{"took":1419,"timed_out":false,"_shards":{"total":5,"successful":5,"skipped":0,"failed":0},"hits":{"total":{"value":234,"relation":"eq"},"max_score":null,"hits":[{"_index":"complaint-public-v1","_id":"3570262","_score":22.938063,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"I recently lost my wallet and had my identity stolen and i contacted the proper authorities. In addition to having my identity stolen i also had my personal information exposed in several data breaches including the XXXX data breach, the XXXX  data breach and the XXXX  data breach. After obtaining a copy of my credit report months ago and noticing fraudulent accounts opened in my name, i have tried contacting and disputing the fraudulent accounts but have received no action. I have been severely impacted due to these unfortunate events.","date_sent_to_company":"2020-03-17T21:04:41.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"28227","tags":null,"has_narrative":true,"complaint_id":"3570262","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2020-03-17T21:01:09.000Z","state":"NC","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Information belongs to someone else"},"highlight":{"complaint_what_happened":["I recently <em>lost</em> my wallet and had my <em>identity</em> stolen and i contacted the proper authorities. In addition to having my <em>identity</em> stolen i also had my <em>personal</em> <em>information</em> exposed in several <em>data</em> <em>breaches</em> including the XXXX <em>data</em> <em>breach</em>, the XXXX  <em>data</em> <em>breach</em> and the XXXX  <em>data</em> <em>breach</em>. After obtaining a copy of my credit report months ago and noticing fraudulent accounts opened in my name, i have tried contacting and disputing the fraudulent accounts but have received no action."],"product":["Credit reporting, credit repair services, or other <em>personal</em> consumer reports"],"issue":["Incorrect <em>information</em> on your report"],"sub_issue":["<em>Information</em> belongs to someone else"]},"sort":[22.938063,"3570262"]},{"_index":"complaint-public-v1","_id":"3570263","_score":22.93731,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"I recently lost my wallet and had my identity stolen and i contacted the proper authorities. In addition to having my identity stolen i also had my personal information exposed in several data breaches including the XXXX data breach, the XXXX  data breach and the XXXX  data breach. After obtaining a copy of my credit report months ago and noticing fraudulent accounts opened in my name, i have tried contacting and disputing the fraudulent accounts but have received no action. I have been severely impacted due to these unfortunate events.","date_sent_to_company":"2020-03-17T21:08:13.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"28227","tags":null,"has_narrative":true,"complaint_id":"3570263","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2020-03-17T21:04:59.000Z","state":"NC","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Information belongs to someone else"},"highlight":{"complaint_what_happened":["I recently <em>lost</em> my wallet and had my <em>identity</em> stolen and i contacted the proper authorities. In addition to having my <em>identity</em> stolen i also had my <em>personal</em> <em>information</em> exposed in several <em>data</em> <em>breaches</em> including the XXXX <em>data</em> <em>breach</em>, the XXXX  <em>data</em> <em>breach</em> and the XXXX  <em>data</em> <em>breach</em>. After obtaining a copy of my credit report months ago and noticing fraudulent accounts opened in my name, i have tried contacting and disputing the fraudulent accounts but have received no action."],"product":["Credit reporting, credit repair services, or other <em>personal</em> consumer reports"],"issue":["Incorrect <em>information</em> on your report"],"company":["Experian <em>Information</em> Solutions Inc."],"sub_issue":["<em>Information</em> belongs to someone else"]},"sort":[22.93731,"3570263"]},{"_index":"complaint-public-v1","_id":"3570234","_score":22.707779,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"I recently lost my wallet and had my identity stolen and i contacted the proper authorities. In addition to having my identity stolen i also had my personal information exposed in several datat breaches including the XXXX data breach, the equifax data breach and the XXXX  data breach. After obtaining a copy of my credit report months ago and noticing fraudulent accounts opened in my name, i have tried contacting and disputing the fraudulent accounts but have received no action. I have been severely impacted due to these unfortunate events.","date_sent_to_company":"2020-03-17T21:00:48.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"28227","tags":null,"has_narrative":true,"complaint_id":"3570234","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2020-03-17T20:52:55.000Z","state":"NC","company_public_response":null,"sub_issue":"Information belongs to someone else"},"highlight":{"complaint_what_happened":["I recently <em>lost</em> my wallet and had my <em>identity</em> stolen and i contacted the proper authorities. In addition to having my <em>identity</em> stolen i also had my <em>personal</em> <em>information</em> exposed in several datat <em>breaches</em> including the XXXX <em>data</em> <em>breach</em>, the equifax <em>data</em> <em>breach</em> and the XXXX  <em>data</em> <em>breach</em>. After obtaining a copy of my credit report months ago and noticing fraudulent accounts opened in my name, i have tried contacting and disputing the fraudulent accounts but have received no action."],"product":["Credit reporting, credit repair services, or other <em>personal</em> consumer reports"],"issue":["Incorrect <em>information</em> on your report"],"sub_issue":["<em>Information</em> belongs to someone else"]},"sort":[22.707779,"3570234"]},{"_index":"complaint-public-v1","_id":"5321448","_score":21.326134,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"MY INFORMATION HAS BEEN INVOLVED IN A MAJOR DATA BREACH WITH XXXX I HAVE BEEN FILING MULTIPLE LETTERS TO ALL THREE CREDIT REPORTING AGENCIES ON BEHALF OF FRAUDULENT INFORMATION FOUND. I HAD TO INDIVIDUALLY DRAFT AND SUBMIT THESE LETTERS, FINDING ALL THE INFORMATION INVOLVED IN THIS DATA BREACH THAT DOES NOT BELONG TO ME. I HAD TO SUBMIT A REPORT TO THE FEDERAL TRADE COMMISSION ON BEHALF OF IDENTITY THEFT. THE ACCOUNTS THAT HAVE CAUSED ME MANY DENIALS FOR LOANS, CREDIT AND OTHER PERSONAL PURCHASES. I HAVE LOST TIME AND ENERGY BECAUSE OF THESE FALSE ACCOUNTS.","date_sent_to_company":"2022-03-14T20:28:51.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"91335","tags":null,"has_narrative":true,"complaint_id":"5321448","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2022-03-14T20:23:19.000Z","state":"CA","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Information belongs to someone else"},"highlight":{"complaint_what_happened":["MY <em>INFORMATION</em> HAS BEEN INVOLVED IN A MAJOR <em>DATA</em> <em>BREACH</em> WITH XXXX I HAVE BEEN FILING MULTIPLE LETTERS TO ALL THREE CREDIT REPORTING AGENCIES ON BEHALF OF FRAUDULENT <em>INFORMATION</em> FOUND. I HAD TO INDIVIDUALLY DRAFT AND SUBMIT THESE LETTERS, FINDING ALL THE <em>INFORMATION</em> INVOLVED IN THIS <em>DATA</em> <em>BREACH</em> THAT DOES NOT BELONG TO ME. I HAD TO SUBMIT A REPORT TO THE FEDERAL TRADE COMMISSION ON BEHALF OF <em>IDENTITY</em> THEFT."],"product":["Credit reporting, credit repair services, or other <em>personal</em> consumer reports"],"issue":["Incorrect <em>information</em> on your report"],"sub_issue":["<em>Information</em> belongs to someone else"]},"sort":[21.326134,"5321448"]},{"_index":"complaint-public-v1","_id":"5321442","_score":21.326134,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"MY INFORMATION HAS BEEN INVOLVED IN A MAJOR DATA BREACH WITH EQUIFAX I HAVE BEEN FILING MULTIPLE LETTERS TO ALL THREE CREDIT REPORTING AGENCIES ON BEHALF OF FRAUDULENT INFORMATION FOUND. I HAD TO INDIVIDUALLY DRAFT AND SUBMIT THESE LETTERS, FINDING ALL THE INFORMATION INVOLVED IN THIS DATA BREACH THAT DOES NOT BELONG TO ME. I HAD TO SUBMIT A REPORT TO THE FEDERAL TRADE COMMISSION ON BEHALF OF IDENTITY THEFT. THE ACCOUNTS THAT HAVE CAUSED ME MANY DENIALS FOR LOANS, CREDIT AND OTHER PERSONAL PURCHASES. I HAVE LOST TIME AND ENERGY BECAUSE OF THESE FALSE ACCOUNTS.","date_sent_to_company":"2022-03-14T20:20:57.