{"took":220,"timed_out":false,"_shards":{"total":5,"successful":5,"skipped":0,"failed":0},"hits":{"total":{"value":2113,"relation":"eq"},"max_score":null,"hits":[{"_index":"complaint-public-v1","_id":"11962517","_score":32.88067,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"Experian, equifax, and transunion has failed to fulfill its legal obligation under the Fair Credit\n\nReporting Act ( FCRA ) to conduct a reasonable reinvestigation of disputed information on my credit report, leaving inaccurate or unverifiable accounts unresolved. The Consumer Financial Protection Bureau ( CFPB ) has recently filed a lawsuit against\nExperian, equifax, and transunion alleging systemic issues such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes. These failures align with my experience, where Experian, equifax, and transunion has neither corrected nor removed ( CFPB ) has recently filed a lawsuit against these 3 credit bureaus, alleging systemic issues such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes. These failures align with my experience, where Experian, equifax, and transunion has neither corrected nor removed disputed items despite the evidence I provided, causing ongoing harm to my credit standing. I am requesting immediate corrective action to remove or amend the disputed accounts, as Experian 's, Equifax, and transunion inaction violates federal law and my rights as a consumer.","date_sent_to_company":"2025-02-06T22:10:09.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"38930","tags":null,"has_narrative":true,"complaint_id":"11962517","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2025-02-06T22:09:35.000Z","state":"MS","company_public_response":null,"sub_issue":"Personal information incorrect"},"highlight":{"complaint_what_happened":["The Consumer Financial Protection Bureau ( CFPB ) has recently filed a <em>lawsuit</em> <em>against</em>\n<em>Experian</em>, <em>equifax</em>, and transunion <em>alleging</em> <em>systemic</em> <em>issues</em> such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes."],"company":["<em>EQUIFAX</em>, INC."]},"sort":[32.88067,"11962517"]},{"_index":"complaint-public-v1","_id":"11967863","_score":32.87713,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"Experian, equifax, and transunion has failed to fulfill its legal obligation under the Fair Credit\n\nReporting Act ( FCRA ) to conduct a reasonable reinvestigation of disputed information on my credit report, leaving inaccurate or unverifiable accounts unresolved. The Consumer Financial Protection Bureau ( CFPB ) has recently filed a lawsuit against\nExperian, equifax, and transunion alleging systemic issues such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes. These failures align with my experience, where Experian, equifax, and transunion has neither corrected nor removed ( CFPB ) has recently filed a lawsuit against these 3 credit bureaus, alleging systemic issues such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes. These failures align with my experience, where Experian, equifax, and transunion has neither corrected nor removed disputed items despite the evidence I provided, causing ongoing harm to my credit standing. I am requesting immediate corrective action to remove or amend the disputed accounts, as Experian 's, Equifax, and transunion inaction violates federal law and my rights as a consumer.","date_sent_to_company":"2025-02-06T22:10:01.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"38930","tags":null,"has_narrative":true,"complaint_id":"11967863","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2025-02-06T22:09:35.000Z","state":"MS","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Personal information incorrect"},"highlight":{"complaint_what_happened":["The Consumer Financial Protection Bureau ( CFPB ) has recently filed a <em>lawsuit</em> <em>against</em>\n<em>Experian</em>, <em>equifax</em>, and transunion <em>alleging</em> <em>systemic</em> <em>issues</em> such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes."],"company":["<em>Experian</em> Information Solutions Inc."]},"sort":[32.87713,"11967863"]},{"_index":"complaint-public-v1","_id":"11967329","_score":32.87713,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"Experian, equifax, and transunion has failed to fulfill its legal obligation under the Fair Credit\n\nReporting Act ( FCRA ) to conduct a reasonable reinvestigation of disputed information on my credit report, leaving inaccurate or unverifiable accounts unresolved. The Consumer Financial Protection Bureau ( CFPB ) has recently filed a lawsuit against\nExperian, equifax, and transunion alleging systemic issues such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes. These failures align with my experience, where Experian, equifax, and transunion has neither corrected nor removed ( CFPB ) has recently filed a lawsuit against these 3 credit bureaus, alleging systemic issues such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes. These failures align with my experience, where Experian, equifax, and transunion has neither corrected nor removed disputed items despite the evidence I provided, causing ongoing harm to my credit standing. I am requesting immediate corrective action to remove or amend the disputed accounts, as Experian 's, Equifax, and transunion inaction violates federal law and my rights as a consumer.","date_sent_to_company":"2025-02-06T22:10:01.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"38930","tags":null,"has_narrative":true,"complaint_id":"11967329","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2025-02-06T21:49:39.000Z","state":"MS","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Personal information incorrect"},"highlight":{"complaint_what_happened":["The Consumer Financial Protection Bureau ( CFPB ) has recently filed a <em>lawsuit</em> <em>against</em>\n<em>Experian</em>, <em>equifax</em>, and transunion <em>alleging</em> <em>systemic</em> <em>issues</em> such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes."]