{"took":548,"timed_out":false,"_shards":{"total":5,"successful":5,"skipped":0,"failed":0},"hits":{"total":{"value":142310,"relation":"eq"},"max_score":null,"hits":[{"_index":"complaint-public-v1","_id":"14153726","_score":6.288392,"_source":{"product":"Debt collection","complaint_what_happened":"XXXX XXXX Compliance Dispute Letter XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Dear Experian, I am disputing the accuracy and compliance of the following account under XXXX XXXX reporting guidelines and the FCRA. \nXXXX XXXX XXXX Account number XXXX This account must meet XXXX XXXX compliance for accuracy, completeness and verifiably I requesting proof of XXXX. Proof of compliance with XXXX XXXX guidelines. \nXXXX. Verification date of Last Activity 3. Immediate deletion of account if its inaccurate, unverifiable, or outdated. \nIf the account fails XXXX XXXX compliance, I demand its removal under XXXX. Please investigate and respond within 30 days as required by law.","date_sent_to_company":"2025-08-04T16:39:03.000Z","issue":"False statements or representation","sub_product":"I do not know","zip_code":"28027","tags":null,"has_narrative":true,"complaint_id":"14153726","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"WHEELS FINANCIAL GROUP, LLC.","date_received":"2025-06-18T16:48:47.000Z","state":"NC","company_public_response":null,"sub_issue":"Attempted to collect wrong amount"},"highlight":{"complaint_what_happened":["<em>XXXX</em> <em>XXXX</em> <em>Compliance</em> Dispute Letter XXXXXXXX <em>XXXX</em> <em>XXXX</em> <em>XXXX</em> <em>XXXX</em> <em>XXXX</em> <em>XXXX</em> <em>XXXX</em> <em>XXXX</em>  Dear Experian, I am disputing the accuracy and <em>compliance</em> of the following account under <em>XXXX</em> <em>XXXX</em> reporting guidelines and the FCRA. \n<em>XXXX</em> <em>XXXX</em> <em>XXXX</em> Account number <em>XXXX</em> This account must meet <em>XXXX</em> <em>XXXX</em> <em>compliance</em> for accuracy, completeness and verifiably I requesting proof of <em>XXXX</em>. Proof of <em>compliance</em> with <em>XXXX</em> <em>XXXX</em> guidelines. \n<em>XXXX</em>. Verification date of Last Activity 3."]},"sort":[6.288392,"14153726"]},{"_index":"complaint-public-v1","_id":"16602723","_score":6.269412,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"Upon reviewing my credit report, I have identified specific Metro 2 compliance violations related to this account. The following data fields are either inaccurate, incomplete, or unverifiable under FCRA XXXX and Metro 2 standards : These include, but may not be limited to Accounts in Dispute : XXXX. XXXX XXXX Account XXXX XXXX XXXX. XXXX XXXX XXXX Account # XXXX XXXX. XXXX XXXX XXXX Account # XXXX XXXX XXXX XXXX XXXX Account # XXXX XXXX. XXXX XXXX XXXX Account # XXXX Specifically - Failure to report the required Compliance Condition Code XXXX  while account is under active consumer dispute - FCRA Compliance / Date of First Delinquency DOFD Metro 2 ( Base XXXX ) compliance violation - Portfolio Type Metro 2 ( Base XXXX ) compliance violation - Date Open Metro 2 ( Base XXXX ) compliance violation - Payment History Profile Metro 2 ( Field XXXX ) compliance violation - The Account Status Metro 2 Base XXXX compliance violation - Current Balance Metro 2 Base XXXX compliance violation - ECOA Code XXXX XXXX & XXXX - Last Payment Date Metro 2 Base XXXX compliance violation - Special Comment Metro 2 Base XXXX compliance violation - XXXX Segment Metro 2 XXXX - Re-Aging Issue the report DOFD has been unlawfully re-aged. This restarts the reporting period in violation of FXRA XXXX ( c ) - Medical Debt<XXXX  This is a medical collection reported within the 180 day grace period violating current credit reporting rules This complaint is a formal dispute under the Fair Credit Reporting Act ( FCRA ), 15 USC 1681, and a demand for TransUnion immediate investigation and correction or removal of inaccurate and unverifiable information currently being reported by your bureau. This request is also in reference to compliance with Metro 2 data reporting standards as prescribed by the XXXX XXXX XXXX XXXX ( XXXX ). \n\nI am disputing the accuracy, completeness, and verifiability of the following accounts appearing on my TransUnion credit report. Which strongly suggests non-compliance and data inconsistency, violating Metro 2 formatting and FCRA requirements for accurate, consistent, and verifiable reporting. \n\nInconsistencies and unverifiable data of this nature fail to meet the required standards outlined in the Metro 2 Format and violate FCRA XXXX ( b ), which mandates data furnishers to ensure maximum possible accuracy. Furthermore, continued reporting of unverifiable or incorrect data after notice of dispute constitutes willful noncompliance, subject to civil liability under FCRA XXXX.","date_sent_to_company":"2025-10-15T16:43:14.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"30135","tags":null,"has_narrative":true,"complaint_id":"16602723","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2025-10-15T16:35:50.000Z","state":"GA","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Information belongs to someone else"},"highlight":{"complaint_what_happened":["<em>XXXX</em> <em>XXXX</em> <em>XXXX</em> Account # <em>XXXX</em> Specifically - Failure to report the required <em>Compliance</em> Condition Code <em>XXXX</em>  while account is under active consumer dispute - FCRA <em>Compliance</em> / Date of First Delinquency DOFD Metro 2 ( Base <em>XXXX</em> ) <em>compliance</em> violation - Portfolio Type Metro 2 ( Base <em>XXXX</em> ) <em>compliance</em> violation - Date Open Metro 2 ( Base <em>XXXX</em> ) <em>compliance</em> violation - Payment History Profile Metro 2 ( Field <em>XXXX</em> ) <em>compliance</em> violation - The Account Status Metro 2 Base <em>XXXX</em> <em>compliance</em> violation - Current"]},"sort":[6.269412,"16602723"]},{"_index":"complaint-public-v1","_id":"16600653","_score":6.2661476,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"Upon reviewing my credit report, I have identified specific Metro 2 compliance violations related to this account. The following data fields are either inaccurate, incomplete, or unverifiable under FCRA 1681i and Metro 2 standards : These include, but may not be limited to Accounts in Dispute : Names XXXX. XXXX XXXX XXXX XXXX. XXXX XXXX XXXX XXXX. XXXX XXXX XXXX. XXXX XXXX XXXX XXXX XXXX. XXXX XXXX XXXX XXXX. XXXX XXXX XXXX XXXX. XXXX XXXX XXXX XXXX Addresses XXXX. XXXX XXXX XXXX PL XXXX, GA XXXX XXXX. XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX. XXXX XXXX XXXX XXXX, XXXX XXXX XXXX. XXXX XXXX XXXX XXXX XXXX, GA XXXX XXXX. XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX Phone Numbers XXXX. XXXX XXXX. XXXX Specifically - Failure to report the required Compliance Condition Code XB while account is under active consumer dispute - First name XXXX XXXX Field XXXX compliance violation - Middle Name XXXX XXXX Field XXXX compliance violation - First line of Field Address XXXX XXXX Field XXXX compliance violation - XXXX XXXX XXXX Field XXXX compliance violation compliance violation - Address Indicator XXXX XXXX Field XXXX compliance violation - Segment Identifier XXXX XXXX XXXX Field XXXX compliance violation - XXXX Segment Employment XXXX XXXX Field XXXX compliance violation - First Line of Employer Address XXXX XXXX Field XXXX compliance violation - Total Telephone Numbers ( All Segments ) XXXX XXXX Field XXXX compliance violation This complaint is a formal dispute under the Fair Credit Reporting Act ( FCRA ), 15 USC 1681, and a demand for Equifax immediate investigation and correction or removal of inaccurate and unverifiable information currently being reported by your bureau. This request is also in reference to compliance with XXXX XXXX data reporting standards as prescribed by the XXXX XXXX XXXX XXXX ( XXXX ). \n\nI am disputing the accuracy, completeness, and verifiability of the following accounts appearing on my Equifax credit report. Which strongly suggests non-compliance and data inconsistency, violating XXXX XXXX formatting and FCRA requirements for accurate, consistent, and verifiable reporting. \n\nInconsistencies and unverifiable data of this nature fail to meet the required standards outlined in the XXXX XXXX Format and violate FCRA 1681e ( b ), which mandates data furnishers to ensure maximum possible accuracy. Furthermore, continued reporting of unverifiable or incorrect data after notice of dispute constitutes willful noncompliance, subject to civil liability under FCRA 1681n.","date_sent_to_company":"2025-10-15T18:26:02.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"30135","tags":null,"has_narrative":true,"complaint_id":"16600653","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2025-10-15T18:14:13.000Z","state":"GA","company_public_response":null,"sub_issue":"Information belongs to someone else"},"highlight":{"complaint_what_happened":["<em>XXXX</em> Specifically - Failure to report the required <em>Compliance</em> Condition Code XB while account is under active consumer dispute - First name <em>XXXX</em> <em>XXXX</em> Field <em>XXXX</em> <em>compliance</em> violation - Middle Name <em>XXXX</em> <em>XXXX</em> Field <em>XXXX</em> <em>compliance</em> violation - First line of Field Address <em>XXXX</em> <em>XXXX</em> Field <em>XXXX</em> <em>compliance</em> violation - <em>XXXX</em> <em>XXXX</em> <em>XXXX</em> Field <em>XXXX</em> <em>compliance</em> violation <em>compliance</em> violation - Address Indicator <em>XXXX</em> <em>XXXX</em> Field <em>XXXX</em> <em>compliance</em> violation - Segment Identifier <em>XXXX</em> <em>XXXX</em> <em>XXXX</em> Field <em>XXXX</em> <em>compliance</em> violation"]},"sort":[6.2661476,"16600653"]},{"_index":"complaint-public-v1","_id":"16536763","_score":6.239273,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"Upon reviewing my credit report, I have identified specific Metro 2 compliance violations related to this account. The following data fields are either inaccurate, incomplete, or unverifiable under FCRA 1681i and Metro 2 standards : These include, but may not be limited to : Accounts in Dispute : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Specifically, - Failure to report the required Compliance Condition Code XB while account is under active consumer dispute - The Account Status Metro 2 Base 17A compliance violation - Current Balance Metro Base 12 compliance violation - Terms Metro 2 Base 13 compliance violations- Last Payment Date Metro 2 Base 17 compliance violation - Special Comment Metro 2 Base 19 compliance violation - Reporting