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"91335","tags":null,"has_narrative":true,"complaint_id":"5321442","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2022-03-14T19:55:14.000Z","state":"CA","company_public_response":null,"sub_issue":"Information belongs to someone else"},"highlight":{"complaint_what_happened":["MY <em>INFORMATION</em> HAS BEEN INVOLVED IN A MAJOR <em>DATA</em> <em>BREACH</em> WITH EQUIFAX I HAVE BEEN FILING MULTIPLE LETTERS TO ALL THREE CREDIT REPORTING AGENCIES ON BEHALF OF FRAUDULENT <em>INFORMATION</em> FOUND. I HAD TO INDIVIDUALLY DRAFT AND SUBMIT THESE LETTERS, FINDING ALL THE <em>INFORMATION</em> INVOLVED IN THIS <em>DATA</em> <em>BREACH</em> THAT DOES NOT BELONG TO ME. I HAD TO SUBMIT A REPORT TO THE FEDERAL TRADE COMMISSION ON BEHALF OF <em>IDENTITY</em> THEFT."],"product":["Credit reporting, credit repair services, or other <em>personal</em> consumer reports"],"issue":["Incorrect <em>information</em> on your report"],"sub_issue":["<em>Information</em> belongs to someone else"]},"sort":[21.326134,"5321442"]},{"_index":"complaint-public-v1","_id":"9144556","_score":20.42875,"_source":{"product":"Debt collection","complaint_what_happened":"There was a point where I lost my wallet. My wallet had a lot of valuable and personal information in it. I started to notice accounts that were negative reflect in my credit report that I had no idea and that do not belong to me. Since I have lost my wallet, I have also been in my personal information and data Were involved in various data breaches with Equifax and XXXX. I am not aware of this debt nor where it came from. The debt is listed below ( XXXX XXXX XXXX XXXX XXXX XXXX  ) Amount {$3800.00} Date assigned XX/XX/2022 This debt is a result of identity theft. Please provide any and all and all proof that this is 100 % accurate beyond a shadow of doubt. I need receipts and signatures and full statements because I am not aware of this debt","date_sent_to_company":"2024-05-31T19:15:25.000Z","issue":"Attempts to collect debt not owed","sub_product":"Rental debt","zip_code":"34746","tags":null,"has_narrative":true,"complaint_id":"9144556","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2024-05-31T19:09:09.000Z","state":"FL","company_public_response":null,"sub_issue":"Debt was result of identity theft"},"highlight":{"complaint_what_happened":["There was a point where I <em>lost</em> my wallet. My wallet had a lot of valuable and <em>personal</em> <em>information</em> in it. I started to notice accounts that were negative reflect in my credit report that I had no idea and that do not belong to me. Since I have <em>lost</em> my wallet, I have also been in my <em>personal</em> <em>information</em> and <em>data</em> Were involved in various <em>data</em> <em>breaches</em> with Equifax and XXXX. I am not aware of this debt nor where it came from."],"sub_issue":["Debt was result of <em>identity</em> theft"]},"sort":[20.42875,"9144556"]},{"_index":"complaint-public-v1","_id":"9146270","_score":20.42568,"_source":{"product":"Debt collection","complaint_what_happened":"There was a point where I lost my wallet. My wallet had a lot of valuable and personal information in it. I started to notice accounts that were negative reflect in my credit report that I had no idea and that do not belong to me. Since I have lost my wallet, I have also been in my personal information and data Were involved in various data breaches with XXXX and XXXX. I am not aware of this debt nor where it came from. The debt is listed below ( Colombia debt recovery LLC DBA Genesis ) Amount {$3800.00} Date assigned XX/XX/year> This debt is a result of identity theft. Please provide any and all and all proof that this is 100 % accurate beyond a shadow of doubt. I need receipts and signatures and full statements because I am not aware of this debt","date_sent_to_company":"2024-06-10T12:55:44.000Z","issue":"Attempts to collect debt not owed","sub_product":"Rental debt","zip_code":"34746","tags":null,"has_narrative":true,"complaint_id":"9146270","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Rowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d/b/a Genesis","date_received":"2024-05-31T18:40:54.000Z","state":"FL","company_public_response":null,"sub_issue":"Debt was result of identity theft"},"highlight":{"complaint_what_happened":["There was a point where I <em>lost</em> my wallet. My wallet had a lot of valuable and <em>personal</em> <em>information</em> in it. I started to notice accounts that were negative reflect in my credit report that I had no idea and that do not belong to me. Since I have <em>lost</em> my wallet, I have also been in my <em>personal</em> <em>information</em> and <em>data</em> Were involved in various <em>data</em> <em>breaches</em> with XXXX and XXXX. I am not aware of this debt nor where it came from."],"sub_issue":["Debt was result of <em>identity</em> theft"]},"sort":[20.42568,"9146270"]},{"_index":"complaint-public-v1","_id":"9144157","_score":20.425394,"_source":{"product":"Debt collection","complaint_what_happened":"There was a point where I lost my wallet. My wallet had a lot of valuable and personal information in it. I started to notice accounts that were negative reflect in my credit report that I had no idea and that do not belong to me. Since I have lost my wallet, I have also been in my personal information and data Were involved in various data breaches with XXXX and XXXX. I am not aware of this debt nor where it came from. The debt is listed below ( XXXX XXXX XXXX XXXX XXXX  XXXX  ) Amount {$3800.00} Date assigned XX/XX/2022 This debt is a result of identity theft. Please provide any and all and all proof that this is 100 % accurate beyond a shadow of doubt. I need receipts and signatures and full statements because I am not aware of this debt","date_sent_to_company":"2024-05-31T19:30:11.000Z","issue":"Attempts to collect debt not owed","sub_product":"Rental debt","zip_code":"34746","tags":null,"has_narrative":true,"complaint_id":"9144157","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2024-05-31T19:26:07.000Z","state":"FL","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Debt was result of identity theft"},"highlight":{"complaint_what_happened":["There was a point where I <em>lost</em> my wallet. My wallet had a lot of valuable and <em>personal</em> <em>information</em> in it. I started to notice accounts that were negative reflect in my credit report that I had no idea and that do not belong to me. Since I have <em>lost</em> my wallet, I have also been in my <em>personal</em> <em>information</em> and <em>data</em> Were involved in various <em>data</em> <em>breaches</em> with XXXX and XXXX. I am not aware of this debt nor where it came from."],"company":["Experian <em>Information</em> Solutions Inc."],"sub_issue":["Debt was result of <em>identity</em> theft"]},"sort":[20.425394,"9144157"]},{"_index":"complaint-public-v1","_id":"9144212","_score":20.393867,"_source":{"product":"Debt collection","complaint_what_happened":"There was a point where I lost my wallet. My wallet had a lot of valuable and personal information in it. I started to notice accounts that were negative reflect in my credit report that I had no idea and that do not belong to me. Since I have lost my wallet, I have also been in my personal information and data Were involved in various data breaches with XXXX and TransUnion. I am not aware of this debt nor where it came from. The debt is listed below ( XXXX XXXX XXXX XXXX XXXX XXXX ) Amount {$3800.00} Date assigned XX/XX/year> This debt is a result of identity theft. Please provide any and all and all proof that this is XXXX XXXX accurate beyond a shadow of doubt. I need receipts and signatures and full statements because I am not aware of this debt","date_sent_to_company":"2024-05-31T19:24:33.000Z","issue":"Attempts to collect debt not owed","sub_product":"Rental debt","zip_code":"34746","tags":null,"has_narrative":true,"complaint_id":"9144212","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2024-05-31T19:17:54.000Z","state":"FL","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Debt was result of identity theft"},"highlight":{"complaint_what_happened":["There was a point where I <em>lost</em> my wallet. My wallet had a lot of valuable and <em>personal</em> <em>information</em> in it. I started to notice accounts that were negative reflect in my credit report that I had no idea and that do not belong to me. Since I have <em>lost</em> my wallet, I have also been in my <em>personal</em> <em>information</em> and <em>data</em> Were involved in various <em>data</em> <em>breaches</em> with XXXX and TransUnion. I am not aware of this debt nor where it came from."],"sub_issue":["Debt was result of <em>identity</em> theft"]},"sort":[20.393867,"9144212"]},{"_index":"complaint-public-v1","_id":"11309676","_score":20.391954,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"My name is XXXX XXXX, and I am a victim of the XXXX XXXX data breach, one of the largest data breaches in history. This breach exposed my personal information, including my Social Security number, date of birth, address, and other sensitive data, to unauthorized access.\n\nSince the breach, I have faced significant challenges and emotional distress. Specifically : Financial Impact : I have had to spend time and money monitoring my credit and safeguarding my identity, including purchasing credit monitoring services and identity theft insurance.\n\nI experienced fraudulent activity on my accounts, which required me to close and reopen accounts, dispute unauthorized charges, and spend countless hours on the phone with financial institutions. \nMy credit score was temporarily impacted due to fraudulent credit inquiries, affecting my ability to secure favorable terms on a loan.\n\nEmotional Distress : The breach has caused ongoing anxiety and stress, knowing that my personal information is permanently compromised and could be misused at any time in the future.\n\nI have lost trust in institutions that hold my data, leading to a feeling of vulnerability and helplessness.\n\nLogistical Burden : I have spent numerous hours filing reports with credit bureaus, freezing and unfreezing my credit, and staying vigilant for signs of identity theft.