{"took":77,"timed_out":false,"_shards":{"total":5,"successful":5,"skipped":0,"failed":0},"hits":{"total":{"value":4967,"relation":"eq"},"max_score":null,"hits":[{"_index":"complaint-public-v1","_id":"11487726","_score":21.16933,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I am writing to file a formal complaint against the major credit reporting agencies ( XXXX, XXXX, and LexisNexis ) for their failure to remove negative information from my credit report after being notified that my personal information was compromised in a significant data breach. \nDescription of the Issue : My personal information was exposed by a malicious actor gaining access to National Public Data systems and releasing data onto the dark web, primarily occurring between XXXX and summer of XXXX resulting in a National Data Breach that affected millions of consumers as well as myself.. \nIve sent formal written notification to all three credit bureaus informing them of this breach and requesting the removal of negative information potentially resulting from this compromise. \nAs of today 's date, the credit bureaus have failed to take appropriate action to remove this information, despite their obligation to ensure accuracy in credit reporting under the Fair Credit Reporting Act ( FCPA ). \nSpecific Actions Taken : Sent notification letters via certified mail/return receipt Received confirmation of delivery Followed up with the credit bureaus Reviewed my credit reports and found the disputed information is still present Impact of Their Inaction : negative impacts denied credit with companies I do not do business with Declines in my credit score Charge-offs that Inconsistent reporting statements Reporting Errors across each bureau Requested Resolution : Immediate removal of all negative information potentially connected to the data breach Investigation into why proper action wasn't taken after initial notification Correction of all affected credit reports Compensation for any damages incurred due to their negligence I request that the CFPB investigate this matter and ensure the credit reporting agencies fulfill their obligations under the FCRA. Their failure to act has caused significant harm to my financial standing and creditworthiness. \nThank you for your attention to this matter. I look forward to hearing back from you.","date_sent_to_company":"2025-01-13T00:19:54.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"30084","tags":null,"has_narrative":true,"complaint_id":"11487726","timely":"No","company_response":"Closed with explanation","submitted_via":"Web","company":"LEXISNEXIS","date_received":"2025-01-13T00:19:51.000Z","state":"GA","company_public_response":null,"sub_issue":"Information belongs to someone else"},"highlight":{"complaint_what_happened":["Description of the Issue : My personal information was exposed by a malicious actor gaining access to National Public <em>Data</em> systems and releasing <em>data</em> onto the dark web, primarily occurring between XXXX and summer of XXXX resulting in a National <em>Data</em> <em>Breach</em> that <em>affected</em> millions of consumers as well as myself.."]},"sort":[21.16933,"11487726"]},{"_index":"complaint-public-v1","_id":"11484939","_score":21.160233,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I am writing to file a formal complaint against the major credit reporting agencies ( XXXX, XXXX, and XXXX ) for their failure to remove negative information from my credit report after being notified that my personal information was compromised in a significant data breach. \nDescription of the Issue : My personal information was exposed by a malicious actor gaining access to National Public Data systems and releasing data onto the dark web, primarily occurring between XXXX and summer of XXXX  resulting in a National Data Breach that affected millions of consumers as well as myself.. \nIve sent formal written notification to all three credit bureaus informing them of this breach and requesting the removal of negative information potentially resulting from this compromise. \nAs of today 's date, the credit bureaus have failed to take appropriate action to remove this information, despite their obligation to ensure accuracy in credit reporting under the Fair Credit Reporting Act ( FCPA ).\n\nSpecific Actions Taken : Sent notification letters via certified mail/return receipt Received confirmation of delivery Followed up with the credit bureaus Reviewed my credit reports and found the disputed information is still present Impact of Their Inaction : negative impacts denied credit with companies I do not do business with Declines in my credit score Charge-offs that Inconsistent reporting statements Reporting Errors across each bureau Requested Resolution : Immediate removal of all negative information potentially connected to the data breach Investigation into why proper action wasn't taken after initial notification Correction of all affected credit reports Compensation for any damages incurred due to their negligence I request that the CFPB investigate this matter and ensure the credit reporting agencies fulfill their obligations under the FCRA. Their failure to act has caused significant harm to my financial standing and creditworthiness.