{"took":790,"timed_out":false,"_shards":{"total":5,"successful":5,"skipped":0,"failed":0},"hits":{"total":{"value":73957,"relation":"eq"},"max_score":null,"hits":[{"_index":"complaint-public-v1","_id":"4621746","_score":10.769322,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"This morning I did a search of my credit files and scores. I received feedback of XXXX  from XXXX, With that in mind I sought out a loan only to validate with the bank my score was in the mid XXXX  range. { OH they use a different calculation ] more scam! More $ $ $ $ or declined and put into financial bondage. Furthermore disputed items were still on the report as example XXXX XXXX XXXX and other disputes did NOT have the commentary which THEY claim I can make, Needless to say I will now get a DROP because I was unable to secure lending.with that XXXX  rate. Now there are 117 reports this year alone opened and NONE, ZERO, NADA RESOLVED. Forget the hundreds more from prior years or that the sample are merely my wife 's and none of mine.. So by opinion of works you can only send letters and close accounts. Anyone reading any of these will find NO resolution because the Bureaus can not. They can only make excuses and whatever the bank or lender states is gospel and the consumer the problem. As for you the CFPB shame on you ... .you carry a heavy chain throughout life and have no real care or concern- did the checks come in? \n\nNeed some- Submit a Complaint Your complaints XXXX Credit reporting Incorrect information on your report XXXX  XX/XX/2021 Open Sent to company XXXX Credit reporting Incorrect information on your report EQUIFAX XX/XX/2021 Open Sent to company XXXX Credit reporting Incorrect information on your report XXXX  XX/XX/2021 Open Sent to company XXXX Credit reporting Problem with a credit reporting company 's investigation into an existing problem XXXX  XX/XX/2021 Open Company XXXX is in progress as of XX/XX/2021 XXXX Credit reporting Incorrect information on your report EQUIFAX XX/XX/2021 Open Company response is in progress as of XX/XX/2021 XXXX Credit reporting Credit monitoring or identity theft protection services XXXX XX/XX/2021 Closed Feedback provided XXXX Credit reporting Incorrect information on your report XXXX  XX/XX/2021 Closed Company responded XXXX Credit reporting Incorrect information on your report EQUIFAX XX/XX/2021 Open Company response is in progress as of XX/XX/2021 XXXX Credit reporting Incorrect information on your report XXXX  XX/XX/2021 Closed Company responded XXXX I do not know False statements or representation XXXX XXXX XXXX XX/XX/2021 Closed Sent to Regulator FTC XXXX I do not know False statements or representation XXXX  XXXX XXXX XXXX XX/XX/2021 Open Sent to Company XXXX Credit reporting Incorrect information on your report XXXX  XX/XX/2021 Closed Company responded XXXX Checking account Problem with a lender or other company charging your account XXXX XXXX  XX/XX/2021 Closed Marked as a duplicate complaint on XX/XX/2021 XXXX Checking account Problem with a lender or other company charging your account XXXX XXXX XX/XX/2021 Closed Company responded XXXX Credit reporting Incorrect information on your report XXXX  XX/XX/2021 Closed Company responded XXXX Checking account Problem with a lender or other company charging your account XXXX  XX/XX/2021 Closed Company responded XXXX Credit reporting Problem with a credit reporting company 's investigation into an existing problem XXXX  XX/XX/2021 Closed Feedback provided XXXX Credit reporting Incorrect information on your report EQUIFAX XX/XX/2021 Closed Company responded XXXX Credit reporting Incorrect information on your report XXXX  XX/XX/2021 Closed Feedback provided XXXX Credit reporting Incorrect information on your report XXXX  XX/XX/2021 Closed Company responded XXXX Credit reporting Incorrect information on your report EQUIFAX XX/XX/2021 Closed Company responded XXXX Credit reporting Incorrect information on your report XXXX  XX/XX/2021 Closed Company responded XXXX Credit reporting Incorrect information on your report XXXX  XXXX XXXX , XXXX XX/XX/2021 Closed Company responded XXXX Credit reporting Incorrect information on your report EQUIFAX XX/XX/2021 Closed Feedback provided XXXX Credit reporting Incorrect information on your report XXXX  XX/XX/2021 Closed Company responded Page number out of 17 total pages of 17","date_sent_to_company":"2021-08-11T17:32:46.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"346XX","tags":"Older American, Servicemember","has_narrative":true,"complaint_id":"4621746","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2021-08-11T17:32:41.000Z","state":"FL","company_public_response":null,"sub_issue":"Information is missing that should be on the report"},"highlight":{"complaint_what_happened":["an existing problem XXXX  XX/XX/2021 Closed Feedback provided XXXX <em>Credit</em> <em>reporting</em> <em>Incorrect</em> <em>information</em> on <em>your</em> <em>report</em> EQUIFAX XX/XX/2021 Closed Company responded XXXX <em>Credit</em> <em>reporting</em> <em>Incorrect</em> <em>information</em> on <em>your</em> <em>report</em> XXXX  XX/XX/2021 Closed Feedback provided XXXX <em>Credit</em> <em>reporting</em> <em>Incorrect</em> <em>information</em> on <em>your</em> <em>report</em> XXXX  XX/XX/2021 Closed Company responded XXXX <em>Credit</em> <em>reporting</em> <em>Incorrect</em> <em>information</em> on <em>your</em> <em>report</em> EQUIFAX XX/XX/2021 Closed Company responded XXXX <em>Credit</em> <em>reporting</em> <em>Incorrect</em>"],"product":["<em>Credit</em> reporting, <em>credit</em> repair services, or other personal consumer reports"],"issue":["<em>Incorrect</em> <em>information</em> on <em>your</em> <em>report</em>"],"sub_product":["<em>Credit</em> reporting"],"sub_issue":["<em>Information</em> is missing that should be on the <em>report</em>"]},"sort":[10.769322,"4621746"]},{"_index":"complaint-public-v1","_id":"4621608","_score":10.769322,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"This morning I did a search of my credit files and scores. I received feedback of XXXX from Experian, With that in mind I sought out a loan only to validate with the bank my score was in the mid XXXX range. { OH they use a different calculation ] more scam! More $ $ $ $ or declined and put into financial bondage. Furthermore disputed items were still on the report as example XXXX XXXX XXXX and other disputes did NOT have the commentary which THEY claim I can make, Needless to say I will now get a DROP because I was unable to secure lending.with that XXXX rate. Now there are XXXX reports this year alone opened and NONE, ZERO, NADA RESOLVED. Forget the hundreds more from prior years or that the sample are merely my wife 's and none of mine.. So by opinion of works you can only send letters and close accounts. Anyone reading any of these will find NO resolution because the Bureaus can not. They can only make excuses and whatever the bank or lender states is gospel and the consumer the problem. As for you the CFPB shame on you ... .you carry a heavy chain throughout life and have no real care or concern- did the checks come in? \n\nNeed some- Submit a Complaint Your complaints XXXX Credit reporting Incorrect information on your report XXXX  XX/XX/2021 Open Sent to company XXXX Credit reporting Incorrect information on your report XXXX  XX/XX/2021 Open Sent to company XXXX Credit reporting Incorrect information on your report EXPERIAN XX/XX/2021 Open Sent to company XXXX Credit reporting Problem with a credit reporting company 's investigation into an existing problem XXXX  XX/XX/2021 Open Company response is in progress as of XX/XX/2021 XXXX Credit reporting Incorrect information on your report XXXX  XX/XX/2021 Open Company response is in progress as of XX/XX/2021 XXXX Credit reporting Credit monitoring or identity theft protection services XXXX XX/XX/2021 Closed Feedback provided XXXX Credit reporting Incorrect information on your report XXXX  XX/XX/2021 Closed Company responded XXXX Credit reporting Incorrect information on your report XXXX  XX/XX/2021 Open Company response is in progress as of XX/XX/2021 XXXX Credit reporting Incorrect information on your report XXXX  XX/XX/2021 Closed Company responded XXXX I do not know False statements or representation XXXX  XXXX XXXX  XX/XX/2021 Closed Sent to Regulator FTC XXXX I do not know False statements or representation XXXX  XXXX XXXX XXXX XX/XX/2021 Open Sent to Company XXXX Credit reporting Incorrect