},"sort":[32.87713,"11967329"]},{"_index":"complaint-public-v1","_id":"12300256","_score":32.8195,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"Experian, Equifax and Trans Union has failed to fulfill its legal obligation under the Fair Credit Reporting Act ( FCRA ) to conduct a reasonable reinvestigation of disputed information on my credit report, leaving inaccurate or unverifiable accounts unresolved. The Consumer Financial Protection Bureau ( CFPB ) has recently filed a lawsuit against Experian, alleging systemic issues such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes. These failures align with my experience, where Experian, Equifax, or Trans Union has neither corrected nor removed ( CFPB ) has recently filed a lawsuit against Experian, alleging systemic issues such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes. These failures align with my experience, where Experian, Equifax and trans union has neither corrected nor removed disputed items despite the evidence | provided, causing ongoing harm to my credit standing. I am requesting immediate corrective action to remove or amend the disputed accounts, as Experian, Equifax and Trans Union inaction violates federal law and my rights as a consumer.","date_sent_to_company":"2025-03-04T00:20:34.000Z","issue":"Problem with a company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"29687","tags":null,"has_narrative":true,"complaint_id":"12300256","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2025-03-03T23:48:54.000Z","state":"SC","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Their investigation did not fix an error on your report"},"highlight":{"complaint_what_happened":["These failures align with my experience, where <em>Experian</em>, <em>Equifax</em>, or Trans Union has neither corrected nor removed ( CFPB ) has recently filed a <em>lawsuit</em> <em>against</em> <em>Experian</em>, <em>alleging</em> <em>systemic</em> <em>issues</em> such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes."],"company":["<em>Experian</em> Information Solutions Inc."]},"sort":[32.8195,"12300256"]},{"_index":"complaint-public-v1","_id":"12299226","_score":32.8195,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"Experian, Equifax and Trans Union has failed to fulfill its legal obligation under the Fair Credit Reporting Act ( FCRA ) to conduct a reasonable reinvestigation of disputed information on my credit report, leaving inaccurate or unverifiable accounts unresolved. The Consumer Financial Protection Bureau ( CFPB ) has recently filed a lawsuit against Experian, alleging systemic issues such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes. These failures align with my experience, where Experian, Equifax, or Trans Union has neither corrected nor removed ( CFPB ) has recently filed a lawsuit against Experian, alleging systemic issues such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes. These failures align with my experience, where Experian, Equifax and trans union has neither corrected nor removed disputed items despite the evidence | provided, causing ongoing harm to my credit standing. I am requesting immediate corrective action to remove or amend the disputed accounts, as Experian, Equifax and Trans Union inaction violates federal law and my rights as a consumer.","date_sent_to_company":"2025-03-04T00:20:30.000Z","issue":"Problem with a company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"29687","tags":null,"has_narrative":true,"complaint_id":"12299226","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2025-03-04T00:20:05.000Z","state":"SC","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Their investigation did not fix an error on your report"},"highlight":{"complaint_what_happened":["These failures align with my experience, where <em>Experian</em>, <em>Equifax</em>, or Trans Union has neither corrected nor removed ( CFPB ) has recently filed a <em>lawsuit</em> <em>against</em> <em>Experian</em>, <em>alleging</em> <em>systemic</em> <em>issues</em> such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes."]},"sort":[32.8195,"12299226"]},{"_index":"complaint-public-v1","_id":"12299225","_score":32.784447,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"Experian, Equifax and Trans Union has failed to fulfill its legal obligation under the Fair Credit Reporting Act ( FCRA ) to conduct a reasonable reinvestigation of disputed information on my credit report, leaving inaccurate or unverifiable accounts unresolved. The Consumer Financial Protection Bureau ( CFPB ) has recently filed a lawsuit against Experian, alleging systemic issues such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes. These failures align with my experience, where Experian, Equifax, or Trans Union has neither corrected nor removed ( CFPB ) has recently filed a lawsuit against Experian, alleging systemic issues such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes. These failures align with my experience, where Experian, Equifax and trans union has neither corrected nor removed disputed items despite the evidence | provided, causing ongoing harm to my credit standing. I am requesting immediate corrective action to remove or amend the disputed accounts, as Experian, Equifax and Trans Union inaction violates federal law and my rights as a consumer.","date_sent_to_company":"2025-03-04T00:20:34.000Z","issue":"Problem with a company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"29687","tags":null,"has_narrative":true,"complaint_id":"12299225","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2025-03-04T00:20:05.000Z","state":"SC","company_public_response":null,"sub_issue":"Their investigation did not fix an error on your report"},"highlight":{"complaint_what_happened":["These failures align with my experience, where <em>Experian</em>, <em>Equifax</em>, or Trans Union has neither corrected nor removed ( CFPB ) has recently filed a <em>lawsuit</em> <em>against</em> <em>Experian</em>, <em>alleging</em> <em>systemic</em> <em>issues</em> such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes."],"company":["<em>EQUIFAX</em>, INC."]