{"took":142,"timed_out":false,"_shards":{"total":5,"successful":5,"skipped":0,"failed":0},"hits":{"total":{"value":124,"relation":"eq"},"max_score":null,"hits":[{"_index":"complaint-public-v1","_id":"7297559","_score":24.004124,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"It is a crime to threaten lawsuit with no intention of doing so, therefore you can take heed that I am very serious about filing suit against your company. I have sent ( NUMBER OF LETTERS ) previous letters to you, all by certified mail requesting that you remove inaccurate information from my file and you have failed to do so.","date_sent_to_company":"2023-07-24T19:29:23.000Z","issue":"Problem with a credit reporting company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"46143","tags":null,"has_narrative":true,"complaint_id":"7297559","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2023-07-24T19:29:19.000Z","state":"IN","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Their investigation did not fix an error on your report"},"highlight":{"complaint_what_happened":["It is a crime to threaten <em>lawsuit</em> with no <em>intention</em> of <em>doing</em> so, <em>therefore</em> you can <em>take</em> heed that I am very serious about filing suit against your company. I have sent ( NUMBER OF LETTERS ) previous letters to you, all by certified mail requesting that you remove inaccurate information from my file and you have failed to <em>do</em> so."]},"sort":[24.004124,"7297559"]},{"_index":"complaint-public-v1","_id":"7297423","_score":24.004124,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"It is a crime to threaten lawsuit with no intention of doing so, therefore you can take heed that I am very serious about filing suit against your company. I have sent ( NUMBER OF LETTERS ) previous letters to you, all by certified mail requesting that you remove inaccurate information from my file and you have failed to do so.","date_sent_to_company":"2023-07-24T19:29:23.000Z","issue":"Problem with a credit reporting company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"46143","tags":null,"has_narrative":true,"complaint_id":"7297423","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2023-07-24T19:29:19.000Z","state":"IN","company_public_response":null,"sub_issue":"Their investigation did not fix an error on your report"},"highlight":{"complaint_what_happened":["It is a crime to threaten <em>lawsuit</em> with no <em>intention</em> of <em>doing</em> so, <em>therefore</em> you can <em>take</em> heed that I am very serious about filing suit against your company. I have sent ( NUMBER OF LETTERS ) previous letters to you, all by certified mail requesting that you remove inaccurate information from my file and you have failed to <em>do</em> so."]},"sort":[24.004124,"7297423"]},{"_index":"complaint-public-v1","_id":"7297521","_score":23.924532,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"It is a crime to threaten lawsuit with no intention of doing so, therefore you can take heed that I am very serious about filing suit against your company. I have sent ( NUMBER OF LETTERS ) previous letters to you, all by certified mail requesting that you remove inaccurate information from my file and you have failed to do so.","date_sent_to_company":"2023-07-24T19:29:12.000Z","issue":"Problem with a credit reporting company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"46143","tags":null,"has_narrative":true,"complaint_id":"7297521","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2023-07-24T19:26:51.000Z","state":"IN","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Their investigation did not fix an error on your report"},"highlight":{"complaint_what_happened":["It is a crime to threaten <em>lawsuit</em> with no <em>intention</em> of <em>doing</em> so, <em>therefore</em> you can <em>take</em> heed that I am very serious about filing suit against your company. I have sent ( NUMBER OF LETTERS ) previous letters to you, all by certified mail requesting that you remove inaccurate information from my file and you have failed to <em>do</em> so."]},"sort":[23.924532,"7297521"]},{"_index":"complaint-public-v1","_id":"7395662","_score":20.117043,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"It is a crime to threaten lawsuit with no intention of doing so, therefore you can take heed that I am very serious about filing suit against your company. I have sent 3 previous letters to you, requesting that you remove inaccurate information from my file and you have failed to do so. \n\nAccordingly, I can show a judge that these accounts are inaccurate and that you violated the Fair Credit Reporting Act by ignoring my requests to investigate the items. My previous letters stated my reasons for an investigation and these reasons were not frivolous in any way. \n\nIf this final request does not prompt you to conduct a proper investigation of these accounts in question, and send proof to me of said investigation, I will file a civil suit in my county for damages and you can travel to defend yourself.\n\nI take my credit very serious and your lack of professionalism and assistance disappoints me. I am well aware of my rights under the Fair Credit Reporting Act and I intend to pursue them to the maximum.","date_sent_to_company":"2023-08-14T14:18:53.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"310XX","tags":null,"has_narrative":true,"complaint_id":"7395662","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Prosper Marketplace, Inc.","date_received":"2023-08-14T14:15:01.000Z","state":"GA","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Information belongs to someone else"},"highlight":{"complaint_what_happened":["It is a crime to threaten <em>lawsuit</em> with no <em>intention</em> of <em>doing</em> so, <em>therefore</em> you can <em>take</em> heed that I am very serious about filing suit against your company. I have sent 3 previous letters to you, requesting that you remove inaccurate information from my file and you have failed to <em>do</em> so. \n\nAccordingly, I can show a judge that these accounts are inaccurate and that you violated the Fair Credit Reporting Act by ignoring my requests to investigate the items."]