\n\nThank you for your attention to this matter. I look forward to hearing back from you.","date_sent_to_company":"2025-01-13T00:19:54.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"30084","tags":null,"has_narrative":true,"complaint_id":"11484939","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2025-01-13T00:19:51.000Z","state":"GA","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Information belongs to someone else"},"highlight":{"complaint_what_happened":["Description of the Issue : My personal information was exposed by a malicious actor gaining access to National Public <em>Data</em> systems and releasing <em>data</em> onto the dark web, primarily occurring between XXXX and summer of XXXX  resulting in a National <em>Data</em> <em>Breach</em> that <em>affected</em> millions of consumers as well as myself.."]},"sort":[21.160233,"11484939"]},{"_index":"complaint-public-v1","_id":"14222974","_score":20.981834,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"XXXX XXXX recently suffered a major data breach including consumers ' names and SS numbers. Soon after I discovered incorrect information on my credit report. Records show that XXXX XXXX submitted consumer information to multiple lenders without permission. Data broker giant XXXX XXXX XXXX, a XXXXbased American data analytics company XXXX has revealed that attackers stole the personal information of over XXXX individuals in a XXXX breach. As disclosed in data breach notifications sent to affected people starting XX/XX/XXXX, XXXX was informed on XX/XX/XXXX that some of its data had been stolen from XXXX by an unknown threat actor using a compromised company account. Quote : \" On XXXX, we learned that on XXXX, an unauthorized third party acquired certain XXXX data from a third-party platform used for software development. ''","date_sent_to_company":"2025-10-09T13:51:29.000Z","issue":"Improper use of your report","sub_product":"Credit reporting","zip_code":"223XX","tags":null,"has_narrative":true,"complaint_id":"14222974","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Global Lending Services LLC","date_received":"2025-06-22T03:16:51.000Z","state":"VA","company_public_response":null,"sub_issue":"Credit inquiries on your report that you don't recognize"},"highlight":{"complaint_what_happened":["As disclosed in <em>data</em> <em>breach</em> <em>notifications</em> <em>sent</em> to <em>affected</em> people starting XX/XX/XXXX, XXXX was informed on XX/XX/XXXX that some of its <em>data</em> had been stolen from XXXX by an unknown threat actor using a compromised company account. Quote : \" On XXXX, we learned that on XXXX, an unauthorized third party acquired certain XXXX <em>data</em> from a third-party platform used for software development. ''"]},"sort":[20.981834,"14222974"]},{"_index":"complaint-public-v1","_id":"14222818","_score":20.636003,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"LEXIS NEXIS recently suffered a major data breach including consumers ' names and SS numbers. Soon after I discovered incorrect information on my credit report. Records show that XXXX XXXX submitted consumer information to multiple lenders without permission. Data broker giant LexisNexis Risk Solutions, a Georgia-based American data analytics company XXXX has revealed that attackers stole the personal information of over XXXX individuals in a XXXX breach. As disclosed in data breach notifications sent to affected people starting XX/XX/XXXX, LexisNexis was informed on XX/XX/XXXX that some of its data had been stolen from XXXX by an unknown threat actor using a compromised company account. Quote : \" On XXXX, we learned that on XXXX, an unauthorized third party acquired certain LNRS data from a third-party platform used for software development. ''","date_sent_to_company":"2025-06-22T03:17:18.000Z","issue":"Improper use of your report","sub_product":"Credit reporting","zip_code":"223XX","tags":null,"has_narrative":true,"complaint_id":"14222818","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"LEXISNEXIS","date_received":"2025-06-22T03:10:03.000Z","state":"VA","company_public_response":null,"sub_issue":"Credit inquiries on your report that you don't recognize"},"highlight":{"complaint_what_happened":["As disclosed in <em>data</em> <em>breach</em> <em>notifications</em> <em>sent</em> to <em>affected</em> people starting XX/XX/XXXX, LexisNexis was informed on XX/XX/XXXX that some of its <em>data</em> had been stolen from XXXX by an unknown threat actor using a compromised company account. Quote : \" On XXXX, we learned that on XXXX, an unauthorized third party acquired certain LNRS <em>data</em> from a third-party platform used