},"sort":[32.784447,"12299225"]},{"_index":"complaint-public-v1","_id":"12439473","_score":31.81514,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"Experian, Transunion and Equifax has failed to fulfill its legal obligation under the Fair Credit Reporting Act ( FCRA ) to conduct a reasonable reinvestigation of disputed information on my credit report, leaving inaccurate or unverifiable accounts unresolved. The Consumer Financial Protection Bureau ( CFPB ) has recently filed a lawsuit against Experian, alleging systemic issues such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes. These failures align with my experience, where all 3 credit bureaus has neither corrected nor removed ( CFPB ) has recently filed a lawsuit against Experian, alleging systemic issues such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes. These failures align with my experience, where Experian has neither corrected nor removed disputed items despite the evidence I provided, causing ongoing harm to my credit standing. I am requesting immediate corrective action to remove or amend the disputed accounts, as Experian, Transunion and Equifax inaction violates federal law and my rights as a consumer.","date_sent_to_company":"2025-03-12T22:31:16.000Z","issue":"Problem with a company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"338XX","tags":null,"has_narrative":true,"complaint_id":"12439473","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2025-03-12T22:30:51.000Z","state":"FL","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Their investigation did not fix an error on your report"},"highlight":{"complaint_what_happened":["The Consumer Financial Protection Bureau ( CFPB ) has recently filed a <em>lawsuit</em> <em>against</em> <em>Experian</em>, <em>alleging</em> <em>systemic</em> <em>issues</em> such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes."]},"sort":[31.81514,"12439473"]},{"_index":"complaint-public-v1","_id":"12439472","_score":31.780699,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"Experian, Transunion and Equifax has failed to fulfill its legal obligation under the Fair Credit Reporting Act ( FCRA ) to conduct a reasonable reinvestigation of disputed information on my credit report, leaving inaccurate or unverifiable accounts unresolved. The Consumer Financial Protection Bureau ( CFPB ) has recently filed a lawsuit against Experian, alleging systemic issues such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes. These failures align with my experience, where all 3 credit bureaus has neither corrected nor removed ( CFPB ) has recently filed a lawsuit against Experian, alleging systemic issues such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes. These failures align with my experience, where Experian has neither corrected nor removed disputed items despite the evidence I provided, causing ongoing harm to my credit standing. I am requesting immediate corrective action to remove or amend the disputed accounts, as Experian, Transunion and Equifax inaction violates federal law and my rights as a consumer.","date_sent_to_company":"2025-03-12T22:31:20.000Z","issue":"Problem with a company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"338XX","tags":null,"has_narrative":true,"complaint_id":"12439472","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2025-03-12T22:30:51.000Z","state":"FL","company_public_response":null,"sub_issue":"Their investigation did not fix an error on your report"},"highlight":{"complaint_what_happened":["The Consumer Financial Protection Bureau ( CFPB ) has recently filed a <em>lawsuit</em> <em>against</em> <em>Experian</em>, <em>alleging</em> <em>systemic</em> <em>issues</em> such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes."],"company":["<em>EQUIFAX</em>, INC."]},"sort":[31.780699,"12439472"]},{"_index":"complaint-public-v1","_id":"12439733","_score":31.76326,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"Experian, Transunion and Equifax has failed to fulfill its legal obligation under the Fair Credit Reporting Act ( FCRA ) to conduct a reasonable reinvestigation of disputed information on my credit report, leaving inaccurate or unverifiable accounts unresolved. The Consumer Financial Protection Bureau ( CFPB ) has recently filed a lawsuit against Experian, alleging systemic issues such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes. These failures align with my experience, where all 3 credit bureaus has neither corrected nor removed ( CFPB ) has recently filed a lawsuit against Experian, alleging systemic issues such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes. These failures align with my experience, where Experian has neither corrected nor removed disputed items despite the evidence I provided, causing ongoing harm to my credit standing. I am requesting immediate corrective action to remove or amend the disputed accounts, as Experian, Transunion and Equifax inaction violates federal law and my rights as a consumer.","date_sent_to_company":"2025-03-12T22:31:24.000Z","issue":"Problem with a company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"338XX","tags":null,"has_narrative":true,"complaint_id":"12439733","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2025-03-12T22:22:36.000Z","state":"FL","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Their investigation did not fix an error on your report"},"highlight":{"complaint_what_happened":["The Consumer Financial Protection Bureau ( CFPB ) has recently filed a <em>lawsuit</em> <em>against</em> <em>Experian</em>, <em>alleging</em> <em>systemic</em> <em>issues</em> such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes."],"company":["<em>Experian</em> Information Solutions Inc."]