Summary Metro 2 Base 18 compliance violation - XXXX Segment Mero 2 compliance violation This complaint is a formal dispute under the Fair Credit Reporting Act ( FCRA ), 15 USC 1681, and a demand for Equifax immediate investigation and correction or removal of inaccurate and unverifiable information currently being reported by your bureau. This request is also in reference to compliance with Metro 2 data reporting standards as prescribed by the Consumer Data Industry Association ( CDIA ). \n\nAlso, I am disputing the accuracy, completeness, and verifiability of the following accounts appearing on my XXXX  credit report. Which strongly suggests non-compliance and data inconsistency, violating Metro 2 formatting and FCRA requirements for accurate, consistent, and verifiable reporting. \n\nInconsistencies and unverifiable data of this nature fail to meet the required standards outlined in the Metro 2 Format and violate FCRA 1681e ( b ), which mandates data furnishers to ensure maximum possible accuracy. Furthermore, continued reporting of unverifiable or incorrect data after notice of dispute constitutes willful noncompliance, subject to civil liability under FCRA 1681n.","date_sent_to_company":"2025-10-13T21:26:53.000Z","issue":"Improper use of your report","sub_product":"Credit reporting","zip_code":"30318","tags":null,"has_narrative":true,"complaint_id":"16536763","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2025-10-13T21:19:35.000Z","state":"GA","company_public_response":null,"sub_issue":"Reporting company used your report improperly"},"highlight":{"complaint_what_happened":["The following data fields are either inaccurate, incomplete, or unverifiable under FCRA 1681i and Metro 2 standards : These include, but may not be limited to : Accounts in Dispute : <em>XXXX</em> <em>XXXX</em> <em>XXXX</em> <em>XXXX</em> <em>XXXX</em> <em>XXXX</em> <em>XXXX</em> <em>XXXX</em> <em>XXXX</em> <em>XXXX</em> <em>XXXX</em> <em>XXXX</em> <em>XXXX</em> <em>XXXX</em> <em>XXXX</em> <em>XXXX</em> <em>XXXX</em> <em>XXXX</em> <em>XXXX</em> <em>XXXX</em> <em>XXXX</em> Specifically, - Failure to report the required <em>Compliance</em> Condition Code XB while account is under active consumer dispute - The Account Status Metro 2 Base 17A <em>compliance</em> violation - Current Balance Metro Base 12"]},"sort":[6.239273,"16536763"]},{"_index":"complaint-public-v1","_id":"17116390","_score":6.231887,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"Upon reviewing my credit report, I have identified specific Metro 2 compliance violations related to this account. The following data fields are either inaccurate, incomplete, or unverifiable under FCRA 1681i and Metro 2 standards : These include but may not be limited to Accounts in Dispute : 1. XXXX XXXX Account # XXXX XXXX. XXXX XXXX  Account # XXXX XXXX. XXXX XXXX XXXX Account # XXXX XXXX. XXXX  XXXX Account # XXXX Specifically - Failure to report the required Compliance Condition Code XB while account is under active consumer dispute - FCRA Compliance / Date of First Delinquency DOFD Metro 2 ( Base 25 ) compliance violation - The Account Status Metro 2 ( Base/17A ) compliance violation - Terms Duration Metro 2 ( Base/13 ) compliance violation - Portfolio Type Metro 2 ( Base/9 ) compliance violation - Date Open Metro 2 ( Base/10 ) compliance violation - Portfolio Type Metro 2 ( Base/8 ) compliance violation - Payment History Profile Metro 2 ( Field/18 ) compliance violation - Current Balance Metro 2 ( Base/12 ) compliance violation - ECOA Code Base/37 J1 & J2/10 - Last Payment Date Metro 2 ( Base/17 ) compliance violation - Special Comment Metro 2 ( Base/19 ) compliance violation - K1 Segment Metro 2 K1/3 - Re-Aging Issue the report DOFD has been unlawfully re-aged. This restarts the reporting period in violation of FXRA 605 ( c ) This complaint is a formal dispute under the Fair Credit Reporting Act ( FCRA ), 15 USC 1681, and a demand for Equifax immediate investigation and correction or removal of inaccurate and unverifiable information currently being reported by your bureau. This request is also in reference to compliance with Metro 2 data reporting standards as prescribed by the Consumer Data Industry Association ( CDIA ). I am disputing the accuracy, completeness, and verifiability of the following accounts appearing on my Equifax credit report. Which strongly suggests non-compliance and data inconsistency, violating Metro 2 formatting and FCRA requirements for accurate, consistent, and verifiable reporting. Inconsistencies and unverifiable data of this nature fail to meet the required standards outlined in the Metro 2 Format and violate FCRA 1681e ( b ), which mandates data furnishers to ensure maximum possible accuracy. Furthermore, continued reporting of unverifiable or incorrect data after notice of dispute constitutes willful noncompliance, subject to civil liability under FCRA 1681n.","date_sent_to_company":"2025-11-08T16:34:49.000Z","issue":"Improper use of your report","sub_product":"Credit reporting","zip_code":"30135","tags":null,"has_narrative":true,"complaint_id":"17116390","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2025-11-08T16:16:46.000Z","state":"GA","company_public_response":null,"sub_issue":"Reporting company used your report improperly"},"highlight":{"complaint_what_happened":["Upon reviewing my credit report, I have identified specific Metro 2 <em>compliance</em> violations related to this account. The following data fields are either inaccurate, incomplete, or unverifiable under FCRA 1681i and Metro 2 standards : These include but may not be limited to Accounts in Dispute : 1. <em>XXXX</em> <em>XXXX</em> Account # <em>XXXX</em> <em>XXXX</em>. <em>XXXX</em> <em>XXXX</em>  Account # <em>XXXX</em> <em>XXXX</em>. <em>XXXX</em> <em>XXXX</em> <em>XXXX</em> Account # <em>XXXX</em> <em>XXXX</em>."]},"sort":[6.231887,"17116390"]},{"_index":"complaint-public-v1","_id":"9026543","_score":6.2230544,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"PLEASE REMOVE THESE ADDRESSES AND EMPLOYMENT INFORMATION BELOW AS THEY DO NOT BELONG TO ME AND THE INACCURATE INFORMATION BELOW IS PREVENTING ME FROM OBTAINING CREDIT I BELIEVE IT MAY BELONG TO SOMEBODY THAT HAS A SIMILAR NAME AND ADDRESS XXXX XXXX XXXX XXXX, NC XXXX XXXX XXXX XXXX XXXX XXXX XXXX, VA XXXX XXXX XXXX XXXX XXXX, VA XXXX XXXX XXXX XXXX XXXX XXXX XXXX, VA XXXX CREDIT INQUIRIES : XXXX XXXX XXXX XXXX  UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED XXXX REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED XXXX REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED XXXX REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED XXXX REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED XXXX REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED XXXX REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED XXXX REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED XXXX REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX  UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED XXXX REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED XXXX REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED XXXX REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED XXXX REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX IN UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED XXXX REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED XXXX REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED XXXX REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX XXXX UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED XXXX REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION CREDIT PLUS UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED XXXX REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED XXXX REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED XXXX REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION LOAN FUNDER UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED XXXX REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX  UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED XXXX REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED XXXX REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION I reviewed my Consumer Reports and noticed that I have 30 day late payments on months XXXX reported on XXXX & Experian, But on XXXX months XX/XX/2023, and XX/XX/2023 are reported as on time and the 30 day late is being reported on XX/XX/2023. Consumer Reporting Agencies have assumed a vital role and have a responsibility to report Consumer information to the best of their ability with Maximum Accuracy. I have never been late on payments for the account : XXXX XXXX XXXX XXXX : XXXX Please investigate and provide Proof with statements showing that these payments were late. If proof can't be provided I demand these payments be updated on time as they should be as I was NEVER Late. \n\nCREDITOR ADMITTED OVER A RECORDED PHONE CALL THAT THESE LATE PAYMENTS BEING REPORTED ARE AN ADMINISTRATIVE ERROR ON THEIR PART AND AGREED TO REMOVE THEM. A COPY OF THAT MP3 FILE OF THE CALL IS INCLUDED IN THIS COMPLAINT. CREDITOR HAS EVEN FAILED TO PROVE THAT THEY SENT OUT AN EARLY WARNING NOTICE AS REQUIRED BY THE FAIR CREDIT BILLING ACT. \nThanks, I have attached credit reports from different months ( XXXX ) They are all showing different payment history including on XXXX the creditor is only reporting to equifax, but then on XXXX months it stopped reporting to XXXX and reported to experian and XXXX These inconsistencies are causing me big issues in my score dropping dramatically causing credit cards and other tradelines to lose their credit limits and even accounts to be closed. \n\n\n\nXXXX XXXX XXXX XXXX XXXX On XXXX and XX/XX/2023 XXXX is reporting this account late 30 days on XXXX and 60 days on XXXX but on XXXX these months are being reported as on time and on XXXX XXXX and XXXX of 2023 is being reported 30 days late on XXXX and 60 days late on XXXX yet on XXXX and experian those months are being reported as on time. \n\nXXXX XXXX XXXX and XXXX are reporting this account 30 days late on XX/XX/2023 yet on Experian the account is being reported as on time. On XX/XX/2023 the creditor is reporting im 30 days late on all credit reporting agencies.I have never been late on this account. \n\nXXXX XXXX XXXX On XX/XX/2023 XXXX is reporting this account was 30 days late yet on Experian and XXXX this account is being reported as on time. On XX/XX/2023 XXXX is reporting a 30 day late yet on XXXX and Experian the payment is on