{"took":180,"timed_out":false,"_shards":{"total":5,"successful":5,"skipped":0,"failed":0},"hits":{"total":{"value":14144,"relation":"eq"},"max_score":null,"hits":[{"_index":"complaint-public-v1","_id":"5242254","_score":11.269806,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"I would like to dispute the errors listed below : While viewing my credit report I came across several errors on two different accounts. The first account error is Hunter Warfield, I am currently paying on the current balance of XXXX. On the account listed above both XXXX and XXXX have inaccurate /different total balances. They also both have different ( last reported ) dates as well as different ( last active ) dates. \n\nSecondly, the second account by the name of XXXX has both different ( last active dates ) listed under two credit bureaus. XXXX and XXXX both have different active dates","date_sent_to_company":"2022-03-07T19:38:33.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"38104","tags":null,"has_narrative":true,"complaint_id":"5242254","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"HW Holding, Inc","date_received":"2022-02-20T20:42:54.000Z","state":"TN","company_public_response":null,"sub_issue":"Account information incorrect"},"highlight":{"complaint_what_happened":["I would like to dispute the <em>errors</em> listed below : While viewing my credit report I came across several <em>errors</em> on two <em>different</em> <em>accounts</em>. The first <em>account</em> <em>error</em> is Hunter Warfield, I am currently paying on the current balance of XXXX. On the <em>account</em> listed above both XXXX and XXXX have inaccurate /<em>different</em> total balances. They also both have <em>different</em> ( last reported ) dates as well as <em>different</em> ( last active ) dates."],"sub_issue":["<em>Account</em> information incorrect"]},"sort":[11.269806,"5242254"]},{"_index":"complaint-public-v1","_id":"6041472","_score":10.689965,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"Equifax and XXXX say that the account is accurate and that the errors have been corrected but nothing have been corrected or updated the same errors that i have previously mentioned still in there ALSO THE ACCOUNT NUMBER FOR THIS ITEM IS DIFFERENT IF THIS IS THE SAME ACCOUNT WHY DOES IT HAVE DIFFERENT NUMBERS? \n\nTHIS ACCOUNT IS INACCURATE AND NEEDS TO BE REMOVED","date_sent_to_company":"2022-10-02T18:53:27.000Z","issue":"Problem with a credit reporting company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"33166","tags":null,"has_narrative":true,"complaint_id":"6041472","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2022-10-02T18:53:24.000Z","state":"FL","company_public_response":null,"sub_issue":"Their investigation did not fix an error on your report"},"highlight":{"complaint_what_happened":["Equifax and XXXX say that the <em>account</em> is accurate and that the <em>errors</em> have been corrected but nothing have been corrected or updated the same <em>errors</em> that i have previously mentioned still in there ALSO THE <em>ACCOUNT</em> NUMBER FOR THIS ITEM IS <em>DIFFERENT</em> IF THIS IS THE SAME <em>ACCOUNT</em> WHY DOES IT HAVE <em>DIFFERENT</em> NUMBERS? \n\nTHIS <em>ACCOUNT</em> IS INACCURATE AND NEEDS TO BE REMOVED"],"sub_issue":["Their investigation did not fix an <em>error</em> on your report"]},"sort":[10.689965,"6041472"]},{"_index":"complaint-public-v1","_id":"6041458","_score":10.673013,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"XXXX and TransUnion say that the account is accurate and that the errors have been corrected but nothing have been corrected or updated the same errors that i have previously mentioned still in there ALSO THE ACCOUNT NUMBER FOR THIS ITEM IS DIFFERENT IF THIS IS THE SAME ACCOUNT WHY DOES IT HAVE DIFFERENT NUMBERS? \n\nTHIS ACCOUNT IS INACCURATE AND NEEDS TO BE REMOVED","date_sent_to_company":"2022-10-02T18:53:16.000Z","issue":"Problem with a credit reporting company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"33166","tags":null,"has_narrative":true,"complaint_id":"6041458","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2022-10-02T18:37:21.000Z","state":"FL","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Their investigation did not fix an error on your report"},"highlight":{"complaint_what_happened":["XXXX and TransUnion say that the <em>account</em> is accurate and that the <em>errors</em> have been corrected but nothing have been corrected or updated the same <em>errors</em> that i have previously mentioned still in there ALSO THE <em>ACCOUNT</em> NUMBER FOR THIS ITEM IS <em>DIFFERENT</em> IF THIS IS THE SAME <em>ACCOUNT</em> WHY DOES IT HAVE <em>DIFFERENT</em> NUMBERS? \n\nTHIS <em>ACCOUNT</em> IS INACCURATE AND NEEDS TO BE REMOVED"],"sub_issue":["Their investigation did not fix an <em>error</em> on your report"]},"sort":[10.673013,"6041458"]},{"_index":"complaint-public-v1","_id":"14078895","_score":10.325005,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I am locked out of my \" myequifax '' account. Equifax consistently shows me this error message : \" Please give us a call. We can't complete your request at this time. Please call the Customer Care team. '' I have tried signing in on several different days, using different devices, and different browsers. I am not using a VPN. I reset my password, and still receive the same error. When I call the phone number displayed, there is no option to unlock my account, and no way to reach a person. I am out of options.","date_sent_to_company":"2025-06-14T22:44:54.000Z","issue":"Unable to get your credit report or credit score","sub_product":"Credit reporting","zip_code":"84606","tags":null,"has_narrative":true,"complaint_id":"14078895","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2025-06-14T22:32:02.000Z","state":"UT","company_public_response":null,"sub_issue":"Other problem getting your report or credit score"},"highlight":{"complaint_what_happened":["I am locked out of my \" myequifax '' <em>account</em>. Equifax consistently shows me this <em>error</em> message : \" Please give us a call. We can't complete your request at this time. Please call the Customer Care team. '' I have tried signing in on several <em>different</em> days, using <em>different</em> devices, and <em>different</em> browsers. I am not using a VPN. I reset my password, and still receive the same <em>error</em>. When I call the phone number displayed, there is no option to unlock my <em>account</em>, and no way to reach a person."]},"sort":[10.325005,"14078895"]},{"_index":"complaint-public-v1","_id":"3708518","_score":10.170193,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"Transunion has my credit filed mixed with a different person with the same name and different social security and I keep getting inquiries and accounts on my credit report that are of a different person with a very similar name. I have tried all possible way to fix this error but I have not found success.","date_sent_to_company":"2020-06-20T09:22:06.000Z","issue":"Improper use of your report","sub_product":"Credit reporting","zip_code":"98661","tags":null,"has_narrative":true,"complaint_id":"3708518","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2020-06-20T09:11:12.000Z","state":"WA","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Credit inquiries on your report that you don't recognize"},"highlight":{"complaint_what_happened":["Transunion has my credit filed mixed with a <em>different</em> person with the same name and <em>different</em> social security and I keep getting inquiries and <em>accounts</em> on my credit report that are of a <em>different</em> person with a very similar name. I have tried all possible way to fix this <em>error</em> but I have not found success."]