for software development. ''"]},"sort":[20.636003,"14222818"]},{"_index":"complaint-public-v1","_id":"9067753","_score":19.418287,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I haven't received any communication from the Bureaus, except for the notification that you sent stating that the company has responded to my complaint. How can I be certain that they have thoroughly checked the inaccuracies on my report? What methods did they employ to validate the accounts? This whole situation is incredibly frustrating! It's been more than XXXX  days since I filed a complaint with these Bureaus, and yet the disputed accounts have not been updated. If this continues, I will have no choice but to take legal action due to the immense stress this has caused me. Moreover, I am also concerned about the security of my personal data, as it was affected by the XXXX, Experian, and XXXX data breach.","date_sent_to_company":"2024-05-21T11:28:16.000Z","issue":"Problem with a company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"92324","tags":null,"has_narrative":true,"complaint_id":"9067753","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2024-05-21T11:28:14.000Z","state":"CA","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Investigation took more than 30 days"},"highlight":{"complaint_what_happened":["Moreover, I am also concerned about the security of my personal <em>data</em>, as it was <em>affected</em> by the XXXX, Experian, and XXXX <em>data</em> <em>breach</em>."]},"sort":[19.418287,"9067753"]},{"_index":"complaint-public-v1","_id":"9067714","_score":19.413324,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I haven't received any communication from the Bureaus, except for the notification that you sent stating that the company has responded to my complaint. How can I be certain that they have thoroughly checked the inaccuracies on my report? What methods did they employ to validate the accounts? This whole situation is incredibly frustrating! It's been more than 30 days since I filed a complaint with these Bureaus, and yet the disputed accounts have not been updated. If this continues, I will have no choice but to take legal action due to the immense stress this has caused me. Moreover, I am also concerned about the security of my personal data, as it was affected by the XXXX, XXXX, and Transunion data breach.","date_sent_to_company":"2024-05-21T11:28:08.000Z","issue":"Problem with a company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"92324","tags":null,"has_narrative":true,"complaint_id":"9067714","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2024-05-21T11:24:45.000Z","state":"CA","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Investigation took more than 30 days"},"highlight":{"complaint_what_happened":["Moreover, I am also concerned about the security of my personal <em>data</em>, as it was <em>affected</em> by the XXXX, XXXX, and Transunion <em>data</em> <em>breach</em>."]},"sort":[19.413324,"9067714"]},{"_index":"complaint-public-v1","_id":"13813533","_score":19.18792,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I was impacted by a data breach involving Equifax ( engagement number XXXX ), but I was never notified or provided information about my exposure. Others affected received notices and identity restoration services, but I did not. \n\nIve sent Equifax multiple dispute letters and debt validation requests regarding questionable accounts that may be tied to fraudulent activity. Despite these efforts, Equifax has failed to respond or investigate the matter. \n\nThis lack of response violates my rights under the Fair Credit Reporting Act ( FCRA ), and has caused credit harm, emotional distress, and loss of time and resources. I am seeking full disclosure of what data was impacted, proper notification, access to restoration services, and a full investigation of all disputes.","date_sent_to_company":"2025-05-30T06:13:50.000Z","issue":"Problem with a company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"75159","tags":null,"has_narrative":true,"complaint_id":"13813533","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2025-05-30T06:04:11.000Z","state":"TX","company_public_response":null,"sub_issue":"Their investigation did not fix an error on your report"},"highlight":{"complaint_what_happened":["I was impacted by a <em>data</em> <em>breach</em> involving Equifax ( engagement number XXXX ), but I was never notified or provided information about my exposure. Others <em>affected</em> received notices and identity restoration services, but I did not. \n\nIve <em>sent</em> Equifax multiple dispute letters and debt validation requests regarding questionable accounts that may be tied to fraudulent activity. Despite these efforts, Equifax has failed to respond or investigate the matter."]