information on your report XXXX  XX/XX/2021 Closed Company responded XXXX Checking account Problem with a lender or other company charging your account XXXX  XXXX  XX/XX/2021 Closed Marked as a duplicate complaint on XX/XX/2021 XXXX Checking account Problem with a lender or other company charging your account XXXX XXXX XX/XX/2021 Closed Company responded XXXX Credit reporting Incorrect information on your report EXPERIAN XX/XX/2021 Closed XXXX XXXX XXXX Checking account Problem with a lender or other company charging your account XXXX  XX/XX/2021 Closed Company responded XXXX Credit reporting Problem with a credit reporting company 's investigation into an existing problem EXPERIAN XX/XX/2021 Closed Feedback provided XXXX Credit reporting Incorrect information on your report XXXX  XX/XX/2021 Closed Company responded XXXX Credit reporting Incorrect information on your report EXPERIAN XX/XX/2021 Closed Feedback provided XXXX Credit reporting Incorrect information on your report XXXX  XX/XX/2021 Closed Company responded XXXX Credit reporting Incorrect information on your report XXXX  XX/XX/2021 Closed Company responded XXXX Credit reporting Incorrect information on your report EXPERIAN XX/XX/2021 Closed Company responded XXXX Credit reporting Incorrect information on your report XXXX  XXXX XXXX , XXXX XX/XX/2021 Closed Company responded XXXX Credit reporting Incorrect information on your report XXXX  XX/XX/2021 Closed Feedback provided XXXX Credit reporting Incorrect information on your report EXPERIAN XX/XX/2021 Closed Company responded Page number out of 17 total pages of 17","date_sent_to_company":"2021-08-11T17:32:37.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"346XX","tags":"Older American, Servicemember","has_narrative":true,"complaint_id":"4621608","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2021-08-11T17:06:57.000Z","state":"FL","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Information is missing that should be on the report"},"highlight":{"complaint_what_happened":["existing problem EXPERIAN XX/XX/2021 Closed Feedback provided XXXX <em>Credit</em> <em>reporting</em> <em>Incorrect</em> <em>information</em> on <em>your</em> <em>report</em> XXXX  XX/XX/2021 Closed Company responded XXXX <em>Credit</em> <em>reporting</em> <em>Incorrect</em> <em>information</em> on <em>your</em> <em>report</em> EXPERIAN XX/XX/2021 Closed Feedback provided XXXX <em>Credit</em> <em>reporting</em> <em>Incorrect</em> <em>information</em> on <em>your</em> <em>report</em> XXXX  XX/XX/2021 Closed Company responded XXXX <em>Credit</em> <em>reporting</em> <em>Incorrect</em> <em>information</em> on <em>your</em> <em>report</em> XXXX  XX/XX/2021 Closed Company responded XXXX <em>Credit</em> <em>reporting</em> <em>Incorrect</em>"],"product":["<em>Credit</em> reporting, <em>credit</em> repair services, or other personal consumer reports"],"issue":["<em>Incorrect</em> <em>information</em> on <em>your</em> <em>report</em>"],"company":["Experian <em>Information</em> Solutions Inc."],"sub_product":["<em>Credit</em> reporting"],"sub_issue":["<em>Information</em> is missing that should be on the <em>report</em>"]},"sort":[10.769322,"4621608"]},{"_index":"complaint-public-v1","_id":"15490636","_score":10.341795,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I can provide a template for a complaint to the CFPB, but I can not use or store your personal information. It is crucial for you to fill in the correct details yourself to ensure your privacy and security. \n\nHere is a template you can use. Please replace the bracketed information with your own personal details. \n\n[ Your Full Name ] [ Your Street Address ] [ Your City, State, ZIP Code ] [ Your Phone Number ] [ Your Email Address ] Date : [ Current Date ] Consumer Financial Protection Bureau ( CFPB ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX Subject : Complaint Regarding Inaccurate Personal Information on Credit Reports from Equifax, Experian, and TransUnion Dear Consumer Financial Protection Bureau, I am writing to file a formal complaint against the three major credit bureausEquifax, Experian, and TransUnionfor maintaining inaccurate personal information on my credit reports. This inaccurate information is causing significant harm and is in violation of my rights under the Fair Credit Reporting Act ( FCRA ). I have attached copies of my credit reports highlighting the specific inaccuracies. \n\nThe following personal information is incorrectly listed on my credit reports and I demand its immediate removal : Incorrect Name : The name \" XXXX, XXXX '' is incorrectly listed. My correct legal name is [ Your Correct Full Name ]. \n\nIncorrect Previous Address : The address \" XXXX XXXX XXXX XXXX XXXX XXXXXXXX '' is incorrectly listed as a previous address. This address is not associated with me. \n\nIncorrect Previous Address : The address \" XXXX XXXX XXXX XXXX XXXX XXXXXXXXXXXX XXXX XXXXXXXX '' is incorrectly listed as a previous address. This address is not associated with me. \n\nIncorrect Previous Address : The address \" XXXX XXXX XXXX '' is incorrectly listed as a previous address. This information is incomplete and inaccurate. \n\nIncorrect Current Address : The address \" XXXX XXXX XXXX XXXX XXXX XXXX XXXX '' is incorrectly listed as my current address. My correct current address is [ Your Correct Current Address ]. \n\nThese inaccuracies are not only a violation of my privacy but also negatively impact my creditworthiness. I have previously attempted to resolve these issues with the credit bureaus directly, but the inaccurate information remains. I have also included the details of my previous dispute with TransUnion, where I notified them of the inaccurate information. \n\nI request that the CFPB investigate this matter and compel all three credit bureaus to : Immediately remove all the inaccurate personal information listed above from my credit reports. \n\nCorrect my personal information to reflect my true identity and address. \n\nProvide me with corrected copies of my credit reports. \n\nProvide proof of the corrections to all relevant third parties. \n\nMaintaining inaccurate data on a consumer 's credit report is a serious offense, and I urge you to take swift and decisive action to resolve this matter. \n\nThank you for your attention to this critical issue. I look forward to your prompt response and resolution.","date_sent_to_company":"2025-08-25T23:01:30.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"92011","tags":null,"has_narrative":true,"complaint_id":"15490636","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2025-08-25T23:01:05.000Z","state":"CA","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Personal information incorrect"},"highlight":{"complaint_what_happened":["This inaccurate <em>information</em> is causing significant harm and is in violation of my rights under the Fair <em>Credit</em> <em>Reporting</em> Act ( FCRA ). I have attached copies of my <em>credit</em> <em>reports</em> highlighting the specific inaccuracies. \n\nThe following personal <em>information</em> is <em>incorrectly</em> listed on my <em>credit</em> <em>reports</em> and I demand its immediate removal : <em>Incorrect</em> Name : The name \" XXXX, XXXX '' is <em>incorrectly</em> listed. My correct legal name is [ <em>Your</em> Correct Full Name ]."],"product":["<em>Credit</em> reporting or other personal consumer reports"],"issue":["<em>Incorrect</em> <em>information</em> on <em>your</em> <em>report</em>"],"company":["Experian <em>Information</em> Solutions Inc."],"sub_product":["<em>Credit</em> reporting"],"sub_issue":["Personal <em>information</em> <em>incorrect</em>"]},"sort":[10.341795,"15490636"]},{"_index":"complaint-public-v1","_id":"15493359","_score":10.340123,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I can provide a template for a complaint to the CFPB, but I can not use or store your personal information. It is crucial for you to fill in the correct details yourself to ensure your privacy and security. \n\nHere is a template you can use. Please replace the bracketed information with your own personal details. \n\n[ Your Full Name ] [ Your Street Address ] [ Your City, State, ZIP Code ] [ Your Phone Number ] [ Your Email Address ] Date : [ Current Date ] Consumer Financial Protection Bureau ( CFPB ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX Subject : Complaint Regarding Inaccurate Personal Information on Credit Reports from Equifax, Experian, and