{"took":52,"timed_out":false,"_shards":{"total":5,"successful":5,"skipped":0,"failed":0},"hits":{"total":{"value":594,"relation":"eq"},"max_score":null,"hits":[{"_index":"complaint-public-v1","_id":"9663558","_score":17.472649,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":". THIS LETTER IS EVIDENCE PROVIDED VIA TO THE CONSUMER FINANCIAL PROTECTION BUREAU ( CFPB ). THE CFPB IS AUTHORZED TO FULLY INVESTIGATE THIS MATTER AND RECEIVE ANY INFORMATION RELATED TO XXXX. BE ADVISED, IF YOU FAIL TO COMPLY WITH THIS LETTER, I MAY TURN THE MATTER OVER TO A CONSUMER ATTORNEY","date_sent_to_company":"2024-07-30T19:39:07.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"23504","tags":null,"has_narrative":true,"complaint_id":"9663558","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2024-07-30T19:39:05.000Z","state":"VA","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Public record information inaccurate"},"highlight":{"complaint_what_happened":["THIS <em>LETTER</em> IS EVIDENCE PROVIDED VIA TO THE CONSUMER FINANCIAL PROTECTION BUREAU ( CFPB ). THE CFPB IS AUTHORZED TO FULLY INVESTIGATE THIS MATTER AND RECEIVE ANY INFORMATION RELATED TO XXXX. BE ADVISED, IF YOU <em>FAIL</em> TO <em>COMPLY</em> WITH THIS <em>LETTER</em>, I MAY <em>TURN</em> THE MATTER OVER TO A CONSUMER ATTORNEY"]},"sort":[17.472649,"9663558"]},{"_index":"complaint-public-v1","_id":"9656687","_score":17.428768,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":". THIS LETTER IS EVIDENCE PROVIDED VIA TO THE CONSUMER FINANCIAL PROTECTION BUREAU ( CFPB ). THE CFPB IS AUTHORZED TO FULLY INVESTIGATE THIS MATTER AND RECEIVE ANY INFORMATION RELATED TO THERTO. BE ADVISED, IF YOU FAIL TO COMPLY WITH THIS LETTER, I MAY TURN THE MATTER OVER TO A CONSUMER ATTORNEY","date_sent_to_company":"2024-07-30T19:38:46.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"23504","tags":null,"has_narrative":true,"complaint_id":"9656687","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2024-07-30T19:22:45.000Z","state":"VA","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Public record information inaccurate"},"highlight":{"complaint_what_happened":["THIS <em>LETTER</em> IS EVIDENCE PROVIDED VIA TO THE CONSUMER FINANCIAL PROTECTION BUREAU ( CFPB ). THE CFPB IS AUTHORZED TO FULLY INVESTIGATE THIS MATTER AND RECEIVE ANY INFORMATION RELATED TO THERTO. BE ADVISED, IF YOU <em>FAIL</em> TO <em>COMPLY</em> WITH THIS <em>LETTER</em>, I MAY <em>TURN</em> THE MATTER OVER TO A CONSUMER ATTORNEY"]},"sort":[17.428768,"9656687"]},{"_index":"complaint-public-v1","_id":"9636306","_score":14.852034,"_source":{"product":"Debt collection","complaint_what_happened":"CEASE AND DESIST ATTEMPTING TO COLLECT THE ABOVE-LISTED ALLEGED DEBT. CEASE & DESIST ALL COLLECTION ACTIVITY, INCLUDING REPORTING TO CONSUMER REPORTING AGENCIES ( CRAs ) BUT THE CEASE & DESIST DOSENT INCLUDE YOU FROM RESPONDING TO THIS REQUEST ABOVE IN EXHIBIT A1 AND IT DOSENT INCLUDE YOU FROM DELETING ALLEGED DEBT FROM MY CONSUMER REPORT. THIS LETTER IS EVIDENCE PROVIDED VIA TO THE CONSUMER FINANCIAL PROTECTION BUREAU ( CFPB ). THE CFPB IS AUTHORZED TO FULLY INVESTIGATE THIS MATTER AND RECEIVE ANY INFORMATION RELATED TO THERTO. BE ADVISED, IF YOU FAIL TO COMPLY WITH THIS LETTER, I MAY TURN THE MATTER OVER TO A CONSUMER ATTORNEY. \nSINCERELY, XXXX XXXX XXXX XXXX WITHOUT PREJUDICE","date_sent_to_company":"2024-07-28T22:36:20.000Z","issue":"Took or threatened to take negative or legal action","sub_product":"I do not know","zip_code":"75013","tags":null,"has_narrative":true,"complaint_id":"9636306","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Resurgent Capital Services L.P.","date_received":"2024-07-28T22:16:58.000Z","state":"TX","company_public_response":null,"sub_issue":"Threatened or suggested your credit would be damaged"},"highlight":{"complaint_what_happened":["THIS <em>LETTER</em> IS EVIDENCE PROVIDED VIA TO THE CONSUMER FINANCIAL PROTECTION BUREAU ( CFPB ). THE CFPB IS AUTHORZED TO FULLY INVESTIGATE THIS MATTER AND RECEIVE ANY INFORMATION RELATED TO THERTO. BE ADVISED, IF YOU <em>FAIL</em> TO <em>COMPLY</em> WITH THIS <em>LETTER</em>, I MAY <em>TURN</em> THE MATTER OVER TO A CONSUMER ATTORNEY. \nSINCERELY, XXXX XXXX XXXX XXXX WITHOUT PREJUDICE"]},"sort":[14.852034,"9636306"]},{"_index":"complaint-public-v1","_id":"5145104","_score":14.736362,"_source":{"product":"Debt collection","complaint_what_happened":"Please be advised that I hereby dispute the validity of the alleged debt listed above in its entirety. Further, I request verification of the alleged debt, namely, a copy of a signed contract or agreement. Said contract or agreement must be with the original creditor and signed by all parties involved. You are illegally attempting to collect the above-listed alleged debt and money that I do not owe. Cease and desist all collection activity, including all reporting to consumer reporting agencies. Promptly request deletion of any and all prior reporting made to any consumer reporting agencies. If you comply with my requests above within 14 days, then you are excused from verification. This letter and evidence may be provided to the Consumer Financial Protection Bureau ( CFPB ). The CFPB is authorized to investigate this fully matter and receive any related information herein. Be advised, if you fail to comply with this demand letter, I may turn this matter over to an attorney.","date_sent_to_company":"2022-01-24T23:36:16.000Z","issue":"Written notification about debt","sub_product":"Other debt","zip_code":"36832","tags":null,"has_narrative":true,"complaint_id":"5145104","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Resurgent Capital Services L.P.","date_received":"2022-01-24T23:12:18.000Z","state":"AL","company_public_response":null,"sub_issue":"Didn't receive enough information to verify debt"},"highlight":{"complaint_what_happened":["If you <em>comply</em> with my requests above within 14 days, then you are excused from verification. This <em>letter</em> and evidence may be provided to the Consumer Financial Protection Bureau ( CFPB ). The CFPB is authorized to investigate this fully matter and receive any related information herein. Be advised, if you <em>fail</em> to <em>comply</em> with this demand <em>letter</em>, I may <em>turn</em> this matter over to an attorney."]