},"sort":[19.18792,"13813533"]},{"_index":"complaint-public-v1","_id":"9994747","_score":18.757008,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I lodged a complaint with these Bureaus a month ago, but unfortunately, the inaccurate information on my report still remains. I haven't received any communication from the Bureaus, except for the notification that you sent stating that the company has responded to my complaint. How can I be certain that they have thoroughly checked the inaccuracies on my report? What methods did they employ to validate the accounts? This whole situation is incredibly frustrating! It's been more than 30 days since I filed a complaint with these Bureaus, and yet the disputed accounts have not been updated. If this continues, I will have no choice but to take legal action due to the immense stress this has caused me. Moreover, I am also concerned about the security of my personal data, as it was affected by the XXXX, Experian, and XXXX data breach.","date_sent_to_company":"2024-09-02T13:56:40.000Z","issue":"Problem with a company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"33029","tags":null,"has_narrative":true,"complaint_id":"9994747","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2024-09-02T13:56:28.000Z","state":"FL","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Investigation took more than 30 days"},"highlight":{"complaint_what_happened":["Moreover, I am also concerned about the security of my personal <em>data</em>, as it was <em>affected</em> by the XXXX, Experian, and XXXX <em>data</em> <em>breach</em>."]},"sort":[18.757008,"9994747"]},{"_index":"complaint-public-v1","_id":"9994685","_score":18.757008,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I lodged a complaint with these Bureaus a month ago, but unfortunately, the inaccurate information on my report still remains. I haven't received any communication from the Bureaus, except for the notification that you sent stating that the company has responded to my complaint. How can I be certain that they have thoroughly checked the inaccuracies on my report? What methods did they employ to validate the accounts? This whole situation is incredibly frustrating! It's been more than 30 days since I filed a complaint with these Bureaus, and yet the disputed accounts have not been updated. If this continues, I will have no choice but to take legal action due to the immense stress this has caused me. Moreover, I am also concerned about the security of my personal data, as it was affected by the Equifax, XXXX, and XXXX data breach.","date_sent_to_company":"2024-09-02T13:56:40.000Z","issue":"Problem with a company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"33029","tags":null,"has_narrative":true,"complaint_id":"9994685","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2024-09-02T13:56:28.000Z","state":"FL","company_public_response":null,"sub_issue":"Investigation took more than 30 days"},"highlight":{"complaint_what_happened":["Moreover, I am also concerned about the security of my personal <em>data</em>, as it was <em>affected</em> by the Equifax, XXXX, and XXXX <em>data</em> <em>breach</em>."]},"sort":[18.757008,"9994685"]},{"_index":"complaint-public-v1","_id":"9985430","_score":18.757008,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I lodged a complaint with these Bureaus a month ago, but unfortunately, the inaccurate information on my report still remains. I haven't received any communication from the Bureaus, except for the notification that you sent stating that the company has responded to my complaint. How can I be certain that they have thoroughly checked the inaccuracies on my report? What methods did they employ to validate the accounts? This whole situation is incredibly frustrating! It's been more than 30 days since I filed a complaint with these Bureaus, and yet the disputed accounts have not been updated. If this continues, I will have no choice but to take legal action due to the immense stress this has caused me. Moreover, I am also concerned about the security of my personal data, as it was affected by the Equifax, XXXX, and XXXX data breach.","date_sent_to_company":"2024-08-29T09:33:09.000Z","issue":"Problem with a company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"93552","tags":null,"has_narrative":true,"complaint_id":"9985430","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2024-08-29T09:33:06.000Z","state":"CA","company_public_response":null,"sub_issue":"Investigation took more than 30 days"},"highlight":{"complaint_what_happened":["Moreover, I am also concerned about the security of my personal <em>data</em>, as it was <em>affected</em> by the Equifax, XXXX, and XXXX <em>data</em> <em>breach</em>."]