TransUnion Dear Consumer Financial Protection Bureau, I am writing to file a formal complaint against the three major credit bureausEquifax, Experian, and TransUnionfor maintaining inaccurate personal information on my credit reports. This inaccurate information is causing significant harm and is in violation of my rights under the Fair Credit Reporting Act ( FCRA ). I have attached copies of my credit reports highlighting the specific inaccuracies. \n\nThe following personal information is incorrectly listed on my credit reports and I demand its immediate removal : Incorrect Name : The name \" XXXX, XXXX '' is incorrectly listed. My correct legal name is [ Your Correct Full Name ]. \n\nIncorrect Previous Address : The address \" XXXX XXXX XXXX XXXX XXXX XXXXXXXX '' is incorrectly listed as a previous address. This address is not associated with me. \n\nIncorrect Previous Address : The address \" XXXX XXXX XXXX XXXX XXXX XXXXXXXXXXXX XXXX XXXXXXXX '' is incorrectly listed as a previous address. This address is not associated with me. \n\nIncorrect Previous Address : The address \" XXXX XXXX XXXX '' is incorrectly listed as a previous address. This information is incomplete and inaccurate. \n\nIncorrect Current Address : The address \" XXXX XXXX XXXX XXXX XXXX XXXX XXXX '' is incorrectly listed as my current address. My correct current address is [ Your Correct Current Address ]. \n\nThese inaccuracies are not only a violation of my privacy but also negatively impact my creditworthiness. I have previously attempted to resolve these issues with the credit bureaus directly, but the inaccurate information remains. I have also included the details of my previous dispute with TransUnion, where I notified them of the inaccurate information. \n\nI request that the CFPB investigate this matter and compel all three credit bureaus to : Immediately remove all the inaccurate personal information listed above from my credit reports. \n\nCorrect my personal information to reflect my true identity and address. \n\nProvide me with corrected copies of my credit reports. \n\nProvide proof of the corrections to all relevant third parties. \n\nMaintaining inaccurate data on a consumer 's credit report is a serious offense, and I urge you to take swift and decisive action to resolve this matter. \n\nThank you for your attention to this critical issue. I look forward to your prompt response and resolution.","date_sent_to_company":"2025-08-25T23:01:30.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"92011","tags":null,"has_narrative":true,"complaint_id":"15493359","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2025-08-25T22:51:52.000Z","state":"CA","company_public_response":null,"sub_issue":"Personal information incorrect"},"highlight":{"complaint_what_happened":["This inaccurate <em>information</em> is causing significant harm and is in violation of my rights under the Fair <em>Credit</em> <em>Reporting</em> Act ( FCRA ). I have attached copies of my <em>credit</em> <em>reports</em> highlighting the specific inaccuracies. \n\nThe following personal <em>information</em> is <em>incorrectly</em> listed on my <em>credit</em> <em>reports</em> and I demand its immediate removal : <em>Incorrect</em> Name : The name \" XXXX, XXXX '' is <em>incorrectly</em> listed. My correct legal name is [ <em>Your</em> Correct Full Name ]."],"product":["<em>Credit</em> reporting or other personal consumer reports"],"issue":["<em>Incorrect</em> <em>information</em> on <em>your</em> <em>report</em>"],"sub_product":["<em>Credit</em> reporting"],"sub_issue":["Personal <em>information</em> <em>incorrect</em>"]},"sort":[10.340123,"15493359"]},{"_index":"complaint-public-v1","_id":"15490637","_score":10.336416,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I can provide a template for a complaint to the CFPB, but I can not use or store your personal information. It is crucial for you to fill in the correct details yourself to ensure your privacy and security. \n\nHere is a template you can use. Please replace the bracketed information with your own personal details. \n\n[ Your Full Name ] [ Your Street Address ] [ Your City, State, ZIP Code ] [ Your Phone Number ] [ Your Email Address ] Date : [ Current Date ] Consumer Financial Protection Bureau ( CFPB ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX Subject : Complaint Regarding Inaccurate Personal Information on Credit Reports from Equifax, Experian, and TransUnion Dear Consumer Financial Protection Bureau, I am writing to file a formal complaint against the three major credit bureausEquifax, Experian, and TransUnionfor maintaining inaccurate personal information on my credit reports. This inaccurate information is causing significant harm and is in violation of my rights under the Fair Credit Reporting Act ( FCRA ). I have attached copies of my credit reports highlighting the specific inaccuracies. \n\nThe following personal information is incorrectly listed on my credit reports and I demand its immediate removal : Incorrect Name : The name \" XXXX, XXXX '' is incorrectly listed. My correct legal name is [ Your Correct Full Name ]. \n\nIncorrect Previous Address : The address \" XXXX XXXX XXXX XXXX XXXX XXXXXXXX '' is incorrectly listed as a previous address. This address is not associated with me. \n\nIncorrect Previous Address : The address \" XXXX XXXX XXXX XXXX XXXX XXXXXXXXXXXX XXXX XXXXXXXX '' is incorrectly listed as a previous address. This address is not associated with me. \n\nIncorrect Previous Address : The address \" XXXX XXXX XXXX '' is incorrectly listed as a previous address. This information is incomplete and inaccurate. \n\nIncorrect Current Address : The address \" XXXX XXXX XXXX XXXX XXXX XXXX XXXX '' is incorrectly listed as my current address. My correct current address is [ Your Correct Current Address ]. \n\nThese inaccuracies are not only a violation of my privacy but also negatively impact my creditworthiness. I have previously attempted to resolve these issues with the credit bureaus directly, but the inaccurate information remains. I have also included the details of my previous dispute with TransUnion, where I notified them of the inaccurate information. \n\nI request that the CFPB investigate this matter and compel all three credit bureaus to : Immediately remove all the inaccurate personal information listed above from my credit reports. \n\nCorrect my personal information to reflect my true identity and address. \n\nProvide me with corrected copies of my credit reports. \n\nProvide proof of the corrections to all relevant third parties. \n\nMaintaining inaccurate data on a consumer 's credit report is a serious offense, and I urge you to take swift and decisive action to resolve this matter. \n\nThank you for your attention to this critical issue. I look forward to your prompt response and resolution.","date_sent_to_company":"2025-08-25T23:01:30.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"92011","tags":null,"has_narrative":true,"complaint_id":"15490637","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2025-08-25T23:01:05.000Z","state":"CA","company_public_response":null,"sub_issue":"Personal information incorrect"},"highlight":{"complaint_what_happened":["This inaccurate <em>information</em> is causing significant harm and is in violation of my rights under the Fair <em>Credit</em> <em>Reporting</em> Act ( FCRA ). I have attached copies of my <em>credit</em> <em>reports</em> highlighting the specific inaccuracies. \n\nThe following personal <em>information</em> is <em>incorrectly</em> listed on my <em>credit</em> <em>reports</em> and I demand its immediate removal : <em>Incorrect</em> Name : The name \" XXXX, XXXX '' is <em>incorrectly</em> listed. My correct legal name is [ <em>Your</em> Correct Full Name ]."],"product":["<em>Credit</em> reporting or other personal consumer reports"],"issue":["<em>Incorrect</em> <em>information</em> on <em>your</em> <em>report</em>"],"sub_product":["<em>Credit</em> reporting"],"sub_issue":["Personal <em>information</em> <em>incorrect</em>"]},"sort":[10.336416,"15490637"]},{"_index":"complaint-public-v1","_id":"10168884","_score":10.302371,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I need your assistance with an incorrect account showing up on my credit report. This issue has affected my reputation, and I am seeking your help. Due to your mishandling of my credit information, my standing has been severely damaged. Please remove this incorrect information from my credit report.","date_sent_to_company":"2024-09-18T15:28:26.