\n\nThese efforts have disrupted my personal and professional life, consuming time that I could have spent with my family or on other priorities. \nXXXX 's failure to adequately protect my data has had long-lasting consequences, and the breach continues to affect me today. I urge the court and responsible parties to ensure that victims like me receive proper restitution and that corporations take greater responsibility for securing sensitive consumer data in the future. \n\nThank you for considering my statement.","date_sent_to_company":"2024-12-28T22:42:38.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"38654","tags":null,"has_narrative":true,"complaint_id":"11309676","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2024-12-28T22:34:56.000Z","state":"MS","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Information belongs to someone else"},"highlight":{"complaint_what_happened":["My name is XXXX XXXX, and I am a victim of the XXXX XXXX <em>data</em> <em>breach</em>, one of the largest <em>data</em> <em>breaches</em> in history. This <em>breach</em> exposed my <em>personal</em> <em>information</em>, including my Social Security number, date of birth, address, and other sensitive <em>data</em>, to unauthorized access.\n\nSince the <em>breach</em>, I have faced significant challenges and emotional distress."],"product":["Credit reporting or other <em>personal</em> consumer reports"],"issue":["Incorrect <em>information</em> on your report"],"sub_issue":["<em>Information</em> belongs to someone else"]},"sort":[20.391954,"11309676"]},{"_index":"complaint-public-v1","_id":"14621217","_score":19.301958,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I am reporting identity theft involving fraudulent information being reported about me to consumer reporting agencies ChexSystems. I have been denied the ability to open a bank account due to negative records that I did not authorize or recognize. These agencies have bought, sold, and shared personal information connected to my identity-including potentially false or fraudulently obtained records-which constitutes unauthorized use of my personal identifying information, as defined under the FTC Identity Theft Act and federal consumer protection laws. \nI have never knowingly opened or authorized any account or transaction that would result in the negative records listed in these reports. I suspect my information may have been compromised due to a prior data breach or lost wallet incident in XX/XX/year>. The continued use, trade, or distribution of these records without my consent is damaging and unlawful.","date_sent_to_company":"2025-07-14T16:35:56.000Z","issue":"Improper use of your report","sub_product":"Credit reporting","zip_code":"785XX","tags":null,"has_narrative":true,"complaint_id":"14621217","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Fidelity National Information Services, Inc. (FNIS)","date_received":"2025-07-14T00:45:27.000Z","state":"TX","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Reporting company used your report improperly"},"highlight":{"complaint_what_happened":["I suspect my <em>information</em> may have been compromised due to a prior <em>data</em> <em>breach</em> or <em>lost</em> wallet incident in XX/XX/year>. The continued use, trade, or distribution of these records without my consent is damaging and unlawful."],"product":["Credit reporting or other <em>personal</em> consumer reports"],"company":["Fidelity National <em>Information</em> Services, Inc. (FNIS)"]},"sort":[19.301958,"14621217"]},{"_index":"complaint-public-v1","_id":"2661040","_score":18.974257,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"This complaint is in regards to the massive breach in the personal data of millions of people due to the willful negligence of Equifax. \n\nI ca n't bring up the dispute with Equifax because if I use their website to find out if I have been affected by the data breach, I am giving up my right to sue. \n\nEquifax may or may not have lost my credit data, SSN, and other personal information. From what I have heard, the corporation was willfully negligent in the way they stored, processed, and transferred the personal information of millions of people. I have heard several first hand accounts of those working at Equifax to back up my claims. \n\nI am fearful that my identity will be stolen, my credit score damaged, and my personal information used against me or sold to those who will only use it to harm me. This fear will live with me for the rest of my life as there is no way to recover my information or know who has possession of it now or at any time in the future. \n\nThe top executives at Equifax however have nothing to worry about as they sold off millions of dollars worth of company stock after they were aware of the problem, a month before they informed the public. When they decided to inform the public, it was on the eave of Hurricane Irma causing destruction. This timing of the announcement only goes to further demonstrate the willful negligence of Equifax as is is obvious the company did not want to receive much attention from their announcement.","date_sent_to_company":"2017-09-11T13:42:52.000Z","issue":"Improper use of your report","sub_product":"Credit reporting","zip_code":"02140","tags":null,"has_narrative":true,"complaint_id":"2661040","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2017-09-11T13:11:14.000Z","state":"MA","company_public_response":null,"sub_issue":"Reporting company used your report improperly"},"highlight":{"complaint_what_happened":["This complaint is in regards to the massive <em>breach</em> in the <em>personal</em> <em>data</em> of millions of people due to the willful negligence of Equifax. \n\nI ca n't bring up the dispute with Equifax because if I use their website to find out if I have been affected by the <em>data</em> <em>breach</em>, I am giving up my right to sue. \n\nEquifax may or may not have <em>lost</em> my credit <em>data</em>, SSN, and other <em>personal</em> <em>information</em>."],"product":["Credit reporting, credit repair services, or other <em>personal</em> consumer reports"]},"sort":[18.974257,"2661040"]},{"_index":"complaint-public-v1","_id":"10668358","_score":18.955109,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I am a victim of multiple data breaches therefore, I would need all of the accounts on my credit report that have been exposed and compromised to be blocked and deleted pursuant to 15 USC 1681c-2 ( a ) immediately. \n\nI am formally request the blocking and permanent deletion of all accounts associated with my personal information due to the recent data breach. \n\nAlso, I never lived at the address associated with these accounts in New Jersey. \nI have lived at XXXX XXXX XXXX, XXXX NJ XXXX since I was a kid at the age of XXXX. I previously lost my wallet back in 2018. I have been told by XXXX XXXX that someone at the address, XXXX XXXX XXXX XXXX NJ is using my personal information. I have reported this to the Federal Government via an FTC Report. \n\nI am also disputing all the information inside public records, etc that you used to previously verify these accounts because they are also a result of identity theft. All of that information was used and created by someone else because like I mentioned, I never lived at XXXX XXXX XXXX XXXX NJ I am overly aware of my consumer rights so please correct this problem in order to prevent Litigation. I will also be mailing a Certified Copy of This Dispute to Your Address so I can have proof in case litigation must take place. \n\nI NEVER SIGNED FOR THESE ACCOUNTS AT ALL. I PROMISE NOT ONE OF THESE ACCOUNTS CAN PROVIDE YOU WITH A VERIFIABLE SIGNATURE OR SIGNED CONTRACT AGREEING FOR THEM TO REPORT THESE ACCOUNTS TO MY CREDIT REPORT. Thats because these accounts were not opened by me. \n\nAccording to The FCRA, You must provide verifiable documents, signatures, contracts etc in order to verify that these accounts belong to me in which they do not. \nAside from everything stated above, all of these accounts were exposed and compromised due to 2 Equifax Data Breaches. Proof is Attached. \n\nIf These Accounts Are Not Removed From My Credit Report, My Lawyer & I Will Pursue Litigation with Equifax followed by XXXX XXXX XXXX since the FCRA States that all accounts affected by a data breach must be removed from my credit report. \n\nI Already lost over {$10000.00} + Spent over {$5000.00} mailing letters and receiving legal guidance on how to remove these accounts from my report. \nIf I have to send one more dispute, I am coming for everything I lost through litigation","date_sent_to_company":"2024-11-04T00:03:29.