},"sort":[14.736362,"5145104"]},{"_index":"complaint-public-v1","_id":"4633470","_score":14.62834,"_source":{"product":"Debt collection","complaint_what_happened":"I received information from you attempting to collect the above-listed alleged debts. Your initial communication to me of the alleged-debts was within 30 days ago. Please be further advised, I dispute the validity of the alleged debts in its entirety. Further I request verification of the alleged debts, including, the name and address of the original creditor, along with a copy of a signed contract with the creditor. You are illegally attempting to collect alleged debts and money that I do not owe. As per the law, cease and desist all collection activity, including credit reporting. This letter may be provided to the Consumer Financial Protection Bureau ( CFPB ). The CFPB is authorized to investigate this matter and receive related information. If you fail to comply with this letter, I may turn the matter over to an attorney.","date_sent_to_company":"2021-08-16T15:22:14.000Z","issue":"Written notification about debt","sub_product":"Other debt","zip_code":"354XX","tags":null,"has_narrative":true,"complaint_id":"4633470","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Credit Systems International, Inc.","date_received":"2021-08-16T15:02:46.000Z","state":"AL","company_public_response":null,"sub_issue":"Didn't receive enough information to verify debt"},"highlight":{"complaint_what_happened":["This <em>letter</em> may be provided to the Consumer Financial Protection Bureau ( CFPB ). The CFPB is authorized to investigate this matter and receive related information. If you <em>fail</em> to <em>comply</em> with this <em>letter</em>, I may <em>turn</em> the matter over to an attorney."]},"sort":[14.62834,"4633470"]},{"_index":"complaint-public-v1","_id":"4879516","_score":14.031065,"_source":{"product":"Debt collection","complaint_what_happened":"on XXXX XXXX, I sent CREDIT COLLECTION SERVICE a letter about a error concerning a alleged debt of XXXX. I rescind all payments on the above-listed alleged debt that were paid to you as they were in error. Please be advised that I hereby dispute the validity of the alleged debt listed above in its entirety. Further, I request verification of the alleged debt, specifically, a copy of a contract or agreement. Said contract or agreement must be with the original creditor and signed by all parties involved. You illegally collected the above-listed alleged debt and took payment on a debt that I do not owe. Cease and desist all collection activity, including all reporting to consumer reporting agencies. Promptly request deletion of any and all prior reporting made to any consumer reporting agencies. If you comply with my deletion request within 14 days, then you are excused from verification. Send me a letter confirming your requests to CRAs to delete your reporting of the alleged debt. Finally, send a check payable to me for the {$140.00} paid to you in error. This letter and evidence may be provided to the Consumer Financial Protection Bureau ( CFPB ). The CFPB is authorized to investigate this fully matter and receive any related information thereto. Be advised, if you fail to comply with this demand letter, I may turn the matter over to an attorney.","date_sent_to_company":"2021-11-05T17:59:05.000Z","issue":"False statements or representation","sub_product":"Other debt","zip_code":"395XX","tags":null,"has_narrative":true,"complaint_id":"4879516","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"CCS Financial Services, Inc.","date_received":"2021-11-05T17:50:43.000Z","state":"MS","company_public_response":"Company believes the complaint is the result of a misunderstanding","sub_issue":"Attempted to collect wrong amount"},"highlight":{"complaint_what_happened":["Be advised, if you <em>fail</em> to <em>comply</em> with this demand <em>letter</em>, I may <em>turn</em> the matter over to an attorney."]},"sort":[14.031065,"4879516"]},{"_index":"complaint-public-v1","_id":"3512059","_score":14.011914,"_source":{"product":"Debt collection","complaint_what_happened":"I received information from you attempting to collect the above-listed alleged debt. Your initial communication to me of the alleged-debt was within 30 days ago. Please be further advised, I dispute the validity of the alleged of the alleged debt in its entirety. Further, I request verification of the alleged debt, including, the name and address of the original creditor, along with a copy of a signed contract with the creditor. You re illegally attempting to collect an alleged debt and money that I do not owe. As per the law, cease and desist all collection activity, including credit reporting. Promptly request deletion of any prior credit reporting to credit reporting agencies. This letter may be provided to the Consumer Financial Protection Bureau ( CFPB ). The CFBP is authorized to investigate this matter and receive related information. If you fail to comply with this letter, I may turn the matter over to an attorney.","date_sent_to_company":"2020-01-28T20:27:47.000Z","issue":"Written notification about debt","sub_product":"Medical debt","zip_code":"70815","tags":null,"has_narrative":true,"complaint_id":"3512059","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Synergetic Communication Inc","date_received":"2020-01-28T20:07:36.000Z","state":"LA","company_public_response":"Company believes it acted appropriately as authorized by contract or law","sub_issue":"Didn't receive notice of right to dispute"},"highlight":{"complaint_what_happened":["This <em>letter</em> may be provided to the Consumer Financial Protection Bureau ( CFPB ). The CFBP is authorized to investigate this matter and receive related information. If you <em>fail</em> to <em>comply</em> with this <em>letter</em>, I may <em>turn</em> the matter over to an attorney."]