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"60108","tags":null,"has_narrative":true,"complaint_id":"10168884","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2024-09-18T15:08:17.000Z","state":"IL","company_public_response":null,"sub_issue":"Information belongs to someone else"},"highlight":{"complaint_what_happened":["I need <em>your</em> assistance with an <em>incorrect</em> account showing up on my <em>credit</em> <em>report</em>. This issue has affected my reputation, and I am seeking <em>your</em> help. Due to <em>your</em> mishandling of my <em>credit</em> <em>information</em>, my standing has been severely damaged. Please remove this <em>incorrect</em> <em>information</em> from my <em>credit</em> <em>report</em>."],"product":["<em>Credit</em> reporting or other personal consumer reports"],"issue":["<em>Incorrect</em> <em>information</em> on <em>your</em> <em>report</em>"],"sub_product":["<em>Credit</em> reporting"],"sub_issue":["<em>Information</em> belongs to someone else"]},"sort":[10.302371,"10168884"]},{"_index":"complaint-public-v1","_id":"10143875","_score":10.302371,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I need your assistance with an incorrect account showing up on my credit report. This issue has affected my reputation, and I am seeking your help. Due to your mishandling of my credit information, my standing has been severely damaged. Please remove this incorrect information from my credit report.","date_sent_to_company":"2024-09-17T23:25:12.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"19406","tags":null,"has_narrative":true,"complaint_id":"10143875","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2024-09-17T23:18:27.000Z","state":"PA","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Information belongs to someone else"},"highlight":{"complaint_what_happened":["I need <em>your</em> assistance with an <em>incorrect</em> account showing up on my <em>credit</em> <em>report</em>. This issue has affected my reputation, and I am seeking <em>your</em> help. Due to <em>your</em> mishandling of my <em>credit</em> <em>information</em>, my standing has been severely damaged. Please remove this <em>incorrect</em> <em>information</em> from my <em>credit</em> <em>report</em>."],"product":["<em>Credit</em> reporting or other personal consumer reports"],"issue":["<em>Incorrect</em> <em>information</em> on <em>your</em> <em>report</em>"],"sub_product":["<em>Credit</em> reporting"],"sub_issue":["<em>Information</em> belongs to someone else"]},"sort":[10.302371,"10143875"]},{"_index":"complaint-public-v1","_id":"10766093","_score":10.299705,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"This is a formal complaint that TransUnion is reporting inaccurate and incomplete credit information on my consumer report.\n\nI am distressed that you have included the information below in my credit profile and that you have failed to maintain reasonable procedures in your operations to assure maximum possible accuracy in the credit reports you publish. Credit reporting laws ensure that bureaus report only 100 % accurate credit information. Every step must be taken to assure the information reported is completely accurate and correct. The following information therefore needs to be re investigated. \n\nXXXX XXXX Account # XXXX- This account is reporting incorrect Open Date, Incorrect high credit limit, Incorrect Last reporting date, Incorrect date last active, Incorrect date of last payment. \n\nXXXX XXXX Account # XXXX This Account is reporting incorrect Open Date, Incorrect Account Number, Incorrect Date Last Active. \n\nXXXX XXXX XXXX  Account # XXXX This Account is reporting incorrect Open Date, Incorrect date last active.\n\nI respectfully request to be provided proof of this alleged item, specifically the contract, note or other instrument bearing my signature. Failing that, the item must be deleted from the report as soon as possible. The listed item is entirely inaccurate and incomplete, and as such represents a very serious error in your reporting. Please delete this misleading information and supply a corrected credit profile to all creditors who have received a copy within the last six months, or the last two years for employment purposes.\n\nAdditionally, please provide the name, address, and telephone number of each credit grantor or other subscriber.Under federal law, you have thirty ( 30 ) days to complete your re-investigation. Be advised that the description of the procedure used to determine the accuracy and completeness of the information is hereby requested as well, to be provided within fifteen ( 15 ) days of the completion of your investigation.","date_sent_to_company":"2024-11-13T02:00:18.000Z","issue":"Improper use of your report","sub_product":"Credit reporting","zip_code":"20019","tags":null,"has_narrative":true,"complaint_id":"10766093","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2024-11-13T01:36:55.000Z","state":"DC","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Reporting company used your report improperly"},"highlight":{"complaint_what_happened":["This is a formal complaint that TransUnion is <em>reporting</em> inaccurate and incomplete <em>credit</em> <em>information</em> on my consumer <em>report</em>.\n\nI am distressed that you have included the <em>information</em> below in my <em>credit</em> profile and that you have failed to maintain reasonable procedures in <em>your</em> operations to assure maximum possible accuracy in the <em>credit</em> <em>reports</em> you publish. <em>Credit</em> <em>reporting</em> laws ensure that bureaus <em>report</em> only 100 % accurate <em>credit</em> <em>information</em>."],"product":["<em>Credit</em> reporting or other personal consumer reports"],"issue":["Improper use of <em>your</em> <em>report</em>"],"sub_product":["<em>Credit</em> reporting"],"sub_issue":["Reporting company used <em>your</em> <em>report</em> improperly"]},"sort":[10.299705,"10766093"]},{"_index":"complaint-public-v1","_id":"5843772","_score":10.291961,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"This complaint is continued to my previous complaints listed below : XXXX XXXX XXXX XXXX Credit reporting Incorrect information on your report XXXX Credit Bureau XX/XX/2022 Open Sent to company XXXX XXXX XXXX XXXX Credit reporting Incorrect information on your report XXXX consumer fraud division XX/XX/2022 Open Sent to company XXXX XXXX XXXX XXXX Credit reporting Incorrect information on your report Transunion ( Fraud Victim Assistance Department ) XX/XX/2022 Open I provide a police report which I forgot to upload in my last complaint","date_sent_to_company":"2022-08-04T20:22:18.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"701XX","tags":null,"has_narrative":true,"complaint_id":"5843772","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2022-08-04T20:13:28.000Z","state":"LA","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Information belongs to someone else"},"highlight":{"complaint_what_happened":["This complaint is continued to my previous complaints listed below : XXXX XXXX XXXX XXXX <em>Credit</em> <em>reporting</em> <em>Incorrect</em> <em>information</em> on <em>your</em> <em>report</em> XXXX <em>Credit</em> Bureau XX/XX/2022 Open Sent to company XXXX XXXX XXXX XXXX <em>Credit</em> <em>reporting</em> <em>Incorrect</em> <em>information</em> on <em>your</em> <em>report</em> XXXX consumer fraud division XX/XX/2022 Open Sent to company XXXX XXXX XXXX XXXX <em>Credit</em> <em>reporting</em> <em>Incorrect</em> <em>information</em> on <em>your</em> <em>report</em> Transunion ( Fraud Victim Assistance Department ) XX/XX/2022 Open I provide a police <em>report</em> which"],"product":["<em>Credit</em> reporting, <em>credit</em> repair services, or other personal consumer reports"],"issue":["<em>Incorrect</em> <em>information</em> on <em>your</em> <em>report</em>"],"sub_product":["<em>Credit</em> reporting"],"sub_issue":["<em>Information</em> belongs to someone else"]},"sort":[10.291961,"5843772"]},{"_index":"complaint-public-v1","_id":"5843713","_score":10.291961,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"This complaint is continued to my previous complaints listed below : XXXX XXXX XXXX XXXX Credit reporting Incorrect information on your report XXXX Credit Bureau XX/XX/2022 XXXX Sent to company XXXX XXXX XXXX XXXX Credit reporting Incorrect information on your report experian consumer fraud division XX/XX/2022 Open Sent to company XXXX XXXX XXXX XXXX Credit reporting Incorrect information on your report XXXX ( Fraud Victim Assistance Department XXXX XX/XX/2022 XXXX I provide a police report which I forgot to upload in my last complaint","date_sent_to_company":"2022-08-04T20:22:31.