemination of false information, coupled with your refusal to rectify these errors upon notification, constitutes a flagrant violation of federal law. This irresponsible behavior has inflicted undue stress and financial hardship upon me. \nMost alarmingly, your actions may constitute obtaining information under false pretenses, as prohibited by 15 U.S. Code 1681q. Knowingly and willfully acquiring consumer information under false pretenses is a criminal offense, punishable by fines and imprisonment. Your company 's deceptive practices in this regard are not only unethical but also illegal.Legal Information Institute These violations carry severe penalties, including substantial fines and potential imprisonment. Your company 's blatant disregard for the law demonstrates a shocking level of irresponsibility and contempt for consumer rights. \nTo resolve this matter, I demand the following actions : 1. Immediate correction of all inaccuracies in my credit report.\n\n2. A formal, written apology acknowledging your company 's legal violations and the distress caused.\n\n3. Compensation for any damages incurred as a result of your unlawful actions.\n\nFailure to comply with these demands within 10 business days will leave me no choice but to pursue all available legal remedies, including filing complaints with the Federal Trade Commission and initiating a lawsuit against your company. \nI expect your prompt and full cooperation to rectify this matter immediately.","date_sent_to_company":"2025-04-05T03:32:53.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"48601","tags":null,"has_narrative":true,"complaint_id":"12828444","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2025-04-05T03:32:26.000Z","state":"MI","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Personal information incorrect"},"highlight":{"complaint_what_happened":["I DO NOT HAVE ANY OTHER SOCIAL SECURITY NUMBERS to be reported or retained in my credit file. If ANY please DELETE NOW or produce PROOF of your legitimate authority to retain or report without infringing upon my consumer rights.\n\n4. I DO NOT HAVE ANY OTHER DATES OF BIRTH and do not authorize or desire and other birthdays to be reported or retained in my credit file."],"product":["Credit reporting or other personal consumer reports"],"issue":["Incorrect information on your report"],"company_public_response":["Company has responded to the consumer and the CFPB and chooses not to provide a public response"],"sub_issue":["Personal information incorrect"]},"sort":[13.330371,"12828444"]},{"_index":"complaint-public-v1","_id":"11295429","_score":13.290018,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I am disputing the inaccurate personal information on my consumer report. My legal name is XXXX XXXX XXXX, and any other name variations should be removed. The only correct address associated with me is XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXXXXXX. All other listed addresses are incorrect and must be removed. My sole employer is XXXX XXXX XXXX XXXX XXXX, and any other employer details should also be deleted. Additionally, please remove all phone numbers on my report. Per the Fair Credit Reporting Act ( FCRA ), consumer reporting agencies are required to ensure all reported information is accurate. Incorrect addresses and other personal details not only violate the FCRA but may also disrupt postal deliveries and cause unnecessary complications. I request immediate correction of these inaccuracies and confirmation once the updates are complete.","date_sent_to_company":"2024-12-27T20:10:12.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"33125","tags":null,"has_narrative":true,"complaint_id":"11295429","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2024-12-27T19:57:42.000Z","state":"FL","company_public_response":null,"sub_issue":"Personal information incorrect"},"highlight":{"complaint_what_happened":["I am disputing the inaccurate personal information on my consumer report. My legal name is XXXX XXXX XXXX, and any other name variations should be removed. The only correct address associated with me is XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXXXXXX. All other listed addresses are incorrect and must be removed. My sole employer is XXXX XXXX XXXX XXXX XXXX, and any other employer details should also be deleted. Additionally, please remove all phone numbers on my report."],"product":["Credit reporting or other personal consumer reports"],"issue":["Incorrect information on your report"],"sub_issue":["Personal information incorrect"]},"sort":[13.290018,"11295429"]},{"_index":"complaint-public-v1","_id":"20407513","_score":13.234203,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I am filing this complaint regarding the continued reporting of incorrect personal identifying information on my credit report that does not belong to me. \n\nUpon reviewing my credit file, I identified multiple personal identifiers that are inaccurately associated with my profile. These include names, addresses, and other identifying details that I have never used, never been linked to, and do not reflect my true identity. \n\nI have taken steps to address inaccuracies in my credit report ; however, the incorrect personal identifiers remain. The continued association of this information with my credit file indicates a failure to maintain accurate consumer records. \n\nPursuant to the Fair Credit Reporting Act ( FCRA 607 ( b ) ), consumer reporting agencies are required to implement and follow procedures designed to assure the highest level of accuracy in consumer reports. The