},"sort":[18.757008,"9985430"]},{"_index":"complaint-public-v1","_id":"9985279","_score":18.757008,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I lodged a complaint with these XXXX  a month ago, but unfortunately, the inaccurate information on my report still remains. I haven't received any communication from the XXXX, except for the notification that you sent stating that the company has responded to my complaint. How can I be certain that they have thoroughly checked the inaccuracies on my report? What methods did they employ to validate the accounts? This whole situation is incredibly frustrating! It's been more than XXXX  days since I filed a complaint with these XXXX, and yet the disputed accounts have not been updated. If this continues, I will have no choice but to take legal action due to the immense stress this has caused me. Moreover, I am also concerned about the security of my personal data, as it was affected by the Equifax, XXXX, and XXXX data breach.","date_sent_to_company":"2024-08-29T12:10:16.000Z","issue":"Problem with a company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"92530","tags":null,"has_narrative":true,"complaint_id":"9985279","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2024-08-29T12:10:14.000Z","state":"CA","company_public_response":null,"sub_issue":"Investigation took more than 30 days"},"highlight":{"complaint_what_happened":["Moreover, I am also concerned about the security of my personal <em>data</em>, as it was <em>affected</em> by the Equifax, XXXX, and XXXX <em>data</em> <em>breach</em>."]},"sort":[18.757008,"9985279"]},{"_index":"complaint-public-v1","_id":"9977922","_score":18.757008,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I lodged a complaint with these XXXX  a month ago, but unfortunately, the inaccurate information on my report still remains. I haven't received any communication from the XXXX, except for the notification that you sent stating that the company has responded to my complaint. How can I be certain that they have thoroughly checked the inaccuracies on my report? What methods did they employ to validate the accounts? This whole situation is incredibly frustrating! It's been more than XXXX days since I filed a complaint with these XXXX, and yet the disputed accounts have not been updated. If this continues, I will have no choice but to take legal action due to the immense stress this has caused me. Moreover, I am also concerned about the security of my personal data, as it was affected by the XXXX, Experian, and XXXX data breach.","date_sent_to_company":"2024-08-29T12:10:16.000Z","issue":"Problem with a company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"92530","tags":null,"has_narrative":true,"complaint_id":"9977922","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2024-08-29T12:10:14.000Z","state":"CA","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Investigation took more than 30 days"},"highlight":{"complaint_what_happened":["Moreover, I am also concerned about the security of my personal <em>data</em>, as it was <em>affected</em> by the XXXX, Experian, and XXXX <em>data</em> <em>breach</em>."]},"sort":[18.757008,"9977922"]},{"_index":"complaint-public-v1","_id":"9963632","_score":18.757008,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I lodged a complaint with these Bureaus a month ago, but unfortunately, the inaccurate information on my report still remains. I haven't received any communication from the Bureaus, except for the notification that you sent stating that the company has responded to my complaint. How can I be certain that they have thoroughly checked the inaccuracies on my report? What methods did they employ to validate the accounts? This whole situation is incredibly frustrating! It's been more than 30 days since I filed a complaint with these Bureaus, and yet the disputed accounts have not been updated. If this continues, I will have no choice but to take legal action due to the immense stress this has caused me. Moreover, I am also concerned about the security of my personal data, as it was affected by the XXXX, XXXX, and Transunion data breach.","date_sent_to_company":"2024-08-29T09:33:09.000Z","issue":"Problem with a company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"93552","tags":null,"has_narrative":true,"complaint_id":"9963632","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2024-08-29T09:33:06.000Z","state":"CA","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Investigation took more than 30 days"},"highlight":{"complaint_what_happened":["Moreover, I am also concerned about the security of my personal <em>data</em>, as it was <em>affected</em> by the XXXX, XXXX, and Transunion <em>data</em> <em>breach</em>."]