},"sort":[14.011914,"3512059"]},{"_index":"complaint-public-v1","_id":"3513834","_score":14.000923,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"I received information from you attempting to collect the above-listed alleged debt. Your initial communication to me of the alleged-debt was within 30 days ago. Please be further advised, I dispute the validity of the alleged debt in its entirety. Further I request verification of the alleged debt, including, the name and address of the original creditor, along with a copy of a signed contract with the creditor. You are illegally attempting to collect an alleged debt and money that I do not owe. As per the law, cease and desist all collection activity, including credit reporting. Promptly request deletion of any prior credit reporting agencies. This letter may be provided to the Consumer Financial Protection Bureau ( \" CFPB '' ). The CFPB is authorized to investigate this matter and receive related information. If you fail to comply with this letter, I may turn this matter over to an attorney.","date_sent_to_company":"2020-01-30T05:06:40.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"708XX","tags":null,"has_narrative":true,"complaint_id":"3513834","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"CL Holdings LLC","date_received":"2020-01-30T00:06:37.000Z","state":"LA","company_public_response":null,"sub_issue":"Account information incorrect"},"highlight":{"complaint_what_happened":["This <em>letter</em> may be provided to the Consumer Financial Protection Bureau ( \" CFPB '' ). The CFPB is authorized to investigate this matter and receive related information. If you <em>fail</em> to <em>comply</em> with this <em>letter</em>, I may <em>turn</em> this matter over to an attorney."]},"sort":[14.000923,"3513834"]},{"_index":"complaint-public-v1","_id":"4090251","_score":13.967159,"_source":{"product":"Debt collection","complaint_what_happened":"I received information from you attempting to collect the above-listed alleged debt. Your initial communication to me of the alleged-debt was within 30 days ago. Please be further advised, I dispute the validity of the alleged debt in its entirety. Further I request verification of the alleged debt, including, the name and address of the original creditor, along with a copy of a signed contract with the creditor. You are illegally attempting to collect an alleged debt and money that I do not owe. As per the law, cease and desist all collection activity, including credit reporting. Promptly request deletion of any prior credit reporting to credit reporting agencies. This letter may be provided to the Consumer Financial Protection Bureau ( CFPB ). The CFPB is authorized to investigate this matter and receive related information. If you fail to comply with this letter, I may turn the matter over to an attorney.","date_sent_to_company":"2021-01-25T08:17:17.000Z","issue":"Written notification about debt","sub_product":"Medical debt","zip_code":"367XX","tags":null,"has_narrative":true,"complaint_id":"4090251","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Merchants Adjustment Service, Inc.","date_received":"2021-01-25T02:55:25.000Z","state":"AL","company_public_response":null,"sub_issue":"Didn't receive notice of right to dispute"},"highlight":{"complaint_what_happened":["This <em>letter</em> may be provided to the Consumer Financial Protection Bureau ( CFPB ). The CFPB is authorized to investigate this matter and receive related information. If you <em>fail</em> to <em>comply</em> with this <em>letter</em>, I may <em>turn</em> the matter over to an attorney."]},"sort":[13.967159,"4090251"]},{"_index":"complaint-public-v1","_id":"3532501","_score":13.967159,"_source":{"product":"Debt collection","complaint_what_happened":"I received information from you attempting to collect the above-listed alleged debt. Your initial communication to me of the alleged debt was within 30 days ago. Please be further advised, I dispute the validity of the alleged debt in its entirety. Be further advised that I request the name and address of the original creditor, along with an agreement with my original signature binding me to the alleged debt. You are illegally attempting to collect an alleged debt and money that I do not owe. As per the law, cease and desist all collection activity, including credit reporting. Promptly request deletion of any prior credit reporting to credit reporting agencies. This letter may be provided to the Consumer Financial Protection Bureau ( CFPB ). The CFPB is authorized to investigate this matter and receive related information. If you fail to comply with this letter, I may turn the matter over to an attorney.","date_sent_to_company":"2020-02-14T22:32:24.000Z","issue":"Attempts to collect debt not owed","sub_product":"I do not know","zip_code":"60543","tags":null,"has_narrative":true,"complaint_id":"3532501","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Professional Bureau of Collections of Maryland, Inc., GREENWOOD VILLAGE, CO Branch","date_received":"2020-02-14T22:26:59.000Z","state":"IL","company_public_response":null,"sub_issue":"Debt is not yours"},"highlight":{"complaint_what_happened":["This <em>letter</em> may be provided to the Consumer Financial Protection Bureau ( CFPB ). The CFPB is authorized to investigate this matter and receive related information. If you <em>fail</em> to <em>comply</em> with this <em>letter</em>, I may <em>turn</em> the matter over to an attorney."]},"sort":[13.967159,"3532501"]},{"_index":"complaint-public-v1","_id":"3530814","_score":13.967159,"_source":{"product":"Debt collection","complaint_what_happened":"I received information from you attempting to collect the above-listed alleged debt. Your initial communication to me of the alleged debt was within 30 days ago. Please be further advised, I dispute the validity of the alleged debt in its entirety. Be further advised that I request the name and address of the original creditor, along with an agreement with my original signature binding me to the alleged debt. You are illegally attempting to collect an alleged debt and money that I do not owe. As per the law, cease and desist all collection activity, including credit reporting. Promptly request deletion of any prior credit reporting to credit reporting agencies. This letter may be provided to the Consumer Financial Protection Bureau ( CFPB ). The CFPB is authorized to investigate this matter and receive related information. If you fail to comply with this letter, I may turn the matter over to an attorney.","date_sent_to_company":"2020-02-13T05:52:46.000Z","issue":"Attempts to collect debt not owed","sub_product":"I do not know","zip_code":"60543","tags":null,"has_narrative":true,"complaint_id":"3530814","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Professional Bureau of Collections of Maryland, Inc., GREENWOOD VILLAGE, CO Branch","date_received":"2020-02-13T05:46:22.000Z","state":"IL","company_public_response":null,"sub_issue":"Debt was result of identity theft"},"highlight":{"complaint_what_happened":["This <em>letter</em> may be provided to the Consumer Financial Protection Bureau ( CFPB ). The CFPB is authorized to investigate this matter and receive related information. If you <em>fail</em> to <em>comply</em> with this <em>letter</em>, I may <em>turn</em> the matter over to an attorney."]