presence of erroneous identifying information suggests that these procedures are not being properly enforced. \n\nAdditionally, the reporting of incorrect personal identifiers creates a risk that my credit file may be improperly linked with another individuals data. This misassociation can result in serious consequences, including the potential inclusion of accounts, inquiries, or other financial data that do not belong to me. \n\nGiven that this information is incorrect and not attributable to me, it should not be included in my credit file under any circumstances. \n\nI am requesting that the credit reporting agencies conduct a comprehensive file audit and remove any personal identifying information that can not be conclusively verified as belonging to me. \n\nDisputed Personal Identifiers : Employment Record : XXXX XXXX","date_sent_to_company":"2026-03-19T13:24:29.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"32082","tags":null,"has_narrative":true,"complaint_id":"20407513","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2026-03-19T13:22:34.000Z","state":"FL","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Personal information incorrect"},"highlight":{"complaint_what_happened":["I have taken steps to address inaccuracies in my credit report ; however, the incorrect personal identifiers remain. The continued association of this information with my credit file indicates a failure to maintain accurate consumer records. \n\nPursuant to the Fair Credit Reporting Act ( FCRA 607 ( b ) ), consumer reporting agencies are required to implement and follow procedures designed to assure the highest level of accuracy in consumer reports."],"product":["Credit reporting or other personal consumer reports"],"issue":["Incorrect information on your report"],"company_public_response":["Company has responded to the consumer and the CFPB and chooses not to provide a public response"],"sub_issue":["Personal information incorrect"]},"sort":[13.234203,"20407513"]},{"_index":"complaint-public-v1","_id":"7984710","_score":13.200211,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"To Whom It May Concern : I have recently checked out a copy of my credit profile and unfortunately, it has come to my attention that some of my personal information is incorrect. If you would please be so kind as to delete this inaccurate information from my credit profile within the next thirty days, I would greatly appreciate it. Ive listed the details on my personal information in which you are inaccurately reporting and must remove right away. Please see below : My name is XXXX XXXX XXXX. I do NOT have any requisite OTHER NAMES or aliases and I do NOT desire any OTHER NAMES or aliases to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights. \n\nMy current and only address is XXXX XXXX XXXX XXXX XXXX, Arizona XXXX. I do NOT have any requisite OTHER CURRENT addresses and I do NOT desire any OTHER ADDRESSES to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights. \n\nXXXX. The following personal information is incorrect Account Number : PREVIOUS ADDRESS : XXXX XXXX XXXX XXXX, AZ XXXX XXXX. The following personal information is incorrect Account Number : PREVIOUS ADDRESS : XXXX XXXX XXXX XXXX, AZ XXXX","date_sent_to_company":"2023-12-11T21:15:27.000Z","issue":"Improper use of your report","sub_product":"Credit reporting","zip_code":"85009","tags":null,"has_narrative":true,"complaint_id":"7984710","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2023-12-11T21:12:45.000Z","state":"AZ","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Reporting company used your report improperly"},"highlight":{"complaint_what_happened":["I do NOT have any requisite OTHER CURRENT addresses and I do NOT desire any OTHER ADDRESSES to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights. \n\nXXXX. The following personal information is incorrect Account Number : PREVIOUS ADDRESS : XXXX XXXX XXXX XXXX, AZ XXXX XXXX. The following personal information is incorrect Account Number : PREVIOUS ADDRESS : XXXX XXXX XXXX XXXX, AZ XXXX"],"product":["Credit reporting or other personal consumer reports"],"issue":["Improper use of your report"],"company_public_response":["Company has responded to the consumer and the CFPB and chooses not to provide a public response"],"sub_issue":["Reporting company used your report improperly"]},"sort":[13.200211,"7984710"]},{"_index":"complaint-public-v1","_id":"7984696","_score":13.200211,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"To Whom It May Concern : I have recently checked out a copy of my credit profile and unfortunately, it has come to my attention that some of my personal information is incorrect. If you would please be so kind as to delete this inaccurate information from my credit profile within the next thirty days, I would greatly appreciate it. Ive listed the details on my personal information in which you are inaccurately reporting and must remove right away. Please see below : My name is XXXX XXXX XXXX. I do NOT have any requisite OTHER NAMES or aliases and I do NOT desire any OTHER NAMES or aliases to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights. \n\nMy current and only address is XXXX XXXX XXXX XXXX XXXX, Arizona XXXX. I do NOT have any requisite OTHER CURRENT addresses and I do NOT desire any OTHER ADDRESSES to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights. \n\n1. The following personal information is incorrect Account Number : PREVIOUS ADDRESS : XXXX XXXX XXXXXXXX XXXX, AZ XXXX XXXX. The following personal information is incorrect Account Number : PREVIOUS