},"sort":[10.170193,"3708518"]},{"_index":"complaint-public-v1","_id":"3381404","_score":10.082741,"_source":{"product":"Debt collection","complaint_what_happened":"RE : XXXX XXXX XXXX This is my second time disputing your inaccurate reporting. You continuously are reporting a number of errors on this account that require a simple fix. The following inaccuracies ( 1 ) XXXX is reporting a different date opened, than XXXX & XXXX. ( 2 ) XXXX  is reporting a different Last Reported Date then XXXX & XXXX. ( 3 ) My main concern is your negligent reporting of me being Late ( XX/XX/XXXX ) & ( XX/XX/XXXX ). I was never late I paid on time. You can either fix this reporting Late error to Paid or Remove this account because you are reporting inaccurately. \n\n\nRE : XXXX I dont understand how this creditor continues to collect a debt that is over 7 years old.  Not only that the creditors continues to report several inaccuracies and you allow them to get away with it??? This account is reporting the following inaccuracies ( 1 ) All three credit bureaus are reporting a different Account #, ( 2 ) XXXX is reporting a different Date Opened than XXXX & XXXX. Please remove this account, thanks for your cooperation.\n\nRE : XXXX Im so confused, how your reporting this invalid account information. All 3 Bureaus on This account are reporting 3 different Account # s,. Other inaccuracies I noticed are ( 2 ) XXXX is reporting another date opened than XXXX & XXXX ( 3 ) XXXX  is reporting a different Las\nt Reported, and Date Last Active then XXXX & XXXX. This is a violation Please remove this account promptly.\n\nRE : XXXX/XXXX Besides, the fact that you are negligently reporting, a debt, that was paid on time, there are a number of violations on this account ; ( 1 ) XXXX is reporting a different Monthly paymen date than XXXX & XXXX. ( 2 ) XXXX Date op\nened is not the same as XXXX & XXXX.\n\n( 3 ) XXXX is reporting a another Last reported date than XXXX & XXXX. ( 4 ) XXXX has a different Last Date Active, ( 5 ) XXXX is reporting a different Date of Last Payment, this is not only confusing but invalid information being relayed. Solution to this problem is to remove this account due to inaccuracies, Thank you for our cooperation.\n\nRE : DPT EDXXXX | This reporting from the Dept ED/XXXX is reporting the following errors & inaccuracies and the account as a result needs to be deleted. Reports shows the following violations & errors ; ( 1 ) XXXX Date open is not same as XXXX & XXXX, ( 2 ) XXXX   Monthly Payment Date is different, ( 3 ) XXXX has a different Last Reported, ( 4 ) XXXX is reporting a different Date Last Active, ( 5 )XX/XX/XXXX is reporting a different Date of Last Payment.\n\nRE : DPT EDXXXX This reporting of from the Dept ED/XXXX is reporting the following errors & inaccuracies ( 1 ) XXXX is reporting a different Account # Account # XXXX, ( 2 ) XXXX is reporting a different Date Opened XX/XX/2008, promptly Delete this account, due to incorrect reporting thank you. \n\n\nRE : XXXX This Inaccurate reporting is ridiculous, as well as damaging to my credit. I have given the opportunity to correct our mistake and you have failed, therefore im requesting you delete this account due to the inaccurate information you are reporting. First of all XXXX is reporting a different Date Opened than XXXX & XXXX. ( 2 ) XXXX is reporting a different Last Reported Date, than XXXX & XXXX, ( 3 ) All three Bureaus are reporting different Date Last Active, and XXXX reports a different Date OF Last Payment, then XXXX & XXXX. This is account its reporting so many inaccuracies the information is confusing and invalid Delete this immediately. \n\n\nRE : Hyundai Finc | These inaccurate reportings from this debtor are alarming, ( 1 ) XXXX reports a different Date opened than XXXX & XXXX ( 2 ) All three credit bureaus report different High Credit, ( 3 ) All three credit bureaus report different Date Last Active, ( 4 ) XXXX records a different Date of Last Payment. ( 5 ) XXXX is also violating FCRA Promptly delete this account!\n\nAlso XXXX is reporting Charge-Off multiple times, how is that possible if charge off means account is closed? *Delete this account, due to it inaccuracies and please mail me the credit reports update. \n\nRE : DPT ED XXXX | Im appalled how you continue to report inaccurate account information on my credit firstly XXXX is reporting a different Account # than XXXX & XXXX . ( 2 ) Secondly XXXX is reporting a different Date Opened than XXXX  & XXXX. Thirdly XXXX is reporting a different Last Reported date than XXXX & XXXX. Date of Last payment is incorrectly report on XXXX. There are several inaccuracies, please delete this account!","date_sent_to_company":"2019-09-20T23:00:15.000Z","issue":"False statements or representation","sub_product":"Federal student loan debt","zip_code":"30339","tags":null,"has_narrative":true,"complaint_id":"3381404","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"HYUNDAI CAPITAL AMERICA","date_received":"2019-09-20T22:33:08.000Z","state":"GA","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Attempted to collect wrong amount"},"highlight":{"complaint_what_happened":["RE : DPT EDXXXX This reporting of from the Dept ED/XXXX is reporting the following <em>errors</em> & inaccuracies ( 1 ) XXXX is reporting a <em>different</em> <em>Account</em> # <em>Account</em> # XXXX, ( 2 ) XXXX is reporting a <em>different</em> Date Opened XX/XX/2008, promptly Delete this <em>account</em>, due to incorrect reporting thank you. \n\n\nRE : XXXX This Inaccurate reporting is ridiculous, as well as damaging to my credit."]},"sort":[10.082741,"3381404"]},{"_index":"complaint-public-v1","_id":"9171227","_score":10.081384,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"Dear CFPB ; In early XXXX of XXXX, I found 5 accounts with errors my credit report. On XX/XX/XXXX, XXXX I notated the errors and filed a written dispute to EXPERIAN to have the errors corrected. I sent the dispute via USPS certified mail, receipt # XXXX XXXX XXXX XXXX XXXX XXXX. \n\nIt has been more than 35 days and I have not received any update from EXPERIAN and yet the errors still remain published in my credit profile. \nI realize that EXPERIAN receives hundreds of disputes everyday but these errors are hurting me. Is there anything that you can do to help me? \n\nBelow are the errors I disputed. \n\n1. Creditor Name : XXXX XXXXXXXX XXXX Last Updated : XXXX reports nothing while XXXX reports last update XX/XX/XXXX and Experian reports updated XX/XX/XXXX. All three report something different this is inaccurate. \nPayment Status : XXXX reports nothing while XXXX reports the status as charged off and Experian reports an unpaid balance. All three report something different this is inaccurate. \nPayment History : XXXX and XXXX report nothing, while Experian report the charge off XX/XX/XXXX through XX/XX/XXXX. All three report something different this is inaccurate. \nClosed Date : XXXX and Experian report no