},"sort":[13.967159,"3530814"]},{"_index":"complaint-public-v1","_id":"3513833","_score":13.967159,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"I received information from you attempting to collect the above-listed alleged debt. Your initial communication to me of the alleged-debt was within 30 days ago. Please be further advised, I dispute the validity of the alleged debt in its entirety. Further I request verification of the alleged debt, including, the name and address of the original creditor, along with a copy of a signed contract with the creditor. You are illegally attempting to collect an alleged debt and money that I do not owe. As per the law, cease and desist all collection activity, including credit reporting. Promptly request deletion of any prior credit reporting agencies. This letter may be provided to the Consumer Financial Protection Bureau ( \" CFPB '' ). The CFPB is authorized to investigate this matter and receive related information. If you fail to comply with this letter, I may turn this matter over to an attorney.","date_sent_to_company":"2020-01-30T05:06:40.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"708XX","tags":null,"has_narrative":true,"complaint_id":"3513833","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Portfolio Recovery Associates, LLC","date_received":"2020-01-30T00:06:37.000Z","state":"LA","company_public_response":null,"sub_issue":"Account information incorrect"},"highlight":{"complaint_what_happened":["This <em>letter</em> may be provided to the Consumer Financial Protection Bureau ( \" CFPB '' ). The CFPB is authorized to investigate this matter and receive related information. If you <em>fail</em> to <em>comply</em> with this <em>letter</em>, I may <em>turn</em> this matter over to an attorney."]},"sort":[13.967159,"3513833"]},{"_index":"complaint-public-v1","_id":"3513824","_score":13.967159,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"I received information from you attempting to collect the above-listed alleged debt. Your initial communication to me of the alleged-debt was within 30 days ago. Please be further advised, I dispute the validity of the alleged debt in its entirety. Further I request verification of the alleged debt, including, the name and address of the original creditor, along with a copy of a signed contract with the creditor. You are illegally attempting to collect an alleged debt and money that I do not owe. As per the law, cease and desist all collection activity, including credit reporting. Promptly request deletion of any prior credit reporting agencies. This letter may be provided to the Consumer Financial Protection Bureau ( \" CFPB '' ). The CFPB is authorized to investigate this matter and receive related information. If you fail to comply with this letter, I may turn this matter over to an attorney.","date_sent_to_company":"2020-01-30T00:06:34.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"708XX","tags":null,"has_narrative":true,"complaint_id":"3513824","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"Resurgent Capital Services L.P.","date_received":"2020-01-29T23:37:16.000Z","state":"LA","company_public_response":null,"sub_issue":"Account information incorrect"},"highlight":{"complaint_what_happened":["This <em>letter</em> may be provided to the Consumer Financial Protection Bureau ( \" CFPB '' ). The CFPB is authorized to investigate this matter and receive related information. If you <em>fail</em> to <em>comply</em> with this <em>letter</em>, I may <em>turn</em> this matter over to an attorney."]},"sort":[13.967159,"3513824"]},{"_index":"complaint-public-v1","_id":"7624727","_score":13.810182,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I have sent letters out via first class mail.. According to the FCRA, These Companies have failed to acknowledge my letters in which I have pointed out violations and innacuracies that MUST be deleted due to my federal rights under the FCRA. I have also verified my identity, proof of address and attatched a current utility bill to ALL letters. If these violated accounts are not removed according to the violation code included in each dispute letter, the bureau MUST provide physical evidence as to who, what, when, where and why they are Verified as CORRECT. \naccording to 15 US code 1681b- permissible purposes of consumer reports, states that ONLY IN WHICH I GIVE WRITTEN PERMISSION/INSTRUCTION TO REPORT AN ACCOUNT ON MY CREDIT PROFILE, AND ONLY IF I PERMIT, THAT THESE ACCOUNTS WOULD FOLLOW FEDERAL GUIDLINES UNDER THE FCRA. These Companies have failed to comply to my request and if they do not respond in reasonable timing to my request, this WILL turn into a federal complaint, lawsuit.","date_sent_to_company":"2023-10-01T16:23:57.000Z","issue":"Problem with a company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"272XX","tags":null,"has_narrative":true,"complaint_id":"7624727","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2023-10-01T16:23:54.000Z","state":"NC","company_public_response":null,"sub_issue":"Their investigation did not fix an error on your report"},"highlight":{"complaint_what_happened":["These Companies have <em>failed</em> to <em>comply</em> to my request and if they do not respond in reasonable timing to my request, this WILL <em>turn</em> into a federal complaint, lawsuit."]