},"sort":[20.117043,"7395662"]},{"_index":"complaint-public-v1","_id":"7395606","_score":20.117043,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"It is a crime to threaten lawsuit with no intention of doing so, therefore you can take heed that I am very serious about filing suit against your company. I have sent 3 previous letters to you, requesting that you remove inaccurate information from my file and you have failed to do so. \n\nAccordingly, I can show a judge that these accounts are inaccurate and that you violated the Fair Credit Reporting Act by ignoring my requests to investigate the items. My previous letters stated my reasons for an investigation and these reasons were not frivolous in any way. \n\nIf this final request does not prompt you to conduct a proper investigation of these accounts in question, and send proof to me of said investigation, I will file a civil suit in my county for damages and you can travel to defend yourself. \n\nI take my credit very serious and your lack of professionalism and assistance disappoints me. I am well aware of my rights under the Fair Credit Reporting Act and I intend to pursue them to the maximum.","date_sent_to_company":"2023-08-14T14:14:38.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"310XX","tags":null,"has_narrative":true,"complaint_id":"7395606","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Phoenix Financial Services LLC","date_received":"2023-08-14T14:14:32.000Z","state":"GA","company_public_response":null,"sub_issue":"Information belongs to someone else"},"highlight":{"complaint_what_happened":["It is a crime to threaten <em>lawsuit</em> with no <em>intention</em> of <em>doing</em> so, <em>therefore</em> you can <em>take</em> heed that I am very serious about filing suit against your company. I have sent 3 previous letters to you, requesting that you remove inaccurate information from my file and you have failed to <em>do</em> so. \n\nAccordingly, I can show a judge that these accounts are inaccurate and that you violated the Fair Credit Reporting Act by ignoring my requests to investigate the items."]},"sort":[20.117043,"7395606"]},{"_index":"complaint-public-v1","_id":"7389220","_score":20.117043,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"It is a crime to threaten lawsuit with no intention of doing so, therefore you can take heed that I am very serious about filing suit against your company. I have sent 3 previous letters to you, requesting that you remove inaccurate information from my file and you have failed to do so. \n\nAccordingly, I can show a judge that these accounts are inaccurate and that you violated the Fair Credit Reporting Act by ignoring my requests to investigate the items. My previous letters stated my reasons for an investigation and these reasons were not frivolous in any way. \n\nIf this final request does not prompt you to conduct a proper investigation of these accounts in question, and send proof to me of said investigation, I will file a civil suit in my county for damages and you can travel to defend yourself. \n\nI take my credit very serious and your lack of professionalism and assistance disappoints me. I am well aware of my rights under the Fair Credit Reporting Act and I intend to pursue them to the maximum.","date_sent_to_company":"2023-08-11T16:05:09.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"310XX","tags":null,"has_narrative":true,"complaint_id":"7389220","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"WELLS FARGO & COMPANY","date_received":"2023-08-11T15:45:06.000Z","state":"GA","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Information belongs to someone else"},"highlight":{"complaint_what_happened":["It is a crime to threaten <em>lawsuit</em> with no <em>intention</em> of <em>doing</em> so, <em>therefore</em> you can <em>take</em> heed that I am very serious about filing suit against your company. I have sent 3 previous letters to you, requesting that you remove inaccurate information from my file and you have failed to <em>do</em> so. \n\nAccordingly, I can show a judge that these accounts are inaccurate and that you violated the Fair Credit Reporting Act by ignoring my requests to investigate the items."]},"sort":[20.117043,"7389220"]},{"_index":"complaint-public-v1","_id":"7388568","_score":20.117043,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"It is a crime to threaten lawsuit with no intention of doing so, therefore you can take heed that I am very serious about filing suit against your company. I have sent 3 previous letters to you, requesting that you remove inaccurate information from my file and you have failed to do so. \n\nAccordingly, I can show a judge that these accounts are inaccurate and that you violated the Fair Credit Reporting Act by ignoring my requests to investigate the items. My previous letters stated my reasons for an investigation and these reasons were not frivolous in any way. \n\nIf this final request does not prompt you to conduct a proper investigation of these accounts in question, and send proof to me of said investigation, I will file a civil suit in my county for damages and you can travel to defend yourself. \n\nI take my credit very serious and your lack of professionalism and assistance disappoints me. I am well aware of my rights under the Fair Credit Reporting Act and I intend to pursue them to the maximum.","date_sent_to_company":"2023-08-11T16:13:06.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"310XX","tags":null,"has_narrative":true,"complaint_id":"7388568","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"CCS Financial Services, Inc.","date_received":"2023-08-11T16:07:06.000Z","state":"GA","company_public_response":"Company can't verify or dispute the facts in the complaint","sub_issue":"Information belongs to someone else"},"highlight":{"complaint_what_happened":["It is a crime to threaten <em>lawsuit</em> with no <em>intention</em> of <em>doing</em> so, <em>therefore</em> you can <em>take</em> heed that I am very serious about filing suit against your company. I have sent 3 previous letters to you, requesting that you remove inaccurate information from my file and you have failed to <em>do</em> so. \n\nAccordingly, I can show a judge that these accounts are inaccurate and that you violated the Fair Credit Reporting Act by ignoring my requests to investigate the items."]