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"07036","tags":null,"has_narrative":true,"complaint_id":"10668358","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2024-11-04T00:03:25.000Z","state":"NJ","company_public_response":null,"sub_issue":"Information belongs to someone else"},"highlight":{"complaint_what_happened":["I previously <em>lost</em> my wallet back in 2018. I have been told by XXXX XXXX that someone at the address, XXXX XXXX XXXX XXXX NJ is using my <em>personal</em> <em>information</em>. I have reported this to the Federal Government via an FTC Report. \n\nI am also disputing all the <em>information</em> inside public records, etc that you used to previously verify these accounts because they are also a result of <em>identity</em> theft."],"product":["Credit reporting or other <em>personal</em> consumer reports"],"issue":["Incorrect <em>information</em> on your report"],"sub_issue":["<em>Information</em> belongs to someone else"]},"sort":[18.955109,"10668358"]},{"_index":"complaint-public-v1","_id":"14619561","_score":18.93553,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I am reporting identity theft involving fraudulent information being reported about me to consumer reporting agencies, Early Warning Services ( EWS ). I have been denied the ability to open a bank account due to negative records that I did not authorize or recognize. These agencies have bought, sold, and shared personal information connected to my identity-including potentially false or fraudulently obtained records-which constitutes unauthorized use of my personal identifying information, as defined under the FTC Identity Theft Act and federal consumer protection laws. \nI have never knowingly opened or authorized any account or transaction that would result in the negative records listed in these reports. I suspect my information may have been compromised due to a prior data breach or lost wallet incident in XX/XX/year>. The continued use, trade, or distribution of these records without my consent is damaging and unlawful.","date_sent_to_company":"2025-07-14T01:42:12.000Z","issue":"Improper use of your report","sub_product":"Credit reporting","zip_code":"785XX","tags":null,"has_narrative":true,"complaint_id":"14619561","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Early Warning Services, LLC","date_received":"2025-07-14T01:28:36.000Z","state":"TX","company_public_response":null,"sub_issue":"Reporting company used your report improperly"},"highlight":{"complaint_what_happened":["I suspect my <em>information</em> may have been compromised due to a prior <em>data</em> <em>breach</em> or <em>lost</em> wallet incident in XX/XX/year>. The continued use, trade, or distribution of these records without my consent is damaging and unlawful."],"product":["Credit reporting or other <em>personal</em> consumer reports"]},"sort":[18.93553,"14619561"]},{"_index":"complaint-public-v1","_id":"10668952","_score":18.927803,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I am a victim of multiple data breaches therefore, I would need all of the accounts on my credit report that have been exposed and compromised to be blocked and deleted pursuant to 15 USC 1681c-2 ( a ) immediately.\n\nI am formally request the blocking and permanent deletion of all accounts associated with my personal information due to the recent data breach. \n\nAlso, I never lived at the address associated with these accounts in New Jersey. \nI have lived at XXXX XXXX XXXX, XXXX NJ XXXX since I was a kid at the age of XXXX. I previously lost my wallet back in 2018. I have been told by XXXX XXXX that someone at the address, XXXX XXXX XXXX XXXX NJ is using my personal information. I have reported this to the Federal Government via an FTC Report. \n\nI am also disputing all the information inside public records, etc that you used to previously verify these accounts because they are also a result of identity theft. All of that information was used and created by someone else because like I mentioned, I never lived at XXXX XXXX XXXX XXXX NJ I am overly aware of my consumer rights so please correct this problem in order to prevent Litigation. I will also be mailing a Certified Copy of This Dispute to Your Address so I can have proof in case litigation must take place. \n\nI NEVER SIGNED FOR THESE ACCOUNTS AT ALL. I PROMISE NOT ONE OF THESE ACCOUNTS CAN PROVIDE YOU WITH A VERIFIABLE SIGNATURE OR SIGNED CONTRACT AGREEING FOR THEM TO REPORT THESE ACCOUNTS TO MY CREDIT REPORT. Thats because these accounts were not opened by me. \n\nAccording to The FCRA, You must provide verifiable documents, signatures, contracts etc in order to verify that these accounts belong to me in which they do not. \nAside from everything stated above, all of these accounts were exposed and compromised due to 2 XXXX Data Breaches. Proof is Attached. \n\nIf These Accounts Are Not Removed From My Credit Report, My Lawyer & I Will Pursue Litigation with XXXX followed by Experian & XXXX since the FCRA States that all accounts affected by a data breach must be removed from my credit report. \n\nI Already lost over {$10000.00} + Spent over {$5000.00} mailing letters and receiving legal guidance on how to remove these accounts from my report. \nIf I have to send one more dispute, I am coming for everything I lost through litigation","date_sent_to_company":"2024-11-04T00:03:16.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"07036","tags":null,"has_narrative":true,"complaint_id":"10668952","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2024-11-03T23:52:48.000Z","state":"NJ","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Information belongs to someone else"},"highlight":{"complaint_what_happened":["I previously <em>lost</em> my wallet back in 2018. I have been told by XXXX XXXX that someone at the address, XXXX XXXX XXXX XXXX NJ is using my <em>personal</em> <em>information</em>. I have reported this to the Federal Government via an FTC Report. \n\nI am also disputing all the <em>information</em> inside public records, etc that you used to previously verify these accounts because they are also a result of <em>identity</em> theft."],"product":["Credit reporting or other <em>personal</em> consumer reports"],"issue":["Incorrect <em>information</em> on your report"],"company":["Experian <em>Information</em> Solutions Inc."],"sub_issue":["<em>Information</em> belongs to someone else"]},"sort":[18.927803,"10668952"]},{"_index":"complaint-public-v1","_id":"2661865","_score":18.894176,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"Equifax has mishandled my personal identity information during the data breach of XXXX XXXX. This information was lost to unknown third parties, including my Name, Social Security #, Birthdate, and Address. Equifax has confirmed I was affected through their \" Potential Impact '' site www.equifaxsecurity2017.com. \n\nEquifax has put myself and millions of others at risk of identity theft/fraud due to negligent security protocols in handling consumer information. They are further attempting to capitalize on the situation by signing injured parties they are responsible for protecting up for \" trial periods '' of their ID protection services. In addition, Equifax is simultaneously undermining the legal protections of these injured parties with hidden terms of service that waive their right to sue the company in what is a situation of extreme and possibly criminal negligence.","date_sent_to_company":"2017-09-09T15:05:24.000Z","issue":"Improper use of your report","sub_product":"Credit reporting","zip_code":"10462","tags":null,"has_narrative":true,"complaint_id":"2661865","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2017-09-09T14:49:56.000Z","state":"NY","company_public_response":null,"sub_issue":"Reporting company used your report improperly"},"highlight":{"complaint_what_happened":["Equifax has mishandled my <em>personal</em> <em>identity</em> <em>information</em> during the <em>data</em> <em>breach</em> of XXXX XXXX. This <em>information</em> was <em>lost</em> to unknown third parties, including my Name, Social Security #, Birthdate, and Address. Equifax has confirmed I was affected through their \" Potential Impact '' site www.equifaxsecurity2017.com. \n\nEquifax has put myself and millions of others at risk of <em>identity</em> theft/fraud due to negligent security protocols in handling consumer <em>information</em>."],"product":["Credit reporting, credit repair services, or other <em>personal</em> consumer reports"]},"sort":[18.894176,"2661865"]},{"_index":"complaint-public-v1","_id":"16471401","_score":18.688423,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I am submitting this complaint as a victim of identity theft and credit reporting violations involving the three major credit reporting agencies, Experian, Equifax, and TransUnion. \nIn late XX/XX/year>, I discovered multiple unauthorized accounts appearing on my credit report after being denied for a mortgage application. These accounts were opened without my knowledge or consent. \nOn XX/XX/year>, I lost my wallet, which contained my drivers license, Social Security card, and several personal documents. I immediately filed a lost property report with local law enforcement and took steps to protect my identity. However, by early XX/XX/year>, fraudulent credit accounts had appeared on my reports. \nI am a documented victim of both the Equifax data breach and the XXXX data breach, which likely contributed to the exposure of my personal information. \n\nActions Taken : Filed a Police Report on XX/XX/year>, regarding the identity theft. \nPolice Report Number : <<Police Report # >> Filed an FTC Identity Theft Report on XX/XX/year>. \nFTC Report Number : XXXX Report # XXXX Submitted Dispute Letters to Experian, Equifax, and TransUnion under FCRA XXXX / XXXX XXXX. XXXX, requesting the blocking and permanent deletion of the fraudulent accounts. \nDespite taking these actions, the disputed and fraudulent accounts remain on my credit reports, severely damaging my credit standing and causing ongoing financial harm. \n\nSupporting Documentation ( Attached ) : Copy of Police Report ( dated