ADDRESS : XXXX XXXX XXXX XXXX XXXX XXXX, AZ XXXX","date_sent_to_company":"2023-12-11T21:18:27.000Z","issue":"Improper use of your report","sub_product":"Credit reporting","zip_code":"85009","tags":null,"has_narrative":true,"complaint_id":"7984696","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2023-12-11T21:16:04.000Z","state":"AZ","company_public_response":null,"sub_issue":"Reporting company used your report improperly"},"highlight":{"complaint_what_happened":["I do NOT have any requisite OTHER CURRENT addresses and I do NOT desire any OTHER ADDRESSES to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights. \n\n1. The following personal information is incorrect Account Number : PREVIOUS ADDRESS : XXXX XXXX XXXXXXXX XXXX, AZ XXXX XXXX. The following personal information is incorrect Account Number : PREVIOUS ADDRESS : XXXX XXXX XXXX XXXX XXXX XXXX, AZ XXXX"],"product":["Credit reporting or other personal consumer reports"],"issue":["Improper use of your report"],"sub_issue":["Reporting company used your report improperly"]},"sort":[13.200211,"7984696"]},{"_index":"complaint-public-v1","_id":"7984155","_score":13.188053,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"To Whom It May Concern : I have recently checked out a copy of my credit profile and unfortunately, it has come to my attention that some of my personal information is incorrect. If you would please be so kind as to delete this inaccurate information from my credit profile within the next thirty days, I would greatly appreciate it. Ive listed the details on my personal information in which you are inaccurately reporting and must remove right away. Please see below : My name is XXXX XXXX. I do NOT have any requisite OTHER NAMES or aliases and I do NOT desire any OTHER NAMES or aliases to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights. \n\nMy current and only address is XXXX XXXX XXXX XXXX XXXX, Arizona XXXX. I do NOT have any requisite OTHER CURRENT addresses and I do NOT desire any OTHER ADDRESSES to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights. \n\n1. The following personal information is incorrect Account Number : PREVIOUS ADDRESS : XXXX XXXX XXXX, AZ XXXX 2. The following personal information is incorrect Account Number : PREVIOUS ADDRESS : XXXX XXXX, SC XXXX","date_sent_to_company":"2023-12-11T20:43:53.000Z","issue":"Improper use of your report","sub_product":"Credit reporting","zip_code":"85374","tags":null,"has_narrative":true,"complaint_id":"7984155","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2023-12-11T20:41:19.000Z","state":"AZ","company_public_response":null,"sub_issue":"Reporting company used your report improperly"},"highlight":{"complaint_what_happened":["I do NOT have any requisite OTHER CURRENT addresses and I do NOT desire any OTHER ADDRESSES to be retained or reported, if ANY DELETE NOW or produce PROOF of your legitimate AUTHORITY to retain much less report without infringing my consumer rights. \n\n1. The following personal information is incorrect Account Number : PREVIOUS ADDRESS : XXXX XXXX XXXX, AZ XXXX 2. The following personal information is incorrect Account Number : PREVIOUS ADDRESS : XXXX XXXX, SC XXXX"],"product":["Credit reporting or other personal consumer reports"],"issue":["Improper use of your report"],"sub_issue":["Reporting company used your report improperly"]},"sort":[13.188053,"7984155"]},{"_index":"complaint-public-v1","_id":"15402931","_score":13.186293,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I am filing this complaint regarding inaccurate and obsolete personal identifying information appearing on my credit report. \n\nThe credit reporting agency is reporting outdated or incorrect identifiers, including old addresses, name variations, and other personal information that does not accurately reflect my identity. This information is not relevant to my current credit file and is causing confusion, potential file mixing, and possible harm to my credit profile. \n\nUnder the Fair Credit Reporting Act ( FCRA ), consumer reporting agencies are required to maintain only accurate, complete, and necessary information. Retaining obsolete or incorrect personal identifiers is a violation of these standards. \n\nI am requesting that the credit bureau : Remove all outdated addresses, name variations, and other incorrect personal identifiers from my credit file. \n\nUpdate my credit file to reflect only current and correct personal identifying information. \n\nProvide confirmation in writing once these corrections have been completed. \n\nI expect the bureau to comply with the FCRA and provide resolution within the required timeframe.","date_sent_to_company":"2025-08-20T21:58:27.000Z","issue":"Incorrect information on your report","sub_product":"Other personal consumer report","zip_code":"23452","tags":null,"has_narrative":true,"complaint_id":"15402931","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2025-08-20T21:43:20.000Z","state":"VA","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Personal information incorrect"},"highlight":{"complaint_what_happened":["Under the Fair Credit Reporting Act ( FCRA ), consumer reporting agencies are required to maintain only accurate, complete, and necessary information. Retaining obsolete or incorrect personal identifiers is a violation of these standards. \n\nI am requesting that the credit bureau : Remove all outdated addresses, name variations, and other incorrect personal identifiers from my credit file. \n\nUpdate my credit file to reflect only current and correct personal identifying information."],"product":["Credit reporting or other personal consumer reports"],"issue":["Incorrect information on your report"],"sub_product":["Other personal consumer report"],"company_public_response":["Company has responded to the consumer and the CFPB and chooses not to provide a public response"],"sub_issue":["Personal information incorrect"]},"sort":[13.186293,"15402931"]},{"_index":"complaint-public-v1","_id":"7706042","_score":13.103842,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"COMPLAINT ID XXXX SUBMITTED ON XX/XX/2023 PRODUCT Credit reporting or other personal consumer reports ISSUE Incorrect information on your report","date_sent_to_company":"2023-10-19T13:16:35.