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"701XX","tags":null,"has_narrative":true,"complaint_id":"5843713","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2022-08-04T20:22:26.000Z","state":"LA","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Information belongs to someone else"},"highlight":{"complaint_what_happened":["This complaint is continued to my previous complaints listed below : XXXX XXXX XXXX XXXX <em>Credit</em> <em>reporting</em> <em>Incorrect</em> <em>information</em> on <em>your</em> <em>report</em> XXXX <em>Credit</em> Bureau XX/XX/2022 XXXX Sent to company XXXX XXXX XXXX XXXX <em>Credit</em> <em>reporting</em> <em>Incorrect</em> <em>information</em> on <em>your</em> <em>report</em> experian consumer fraud division XX/XX/2022 Open Sent to company XXXX XXXX XXXX XXXX <em>Credit</em> <em>reporting</em> <em>Incorrect</em> <em>information</em> on <em>your</em> <em>report</em> XXXX ( Fraud Victim Assistance Department XXXX XX/XX/2022 XXXX I provide a police <em>report</em> which"],"product":["<em>Credit</em> reporting, <em>credit</em> repair services, or other personal consumer reports"],"issue":["<em>Incorrect</em> <em>information</em> on <em>your</em> <em>report</em>"],"company":["Experian <em>Information</em> Solutions Inc."],"sub_product":["<em>Credit</em> reporting"],"sub_issue":["<em>Information</em> belongs to someone else"]},"sort":[10.291961,"5843713"]},{"_index":"complaint-public-v1","_id":"10144399","_score":10.288818,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I need your assistance with an incorrect account showing up on my credit report. This issue has affected my reputation, and I am seeking your help. Due to your mishandling of my credit information, my standing has been severely damaged. Please remove this incorrect information from my credit report.","date_sent_to_company":"2024-09-17T23:26:12.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"19406","tags":null,"has_narrative":true,"complaint_id":"10144399","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2024-09-17T23:18:22.000Z","state":"PA","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Information belongs to someone else"},"highlight":{"complaint_what_happened":["I need <em>your</em> assistance with an <em>incorrect</em> account showing up on my <em>credit</em> <em>report</em>. This issue has affected my reputation, and I am seeking <em>your</em> help. Due to <em>your</em> mishandling of my <em>credit</em> <em>information</em>, my standing has been severely damaged. Please remove this <em>incorrect</em> <em>information</em> from my <em>credit</em> <em>report</em>."],"product":["<em>Credit</em> reporting or other personal consumer reports"],"issue":["<em>Incorrect</em> <em>information</em> on <em>your</em> <em>report</em>"],"company":["Experian <em>Information</em> Solutions Inc."],"sub_product":["<em>Credit</em> reporting"],"sub_issue":["<em>Information</em> belongs to someone else"]},"sort":[10.288818,"10144399"]},{"_index":"complaint-public-v1","_id":"10144279","_score":10.288818,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I need your assistance with an incorrect account showing up on my credit report. This issue has affected my reputation, and I am seeking your help. Due to your mishandling of my credit information, my standing has been severely damaged. Please remove this incorrect information from my credit report.","date_sent_to_company":"2024-09-17T23:26:10.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"19406","tags":null,"has_narrative":true,"complaint_id":"10144279","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2024-09-17T23:18:20.000Z","state":"PA","company_public_response":null,"sub_issue":"Information belongs to someone else"},"highlight":{"complaint_what_happened":["I need <em>your</em> assistance with an <em>incorrect</em> account showing up on my <em>credit</em> <em>report</em>. This issue has affected my reputation, and I am seeking <em>your</em> help. Due to <em>your</em> mishandling of my <em>credit</em> <em>information</em>, my standing has been severely damaged. Please remove this <em>incorrect</em> <em>information</em> from my <em>credit</em> <em>report</em>."],"product":["<em>Credit</em> reporting or other personal consumer reports"],"issue":["<em>Incorrect</em> <em>information</em> on <em>your</em> <em>report</em>"],"sub_product":["<em>Credit</em> reporting"],"sub_issue":["<em>Information</em> belongs to someone else"]},"sort":[10.288818,"10144279"]},{"_index":"complaint-public-v1","_id":"10132835","_score":10.288818,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I need your assistance with an incorrect account showing up on my credit report. This issue has affected my reputation, and I am seeking your help. Due to your mishandling of my credit information, my standing has been severely damaged. Please remove this incorrect information from my credit report.","date_sent_to_company":"2024-09-17T06:02:25.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"60624","tags":null,"has_narrative":true,"complaint_id":"10132835","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2024-09-17T05:53:25.000Z","state":"IL","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Information belongs to someone else"},"highlight":{"complaint_what_happened":["I need <em>your</em> assistance with an <em>incorrect</em> account showing up on my <em>credit</em> <em>report</em>. This issue has affected my reputation, and I am seeking <em>your</em> help. Due to <em>your</em> mishandling of my <em>credit</em> <em>information</em>, my standing has been severely damaged. Please remove this <em>incorrect</em> <em>information</em> from my <em>credit</em> <em>report</em>."],"product":["<em>Credit</em> reporting or other personal consumer reports"],"issue":["<em>Incorrect</em> <em>information</em> on <em>your</em> <em>report</em>"],"sub_product":["<em>Credit</em> reporting"],"sub_issue":["<em>Information</em> belongs to someone else"]},"sort":[10.288818,"10132835"]},{"_index":"complaint-public-v1","_id":"10132720","_score":10.283438,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I need your assistance with an incorrect account showing up on my credit report. This issue has affected my reputation, and I am seeking your help. Due to your mishandling of my credit information, my standing has been severely damaged. Please remove this incorrect information from my credit report.","date_sent_to_company":"2024-09-17T06:01:05.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"60624","tags":null,"has_narrative":true,"complaint_id":"10132720","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2024-09-17T05:53:27.000Z","state":"IL","company_public_response":null,"sub_issue":"Information belongs to someone else"},"highlight":{"complaint_what_happened":["I need <em>your</em> assistance with an <em>incorrect</em> account showing up on my <em>credit</em> <em>report</em>. This issue has affected my reputation, and I am seeking <em>your</em> help. Due to <em>your</em> mishandling of my <em>credit</em> <em>information</em>, my standing has been severely damaged. Please remove this <em>incorrect</em> <em>information</em> from my <em>credit</em> <em>report</em>."],"product":["<em>Credit</em> reporting or other personal consumer reports"],"issue":["<em>Incorrect</em> <em>information</em> on <em>your</em> <em>report</em>"],"sub_product":["<em>Credit</em> reporting"],"sub_issue":["<em>Information</em> belongs to someone else"]},"sort":[10.283438,"10132720"]},{"_index":"complaint-public-v1","_id":"10164623","_score":10.28164,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I need your assistance with an incorrect account showing up on my credit report. This issue has affected my reputation, and I am seeking your help. Due to your mishandling of my credit information, my standing has been severely damaged. Please remove this incorrect information from my credit report.","date_sent_to_company":"2024-09-18T15:25:38.