time.","date_sent_to_company":"2024-05-16T17:01:47.000Z","issue":"Improper use of your report","sub_product":"Credit reporting","zip_code":"32137","tags":null,"has_narrative":true,"complaint_id":"9026543","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2024-05-16T17:01:45.000Z","state":"FL","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Reporting company used your report improperly"},"highlight":{"complaint_what_happened":["VIOLATED <em>XXXX</em> REPORTING <em>COMPLIANCE</em> BY NOT REPORTING THEIR CONTACT INFORMATION <em>XXXX</em> <em>XXXX</em> UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED <em>XXXX</em> REPORTING <em>COMPLIANCE</em> BY NOT REPORTING THEIR CONTACT INFORMATION <em>XXXX</em> <em>XXXX</em> UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED <em>XXXX</em> REPORTING <em>COMPLIANCE</em> BY NOT REPORTING THEIR CONTACT INFORMATION <em>XXXX</em> <em>XXXX</em> UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED <em>XXXX</em> REPORTING <em>COMPLIANCE</em> BY NOT REPORTING THEIR CONTACT INFORMATION <em>XXXX</em> <em>XXXX</em> IN UNAUTHORIZED INQUIRY"]},"sort":[6.2230544,"9026543"]},{"_index":"complaint-public-v1","_id":"9026544","_score":6.218416,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"PLEASE REMOVE THESE ADDRESSES AND EMPLOYMENT INFORMATION BELOW AS THEY DO NOT BELONG TO ME AND THE INACCURATE INFORMATION BELOW IS PREVENTING ME FROM OBTAINING CREDIT I BELIEVE IT MAY BELONG TO SOMEBODY THAT HAS A SIMILAR NAME AND ADDRESS XXXX XXXX XXXX XXXX, NC XXXX XXXX XXXX XXXX XXXX XXXX XXXX, VA XXXX XXXX XXXX XXXX XXXX, VA XXXX XXXX XXXX XXXX XXXX XXXX XXXX, VA XXXX CREDIT INQUIRIES : XXXX XXXX XXXX XXXX UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED XXXX REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION FACTUAL DATA UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED XXXX REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION FACTUAL DATA UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED XXXX REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION FACTUAL DATA UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED XXXX REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED XXXX REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED XXXX REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED XXXX REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION CREDIT TECH UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED XXXX REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION FACTUAL DATA UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED XXXX REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION CREDIT TECHNOLOGIES, UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED XXXX REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION FACTUAL DATA UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED XXXX REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION FACTUAL DATA UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED XXXX REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX IN UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED XXXX REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED XXXX REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX  UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED XXXX REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX XXXX UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED XXXX REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION CREDIT PLUS UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED XXXX REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XACTUS UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED XXXX REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED XXXX REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED XXXX REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED XXXX REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED XXXX REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION I reviewed my Consumer Reports and noticed that I have 30 day late payments on months XXXX reported on XXXX & XXXX, But on XXXX months XX/XX/year>, and XX/XX/year> are reported as on time and the 30 day late is being reported on XX/XX/year>. Consumer Reporting Agencies have assumed a vital role and have a responsibility to report XXXX information to the best of their ability with Maximum Accuracy. I have never been late on payments for the account : NAVY FEDERAL CR UNION : XXXX Please investigate and provide Proof with statements showing that these payments were late. If proof can't be provided I demand these payments be updated on time as they should be as I was NEVER Late. \n\nCREDITOR ADMITTED OVER A RECORDED PHONE CALL THAT THESE LATE PAYMENTS BEING REPORTED ARE AN ADMINISTRATIVE ERROR ON THEIR PART AND AGREED TO REMOVE THEM. A COPY OF THAT MP3 FILE OF THE CALL IS INCLUDED IN THIS COMPLAINT. CREDITOR HAS EVEN FAILED TO PROVE THAT THEY SENT OUT AN EARLY WARNING NOTICE AS REQUIRED BY THE FAIR CREDIT BILLING ACT. \nThanks, I have attached credit reports from different months ( XXXX ) They are all showing different payment history including on XXXX the creditor is only reporting to XXXX but then on later months it stopped reporting to XXXX  and reported to XXXX XXXX XXXX  These inconsistencies are causing me big issues in my score dropping dramatically causing credit cards and other tradelines to lose their credit limits and even accounts to be closed. \n\n\n\nNAVY FEDERAL CR UNION XXXX On XXXX and XX/XX/year> XXXX is reporting this account late 30 days on XXXX and 60 days on XXXX but on XXXX these months are being reported as on time and on XXXX XXXX and XXXX of 2023 is being reported 30 days late on XXXX and 60 days late on XXXX yet on XXXX and XXXX those months are being reported as on time. \n\nXXXX XXXX XXXX and XXXX are XXXX this account 30 days late on XX/XX/year> yet on XXXX the account is being reported as on time. On XX/XX/year> the creditor is reporting im 30 days late on all credit reporting agencies.I have never been late on this account. \n\nNFCU XXXX XXXX On XX/XX/year> XXXX is reporting this account was 30 days late yet on XXXX and XXXX this account is being reported as on time. On XX/XX/year> XXXX is reporting a 30 day late yet on XXXX and XXXX the payment is on time.","date_sent_to_company":"2024-05-16T17:01:47.000Z","issue":"Improper use of your report","sub_product":"Credit reporting","zip_code":"32137","tags":null,"has_narrative":true,"complaint_id":"9026544","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"NAVY FEDERAL CREDIT UNION","date_received":"2024-05-16T17:01:45.000Z","state":"FL","company_public_response":"Company believes it acted appropriately as authorized by contract or law","sub_issue":"Reporting company used your report improperly"},"highlight":{"complaint_what_happened":["IN UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED <em>XXXX</em> REPORTING <em>COMPLIANCE</em> BY NOT REPORTING THEIR CONTACT INFORMATION <em>XXXX</em> <em>XXXX</em> UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED <em>XXXX</em> REPORTING <em>COMPLIANCE</em> BY NOT REPORTING THEIR CONTACT INFORMATION <em>XXXX</em>  UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED <em>XXXX</em> REPORTING <em>COMPLIANCE</em> BY NOT REPORTING THEIR CONTACT INFORMATION <em>XXXX</em> <em>XXXX</em> <em>XXXX</em> UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED <em>XXXX</em> REPORTING <em>COMPLIANCE</em> BY NOT REPORTING THEIR"]},"sort":[6.218416,"9026544"]},{"_index":"complaint-public-v1","_id":"13777776","_score":6.204525,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"In XX/XX/year>, a letter was sent to Experian that they completely ignored. I am submitting this complaint regarding Experians continued reporting of accounts on my consumer report, despite these accounts being associated with companies that have failed to comply with the mandatory privacy notice and opt-out requirements under the Gramm-Leach-Bliley Act ( GLBA ), specifically 15 U.S.C. 6802 and 6803.\n\nExperian has been notified that these accounts can not lawfully appear on my report without the companies first providing the required privacy notices and opt-out opportunities as mandated by federal law. Experian has not produced any documented proof that the companies complied with these requirements and yet continues to list the accounts on my report. Under the GLBA, financial institutions must issue clear privacy notices and provide consumers the right to opt out of certain information sharing. Without compliance with these requirements, the accounts are unlawfully reported and must be removed. I am requesting that the CFPB investigate Experians failure to verify compliance and require them to remove these accounts unless valid proof of GLBA compliance is provided. The following accounts need to be deleted from my consumer report due to Non-Compliance : XXXX XXXX XXXX XXXXAccount # XXXX Non-Compliance, Please Delete Account XXXX XXXXAccount XXXX XXXXGLBA  Non-Compliance, Please Delete Account XXXX XXXXAccount XXXX XXXXXXXXGLBA Non-Compliance, Please Delete Account I have attached fhe follow-up letter to Experian 's Compliance Department","date_sent_to_company":"2025-05-30T02:17:29.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"33647","tags":null,"has_narrative":true,"complaint_id":"13777776","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2025-05-30T02:01:05.000Z","state":"FL","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Account information incorrect"},"highlight":{"complaint_what_happened":["The following accounts need to be deleted from my consumer report due to Non-<em>Compliance</em> : <em>XXXX</em> <em>XXXX</em> <em>XXXX</em> XXXXAccount # <em>XXXX</em> Non-<em>Compliance</em>, Please Delete Account <em>XXXX</em> XXXXAccount <em>XXXX</em> XXXXGLBA  Non-<em>Compliance</em>, Please Delete Account <em>XXXX</em> XXXXAccount <em>XXXX</em> XXXXXXXXGLBA Non-<em>Compliance</em>, Please Delete Account I have attached fhe follow-up letter to Experian 's <em>Compliance</em> Department"]},"sort":[6.204525,"13777776"]},{"_index":"complaint-public-v1","_id":"4412330","_score":6.203466,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"Evidence of non-compliance with my report. Injurious reporting of non-compliance, failure, non-certified information on my report and its negative impact on my financial situation. \nXXXX and XXXX non compliance and violation.","date_sent_to_company":"2021-05-28T07:31:13.000Z","issue":"Problem with a credit reporting company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"11229","tags":null,"has_narrative":true,"complaint_id":"4412330","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"BMW Financial Services NA, LLC","date_received":"2021-05-28T03:18:25.000Z","state":"NY","company_public_response":null,"sub_issue":"Was not notified of investigation status or results"},"highlight":{"complaint_what_happened":["Evidence of non-<em>compliance</em> with my report. Injurious reporting of non-<em>compliance</em>, failure, non-certified information on my report and its negative impact on my financial situation. \n<em>XXXX</em> and <em>XXXX</em> non <em>compliance</em> and violation."]