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"30519","tags":null,"has_narrative":true,"complaint_id":"7706042","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2023-10-16T17:52:33.000Z","state":"GA","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Information belongs to someone else"},"highlight":{"complaint_what_happened":["COMPLAINT ID XXXX SUBMITTED ON XX/XX/2023 PRODUCT Credit reporting or other personal consumer reports ISSUE Incorrect information on your report"],"product":["Credit reporting or other personal consumer reports"],"issue":["Incorrect information on your report"],"company_public_response":["Company has responded to the consumer and the CFPB and chooses not to provide a public response"]},"sort":[13.103842,"7706042"]},{"_index":"complaint-public-v1","_id":"13973316","_score":13.078008,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I am filing this complaint against Experian for violations of the Fair Credit Reporting Act ( FCRA ) concerning the personal information listed on the consumer report of XXXX XXXX. \n\nExperian is reporting inaccurate and incorrect personal information on her credit file. Specifically : Name : My legal and correct name is XXXX XXXX. There should be no variation or alternative names listed. Any other name ( XXXX ) reflected on my report are incorrect and not authorized by me. \nAddress : My correct and current address is XXXXXXXX XXXX XXXX XXXXXXXX, GA XXXX. No other address should be associated with my credit file. Any additional addresses are erroneous and do not belong to me. \nThis inaccurate reporting is causing confusion and potential harm to my ability to apply for credit and verify her identity. Pursuant to the Fair Credit Reporting Act, Experian is required to ensure maximum possible accuracy of the information contained in consumer reports ( 15 U.S. Code 1681e ( b ) ). By maintaining and reporting incorrect personal information, they are in direct violation of this requirement.","date_sent_to_company":"2025-06-10T01:00:12.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"30039","tags":null,"has_narrative":true,"complaint_id":"13973316","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2025-06-09T22:57:12.000Z","state":"GA","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Personal information incorrect"},"highlight":{"complaint_what_happened":["I am filing this complaint against Experian for violations of the Fair Credit Reporting Act ( FCRA ) concerning the personal information listed on the consumer report of XXXX XXXX. \n\nExperian is reporting inaccurate and incorrect personal information on her credit file. Specifically : Name : My legal and correct name is XXXX XXXX. There should be no variation or alternative names listed. Any other name ( XXXX ) reflected on my report are incorrect and not authorized by me."],"product":["Credit reporting or other personal consumer reports"],"issue":["Incorrect information on your report"],"company_public_response":["Company has responded to the consumer and the CFPB and chooses not to provide a public response"],"sub_issue":["Personal information incorrect"]},"sort":[13.078008,"13973316"]},{"_index":"complaint-public-v1","_id":"3606026","_score":13.073471,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"XXXX XXXX XXXX XXXX XXXX violated my 609 rights by reporting incorrect information to Equifax regarding my credit file. Equifax further violated my rights by adding this incorrect information to my credit profile for others to see. \n\nMy personal information on my credit report is inaccurate as well. I have requested to have my personal information corrected on my report as this is a violation of my consumer protection rights.","date_sent_to_company":"2020-04-14T18:19:25.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"30058","tags":null,"has_narrative":true,"complaint_id":"3606026","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2020-04-14T18:12:35.000Z","state":"GA","company_public_response":null,"sub_issue":"Account information incorrect"},"highlight":{"complaint_what_happened":["XXXX XXXX XXXX XXXX XXXX violated my 609 rights by reporting incorrect information to Equifax regarding my credit file. Equifax further violated my rights by adding this incorrect information to my credit profile for others to see. \n\nMy personal information on my credit report is inaccurate as well. I have requested to have my personal information corrected on my report as this is a violation of my consumer protection rights."],"product":["Credit reporting, credit repair services, or other personal consumer reports"],"issue":["Incorrect information on your report"],"sub_issue":["Account information incorrect"]},"sort":[13.073471,"3606026"]},{"_index":"complaint-public-v1","_id":"13117404","_score":13.04694,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"Subject : Request to Remove Outdated Information and Update Personal Records To Whom It May Concern, I am submitting this formal dispute to request a complete update and correction of my personal information under my rights provided by the Fair Credit Reporting Act ( FCRA ).