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"60108","tags":null,"has_narrative":true,"complaint_id":"10164623","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2024-09-18T15:08:12.000Z","state":"IL","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Information belongs to someone else"},"highlight":{"complaint_what_happened":["I need <em>your</em> assistance with an <em>incorrect</em> account showing up on my <em>credit</em> <em>report</em>. This issue has affected my reputation, and I am seeking <em>your</em> help. Due to <em>your</em> mishandling of my <em>credit</em> <em>information</em>, my standing has been severely damaged. Please remove this <em>incorrect</em> <em>information</em> from my <em>credit</em> <em>report</em>."],"product":["<em>Credit</em> reporting or other personal consumer reports"],"issue":["<em>Incorrect</em> <em>information</em> on <em>your</em> <em>report</em>"],"company":["Experian <em>Information</em> Solutions Inc."],"sub_product":["<em>Credit</em> reporting"],"sub_issue":["<em>Information</em> belongs to someone else"]},"sort":[10.28164,"10164623"]},{"_index":"complaint-public-v1","_id":"10164517","_score":10.28164,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I need your assistance with an incorrect account showing up on my credit report. This issue has affected my reputation, and I am seeking your help. Due to your mishandling of my credit information, my standing has been severely damaged. Please remove this incorrect information from my credit report.","date_sent_to_company":"2024-09-18T15:21:57.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"60108","tags":null,"has_narrative":true,"complaint_id":"10164517","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2024-09-18T15:08:16.000Z","state":"IL","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Information belongs to someone else"},"highlight":{"complaint_what_happened":["I need <em>your</em> assistance with an <em>incorrect</em> account showing up on my <em>credit</em> <em>report</em>. This issue has affected my reputation, and I am seeking <em>your</em> help. Due to <em>your</em> mishandling of my <em>credit</em> <em>information</em>, my standing has been severely damaged. Please remove this <em>incorrect</em> <em>information</em> from my <em>credit</em> <em>report</em>."],"product":["<em>Credit</em> reporting or other personal consumer reports"],"issue":["<em>Incorrect</em> <em>information</em> on <em>your</em> <em>report</em>"],"sub_product":["<em>Credit</em> reporting"],"sub_issue":["<em>Information</em> belongs to someone else"]},"sort":[10.28164,"10164517"]},{"_index":"complaint-public-v1","_id":"10132722","_score":10.28164,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I need your assistance with an incorrect account showing up on my credit report. This issue has affected my reputation, and I am seeking your help. Due to your mishandling of my credit information, my standing has been severely damaged. Please remove this incorrect information from my credit report.","date_sent_to_company":"2024-09-17T06:00:39.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"60624","tags":null,"has_narrative":true,"complaint_id":"10132722","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2024-09-17T05:53:26.000Z","state":"IL","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Information belongs to someone else"},"highlight":{"complaint_what_happened":["I need <em>your</em> assistance with an <em>incorrect</em> account showing up on my <em>credit</em> <em>report</em>. This issue has affected my reputation, and I am seeking <em>your</em> help. Due to <em>your</em> mishandling of my <em>credit</em> <em>information</em>, my standing has been severely damaged. Please remove this <em>incorrect</em> <em>information</em> from my <em>credit</em> <em>report</em>."],"product":["<em>Credit</em> reporting or other personal consumer reports"],"issue":["<em>Incorrect</em> <em>information</em> on <em>your</em> <em>report</em>"],"company":["Experian <em>Information</em> Solutions Inc."],"sub_product":["<em>Credit</em> reporting"],"sub_issue":["<em>Information</em> belongs to someone else"]},"sort":[10.28164,"10132722"]},{"_index":"complaint-public-v1","_id":"5843682","_score":10.271477,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"This complaint is continued to my previous complaints listed below : XXXX XXXX XXXX XXXX Credit reporting Incorrect information on your report Equifax Credit Bureau XX/XX/2022 Open Sent to company XXXX XXXX XXXX XXXX Credit reporting Incorrect information on your report XXXX consumer fraud division XX/XX/2022 Open Sent to company XXXX XXXX XXXX XXXX Credit reporting Incorrect information on your report XXXX ( Fraud Victim Assistance Department XXXX XX/XX/2022 Open I provide a police report which I forgot to upload in my last complaint","date_sent_to_company":"2022-08-04T20:22:31.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"701XX","tags":null,"has_narrative":true,"complaint_id":"5843682","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2022-08-04T20:22:26.000Z","state":"LA","company_public_response":null,"sub_issue":"Information belongs to someone else"},"highlight":{"complaint_what_happened":["This complaint is continued to my previous complaints listed below : XXXX XXXX XXXX XXXX <em>Credit</em> <em>reporting</em> <em>Incorrect</em> <em>information</em> on <em>your</em> <em>report</em> Equifax <em>Credit</em> Bureau XX/XX/2022 Open Sent to company XXXX XXXX XXXX XXXX <em>Credit</em> <em>reporting</em> <em>Incorrect</em> <em>information</em> on <em>your</em> <em>report</em> XXXX consumer fraud division XX/XX/2022 Open Sent to company XXXX XXXX XXXX XXXX <em>Credit</em> <em>reporting</em> <em>Incorrect</em> <em>information</em> on <em>your</em> <em>report</em> XXXX ( Fraud Victim Assistance Department XXXX XX/XX/2022 Open I provide a police <em>report</em> which"],"product":["<em>Credit</em> reporting, <em>credit</em> repair services, or other personal consumer reports"],"issue":["<em>Incorrect</em> <em>information</em> on <em>your</em> <em>report</em>"],"sub_product":["<em>Credit</em> reporting"],"sub_issue":["<em>Information</em> belongs to someone else"]},"sort":[10.271477,"5843682"]},{"_index":"complaint-public-v1","_id":"13604390","_score":10.172923,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"Subject : Dispute Inaccurate Personal Information on Credit Reports Complaint Details : I am writing to formally dispute multiple instances of incorrect personal information being reported by the three major credit bureaus ( Equifax, Experian, and TransUnion ). Despite my previous disputes, this inaccurate information remains on my credit file, which is harming my creditworthiness and causing confusion. \n\nIncorrect Personal Information : Incorrect Name Variation Reported Incorrectly : \" XXXX, XXXX '' Correct Name : [ Your full legal name ] Incorrect Previous Addresses Reported Incorrectly : XXXX XXXX XXXX XXXX XXXX, CA XXXX XXXX XXXX XXXX XXXXXXXX XXXX, CA XXXX XXXX XXXX, CA Correct Address : [ Your current and correct address ] Incorrect Employment Information Reported Incorrectly : XXXX XXXX XXXX XXXX XXXX XXXX Correct Employer ( if applicable ) : [ Your actual employer or \" None '' ] Requested Resolution : I request that the CFPB investigate this matter and direct Equifax, Experian, and TransUnion to : Immediately remove all inaccurate personal information from my credit file. \n\nProvide me with updated credit reports reflecting these corrections. \n\nEnsure no future misreporting of this incorrect data. \n\nI have previously disputed this information with the credit bureaus, but it has not been corrected. Under the Fair Credit Reporting Act ( FCRA ), these inaccuracies must be removed promptly. \n\nSupporting Documentation ( if available ) : Copies of prior dispute letters ( if applicable ) Proof of identity ( e.g., drivers license, utility bill ) Any correspondence from the credit bureaus I appreciate your prompt attention to this matter and expect a resolution as soon as possible. \n\nSincerely,","date_sent_to_company":"2025-05-20T19:45:10.000Z","issue":"Problem with a company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"91401","tags":null,"has_narrative":true,"complaint_id":"13604390","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2025-05-20T19:26:50.000Z","state":"CA","company_public_response":null,"sub_issue":"Their investigation did not fix an error on your report"},"highlight":{"complaint_what_happened":["<em>Incorrect</em> Personal <em>Information</em> : <em>Incorrect</em> Name Variation <em>Reported</em> <em>Incorrectly</em> : \" XXXX, XXXX '' Correct Name : [ <em>Your</em> full legal name ] <em>Incorrect</em> Previous Addresses <em>Reported</em> <em>Incorrectly</em> : XXXX XXXX XXXX XXXX XXXX, CA XXXX XXXX XXXX XXXX XXXXXXXX XXXX, CA XXXX XXXX XXXX, CA Correct Address : [ <em>Your</em> current and correct address ] <em>Incorrect</em> Employment <em>Information</em> <em>Reported</em> <em>Incorrectly</em> : XXXX XXXX XXXX XXXX XXXX XXXX Correct Employer ( if applicable ) : [ <em>Your</em> actual employer or \" None '' ] Requested"],"product":["<em>Credit</em> reporting or other personal consumer reports"],"sub_product":["<em>Credit</em> reporting"],"sub_issue":["Their investigation did not fix an error on <em>your</em> <em>report</em>"]},"sort":[10.172923,"13604390"]},{"_index":"complaint-public-v1","_id":"13604302","_score":10.169983,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"Subject : Dispute Inaccurate Personal Information on Credit Reports Complaint Details : I am writing to formally dispute multiple instances of incorrect personal information being reported by the three major credit bureaus ( Equifax, Experian, and TransUnion ). Despite my previous disputes, this inaccurate information remains on my credit file, which is harming my creditworthiness and causing confusion. \n\nIncorrect Personal Information : Incorrect Name Variation Reported Incorrectly : \" XXXX, XXXX '' Correct Name : [ Your full legal name ] Incorrect Previous Addresses Reported Incorrectly : XXXX XXXX XXXX XXXX XXXX, CA XXXX XXXX XXXX XXXX XXXXXXXX XXXX, CA XXXX XXXX XXXX, CA Correct Address : [ Your current and correct address ] Incorrect Employment Information Reported Incorrectly : XXXX XXXX XXXX XXXX XXXX XXXX Correct Employer ( if applicable ) : [ Your actual employer or \" None '' ] Requested Resolution : I request that the CFPB investigate this matter and direct Equifax, Experian, and TransUnion to : Immediately remove all inaccurate personal information from my credit file. \n\nProvide me with updated credit reports reflecting these corrections. \n\nEnsure no future misreporting of this incorrect data. \n\nI have previously disputed this information with the credit bureaus, but it has not been corrected. Under the Fair Credit Reporting Act ( FCRA ), these inaccuracies must be removed promptly. \n\nSupporting Documentation ( if available ) : Copies of prior dispute letters ( if applicable ) Proof of identity ( e.g., drivers license, utility bill ) Any correspondence from the credit bureaus I appreciate your prompt attention to this matter and expect a resolution as soon as possible. \n\nSincerely,","date_sent_to_company":"2025-05-20T19:45:10.000Z","issue":"Problem with a company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"91401","tags":null,"has_narrative":true,"complaint_id":"13604302","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2025-05-20T19:44:45.000Z","state":"CA","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Their investigation did not fix an error on your report"},"highlight":{"complaint_what_happened":["<em>Incorrect</em> Personal <em>Information</em> : <em>Incorrect</em> Name Variation <em>Reported</em> <em>Incorrectly</em> : \" XXXX, XXXX '' Correct Name : [ <em>Your</em> full legal name ] <em>Incorrect</em> Previous Addresses <em>Reported</em> <em>Incorrectly</em> : XXXX XXXX XXXX XXXX XXXX, CA XXXX XXXX XXXX XXXX XXXXXXXX XXXX, CA XXXX XXXX XXXX, CA Correct Address : [ <em>Your</em> current and correct address ] <em>Incorrect</em> Employment <em>Information</em> <em>Reported</em> <em>Incorrectly</em> : XXXX XXXX XXXX XXXX XXXX XXXX Correct Employer ( if applicable ) : [ <em>Your</em> actual employer or \" None '' ] Requested"],"product":["<em>Credit</em> reporting or other personal consumer reports"],"company":["Experian <em>Information</em> Solutions Inc."],"sub_product":["<em>Credit</em> reporting"],"sub_issue":["Their investigation did not fix an error on <em>your</em> <em>report</em>"]},"sort":[10.169983,"13604302"]},{"_index":"complaint-public-v1","_id":"12136463","_score":10.168659,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I am writing to formally dispute certain information that I believe is inaccurate on my credit report. I have reviewed my report from your agency, and I have identified the following information that is incorrect National credit system The date that is open is incorrect Im disputing this because the information is incorrect and need it removed immediately to purchase an home I have attached supporting documents to assist in the investigation Please conduct a thorough investigation and correct or remove the inaccurate information as soon as possible. Under the Fair Credit Reporting Act, I request that this dispute be resolved within 30 days and that I be informed of the outcome in writing If you need any further information from me to facilitate your investigation, please feel free to contact me. Thank you for your attention to this matter. I look forward to your prompt response","date_sent_to_company":"2025-02-25T22:32:10.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"77339","tags":"Servicemember","has_narrative":true,"complaint_id":"12136463","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2025-02-19T18:29:10.000Z","state":"TX","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Information is missing that should be on the report"},"highlight":{"complaint_what_happened":["I am writing to formally dispute certain <em>information</em> that I believe is inaccurate on my <em>credit</em> <em>report</em>."],"product":["<em>Credit</em> reporting or other personal consumer reports"],"issue":["<em>Incorrect</em> <em>information</em> on <em>your</em> <em>report</em>"],"company":["Experian <em>Information</em> Solutions Inc."],"sub_product":["<em>Credit</em> reporting"],"sub_issue":["<em>Information</em> is missing that should be on the <em>report</em>"]},"sort":[10.168659,"12136463"]},{"_index":"complaint-public-v1","_id":"13614193","_score":10.167998,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"Subject : Dispute Inaccurate Personal Information on Credit Reports Complaint Details : I am writing to formally dispute multiple instances of incorrect personal information being reported by the three major credit bureaus ( Equifax, Experian, and TransUnion ). Despite my previous disputes, this inaccurate information remains on my credit file, which is harming my creditworthiness and causing confusion. \n\nIncorrect Personal Information : Incorrect Name Variation Reported Incorrectly : \" XXXX, XXXX '' Correct Name : [ Your full legal name ] Incorrect Previous Addresses Reported Incorrectly : XXXX XXXX XXXX XXXX XXXX, CA XXXX XXXX XXXX XXXX XXXXXXXX XXXX, CA XXXX XXXX XXXX, CA Correct Address : [ Your current and correct address ] Incorrect Employment Information Reported Incorrectly : XXXX XXXX XXXX XXXX XXXX XXXX Correct Employer ( if applicable ) : [ Your actual employer or \" None '' ] Requested Resolution : I request that the CFPB investigate this matter and direct Equifax, Experian, and TransUnion to : Immediately remove all inaccurate personal information from my credit file. \n\nProvide me with updated credit reports reflecting these corrections. \n\nEnsure no future misreporting of this incorrect data. \n\nI have previously disputed this information with the credit bureaus, but it has not been corrected. Under the Fair Credit Reporting Act ( FCRA ), these inaccuracies must be removed promptly. \n\nSupporting Documentation ( if available ) : Copies of prior dispute letters ( if applicable ) Proof of identity ( e.g., drivers license, utility bill ) Any correspondence from the credit bureaus I appreciate your prompt attention to this matter and expect a resolution as soon as possible. \n\nSincerely,","date_sent_to_company":"2025-05-20T19:45:11.000Z","issue":"Problem with a company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"91401","tags":null,"has_narrative":true,"complaint_id":"13614193","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2025-05-20T19:44:45.000Z","state":"CA","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Their investigation did not fix an error on your report"},"highlight":{"complaint_what_happened":["<em>Incorrect</em> Personal <em>Information</em> : <em>Incorrect</em> Name Variation <em>Reported</em> <em>Incorrectly</em> : \" XXXX, XXXX '' Correct Name : [ <em>Your</em> full legal name ] <em>Incorrect</em> Previous Addresses <em>Reported</em> <em>Incorrectly</em> : XXXX XXXX XXXX XXXX XXXX, CA XXXX XXXX XXXX XXXX XXXXXXXX XXXX, CA XXXX XXXX XXXX, CA Correct Address : [ <em>Your</em> current and correct address ] <em>Incorrect</em> Employment <em>Information</em> <em>Reported</em> <em>Incorrectly</em> : XXXX XXXX XXXX XXXX XXXX XXXX Correct Employer ( if applicable ) : [ <em>Your</em> actual employer or \" None '' ] Requested"],"product":["<em>Credit</em> reporting or other personal consumer reports"],"sub_product":["<em>Credit</em> reporting"],"sub_issue":["Their investigation did not fix an error on <em>your</em> <em>report</em>"]},"sort":[10.167998,"13614193"]},{"_index":"complaint-public-v1","_id":"11855833","_score":10.160573,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"Dear CFPB, I am writing to formally dispute inaccurate and/or negligent information on my credit report against XXXX. Under the Fair Credit Reporting Act ( FCRA ), particularly 15 U.S. Code 1681o, credit reporting agencies and furnishers of information have a duty to maintain accuracy and ensure their reporting is free from negligence. The following accounts contain incorrect and/or misleading information that has negatively impacted my creditworthiness : XXXX Incorrectly marked as late despite a {$0.00} balance XXXX XXXXXXXX Incorrect balance of {$230.00} XXXX XXXX Incorrect balance of {$1700.00} XXXX XXXX XXXX  Incorrectly marked as late despite a {$0.00} balance XXXX Incorrect balance of {$4900.00} XXXX Incorrect balance of {$7800.00} XXXX  Incorrect balance of {$4700.00} These inaccuracies constitute negligent reporting under the FCRA. I request an immediate investigation into these accounts and that any inaccurate information be corrected or removed. Please provide written confirmation of your investigation results and the corrective actions taken. \n\nIn accordance with the FCRA, you are required to complete your investigation within XXXX days of receiving this dispute. If these inaccuracies are not addressed, I may be forced to escalate this matter, including but not limited to filing a formal complaint with the Consumer Financial Protection Bureau ( CFPB ) or pursuing legal action for damages caused by this negligence. \n\nAttached are copies of my identification, proof of address, and supporting documentation to facilitate your investigation. \n\nPlease send all correspondence regarding this matter to the address listed above. I appreciate your prompt attention to this dispute and look forward to your response. \nThank you,","date_sent_to_company":"2025-01-30T16:34:18.000Z","issue":"Problem with a company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"78749","tags":null,"has_narrative":true,"complaint_id":"11855833","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2025-01-30T16:18:20.000Z","state":"TX","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Their investigation did not fix an error on your report"},"highlight":{"complaint_what_happened":["Dear CFPB, I am writing to formally dispute inaccurate and/or negligent <em>information</em> on my <em>credit</em> <em>report</em> against XXXX. Under the Fair <em>Credit</em> <em>Reporting</em> Act ( FCRA ), particularly 15 U.S. Code 1681o, <em>credit</em> <em>reporting</em> agencies and furnishers of <em>information</em> have a duty to maintain accuracy and ensure their <em>reporting</em> is free from negligence."],"product":["<em>Credit</em> reporting or other personal consumer reports"],"company":["Experian <em>Information</em> Solutions Inc."],"sub_product":["<em>Credit</em> reporting"],"sub_issue":["Their investigation did not fix an error on <em>your</em> <em>report</em>"]},"sort":[10.160573,"11855833"]},{"_index":"complaint-public-v1","_id":"11859654","_score":10.15197,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"Dear CFPB, I am writing to formally dispute inaccurate and/or negligent information on my credit report against XXXX. Under the Fair Credit Reporting Act ( FCRA ), particularly 15 U.S. Code 1681o, credit reporting agencies and furnishers of information have a duty to maintain accuracy and ensure their reporting is free from negligence. The following accounts contain incorrect and/or misleading information that has negatively impacted my creditworthiness : XXXX Incorrectly marked as late despite a {$0.00} balance XXXX  XXXX Incorrect balance of {$230.00} XXXX  XXXX Incorrect balance of {$1700.00} XXXX XXXX XXXX  Incorrectly marked as late despite a {$0.00} balance XXXX  Incorrect balance of {$4900.00} XXXX  Incorrect balance of {$7800.00} XXXX  Incorrect balance of {$4700.00} These inaccuracies constitute negligent reporting under the FCRA. I request an immediate investigation into these accounts and that any inaccurate information be corrected or removed. Please provide written confirmation of your investigation results and the corrective actions taken. \n\nIn accordance with the FCRA, you are required to complete your investigation within 30 days of receiving this dispute. If these inaccuracies are not addressed, I may be forced to escalate this matter, including but not limited to filing a formal complaint with the Consumer Financial Protection Bureau ( CFPB ) or pursuing legal action for damages caused by this negligence. \n\nAttached are copies of my identification, proof of address, and supporting documentation to facilitate your investigation. \n\nPlease send all correspondence regarding this matter to the address listed above. I appreciate your prompt attention to this dispute and look forward to your response. \nThank you,","date_sent_to_company":"2025-01-30T16:34:30.000Z","issue":"Problem with a company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"78749","tags":null,"has_narrative":true,"complaint_id":"11859654","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2025-01-30T16:34:28.000Z","state":"TX","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Their investigation did not fix an error on your report"},"highlight":{"complaint_what_happened":["Dear CFPB, I am writing to formally dispute inaccurate and/or negligent <em>information</em> on my <em>credit</em> <em>report</em> against XXXX. Under the Fair <em>Credit</em> <em>Reporting</em> Act ( FCRA ), particularly 15 U.S. Code 1681o, <em>credit</em> <em>reporting</em> agencies and furnishers of <em>information</em> have a duty to maintain accuracy and ensure their <em>reporting</em> is free from negligence."],"product":["<em>Credit</em> reporting or other personal consumer reports"],"sub_product":["<em>Credit</em> reporting"],"sub_issue":["Their investigation did not fix an error on <em>your</em> <em>report</em>"]},"sort":[10.15197,"11859654"]},{"_index":"complaint-public-v1","_id":"12097807","_score":10.121433,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I am writing to formally dispute certain information that I believe is inaccurate on my credit report. I have reviewed my report from your agency, and I have identified the following information that is incorrect XXXX XXXX XXXX The date that is open is incorrect Im disputing this because the information is incorrect and need it removed immediately to purchase an home I have attached supporting documents to assist in the investigation Please conduct a thorough investigation and correct or remove the inaccurate information as soon as possible. Under the Fair Credit Reporting Act, I request that this dispute be resolved within 30 days and that I be informed of the outcome in writing If you need any further information from me to facilitate your investigation, please feel free to contact me. \n\nThank you for your attention to this matter. I look forward to your prompt response.","date_sent_to_company":"2025-02-22T02:46:33.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"77339","tags":"Servicemember","has_narrative":true,"complaint_id":"12097807","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2025-02-16T20:30:57.000Z","state":"TX","company_public_response":null,"sub_issue":"Account status incorrect"},"highlight":{"complaint_what_happened":["I am writing to formally dispute certain <em>information</em> that I believe is inaccurate on my <em>credit</em> <em>report</em>."],"product":["<em>Credit</em> reporting or other personal consumer reports"],"issue":["<em>Incorrect</em> <em>information</em> on <em>your</em> <em>report</em>"],"sub_product":["<em>Credit</em> reporting"],"sub_issue":["Account status 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