},"sort":[18.757008,"9963632"]},{"_index":"complaint-public-v1","_id":"9962675","_score":18.757008,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I lodged a complaint with these Bureaus a month ago, but unfortunately, the inaccurate information on my report still remains. I haven't received any communication from the Bureaus, except for the notification that you sent stating that the company has responded to my complaint. How can I be certain that they have thoroughly checked the inaccuracies on my report? What methods did they employ to validate the accounts? This whole situation is incredibly frustrating! It's been more than 30 days since I filed a complaint with these Bureaus, and yet the disputed accounts have not been updated. If this continues, I will have no choice but to take legal action due to the immense stress this has caused me. Moreover, I am also concerned about the security of my personal data, as it was affected by the XXXX, XXXX, and Transunion data breach.","date_sent_to_company":"2024-08-29T10:06:00.000Z","issue":"Problem with a company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"91367","tags":null,"has_narrative":true,"complaint_id":"9962675","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2024-08-29T10:05:58.000Z","state":"CA","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Investigation took more than 30 days"},"highlight":{"complaint_what_happened":["Moreover, I am also concerned about the security of my personal <em>data</em>, as it was <em>affected</em> by the XXXX, XXXX, and Transunion <em>data</em> <em>breach</em>."]},"sort":[18.757008,"9962675"]},{"_index":"complaint-public-v1","_id":"9961041","_score":18.757008,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I lodged a complaint with these Bureaus a month ago, but unfortunately, the inaccurate information on my report still remains. I haven't received any communication from the Bureaus, except for the notification that you sent stating that the company has responded to my complaint. How can I be certain that they have thoroughly checked the inaccuracies on my report? What methods did they employ to validate the accounts? This whole situation is incredibly frustrating! It's been more than 30 days since I filed a complaint with these Bureaus, and yet the disputed accounts have not been updated. If this continues, I will have no choice but to take legal action due to the immense stress this has caused me. Moreover, I am also concerned about the security of my personal data, as it was affected by the Equifax, XXXX, and XXXX data breach.","date_sent_to_company":"2024-08-28T13:24:16.000Z","issue":"Problem with a company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"368XX","tags":null,"has_narrative":true,"complaint_id":"9961041","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2024-08-28T13:24:13.000Z","state":"AL","company_public_response":null,"sub_issue":"Investigation took more than 30 days"},"highlight":{"complaint_what_happened":["Moreover, I am also concerned about the security of my personal <em>data</em>, as it was <em>affected</em> by the Equifax, XXXX, and XXXX <em>data</em> <em>breach</em>."]},"sort":[18.757008,"9961041"]},{"_index":"complaint-public-v1","_id":"9957469","_score":18.757008,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I lodged a complaint with these Bureaus a month ago, but unfortunately, the inaccurate information on my report still remains. I haven't received any communication from the Bureaus, except for the notification that you sent stating that the company has responded to my complaint. How can I be certain that they have thoroughly checked the inaccuracies on my report? What methods did they employ to validate the accounts? This whole situation is incredibly frustrating! It's been more than 30 days since I filed a complaint with these Bureaus, and yet the disputed accounts have not been updated. If this continues, I will have no choice but to take legal action due to the immense stress this has caused me. Moreover, I am also concerned about the security of my personal data, as it was affected by the Equifax, XXXX, and XXXX data breach.","date_sent_to_company":"2024-08-29T13:08:32.000Z","issue":"Problem with a company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"92557","tags":null,"has_narrative":true,"complaint_id":"9957469","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2024-08-29T13:08:29.000Z","state":"CA","company_public_response":null,"sub_issue":"Investigation took more than 30 days"},"highlight":{"complaint_what_happened":["Moreover, I am also concerned about the security of my personal <em>data</em>, as it was <em>affected</em> by the Equifax, XXXX, and XXXX <em>data</em> <em>breach</em>."]},"sort":[18.757008,"9957469"]},{"_index":"complaint-public-v1","_id":"9951713","_score":18.757008,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I lodged a complaint with these Bureaus a month ago, but unfortunately, the inaccurate information on my report still remains. I haven't received any communication from the Bureaus, except for the notification that you sent stating that the company has responded to my complaint. How can I be certain that they have thoroughly checked the inaccuracies on my report? What methods did they employ to validate the accounts? This whole situation is incredibly frustrating! It's been more than 30 days since I filed a complaint with these Bureaus, and yet the disputed accounts have not been updated. If this continues, I will have no choice but to take legal action due to the immense stress this has caused me. 