},"sort":[31.76326,"12439733"]},{"_index":"complaint-public-v1","_id":"14543926","_score":31.5502,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"Experian, Trans Union and Equifax has failed to fulfill its legal obligation under the Fair Credit Reporting Act ( FCRA ) to conduct a reasonable reinvestigation of disputed information on my credit report, leaving inaccurate or unverifiable accounts unresolved. The Consumer Financial Protection Bureau ( CFPB ) has recently filed a lawsuit against Experian, alleging systemic issues such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes. These failures align with my experience, where Experian Transunion and Equifax has neither corrected nor removed disputed items despite the evidence I have provided, causing ongoing harm to my credit CFPB ) has recently filed a lawsuit against Experian, alleging systemic issues such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes. These failures align with my experience, where Experian has neither corrected nor removed disputed items despite the evidence I provided, causing ongoing harm to my credit standing. I am requesting immediate corrective action to remove or amend the disputed accounts, as Experian 's inaction violates federal law and my rights as a consumer.","date_sent_to_company":"2025-07-09T17:35:03.000Z","issue":"Problem with a company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"77373","tags":null,"has_narrative":true,"complaint_id":"14543926","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2025-07-09T17:34:28.000Z","state":"TX","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Their investigation did not fix an error on your report"},"highlight":{"complaint_what_happened":["The Consumer Financial Protection Bureau ( CFPB ) has recently filed a <em>lawsuit</em> <em>against</em> <em>Experian</em>, <em>alleging</em> <em>systemic</em> <em>issues</em> such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes."]},"sort":[31.5502,"14543926"]},{"_index":"complaint-public-v1","_id":"14544790","_score":31.51232,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"Experian, Trans Union and Equifax has failed to fulfill its legal obligation under the Fair Credit Reporting Act ( FCRA ) to conduct a reasonable reinvestigation of disputed information on my credit report, leaving inaccurate or unverifiable accounts unresolved. The Consumer Financial Protection Bureau ( CFPB ) has recently filed a lawsuit against Experian, alleging systemic issues such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes. These failures align with my experience, where Experian Transunion and Equifax has neither corrected nor removed disputed items despite the evidence I have provided, causing ongoing harm to my credit CFPB ) has recently filed a lawsuit against Experian, alleging systemic issues such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes. These failures align with my experience, where Experian has neither corrected nor removed disputed items despite the evidence I provided, causing ongoing harm to my credit standing. I am requesting immediate corrective action to remove or amend the disputed accounts, as Experian 's inaction violates federal law and my rights as a consumer.","date_sent_to_company":"2025-07-09T17:34:57.000Z","issue":"Problem with a company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"77373","tags":null,"has_narrative":true,"complaint_id":"14544790","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2025-07-09T17:14:23.000Z","state":"TX","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Their investigation did not fix an error on your report"},"highlight":{"complaint_what_happened":["The Consumer Financial Protection Bureau ( CFPB ) has recently filed a <em>lawsuit</em> <em>against</em> <em>Experian</em>, <em>alleging</em> <em>systemic</em> <em>issues</em> such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes."],"company":["<em>Experian</em> Information Solutions Inc."]},"sort":[31.51232,"14544790"]},{"_index":"complaint-public-v1","_id":"14543925","_score":31.51232,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"Experian, Trans Union and Equifax has failed to fulfill its legal obligation under the Fair Credit Reporting Act ( FCRA ) to conduct a reasonable reinvestigation of disputed information on my credit report, leaving inaccurate or unverifiable accounts unresolved. The Consumer Financial Protection Bureau ( CFPB ) has recently filed a lawsuit against Experian, alleging systemic issues such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes. These failures align with my experience, where Experian Transunion and Equifax has neither corrected nor removed disputed items despite the evidence I have provided, causing ongoing harm to my credit CFPB ) has recently filed a lawsuit against Experian, alleging systemic issues such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes. These failures align with my experience, where Experian has neither corrected nor removed disputed items despite the evidence I provided, causing ongoing harm to my credit standing. I am requesting immediate corrective action to remove or amend the disputed accounts, as Experian 's inaction violates federal law and my rights as a consumer.","date_sent_to_company":"2025-07-09T17:35:00.000Z","issue":"Problem with a company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"77373","tags":null,"has_narrative":true,"complaint_id":"14543925","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2025-07-09T17:34:28.000Z","state":"TX","company_public_response":null,"sub_issue":"Their investigation did not fix an error on your report"},"highlight":{"complaint_what_happened":["The Consumer Financial Protection Bureau ( CFPB ) has recently filed a <em>lawsuit</em> <em>against</em> <em>Experian</em>, <em>alleging</em> <em>systemic</em> <em>issues</em> such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes."],"company":["<em>EQUIFAX</em>, INC."]