\n\nThere is outdated, incorrect, or unverified information currently being reported in my consumer file. I am requesting that the only personal identifying information retained and displayed on my file match what is provided below, and that all other variations, outdated addresses, incorrect names, and unrelated employment or contact information be removed immediately. \n\nPlease update and retain only the following verified information : - Full Legal Name : XXXX XXXX XXXX ( Please Remove All Other Names ) - Date of Birth : XXXX XXXX XXXX ( Please Remove All Other Date Of Birth ( XXXX ) ) - Current Address : XXXX XXXX XXXX, XXXX XXXX, XXXX, NY XXXX ( Please Remove All Other Address ( es ) ) - Last Four of Social Security Number : XXXX ( Please Add My Last Four To My Consumer Report ) - Current Employer : XXXX ( Please Remove All Other Employers ) - Email Address : XXXX ( Please Remove All Other Emails ) - Phone Number : XXXX ( Please Remove All Other Phone Numbers ) Please take the following actions : Delete all outdated names, misspellings, aliases, or variations of my legal name. \nRemove all former or incorrect addresses that do not match the current address listed above. \nDelete any incorrect, outdated, or unverified employer information. \nEnsure no other personal data remains on file except what is listed above. \nI am including the necessary supporting documentation to verify my identity and confirm the accuracy of the information I am requesting to keep on file. Please consider this my formal demand for correction and removal of any other personal information not listed above. \n\nOnce completed, I respectfully request written confirmation that the outdated and incorrect information has been deleted and that only the verified information I provided is being reported moving forward. \n\nThank you for your attention and prompt action on this matter. \n\nSincerely, XXXX XXXX XXXX","date_sent_to_company":"2025-04-22T22:18:08.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"11233","tags":null,"has_narrative":true,"complaint_id":"13117404","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2025-04-22T22:17:41.000Z","state":"NY","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Personal information incorrect"},"highlight":{"complaint_what_happened":["Subject : Request to Remove Outdated Information and Update Personal Records To Whom It May Concern, I am submitting this formal dispute to request a complete update and correction of my personal information under my rights provided by the Fair Credit Reporting Act ( FCRA ).\n\nThere is outdated, incorrect, or unverified information currently being reported in my consumer file."],"product":["Credit reporting or other personal consumer reports"],"issue":["Incorrect information on your report"],"company_public_response":["Company has responded to the consumer and the CFPB and chooses not to provide a public response"],"sub_issue":["Personal information incorrect"]},"sort":[13.04694,"13117404"]},{"_index":"complaint-public-v1","_id":"10129411","_score":13.038722,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"Subject : Formal Request for Removal of Incorrectly Reported Addresses and Violations of Federal, State, and XXXX Laws Dear Sir or Madam, I am writing to formally request the removal of multiple incorrect addresses that have been reported on my credit file without my consent or knowledge. As a victim of identity theft stemming from the XXXX, XXXX, and Accurint ( LexisNexis ) data breaches, my personal information has been misused, resulting in the reporting of addresses that are not associated with me. \n\nIncorrect Addresses Reported Due to Identity Theft : The following addresses have been incorrectly associated with my credit file : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX These addresses have no connection to me, and their reporting on my credit file is erroneous. \n\nAddresses Reporting Inaccurately That Should Be Removed : The following address is inaccurately reported and must be removed from my credit file : XXXX XXXX XXXX XXXX XXXX XXXXXXXX Violations of Federal, State, and Maryland Laws XXXX The unauthorized reporting of incorrect addresses and the sharing of my personal information with third parties without my consent violate several federal and state laws, including : Federal Violations Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681b This law requires consumer reporting agencies, including Accurint, to ensure that the information they report is accurate and used only for permissible purposes. The reporting of incorrect addresses linked to identity theft violates this federal law.\n\nFederal Violations 15 U.S.C. 1681i The FCRA requires credit bureaus to investigate disputed information within 30 days. I expect your agencies to investigate this inaccurate and unauthorized address information promptly.\n\nFederal Violations Fair Debt Collection Practices Act ( FDCPA ), 15 U.S.C. 1692c ( b ) This act prohibits the dissemination of personal information, including addresses, to unauthorized third parties without consumer consent.\n\nMaryland State Violations Maryland Consumer Protection Act ( MCPA ), Md. Code Com. Law 13-101 et seq.\n\nThe MCPA protects consumers from deceptive trade practices, including the unauthorized use of their personal information. The failure to safeguard my personal data and the inaccurate reporting of these addresses violate my consumer protection rights under XXXX law.