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I haven't received any communication from the Bureaus, except for the notification that you sent stating that the company has responded to my complaint. How can I be certain that they have thoroughly checked the inaccuracies on my report? What methods did they employ to validate the accounts? This whole situation is incredibly frustrating! It's been more than 30 days since I filed a complaint with these Bureaus, and yet the disputed accounts have not been updated. If this continues, I will have no choice but to take legal action due to the immense stress this has caused me. 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I haven't received any communication from the Bureaus, except for the notification that you sent stating that the company has responded to my complaint. How can I be certain that they have thoroughly checked the inaccuracies on my report? What methods did they employ to validate the accounts? This whole situation is incredibly frustrating! It's been more than 30 days since I filed a complaint with these Bureaus, and yet the disputed accounts have not been updated. If this continues, I will have no choice but to take legal action due to the immense stress this has caused me. Moreover, I am also concerned about the security of my personal data, as it was affected by the XXXX, XXXX, and Transunion data breach.","date_sent_to_company":"2024-08-27T12:31:10.000Z","issue":"Problem with a company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"77346","tags":null,"has_narrative":true,"complaint_id":"9940361","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2024-08-27T12:31:07.000Z","state":"TX","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Investigation took more than 30 days"},"highlight":{"complaint_what_happened":["Moreover, I am also concerned about the security of my personal <em>data</em>, as it was <em>affected</em> by the XXXX, XXXX, and Transunion <em>data</em> <em>breach</em>."]},"sort":[18.757008,"9940361"]},{"_index":"complaint-public-v1","_id":"9919643","_score":18.757008,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I lodged a complaint with these Bureaus a month ago, but unfortunately, the inaccurate information on my report still remains. I haven't received any communication from the XXXX, except for the notification that you sent stating that the company has responded to my complaint. How can I be certain that they have thoroughly checked the inaccuracies on my report? What methods did they employ to validate the accounts? This whole situation is incredibly frustrating! It's been more than 30 days since I filed a complaint with these XXXX, and yet the disputed accounts have not been updated. If this continues, I will have no choice but to take legal action due to the immense stress this has caused me. Moreover, I am also concerned about the security of my personal data, as it was affected by the XXXX, Experian, and XXXX data breach.","date_sent_to_company":"2024-08-27T05:29:07.000Z","issue":"Problem with a company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"91401","tags":null,"has_narrative":true,"complaint_id":"9919643","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2024-08-27T05:29:04.000Z","state":"CA","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Investigation took more than 30 days"},"highlight":{"complaint_what_happened":["Moreover, I am also concerned about the security of my personal <em>data</em>, as it was <em>affected</em> by the XXXX, Experian, and XXXX <em>data</em> <em>breach</em>."]},"sort":[18.757008,"9919643"]},{"_index":"complaint-public-v1","_id":"9919599","_score":18.757008,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I lodged a complaint with these Bureaus a month ago, but unfortunately, the inaccurate information on my report still remains. I haven't received any communication from the Bureaus, except for the notification that you sent stating that the company has responded to my complaint. How can I be certain that they have thoroughly checked the inaccuracies on my report? What methods did they employ to validate the accounts? This whole situation is incredibly frustrating! It's been more than 30 days since I filed a complaint with these Bureaus, and yet the disputed accounts have not been updated. If this continues, I will have no choice but to take legal action due to the immense stress this has caused me. Moreover, I am also concerned about the security of my personal data, as it was affected by the XXXX, XXXX, and Transunion data breach.","date_sent_to_company":"2024-08-27T05:09:31.000Z","issue":"Problem with a company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"91764","tags":null,"has_narrative":true,"complaint_id":"9919599","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2024-08-27T05:05:39.000Z","state":"CA","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Investigation took more than 30 days"},"highlight":{"complaint_what_happened":["Moreover, I am also concerned about the security of my personal <em>data</em>, as it was <em>affected</em> by the XXXX, XXXX, and Transunion <em>data</em> <em>breach</em>."]