},"sort":[20.117043,"7388568"]},{"_index":"complaint-public-v1","_id":"7375101","_score":20.117043,"_source":{"product":"Debt collection","complaint_what_happened":"It is a crime to threaten lawsuit with no intention of doing so, therefore you can take heed that I am very serious about filing suit against your company. I have sent 3 previous letters to you, requesting that you remove inaccurate information from my file and you have failed to do so. \n\nAccordingly, I can show a judge that these accounts are inaccurate and that you violated the Fair Credit Reporting Act by ignoring my requests to investigate the items. My previous letters stated my reasons for an investigation and these reasons were not frivolous in any way. \n\nIf this final request does not prompt you to conduct a proper investigation of these accounts in question, and send proof to me of said investigation, I will file a civil suit in my county for damages and you can travel to defend yourself. \n\nI take my credit very serious and your lack of professionalism and assistance disappoints me. I am well aware of my rights under the Fair Credit Reporting Act and I intend to pursue them to the maximum.","date_sent_to_company":"2023-08-09T23:29:23.000Z","issue":"Attempts to collect debt not owed","sub_product":"I do not know","zip_code":"77494","tags":"Servicemember","has_narrative":true,"complaint_id":"7375101","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Rent Recovery Solutions","date_received":"2023-08-09T23:24:38.000Z","state":"TX","company_public_response":null,"sub_issue":"Debt is not yours"},"highlight":{"complaint_what_happened":["It is a crime to threaten <em>lawsuit</em> with no <em>intention</em> of <em>doing</em> so, <em>therefore</em> you can <em>take</em> heed that I am very serious about filing suit against your company. I have sent 3 previous letters to you, requesting that you remove inaccurate information from my file and you have failed to <em>do</em> so. \n\nAccordingly, I can show a judge that these accounts are inaccurate and that you violated the Fair Credit Reporting Act by ignoring my requests to investigate the items."],"sub_product":["I <em>do</em> not know"]},"sort":[20.117043,"7375101"]},{"_index":"complaint-public-v1","_id":"7368650","_score":20.117043,"_source":{"product":"Debt collection","complaint_what_happened":"It is a crime to threaten lawsuit with no intention of doing so, therefore you can take heed that I am very serious about filing suit against your company. I have sent 3 previous letters to you, requesting that you remove inaccurate information from my file and you have failed to do so. \n\nAccordingly, I can show a judge that these accounts are inaccurate and that you violated the Fair Credit Reporting Act by ignoring my requests to investigate the items. My previous letters stated my reasons for an investigation and these reasons were not frivolous in any way. \n\nIf this final request does not prompt you to conduct a proper investigation of these accounts in question, and send proof to me of said investigation, I will file a civil suit in my county for damages and you can travel to defend yourself. \n\nI take my credit very serious and your lack of professionalism and assistance disappoints me. I am well aware of my rights under the Fair Credit Reporting Act and I intend to pursue them to the maximum.","date_sent_to_company":"2023-08-08T20:22:40.000Z","issue":"Attempts to collect debt not owed","sub_product":"Mortgage debt","zip_code":"30228","tags":"Servicemember","has_narrative":true,"complaint_id":"7368650","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP","date_received":"2023-08-08T20:17:43.000Z","state":"GA","company_public_response":null,"sub_issue":"Debt was result of identity theft"},"highlight":{"complaint_what_happened":["It is a crime to threaten <em>lawsuit</em> with no <em>intention</em> of <em>doing</em> so, <em>therefore</em> you can <em>take</em> heed that I am very serious about filing suit against your company. I have sent 3 previous letters to you, requesting that you remove inaccurate information from my file and you have failed to <em>do</em> so. \n\nAccordingly, I can show a judge that these accounts are inaccurate and that you violated the Fair Credit Reporting Act by ignoring my requests to investigate the items."]},"sort":[20.117043,"7368650"]},{"_index":"complaint-public-v1","_id":"7375262","_score":20.11144,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"It is a crime to threaten lawsuit with no intention of doing so, therefore you can take heed that I am very serious about filing suit against your company. I have sent 3 previous letters to you, requesting that you remove inaccurate information from my file and you have failed to do so. \n\nAccordingly, I can show a judge that these accounts are inaccurate and that you violated the Fair Credit Reporting Act by ignoring my requests to investigate the items. My previous letters stated my reasons for an investigation and these reasons were not frivolous in any way. \n\nIf this final request does not prompt you to conduct a proper investigation of these accounts in question, and send proof to me of said investigation, I will file a civil suit in my county for damages and you can travel to defend yourself. \n\nI take my credit very serious and your lack of professionalism and assistance disappoints me. I am well aware of my rights under the Fair Credit Reporting Act and I intend to pursue them to the maximum.","date_sent_to_company":"2023-08-09T22:32:28.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"31093","tags":null,"has_narrative":true,"complaint_id":"7375262","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"OneMain Finance Corporation","date_received":"2023-08-09T22:32:24.000Z","state":"GA","company_public_response":null,"sub_issue":"Information belongs to someone else"},"highlight":{"complaint_what_happened":["It is a crime to threaten <em>lawsuit</em> with no <em>intention</em> of <em>doing</em> so, <em>therefore</em> you can <em>take</em> heed that I am very serious about filing suit against your company. I have sent 3 previous letters to you, requesting that you remove inaccurate information from my file and you have failed to <em>do</em> so. \n\nAccordingly, I can show a judge that these accounts are inaccurate and that you violated the Fair Credit Reporting Act by ignoring my requests to investigate the items."]},"sort":[20.11144,"7375262"]},{"_index":"complaint-public-v1","_id":"7388241","_score":20.09611,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"It is a crime to threaten lawsuit with no intention of doing so, therefore you can take heed that I am very serious about filing suit against your company. I have sent XXXX previous letters to you, requesting that you remove inaccurate information from my file and you have failed to do so. \n\nAccordingly, I can show a judge that these accounts are inaccurate and that you violated the Fair Credit Reporting Act by ignoring my requests to investigate the items. My previous letters stated my reasons for an investigation and these reasons were not frivolous in any way. \n\nIf this final request does not prompt you to conduct a proper investigation of these accounts in question, and send proof to me of said investigation, I will file a civil suit in my county for damages and you can travel to defend yourself. \n\nI take my credit very serious and your lack of professionalism and assistance disappoints me. I am well aware of my rights under the Fair Credit Reporting Act and I intend to pursue them to the maximum.","date_sent_to_company":"2023-08-11T16:05:21.