{"took":408,"timed_out":false,"_shards":{"total":5,"successful":5,"skipped":0,"failed":0},"hits":{"total":{"value":3522,"relation":"eq"},"max_score":null,"hits":[{"_index":"complaint-public-v1","_id":"1433544","_score":14.947516,"_source":{"product":"Credit reporting","complaint_what_happened":"A credit repair company I hired disputed an account that should not have been disputed. The creditor placed a comment on my report stating consumer disputes this account on all of my credit reports. I have contacted the creditor several times stating that I do not dispute the account and the will not remove the comment. I have also tried going through the XXXX. The creditor still refuses to remove the dispute language - and I have stated several times in writing that I do not dispute this account. The dispute language is incorrect. I told a representative that I do not dispute - that the dispute was incorrectly filed by a credit repair company. The representative told me \" too bad '' and that they will leave the language on my report.","date_sent_to_company":"2015-07-17T15:07:56.000Z","issue":"Incorrect information on credit report","sub_product":null,"zip_code":"77573","tags":null,"has_narrative":true,"complaint_id":"1433544","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2015-06-23T14:35:10.000Z","state":"TX","company_public_response":"Company chooses not to provide a public response","sub_issue":"Account status"},"highlight":{"complaint_what_happened":["The creditor still refuses to remove the <em>dispute</em> language - and I have stated <em>several</em> <em>times</em> in writing that I do not <em>dispute</em> this <em>account</em>. The <em>dispute</em> language is <em>incorrect</em>. I told a representative that I do not <em>dispute</em> - that the <em>dispute</em> was <em>incorrectly</em> filed by a credit repair company. The representative told me \" too bad '' and that they will leave the language on my report."],"issue":["<em>Incorrect</em> information on credit report"],"sub_issue":["<em>Account</em> status"]},"sort":[14.947516,"1433544"]},{"_index":"complaint-public-v1","_id":"13058547","_score":14.921381,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"Equifax has continued to incorrectly report a collections account ( XXXX  XXXX ) on my credit report, despite this debt being fully paid off, and several disputes in which I have included a \" debt paid in full '' letter. \n\nAgain I have disputed this several times to no avail. I have called Equifax directly only to be hung up on multiple times. \n\nThe 2 other credit beaureus are not reporting this data, and Equifax has continued to incorrectly report for over a year.","date_sent_to_company":"2025-04-18T21:32:42.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"32256","tags":null,"has_narrative":true,"complaint_id":"13058547","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2025-04-18T21:24:46.000Z","state":"FL","company_public_response":null,"sub_issue":"Account information incorrect"},"highlight":{"complaint_what_happened":["Equifax has continued to <em>incorrectly</em> report a collections <em>account</em> ( XXXX  XXXX ) on my credit report, despite this debt being fully paid off, and <em>several</em> <em>disputes</em> in which I have included a \" debt paid in full '' letter. \n\nAgain I have <em>disputed</em> this <em>several</em> <em>times</em> to no avail. I have called Equifax directly only to be hung up on multiple <em>times</em>. \n\nThe 2 other credit beaureus are not reporting this data, and Equifax has continued to <em>incorrectly</em> report for over a year."],"issue":["<em>Incorrect</em> information on your report"],"sub_issue":["<em>Account</em> information <em>incorrect</em>"]},"sort":[14.921381,"13058547"]},{"_index":"complaint-public-v1","_id":"8306231","_score":14.896146,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I have reached Transunion Credit Bureau several times to dispute incorrect information for an account on my credit report for account XXXX XXXX. I told them several times that the information is incorrect for the account remarks/status. XXXX XXXX  on my credit report is showing XXXX XXXX Wage Earn Payment Plan Account. It needs to say discharged under XXXX  XXXX bankruptcy. I have called XXXX XXXX and they tell me it is a Transunion problem.","date_sent_to_company":"2024-02-08T15:40:47.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"55303","tags":"Servicemember","has_narrative":true,"complaint_id":"8306231","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2024-02-08T15:34:01.000Z","state":"MN","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Account status incorrect"},"highlight":{"complaint_what_happened":["I have reached Transunion Credit Bureau <em>several</em> <em>times</em> to <em>dispute</em> <em>incorrect</em> information for an <em>account</em> on my credit report for <em>account</em> XXXX XXXX. I told them <em>several</em> <em>times</em> that the information is <em>incorrect</em> for the <em>account</em> remarks/status. XXXX XXXX  on my credit report is showing XXXX XXXX Wage Earn Payment Plan <em>Account</em>. It needs to say discharged under XXXX  XXXX bankruptcy. I have called XXXX XXXX and they tell me it is a Transunion problem."],"issue":["<em>Incorrect</em> information on your report"],"sub_issue":["<em>Account</em> status <em>incorrect</em>"]},"sort":[14.896146,"8306231"]},{"_index":"complaint-public-v1","_id":"8512371","_score":14.880104,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"XXXX is reporting a creditor