},"sort":[31.51232,"14543925"]},{"_index":"complaint-public-v1","_id":"12720393","_score":30.95001,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"Experian ( TransUnion, Equifax ) has failed to fulfill its legal obligation under the Fair Credit Reporting Act ( FCRA ) to conduct a reasonable reinvestigation of disputed information on my credit report, leaving inaccurate or unverifiable accounts unresolved. The Consumer Financial Protection Bureau ( CFPB ) has recently filed a lawsuit against Experian, alleging systemic issues such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes. These failures align with my experience, where Experian has neither corrected nor removed ( CFPB ) has recently filed a lawsuit against Experian, alleging systemic issues such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes. These failures align with my experience, where Experian has neither corrected nor removed disputed items despite the evidence I provided, causing ongoing harm to my credit standing. I am requesting immediate corrective action to remove or amend the disputed accounts, as Experian 's inaction violates federal law and my rights as a consumer.","date_sent_to_company":"2025-03-29T17:33:22.000Z","issue":"Problem with a company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"21229","tags":null,"has_narrative":true,"complaint_id":"12720393","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2025-03-29T17:32:57.000Z","state":"MD","company_public_response":null,"sub_issue":"Their investigation did not fix an error on your report"},"highlight":{"complaint_what_happened":["The Consumer Financial Protection Bureau ( CFPB ) has recently filed a <em>lawsuit</em> <em>against</em> <em>Experian</em>, <em>alleging</em> <em>systemic</em> <em>issues</em> such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes."],"company":["<em>EQUIFAX</em>, INC."]},"sort":[30.95001,"12720393"]},{"_index":"complaint-public-v1","_id":"12721174","_score":30.919159,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"Experian ( TransUnion, Equifax ) has failed to fulfill its legal obligation under the Fair Credit Reporting Act ( FCRA ) to conduct a reasonable reinvestigation of disputed information on my credit report, leaving inaccurate or unverifiable accounts unresolved. The Consumer Financial Protection Bureau ( CFPB ) has recently filed a lawsuit against Experian, alleging systemic issues such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes. These failures align with my experience, where Experian has neither corrected nor removed ( CFPB ) has recently filed a lawsuit against Experian, alleging systemic issues such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes. These failures align with my experience, where Experian has neither corrected nor removed disputed items despite the evidence I provided, causing ongoing harm to my credit standing. I am requesting immediate corrective action to remove or amend the disputed accounts, as Experian 's inaction violates federal law and my rights as a consumer.","date_sent_to_company":"2025-03-29T17:33:22.000Z","issue":"Problem with a company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"21229","tags":null,"has_narrative":true,"complaint_id":"12721174","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2025-03-29T17:32:57.000Z","state":"MD","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Their investigation did not fix an error on your report"},"highlight":{"complaint_what_happened":["The Consumer Financial Protection Bureau ( CFPB ) has recently filed a <em>lawsuit</em> <em>against</em> <em>Experian</em>, <em>alleging</em> <em>systemic</em> <em>issues</em> such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes."]},"sort":[30.919159,"12721174"]},{"_index":"complaint-public-v1","_id":"12720879","_score":30.903608,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"Experian ( TransUnion, Equifax ) has failed to fulfill its legal obligation under the Fair Credit Reporting Act ( FCRA ) to conduct a reasonable reinvestigation of disputed information on my credit report, leaving inaccurate or unverifiable accounts unresolved. The Consumer Financial Protection Bureau ( CFPB ) has recently filed a lawsuit against Experian, alleging systemic issues such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes. These failures align with my experience, where Experian has neither corrected nor removed ( CFPB ) has recently filed a lawsuit against Experian, alleging systemic issues such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes. These failures align with my experience, where Experian has neither corrected nor removed disputed items despite the evidence I provided, causing ongoing harm to my credit standing. I am requesting immediate corrective action to remove or amend the disputed accounts, as Experian 's inaction violates federal law and my rights as a consumer.","date_sent_to_company":"2025-03-29T17:33:22.000Z","issue":"Problem with a company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"21229","tags":null,"has_narrative":true,"complaint_id":"12720879","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2025-03-29T17:26:47.000Z","state":"MD","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Their investigation did not fix an error on your report"},"highlight":{"complaint_what_happened":["The Consumer Financial Protection Bureau ( CFPB ) has recently filed a <em>lawsuit</em> <em>against</em> <em>Experian</em>, <em>alleging</em> <em>systemic</em> <em>issues</em> such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes."],"company":["<em>Experian</em> Information Solutions Inc."]