},"sort":[6.203466,"4412330"]},{"_index":"complaint-public-v1","_id":"16538117","_score":6.200698,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"Upon reviewing my credit report, I have identified specific Metro 2 compliance violations related to this account. The following data fields are either inaccurate, incomplete, or unverifiable under FCRA 1681i and Metro 2 standards : These include, but may not be limited to Accounts in Dispute : 1. Dept OF EDXXXX Account # XXXX Specifically - Failure to report the required Compliance Condition Code XB while account is under active consumer dispute - The Account Status Metro 2 Base 17A compliance violation - Current Balance Metro Base 12 compliance violation - Terms Metro 2 Base 13 compliance violations- Last Payment Date Metro 2 Base 17 compliance violation - Special Comment Metro 2 Base 19 compliance violation - Reporting Summary Metro 2 Base 18 compliance violation - K4/3 Segment Mero 2 compliance violation This complaint is a formal dispute under the Fair Credit Reporting Act ( FCRA ), 15 USC 1681, and a demand for Experian immediate investigation and correction or removal of inaccurate and unverifiable information currently being reported by your bureau. This request is also in reference to compliance with Metro 2 data reporting standards as prescribed by the XXXX XXXX XXXX XXXX ( XXXX ). \n\nI am disputing the accuracy, completeness, and verifiability of the following accounts appearing on my XXXX credit report. Which strongly suggests non-compliance and data inconsistency, violating Metro 2 formatting and FCRA requirements for accurate, consistent, and verifiable reporting. \nInconsistencies and unverifiable data of this nature fail to meet the required standards outlined in the Metro 2 Format and violate FCRA 1681e ( b ), which mandates data furnishers to ensure maximum possible accuracy. Furthermore, continued reporting of unverifiable or incorrect data after notice of dispute constitutes willful noncompliance, subject to civil liability under FCRA 1681n.","date_sent_to_company":"2025-10-13T21:13:14.000Z","issue":"Improper use of your report","sub_product":"Credit reporting","zip_code":"30318","tags":null,"has_narrative":true,"complaint_id":"16538117","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2025-10-13T21:02:49.000Z","state":"GA","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Reporting company used your report improperly"},"highlight":{"complaint_what_happened":["This request is also in reference to <em>compliance</em> with Metro 2 data reporting standards as prescribed by the <em>XXXX</em> <em>XXXX</em> <em>XXXX</em> <em>XXXX</em> ( <em>XXXX</em> ). \n\nI am disputing the accuracy, completeness, and verifiability of the following accounts appearing on my <em>XXXX</em> credit report. Which strongly suggests non-<em>compliance</em> and data inconsistency, violating Metro 2 formatting and FCRA requirements for accurate, consistent, and verifiable reporting."]},"sort":[6.200698,"16538117"]},{"_index":"complaint-public-v1","_id":"13782250","_score":6.192254,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"In XX/XX/year>2025, a letter was sent to Transunion that they completely ignored.\n\nI am submitting this complaint regarding TransUnions continued reporting of accounts on my consumer report, despite these accounts being associated with companies that have failed to comply with the mandatory privacy notice and opt-out requirements under the Gramm-Leach-Bliley Act ( GLBA ), specifically 15 U.S.C. 6802 and 6803.\n\nTransUnion has been notified that these accounts can not lawfully appear on my report without the companies first providing the required privacy notices and opt-out opportunities as mandated by federal law. TransUnion has not produced any documented proof that the companies complied with these requirements and yet continues to list the accounts on my report.\n\nUnder the GLBA, financial institutions must issue clear privacy notices and provide consumers the right to opt out of certain information sharing. Without compliance with these requirements, the accounts are unlawfully reported and must be removed.\n\nI am requesting that the CFPB investigate TransUnions failure to verify compliance and require them to remove these accounts unless valid proof of GLBA compliance is provided.\n\nThe following accounts need to be deleted from my consumer report due to Non-Compliance : XXXX, XXXX & XXXX-Account # XXXXGLBA Non-Compliance, Please Delete Account XXXX XXXX-Account # XXXXGLBA Non-Compliance, Please Delete Account XXXX XXXX-Account # XXXXGLBA Non-Compliance, Please Delete Account XXXX XXXX XXXX-Account # XXXXGLBA Non-Compliance, Please delete account I have attached fhe follow-up letter to Transunion 's Compliance Department","date_sent_to_company":"2025-05-29T21:36:14.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"33647","tags":null,"has_narrative":true,"complaint_id":"13782250","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2025-05-29T20:27:30.000Z","state":"FL","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Account information incorrect"},"highlight":{"complaint_what_happened":["The following accounts need to be deleted from my consumer report due to Non-<em>Compliance</em> : <em>XXXX</em>, <em>XXXX</em> & <em>XXXX</em>-Account # XXXXGLBA Non-<em>Compliance</em>, Please Delete Account <em>XXXX</em> <em>XXXX</em>-Account # XXXXGLBA Non-<em>Compliance</em>, Please Delete Account <em>XXXX</em> <em>XXXX</em>-Account # XXXXGLBA Non-<em>Compliance</em>, Please Delete Account <em>XXXX</em> <em>XXXX</em> <em>XXXX</em>-Account # XXXXGLBA Non-<em>Compliance</em>, Please delete account I have attached fhe follow-up letter to Transunion 's <em>Compliance</em> Department"]},"sort":[6.192254,"13782250"]},{"_index":"complaint-public-v1","_id":"2671055","_score":6.1621175,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"Non compliance with FCRA and XXXX XXXX compliance.","date_sent_to_company":"2017-09-12T23:19:04.000Z","issue":"Improper use of your report","sub_product":"Credit reporting","zip_code":"48141","tags":null,"has_narrative":true,"complaint_id":"2671055","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Santander Consumer USA Holdings Inc.","date_received":"2017-09-12T23:11:22.000Z","state":"MI","company_public_response":null,"sub_issue":"Credit inquiries on your report that you don't recognize"},"highlight":{"complaint_what_happened":["Non <em>compliance</em> with FCRA and <em>XXXX</em> <em>XXXX</em> <em>compliance</em>."]},"sort":[6.1621175,"2671055"]},{"_index":"complaint-public-v1","_id":"16220761","_score":6.1576724,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"THIS IS NOT A DUPLICATE COMPLAINT THIS IS NOT A DUPLICATE COMPLAINT THIS IS NOT A DUPLICATE COMPLAINT NON-COMPLIANCE NON-COMPLIANCE TRANSUNION NON-COMPLIANCE NON-COMPLIANCE CFPB NON-COMPLIANCE NON-COMPLIANCE TRANSUNION NON-COMPLIANCE NON-COMPLIANCE NON-COMPLIANCE TRANSUNION USED A ACCOUNT THAT WAS DISPUTED AND REMOVED IN XX/XX/year>, PUTTING THIS FRAUDULENT ACCOUNT BACK ON MY CREDIT REPORT, DROPPING MY SCORE XXXX POINTS, CAUSING CONFUSION AND DETRIMENTAL HARM TO A MINORITY XXXX DECORATED WAR VETERAN!! ! XXXX AFTER DOING THIS I FILED A DISPUTE TO HAVE THE SAME FRAUDULENT ACCOUNT TO BE REMOVED FOR A SECOND TIME. AFTER TRANSUNION REMOVED THE FRAUDULENT ACCOUNT, TRANSUNION ONLY REPLACED XXXX POINTS OF THE XXXX POINTS THAT WERE DROPPED DOING THIS PROCESS OF TRANSUNION ( FAKE GOVERNMENT ENTITY )!! ! XXXX TRANSUNION IS GUILTY BY XXXX OPERATING WITH ANOTHER ENTITY TO DO DETRIMENTAL HARM TO MINORITIES ( CONSUMERS ) VIOLATIONS OF 18 USC Section 241 ( e ) 18 U.S. Code 241 - Conspiracy against rights U.S. Code Notes Authorities ( CFR ) prev | next If two or more persons conspire to injure, oppress, threaten, or intimidate any person in any State, Territory, XXXX, Possession, or XXXX in the free exercise or enjoyment of any right or privilege secured to him by the Constitution or laws of the United States, or because of his having so exercised the same ; or If XXXX or more persons go in disguise on the highway, or on the premises of another, with intent to prevent or hinder his free exercise or enjoyment of any right or privilege so secured They shall be fined under this title or imprisoned not more than XXXX years, or both ; and if XXXX  results from the acts committed in violation of this section or if such acts include XXXX or an attempt to XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX they shall be fined under this title or imprisoned for any term of years or for life, or both, or XXXX be sentenced to death.","date_sent_to_company":"2025-09-27T14:29:48.