named Sunset Finance with an account number of xxx # # on my XXXX credit report. I have disputed this account several times with XXXX over an incorrect balance amount of {$360.00}, which I paid off on XX/XX/year>, and now it is XXXX. However, XXXX has repeatedly shown bias towards a certain race group by filing several misconstrued dispute statements to Sunset Finance, stating that I am disputing the ownership of this account when I'm disputing the incorrect balance showing on my credit report. I have enclosed a copy of the receipt I received from Sunset Finance on XX/XX/year>, for this account, which shows a XXXX balance. Despite mailing XXXX a copy of the receipt, they continue to report an incorrect balance of {$360.00}. I have disputed this account with XXXX XXXX times, and they have refused to change the incorrect balance reporting on my credit report to zero.","date_sent_to_company":"2024-03-09T23:30:18.000Z","issue":"Problem with a company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"30906","tags":null,"has_narrative":true,"complaint_id":"8512371","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Sunset Management, Inc","date_received":"2024-03-09T23:30:16.000Z","state":"GA","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Their investigation did not fix an error on your report"},"highlight":{"complaint_what_happened":["XXXX is reporting a creditor named Sunset Finance with an <em>account</em> number of xxx # # on my XXXX credit report. I have <em>disputed</em> this <em>account</em> <em>several</em> <em>times</em> with XXXX over an <em>incorrect</em> balance amount of {$360.00}, which I paid off on XX/XX/year>, and now it is XXXX."]},"sort":[14.880104,"8512371"]},{"_index":"complaint-public-v1","_id":"8512459","_score":14.8672905,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"Equifax is reporting a creditor named XXXX XXXX with an account number of XXXXXXXX XXXX XXXX  on my Equifax credit report. I have disputed this account several times with Equifax over an incorrect balance amount of {$360.00}, which I paid off on XX/XX/2023, and now it is XXXX. However, Equifax has repeatedly shown bias towards a certain race group by filing several misconstrued dispute statements to XXXX XXXX, stating that I am disputing the ownership of this account when I'm disputing the incorrect balance showing on my credit report. I have enclosed a copy of the receipt I received from XXXX XXXX on XX/XX/2023, for this account, which shows a XXXX balance. Despite mailing Equifax a copy of the receipt, they continue to report an incorrect balance of {$360.00}. I have disputed this account with Equifax six times, and they have refused to change the incorrect balance reporting on my credit report to XXXX.","date_sent_to_company":"2024-03-09T23:30:11.000Z","issue":"Problem with a company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"30906","tags":null,"has_narrative":true,"complaint_id":"8512459","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2024-03-09T22:58:01.000Z","state":"GA","company_public_response":null,"sub_issue":"Their investigation did not fix an error on your report"},"highlight":{"complaint_what_happened":["Equifax is reporting a creditor named XXXX XXXX with an <em>account</em> number of XXXXXXXX XXXX XXXX  on my Equifax credit report. I have <em>disputed</em> this <em>account</em> <em>several</em> <em>times</em> with Equifax over an <em>incorrect</em> balance amount of {$360.00}, which I paid off on XX/XX/2023, and now it is XXXX."]},"sort":[14.8672905,"8512459"]},{"_index":"complaint-public-v1","_id":"1832813","_score":14.846709,"_source":{"product":"Credit reporting","complaint_what_happened":"I have XXXX accounts that are reporting incorrectly I have disputed several times and experian refuses to investigate Account XXXX XXXX XXXX account is reporting incorrectly Account XXXX XXXX XXXX account is reporting incorrectly","date_sent_to_company":"2016-03-15T14:42:01.000Z","issue":"Incorrect information on credit report","sub_product":null,"zip_code":"10312","tags":null,"has_narrative":true,"complaint_id":"1832813","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2016-03-15T14:42:01.000Z","state":"NY","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Account status"},"highlight":{"complaint_what_happened":["I have XXXX <em>accounts</em> that are reporting <em>incorrectly</em> I have <em>disputed</em> <em>several</em> <em>times</em> and experian refuses to investigate <em>Account</em> XXXX XXXX XXXX <em>account</em> is reporting <em>incorrectly</em> <em>Account</em> XXXX XXXX XXXX <em>account</em> is reporting <em>incorrectly</em>"],"issue":["<em>Incorrect</em> information on credit report"],"sub_issue":["<em>Account</em> status"]},"sort":[14.846709,"1832813"]},{"_index":"complaint-public-v1","_id":"7868539","_score":14.834551,"_source":{"product":"Checking or savings account","complaint_what_happened":"While trying to open an account It was communicated to me that Early Warning Systems were reporting several incorrect personal pieces of information as well as unauthorized accounts on my credit report. I have attempted to contact them several times regarding this incorrect information in the system and removing these accounts. I have attempted to verify myself several times with calling, sending in up to date Identification and utility bill, as well as attempts to verify online. EWS refuses to validate the information or correct the information as well as continue me no access to the dispute process because I have not been