},"sort":[30.903608,"12720879"]},{"_index":"complaint-public-v1","_id":"12383510","_score":30.070759,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"( CFPB ) has recently filed a lawsuit against Experian, and Equifax alleging systemic issues such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes. These failures align with my experience, where Experian, and Equifax has neither corrected nor removed disputed items despite the evidence I provided, causing ongoing harm to my credit standing. I am requesting immediate corrective action to remove or amend the disputed accounts, as Experian, and Equifaxs inaction violates federal law and my rights as a consumer. I would also like to consider trans union as I believe they have followed suit","date_sent_to_company":"2025-03-08T16:46:09.000Z","issue":"Problem with a company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"53220","tags":null,"has_narrative":true,"complaint_id":"12383510","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2025-03-08T16:45:45.000Z","state":"WI","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Their investigation did not fix an error on your report"},"highlight":{"complaint_what_happened":["( CFPB ) has recently filed a <em>lawsuit</em> <em>against</em> <em>Experian</em>, and <em>Equifax</em> <em>alleging</em> <em>systemic</em> <em>issues</em> such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes. These failures align with my experience, where <em>Experian</em>, and <em>Equifax</em> has neither corrected nor removed disputed items despite the evidence I provided, causing ongoing harm to my credit standing."]},"sort":[30.070759,"12383510"]},{"_index":"complaint-public-v1","_id":"12381587","_score":30.070759,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"( CFPB ) has recently filed a lawsuit against Experian, and Equifax alleging systemic issues such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes. These failures align with my experience, where Experian, and Equifax has neither corrected nor removed disputed items despite the evidence I provided, causing ongoing harm to my credit standing. I am requesting immediate corrective action to remove or amend the disputed accounts, as Experian, and Equifaxs inaction violates federal law and my rights as a consumer. I would also like to consider trans union as I believe they have followed suit","date_sent_to_company":"2025-03-08T16:46:13.000Z","issue":"Problem with a company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"53220","tags":null,"has_narrative":true,"complaint_id":"12381587","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2025-03-08T16:45:45.000Z","state":"WI","company_public_response":null,"sub_issue":"Their investigation did not fix an error on your report"},"highlight":{"complaint_what_happened":["( CFPB ) has recently filed a <em>lawsuit</em> <em>against</em> <em>Experian</em>, and <em>Equifax</em> <em>alleging</em> <em>systemic</em> <em>issues</em> such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes. These failures align with my experience, where <em>Experian</em>, and <em>Equifax</em> has neither corrected nor removed disputed items despite the evidence I provided, causing ongoing harm to my credit standing."],"company":["<em>EQUIFAX</em>, INC."]},"sort":[30.070759,"12381587"]},{"_index":"complaint-public-v1","_id":"12383558","_score":30.05333,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"( CFPB ) has recently filed a lawsuit against Experian, and Equifax alleging systemic issues such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes. These failures align with my experience, where Experian, and Equifax has neither corrected nor removed disputed items despite the evidence I provided, causing ongoing harm to my credit standing. I am requesting immediate corrective action to remove or amend the disputed accounts, as Experian, and Equifaxs inaction violates federal law and my rights as a consumer. I would also like to consider trans union as I believe they have followed suit","date_sent_to_company":"2025-03-08T16:46:08.000Z","issue":"Problem with a company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"53220","tags":null,"has_narrative":true,"complaint_id":"12383558","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2025-03-08T15:45:14.000Z","state":"WI","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Their investigation did not fix an error on your report"},"highlight":{"complaint_what_happened":["( CFPB ) has recently filed a <em>lawsuit</em> <em>against</em> <em>Experian</em>, and <em>Equifax</em> <em>alleging</em> <em>systemic</em> <em>issues</em> such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes. These failures align with my experience, where <em>Experian</em>, and <em>Equifax</em> has neither corrected nor removed disputed items despite the evidence I provided, causing ongoing harm to my credit standing."],"company":["<em>Experian</em> Information Solutions Inc."]},"sort":[30.05333,"12383558"]},{"_index":"complaint-public-v1","_id":"12626380","_score":29.780218,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"XXXXansUnion, Equifax and Experian has failed to fulfill is legal obligation under the Fair Credit Report Act ( FCRA ) to conduct a reasonable investigation of disputed information on my credit report, leaving inaccurate or unverifiable accounts unresolved. The Consumer Financial Protection Bureau ( CFPB ) has recently filed a lawsuit against TransUnion, Equifax and Experian alleging systemic issues such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes. These failures align with my experience, where TransUnion, Equifax and Experian has neither corrected nor removed disputed accounts, as their inaction violates federal law and my rights as a consumer.","date_sent_to_company":"2025-03-23T02:22:04.000Z","issue":"Problem with a company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"775XX","tags":"Servicemember","has_narrative":true,"complaint_id":"12626380","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2025-03-23T02:21:38.000Z","state":"TX","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Their investigation did not fix an error on your report"},"highlight":{"complaint_what_happened":["The Consumer Financial Protection Bureau ( CFPB ) has recently filed a <em>lawsuit</em> <em>against</em> TransUnion, <em>Equifax</em> and <em>Experian</em> <em>alleging</em> <em>systemic</em> <em>issues</em> such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes."]