XX/XX/year> ) Copy of FTC Identity Theft Report ( dated XX/XX/year> ) Copy of drivers license and Social Security card ( for verification only )","date_sent_to_company":"2025-10-09T19:02:38.000Z","issue":"Problem with a company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"92614","tags":null,"has_narrative":true,"complaint_id":"16471401","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2025-10-09T18:21:54.000Z","state":"CA","company_public_response":null,"sub_issue":"Their investigation did not fix an error on your report"},"highlight":{"complaint_what_happened":["On XX/XX/year>, I <em>lost</em> my wallet, which contained my drivers license, Social Security card, and several <em>personal</em> documents. I immediately filed a <em>lost</em> property report with local law enforcement and took steps to protect my <em>identity</em>. However, by early XX/XX/year>, fraudulent credit accounts had appeared on my reports. \nI am a documented victim of both the Equifax <em>data</em> <em>breach</em> and the XXXX <em>data</em> <em>breach</em>, which likely contributed to the exposure of my <em>personal</em> <em>information</em>."],"product":["Credit reporting or other <em>personal</em> consumer reports"]},"sort":[18.688423,"16471401"]},{"_index":"complaint-public-v1","_id":"16471750","_score":18.682322,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I am submitting this complaint as a victim of identity theft and credit reporting violations involving the three major credit reporting agencies, Experian, Equifax, and TransUnion. \nIn late XX/XX/year>, I discovered multiple unauthorized accounts appearing on my credit report after being denied for a mortgage application. These accounts were opened without my knowledge or consent. \nOn XX/XX/year>, I lost my wallet, which contained my drivers license, Social Security card, and several personal documents. I immediately filed a lost property report with local law enforcement and took steps to protect my identity. However, by early XX/XX/year>, fraudulent credit accounts had appeared on my reports. \nI am a documented victim of both the Equifax data breach and the XXXX data breach, which likely contributed to the exposure of my personal information. \n\nActions Taken : Filed a Police Report on XX/XX/year>, regarding the identity theft. \nPolice Report Number : <<Police Report # >> Filed an FTC Identity Theft Report on XX/XX/year>. \nFTC Report Number : XXXX Report # XXXX Submitted Dispute Letters to Experian, Equifax, and TransUnion under FCRA XXXX / XXXX XXXX. XXXX, requesting the blocking and permanent deletion of the fraudulent accounts. \nDespite taking these actions, the disputed and fraudulent accounts remain on my credit reports, severely damaging my credit standing and causing ongoing financial harm. \n\nSupporting Documentation ( Attached ) : Copy of Police Report ( dated XX/XX/year> ) Copy of FTC Identity Theft Report ( dated XX/XX/year> ) Copy of drivers license and Social Security card ( for verification only )","date_sent_to_company":"2025-10-09T19:02:36.000Z","issue":"Problem with a company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"92614","tags":null,"has_narrative":true,"complaint_id":"16471750","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2025-10-09T19:02:06.000Z","state":"CA","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Their investigation did not fix an error on your report"},"highlight":{"complaint_what_happened":["On XX/XX/year>, I <em>lost</em> my wallet, which contained my drivers license, Social Security card, and several <em>personal</em> documents. I immediately filed a <em>lost</em> property report with local law enforcement and took steps to protect my <em>identity</em>. However, by early XX/XX/year>, fraudulent credit accounts had appeared on my reports. \nI am a documented victim of both the Equifax <em>data</em> <em>breach</em> and the XXXX <em>data</em> <em>breach</em>, which likely contributed to the exposure of my <em>personal</em> <em>information</em>."],"product":["Credit reporting or other <em>personal</em> consumer reports"]},"sort":[18.682322,"16471750"]},{"_index":"complaint-public-v1","_id":"16471751","_score":18.660341,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I am submitting this complaint as a victim of identity theft and credit reporting violations involving the three major credit reporting agencies, Experian, Equifax, and TransUnion. \nIn late XX/XX/year>, I discovered multiple unauthorized accounts appearing on my credit report after being denied for a mortgage application. These accounts were opened without my knowledge or consent. \nOn XX/XX/year>, I lost my wallet, which contained my drivers license, Social Security card, and several personal documents. I immediately filed a lost property report with local law enforcement and took steps to protect my identity. However, by early XX/XX/year>, fraudulent credit accounts had appeared on my reports. \nI am a documented victim of both the Equifax data breach and the XXXX data breach, which likely contributed to the exposure of my personal information. \n\nActions Taken : Filed a Police Report on XX/XX/year>, regarding the identity theft. \nPolice Report Number : <<Police Report # >> Filed an FTC Identity Theft Report on XX/XX/year>. \nFTC Report Number : XXXX Report # XXXX Submitted Dispute Letters to Experian, Equifax, and TransUnion under FCRA XXXX / XXXX XXXX. XXXX, requesting the blocking and permanent deletion of the fraudulent accounts. \nDespite taking these actions, the disputed and fraudulent accounts remain on my credit reports, severely damaging my credit standing and causing ongoing financial harm. \n\nSupporting Documentation ( Attached ) : Copy of Police Report ( dated XX/XX/year> ) Copy of FTC Identity Theft Report ( dated XX/XX/year> ) Copy of drivers license and Social Security card ( for verification only )","date_sent_to_company":"2025-10-09T19:02:33.000Z","issue":"Problem with a company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"92614","tags":null,"has_narrative":true,"complaint_id":"16471751","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2025-10-09T19:02:06.000Z","state":"CA","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Their investigation did not fix an error on your report"},"highlight":{"complaint_what_happened":["On XX/XX/year>, I <em>lost</em> my wallet, which contained my drivers license, Social Security card, and several <em>personal</em> documents. I immediately filed a <em>lost</em> property report with local law enforcement and took steps to protect my <em>identity</em>. However, by early XX/XX/year>, fraudulent credit accounts had appeared on my reports. \nI am a documented victim of both the Equifax <em>data</em> <em>breach</em> and the XXXX <em>data</em> <em>breach</em>, which likely contributed to the exposure of my <em>personal</em> <em>information</em>."],"product":["Credit reporting or other <em>personal</em> consumer reports"],"company":["Experian <em>Information</em> Solutions Inc."]},"sort":[18.660341,"16471751"]},{"_index":"complaint-public-v1","_id":"12239528","_score":18.589025,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"Claims with data breaches and ID theft current incident lost property incorrect incident report XXXX Is this my name? When reporting the incidents as I had broken the law and no right to report it I have never been in XXXX XXXX '' however dispositionwhen making a police reportHow I have approached my concerns as an impacted person several data breaches first XXXX XXXX XXXX XXXX XXXXXXXX  and earlier and notified, second equifax data breach and third during XXXX XXXX XXXX  XXXX XXXX and all settled and published on CFPB however unaddressed namely XXXX responses I received from equifax and XXXX sued also this salutationis not my name in regards to a police report and also XXXX XXXX XXXX XXXX request after notification of data breach and impacted persons complained of stolen Educational records namely certificate of live birth and social security card open the door to access my personal accounts and login why? They have identification. My XXXX  account there were documents uploaded that had dated back to a previous XXXX XXXX case unfortunately information creditors that did belong to me there were XXXX XXXX  cases XXXX XXXX and XXXX XXXX and harassment after the Data breaches would be personal I was notified by apartment complex in XXXX fields of ID theft in an apartment using my certificate of birth and questioned how these criminal had obtained my certificate of live birth as to what was used. XXXX XXXX advocated for affordable housing and in XXXX there is a boys and girls club in her ward and several witnesses ( XXXX ) who worked for her. Prohibit any person from accessing my personal Government issued ID 's. \nGovernment has opened the door to criminal activity and involved me through identity theft","date_sent_to_company":"2025-03-01T01:57:19.000Z","issue":"Improper use of your report","sub_product":"Credit reporting","zip_code":"60640","tags":null,"has_narrative":true,"complaint_id":"12239528","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2025-03-01T01:23:11.000Z","state":"IL","company_public_response":null,"sub_issue":"Reporting company used your report improperly"},"highlight":{"complaint_what_happened":["Claims with <em>data</em> <em>breaches</em> and ID