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"310XX","tags":null,"has_narrative":true,"complaint_id":"7388241","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Exeter Finance, LLC.","date_received":"2023-08-11T16:05:14.000Z","state":"GA","company_public_response":null,"sub_issue":"Information belongs to someone else"},"highlight":{"complaint_what_happened":["It is a crime to threaten <em>lawsuit</em> with no <em>intention</em> of <em>doing</em> so, <em>therefore</em> you can <em>take</em> heed that I am very serious about filing suit against your company. I have sent XXXX previous letters to you, requesting that you remove inaccurate information from my file and you have failed to <em>do</em> so. \n\nAccordingly, I can show a judge that these accounts are inaccurate and that you violated the Fair Credit Reporting Act by ignoring my requests to investigate the items."]},"sort":[20.09611,"7388241"]},{"_index":"complaint-public-v1","_id":"7375991","_score":20.09611,"_source":{"product":"Debt collection","complaint_what_happened":"It is a crime to threaten lawsuit with no intention of doing so, therefore you can take heed that I am very serious about filing suit against your company. I have sent 3 previous letters to you, requesting that you remove inaccurate information from my file and you have failed to do so. \n\nAccordingly, I can show a judge that these accounts are inaccurate and that you violated the Fair Credit Reporting Act by ignoring my requests to investigate the items. My previous letters stated my reasons for an investigation and these reasons were not frivolous in any way. \n\nIf this final request does not prompt you to conduct a proper investigation of these accounts in question, and send proof to me of said investigation, I will file a civil suit in my county for damages and you can travel to defend yourself. \n\nI take my credit very serious and your lack of professionalism and assistance disappoints me. I am well aware of my rights under the Fair Credit Reporting Act and I intend to pursue them to the maximum.","date_sent_to_company":"2023-08-09T21:01:29.000Z","issue":"Took or threatened to take negative or legal action","sub_product":"Auto debt","zip_code":"21237","tags":"Servicemember","has_narrative":true,"complaint_id":"7375991","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"CREDIT ACCEPTANCE CORPORATION","date_received":"2023-08-09T20:53:07.000Z","state":"MD","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Threatened or suggested your credit would be damaged"},"highlight":{"complaint_what_happened":["It is a crime to threaten <em>lawsuit</em> with no <em>intention</em> of <em>doing</em> so, <em>therefore</em> you can <em>take</em> heed that I am very serious about filing suit against your company. I have sent 3 previous letters to you, requesting that you remove inaccurate information from my file and you have failed to <em>do</em> so. \n\nAccordingly, I can show a judge that these accounts are inaccurate and that you violated the Fair Credit Reporting Act by ignoring my requests to investigate the items."],"issue":["Took or threatened to <em>take</em> negative or legal action"]},"sort":[20.09611,"7375991"]},{"_index":"complaint-public-v1","_id":"7375772","_score":20.09611,"_source":{"product":"Debt collection","complaint_what_happened":"It is a crime to threaten lawsuit with no intention of doing so, therefore you can take heed that I am very serious about filing suit against your company. I have sent 3 previous letters to you, requesting that you remove inaccurate information from my file and you have failed to do so. \n\nAccordingly, I can show a judge that these accounts are inaccurate and that you violated the Fair Credit Reporting Act by ignoring my requests to investigate the items. My previous letters stated my reasons for an investigation and these reasons were not frivolous in any way. \n\nIf this final request does not prompt you to conduct a proper investigation of these accounts in question, and send proof to me of said investigation, I will file a civil suit in my county for damages and you can travel to defend yourself. \n\nI take my credit very serious and your lack of professionalism and assistance disappoints me. I am well aware of my rights under the Fair Credit Reporting Act and I intend to pursue them to the maximum.","date_sent_to_company":"2023-08-09T21:11:52.000Z","issue":"Attempts to collect debt not owed","sub_product":"Credit card debt","zip_code":"21237","tags":"Servicemember","has_narrative":true,"complaint_id":"7375772","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"CAPITAL ONE FINANCIAL CORPORATION","date_received":"2023-08-09T21:07:53.000Z","state":"MD","company_public_response":null,"sub_issue":"Debt was already discharged in bankruptcy and is no longer owed"},"highlight":{"complaint_what_happened":["It is a crime to threaten <em>lawsuit</em> with no <em>intention</em> of <em>doing</em> so, <em>therefore</em> you can <em>take</em> heed that I am very serious about filing suit against your company. I have sent 3 previous letters to you, requesting that you remove inaccurate information from my file and you have failed to <em>do</em> so. \n\nAccordingly, I can show a judge that these accounts are inaccurate and that you violated the Fair Credit Reporting Act by ignoring my requests to investigate the items."]},"sort":[20.09611,"7375772"]},{"_index":"complaint-public-v1","_id":"7375689","_score":20.09611,"_source":{"product":"Debt collection","complaint_what_happened":"It is a crime to threaten lawsuit with no intention of doing so, therefore you can take heed that I am very serious about filing suit against your company. I have sent 3 previous letters to you, requesting that you remove inaccurate information from my file and you have failed to do so. \n\nAccordingly, I can show a judge that these accounts are inaccurate and that you violated the Fair Credit Reporting Act by ignoring my requests to investigate the items. My previous letters stated my reasons for an investigation and these reasons were not frivolous in any way. \n\nIf this final request does not prompt you to conduct a proper investigation of these accounts in question, and send proof to me of said investigation, I will file a civil suit in my county for damages and you can travel to defend yourself. \n\nI take my credit very serious and your lack of professionalism and assistance disappoints me. I am well aware of my rights under the Fair Credit Reporting Act and I intend to pursue them to the maximum.","date_sent_to_company":"2023-08-09T21:17:48.000Z","issue":"Took or threatened to take negative or legal action","sub_product":"Credit card debt","zip_code":"21237","tags":"Servicemember","has_narrative":true,"complaint_id":"7375689","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Spring Oaks Capital, LLC","date_received":"2023-08-09T21:12:54.000Z","state":"MD","company_public_response":null,"sub_issue":"Threatened or