verified.","date_sent_to_company":"2023-11-17T16:48:17.000Z","issue":"Opening an account","sub_product":"Checking account","zip_code":"452XX","tags":null,"has_narrative":true,"complaint_id":"7868539","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Early Warning Services, LLC","date_received":"2023-11-17T16:22:43.000Z","state":"OH","company_public_response":null,"sub_issue":"Unable to open an account"},"highlight":{"complaint_what_happened":["While trying to open an <em>account</em> It was communicated to me that Early Warning Systems were reporting <em>several</em> <em>incorrect</em> personal pieces of information as well as unauthorized <em>accounts</em> on my credit report. I have attempted to contact them <em>several</em> <em>times</em> regarding this <em>incorrect</em> information in the system and removing these <em>accounts</em>. I have attempted to verify myself <em>several</em> <em>times</em> with calling, sending in up to date Identification and utility bill, as well as attempts to verify online."],"product":["Checking or savings <em>account</em>"],"issue":["Opening an <em>account</em>"],"sub_product":["Checking <em>account</em>"],"sub_issue":["Unable to open an <em>account</em>"]},"sort":[14.834551,"7868539"]},{"_index":"complaint-public-v1","_id":"3698592","_score":14.772694,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"I have disputed this account several times over the years for incorrect reporting that is ruining my credit. I most recently disputed this account a few weeks ago and they continue to report incorrectly. At this point, it is fraudulent. XXXX XXXX XXXX continues to verify information that is flat out wrong and enough is enough. And Transunion continues to accept this fraudulent reporting without receiving proper evidence. This account must be removed from all credit reporting agencies immediately. The 30, 60, and 90-day late information they continue to verify is incorrect. I have told them this several times. To make matters worse, they continue to report that the amount of discharged debt is upwards of {$10000.00}. They know this information is incorrect as they provided me with the cancellation of debt form that states {$6800.00}. Remove this account from all credit reports immediately.","date_sent_to_company":"2020-06-14T17:51:53.000Z","issue":"Problem with a credit reporting company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"89052","tags":null,"has_narrative":true,"complaint_id":"3698592","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2020-06-14T17:46:12.000Z","state":"NV","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Their investigation did not fix an error on your report"},"highlight":{"complaint_what_happened":["I have <em>disputed</em> this <em>account</em> <em>several</em> <em>times</em> over the years for <em>incorrect</em> reporting that is ruining my credit. I most recently <em>disputed</em> this <em>account</em> a few weeks ago and they continue to report <em>incorrectly</em>. At this point, it is fraudulent. XXXX XXXX XXXX continues to verify information that is flat out wrong and enough is enough. And Transunion continues to accept this fraudulent reporting without receiving proper evidence."]},"sort":[14.772694,"3698592"]},{"_index":"complaint-public-v1","_id":"3698585","_score":14.772469,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"If disputed this account several times over the years for incorrect reporting that is ruining my credit. I most recently disputed this account a few weeks ago and they continue to report incorrectly. At this point, it is fraudulent. They continue to verify information that is flat out wrong and enough is enough. And the credit reporting agencies continue to accept this fraudulent reporting without receiving proper evidence. This account must be removed from all credit reporting agencies immediately. The 30, 60, and 90-day late information they continue to verify is incorrect. I have told them this several times. To make matters worse, they continue to report that the amount of discharged debt is upwards of {$10000.00}. They know this is information is incorrect as they provided me with the cancellation of debt form that states {$6800.00}. Remove this account from all credit reports immediately.","date_sent_to_company":"2020-06-14T17:44:50.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"89052","tags":null,"has_narrative":true,"complaint_id":"3698585","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2020-06-14T17:44:47.000Z","state":"NV","company_public_response":null,"sub_issue":"Account information incorrect"},"highlight":{"complaint_what_happened":["If <em>disputed</em> this <em>account</em> <em>several</em> <em>times</em> over the years for <em>incorrect</em> reporting that is ruining my credit. I most recently <em>disputed</em> this <em>account</em> a few weeks ago and they continue to report <em>incorrectly</em>. At this point, it is fraudulent. They continue to verify information that is flat out wrong and enough is enough. And the credit reporting agencies continue to accept this fraudulent reporting without receiving proper evidence."],"issue":["<em>Incorrect</em> information on your report"],"sub_issue":["<em>Account</em> information <em>incorrect</em>"]},"sort":[14.772469,"3698585"]},{"_index":"complaint-public-v1","_id":"3698584","_score":14.748186,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"If disputed this account several times over the years for incorrect reporting that is ruining my credit. I most recently disputed this account a few weeks ago and they continue to report incorrectly. At this point, it is fraudulent. They continue to verify information that is flat out wrong and enough is enough. And the credit reporting agencies continue to accept this fraudulent reporting without receiving proper evidence. This account must be removed from all credit reporting agencies immediately. The 30, 60, and 90-day late information they continue to verify is incorrect. I have told them this several times. To make matters worse, they continue to report that the amount of discharged debt is upwards of {$10000.00}. They know this is information is incorrect as they provided me with the cancellation of debt form that states {$6800.00}. Remove this account from all credit reports immediately.","date_sent_to_company":"2020-06-14T17:44:50.