closed date, while XXXX report the account closed XX/XX/XXXX. All three report something different this is inaccurate. \nTerms : XXXX and XXXX report nothing, while Experian report the account as a revolving line of credit. \nXXXX XXXX : XXXX and Experian report no information, while XXXX report the high balance as {$4700.00}. All three report something different this is inaccurate. \nDelete this Account. \n\n2. Creditor Name : XXXX ( Open ) Balance : XXXX reports nothing while XXXX and Experian both report the balance as {$210.00}, all report are wrong the balance is {$0.00}. \nPlease update this account. \n\n3. Creditor Name XXXX XXXX XXXX XXXX Last Updated : XXXX reports nothing while XXXX and Experian report the account last updated XX/XX/XXXX. All three report something different this is inaccurate. \nPayment Status : XXXX reports nothing while XXXX reports the status as 60 days late and Experian reports 30 days late. All three report something different this is inaccurate. \nPayment History : XXXX report nothing, while both XXXX and Experian a single 30 day late for XX/XX/XXXX. All three report something different this is inaccurate. \nBalance : XXXX and Experian do not report a balance, while XXXX reports a {$0.00} balance. Again, inaccurate information being reported. \nClosed Date : XXXX and Experian report no closed date, while XXXX report the account closed XX/XX/XXXX. All three report something different this is inaccurate. \nPlease correct and update this account. \n4. Creditor Name : XXXX ( Closed ) Duplicate Account reporting : This account is reporting twice on my credit profile. Please delete this account. \nPlease delete this account. \n\n5. Creditor Name : XXXXXXXX XXXX  Last Updated : XXXX reports the account last updated XX/XX/XXXX, XXXX reports the last update XXXX XXXX and Experian reports updated XX/XX/XXXX. All three report something different this is inaccurate. \nPayment Status : XXXX and XXXX both report the status as paid as agreed while Experian reports 90 days past due. All three report something different this is inaccurate. \nBalance : XXXX and XXXX a {$0.00} balance, while Experian does not report at all. All three report something different this is inaccurate. \nClosed Date : XXXX reports the account closed on XX/XX/XXXX, XXXX reports the account closed on XX/XX/XXXX and Experian fails to report a closed date. All three report something different this is inaccurate. \nPlease delete this account.","date_sent_to_company":"2024-06-04T22:00:45.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"48076","tags":"Servicemember","has_narrative":true,"complaint_id":"9171227","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2024-06-04T21:33:52.000Z","state":"MI","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Account information incorrect"},"highlight":{"complaint_what_happened":["Dear CFPB ; In early XXXX of XXXX, I found 5 <em>accounts</em> with <em>errors</em> my credit report. On XX/XX/XXXX, XXXX I notated the <em>errors</em> and filed a written dispute to EXPERIAN to have the <em>errors</em> corrected. I sent the dispute via USPS certified mail, receipt # XXXX XXXX XXXX XXXX XXXX XXXX. \n\nIt has been more than 35 days and I have not received any update from EXPERIAN and yet the <em>errors</em> still remain published in my credit profile."],"sub_issue":["<em>Account</em> information incorrect"]},"sort":[10.081384,"9171227"]},{"_index":"complaint-public-v1","_id":"5553097","_score":10.060482,"_source":{"product":"Money transfer, virtual currency, or money service","complaint_what_happened":"I've been attempting to pay seller, XXXX XXXX, I believe is the name using my Paypal account, XXXX several weeks now... I've attempted to use several different cards including credit and debit, the error message states, \" Card cant be used for transaction ''.. Different amounts were also attempted, same error message received. The seller, is selling off a site called XXXX similar to XXXX and other marketplace sites. Paypal reps given various reasons for error including \" Internal security error '', \" bank declined transaction '' in which case, banks do not show card attempt.","date_sent_to_company":"2022-05-12T16:32:43.000Z","issue":"Other service problem","sub_product":"Domestic (US) money transfer","zip_code":"06320","tags":null,"has_narrative":true,"complaint_id":"5553097","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Paypal Holdings, Inc","date_received":"2022-05-12T16:21:21.000Z","state":"CT","company_public_response":null,"sub_issue":null},"highlight":{"complaint_what_happened":["I've been attempting to pay seller, XXXX XXXX, I believe is the name using my Paypal <em>account</em>, XXXX several weeks now... I've attempted to use several <em>different</em> cards including credit and debit, the <em>error</em> message states, \" Card cant be used for transaction ''.. <em>Different</em> amounts were also attempted, same <em>error</em> message received. The seller, is selling off a site called XXXX similar to XXXX and other marketplace sites."]},"sort":[10.060482,"5553097"]},{"_index":"complaint-public-v1","_id":"12662588","_score":10.040807,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I previously requested an investigation for the following accounts ; however, I have not received any information, and the errors listed below are still being reported on my file. It has been more than 30 days, which exceeds the time frame allowed for completing your investigation. \n\nPlease note, I am NOT requesting verification at this time. Instead, I am requesting that my credit report be corrected, as it has been longer than 30 days. \n\nXXXX  XXXX - XXXX -This is an open and current account yet the date of last activity dates are all different and XXXX bureau reads last date of 2023 ; the high balance is reporting incorrectly, status reads 'in dispute ' meanwhile dispute status reads 'account not disputed ' and date of last payment is not reflecting correctly. Due to billing errors, please update to never late. \nXXXX - XXXX - This is an open and current account yet the date of last activity dates are all different and XXXX bureau reads last date of 2023 ; date of last activity is different for all three bureaus ; date of last payment is different for all three bureaus. Due to billing errors, please update to never late. \nXXXX XXXX - XXXX - This is an open account however XXXX reads positive with no lates, which suggests a billing error with XXXX and Equifax. Date of last payment are not correct. Due to billing errors, please update to never late. \nXXXX FUNDING - XXXX - I have never done business with this co. \nXXXX XXXX - XXXX - This charge-off account is inaccurately reporting a past due amount and delinquency after the charge-off date. A charge-off should not have a past due balance. Last activity dates do not match ; date of last payment do not match. Due to billing error, please delete this account. \nXXXX - XXXX - This charge-off account is inaccurately reporting a past due amount and delinquency after the charge-off date. A charge-off should not have a past due balance. Last activity dates do not match ; payment history does not match ; last reported dates do not match, date of last payment dates are all different. Due to billing error, please delete this account. \nXXXX XXXX XXXX- I should only have one address on my report and this is not mine. I have already asked for it to be deleted. Please remove.","date_sent_to_company":"2025-03-26T13:22:53.000Z","issue":"Problem with a company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"34787","tags":null,"has_narrative":true,"complaint_id":"12662588","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2025-03-26T13:22:25.000Z","state":"FL","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Investigation took more than 30 days"},"highlight":{"complaint_what_happened":["XXXX - XXXX - This is an open and current <em>account</em> yet the date of last activity dates are all <em>different</em> and XXXX bureau reads last date of 2023 ; date of last activity is <em>different</em> for all three bureaus ; date of last payment is <em>different</em> for all three bureaus. Due to billing <em>errors</em>, please update to never late. \nXXXX XXXX - XXXX - This is an open <em>account</em> however XXXX reads positive with no lates, which suggests a billing <em>error</em> with XXXX and Equifax. Date of last payment are not correct."]