},"sort":[18.757008,"9919599"]},{"_index":"complaint-public-v1","_id":"9918395","_score":18.757008,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I lodged a complaint with these Bureaus a month ago, but unfortunately, the inaccurate information on my report still remains. I haven't received any communication from the Bureaus, except for the notification that you sent stating that the company has responded to my complaint. How can I be certain that they have thoroughly checked the inaccuracies on my report? What methods did they employ to validate the accounts? This whole situation is incredibly frustrating! It's been more than 30 days since I filed a complaint with these Bureaus, and yet the disputed accounts have not been updated. If this continues, I will have no choice but to take legal action due to the immense stress this has caused me. Moreover, I am also concerned about the security of my personal data, as it was affected by the Equifax, XXXX, and XXXX data breach.","date_sent_to_company":"2024-08-27T06:11:24.000Z","issue":"Problem with a company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"90222","tags":null,"has_narrative":true,"complaint_id":"9918395","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2024-08-27T06:11:21.000Z","state":"CA","company_public_response":null,"sub_issue":"Investigation took more than 30 days"},"highlight":{"complaint_what_happened":["Moreover, I am also concerned about the security of my personal <em>data</em>, as it was <em>affected</em> by the Equifax, XXXX, and XXXX <em>data</em> <em>breach</em>."]},"sort":[18.757008,"9918395"]},{"_index":"complaint-public-v1","_id":"9918281","_score":18.757008,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I lodged a complaint with these Bureaus a month ago, but unfortunately, the inaccurate information on my report still remains. I haven't received any communication from the Bureaus, except for the notification that you sent stating that the company has responded to my complaint. How can I be certain that they have thoroughly checked the inaccuracies on my report? What methods did they employ to validate the accounts? This whole situation is incredibly frustrating! It's been more than 30 days since I filed a complaint with these Bureaus, and yet the disputed accounts have not been updated. If this continues, I will have no choice but to take legal action due to the immense stress this has caused me. Moreover, I am also concerned about the security of my personal data, as it was affected by the XXXX, Experian, and XXXX data breach.","date_sent_to_company":"2024-08-27T06:37:51.000Z","issue":"Problem with a company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"92840","tags":null,"has_narrative":true,"complaint_id":"9918281","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2024-08-27T06:37:45.000Z","state":"CA","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Investigation took more than 30 days"},"highlight":{"complaint_what_happened":["Moreover, I am also concerned about the security of my personal <em>data</em>, as it was <em>affected</em> by the XXXX, Experian, and XXXX <em>data</em> <em>breach</em>."]},"sort":[18.757008,"9918281"]},{"_index":"complaint-public-v1","_id":"9918260","_score":18.757008,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I lodged a complaint with these Bureaus a month ago, but unfortunately, the inaccurate information on my report still remains. I haven't received any communication from the Bureaus, except for the notification that you sent stating that the company has responded to my complaint. How can I be certain that they have thoroughly checked the inaccuracies on my report? What methods did they employ to validate the accounts? This whole situation is incredibly frustrating! It's been more than 30 days since I filed a complaint with these Bureaus, and yet the disputed accounts have not been updated. If this continues, I will have no choice but to take legal action due to the immense stress this has caused me. 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I haven't received any communication from the Bureaus, except for the notification that you sent stating that the company has responded to my complaint. How can I be certain that they have thoroughly checked the inaccuracies on my report? What methods did they employ to validate the accounts? This whole situation is incredibly frustrating! It's been more than 30 days since I filed a complaint with these Bureaus, and yet the disputed accounts have not been updated. If this continues, I will have no choice but to take legal action due to the immense stress this has caused me. 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