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"89052","tags":null,"has_narrative":true,"complaint_id":"3698584","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2020-06-14T17:44:47.000Z","state":"NV","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Account information incorrect"},"highlight":{"complaint_what_happened":["If <em>disputed</em> this <em>account</em> <em>several</em> <em>times</em> over the years for <em>incorrect</em> reporting that is ruining my credit. I most recently <em>disputed</em> this <em>account</em> a few weeks ago and they continue to report <em>incorrectly</em>. At this point, it is fraudulent. They continue to verify information that is flat out wrong and enough is enough. And the credit reporting agencies continue to accept this fraudulent reporting without receiving proper evidence."],"issue":["<em>Incorrect</em> information on your report"],"sub_issue":["<em>Account</em> information <em>incorrect</em>"]},"sort":[14.748186,"3698584"]},{"_index":"complaint-public-v1","_id":"3698579","_score":14.748186,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"If disputed this account several times over the years for incorrect reporting that is ruining my credit. I most recently disputed this account a few weeks ago and they continue to report incorrectly. At this point, it is fraudulent. They continue to verify information that is flat out wrong and enough is enough. And the credit reporting agencies continue to accept this fraudulent reporting without receiving proper evidence. This account must be removed from all credit reporting agencies immediately. The 30, 60, and 90-day late information they continue to verify is incorrect. I have told them this several times. To make matters worse, they continue to report that the amount of discharged debt is upwards of {$10000.00}. They know this is information is incorrect as they provided me with the cancellation of debt form that states {$6800.00}. Remove this account from all credit reports immediately.","date_sent_to_company":"2020-06-14T17:44:43.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"89052","tags":null,"has_narrative":true,"complaint_id":"3698579","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Santander Consumer USA Holdings Inc.","date_received":"2020-06-14T16:34:01.000Z","state":"NV","company_public_response":null,"sub_issue":"Account information incorrect"},"highlight":{"complaint_what_happened":["If <em>disputed</em> this <em>account</em> <em>several</em> <em>times</em> over the years for <em>incorrect</em> reporting that is ruining my credit. I most recently <em>disputed</em> this <em>account</em> a few weeks ago and they continue to report <em>incorrectly</em>. At this point, it is fraudulent. They continue to verify information that is flat out wrong and enough is enough. And the credit reporting agencies continue to accept this fraudulent reporting without receiving proper evidence."],"issue":["<em>Incorrect</em> information on your report"],"sub_issue":["<em>Account</em> information <em>incorrect</em>"]},"sort":[14.748186,"3698579"]},{"_index":"complaint-public-v1","_id":"6352625","_score":14.6744995,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"Exter Finance has been disputed and contacted several times for incorrect credit reporting. The account was XXXX. in full for the settlement amount however on each credit bureau it is reflecting incorrect information. For example past due amount, closed account, delinquent, original agreement was account would be paid to delete. After account was P.D. on amount agreed and letter would be sent as proof and account would be removed however account still reflecting not only incorrect information but after terms have been meet still showing on Co owner and my account. After speaking to several representatives and several disputes account still reflecting.","date_sent_to_company":"2022-12-23T01:03:13.