},"sort":[10.040807,"12662588"]},{"_index":"complaint-public-v1","_id":"12670552","_score":10.035171,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I previously requested an investigation for the following accounts ; however, I have not received any information, and the errors listed below are still being reported on my file. It has been more than 30 days, which exceeds the time frame allowed for completing your investigation. \n\nPlease note, I am NOT requesting verification at this time. Instead, I am requesting that my credit report be corrected, as it has been longer than 30 days. \n\nXXXX  XXXX - XXXX -This is an open and current account yet the date of last activity dates are all different and XXXX bureau reads last date of 2023 ; the high balance is reporting incorrectly, status reads 'in dispute ' meanwhile dispute status reads 'account not disputed ' and date of last payment is not reflecting correctly. Due to billing errors, please update to never late. \nXXXX - XXXX - This is an open and current account yet the date of last activity dates are all different and XXXX bureau reads last date of 2023 ; date of last activity is different for all three bureaus ; date of last payment is different for all three bureaus. Due to billing errors, please update to never late. \nXXXX XXXX - XXXX - This is an open account however XXXX reads positive with no lates, which suggests a billing error with XXXX and Equifax. Date of last payment are not correct. Due to billing errors, please update to never late. \nXXXX FUNDING - XXXX - I have never done business with this co. \nXXXX XXXX - XXXX - This charge-off account is inaccurately reporting a past due amount and delinquency after the charge-off date. A charge-off should not have a past due balance. Last activity dates do not match ; date of last payment do not match. Due to billing error, please delete this account. \nXXXX - XXXX - This charge-off account is inaccurately reporting a past due amount and delinquency after the charge-off date. A charge-off should not have a past due balance. Last activity dates do not match ; payment history does not match ; last reported dates do not match, date of last payment dates are all different. Due to billing error, please delete this account. \nXXXX XXXX XXXX- I should only have one address on my report and this is not mine. I have already asked for it to be deleted. Please remove.","date_sent_to_company":"2025-03-26T13:22:53.000Z","issue":"Problem with a company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"34787","tags":null,"has_narrative":true,"complaint_id":"12670552","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2025-03-26T12:56:44.000Z","state":"FL","company_public_response":null,"sub_issue":"Investigation took more than 30 days"},"highlight":{"complaint_what_happened":["XXXX - XXXX - This is an open and current <em>account</em> yet the date of last activity dates are all <em>different</em> and XXXX bureau reads last date of 2023 ; date of last activity is <em>different</em> for all three bureaus ; date of last payment is <em>different</em> for all three bureaus. Due to billing <em>errors</em>, please update to never late. \nXXXX XXXX - XXXX - This is an open <em>account</em> however XXXX reads positive with no lates, which suggests a billing <em>error</em> with XXXX and Equifax. Date of last payment are not correct."]},"sort":[10.035171,"12670552"]},{"_index":"complaint-public-v1","_id":"12662586","_score":10.033014,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I previously requested an investigation for the following accounts ; however, I have not received any information, and the errors listed below are still being reported on my file. It has been more than 30 days, which exceeds the time frame allowed for completing your investigation. \n\nPlease note, I am NOT requesting verification at this time. Instead, I am requesting that my credit report be corrected, as it has been longer than 30 days. \n\nXXXX  XXXX - XXXX -This is an open and current account yet the date of last activity dates are all different and XXXX bureau reads last date of 2023 ; the high balance is reporting incorrectly, status reads 'in dispute ' meanwhile dispute status reads 'account not disputed ' and date of last payment is not reflecting correctly. Due to billing errors, please update to never late. \nXXXX - XXXX - This is an open and current account yet the date of last activity dates are all different and XXXX bureau reads last date of 2023 ; date of last activity is different for all three bureaus ; date of last payment is different for all three bureaus. Due to billing errors, please update to never late. \nXXXX XXXX - XXXX - This is an open account however XXXX reads positive with no lates, which suggests a billing error with XXXX and Equifax. Date of last payment are not correct. Due to billing errors, please update to never late. \nXXXX FUNDING - XXXX - I have never done business with this co. \nXXXX XXXX - XXXX - This charge-off account is inaccurately reporting a past due amount and delinquency after the charge-off date. A charge-off should not have a past due balance. Last activity dates do not match ; date of last payment do not match. Due to billing error, please delete this account. \nXXXX - XXXX - This charge-off account is inaccurately reporting a past due amount and delinquency after the charge-off date. A charge-off should not have a past due balance. Last activity dates do not match ; payment history does not match ; last reported dates do not match, date of last payment dates are all different. Due to billing error, please delete this account. \nXXXX XXXX XXXX- I should only have one address on my report and this is not mine. I have already asked for it to be deleted. Please remove.","date_sent_to_company":"2025-03-26T13:22:54.000Z","issue":"Problem with a company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"34787","tags":null,"has_narrative":true,"complaint_id":"12662586","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2025-03-26T13:22:25.000Z","state":"FL","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Investigation took more than 30 days"},"highlight":{"complaint_what_happened":["XXXX - XXXX - This is an open and current <em>account</em> yet the date of last activity dates are all <em>different</em> and XXXX bureau reads last date of 2023 ; date of last activity is <em>different</em> for all three bureaus ; date of last payment is <em>different</em> for all three bureaus. Due to billing <em>errors</em>, please update to never late. \nXXXX XXXX - XXXX - This is an open <em>account</em> however XXXX reads positive with no lates, which suggests a billing <em>error</em> with XXXX and Equifax. Date of last payment are not correct."]