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"70806","tags":"Servicemember","has_narrative":true,"complaint_id":"16220761","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2025-09-27T14:00:01.000Z","state":"LA","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Information is missing that should be on the report"},"highlight":{"complaint_what_happened":["THIS IS NOT A DUPLICATE COMPLAINT THIS IS NOT A DUPLICATE COMPLAINT THIS IS NOT A DUPLICATE COMPLAINT NON-<em>COMPLIANCE</em> NON-<em>COMPLIANCE</em> TRANSUNION NON-<em>COMPLIANCE</em> NON-<em>COMPLIANCE</em> CFPB NON-<em>COMPLIANCE</em> NON-<em>COMPLIANCE</em> TRANSUNION NON-<em>COMPLIANCE</em> NON-<em>COMPLIANCE</em> NON-<em>COMPLIANCE</em> TRANSUNION USED A ACCOUNT THAT WAS DISPUTED AND REMOVED IN XX/XX/year>, PUTTING THIS FRAUDULENT ACCOUNT BACK ON MY CREDIT REPORT, DROPPING MY SCORE <em>XXXX</em> POINTS, CAUSING CONFUSION AND DETRIMENTAL HARM TO A MINORITY <em>XXXX</em> DECORATED WAR VETERAN"]},"sort":[6.1576724,"16220761"]},{"_index":"complaint-public-v1","_id":"10307242","_score":6.1414466,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"Dear Sir, Madam, or to whom elsewise it may concern, I regret to inform you that I am contesting any information on my credit report that lacks substantiation, in line with both the FCRA and the established Metro 2 data field reporting standard. Regrettably, I can not acknowledge or accept the allegations of delinquency and derogatoriness without proper factual documentation. I implore you to ensure that all claims are both accurate and in compliance with federal and state regulations, as it is legally mandated. Moreover, I respectfully request physical, verifiable evidence to substantiate the account 's existence and its legitimate usage. If such evidence is not provided, I earnestly ask for the removal of this account from my credit report. Furthermore, I hereby authorize you to send me physical documentation regarding your actions and any updates to my credit report. Your prompt attention to this matter is greatly appreciated. \n\nXXXX - XXXX In compliance with 15 U.S. Code 1681e Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual to whom the report relates. This is clear proof that this item is reporting XXXX across all the displayed bureaus, an infraction of compliance! DELETE at once! \n\nXXXX XXXX XXXX My information was compromised in the XXXX data breach, leading to unverified, fraudulent items on my credit report. These claims are not compliant with FCRA standards. Delete these items and provide proof of adherence to compliance standards for this account. The FTC is investigating. \n\nXXXX XXXX - XXXX My information was compromised in the XXXX data breach, leading to unverified, fraudulent items on my credit report. These claims are not compliant with FCRA standards. Delete these items and provide proof of adherence to compliance standards for this account. The FTC is investigating. \n\nXXXX XXXX XXXXXXXX My information was compromised in the XXXX data breach, leading to unverified, fraudulent items on my credit report. These claims are not compliant with FCRA standards. Delete these items and provide proof of adherence to compliance standards for this account. The FTC is investigating. \n\nXXXX XXXX - XXXX My information was compromised in the XXXX data breach, leading to unverified, fraudulent items on my credit report. These claims are not compliant with FCRA standards. Delete these items and provide proof of adherence to compliance standards for this account. The FTC is investigating. \n\nXXXX XXXX - XXXX My information was compromised in the XXXX data breach, leading to unverified, fraudulent items on my credit report. These claims are not compliant with FCRA standards. Delete these items and provide proof of adherence to compliance standards for this account. The FTC is investigating. \n\nXXXX XXXX - XXXX My information was compromised in the XXXX data breach, leading to unverified, fraudulent items on my credit report. These claims are not compliant with FCRA standards. Delete these items and provide proof of adherence to compliance standards for this account. The FTC is investigating. \n\nXXXX XXXX XXXX My information was compromised in the XXXX data breach, leading to unverified, fraudulent items on my credit report. These claims are not compliant with FCRA standards. Delete these items and provide proof of adherence to compliance standards for this account. The FTC is investigating. \n\nXXXX XXXX - XXXX My information was compromised in the XXXX data breach, leading to unverified, fraudulent items on my credit report. These claims are not compliant with FCRA standards. Delete these items and provide proof of adherence to compliance standards for this account. The FTC is investigating. \n\nXXXX XXXX XXXX XXXXy information was compromised in the XXXX data breach, leading to unverified, fraudulent items on my credit report. These claims are not compliant with FCRA standards. Delete these items and provide proof of adherence to compliance standards for this account. The FTC is investigating. \n\nXXXX XXXX XXXX  My information was compromised in the XXXX data breach, leading to unverified, fraudulent items on my credit report. These claims are not compliant with FCRA standards. Delete these items and provide proof of adherence to compliance standards for this account. The FTC is investigating. \n\nXXXX XXXX XXXX My information was compromised in the XXXX data breach, leading to unverified, fraudulent items on my credit report. These claims are not compliant with FCRA standards. Delete these items and provide proof of adherence to compliance standards for this account. The FTC is investigating. \n\nXXXX - XXXX My information was compromised in the XXXX data breach, leading to unverified, fraudulent items on my credit report. These claims are not compliant with FCRA standards. Delete these items and provide proof of adherence to compliance standards for this account. The FTC is investigating. \n\nXXXX XXXX XXXX My information was compromised in the XXXX data breach, leading to unverified, fraudulent items on my credit report. These claims are not compliant with FCRA standards. Delete these items and provide proof of adherence to compliance standards for this account. The FTC is investigating. \n\nXXXX XXXX - XXXX My information was compromised in the XXXX data breach, leading to unverified, fraudulent items on my credit report. These claims are not compliant with FCRA standards. Delete these items and provide proof of adherence to compliance standards for this account. The FTC is investigating. \n\nXXXX XXXX - XXXX My information was compromised in the XXXX data breach, leading to unverified, fraudulent items on my credit report. These claims are not compliant with FCRA standards. Delete these items and provide proof of adherence to compliance standards for this account. The FTC is investigating. \n\nXXXX XXXX XXXX My information was compromised in the XXXX data breach, leading to unverified, fraudulent items on my credit report. These claims are not compliant with FCRA standards. Delete these items and provide proof of adherence to compliance standards for this account. The FTC is investigating. \n\nXXXX XXXX XXXX XXXX My information was compromised in the XXXX XXXX breach, leading to unverified, fraudulent items on my credit report. These claims are not compliant with FCRA standards. Delete these items and provide proof of adherence to compliance standards for this account. The FTC is investigating. \n\nXXXX XXXX  - XXXX My information was compromised in the XXXX data breach, leading to unverified, fraudulent items on my credit report. These claims are not compliant with FCRA standards. Delete these items and provide proof of adherence to compliance standards for this account. The FTC is investigating. \n\nXXXX - XXXX My information was compromised in the XXXX data breach, leading to unverified, fraudulent items on my credit report. These claims are not compliant with FCRA standards. Delete these items and provide proof of adherence to compliance standards for this account. The FTC is investigating. \n\nXXXX XXXX XXXX My information was compromised in the XXXX data breach, leading to unverified, fraudulent items on my credit report. These claims are not compliant with FCRA standards. Delete these items and provide proof of adherence to compliance standards for this account. The FTC is investigating. \n\nXXXX XXXX XXXX  My information was compromised in the XXXX data breach, leading to unverified, fraudulent items on my credit report. These claims are not compliant with FCRA standards. Delete these items and provide proof of adherence to compliance standards for this account. The FTC is investigating.","date_sent_to_company":"2024-10-01T18:35:16.000Z","issue":"Improper use of your report","sub_product":"Credit reporting","zip_code":"11787","tags":null,"has_narrative":true,"complaint_id":"10307242","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2024-10-01T18:30:43.000Z","state":"NY","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Report provided to employer without your written authorization"},"highlight":{"complaint_what_happened":["Delete these items and provide proof of adherence to <em>compliance</em> standards for this account. The FTC is investigating. \n\n<em>XXXX</em> <em>XXXX</em> - <em>XXXX</em> My information was compromised in the <em>XXXX</em> data breach, leading to unverified, fraudulent items on my credit report. These claims are not compliant with FCRA standards. Delete these items and provide proof of adherence to <em>compliance</em> standards for this account. The FTC is investigating."]},"sort":[6.1414466,"10307242"]},{"_index":"complaint-public-v1","_id":"10302690","_score":6.1385293,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"Dear Sir, Madam, or to whom elsewise it may concern, I regret to inform you that I am contesting any information on my credit report that lacks substantiation, in line with both the FCRA and the established Metro 2 data field reporting standard. Regrettably, I can not acknowledge or accept the allegations of delinquency and derogatoriness without proper factual documentation. I implore you to ensure that all claims are both accurate and in compliance with federal and state regulations, as it is legally mandated. Moreover, I respectfully request physical, verifiable evidence to substantiate the account 's existence and its legitimate usage. If such evidence is not provided, I earnestly ask for the removal of this account from my credit report. Furthermore, I hereby authorize you to send me physical documentation regarding your actions and any updates to my credit report. Your prompt attention to this matter is greatly appreciated. \n\nXXXX - XXXX In compliance with XXXX XXXX XXXX XXXX Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual to whom the report relates. This is clear proof that this item is reporting XXXX across all the displayed bureaus, an infraction of compliance! DELETE at once! \n\nDISCOVERBANK - XXXX My information was compromised in the XXXX data breach, leading to unverified, fraudulent items on my credit report. These claims are not compliant with FCRA standards. Delete these items and provide proof of adherence to compliance standards for this account. The FTC is investigating. \n\nXXXX XXXX - XXXX My information was compromised in the XXXX data breach, leading to unverified, fraudulent items on my credit report. These claims are not compliant with FCRA standards. Delete these items and provide proof of adherence to compliance standards for this account. The FTC is investigating. \n\nXXXX XXXX  XXXX My information was compromised in the XXXX data breach, leading to unverified, fraudulent items on my credit report. These claims are not compliant with FCRA standards. Delete these items and provide proof