suggested your credit would be damaged"},"highlight":{"complaint_what_happened":["It is a crime to threaten <em>lawsuit</em> with no <em>intention</em> of <em>doing</em> so, <em>therefore</em> you can <em>take</em> heed that I am very serious about filing suit against your company. I have sent 3 previous letters to you, requesting that you remove inaccurate information from my file and you have failed to <em>do</em> so. \n\nAccordingly, I can show a judge that these accounts are inaccurate and that you violated the Fair Credit Reporting Act by ignoring my requests to investigate the items."],"issue":["Took or threatened to <em>take</em> negative or legal action"]},"sort":[20.09611,"7375689"]},{"_index":"complaint-public-v1","_id":"7375268","_score":20.09611,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"It is a crime to threaten lawsuit with no intention of doing so, therefore you can take heed that I am very serious about filing suit against your company. I have sent XXXX previous letters to you, requesting that you remove inaccurate information from my file and you have failed to do so. \n\nAccordingly, I can show a judge that these accounts are inaccurate and that you violated the Fair Credit Reporting Act by ignoring my requests to investigate the items. My previous letters stated my reasons for an investigation and these reasons were not frivolous in any way. \n\nIf this final request does not prompt you to conduct a proper investigation of these accounts in question, and send proof to me of said investigation, I will file a civil suit in my county for damages and you can travel to defend yourself. \n\nI take my credit very serious and your lack of professionalism and assistance disappoints me. I am well aware of my rights under the Fair Credit Reporting Act and I intend to pursue them to the maximum.","date_sent_to_company":"2023-08-09T22:32:21.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"31093","tags":null,"has_narrative":true,"complaint_id":"7375268","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Loan South Finance & Tax Service of Troy, LLC","date_received":"2023-08-09T22:29:16.000Z","state":"GA","company_public_response":null,"sub_issue":"Information belongs to someone else"},"highlight":{"complaint_what_happened":["It is a crime to threaten <em>lawsuit</em> with no <em>intention</em> of <em>doing</em> so, <em>therefore</em> you can <em>take</em> heed that I am very serious about filing suit against your company. I have sent XXXX previous letters to you, requesting that you remove inaccurate information from my file and you have failed to <em>do</em> so. \n\nAccordingly, I can show a judge that these accounts are inaccurate and that you violated the Fair Credit Reporting Act by ignoring my requests to investigate the items."]},"sort":[20.09611,"7375268"]},{"_index":"complaint-public-v1","_id":"7375263","_score":20.09611,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"It is a crime to threaten lawsuit with no intention of doing so, therefore you can take heed that I am very serious about filing suit against your company. I have sent XXXX previous letters to you, requesting that you remove inaccurate information from my file and you have failed to do so. \n\nAccordingly, I can show a judge that these accounts are inaccurate and that you violated the Fair Credit Reporting Act by ignoring my requests to investigate the items. My previous letters stated my reasons for an investigation and these reasons were not frivolous in any way. \n\nIf this final request does not prompt you to conduct a proper investigation of these accounts in question, and send proof to me of said investigation, I will file a civil suit in my county for damages and you can travel to defend yourself. \n\nI take my credit very serious and your lack of professionalism and assistance disappoints me. I am well aware of my rights under the Fair Credit Reporting Act and I intend to pursue them to the maximum.","date_sent_to_company":"2023-08-25T14:35:14.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"31093","tags":null,"has_narrative":true,"complaint_id":"7375263","timely":"No","company_response":"Untimely response","submitted_via":"Web","company":"RELIABLE FINANCIAL SERVICES, INC.","date_received":"2023-08-09T22:32:24.000Z","state":"GA","company_public_response":null,"sub_issue":"Information belongs to someone else"},"highlight":{"complaint_what_happened":["It is a crime to threaten <em>lawsuit</em> with no <em>intention</em> of <em>doing</em> so, <em>therefore</em> you can <em>take</em> heed that I am very serious about filing suit against your company. I have sent XXXX previous letters to you, requesting that you remove inaccurate information from my file and you have failed to <em>do</em> so. \n\nAccordingly, I can show a judge that these accounts are inaccurate and that you violated the Fair Credit Reporting Act by ignoring my requests to investigate the items."]},"sort":[20.09611,"7375263"]},{"_index":"complaint-public-v1","_id":"3548681","_score":20.090782,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"Re : Intent To File Lawsuit for FCRA Violation To Whom It May Concern, It is a crime to threaten lawsuit with no intention of doing so. Therefore you can take heed that I am very serious about filing suit against your company. I have sent SEVERAL DISPUTE LETTERS, previous letters to you, all by certified mail requesting that you remove inaccurate information from my file and you have failed to do so. \n\n\n\nAccordingly, I can show a judge that these accounts are inaccurate and that you violated the Fair Credit Reporting Act by ignoring my requests to investigate the items. My previous letters ( all sent by certified mail ) stated my reasons for an investigation and these reasons were not frivolous in any way. \n\n\n\nIf this final request does not prompt you to conduct a proper investigation of these accounts in question and send proof to me of said investigation, I will file a civil suit in my county for damages, and you can travel to defend yourself. \n\n\n\nI take my credit very serious, and your lack of professionalism and assistance disappoints me. I am well aware of my rights under the Fair Credit Reporting Act, and I intend to pursue them to the maximum. \n\n\n\nI await your response. \n\n\n\nSincerely, ____________________________ XXXX XXXX XXXX cc : Federal Trade Commission ; Attorney General","date_sent_to_company":"2020-02-28T18:15:53.