},"sort":[10.033014,"12662586"]},{"_index":"complaint-public-v1","_id":"4687909","_score":9.93923,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"There are many errors on THREE different accounts for Midland Credit Management. One of the accounts is past 7 years and should be taken off my report. The other two accounts have a few errors with balances and open/close dates.","date_sent_to_company":"2021-09-02T21:49:54.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"77386","tags":null,"has_narrative":true,"complaint_id":"4687909","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"ENCORE CAPITAL GROUP INC.","date_received":"2021-09-02T21:44:26.000Z","state":"TX","company_public_response":null,"sub_issue":"Old information reappears or never goes away"},"highlight":{"complaint_what_happened":["There are many <em>errors</em> on THREE <em>different</em> <em>accounts</em> for Midland Credit Management. One of the <em>accounts</em> is past 7 years and should be taken off my report. The other two <em>accounts</em> have a few <em>errors</em> with balances and open/close dates."]},"sort":[9.93923,"4687909"]},{"_index":"complaint-public-v1","_id":"15776452","_score":9.915434,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"This is my second dispute regarding XXXX XXXX, Account # XXXX. I previously submitted proof that this account was reported with materially different information across Experian, Equifax, and TransUnion, including different late statuses, dates of last payment, dates last active, and account terms. \n\nXXXX responded that they furnished accurate data to all three bureaus, suggesting the problem is with the credit bureaus. If that is true, then the bureaus violated FCRA 607 ( b ) by failing to maintain maximum possible accuracy. If XXXX statement is false, then XXXX violated FCRA 623 ( a ) ( 1 ) ( A ) by furnishing inaccurate data. Either way, the result is the same : the information reported was false, inconsistent, and unverifiable. \n\nYou Must Answer This Question : WHO MADE THE ERROR? \nOPTION A : XXXX XXXX Made the Errors They provided different payment statuses to different bureaus ( 120 days vs 180 days late ) They provided different account terms ( 12 months vs 0 months ) They provided different reporting dates across bureaus RESULT : FCRA 1681s-2 ( a ) violations for inaccurate reporting OPTION B : The 3 Credit Bureaus Made the Errors Kashable Claim they provided identical, accurate information to all three bureaus The bureaus displayed there accurate information incorrectly RESULT : Information is unverifiable and must be deleted per FCRA 1681i EITHER WAY = ACCOUNT DELETION REQUIRED \" If the furnisher 's inability to maintain consistent, accurate records across all credit reporting agencies demonstrates fundamental FCRA violations XXXX I am requesting deletion of this unverifiable account from all credit reports. '' - Your own words prove this account must be deleted.","date_sent_to_company":"2025-09-07T19:59:53.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"076XX","tags":null,"has_narrative":true,"complaint_id":"15776452","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2025-09-07T18:48:27.000Z","state":"NJ","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Account status incorrect"},"highlight":{"complaint_what_happened":["OPTION A : XXXX XXXX Made the <em>Errors</em> They provided <em>different</em> payment statuses to <em>different</em> bureaus ( 120 days vs 180 days late ) They provided <em>different</em> <em>account</em> terms ( 12 months vs 0 months ) They provided <em>different</em> reporting dates across bureaus RESULT : FCRA 1681s-2 ( a ) violations for inaccurate reporting OPTION B : The 3 Credit Bureaus Made the <em>Errors</em> Kashable Claim they provided identical, accurate information to all three bureaus The bureaus displayed there accurate information incorrectly"],"sub_issue":["<em>Account</em> status incorrect"]},"sort":[9.915434,"15776452"]},{"_index":"complaint-public-v1","_id":"15775855","_score":9.915434,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"This is my second dispute regarding XXXX XXXX, Account # XXXX. I previously submitted proof that this account was reported with materially different information across Experian, Equifax, and TransUnion, including different late statuses, dates of last payment, dates last active, and account terms. \n\nXXXX responded that they furnished accurate data to all three bureaus, suggesting the problem is with the credit bureaus. If that is true, then the bureaus violated FCRA 607 ( b ) by failing to maintain maximum possible accuracy. If XXXX statement is false, then XXXX violated FCRA 623 ( a ) ( 1 ) ( A ) by furnishing inaccurate data. Either way, the result is the same : the information reported was false, inconsistent, and unverifiable. \n\nYou Must Answer This Question : WHO MADE THE ERROR? \nOPTION A : XXXX XXXX Made the Errors They provided different payment statuses to different bureaus ( 120 days vs 180 days late ) They provided different account terms ( 12 months vs 0 months ) They provided different reporting dates across bureaus RESULT : FCRA 1681s-2 ( a ) violations for inaccurate reporting OPTION B : The 3 Credit Bureaus Made the Errors Kashable Claim they provided identical, accurate information to all three bureaus The bureaus displayed there accurate information incorrectly RESULT : Information is unverifiable and must be deleted per FCRA 1681i EITHER WAY = ACCOUNT DELETION REQUIRED \" If the furnisher 's inability to maintain consistent, accurate records across all credit reporting agencies demonstrates fundamental FCRA violations XXXX I am requesting deletion of this unverifiable account from all credit reports. '' - Your own words prove this account must be deleted.","date_sent_to_company":"2025-09-07T19:59:53.