of adherence to compliance standards for this account. The FTC is investigating. \n\nXXXX XXXX - XXXX My information was compromised in the XXXX data breach, leading to unverified, fraudulent items on my credit report. These claims are not compliant with FCRA standards. Delete these items and provide proof of adherence to compliance standards for this account. The FTC is investigating. \n\nXXXX XXXX - XXXX My information was compromised in the XXXX data breach, leading to unverified, fraudulent items on my credit report. These claims are not compliant with FCRA standards. Delete these items and provide proof of adherence to compliance standards for this account. The FTC is investigating. \n\nXXXX XXXX - XXXX My information was compromised in the XXXX data breach, leading to unverified, fraudulent items on my credit report. These claims are not compliant with FCRA standards. Delete these items and provide proof of adherence to compliance standards for this account. The FTC is investigating. \n\nXXXX XXXX  XXXX My information was compromised in the XXXX data breach, leading to unverified, fraudulent items on my credit report. These claims are not compliant with FCRA standards. Delete these items and provide proof of adherence to compliance standards for this account. The FTC is investigating. \n\nXXXX XXXX - XXXX My information was compromised in the XXXX data breach, leading to unverified, fraudulent items on my credit report. These claims are not compliant with FCRA standards. Delete these items and provide proof of adherence to compliance standards for this account. The FTC is investigating. \n\nXXXX  - XXXX My information was compromised in the XXXX data breach, leading to unverified, fraudulent items on my credit report. These claims are not compliant with FCRA standards. Delete these items and provide proof of adherence to compliance standards for this account. The FTC is investigating. \n\nXXXX - XXXX My information was compromised in the XXXX data breach, leading to unverified, fraudulent items on my credit report. These claims are not compliant with FCRA standards. Delete these items and provide proof of adherence to compliance standards for this account. The FTC is investigating. \n\nXXXX - XXXX My information was compromised in the XXXX data breach, leading to unverified, fraudulent items on my credit report. These claims are not compliant with FCRA standards. Delete these items and provide proof of adherence to compliance standards for this account. The FTC is investigating. \n\nXXXX - XXXX My information was compromised in the XXXX data breach, leading to unverified, fraudulent items on my credit report. These claims are not compliant with FCRA standards. Delete these items and provide proof of adherence to compliance standards for this account. The FTC is investigating. \n\nXXXX - XXXX My information was compromised in the XXXX data breach, leading to unverified, fraudulent items on my credit report. These claims are not compliant with FCRA standards. Delete these items and provide proof of adherence to compliance standards for this account. The FTC is investigating. \n\nXXXX  XXXX - XXXX My information was compromised in the XXXX data breach, leading to unverified, fraudulent items on my credit report. These claims are not compliant with FCRA standards. Delete these items and provide proof of adherence to compliance standards for this account. The FTC is investigating. \n\nXXXX XXXX - XXXX My information was compromised in the XXXX data breach, leading to unverified, fraudulent items on my credit report. These claims are not compliant with FCRA standards. Delete these items and provide proof of adherence to compliance standards for this account. The FTC is investigating. \n\nXXXX - XXXX My information was compromised in the XXXX data breach, leading to unverified, fraudulent items on my credit report. These claims are not compliant with FCRA standards. Delete these items and provide proof of adherence to compliance standards for this account. The FTC is investigating. \n\nXXXX  XXXX - XXXX My information was compromised in the XXXX XXXX breach, leading to unverified, fraudulent items on my credit report. These claims are not compliant with FCRA standards. Delete these items and provide proof of adherence to compliance standards for this account. The FTC is investigating. \n\nXXXX  XXXX - XXXX My information was compromised in the XXXX data breach, leading to unverified, fraudulent items on my credit report. These claims are not compliant with FCRA standards. Delete these items and provide proof of adherence to compliance standards for this account. The FTC is investigating. \n\nXXXX - XXXX My information was compromised in the XXXX data breach, leading to unverified, fraudulent items on my credit report. These claims are not compliant with FCRA standards. Delete these items and provide proof of adherence to compliance standards for this account. The FTC is investigating. \n\nCOMENITYCBULTA - XXXX My information was compromised in the XXXX data breach, leading to unverified, fraudulent items on my credit report. These claims are not compliant with FCRA standards. Delete these items and provide proof of adherence to compliance standards for this account. The FTC is investigating. \n\nXXXX - XXXX My information was compromised in the XXXX data breach, leading to unverified, fraudulent items on my credit report. These claims are not compliant with FCRA standards. Delete these items and provide proof of adherence to compliance standards for this account. The FTC is investigating.","date_sent_to_company":"2024-10-01T18:36:05.000Z","issue":"Improper use of your report","sub_product":"Credit reporting","zip_code":"11787","tags":null,"has_narrative":true,"complaint_id":"10302690","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2024-10-01T18:35:27.000Z","state":"NY","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Report provided to employer without your written authorization"},"highlight":{"complaint_what_happened":["<em>XXXX</em> - <em>XXXX</em> In <em>compliance</em> with <em>XXXX</em> <em>XXXX</em> <em>XXXX</em> <em>XXXX</em> Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual to whom the report relates. This is clear proof that this item is reporting <em>XXXX</em> across all the displayed bureaus, an infraction of <em>compliance</em>! DELETE at once!"]},"sort":[6.1385293,"10302690"]},{"_index":"complaint-public-v1","_id":"2671213","_score":6.1359396,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"Non compliance of FCRA and XXXX XXXX compliance.","date_sent_to_company":"2017-09-13T05:53:57.000Z","issue":"Improper use of your report","sub_product":"Credit reporting","zip_code":"48141","tags":null,"has_narrative":true,"complaint_id":"2671213","timely":"No","company_response":"Closed with explanation","submitted_via":"Web","company":"Clarity Services","date_received":"2017-09-13T00:42:31.000Z","state":"MI","company_public_response":null,"sub_issue":"Credit inquiries on your report that you don't recognize"},"highlight":{"complaint_what_happened":["Non <em>compliance</em> of FCRA and <em>XXXX</em> <em>XXXX</em> <em>compliance</em>."]},"sort":[6.1359396,"2671213"]},{"_index":"complaint-public-v1","_id":"16602938","_score":6.135049,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"Upon reviewing my credit report, I have identified specific Metro 2 compliance violations related to this account. The following data fields are either inaccurate, incomplete, or unverifiable under FCRA 1681i and Metro 2 standards : These include, but may not be limited to Accounts in Dispute : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Specifically - Failure to report the required Compliance Condition Code XB while account is under active consumer dispute - FCRA Compliance / Date of First Delinquency DOFD Metro 2 ( Base XXXX ) compliance violation - Portfolio Type Metro 2 ( Base XXXX ) compliance violation - Date Open Metro XXXX ( Base XXXX ) compliance violation - Payment History Profile Metro 2 ( Field XXXX ) compliance violation - The Account Status XXXX XXXX Base XXXX compliance violation - Current Balance Metro 2 Base XXXX compliance violation - ECOA Code XXXX XXXX & XXXX - Last Payment Date Metro 2 Base XXXX XXXX violation - Special Comment Metro 2 Base XXXX XXXX violation - XXXX Segment XXXX XXXX XXXX - XXXX Issue the report DOFD has been unlawfully re-aged. This restarts the reporting period in violation of XXXX XXXX ( c ) - Medical XXXX This is a medical collection reported within the 180 day grace period violating current credit reporting rules This complaint is a formal dispute under the Fair Credit Reporting Act ( FCRA ), 15 USC 1681, and a demand for Equifax XXXX XXXX and correction or removal of inaccurate and unverifiable information currently being reported by your bureau. This request is also in reference to compliance with Metro 2 data reporting standards as prescribed by the XXXX XXXX XXXX XXXX ( XXXX ). \n\nI am disputing the accuracy, completeness, and verifiability of the following accounts appearing on my Experian credit report. Which strongly suggests non-compliance and data inconsistency, violating Metro 2 formatting and FCRA requirements for accurate, consistent, and verifiable reporting. \n\nInconsistencies and unverifiable data of this nature fail to meet the required standards outlined in the Metro 2 Format and violate FCRA 1681e ( b ), which mandates data furnishers to ensure maximum possible accuracy. Furthermore, continued reporting of unverifiable or incorrect data after notice of dispute constitutes willful noncompliance, subject to civil liability under FCRA 1681n.","date_sent_to_company":"2025-10-15T16:35:49.