theft current incident <em>lost</em> property incorrect incident report XXXX Is this my name?"],"product":["Credit reporting or other <em>personal</em> consumer reports"]},"sort":[18.589025,"12239528"]},{"_index":"complaint-public-v1","_id":"13065230","_score":18.580618,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"Subject : Formal Dispute Regarding Inadequate Settlement Payment Equifax Data Breach To : XXXX ; XXXX To Whom It May Concern, I am writing to formally dispute the additional settlement payment of {$14.00} issued to me in connection with the Equifax Data Breach Settlement. \n\nAs a verified victim of the XXXX data breachone of the largest and most damaging breaches in U.S. historyI was led to expect a fair and reasonable compensation for the long-term risk, inconvenience, and distress caused by Equifaxs negligence . The exposure of deeply sensitive personal information, including my Social Security number, date of birth, and other critical identifiers, has placed me in a permanent state of vulnerability, and the remediation efforts provided thus far fail to meet the severity of this violation. \n\nThe original settlement clearly stated that consumers were eligible for up to {$120.00} in alternative cash payments, and reimbursement of up to {$20000.00} in expenses for identity theft-related damages or time lost. I adhered to the claim process in good faith, with the understanding that the compensation would reflect both the collective settlement value and the personal risk each claimant was subjected to. \n\nA supplemental payment of {$14.00} is not only disappointingit is insufficient and, in my view, legally questionable. It does not align with the court-approved guidelines nor with the commitment made to affected consumers This isn't even good enough to buy a roll of toilet paper. It's ridiculous and disrespectful after our information has been exposed or sold to hackers.","date_sent_to_company":"2025-04-18T20:20:44.000Z","issue":"Improper use of your report","sub_product":"Other personal consumer report","zip_code":"33172","tags":null,"has_narrative":true,"complaint_id":"13065230","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2025-04-18T20:00:26.000Z","state":"FL","company_public_response":null,"sub_issue":"Reporting company used your report improperly"},"highlight":{"complaint_what_happened":["Subject : Formal Dispute Regarding Inadequate Settlement Payment Equifax <em>Data</em> <em>Breach</em> To : XXXX ; XXXX To Whom It May Concern, I am writing to formally dispute the additional settlement payment of {$14.00} issued to me in connection with the Equifax <em>Data</em> <em>Breach</em> Settlement."],"product":["Credit reporting or other <em>personal</em> consumer reports"],"sub_product":["Other <em>personal</em> consumer report"]},"sort":[18.580618,"13065230"]},{"_index":"complaint-public-v1","_id":"16578174","_score":18.579855,"_source":{"product":"Debt collection","complaint_what_happened":"I am writing to formally contest the presence of a fraudulent account on my credit reports, linked to identity theft, and to demand immediate action in accordance with my rights as a consumer. \n\nSeveral years ago, I experienced a traumatic incident when my wallet and luggage were lost, containing my driver 's license, Social Security card, and several credit cards. Despite extensive efforts to recover these items, I was unable to do so. Recently, I discovered multiple fraudulent accounts on my credit report that I did not open. I firmly believe this specific account resulted from the identity theft associated with the loss of my wallet and the subsequent compromise of my personal information. \n\nAdditionally, I am a victim of the Equifax data breach, a breach that has further exacerbated the challenges I face as a consumer. It is unfair that my data has been breached and that I am now struggling with the ramifications of this identity theft. It feels unjust to have these negative accounts hanging over my head, impeding my ability to move forward with my financial life. \n\nI have filed a police report regarding this matter, and I have attached a copy for your review. Under the Fair Credit Reporting Act ( FCRA ) and the Fair Debt Collection Practices Act ( FDCPA ), I am entitled to have these fraudulent accounts investigated and removed promptly.","date_sent_to_company":"2025-10-14T08:42:54.000Z","issue":"Attempts to collect debt not owed","sub_product":"I do not know","zip_code":"30331","tags":null,"has_narrative":true,"complaint_id":"16578174","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"TrueAccord Corp.","date_received":"2025-10-14T08:13:50.000Z","state":"GA","company_public_response":null,"sub_issue":"Debt was result of identity theft"},"highlight":{"complaint_what_happened":["I firmly believe this specific account resulted from the <em>identity</em> theft associated with the loss of my wallet and the subsequent compromise of my <em>personal</em> <em>information</em>. \n\nAdditionally, I am a victim of the Equifax <em>data</em> <em>breach</em>, a <em>breach</em> that has further exacerbated the challenges I face as a consumer. It is unfair that my <em>data</em> has been <em>breached</em> and that I am now struggling with the ramifications of this <em>identity</em> theft."],"sub_issue":["Debt was result of <em>identity</em> theft"]},"sort":[18.579855,"16578174"]},{"_index":"complaint-public-v1","_id":"4776406","_score":18.365036,"_source":{"product":"Debt collection","complaint_what_happened":"my name is XXXX XXXX today date is XX/XX/XXXX My FTC Report Number Is XXXX My Police Report Number Is XXXX I'm Writing This Complaint Myself Because My personal Information recently found out i was involved identity theft and data breach my personal information was used and sold on the black market also my information was also in the XXXX data breach back in XXXX according to XXXX dark web surveillance report it all started back on or around XX/XX/XXXX when my debit card was stolen after a XXXX XXXX sale at XXXX  in XXXX XXXX Fl my personal information including email and mailing addresses social security my driver 's license and even my phone number was hacked and taken over for 2 weeks 3 weeks and XXXX pin and password was change and taken over by hackers i was very scared about the news i was eligible to file a clam for what was lost but the process was very long, time consuming and complicated being that i don t have a history in credit or finance i was referred to an attorney who specializes in predatory loans and breach victim compensation after carefully reviewing all of my credit files Ive noticed that i have accounts listed or being reported on my credit file that which appears on my credit report, does not relate to any transaction ( s ) that I have made. It is the result of identity theft also these accounts are not mine listed PROFESSIONAL DEBT MEDIAT {$8600.00} XXXX XXXX XXXX Also finding out that my personal infomatiion was used to open up loans, Apartments used for XXXX 's Cars etc Apartments Listed : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX","date_sent_to_company":"2021-10-03T20:35:28.000Z","issue":"Attempts to collect debt not owed","sub_product":"I do not know","zip_code":"33020","tags":null,"has_narrative":true,"complaint_id":"4776406","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Professional Debt Mediation, Inc.","date_received":"2021-10-03T20:28:25.000Z","state":"FL","company_public_response":null,"sub_issue":"Debt was result of identity theft"},"highlight":{"complaint_what_happened":["my name is XXXX XXXX today date is XX/XX/XXXX My FTC Report Number Is XXXX My Police Report Number Is XXXX I'm Writing This Complaint Myself Because My <em>personal</em> <em>Information</em> recently found out i was involved <em>identity</em> theft and <em>data</em> <em>breach</em> my <em>personal</em> <em>information</em> was used and sold on the black market also my <em>information</em> was also in the XXXX <em>data</em> <em>breach</em> back in XXXX according to XXXX dark web surveillance report it all started back on or around XX/XX/XXXX when my debit card was stolen after a XXXX XXXX"],"sub_issue":["Debt was result of <em>identity</em> theft"]},"sort":[18.365036,"4776406"]},{"_index":"complaint-public-v1","_id":"15741205","_score":18.212421,"_source":{"product":"Debt collection","complaint_what_happened":"I am writing to report that I am a victim of identity theft. There are several incidents and data exposures that I believe have contributed to this situation : Past Data Breaches : I have been a known victim of at least two major data breaches : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  My personal information, including my Social Security Number, may have been exposed in both. \n\nLost Wallet ( XXXX ) : In XXXX, while I was a XXXX student, I lost my wallet. Inside were my government-issued ID and Social Security card . Not long after this loss, someone attempted to fraudulently file a tax return using my name and SSN. \n\nSuspicious Eviction Records : After living at XXXX XXXX XXXX XXXX, XXXX, GA, I moved out in XXXX and began renting from a family member at XXXX XXXX XXXX XXXX, XXXX, GA, where I still reside. I have lease agreements to verify my residence history. \nHowever, after being denied for a new apartment, I pulled my credit report and was alarmed to find multiple eviction