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"076XX","tags":null,"has_narrative":true,"complaint_id":"15775855","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2025-09-07T19:59:26.000Z","state":"NJ","company_public_response":null,"sub_issue":"Account status incorrect"},"highlight":{"complaint_what_happened":["OPTION A : XXXX XXXX Made the <em>Errors</em> They provided <em>different</em> payment statuses to <em>different</em> bureaus ( 120 days vs 180 days late ) They provided <em>different</em> <em>account</em> terms ( 12 months vs 0 months ) They provided <em>different</em> reporting dates across bureaus RESULT : FCRA 1681s-2 ( a ) violations for inaccurate reporting OPTION B : The 3 Credit Bureaus Made the <em>Errors</em> Kashable Claim they provided identical, accurate information to all three bureaus The bureaus displayed there accurate information incorrectly"],"sub_issue":["<em>Account</em> status incorrect"]},"sort":[9.915434,"15775855"]},{"_index":"complaint-public-v1","_id":"8414541","_score":9.903352,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"On XX/XX/XXXX I submitted XXXX dispute letter ( EX. A ) to XXXX, XXXX and XXXX regarding factual errors on my consumer report. The factual error was as follows : Capital One Acct # XXXX has been illegally re aged, giving me XXXX different dates of last activity - XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX. This is the account I was addressing, however, there are XXXX accounts ( EX.B ) with the same account number, different amounts and different payment schedules. In a response letter ( EX.C ) received from Capital One dated XX/XX/XXXX, they only addressed XXXX account, the one in which I am not disputing, same account number, different start date, different amounts. Capital One had access to both accounts, since both accounts were created by them and in their system. My complaint is this, I disputed my XXXX of my accounts with Capital One for factual errors and illegally re aging the date of last activity falsifying the end date. Capital One has willfully blocked and declined me my rights to a fair, accurate and complete consumer report. By not addressing both accounts which they have access to, they are causing me time away from work, undue stress and possibly a financial opportunity in my near future. Please reinvestigate into these illegal reporting activities and delete the entire account # XXXX at the risk of me losing good payment history on XXXX of the accounts. Thank you for your assistance in this matter. Exhibits attached. I am also attaching proof of ID and proof of address.","date_sent_to_company":"2024-02-24T17:19:42.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"672XX","tags":"Servicemember","has_narrative":true,"complaint_id":"8414541","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"CAPITAL ONE FINANCIAL CORPORATION","date_received":"2024-02-24T16:41:06.000Z","state":"KS","company_public_response":null,"sub_issue":"Account information incorrect"},"highlight":{"complaint_what_happened":["A ) to XXXX, XXXX and XXXX regarding factual <em>errors</em> on my consumer report. The factual <em>error</em> was as follows : Capital One Acct # XXXX has been illegally re aged, giving me XXXX <em>different</em> dates of last activity - XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX. This is the <em>account</em> I was addressing, however, there are XXXX <em>accounts</em> ( EX.B ) with the same <em>account</em> number, <em>different</em> amounts and <em>different</em> payment schedules."],"sub_issue":["<em>Account</em> information incorrect"]},"sort":[9.903352,"8414541"]},{"_index":"complaint-public-v1","_id":"7279917","_score":9.901127,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"I recently disputed accounts that were incorrect on my Trans Union report. It hasn't been corrected and it's not accurate as the FCRA Laws says it should be. They refuse to do a proper investigation and correct multiple errors. \n\nXXXX XXXX XXXX Account # XXXX Charged Off showing a balance and payment history reporting on a closed account. Dtae opened shows 2 different dates. Dates of last activity is different. \n\n\nXXXX XXXX XXXX Account # XXXX High Balance Shows 2 different amounts Date of Last activity shows 3 different dates Showing a Balance and Payment history on a closed/charged off account Last payment showing 2 different dates.\n\nThis is violation of FCRA Laws.","date_sent_to_company":"2023-07-20T23:21:35.000Z","issue":"Problem with a credit reporting company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"78245","tags":null,"has_narrative":true,"complaint_id":"7279917","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2023-07-20T22:47:12.000Z","state":"TX","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Their investigation did not fix an error on your report"},"highlight":{"complaint_what_happened":["I recently disputed <em>accounts</em> that were incorrect on my Trans Union report. It hasn't been corrected and it's not accurate as the FCRA Laws says it should be. They refuse to do a proper investigation and correct multiple <em>errors</em>. \n\nXXXX XXXX XXXX <em>Account</em> # XXXX Charged Off showing a balance and payment history reporting on a closed <em>account</em>. Dtae opened shows 2 <em>different</em> dates. Dates of last activity is <em>different</em>."],"sub_issue":["Their investigation did not fix an <em>error</em> on your report"]},"sort":[9.901127,"7279917"]},{"_index":"complaint-public-v1","_id":"6798508","_score":9.874451,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"I have attempted several times to have this company correct its error and reporting this account is allegedly owned by three different companies. According to the FCRA reporting of an account must be 100 % accurate, 100 % complete, 100 % verifiable. How can this be when three different companies on this debt","date_sent_to_company":"2023-04-05T17:40:47.000Z","issue":"Problem with a credit reporting company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"07108","tags":null,"has_narrative":true,"complaint_id":"6798508","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2023-04-05T17:40:43.000Z","state":"NJ","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Their investigation did not fix an error on your report"},"highlight":{"complaint_what_happened":["I have attempted several times to have this company correct its <em>error</em> and reporting this <em>account</em> is allegedly owned by three <em>different</em> companies. According to the FCRA reporting of an <em>account</em> must be 100 % accurate, 100 % complete, 100 % verifiable. How can this be when three <em>different</em> companies on this debt"],"sub_issue":["Their investigation did not fix an <em>error</em> on your report"]},"sort":[9.874451,"6798508"]},{"_index":"complaint-public-v1","_id":"7527233","_score":9.86503,"_source":{"product":"Money transfer, virtual currency, or money service","complaint_what_happened":"On XXXX I received an email from Coinbase that an unauthorized phone number and email account tried to access my account.I followed the prompts on the app to lock the account. And then days later I tried to unlock the account and I kept getting rejected saying that the photo of my drivers license was not clear, i did this several different times. Then I called customer Service and they stated that the email regarding the unauthorized access was sent to me in error and that pictures of the license were clear and she would manually push the verification through. But there was an error with the site and she asked me to access chrome, and so i called back later. When i called back the rep was rude, said that the pictures weren't clear, he refused to let me talk to a XXXX and he refused to give me a number or email address to log a complaint through their company. I have repeatedly tried to upload pictures of the license, taken by XXXX different people with XXXX different phones, and I get the same error message. Please help meI have been locked out of my account for over a month and have no access to my money","date_sent_to_company":"2023-09-10T14:45:20.000Z","issue":"Other service problem","sub_product":"Virtual currency","zip_code":"272XX","tags":null,"has_narrative":true,"complaint_id":"7527233","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Coinbase, Inc.","date_received":"2023-09-10T14:27:51.000Z","state":"NC","company_public_response":null,"sub_issue":null},"highlight":{"complaint_what_happened":["I