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"XXXXX","tags":null,"has_narrative":true,"complaint_id":"3548681","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2020-02-28T18:15:49.000Z","state":"TX","company_public_response":null,"sub_issue":"Account information incorrect"},"highlight":{"complaint_what_happened":["Re : Intent To File <em>Lawsuit</em> for FCRA Violation To Whom It May Concern, It is a crime to threaten <em>lawsuit</em> with no <em>intention</em> of <em>doing</em> so. <em>Therefore</em> you can <em>take</em> heed that I am very serious about filing suit against your company. I have sent SEVERAL DISPUTE LETTERS, previous letters to you, all by certified mail requesting that you remove inaccurate information from my file and you have failed to <em>do</em> so."]},"sort":[20.090782,"3548681"]},{"_index":"complaint-public-v1","_id":"7375271","_score":20.086245,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"It is a crime to threaten lawsuit with no intention of doing so, therefore you can take heed that I am very serious about filing suit against your company. I have sent XXXX previous letters to you, requesting that you remove inaccurate information from my file and you have failed to do so. \n\nAccordingly, I can show a judge that these accounts are inaccurate and that you violated the Fair Credit Reporting Act by ignoring my requests to investigate the items. My previous letters stated my reasons for an investigation and these reasons were not frivolous in any way. \n\nIf this final request does not prompt you to conduct a proper investigation of these accounts in question, and send proof to me of said investigation, I will file a XXXX XXXX  in XXXX XXXX for damages and you can travel to defend yourself. \n\nI take my credit very serious and your lack of professionalism and assistance disappoints me. I am well aware of my rights under the Fair Credit Reporting Act and I intend to pursue them to the maximum.","date_sent_to_company":"2023-08-09T22:28:11.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"31093","tags":null,"has_narrative":true,"complaint_id":"7375271","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"UNITED SERVICES AUTOMOBILE ASSOCIATION","date_received":"2023-08-09T22:21:59.000Z","state":"GA","company_public_response":"Company believes it acted appropriately as authorized by contract or law","sub_issue":"Information belongs to someone else"},"highlight":{"complaint_what_happened":["It is a crime to threaten <em>lawsuit</em> with no <em>intention</em> of <em>doing</em> so, <em>therefore</em> you can <em>take</em> heed that I am very serious about filing suit against your company. I have sent XXXX previous letters to you, requesting that you remove inaccurate information from my file and you have failed to <em>do</em> so. \n\nAccordingly, I can show a judge that these accounts are inaccurate and that you violated the Fair Credit Reporting Act by ignoring my requests to investigate the items."]},"sort":[20.086245,"7375271"]},{"_index":"complaint-public-v1","_id":"7375057","_score":20.086245,"_source":{"product":"Debt collection","complaint_what_happened":"It is a crime to threaten lawsuit with no intention of doing so, therefore you can take heed that I am very serious about filing suit against your company. I have sent XXXX previous letters to you, requesting that you remove inaccurate information from my file and you have failed to do so. \n\nAccordingly, I can show a judge that these accounts are inaccurate and that you violated the Fair Credit Reporting Act by ignoring my requests to investigate the items. My previous letters stated my reasons for an investigation and these reasons were not frivolous in any way. \n\nIf this final request does not prompt you to conduct a proper investigation of these accounts in question, and send proof to me of said investigation, I will file a civil suit in my county for damages and you can travel to defend yourself. \n\nI take my credit very serious and your lack of professionalism and assistance disappoints me. I am well aware of my rights under the Fair Credit Reporting Act and I intend to pursue them to the maximum.","date_sent_to_company":"2023-08-09T23:33:39.000Z","issue":"Attempts to collect debt not owed","sub_product":"Credit card debt","zip_code":"77494","tags":"Servicemember","has_narrative":true,"complaint_id":"7375057","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"UNITED SERVICES AUTOMOBILE ASSOCIATION","date_received":"2023-08-09T23:30:01.000Z","state":"TX","company_public_response":"Company believes it acted appropriately as authorized by contract or law","sub_issue":"Debt is not yours"},"highlight":{"complaint_what_happened":["It is a crime to threaten <em>lawsuit</em> with no <em>intention</em> of <em>doing</em> so, <em>therefore</em> you can <em>take</em> heed that I am very serious about filing suit against your company. I have sent XXXX previous letters to you, requesting that you remove inaccurate information from my file and you have failed to <em>do</em> so. \n\nAccordingly, I can show a judge that these accounts are inaccurate and that you violated the Fair Credit Reporting Act by ignoring my requests to investigate the items."]},"sort":[20.086245,"7375057"]},{"_index":"complaint-public-v1","_id":"3548256","_score":20.080069,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"Re : Intent To File Lawsuit for FCRA Violation To Whom It May Concern, It is a crime to threaten lawsuit with no intention of doing so. Therefore you can take heed that I am very serious about filing suit against your company. I have sent SEVERAL DISPUTE LETTERS, previous letters to you, all by certified mail requesting that you remove inaccurate information from my file and you have failed to do so.\n\nAccordingly, I can show a judge that these accounts are inaccurate and that you violated the Fair Credit Reporting Act by ignoring my requests to investigate the items. My previous letters ( all sent by certified mail ) stated my reasons for an investigation and these reasons were not frivolous in any way.\n\nIf this final request does not prompt you to conduct a proper investigation of these accounts in question and send proof to me of said investigation, I will file a civil suit in my county for damages, and you can travel to defend yourself.\n\nI take my credit very serious, and your lack of professionalism and assistance disappoints me. I am well aware of my rights under the Fair Credit Reporting Act, and I intend to pursue them to the maximum. \n\n\n\nI await your response. \n\n\n\nSincerely, ____________________________ XXXX XXXX XXXX cc : Federal Trade Commission ; Attorney General","date_sent_to_company":"2020-02-28T18:15:31.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"XXXXX","tags":null,"has_narrative":true,"complaint_id":"3548256","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2020-02-28T18:09:26.000Z","state":"TX","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Account information incorrect"},"highlight":{"complaint_what_happened":["Re : Intent To File <em>Lawsuit</em> for FCRA Violation To Whom It May Concern, It is a crime to threaten <em>lawsuit</em> with no <em>intention</em> of <em>doing</em> so. <em>Therefore</em> you can <em>take</em> heed that I am very serious about filing suit against your company. I have sent SEVERAL DISPUTE LETTERS, previous letters to you, all by certified mail requesting that you remove inaccurate information from my file and you have failed to <em>do</em> so."]