},"sort":[13.810182,"7624727"]},{"_index":"complaint-public-v1","_id":"7624728","_score":13.797477,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I have sent letters out via first class mail.. According to the FCRA, These Companies have failed to acknowledge my letters in which I have pointed out violations and innacuracies that MUST be deleted due to my federal rights under the FCRA. I have also verified my identity, proof of address and attatched a current utility bill to ALL letters. If these violated accounts are not removed according to the violation code included in each dispute letter, the bureau MUST provide physical evidence as to who, what, when, where and why they are Verified as CORRECT. \naccording to 15 US code 1681b- permissible purposes of consumer reports, states that ONLY IN WHICH I GIVE WRITTEN PERMISSION/INSTRUCTION TO REPORT AN ACCOUNT ON MY CREDIT PROFILE, AND ONLY IF I PERMIT, THAT THESE ACCOUNTS WOULD FOLLOW FEDERAL GUIDLINES UNDER THE FCRA. These Companies have failed to comply to my request and if they do not respond in reasonable timing to my request, this WILL turn into a federal complaint, lawsuit.","date_sent_to_company":"2023-10-01T16:23:57.000Z","issue":"Problem with a company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"272XX","tags":null,"has_narrative":true,"complaint_id":"7624728","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2023-10-01T16:23:54.000Z","state":"NC","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Their investigation did not fix an error on your report"},"highlight":{"complaint_what_happened":["These Companies have <em>failed</em> to <em>comply</em> to my request and if they do not respond in reasonable timing to my request, this WILL <em>turn</em> into a federal complaint, lawsuit."]},"sort":[13.797477,"7624728"]},{"_index":"complaint-public-v1","_id":"7625245","_score":13.796774,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I have sent letters out via first class mail.. According to the FCRA, These Companies have failed to acknowledge my letters in which I have pointed out violations and innacuracies that MUST be deleted due to my federal rights under the FCRA. I have also verified my identity, proof of address and attatched a current utility bill to ALL letters. If these violated accounts are not removed according to the violation code included in each dispute letter, the bureau MUST provide physical evidence as to who, what, when, where and why they are Verified as CORRECT. \naccording to 15 US code 1681b- permissible purposes of consumer reports, states that ONLY IN WHICH I GIVE WRITTEN PERMISSION/INSTRUCTION TO REPORT AN ACCOUNT ON MY CREDIT PROFILE, AND ONLY IF I PERMIT, THAT THESE ACCOUNTS WOULD FOLLOW FEDERAL GUIDLINES UNDER THE FCRA. These Companies have failed to comply to my request and if they do not respond in reasonable timing to my request, this WILL turn into a federal complaint, lawsuit.","date_sent_to_company":"2023-10-01T16:23:49.000Z","issue":"Problem with a company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"272XX","tags":null,"has_narrative":true,"complaint_id":"7625245","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2023-10-01T16:12:43.000Z","state":"NC","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Their investigation did not fix an error on your report"},"highlight":{"complaint_what_happened":["These Companies have <em>failed</em> to <em>comply</em> to my request and if they do not respond in reasonable timing to my request, this WILL <em>turn</em> into a federal complaint, lawsuit."]},"sort":[13.796774,"7625245"]},{"_index":"complaint-public-v1","_id":"2831768","_score":13.633279,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"I had a car reposesed by Westlake Financial Services. I sent them certified mail disputing their credit reporting XX/XX/XXXX. Then XX/XX/XXXX ... I notified all 3 credit bureaus in certified mail I disputed Westlake claim. As of XX/XX/XXXX they had not marked my credit file as Dispute by the Consumer and I asked for a completed deletion on that inaccuracy alone. On XX/XX/XXXX, I sent Westlake and XXXX XXXX a letter request documentation of the repossession and the so called Redeemed Repossession .... neither company responded. As I have the original contract and wanted to calculated the correct amount owed or needed to be refunded. On XX/XX/XXXX ... I ask all 3 credit bureaus to delete on the inaccurate reporting and various DATE OF STATUS ... .They are reporting 3 different dates of status ... ... which in turn affects the time this  derogatory items comes off my credit file. They never marked this account DISPUTED ... I am challenging the so called Redeemed Repossession ... and the fluctuating balances.By them reporting this INACCURATELY ... I am faced with a poor credit score, economic loss and misery that come along with bad credit ... denial of credit, lost opportunity to receive credit, degraded social standing and emotional distress.They Failed to comply with the requirements of the FCRA ... and they fail to comply with the requirements in 15 USC 1i and fail to comply with the requirements in 15 USC 1g ... so I am asking for a completed REMOVAL FROM ALL 3 CREDIT BUREAUS.","date_sent_to_company":"2018-03-03T07:28:46.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"29650","tags":"Servicemember","has_narrative":true,"complaint_id":"2831768","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Westlake Services, LLC","date_received":"2018-03-03T06:39:25.000Z","state":"SC","company_public_response":null,"sub_issue":"Account information incorrect"},"highlight":{"complaint_what_happened":["I am faced with a poor credit score, economic loss and misery that come along with bad credit ... denial of credit, lost opportunity to receive credit, degraded social standing and emotional distress.They <em>Failed</em> to <em>comply</em> with the requirements of the FCRA ... and they <em>fail</em> to <em>comply</em> with the requirements in 15 USC 1i and <em>fail</em> to <em>comply</em> with the requirements in 15 USC 1g ... so I am asking for a completed REMOVAL FROM ALL 3 CREDIT BUREAUS."]