have repeatedly tried to upload pictures of the license, taken by XXXX <em>different</em> people with XXXX <em>different</em> phones, and I get the same <em>error</em> message. Please help meI have been locked out of my <em>account</em> for over a month and have no access to my money"]},"sort":[9.86503,"7527233"]},{"_index":"complaint-public-v1","_id":"7207363","_score":9.857174,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"Dear Sirs, MERCEDES-BENZ FINANCIAL , I am writing to you to dispute some errors I have found on my credit report. I have reviewed my report in detail and have identified several inaccuracies that I would like to clarify. \n\nI have also noticed that there are certain errors, considerably affecting my credit report in a negative way. This account is already closed, but I am reporting late payments, which there is an inaccuracy of the dates, so I kindly ask that it be deleted from my history. \n\nThis account presents inaccuracies in the 3 most important credit reports, Different last report dates, the status of the payment is also different, the balance is XXXX showing different, among many other inaccuracies. \n\nThis account presents inaccuracies in the 3 most important credit reports, giving a report only in XXXX. \n\nThis account shows a different amount on all credit reports. \n\nAttached you will find all the information corresponding to this dispute. \n\nFor this reason, I kindly ask that this account be removed from my history which is found paid and closed. And it's only affecting me. \n\nI attach to this letter copies of documents supporting my claim that show that the data on my credit report is inaccurate. \n\nI ask that you conduct a full review of my credit report and take the necessary steps to correct the errors identified. I appreciate your attention and I look forward to your response as soon as possible.","date_sent_to_company":"2023-07-06T03:10:37.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"33180","tags":null,"has_narrative":true,"complaint_id":"7207363","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Mercedes Benz Financial Services","date_received":"2023-07-06T03:03:57.000Z","state":"FL","company_public_response":null,"sub_issue":"Account information incorrect"},"highlight":{"complaint_what_happened":["This <em>account</em> presents inaccuracies in the 3 most important credit reports, <em>Different</em> last report dates, the status of the payment is also <em>different</em>, the balance is XXXX showing <em>different</em>, among many other inaccuracies. \n\nThis <em>account</em> presents inaccuracies in the 3 most important credit reports, giving a report only in XXXX. \n\nThis <em>account</em> shows a <em>different</em> amount on all credit reports. \n\nAttached you will find all the information corresponding to this dispute."],"sub_issue":["<em>Account</em> information incorrect"]},"sort":[9.857174,"7207363"]},{"_index":"complaint-public-v1","_id":"6829696","_score":9.849241,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"XXXX and XXXX XXXX are both reporting incorrect information to XXXX and XXXX about account number XXXX. Not sure how an account that has supposed to had been verified, have so many erroneous errors and different information. All are reporting different open dates, Reporting dates are different on all of them, last active dates, and none show any payment history. Not to mention, does this account belong to XXXX XXXX XXXX or XXXX XXXX XXXX? \n\nPlease remove this unverified account, and inaccurate account form my credit profile.","date_sent_to_company":"2023-04-12T12:43:01.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"152XX","tags":null,"has_narrative":true,"complaint_id":"6829696","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Resurgent Capital Services L.P.","date_received":"2023-04-12T12:42:52.000Z","state":"PA","company_public_response":null,"sub_issue":"Account information incorrect"},"highlight":{"complaint_what_happened":["XXXX and XXXX XXXX are both reporting incorrect information to XXXX and XXXX about <em>account</em> number XXXX. Not sure how an <em>account</em> that has supposed to had been verified, have so many erroneous <em>errors</em> and <em>different</em> information. All are reporting <em>different</em> open dates, Reporting dates are <em>different</em> on all of them, last active dates, and none show any payment history. Not to mention, does this <em>account</em> belong to XXXX XXXX XXXX or XXXX XXXX XXXX?"],"sub_issue":["<em>Account</em> information incorrect"]},"sort":[9.849241,"6829696"]},{"_index":"complaint-public-v1","_id":"6829690","_score":9.844827,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"XXXX and XXXX XXXX are both reporting incorrect information to XXXX and TransUnion about account number XXXX. Not sure how an account that has supposed to had been verified, have so many erroneous errors and different information. All are reporting different open dates, Reporting dates are different on all of them, last active dates, and none show any payment history. Not to mention, does this account belong to XXXX XXXX XXXX or XXXX XXXX XXXX? \n\nPlease remove this unverified account, and inaccurate account form my credit profile.","date_sent_to_company":"2023-04-12T12:42:03.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"152XX","tags":null,"has_narrative":true,"complaint_id":"6829690","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2023-04-12T12:19:49.000Z","state":"PA","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Account information incorrect"},"highlight":{"complaint_what_happened":["XXXX and XXXX XXXX are both reporting incorrect information to XXXX and TransUnion about <em>account</em> number XXXX. Not sure how an <em>account</em> that has supposed to had been verified, have so many erroneous <em>errors</em> and <em>different</em> information. All are reporting <em>different</em> open dates, Reporting dates are <em>different</em> on all of them, last active dates, and none show any payment history. Not to mention, does this <em>account</em> belong to XXXX XXXX XXXX or XXXX XXXX XXXX?"],"sub_issue":["<em>Account</em> information incorrect"]},"sort":[9.844827,"6829690"]},{"_index":"complaint-public-v1","_id":"5286562","_score":9.819347,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"I have asked XXXX ( report # XXXX ) and TRANSUNION ( file # XXXX ) to verify an account reporting on my consumer report for errors by XXXXXXXX XXXX XXXX After multiple disputes, I am reaching out to the Bureau to help delete this unauthorized, inaccurate account that has financially hurt me and hindered my ability to extend credit. This account is said to be closed in two different times and written off amount are completely different. \n\nXXXX claims this XXXX has a past due amount of {$1900.00} however the account was said to be written off for the amount of {$1400.00}. How can this account be written off on the corporation and then still accumulate additional money after the account is charged off? This is a clear error that has been reported for years. XXXX continues to update this account without correcting the error. \n\nFor this XXXX account to be valid and continue to report, It needs to be the same across the board. Because XXXX and TRANSUNION have validated