},"sort":[29.780218,"12626380"]},{"_index":"complaint-public-v1","_id":"12636472","_score":29.777168,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"XXXXansUnion, Equifax and Experian has failed to fulfill is legal obligation under the Fair Credit Report Act ( FCRA ) to conduct a reasonable investigation of disputed information on my credit report, leaving inaccurate or unverifiable accounts unresolved. The Consumer Financial Protection Bureau ( CFPB ) has recently filed a lawsuit against TransUnion, Equifax and Experian alleging systemic issues such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes. These failures align with my experience, where TransUnion, Equifax and Experian has neither corrected nor removed disputed accounts, as their inaction violates federal law and my rights as a consumer.","date_sent_to_company":"2025-03-23T02:22:03.000Z","issue":"Problem with a company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"775XX","tags":"Servicemember","has_narrative":true,"complaint_id":"12636472","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2025-03-23T01:59:09.000Z","state":"TX","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Their investigation did not fix an error on your report"},"highlight":{"complaint_what_happened":["The Consumer Financial Protection Bureau ( CFPB ) has recently filed a <em>lawsuit</em> <em>against</em> TransUnion, <em>Equifax</em> and <em>Experian</em> <em>alleging</em> <em>systemic</em> <em>issues</em> such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes."],"company":["<em>Experian</em> Information Solutions Inc."]},"sort":[29.777168,"12636472"]},{"_index":"complaint-public-v1","_id":"12631777","_score":29.777168,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"XXXXansUnion, Equifax and Experian has failed to fulfill is legal obligation under the Fair Credit Report Act ( FCRA ) to conduct a reasonable investigation of disputed information on my credit report, leaving inaccurate or unverifiable accounts unresolved. The Consumer Financial Protection Bureau ( CFPB ) has recently filed a lawsuit against TransUnion, Equifax and Experian alleging systemic issues such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes. These failures align with my experience, where TransUnion, Equifax and Experian has neither corrected nor removed disputed accounts, as their inaction violates federal law and my rights as a consumer.","date_sent_to_company":"2025-03-23T02:22:03.000Z","issue":"Problem with a company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"775XX","tags":"Servicemember","has_narrative":true,"complaint_id":"12631777","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2025-03-23T02:21:38.000Z","state":"TX","company_public_response":null,"sub_issue":"Their investigation did not fix an error on your report"},"highlight":{"complaint_what_happened":["The Consumer Financial Protection Bureau ( CFPB ) has recently filed a <em>lawsuit</em> <em>against</em> TransUnion, <em>Equifax</em> and <em>Experian</em> <em>alleging</em> <em>systemic</em> <em>issues</em> such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes."],"company":["<em>EQUIFAX</em>, INC."]},"sort":[29.777168,"12631777"]},{"_index":"complaint-public-v1","_id":"15478943","_score":29.669743,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I am a victim of identity theft. Experian and Equifax has failed to fulfill its legal obligation under the Fair Credit Reporting Act ( FCRA ) to conduct a reasonable reinvestigation of disputed information on my credit report, leaving inaccurate or unverifiable accounts unresolved. The Consumer Financial Protection Bureau ( CFPB ) has recently filed a lawsuit against Experian, alleging systemic issues such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes. These failures align with my experience, where Experian has neither corrected nor removed ( CFPB ) has recently filed a lawsuit against Experian, alleging systemic issues such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes. These failures align with my experience, where Experian has neither corrected nor removed disputed items despite the evidence I provided, causing ongoing harm to my credit standing. I am requesting immediate corrective action to remove or amend the disputed accounts, as Experian 's inaction violates federal law and my rights as a consumer. Per FCRA 605B 15 USC 1681 c2 all adverse information is required to be blocked within 4 days. I will seek legal litigation if this doesnt get resolved immediately.","date_sent_to_company":"2025-08-23T16:45:34.000Z","issue":"Problem with a company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"349XX","tags":null,"has_narrative":true,"complaint_id":"15478943","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2025-08-23T16:37:59.000Z","state":"FL","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Their investigation did not fix an error on your report"},"highlight":{"complaint_what_happened":["The Consumer Financial Protection Bureau ( CFPB ) has recently filed a <em>lawsuit</em> <em>against</em> <em>Experian</em>, <em>alleging</em> <em>systemic</em> <em>issues</em> such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes."],"company":["<em>Experian</em> Information Solutions Inc."]