},"sort":[13.633279,"2831768"]},{"_index":"complaint-public-v1","_id":"9654981","_score":13.406687,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":". THIS LETTER IS EVIDENCE PROVIDED VIA TO THE CONSUMER FINANCIAL PROTECTION BUREAU ( CFPB ). THE CFPB IS AUTHORZED TO FULLY INVESTIGATE THIS MATTER AND RECEIVE ANY INFORMATION RELATED TO THERTO. BE ADVISED, IF YOU FAIL TO COMPLY WITH THIS LETTER, I MAY TURN THE MATTER OVER TO A CONSUMER ATTORNEY ACCORDANCE WITH TITLE 15 USC 1681a ( 2 ) I DIDNT GIVE WRITTEN CONSENT TO HAVE THIS BANKRUPTCY XXXX XXXX XXXXXXXX TO BE REPORTED / FURNISHED ON MY CONSUMER REPORTS, XXXX, XXXX. I DIDNT GIVE XXXX XXXX XXXX XXXX TO GET INTO MY PERSONAL BUSINESS OR TO REPORT MY PRIVATE OR PUBLIC INFORMATION TO ANYONE I HAVE NO BUSINESS WITH XXXX XXXX. IF YOU BELIEVE I DID PLEASE PROVIDE DOCUMENTS WITH MY HUMAN NATURAL XXXX  LIVING WOMAN WET SIGNATURE CLAIMING PROOF THAT I GAVE XXXX XXXX CONSENT. IM DISPUTING THIS TO THE FULLEST AGAINST XXXX, XXXX XXXX XXXX IF THIS ISNT DELETED I WILL MOVE TO LITIGATION DEMAND DELETION IMMEDIATELY.","date_sent_to_company":"2024-07-30T19:21:56.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"23504","tags":null,"has_narrative":true,"complaint_id":"9654981","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"LEXISNEXIS","date_received":"2024-07-30T19:11:16.000Z","state":"VA","company_public_response":null,"sub_issue":"Public record information inaccurate"},"highlight":{"complaint_what_happened":["THIS <em>LETTER</em> IS EVIDENCE PROVIDED VIA TO THE CONSUMER FINANCIAL PROTECTION BUREAU ( CFPB ). THE CFPB IS AUTHORZED TO FULLY INVESTIGATE THIS MATTER AND RECEIVE ANY INFORMATION RELATED TO THERTO. BE ADVISED, IF YOU <em>FAIL</em> TO <em>COMPLY</em> WITH THIS <em>LETTER</em>, I MAY <em>TURN</em> THE MATTER OVER TO A CONSUMER ATTORNEY ACCORDANCE WITH TITLE 15 USC 1681a ( 2 ) I DIDNT GIVE WRITTEN CONSENT TO HAVE THIS BANKRUPTCY XXXX XXXX XXXXXXXX TO BE REPORTED / FURNISHED ON MY CONSUMER REPORTS, XXXX, XXXX."]},"sort":[13.406687,"9654981"]},{"_index":"complaint-public-v1","_id":"2404954","_score":13.387847,"_source":{"product":"Prepaid card","complaint_what_happened":"My card was missing and I reported my card lost on XX/XX/XXXX. The representative that I spoke with told me that they were sending me a new card and a dispute form to fill out, because they were unauthorized charges on my card. Two weeks later, I have yet to receive both items. I called Rushcard again and was told that they did send it, even though I have yet to receive it. After arguing with a supervisor, they sent my dispute form In two hours. They also told me that during the process, then I will be receiving a provisional credit onto my account while the investigation is takin place. I turned my dispute forms in on XX/XX/XXXX, and on XX/XX/XXXX, they informed me that there was nothing wrong with my account! They then tell me that I can file a rebuttal letter against them in order for them to re-open my case. I sent in the rebuttal letter three times and they told me various excuses as to why the fraud department could n't look at it. One representative even told me on XX/XX/XXXX that if I turn in my rebuttal letter, then I would have a provisional credit placed on my account. Throughout this time period, I still have n't received my new card. They said they sent it on XX/XX/XXXX and it is now XX/XX/XXXX. According to them, my card should have been here from 5-7 business days. Not only do I have a card, but I have also endured a loss of money because they failed to investigate the disputed amount that I inquired about. Because they failed to comply, I am filing this complaint, a complaint with the Better Business Bureau and I will also contact an attorney to sue, because of the loss that I had endured while dealing with Rushcard and their representatives and the damages they have caused. I am missing almost {$900.00} out of my account and they failed to investigate that and to give my money back. Because of that, I am at risk of falling behind on expenses that is needed to survive.","date_sent_to_company":"2017-03-28T16:57:15.000Z","issue":"Fraud or scam","sub_product":"General purpose card","zip_code":"XXXXX","tags":null,"has_narrative":true,"complaint_id":"2404954","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Empowerment Ventures, LLC","date_received":"2017-03-28T02:57:26.000Z","state":"NC","company_public_response":null,"sub_issue":null},"highlight":{"complaint_what_happened":["I <em>turned</em> my dispute forms in on XX/XX/XXXX, and on XX/XX/XXXX, they informed me that there was nothing wrong with my account! They then tell me that I can file a rebuttal <em>letter</em> against them in order for them to re-open my case. I sent in the rebuttal <em>letter</em> three times and they told me various excuses as to why the fraud department could n't look at it."]},"sort":[13.387847,"2404954"]},{"_index":"complaint-public-v1","_id":"5991371","_score":13.353366,"_source":{"product":"Debt collection","complaint_what_happened":"XXXX XXXX XXXX posted a random medical bill on my credit report but I dont know this company or what they are trying to collect. Addittionally I have never done business with this company I mailed them a certified letter requesting all information about the debt. The letter i sent stated I recently received communication from you attempting to collect the above-listed alleged debt. Your initial communication to me in an attempt to collect the alleged debt was within 30 days ago. Please be advised that I hereby dispute the validity of the alleged debt listed above in its entirety. Further, I request verification of the alleged debt, specifically, a copy of a contract or agreement. Said contract or agreement must be with the original creditor and signed by all parties involved. You are illegally attempting to collect the above-listed alleged debt and money that I do not owe. Cease and desist all collection activity, including all reporting to consumer reporting agencies. Promptly request deletion of any and all prior reporting made to any consumer reporting agencies. If you comply with my deletion request within 14 days, then you are excused from verification. Send me a letter confirming your requests to CRAs to delete your reporting of the alleged debt. This letter and evidence may be provided to the Consumer Financial Protection Bureau ( CFPB ). The CFPB is authorized to investigate this fully matter and receive any related information herein. Be advised, if you fail to comply with this demand