\n\nMaryland Personal Information Protection Act ( PIPA ), Md. Code Ann. Com. Law 14-3501 to 14-3508 Under PIPA, businesses, including Accurint ( LexisNexis ), must take reasonable steps to protect personal information and notify consumers in the event of a data breach. The XXXX, XXXX, and Accurint data breaches compromised my personal data, which was then misused for fraudulent address reporting. \n\nImpact of the Data Breach and Identity Theft : As a direct result of the XXXX, XXXX, and Accurint ( LexisNexis ) data breaches, my personal information was exposed, including addresses and other identifying details. This breach allowed unauthorized individuals to misuse my information, resulting in the incorrect reporting of the above-listed addresses. \n\nRequest for Immediate Action : In accordance with federal, state, and Maryland laws, I request the following : Immediate removal of all incorrect and unauthorized addresses from my credit reports with XXXX, XXXX, XXXX, and Accurint ( LexisNexis ). \nA thorough investigation into the accuracy of all other personal information reported on my file. \nA written confirmation of the removal of the incorrect addresses and any other corrections made to my credit report.\n\nAssurance that no future incorrect addresses or false information will be reported without my knowledge and consent.\n\nPlease treat this letter as a formal dispute and a demand for corrective action under the Fair Credit Reporting Act, the XXXX Consumer Protection Act, and other applicable state laws. I expect to receive a resolution within the legally required time frame of 30 days. \n\nThank you for your prompt attention to this matter.","date_sent_to_company":"2024-09-16T00:03:45.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"21234","tags":null,"has_narrative":true,"complaint_id":"10129411","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"LEXISNEXIS","date_received":"2024-09-15T23:59:01.000Z","state":"MD","company_public_response":null,"sub_issue":"Information belongs to someone else"},"highlight":{"complaint_what_happened":["Request for Immediate Action : In accordance with federal, state, and Maryland laws, I request the following : Immediate removal of all incorrect and unauthorized addresses from my credit reports with XXXX, XXXX, XXXX, and Accurint ( LexisNexis ). \nA thorough investigation into the accuracy of all other personal information reported on my file. \nA written confirmation of the removal of the incorrect addresses and any other corrections made to my credit report."],"product":["Credit reporting or other personal consumer reports"],"issue":["Incorrect information on your report"]},"sort":[13.038722,"10129411"]},{"_index":"complaint-public-v1","_id":"13117407","_score":13.032518,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"Subject : Request to Remove Outdated Information and Update Personal Records To Whom It May Concern, I am submitting this formal dispute to request a complete update and correction of my personal information under my rights provided by the Fair Credit Reporting Act ( FCRA ).\n\nThere is outdated, incorrect, or unverified information currently being reported in my consumer file. I am requesting that the only personal identifying information retained and displayed on my file match what is provided below, and that all other variations, outdated addresses, incorrect names, and unrelated employment or contact information be removed immediately. \n\nPlease update and retain only the following verified information : - Full Legal Name : XXXX XXXX XXXX ( Please Remove All Other Names ) - Date of Birth : XXXX XXXX XXXX ( Please Remove All Other Date Of Birth ( XXXX ) ) - Current Address : XXXX XXXX XXXX, XXXX XXXX, XXXX, NY XXXX ( Please Remove All Other Address ( es ) ) - Last Four of Social Security Number : XXXX ( Please Add My Last Four To My Consumer Report ) - Current Employer : XXXX ( Please Remove All Other Employers ) - Email Address : XXXX ( Please Remove All Other Emails ) - Phone Number : XXXX ( Please Remove All Other Phone Numbers ) Please take the following actions : Delete all outdated names, misspellings, aliases, or variations of my legal name. \nRemove all former or incorrect addresses that do not match the current address listed above. \nDelete any incorrect, outdated, or unverified employer information. \nEnsure no other personal data remains on file except what is listed above. \nI am including the necessary supporting documentation to verify my identity and confirm the accuracy of the information I am requesting to keep on file. Please consider this my formal demand for correction and removal of any other personal information not listed above. \n\nOnce completed, I respectfully request written confirmation that the outdated and incorrect information has been deleted and that only the verified information I provided is being reported moving forward. \n\nThank you for your attention and prompt action on this matter. \n\nSincerely, XXXX XXXX XXXX","date_sent_to_company":"2025-04-22T22:18:06.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"11233","tags":null,"has_narrative":true,"complaint_id":"13117407","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2025-04-22T22:17:41.000Z","state":"NY","company_public_response":null,"sub_issue":"Personal information incorrect"},"highlight":{"complaint_what_happened":["Subject : Request to Remove Outdated Information and Update Personal Records To Whom It May Concern, I am submitting this formal dispute to request a complete update and correction of my personal information under my rights provided by the Fair Credit Reporting Act ( FCRA ).