},"sort":[20.080069,"3548256"]},{"_index":"complaint-public-v1","_id":"7395458","_score":20.033407,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"It is a crime to threaten lawsuit with no intention of doing so, therefore you can take heed that I am very serious about filing suit against your company. I have sent 3 previous letters to you, requesting that you remove inaccurate information from my file and you have failed to do so. \n\nAccordingly, I can show a judge that these accounts are inaccurate and that you violated the Fair Credit Reporting Act by ignoring my requests to investigate the items. My previous letters stated my reasons for an investigation and these reasons were not frivolous in any way. \n\nIf this final request does not prompt you to conduct a proper investigation of these accounts in question, and send proof to me of said investigation, I will file a civil suit in my county for damages and you can travel to defend yourself. \n\nI take my credit very serious and your lack of professionalism and assistance disappoints me. I am well aware of my rights under the Fair Credit Reporting Act and I intend to pursue them to the maximum.","date_sent_to_company":"2023-08-14T14:14:27.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"310XX","tags":null,"has_narrative":true,"complaint_id":"7395458","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"OneMain Finance Corporation","date_received":"2023-08-14T14:01:47.000Z","state":"GA","company_public_response":null,"sub_issue":"Information belongs to someone else"},"highlight":{"complaint_what_happened":["It is a crime to threaten <em>lawsuit</em> with no <em>intention</em> of <em>doing</em> so, <em>therefore</em> you can <em>take</em> heed that I am very serious about filing suit against your company. I have sent 3 previous letters to you, requesting that you remove inaccurate information from my file and you have failed to <em>do</em> so. \n\nAccordingly, I can show a judge that these accounts are inaccurate and that you violated the Fair Credit Reporting Act by ignoring my requests to investigate the items."]},"sort":[20.033407,"7395458"]},{"_index":"complaint-public-v1","_id":"7375192","_score":20.033407,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"It is a crime to threaten lawsuit with no intention of doing so, therefore you can take heed that I am very serious about filing suit against your company. I have sent XXXX previous letters to you, requesting that you remove inaccurate information from my file and you have failed to do so. \n\nAccordingly, I can show a judge that these accounts are inaccurate and that you violated the Fair Credit Reporting Act by ignoring my requests to investigate the items. My previous letters stated my reasons for an investigation and these reasons were not frivolous in any way. \n\nIf this final request does not prompt you to conduct a proper investigation of these accounts in question, and send proof to me of said investigation, I will file a civil suit in my county for damages and you can travel to defend yourself. \n\nI take my credit very serious and your lack of professionalism and assistance disappoints me. I am well aware of my rights under the Fair Credit Reporting Act and I intend to pursue them to the maximum.","date_sent_to_company":"2023-08-09T22:28:17.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"31093","tags":null,"has_narrative":true,"complaint_id":"7375192","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"1st Franklin Financial Corporation","date_received":"2023-08-09T22:28:14.000Z","state":"GA","company_public_response":null,"sub_issue":"Information belongs to someone else"},"highlight":{"complaint_what_happened":["It is a crime to threaten <em>lawsuit</em> with no <em>intention</em> of <em>doing</em> so, <em>therefore</em> you can <em>take</em> heed that I am very serious about filing suit against your company. I have sent XXXX previous letters to you, requesting that you remove inaccurate information from my file and you have failed to <em>do</em> so. \n\nAccordingly, I can show a judge that these accounts are inaccurate and that you violated the Fair Credit Reporting Act by ignoring my requests to investigate the items."]},"sort":[20.033407,"7375192"]},{"_index":"complaint-public-v1","_id":"7375052","_score":20.033407,"_source":{"product":"Debt collection","complaint_what_happened":"It is a crime to threaten lawsuit with no intention of doing so, therefore you can take heed that I am very serious about filing suit against your company. I have sent 3 previous letters to you, requesting that you remove inaccurate information from my file and you have failed to do so.\n\nAccordingly, I can show a judge that these accounts are inaccurate and that you violated the Fair Credit Reporting Act by ignoring my requests to investigate the items. My previous letters stated my reasons for an investigation and these reasons were not frivolous in any way.\n\nIf this final request does not prompt you to conduct a proper investigation of these accounts in question, and send proof to me of said investigation, I will file a civil suit in my county for damages and you can travel to defend yourself. \n\nI take my credit very serious and your lack of professionalism and assistance disappoints me. I am well aware of my rights under the Fair Credit Reporting Act and I intend to pursue them to the maximum.","date_sent_to_company":"2023-08-09T23:38:26.000Z","issue":"Attempts to collect debt not owed","sub_product":"Auto debt","zip_code":"77494","tags":"Servicemember","has_narrative":true,"complaint_id":"7375052","timely":"No","company_response":"Untimely response","submitted_via":"Web","company":"SunTx Capital Partners","date_received":"2023-08-09T23:34:29.000Z","state":"TX","company_public_response":null,"sub_issue":"Debt is not yours"},"highlight":{"complaint_what_happened":["It is a crime to threaten <em>lawsuit</em> with no <em>intention</em> of <em>doing</em> so, <em>therefore</em> you can <em>take</em> heed that I am very serious about filing suit against your company. I have sent 3 previous letters to you, requesting that you remove inaccurate information from my file and you have failed to <em>do</em> so.\n\nAccordingly, I can show a judge that these accounts are inaccurate and that you violated the Fair Credit Reporting Act by ignoring my requests to investigate the items."]