records, none of which I recognize or were filed by any property I have ever leased from. The last legitimate lease in my name was at XXXX XXXX XXXX. \n\nXXXX Accounts : In reviewing my credit report further, I discovered several credit accounts I did not open. These appear to be fraudulent and were likely created without my knowledge or consent. \n\nDue to the combination of past breaches, loss of personally identifiable information, and ongoing fraudulent activity, I am requesting that this case be investigated as identity theft. \n\nI am also in the process of filing police reports and contacting the credit bureaus to initiate fraud alerts and freeze my credit. \n\nPlease contact me if additional information is needed.","date_sent_to_company":"2025-09-05T18:38:40.000Z","issue":"Attempts to collect debt not owed","sub_product":"I do not know","zip_code":"30296","tags":null,"has_narrative":true,"complaint_id":"15741205","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"CCS Financial Services, Inc.","date_received":"2025-09-05T18:33:40.000Z","state":"GA","company_public_response":"Company can't verify or dispute the facts in the complaint","sub_issue":"Debt was result of identity theft"},"highlight":{"complaint_what_happened":["I am writing to report that I am a victim of <em>identity</em> theft. There are several incidents and <em>data</em> exposures that I believe have contributed to this situation : Past <em>Data</em> <em>Breaches</em> : I have been a known victim of at least two major <em>data</em> <em>breaches</em> : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  My <em>personal</em> <em>information</em>, including my Social Security Number, may have been exposed in both. \n\n<em>Lost</em> Wallet ( XXXX ) : In XXXX, while I was a XXXX student, I <em>lost</em> my wallet."],"sub_issue":["Debt was result of <em>identity</em> theft"]},"sort":[18.212421,"15741205"]},{"_index":"complaint-public-v1","_id":"15740784","_score":18.212421,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"I am writing to report that I am a victim of identity theft. There are several incidents and data exposures that I believe have contributed to this situation : Past Data Breaches : I have been a known victim of at least two major data breaches : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX My personal information, including my Social Security Number, may have been exposed in both. \n\nLost Wallet ( XXXX ) : In XXXX, while I was a XXXX XXXXtudent, I lost my wallet. Inside were my government-issued ID and Social Security card . Not long after this loss, someone attempted to fraudulently file a tax return using my name and SSN. \n\nSuspicious Eviction Records : After living at XXXX XXXX XXXX XXXX, XXXX, GA, I moved out in XXXX and began renting from a family member at XXXX XXXX XXXX XXXX, XXXX, GA, where I still reside. I have lease agreements to verify my residence history. \nHowever, after being denied for a new apartment, I pulled my credit report and was alarmed to find multiple eviction records, none of which I recognize or were filed by any property I have ever leased from. The last legitimate lease in my name was at XXXX XXXX XXXX. \n\nFraudulent Accounts : In reviewing my credit report further, I discovered several credit accounts I did not open. These appear to be fraudulent and were likely created without my knowledge or consent. \n\nDue to the combination of past breaches, loss of personally identifiable information, and ongoing fraudulent activity, I am requesting that this case be investigated as identity theft. \n\nI am also in the process of filing police reports and contacting the credit bureaus to initiate fraud alerts and freeze my credit. \n\nPlease contact me if additional information is needed.","date_sent_to_company":"2025-09-05T18:24:02.000Z","issue":"Incorrect information on your report","sub_product":"Other personal consumer report","zip_code":"30296","tags":null,"has_narrative":true,"complaint_id":"15740784","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"CORELOGIC INC","date_received":"2025-09-05T18:19:48.000Z","state":"GA","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Information belongs to someone else"},"highlight":{"complaint_what_happened":["I am writing to report that I am a victim of <em>identity</em> theft. There are several incidents and <em>data</em> exposures that I believe have contributed to this situation : Past <em>Data</em> <em>Breaches</em> : I have been a known victim of at least two major <em>data</em> <em>breaches</em> : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX My <em>personal</em> <em>information</em>, including my Social Security Number, may have been exposed in both. \n\n<em>Lost</em> Wallet ( XXXX ) : In XXXX, while I was a XXXX XXXXtudent, I <em>lost</em> my wallet."],"product":["Credit reporting or other <em>personal</em> consumer reports"],"issue":["Incorrect <em>information</em> on your report"],"sub_product":["Other <em>personal</em> consumer report"],"sub_issue":["<em>Information</em> belongs to someone else"]},"sort":[18.212421,"15740784"]}]},"aggregations":{"has_narrative":{"meta":{},"doc_count":234,"has_narrative":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":1,"key_as_string":"true","doc_count":234}]}},"product":{"doc_count":234,"product":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Credit reporting or other personal consumer reports","doc_count":130,"sub_product.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Credit reporting","doc_count":125},{"key":"Other personal consumer report","doc_count":5}]}},{"key":"Credit reporting, credit repair services, or other personal consumer reports","doc_count":43,"sub_product.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Credit reporting","doc_count":41},{"key":"Credit repair services","doc_count":2}]}},{"key":"Debt collection","doc_count":20,"sub_product.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"I do not know","doc_count":11},{"key":"Rental debt","doc_count":5},{"key":"Credit card debt","doc_count":4}]}},{"key":"Credit card","doc_count":9,"sub_product.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"General-purpose credit card or charge card","doc_count":9}]}},{"key":"Checking or savings account","doc_count":8,"sub_product.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Checking account","doc_count":6},{"key":"Other banking product or service","doc_count":2}]}},{"key":"Money transfer, virtual currency, or money service","doc_count":8,"sub_product.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Domestic (US) money transfer","doc_count":3},{"key":"Mobile or digital wallet","doc_count":2},{"key":"Virtual currency","doc_count":2},{"key":"International money transfer","doc_count":1}]}},{"key":"Mortgage","doc_count":5,"sub_product.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Conventional home mortgage","doc_count":1},{"key":"FHA mortgage","doc_count":1},{"key":"Home equity loan or line of credit (HELOC)","doc_count":1},{"key":"Other type of mortgage","doc_count":1},{"key":"VA mortgage","doc_count":1}]}},{"key":"Student loan","doc_count":5,"sub_product.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Federal student loan servicing","doc_count":5}]}},{"key":"Credit card or prepaid card","doc_count":3,"sub_product.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"General-purpose credit card or charge card","doc_count":2},{"key":"Store credit card","doc_count":1}]}},{"key":"Prepaid card","doc_count":2,"sub_product.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Government benefit card","doc_count":2}]}},{"key":"Vehicle loan or lease","doc_count":1,"sub_product.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Loan","doc_count":1}]}}]}},"issue":{"doc_count":234,"issue":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Incorrect information on your report","doc_count":70,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Information belongs to someone else","doc_count":61},{"key":"Account information incorrect","doc_count":6},{"key":"Information is missing that should be on the report","doc_count":1},{"key":"Old information reappears or never goes away","doc_count":1},{"key":"Public record information inaccurate","doc_count":1}]}},{"key":"Improper use of your report","doc_count":50,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Reporting company used your report improperly","doc_count":43},{"key":"Credit inquiries on your report that you don't recognize","doc_count":7}]}},{"key":"Problem with a company's investigation into an existing problem","doc_count":33,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Their investigation did not fix an error on your report","doc_count":29},{"key":"Problem with personal statement of dispute","doc_count":2},{"key":"Investigation took more than 30 days","doc_count":1},{"key":"Was not notified of investigation status or results","doc_count":1}]}},{"key":"Attempts to collect debt not owed","doc_count":17,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Debt was result of identity theft","doc_count":15},{"key":"Debt is not yours","doc_count":1},{"key":"Debt was already discharged in bankruptcy and is no longer owed","doc_count":1}]}},{"key":"Unable to get your credit report or credit score","doc_count":13,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Other problem getting your report or