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"30135","tags":null,"has_narrative":true,"complaint_id":"16602938","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2025-10-15T16:28:10.000Z","state":"GA","company_public_response":null,"sub_issue":"Information belongs to someone else"},"highlight":{"complaint_what_happened":["First Delinquency DOFD Metro 2 ( Base <em>XXXX</em> ) <em>compliance</em> violation - Portfolio Type Metro 2 ( Base <em>XXXX</em> ) <em>compliance</em> violation - Date Open Metro <em>XXXX</em> ( Base <em>XXXX</em> ) <em>compliance</em> violation - Payment History Profile Metro 2 ( Field <em>XXXX</em> ) <em>compliance</em> violation - The Account Status <em>XXXX</em> <em>XXXX</em> Base <em>XXXX</em> <em>compliance</em> violation - Current Balance Metro 2 Base <em>XXXX</em> <em>compliance</em> violation - ECOA Code <em>XXXX</em> <em>XXXX</em> & <em>XXXX</em> - Last Payment Date Metro 2 Base <em>XXXX</em> <em>XXXX</em> violation - Special Comment Metro 2 Base <em>XXXX</em> <em>XXXX</em> violation"]},"sort":[6.135049,"16602938"]},{"_index":"complaint-public-v1","_id":"3715007","_score":6.1191783,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"To whom it may concern, My name is XXXX XXXX XXXX. I request these items beloved to be immediate investigated and removed if inaccurate as they are not belong to me. According to Fair Credit Report Act, I expect you to complete this verification withins 30 days. \n**Address** XXXX XXXX XXXX XXXX XXXX, WA XXXX This address is not mine, delete it!! \n**Hard inquiries** _XXXX XXXX Inquiry : XXXX XXXX, XXXX UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX Inquiry : XXXX. XXXX, XXXX UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX Inquiry : XXXX XXXX, XXXX UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION _XXXX Inquiry : XXXX XXXX, XXXX UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION _XXXX XXXX Inquiry : XXXX XXXX, XXXX UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX Inquiry : XXXX XXXX, XXXX Miscellaneous Reptg. Agencies UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION","date_sent_to_company":"2020-06-24T08:29:26.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"982XX","tags":null,"has_narrative":true,"complaint_id":"3715007","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2020-06-24T08:29:23.000Z","state":"WA","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Information is missing that should be on the report"},"highlight":{"complaint_what_happened":["<em>XXXX</em>, <em>XXXX</em> UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING <em>COMPLIANCE</em> BY NOT REPORTING THEIR CONTACT INFORMATION <em>XXXX</em> <em>XXXX</em> Inquiry : <em>XXXX</em> <em>XXXX</em>, <em>XXXX</em> UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING <em>COMPLIANCE</em> BY NOT REPORTING THEIR CONTACT INFORMATION _<em>XXXX</em> Inquiry : <em>XXXX</em> <em>XXXX</em>, <em>XXXX</em> UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING <em>COMPLIANCE</em> BY NOT REPORTING THEIR CONTACT INFORMATION _<em>XXXX</em> <em>XXXX</em> Inquiry : <em>XXXX</em> <em>XXXX</em>, <em>XXXX</em> UNAUTHORIZED"]},"sort":[6.1191783,"3715007"]},{"_index":"complaint-public-v1","_id":"3715006","_score":6.1119323,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"To whom it may concern, My name is XXXX XXXX XXXX. I request these items beloved to be immediate investigated and removed if inaccurate as they are not belong to me. According to Fair Credit Report Act, I expect you to complete this verification withins 30 days. \n**Address** XXXX XXXX XXXX  XXXX XXXX, WA XXXX This address is not mine, delete it!! \n**Hard inquiries** _XXXX XXXXXXXX Inquiry : XXXX XXXX, XXXX UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX Inquiry : XXXX. XXXX, XXXX UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX Inquiry : XXXX XXXX, XXXX UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION _XXXX Inquiry : XXXX XXXX, XXXX UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION _XXXX XXXX  Inquiry : XXXX XXXX, XXXX UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX Inquiry : XXXX XXXX, XXXX Miscellaneous Reptg. Agencies UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION","date_sent_to_company":"2020-06-24T08:29:26.000Z","issue":"Incorrect information on your report","sub_product":"Credit reporting","zip_code":"982XX","tags":null,"has_narrative":true,"complaint_id":"3715006","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"EQUIFAX, INC.","date_received":"2020-06-24T08:29:23.000Z","state":"WA","company_public_response":null,"sub_issue":"Information is missing that should be on the report"},"highlight":{"complaint_what_happened":["<em>XXXX</em>, <em>XXXX</em> UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING <em>COMPLIANCE</em> BY NOT REPORTING THEIR CONTACT INFORMATION <em>XXXX</em> <em>XXXX</em> Inquiry : <em>XXXX</em> <em>XXXX</em>, <em>XXXX</em> UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING <em>COMPLIANCE</em> BY NOT REPORTING THEIR CONTACT INFORMATION _<em>XXXX</em> Inquiry : <em>XXXX</em> <em>XXXX</em>, <em>XXXX</em> UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING <em>COMPLIANCE</em> BY NOT REPORTING THEIR CONTACT INFORMATION _<em>XXXX</em> <em>XXXX</em>  Inquiry : <em>XXXX</em> <em>XXXX</em>, <em>XXXX</em> UNAUTHORIZED"]},"sort":[6.1119323,"3715006"]},{"_index":"complaint-public-v1","_id":"6272074","_score":6.106906,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"1. CREDIT REPORTING 2. IMPROPER USE 3. IMPROPER REPORTING 4. DESCRIPTION SEE BELOW Be it known that this notice of consumer check and challenge for lawful reporting compliance is officially composed a writ and formal complaint that you are reporting XXXX or more of the following illegally : XXXX XXXX XXXX / Case # XXXX XXXX  XXXX XXXX XXXX XXXX / Case # XXXX -XXXX  XXXX XXXX XXXX  XXXX XXXX XXXX # XXXX - XXXX  XXXX XXXX XXXX  XXXX / Case XXXX XXXX XXXX  XXXX XXXX/ XXXX Upon receiving my Consumer Report, please provide me with physical proof of compliance and verification. \nYou are not authorized to retain or report this allegation if it is not physically irrefutable. \nThe use of subterfuge to prove compliance and accuracy of every single aspect of the data is unlawful. In order to ensure that your company retains CURRENT, TRUE, CORRECT, COMPLETE, and MANDATED information in accordance with the FCRA regulation, I demand that you annul any and all details that are inaccurate or not in compliance. \nPlease review and ensure your full compliance with the laws governing your practice of reporting consumer credit profiles. \nnote : I DO NOT authorize you to mis-report any misinformation now or in the future. \nYou must return to or maintain compliance as mandated without injury or prejudice towards me now or in the future.","date_sent_to_company":"2022-12-02T13:45:30.000Z","issue":"Improper use of your report","sub_product":"Credit reporting","zip_code":"302XX","tags":null,"has_narrative":true,"complaint_id":"6272074","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2022-12-02T13:45:23.000Z","state":"GA","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Reporting company used your report improperly"},"highlight":{"complaint_what_happened":["DESCRIPTION SEE BELOW Be it known that this notice of consumer check and challenge for lawful reporting <em>compliance</em> is officially composed a writ and formal complaint that you are reporting <em>XXXX</em> or more of the following illegally : <em>XXXX</em> <em>XXXX</em> <em>XXXX</em> / Case # <em>XXXX</em> <em>XXXX</em>  <em>XXXX</em> <em>XXXX</em> <em>XXXX</em> <em>XXXX</em> / Case # <em>XXXX</em> -<em>XXXX</em>  <em>XXXX</em> <em>XXXX</em> <em>XXXX</em>  <em>XXXX</em> <em>XXXX</em> <em>XXXX</em> # <em>XXXX</em> - <em>XXXX</em>  <em>XXXX</em> <em>XXXX</em> <em>XXXX</em>  <em>XXXX</em> / Case <em>XXXX</em> <em>XXXX</em> <em>XXXX</em>  <em>XXXX</em> <em>XXXX</em>/ <em>XXXX</em> Upon receiving my Consumer Report, please provide me with physical proof of <em>compliance</em> and"]},"sort":[6.106906,"6272074"]},{"_index":"complaint-public-v1","_id":"8533805","_score":6.105929,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"How are you? I hope all is well. I am writing to you because I recently reviewed my latest credit report and I found a few negative items that I have NOT confirmed or accepted to be accurate. Id like to ensure that you have and ONLY RETAIN current, TRUE, CORRECT, COMPLETE, and MANDATED REPORTED information per FCRA regulations. I DEMAND, as it is my lawful RIGHT ( s ) to do so, that you DELETE all information that is deficient of any condition, mentioned above.\n\nI listed below all the information that I found to be untrue, incorrect, incomplete, untimely, not verifiable, and unsubstantiated. I have yet to be provided physical verifiable proof that the claims of negativity within my report are true. Ive noticed several deviations from mandatory reporting standards therefore the data in my report can not be accurate and complete! With that said, I deny your allegations and I challenge you to provide proof that you have the right to report this incomplete negative information on my credit report. Per 15 U.S.C 1681e Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual about whom the report relates.\n\nAccording to 12 CFR Part 1022 ( Regulation V ) requires furnishers to : Furnish information concerning accounts or other relationships with a consumer that has integrity.\n\nFurnish information about accounts or other relationships with an accurate consumer.\n\nC - Conduct reasonable investigations of consumer disputes According to XXXX, to make a lawful report, you must follow the Metro 2 compliance standards. \n\nAlso as stated in the XXXX Any Deviation From These Standards Jeopardizes The Integrity of The Data. This means that any mistakes in reporting claims can make the information less accurate and it affects the accuracy of any federally regulated reports. Therefore, I am invoking my rights to challenge these inaccurate and non-compliant items. Neglecting my demand will only prove that you DO NOT care about my rights as a consumer. Its NOT FAIR for you to report information that isnt confirmed to be ethical and meets the standards of certified reporting. Again, I am challenging these claims and asking for proof of the proper reporting standards. You are violating my rights! I have listed the concerns about your reporting in this document. It's not complete and does not meet my standards according to law, you must certify all aspects of required FCRA/ Metro 2 compliance which is done truthfully, correctly ( promptly ), completely, AND accurately as well - or else I would have to escalate these issues to the CFPB , FTC and my Attorney General.