\n\nThere is outdated, incorrect, or unverified information currently being reported in my consumer file."],"product":["Credit reporting or other personal consumer reports"],"issue":["Incorrect information on your report"],"sub_issue":["Personal information incorrect"]},"sort":[13.032518,"13117407"]},{"_index":"complaint-public-v1","_id":"13111479","_score":13.032518,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"Subject : Request to Remove Outdated Information and Update Personal Records To Whom It May Concern, I am submitting this formal dispute to request a complete update and correction of my personal information under my rights provided by the Fair Credit Reporting Act ( FCRA ).\n\nThere is outdated, incorrect, or unverified information currently being reported in my consumer file. I am requesting that the only personal identifying information retained and displayed on my file match what is provided below, and that all other variations, outdated addresses, incorrect names, and unrelated employment or contact information be removed immediately. \n\nPlease update and retain only the following verified information : - Full Legal Name : XXXX XXXX XXXX ( Please Remove All Other Names ) - Date of Birth : XXXX XXXX XXXX ( Please Remove All Other Date Of Birth ( XXXX ) ) - Current Address : XXXX XXXX XXXX, XXXX XXXX, XXXX, NY XXXX ( Please Remove All Other Address ( es ) ) - Last Four of Social Security Number : XXXX ( Please Add My Last Four To My Consumer Report ) - Current Employer : XXXX ( Please Remove All Other Employers ) - Email Address : XXXX ( Please Remove All Other Emails ) - Phone Number : XXXX ( Please Remove All Other Phone Numbers ) Please take the following actions : Delete all outdated names, misspellings, aliases, or variations of my legal name. \nRemove all former or incorrect addresses that do not match the current address listed above. \nDelete any incorrect, outdated, or unverified employer information. \nEnsure no other personal data remains on file except what is listed above. \nI am including the necessary supporting documentation to verify my identity and confirm the accuracy of the information I am requesting to keep on file. Please consider this my formal demand for correction and removal of any other personal information not listed above. \n\nOnce completed, I respectfully request written confirmation that the outdated and incorrect information has been deleted and that only the verified information I provided is being reported moving forward. \n\nThank you for your attention and prompt action on this matter. \n\nSincerely, XXXX XXXX XXXX","date_sent_to_company":"2025-04-22T22:18:11.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"11233","tags":null,"has_narrative":true,"complaint_id":"13111479","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2025-04-22T21:54:54.000Z","state":"NY","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Personal information incorrect"},"highlight":{"complaint_what_happened":["Subject : Request to Remove Outdated Information and Update Personal Records To Whom It May Concern, I am submitting this formal dispute to request a complete update and correction of my personal information under my rights provided by the Fair Credit Reporting Act ( FCRA ).\n\nThere is outdated, incorrect, or unverified information currently being reported in my consumer file."],"product":["Credit reporting or other personal consumer reports"],"issue":["Incorrect information on your report"],"company_public_response":["Company has responded to the consumer and the CFPB and chooses not to provide a public response"],"sub_issue":["Personal information incorrect"]},"sort":[13.032518,"13111479"]},{"_index":"complaint-public-v1","_id":"6670730","_score":12.957061,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"I just received a copy of my credit report and to my surprise, I noticed that my right to privacy has been violated. By no means have I given you any permission to report non-public personal information without written consent. Nor have I provided any financial institution, or third party ( collection agencies ) authority to obtain any information.\n\nIn regards to 15 U.S. Code 6802 Obligations with respect to disclosures of personal information ( c ) Limits on reuse of information Except as otherwise provided in this subchapter, a nonaffiliated third party that receives from a financial institution nonpublic personal information under this section shall not, directly or through an affiliate of such receiving the third party, disclose such information to any other person that is a nonaffiliated third party of both the financial institution and such receiving the third party, unless such disclosure would be lawful if made directly to such other person by the financial institution.\n\nI do not consent to any third party obtaining non-personal information without my knowledge or notice. The Fair Credit Reporting Act ( FCRA ) was enacted to protect the confidential information on consumers ' credit reports from misuse, fraud, and theft. It gives consumers the right to ensure that the information on their credit reports is not only correct but private.\n\nAlso in accordance with 15 U.S. Code 1681a Definitions ; rules of construction, ( 2 ) ( C ) any report in which a person who has been requested by a third party to make a specific extension of credit directly or indirectly to a consumer conveys his or her decision with respect to such request, if the third party advises the consumer of the name and address of the person to whom the request was made, and such person makes the disclosures to the consumer required under section 1681m of this title.