},"sort":[29.669743,"15478943"]},{"_index":"complaint-public-v1","_id":"15478174","_score":29.656368,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I am a victim of identity theft. Experian and Equifax has failed to fulfill its legal obligation under the Fair Credit Reporting Act ( FCRA ) to conduct a reasonable reinvestigation of disputed information on my credit report, leaving inaccurate or unverifiable accounts unresolved. The Consumer Financial Protection Bureau ( CFPB ) has recently filed a lawsuit against Experian, alleging systemic issues such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes. These failures align with my experience, where Experian has neither corrected nor removed ( CFPB ) has recently filed a lawsuit against Experian, alleging systemic issues such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes. These failures align with my experience, where Experian has neither corrected nor removed disputed items despite the evidence I provided, causing ongoing harm to my credit standing. I am requesting immediate corrective action to remove or amend the disputed accounts, as Experian 's inaction violates federal law and my rights as a consumer. Per FCRA 605B 15 USC 1681 c2 all adverse information is required to be blocked within 4 days. I will seek legal litigation if this doesnt get resolved immediately.","date_sent_to_company":"2025-08-23T16:45:35.000Z","issue":"Problem with a company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"349XX","tags":null,"has_narrative":true,"complaint_id":"15478174","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2025-08-23T16:45:10.000Z","state":"FL","company_public_response":null,"sub_issue":"Their investigation did not fix an error on your report"},"highlight":{"complaint_what_happened":["The Consumer Financial Protection Bureau ( CFPB ) has recently filed a <em>lawsuit</em> <em>against</em> <em>Experian</em>, <em>alleging</em> <em>systemic</em> <em>issues</em> such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes."],"company":["<em>EQUIFAX</em>, INC."]},"sort":[29.656368,"15478174"]},{"_index":"complaint-public-v1","_id":"11922625","_score":29.421602,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"Experian, Equifax, and Transunion have failed to fulfill its legal obligation under the Fair Credit Reporting Act ( FCRA ) to conduct a reasonable reinvestigation of disputed information on my credit report, leaving inaccurate or unverifiable accounts unresolved. The Consumer Financial Protection Bureau ( CFPB ) has recently filed a lawsuit against Experian, alleging systemic issues such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes. These failures align with my experience, were Experian has neither corrected nor removed","date_sent_to_company":"2025-02-05T00:11:12.000Z","issue":"Problem with a company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"349XX","tags":null,"has_narrative":true,"complaint_id":"11922625","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2025-02-05T00:10:47.000Z","state":"FL","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Their investigation did not fix an error on your report"},"highlight":{"complaint_what_happened":["The Consumer Financial Protection Bureau ( CFPB ) has recently filed a <em>lawsuit</em> <em>against</em> <em>Experian</em>, <em>alleging</em> <em>systemic</em> <em>issues</em> such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes. These failures align with my experience, were <em>Experian</em> has neither corrected nor removed"]},"sort":[29.421602,"11922625"]},{"_index":"complaint-public-v1","_id":"14921201","_score":29.416872,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"Transunion, Equifax, Experian, has failed to fulfil its legal obligations under the Fair Credit Reporting Act ( FCRA ) to conduct a reasonable reinvestigation of disputed information on my credit file, leaving inaccurate or unknown accounts. The CFPB have file a lawsuit directly against in the pass against Experian directly alleging systemic issues such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute out come. These failures as will align with my experience alone with data breech and been a victim of Identity Theft. Experian, Equifax, Transunion neither correct of remove the these accounts of my credit file. I provided, causing ongoing harm to my credit standing. I am requesting immediate corrective action to remove these disputed accounts, as Transunion, Equifax, and Experian 's violates federal law and my rights as a consumer.","date_sent_to_company":"2025-07-28T21:27:02.000Z","issue":"Problem with a company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"60620","tags":null,"has_narrative":true,"complaint_id":"14921201","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2025-07-28T21:26:38.000Z","state":"IL","company_public_response":null,"sub_issue":"Their investigation did not fix an error on your report"},"highlight":{"complaint_what_happened":["The CFPB have file a <em>lawsuit</em> directly <em>against</em> in the pass <em>against</em> <em>Experian</em> directly <em>alleging</em> <em>systemic</em> <em>issues</em> such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute out come. These failures as will align with my experience alone with data breech and been a victim of Identity Theft. <em>Experian</em>, <em>Equifax</em>, Transunion neither correct of remove the these accounts of my credit file."],"company":["<em>EQUIFAX</em>, INC."]},"sort":[29.416872,"14921201"]}]},"aggregations":{"has_narrative":{"meta":{},"doc_count":2113,"has_narrative":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":1,"key_as_string":"true","doc_count":2113}]}},"product":{"doc_count":2113,"product":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Credit reporting or other personal consumer reports","doc_count":2111,"sub_product.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Credit reporting","doc_count":2111}]}},{"key":"Debt collection","doc_count":2,"sub_product.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Credit card debt","doc_count":1},{"key":"I do not 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