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"290XX","tags":null,"has_narrative":true,"complaint_id":"6352625","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Exeter Finance, LLC.","date_received":"2022-12-23T00:53:44.000Z","state":"SC","company_public_response":null,"sub_issue":"Account status incorrect"},"highlight":{"complaint_what_happened":["Exter Finance has been <em>disputed</em> and contacted <em>several</em> <em>times</em> for <em>incorrect</em> credit reporting. The <em>account</em> was XXXX. in full for the settlement amount however on each credit bureau it is reflecting <em>incorrect</em> information. For example past due amount, closed <em>account</em>, delinquent, original agreement was <em>account</em> would be paid to delete."],"issue":["<em>Incorrect</em> information on your report"],"sub_issue":["<em>Account</em> status <em>incorrect</em>"]},"sort":[14.6744995,"6352625"]},{"_index":"complaint-public-v1","_id":"6849141","_score":14.604324,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"I have three accounts on my credit report with incorrect information. One account has the wrong payment and settlement information. Another account has no recent payment history when I view my credit report online. A collection account that is paid is supposed to be removed by the creditor. I have disputed these items several times online and am not able to dispute them online anymore. I have tried calling several times, but never get a person on the phone to help with my dispute.","date_sent_to_company":"2023-04-18T00:55:40.000Z","issue":"Problem with a credit reporting company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"815XX","tags":null,"has_narrative":true,"complaint_id":"6849141","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2023-04-18T00:50:08.000Z","state":"CO","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Their investigation did not fix an error on your report"},"highlight":{"complaint_what_happened":["I have three <em>accounts</em> on my credit report with <em>incorrect</em> information. One <em>account</em> has the wrong payment and settlement information. Another <em>account</em> has no recent payment history when I view my credit report online. A collection <em>account</em> that is paid is supposed to be removed by the creditor. I have <em>disputed</em> these items <em>several</em> <em>times</em> online and am not able to <em>dispute</em> them online anymore. I have tried calling <em>several</em> <em>times</em>, but never get a person on the phone to help with my <em>dispute</em>."]},"sort":[14.604324,"6849141"]},{"_index":"complaint-public-v1","_id":"2649938","_score":14.515998,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"I have reached out to XXXX and Experian several times to make correction to what is reported on my credit history : 1. XXXX is reflecting 5 derogatory accounts on my credit history when there 's only 1. For example it shows my student loans as being delinguent when in fact if you review my payment history you will see that i have always paid on time and paid what is expected. I disputed this several times yet there has been no correction.\n2. Experian is also showing 3 derogatory listings on my account when there only should be 1. I have disputed this several times as well and still no changes.\nSimilarly I reached out to these agencies regarding the hard inquires and the incorrect reflection of these hard inquiries stating that not all of the companies received permission to run a hard inquiry but this information is still reflected on my account. I am not sure what to do at this point with the incorrect information reflected.","date_sent_to_company":"2017-08-25T05:21:41.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"30024","tags":null,"has_narrative":true,"complaint_id":"2649938","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2017-08-25T01:21:39.000Z","state":"GA","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Account status incorrect"},"highlight":{"complaint_what_happened":["Experian is also showing 3 derogatory listings on my <em>account</em> when there only should be 1. I have <em>disputed</em> this <em>several</em> <em>times</em> as well and still no changes.\nSimilarly I reached out to these agencies regarding the hard inquires and the <em>incorrect</em> reflection of these hard inquiries stating that not all of the companies received permission to run a hard inquiry but this information is still reflected on my <em>account</em>. I am not sure what to do at this point with the <em>incorrect</em> information reflected."],"issue":["<em>Incorrect</em> information on your report"],"sub_issue":["<em>Account</em> status <em>incorrect</em>"]},"sort":[14.515998,"2649938"]},{"_index":"complaint-public-v1","_id":"2650022","_score":14.502338,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"I have reached out to Transunion and XXXX several times to make correction to what is reported on my credit history : 1. Transunion is reflecting 5 derogatory accounts on my credit history when there 's only 1. For example it shows my student loans as being delinguent when in fact if you review my payment history you will see that i have always paid on time and paid what is expected. I disputed this several times yet there has been no correction. \n\n2. XXXX is also showing 3 derogatory listings on my account when there only should be 1. I have disputed this several times as well and still no changes. \n\nSimilarly I reached out to these agencies regarding the hard inquires and the incorrect reflection of these hard inquiries stating that not all of the companies received permission to run a hard inquiry but this information is still reflected on my account. I am not sure what to do at this point with the incorrect information reflected.","date_sent_to_company":"2017-08-25T05:21:36.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"30024","tags":null,"has_narrative":true,"complaint_id":"2650022","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2017-08-25T00:58:01.000Z","state":"GA","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Account status incorrect"},"highlight":{"complaint_what_happened":["XXXX is also showing 3 derogatory listings on my <em>account</em> when there only should be 1. 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