},"sort":[20.033407,"7375052"]},{"_index":"complaint-public-v1","_id":"7368563","_score":20.033407,"_source":{"product":"Debt collection","complaint_what_happened":"It is a crime to threaten lawsuit with no intention of doing so, therefore you can take heed that I am very serious about filing suit against your company. I have sent 3 previous letters to you, requesting that you remove inaccurate information from my file and you have failed to do so.\n\nAccordingly, I can show a judge that these accounts are inaccurate and that you violated the Fair Credit Reporting Act by ignoring my requests to investigate the items. My previous letters stated my reasons for an investigation and these reasons were not frivolous in any way. \n\nIf this final request does not prompt you to conduct a proper investigation of these accounts in question, and send proof to me of said investigation, I will file a civil suit in my county for damages and you can travel to defend yourself. \n\nI take my credit very serious and your lack of professionalism and assistance disappoints me. I am well aware of my rights under the Fair Credit Reporting Act and I intend to pursue them to the maximum.","date_sent_to_company":"2023-08-08T20:14:50.000Z","issue":"Attempts to collect debt not owed","sub_product":"Mortgage debt","zip_code":"30228","tags":"Servicemember","has_narrative":true,"complaint_id":"7368563","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"LoanCare, LLC","date_received":"2023-08-08T20:07:49.000Z","state":"GA","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Debt was result of identity theft"},"highlight":{"complaint_what_happened":["It is a crime to threaten <em>lawsuit</em> with no <em>intention</em> of <em>doing</em> so, <em>therefore</em> you can <em>take</em> heed that I am very serious about filing suit against your company. I have sent 3 previous letters to you, requesting that you remove inaccurate information from my file and you have failed to <em>do</em> so.\n\nAccordingly, I can show a judge that these accounts are inaccurate and that you violated the Fair Credit Reporting Act by ignoring my requests to investigate the items."]},"sort":[20.033407,"7368563"]},{"_index":"complaint-public-v1","_id":"3548677","_score":20.014853,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"Re : Intent To File Lawsuit for FCRA Violation To Whom It May Concern, It is a crime to threaten lawsuit with no intention of doing so. Therefore you can take heed that I am very serious about filing suit against your company. I have sent SEVERAL DISPUTE LETTERS, previous letters to you, all by certified mail requesting that you remove inaccurate information from my file and you have failed to do so. \n\n\n\nAccordingly, I can show a judge that these accounts are inaccurate and that you violated the Fair Credit Reporting Act by ignoring my requests to investigate the items. My previous letters ( all sent by certified mail ) stated my reasons for an investigation and these reasons were not frivolous in any way. \n\n\n\nIf this final request does not prompt you to conduct a proper investigation of these accounts in question and send proof to me of said investigation, I will file a civil suit in my county for  damages, and you can travel to defend yourself. \n\n\n\nI take my credit very serious, and your lack of professionalism and assistance disappoints me. I am well aware of my rights under the Fair Credit Reporting Act, and I intend to pursue them to the maximum. \n\n\n\nI await your response. \n\n\n\nSincerely, ____________________________ XXXX XXXX XXXX cc : Federal Trade Commission ; Attorney General","date_sent_to_company":"2020-02-28T18:15:53.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"XXXXX","tags":null,"has_narrative":true,"complaint_id":"3548677","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2020-02-28T18:15:49.000Z","state":"TX","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Account information incorrect"},"highlight":{"complaint_what_happened":["Re : Intent To File <em>Lawsuit</em> for FCRA Violation To Whom It May Concern, It is a crime to threaten <em>lawsuit</em> with no <em>intention</em> of <em>doing</em> so. <em>Therefore</em> you can <em>take</em> heed that I am very serious about filing suit against your company. I have sent SEVERAL DISPUTE LETTERS, previous letters to you, all by certified mail requesting that you remove inaccurate information from my file and you have failed to <em>do</em> so."]},"sort":[20.014853,"3548677"]}]},"aggregations":{"has_narrative":{"meta":{},"doc_count":124,"has_narrative":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":1,"key_as_string":"true","doc_count":124}]}},"product":{"doc_count":124,"product":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Credit reporting, credit repair services, or other personal consumer reports","doc_count":61,"sub_product.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Credit reporting","doc_count":61}]}},{"key":"Credit reporting or other personal consumer reports","doc_count":32,"sub_product.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Credit reporting","doc_count":32}]}},{"key":"Debt collection","doc_count":17,"sub_product.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Credit card debt","doc_count":5},{"key":"I do not know","doc_count":4},{"key":"Other debt","doc_count":3},{"key":"Auto debt","doc_count":2},{"key":"Mortgage debt","doc_count":2},{"key":"Payday loan debt","doc_count":1}]}},{"key":"Mortgage","doc_count":10,"sub_product.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Conventional home mortgage","doc_count":6},{"key":"FHA mortgage","doc_count":1},{"key":"Other type of mortgage","doc_count":1},{"key":"Reverse mortgage","doc_count":1},{"key":"VA mortgage","doc_count":1}]}},{"key":"Checking or savings account","doc_count":1,"sub_product.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Checking account","doc_count":1}]}},{"key":"Credit card or prepaid card","doc_count":1,"sub_product.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"General-purpose prepaid card","doc_count":1}]}},{"key":"Debt or credit management","doc_count":1,"sub_product.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Debt settlement","doc_count":1}]}},{"key":"Vehicle loan or lease","doc_count":1,"sub_product.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Loan","doc_count":1}]}}]}},"issue":{"doc_count":124,"issue":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Incorrect information on your report","doc_count":42,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Information belongs to someone else","doc_count":27},{"key":"Account status incorrect","doc_count":8},{"key":"Account information incorrect","doc_count":4},{"key":"Information is missing that should be on the 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