credit score","doc_count":10},{"key":"Problem getting your free annual credit report","doc_count":3}]}},{"key":"Fraud or scam","doc_count":5,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Getting a credit card","doc_count":5,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Card opened without my consent or knowledge","doc_count":3},{"key":"Card opened as result of identity theft or fraud","doc_count":1},{"key":"Delay in processing application","doc_count":1}]}},{"key":"Managing an account","doc_count":5,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Banking errors","doc_count":2},{"key":"Funds not handled or disbursed as instructed","doc_count":1},{"key":"Problem accessing account","doc_count":1},{"key":"Problem making or receiving payments","doc_count":1}]}},{"key":"Problem with a credit reporting company's investigation into an existing problem","doc_count":5,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Their investigation did not fix an error on your report","doc_count":5}]}},{"key":"Trouble during payment process","doc_count":5,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Escrow, taxes, or insurance","doc_count":1},{"key":"Loan sold or transferred to another company","doc_count":1},{"key":"Payment process","doc_count":1},{"key":"Trying to communicate with the company to fix an issue while managing or servicing your loan","doc_count":1}]}},{"key":"Dealing with your lender or servicer","doc_count":3,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Trouble with how payments are being handled","doc_count":2},{"key":"Keep getting calls about your loan","doc_count":1}]}},{"key":"Other features, terms, or problems","doc_count":3,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Privacy issues","doc_count":3}]}},{"key":"Problem with a purchase shown on your statement","doc_count":3,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Card was charged for something you did not purchase with the card","doc_count":3}]}},{"key":"Other transaction problem","doc_count":2,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Problem with a purchase or transfer","doc_count":2,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Card company isn't resolving a dispute about a purchase or transfer","doc_count":2}]}},{"key":"Written notification about debt","doc_count":2,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Didn't receive notice of right to dispute","doc_count":2}]}},{"key":"Closing an account","doc_count":1,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Company closed your account","doc_count":1}]}},{"key":"Closing your account","doc_count":1,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Company closed your account","doc_count":1}]}},{"key":"Credit monitoring or identity theft protection services","doc_count":1,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Didn't receive services that were advertised","doc_count":1}]}},{"key":"Managing, opening, or closing your mobile wallet account","doc_count":1,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Other service problem","doc_count":1,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Problem caused by your funds being low","doc_count":1,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Non-sufficient funds and associated fees","doc_count":1}]}},{"key":"Problem with a lender or other company charging your account","doc_count":1,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Transaction was not authorized","doc_count":1}]}},{"key":"Problem with fraud alerts or security freezes","doc_count":1,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Repossession","doc_count":1,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Damage caused or loss of personal items in vehicle during the actual repossession","doc_count":1}]}},{"key":"Took or threatened to take negative or legal action","doc_count":1,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Seized or attempted to seize your property","doc_count":1}]}},{"key":"Unexpected or other fees","doc_count":1,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}}]}},"timely":{"doc_count":234,"timely":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Yes","doc_count":230},{"key":"No","doc_count":4}]}},"company_response":{"doc_count":234,"company_response":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Closed with explanation","doc_count":171},{"key":"Closed with non-monetary relief","doc_count":60},{"key":"Untimely response","doc_count":2},{"key":"Closed with monetary relief","doc_count":1}]}},"submitted_via":{"doc_count":234,"submitted_via":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Web","doc_count":234}]}},"company":{"doc_count":234,"company":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"EQUIFAX, INC.","doc_count":81},{"key":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","doc_count":42},{"key":"Experian Information Solutions Inc.","doc_count":29},{"key":"CAPITAL ONE FINANCIAL CORPORATION","doc_count":7},{"key":"BANK OF AMERICA, NATIONAL ASSOCIATION","doc_count":6},{"key":"JPMORGAN CHASE & CO.","doc_count":4},{"key":"LEXISNEXIS","doc_count":3},{"key":"NAVY FEDERAL CREDIT UNION","doc_count":3},{"key":"WELLS FARGO & COMPANY","doc_count":3},{"key":"Army and Air Force Exchange Service","doc_count":2},{"key":"BARCLAYS BANK DELAWARE","doc_count":2},{"key":"Block, Inc.","doc_count":2},{"key":"Bread Financial Holdings, Inc.","doc_count":2},{"key":"Coinbase, Inc.","doc_count":2},{"key":"DISCOVER BANK","doc_count":2},{"key":"MOHELA","doc_count":2},{"key":"Manhattan Beach Venture, LLC","doc_count":2},{"key":"Mr. Cooper Group Inc.","doc_count":2},{"key":"Nelnet, Inc.","doc_count":2},{"key":"AES/PHEAA","doc_count":1},{"key":"AMERICAN EXPRESS COMPANY","doc_count":1},{"key":"Aldridge Pite, LLP","doc_count":1},{"key":"BOEING EMPLOYEES' CREDIT UNION","doc_count":1},{"key":"Bilt Technologies, Inc.","doc_count":1},{"key":"CCS Financial Services, Inc.","doc_count":1},{"key":"CITIZENS FINANCIAL GROUP, INC.","doc_count":1},{"key":"CL Holdings LLC","doc_count":1},{"key":"CORELOGIC INC","doc_count":1},{"key":"Continental Finance Company, LLC","doc_count":1},{"key":"DigniFi","doc_count":1},{"key":"Early Warning Services, LLC","doc_count":1},{"key":"FIRST MERCHANTS CORPORATION","doc_count":1},{"key":"Fidelity National Information Services, Inc. (FNIS)","doc_count":1},{"key":"GFS II, LLC","doc_count":1},{"key":"GOLDMAN SACHS BANK USA","doc_count":1},{"key":"ID Analytics, Inc.","doc_count":1},{"key":"January Technologies, Inc","doc_count":1},{"key":"Kinum, Inc., Indianapolis, IN Branch","doc_count":1},{"key":"LoanCare, LLC","doc_count":1},{"key":"MORTGAGE SOLUTIONS OF COLORADO","doc_count":1},{"key":"Maximus Federal Services, Inc.","doc_count":1},{"key":"NISSAN MOTOR ACCEPTANCE COMPANY LLC","doc_count":1},{"key":"National Enterprise Systems, Inc.","doc_count":1},{"key":"Ocwen Financial Corporation","doc_count":1},{"key":"Paramount GR Holdings, LLC","doc_count":1},{"key":"Paypal Holdings, Inc","doc_count":1},{"key":"Professional Debt Mediation, Inc.","doc_count":1},{"key":"ROBINHOOD MARKETS INC.","doc_count":1},{"key":"Resurgent Capital Services L.P.","doc_count":1},{"key":"Rowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d/b/a Genesis","doc_count":1},{"key":"SYNCHRONY FINANCIAL","doc_count":1},{"key":"TRUIST FINANCIAL CORPORATION","doc_count":1},{"key":"Torriere Holdings INC","doc_count":1},{"key":"TrueAccord Corp.","doc_count":1},{"key":"UNITED SERVICES AUTOMOBILE ASSOCIATION","doc_count":1}]}},"state":{"doc_count":234,"state":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"GA","doc_count":35},{"key":"FL","doc_count":29},{"key":"CA","doc_count":24},{"key":"TX","doc_count":17},{"key":"NJ","doc_count":12},{"key":"OH","doc_count":10},{"key":"MA","doc_count":8},{"key":"AK","doc_count":7},{"key":"AL","doc_count":7},{"key":"MI","doc_count":7},{"key":"NC","doc_count":7},{"key":"SC","doc_count":7},{"key":"VA","doc_count":6},{"key":"KS","doc_count":5},{"key":"NY","doc_count":5},{"key":"TN","doc_count":5},{"key":"AR","doc_count":4},{"key":"CT","doc_count":4},{"key":"IN","doc_count":4},{"key":"MO","doc_count":4},{"key":"MS","doc_count":4},{"key":"MN","doc_count":3},{"key":"PA","doc_count":3},{"key":"PR","doc_count":3},{"key":"CO","doc_count":2},{"key":"DC","doc_count":2},{"key":"DE","doc_count":2},{"key":"LA","doc_count":2},{"key":"NV","doc_count":2},{"key":"IL","doc_count":1},{"key":"OR","doc_count":1},{"key":"WA","doc_count":1},{"key":"WI","doc_count":1}]}},"company_public_response":{"doc_count":234,"company_public_response":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","doc_count":90},{"key":"Company believes it acted appropriately as authorized by contract or law","doc_count":7},{"key":"Company can't verify or dispute the facts in the complaint","doc_count":2}]}},"tags":{"doc_count":234,"tags":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Servicemember","doc_count":25},{"key":"Older American","doc_count":6},{"key":"Older American, Servicemember","doc_count":1}]}}},"_meta":{"license":"CC0","last_updated":"2026-07-15T12:00:00-05:00","last_indexed":"2026-07-15T12:00:00-05:00","total_record_count":16469162,"is_data_stale":false,"has_data_issue":false,"break_points":{"2":[18.212421,"15740784"],"3":[17.163607,"10005316"],"4":[14.738781,"6523118"],"5":[13.310066,"15125138"],"6":[12.513632,"15593646"],"7":[11.797152,"16866544"],"8":[10.642441,"13145249"]}}}