the same account reporting inaccurately with errors. \n\nI am asking for the immediate deletion of this account.","date_sent_to_company":"2022-03-04T21:12:35.000Z","issue":"Problem with a credit reporting company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"30016","tags":null,"has_narrative":true,"complaint_id":"5286562","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2022-03-04T21:12:31.000Z","state":"GA","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Their investigation did not fix an error on your report"},"highlight":{"complaint_what_happened":["I have asked XXXX ( report # XXXX ) and TRANSUNION ( file # XXXX ) to verify an <em>account</em> reporting on my consumer report for <em>errors</em> by XXXXXXXX XXXX XXXX After multiple disputes, I am reaching out to the Bureau to help delete this unauthorized, inaccurate <em>account</em> that has financially hurt me and hindered my ability to extend credit. This <em>account</em> is said to be closed in two <em>different</em> times and written off amount are completely <em>different</em>."],"sub_issue":["Their investigation did not fix an <em>error</em> on your report"]},"sort":[9.819347,"5286562"]},{"_index":"complaint-public-v1","_id":"5286341","_score":9.819347,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"I have asked XXXX ( report # XXXX ) and XXXX ( file # XXXX ) to verify an account reporting on my consumer report for errors by BARCLAYS BANK DELAWARE. After multiple disputes, I am reaching out to the Bureau to help delete this unauthorized, inaccurate account that has financially hurt me and hindered my ability to extend credit. This account is said to be closed in XXXX different times and written off amount are completely different. \n\nXXXX claims this BARCLAY has a past due amount of {$1900.00} however the account was said to be written off for the amount of {$1400.00}. How can this account be written off on the corporation and then still accumulate additional money after the account is charged off? This is a clear error that has been reported for years. XXXX continues to update this account without correcting the error. \n\nFor this BARCLAY account to be valid and continue to report, It needs to be the same across the board. Because XXXX and XXXX have validated the same account reporting inaccurately with errors. \n\nI am asking for the immediate deletion of this account.","date_sent_to_company":"2022-03-04T21:12:25.000Z","issue":"Problem with a credit reporting company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"30016","tags":null,"has_narrative":true,"complaint_id":"5286341","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"BARCLAYS BANK DELAWARE","date_received":"2022-03-04T20:24:16.000Z","state":"GA","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Their investigation did not fix an error on your report"},"highlight":{"complaint_what_happened":["I have asked XXXX ( report # XXXX ) and XXXX ( file # XXXX ) to verify an <em>account</em> reporting on my consumer report for <em>errors</em> by BARCLAYS BANK DELAWARE. After multiple disputes, I am reaching out to the Bureau to help delete this unauthorized, inaccurate <em>account</em> that has financially hurt me and hindered my ability to extend credit. This <em>account</em> is said to be closed in XXXX <em>different</em> times and written off amount are completely <em>different</em>."],"sub_issue":["Their investigation did not fix an <em>error</em> on your report"]},"sort":[9.819347,"5286341"]},{"_index":"complaint-public-v1","_id":"5286564","_score":9.80824,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"I have asked EXPERIAN ( report # XXXX ) and XXXX ( file # XXXX ) to verify an account reporting on my consumer report for errors by XXXX XXXX XXXX After multiple disputes, I am reaching out to the Bureau to help delete this unauthorized, inaccurate account that has financially hurt me and hindered my ability to extend credit. This account is said to be closed in two different times and written off amount are completely different. \n\nEXPERIAN claims this XXXX has a past due amount of {$1900.00} however the account was said to be written off for the amount of {$1400.00}. How can this account be written off on the corporation and then still accumulate additional money after the account is charged off? This is a clear error that has been reported for years. Experian continues to update this account without correcting the error. \n\nFor this XXXX account to be valid and continue to report, It needs to be the same across the board. Because EXPERIAN and XXXX have validated the same account reporting inaccurately with errors. \n\nI am asking for the immediate deletion of this account.","date_sent_to_company":"2022-03-04T21:12:35.000Z","issue":"Problem with a credit reporting company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"30016","tags":null,"has_narrative":true,"complaint_id":"5286564","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2022-03-04T21:12:31.000Z","state":"GA","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Their investigation did not fix an error on your report"},"highlight":{"complaint_what_happened":["I have asked EXPERIAN ( report # XXXX ) and XXXX ( file # XXXX ) to verify an <em>account</em> reporting on my consumer report for <em>errors</em> by XXXX XXXX XXXX After multiple disputes, I am reaching out to the Bureau to help delete this unauthorized, inaccurate <em>account</em> that has financially hurt me and hindered my ability to extend credit. This <em>account</em> is said to be closed in two <em>different</em> times and written off amount are completely <em>different</em>."],"sub_issue":["Their investigation did not fix an <em>error</em> on your report"]},"sort":[9.80824,"5286564"]},{"_index":"complaint-public-v1","_id":"5427617","_score":9.799622,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"I pulled my consumer report as of XX/XX/2022, and notice that the following account has inaccurate information and needs to be updated immediately. \n\nXXXX XXXXXXXX XXXX XXXXXXXX has the following errors : The date opened is different across the three consumer reporting agencies No of Months ( Terms ) is different across the three consumer reporting agencies The date last reported is different across the three consumer reporting agencies Date last active is different across the three consumer reporting agencies Two-year payment history has late payments but the status shows current and is different across the three consumer reporting agencies.","date_sent_to_company":"2022-04-09T13:45:10.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"283XX","tags":"Servicemember","has_narrative":true,"complaint_id":"5427617","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2022-04-09T13:45:05.000Z","state":"NC","company_public_response":null,"sub_issue":"Account information incorrect"},"highlight":{"complaint_what_happened":["XXXX XXXXXXXX XXXX XXXXXXXX has the following <em>errors</em> : The date opened is <em>different</em> across the three consumer reporting agencies No of Months ( Terms ) is <em>different</em> across the three consumer reporting agencies The date last reported is <em>different</em> across the three consumer reporting agencies Date last active is <em>different</em> across the three consumer reporting 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