\n\nDue to the breach of my privacy, I am requesting the following items be Deleted Immediately.\n\n1. The following personal information is incorrect Account Number : PREVIOUS ADDRESS : XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX. The following personal information is incorrect Account Number : PREVIOUS ADDRESS : XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX. The following personal information is incorrect Account Number : NAME : XXXX XXXX 4. The following personal information is incorrect Account Number : CURRENT ADDRESS : XXXX XXXX XXXX XXXX, XXXX XXXX 5. The following personal information is incorrect Account Number : PREVIOUS ADDRESS : XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX. The following personal information is incorrect Account Number : EMPLOYER : XXXX XXXX XXXX 7. The following personal information is incorrect Account Number : PREVIOUS ADDRESS : XXXX XXXX XXXX XXXX XXXX, XXXX XXXX","date_sent_to_company":"2023-03-09T06:16:32.000Z","issue":"Problem with a credit reporting company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"85205","tags":null,"has_narrative":true,"complaint_id":"6670730","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2023-03-09T06:11:09.000Z","state":"AZ","company_public_response":null,"sub_issue":"Their investigation did not fix an error on your report"},"highlight":{"complaint_what_happened":["I do not consent to any third party obtaining non-personal information without my knowledge or notice. The Fair Credit Reporting Act ( FCRA ) was enacted to protect the confidential information on consumers ' credit reports from misuse, fraud, and theft. It gives consumers the right to ensure that the information on their credit reports is not only correct but private.\n\nAlso in accordance with 15 U.S."],"product":["Credit reporting, credit repair services, or other personal consumer reports"],"sub_issue":["Their investigation did not fix an error on your report"]},"sort":[12.957061,"6670730"]},{"_index":"complaint-public-v1","_id":"7119678","_score":12.951086,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"I have submitted several request to update and correct my name and addresses that are on my consumer report. By law nothing should be on my report without that is incorrect or approved be me the consumer. My name is XXXX XXXX XXXX no other name or names should be on my credit profile as they are not correct. My address is XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX no other addresses or previous addresses as they are incorrect should be on credit profile. It's the duty of these consumer reporting agencies to provide accurate and exact information with the consumer consent as all this information is my personal information. Please update with XXXX name and XXXX address.","date_sent_to_company":"2023-06-15T14:33:33.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"28269","tags":null,"has_narrative":true,"complaint_id":"7119678","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2023-06-15T14:33:30.000Z","state":"NC","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Personal information incorrect"},"highlight":{"complaint_what_happened":["I have submitted several request to update and correct my name and addresses that are on my consumer report. By law nothing should be on my report without that is incorrect or approved be me the consumer. My name is XXXX XXXX XXXX no other name or names should be on my credit profile as they are not correct. My address is XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX no other addresses or previous addresses as they are incorrect should be on credit profile."],"product":["Credit reporting, credit repair services, or other personal consumer reports"],"issue":["Incorrect information on your report"],"company_public_response":["Company has responded to the consumer and the CFPB and chooses not to provide a public response"],"sub_issue":["Personal information incorrect"]},"sort":[12.951086,"7119678"]}]},"aggregations":{"has_narrative":{"meta":{},"doc_count":10732,"has_narrative":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":1,"key_as_string":"true","doc_count":10732}]}},"product":{"doc_count":10732,"product":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Credit reporting or other personal consumer reports","doc_count":6644,"sub_product.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Credit reporting","doc_count":6544},{"key":"Other personal consumer report","doc_count":100}]}},{"key":"Credit reporting, credit repair services, or other personal consumer reports","doc_count":2523,"sub_product.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Credit reporting","doc_count":2484},{"key":"Other personal consumer report","doc_count":33},{"key":"Credit repair services","doc_count":6}]}},{"key":"Debt collection","doc_count":1283,"sub_product.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Credit card debt","doc_count":414},{"key":"Other debt","doc_count":411},{"key":"I do not know","doc_count":196},{"key":"Auto debt","doc_count":119},{"key":"Medical debt","doc_count":66},{"key":"Payday loan debt","doc_count":28},{"key":"Private student loan debt","doc_count":15},{"key":"Telecommunications debt","doc_count":15},{"key":"Federal student loan debt","doc_count":7},{"key":"Rental debt","doc_count":7},{"key":"Mortgage 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