letter, I may turn the matter over to an attorney. I have yet to receive a response from the company","date_sent_to_company":"2022-09-17T18:40:52.000Z","issue":"Written notification about debt","sub_product":"Medical debt","zip_code":"33404","tags":null,"has_narrative":true,"complaint_id":"5991371","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2022-09-17T18:40:49.000Z","state":"FL","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Didn't receive notice of right to dispute"},"highlight":{"complaint_what_happened":["If you <em>comply</em> with my deletion request within 14 days, then you are excused from verification. Send me a <em>letter</em> confirming your requests to CRAs to delete your reporting of the alleged debt. This <em>letter</em> and evidence may be provided to the Consumer Financial Protection Bureau ( CFPB ). The CFPB is authorized to investigate this fully matter and receive any related information herein. Be advised, if you <em>fail</em> to <em>comply</em> with this demand <em>letter</em>, I may <em>turn</em> the matter over to an attorney."]},"sort":[13.353366,"5991371"]},{"_index":"complaint-public-v1","_id":"5991363","_score":13.347175,"_source":{"product":"Debt collection","complaint_what_happened":"ARS ACCOUNT RESOLUTION posted a random medical bill on my credit report but I dont know this company or what they are trying to collect. Addittionally I have never done business with this company I mailed them a certified letter requesting all information about the debt. The letter i sent stated I recently received communication from you attempting to collect the above-listed alleged debt. Your initial communication to me in an attempt to collect the alleged debt was within 30 days ago. Please be advised that I hereby dispute the validity of the alleged debt listed above in its entirety. Further, I request verification of the alleged debt, specifically, a copy of a contract or agreement. Said contract or agreement must be with the original creditor and signed by all parties involved. You are illegally attempting to collect the above-listed alleged debt and money that I do not owe. Cease and desist all collection activity, including all reporting to consumer reporting agencies. Promptly request deletion of any and all prior reporting made to any consumer reporting agencies. If you comply with my deletion request within 14 days, then you are excused from verification. Send me a letter confirming your requests to CRAs to delete your reporting of the alleged debt. This letter and evidence may be provided to the Consumer Financial Protection Bureau ( CFPB ). The CFPB is authorized to investigate this fully matter and receive any related information herein. Be advised, if you fail to comply with this demand letter, I may turn the matter over to an attorney. I have yet to receive a response from the company","date_sent_to_company":"2022-09-17T18:40:42.000Z","issue":"Written notification about debt","sub_product":"Medical debt","zip_code":"33404","tags":null,"has_narrative":true,"complaint_id":"5991363","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"HCFS Healthcare Financial Services of TeamHealth","date_received":"2022-09-17T18:27:55.000Z","state":"FL","company_public_response":null,"sub_issue":"Didn't receive notice of right to dispute"},"highlight":{"complaint_what_happened":["If you <em>comply</em> with my deletion request within 14 days, then you are excused from verification. Send me a <em>letter</em> confirming your requests to CRAs to delete your reporting of the alleged debt. This <em>letter</em> and evidence may be provided to the Consumer Financial Protection Bureau ( CFPB ). The CFPB is authorized to investigate this fully matter and receive any related information herein. Be advised, if you <em>fail</em> to <em>comply</em> with this demand <em>letter</em>, I may <em>turn</em> the matter over to an attorney."]},"sort":[13.347175,"5991363"]},{"_index":"complaint-public-v1","_id":"3476137","_score":13.293714,"_source":{"product":"Debt collection","complaint_what_happened":"I received information from Hayt, Hayt, & Landau, P.L. attempting to collect the above-listed alleged debt. The initial communication to me of the alleged-debt was within 30 days ago. Please be further advised, I dispute the validity of the alleged debt in its entirety. Be further advised that I request the name and address of the original creditor, along with an agreement with my original signature binding me to the alleged debt. Hayt, Hayt, & Landau, P.L. are illegally attempting to collect an alleged debt and money that I do not owe. As per the law, cease and desist all collection activity, including credit reporting. Promptly request deletion of any prior credit reporting to credit reporting agencies. The Consumer Financial Protection Bureau is authorized to investigate this matter and receive related information. If you fail to comply with this letter, I may turn the matter over to an attorney.","date_sent_to_company":"2019-12-30T17:04:39.000Z","issue":"Attempts to collect debt not owed","sub_product":"Credit card debt","zip_code":"30309","tags":"Servicemember","has_narrative":true,"complaint_id":"3476137","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Hayt Hayt & Landau, P.L. (FL)","date_received":"2019-12-23T20:03:46.000Z","state":"GA","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Debt is not yours"},"highlight":{"complaint_what_happened":["If you <em>fail</em> to <em>comply</em> with this <em>letter</em>, I may <em>turn</em> the matter over to an attorney."]},"sort":[13.293714,"3476137"]},{"_index":"complaint-public-v1","_id":"3476161","_score":13.272922,"_source":{"product":"Debt collection","complaint_what_happened":"I received information from Hayt, Hayt, & Landau, P.L. attempting to collect the above-listed alleged debt. The initial communication to me of the alleged-debt was within 30 days ago. Please be further advised, I dispute the validity of the alleged debt in its entirety. Be further advised that I request the name and address of the original creditor, along with an agreement with my original signature binding me to the alleged debt. Hayt, Hayt, & Landau, P.L. are illegally attempting to collect an alleged debt and money that I do not owe. As per the law, cease and desist all collection activity, including credit reporting. Promptly request deletion of any prior credit reporting to credit reporting agencies. The Consumer Financial Protection Bureau is authorized to investigate this matter and receive related information. If you fail to comply with this letter, I may turn the matter over to an attorney.","date_sent_to_company":"2019-12-30T18:14:10.000Z","issue":"Attempts to collect debt not owed","sub_product":"Credit card debt","zip_code":"30309","tags":"Servicemember","has_narrative":true,"complaint_id":"3476161","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Hayt Hayt & Landau, P.L. (FL)","date_received":"2019-12-23T20:21:55.000Z","state":"GA","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Debt is not yours"},"highlight":{"complaint_what_happened":["If you <em>fail</em> to <em>comply</em> with this <em>letter</em>, I may <em>turn</em> the matter over to an attorney."]},"sort":[13.272922,"3476161"]},{"_index":"complaint-public-v1","_id":"4134575","_score":13.252494,"_source":{"product":"Debt collection","complaint_what_happened":"Superlative RM also under as XXXX XXXX XXXX XXXX XXXX XXXX is reporting on my credit report that I owe {$420.00} for ( Account # XXXX ) Reference # XXXX. I have sent a letter back in XX/XX/XXXX and received a letter back with a copy of a one sheet account summary on XX/XX/XXXX. This is not proving that I owe the alleged amount that you are reporting one my credit. I sent another letter and /I didn't receive a response. Then I sent another letter XX/XX/XXXX and you received the letter XX/XX/XXXX stated that you failed to verify that I owe the alleged debt. Verification is a signed company of contact with my signature that I agreed to pay the above above. I have not received anything since the last letter sent providing proof that I owe the debt that you are stating that I owe. This is against the law to report incorrect information on my credit report. THE CFPB is authorized to investigate this matter and received related information. I promptly request deletion of the alleged debt above from all 3 major credit bureaus. Failure to comply to this request is against the law and I will be forced to turn this matter ever to an attorney. See enclosed copy of certified mail receipt","date_sent_to_company":"2021-02-12T08:09:24.000Z","issue":"Attempts to collect debt not owed","sub_product":"Credit card debt","zip_code":"30281","tags":null,"has_narrative":true,"complaint_id":"4134575","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Terrill Outsourcing Group","date_received":"2021-02-12T02:55:00.000Z","state":"GA","company_public_response":"Company believes it acted appropriately as authorized by contract or law","sub_issue":"Debt is not yours"},"highlight":{"complaint_what_happened":["I have sent a <em>letter</em> back in XX/XX/XXXX and received a <em>letter</em> back with a copy of a one sheet account summary on XX/XX/XXXX. This is not proving that I owe the alleged amount that you are reporting one my credit. I sent another <em>letter</em> and /I didn't receive a response. Then I sent another <em>letter</em> XX/XX/XXXX and you received the <em>letter</em> XX/XX/XXXX stated that you <em>failed</em> to verify that I owe the alleged debt."]},"sort":[13.252494,"4134575"]},{"_index":"complaint-public-v1","_id":"4636231","_score":13.193092,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"I sent disputes regarding a delinquent account and never received a response from Enhanced Recovery Company, it has been over 30 days. My FCRA/FDCPA rights have been violated for failure to respond in a timely fashion and failure to delete inaccurate/erroneous information! \n\nDate Opened : XXXX is not reported ; XXXXXXXX is XX/XX/2018 ; and XXXX XXXX is XX/XX/2018. 2 different open dates how is that possible Please explain?? \n\nPayment History Profile fields are inconsistent and inaccurate They have all failed to report accurate and complete information on my credit file after several disputes. I sent them a debt validation letter over 30 days ago with no response. Please help me investigate this matter, I am getting denied for a home loan because of this account and would like this matter resolved as soon as possible. I would like this account deleted while it is being properly investigated. They negligently and willfully violated the FCRA by failing to properly investigate the dispute or review the letters that were submitted. \n\nalso upon further research this company has over 500 complaints on CFPB and multiple complaints with the CFPB Be advised, if you fail to comply with this demand letter, I may turn the matter over to an attorney","date_sent_to_company":"2021-08-17T04:40:44.000Z","issue":"Problem with a credit reporting company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"33334","tags":null,"has_narrative":true,"complaint_id":"4636231","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"ERC","date_received":"2021-08-17T00:04:06.000Z","state":"FL","company_public_response":null,"sub_issue":"Was not notified of investigation status or results"},"highlight":{"complaint_what_happened":["also upon further research this company has over 500 complaints on CFPB and multiple complaints with the CFPB Be advised, if you <em>fail</em> to <em>comply</em> with this demand <em>letter</em>, I may <em>turn</em> the matter over to an attorney"]},"sort":[13.193092,"4636231"]}]},"aggregations":{"has_narrative":{"meta":{},"doc_count":594,"has_narrative":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":1,"key_as_string":"true","doc_count":594}]}},"product":{"doc_count":594,"product":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Debt collection","doc_count":196,"sub_product.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"I do not know","doc_count":110},{"key":"Medical debt","doc_count":27},{"key":"Credit card debt","doc_count":23},{"key":"Other debt","doc_count":22},{"key":"Rental debt","doc_count":3},{"key":"Auto debt","doc_count":2},{"key":"Mortgage debt","doc_count":2},{"key":"Telecommunications debt","doc_count":2},{"key":"Medical","doc_count":1},{"key":"Mortgage","doc_count":1},{"key":"Other 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