\n\nListed below are the Accounts that are being challenged XXXX XXXX In compliance with 15 U.S. Code 1681e Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to ensure maximum possible accuracy of the information concerning the individual to whom the report relates. This is clear proof that this item is reporting INCOSISTENTLY across all the displayed bureaus, an infraction of compliance! DELETE at once! \n\nXXXX In compliance with 15 U.S. Code 1681e Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to ensure maximum possible accuracy of the information concerning the individual to whom the report relates. This is clear proof that this item is reporting INCOSISTENTLY across all the displayed bureaus, an infraction of compliance! DELETE at once! \n\n\nXXXX In compliance with 15 U.S. Code 1681e Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to ensure maximum possible accuracy of the information concerning the individual to whom the report relates. This is clear proof that this item is reporting INCOSISTENTLY across all the displayed bureaus, an infraction of compliance! DELETE at once! \n\n\nXXXX XXXX XXXX In compliance with 15 U.S. Code 1681e Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to ensure maximum possible accuracy of the information concerning the individual to whom the report relates. This is clear proof that this item is reporting INCOSISTENTLY across all the displayed bureaus, an infraction of compliance! DELETE at once! \n\n\nXXXX XXXXXXXX In compliance with 15 U.S. Code 1681e Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to ensure maximum possible accuracy of the information concerning the individual to whom the report relates. This is clear proof that this item is reporting INCOSISTENTLY across all the displayed bureaus, an infraction of compliance! DELETE at once! \n\n\nXXXX XXXXIn compliance with 15 U.S. Code 1681e Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to ensure maximum possible accuracy of the information concerning the individual to whom the report relates. This is clear proof that this item is reporting INCOSISTENTLY across all the displayed bureaus, an infraction of compliance! DELETE at once! \n\n\nXXXX XXXX In compliance with 15 U.S. Code 1681e Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to ensure maximum possible accuracy of the information concerning the individual to whom the report relates. This is clear proof that this item is reporting INCOSISTENTLY across all the displayed bureaus, an infraction of compliance! DELETE at once! \n\n\nXXXX XXXX XXXX XXXX In compliance with 15 U.S. Code 1681e Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to ensure maximum possible accuracy of the information concerning the individual to whom the report relates. This is clear proof that this item is reporting INCOSISTENTLY across all the displayed bureaus, an infraction of compliance! DELETE at once! \n\n\nXXXX XXXX In compliance with 15 U.S. Code 1681e Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to ensure maximum possible accuracy of the information concerning the individual to whom the report relates. This is clear proof that this item is reporting INCOSISTENTLY across all the displayed bureaus, an infraction of compliance! DELETE at once! \n\n\nXXXX XXXX In compliance with 15 U.S. Code 1681e Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to ensure maximum possible accuracy of the information concerning the individual to whom the report relates. This is clear proof that this item is reporting INCOSISTENTLY across all the displayed bureaus, an infraction of compliance! DELETE at once! \n\n\nXXXX XXXX  In compliance with 15 U.S. Code 1681e Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to ensure maximum possible accuracy of the information concerning the individual to whom the report relates. This is clear proof that this item is reporting INCOSISTENTLY across all the displayed bureaus, an infraction of compliance! DELETE at once! \n\n\nXXXX XXXX XXXX In compliance with 15 U.S. Code 1681e Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to ensure maximum possible accuracy of the information concerning the individual to whom the report relates. This is clear proof that this item is reporting INCOSISTENTLY across all the displayed bureaus, an infraction of compliance! DELETE at once! \n\n\nXXXX : XXXX In compliance with 15 U.S. Code 1681e Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to ensure maximum possible accuracy of the information concerning the individual to whom the report relates. This is clear proof that this item is reporting INCOSISTENTLY across all the displayed bureaus, an infraction of compliance! DELETE at once! \n\n\nXXXX XXXX In compliance with 15 U.S. Code 1681e Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to ensure maximum possible accuracy of the information concerning the individual to whom the report relates. This is clear proof that this item is reporting INCOSISTENTLY across all the displayed bureaus, an infraction of compliance! DELETE at once! \n\n\nXXXX : XXXX In compliance with 15 U.S. Code 1681e Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to ensure maximum possible accuracy of the information concerning the individual to whom the report relates. This is clear proof that this item is reporting INCOSISTENTLY across all the displayed bureaus, an infraction of compliance! DELETE at once! \n\n\nXXXX XXXX In compliance with 15 U.S. Code 1681e Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to ensure maximum possible accuracy of the information concerning the individual to whom the report relates. This is clear proof that this item is reporting INCOSISTENTLY across all the displayed bureaus, an infraction of compliance! DELETE at once!","date_sent_to_company":"2024-03-12T11:13:45.000Z","issue":"Improper use of your report","sub_product":"Credit reporting","zip_code":"77017","tags":null,"has_narrative":true,"complaint_id":"8533805","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Experian Information Solutions Inc.","date_received":"2024-03-12T11:06:34.000Z","state":"TX","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Reporting company used your report improperly"},"highlight":{"complaint_what_happened":["This is clear proof that this item is reporting INCOSISTENTLY across all the displayed bureaus, an infraction of <em>compliance</em>! DELETE at once! \n\n\n<em>XXXX</em> <em>XXXX</em> <em>XXXX</em> <em>XXXX</em> In <em>compliance</em> with 15 U.S. Code 1681e Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to ensure maximum possible accuracy of the information concerning the individual to whom the report relates."]},"sort":[6.105929,"8533805"]},{"_index":"complaint-public-v1","_id":"8533702","_score":6.104521,"_source":{"product":"Credit reporting or other personal consumer reports","complaint_what_happened":"How are you? I hope all is well. I am writing to you because I recently reviewed my latest credit report and I found a few negative items that I have NOT confirmed or accepted to be accurate. Id like to ensure that you have and ONLY RETAIN current, TRUE, CORRECT, COMPLETE, and MANDATED REPORTED information per FCRA regulations. I DEMAND, as it is my lawful RIGHT ( s ) to do so, that you DELETE all information that is deficient of any condition, mentioned above.\n\nI listed below all the information that I found to be untrue, incorrect, incomplete, untimely, not verifiable, and unsubstantiated. I have yet to be provided physical verifiable proof that the claims of negativity within my report are true. Ive noticed several deviations from mandatory reporting standards therefore the data in my report can not be accurate and complete! With that said, I deny your allegations and I challenge you to provide proof that you have the right to report this incomplete negative information on my credit report. Per 15 U.S.C 1681e Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual about whom the report relates. \n\nAccording to 12 CFR Part 1022 ( Regulation V ) requires furnishers to : Furnish information concerning accounts or other relationships with a consumer that has integrity. \nFurnish information about accounts or other relationships with an accurate consumer. \nC - Conduct reasonable investigations of consumer disputes According to XXXX, to make a lawful report, you must follow the Metro 2 compliance standards. \n\nAlso as stated in the XXXX Any Deviation From These Standards Jeopardizes The Integrity of The Data. This means that any mistakes in reporting claims can make the information less accurate and it affects the accuracy of any federally regulated reports. Therefore, I am invoking my rights to challenge these inaccurate and non-compliant items. Neglecting my demand will only prove that you DO NOT care about my rights as a consumer. Its NOT FAIR for you to report information that isnt confirmed to be ethical and meets the standards of certified reporting. Again, I am challenging these claims and asking for proof of the proper reporting standards. You are violating my rights! I have listed the concerns about your reporting in this document. It's not complete and does not meet my standards according to law, you must certify all aspects of required FCRA/ Metro 2 compliance which is done truthfully, correctly ( promptly ), completely, AND accurately as well - or else I would have to escalate these issues to the CFPB , FTC and my Attorney General.\n\nListed below are the Accounts that are being challenged XXXX XXXX In compliance with 15 U.S. Code 1681e Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to ensure maximum possible accuracy of the information concerning the individual to whom the report relates. This is clear proof that this item is reporting INCOSISTENTLY across all the displayed bureaus, an infraction of compliance! DELETE at once! \n\nXXXX In compliance with 15 U.S. Code 1681e Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to ensure maximum possible accuracy of the information concerning the individual to whom the report relates. This is clear proof that this item is reporting INCOSISTENTLY across all the displayed bureaus, an infraction of compliance! DELETE at once! \n\n\nXXXX In compliance with 15 U.S. Code 1681e Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to ensure maximum possible accuracy of the information concerning the individual to whom the report relates. This is clear proof that this item is reporting INCOSISTENTLY across all the displayed bureaus, an infraction of compliance! DELETE at once! \n\n\nXXXX XXXX XXXX In compliance with 15 U.S. Code 1681e Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to ensure maximum possible accuracy of the information concerning the individual to whom the report relates. This is clear proof that this item is reporting INCOSISTENTLY across all the displayed bureaus, an infraction of compliance! DELETE at once! \n\n\nXXXX XXXX In compliance with 15 U.S. Code 1681e Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to ensure maximum possible accuracy of the information concerning the individual to whom the report relates. This is clear proof that this item is reporting INCOSISTENTLY across all the displayed bureaus, an infraction of compliance! DELETE at once! \n\n\nXXXX XXXXIn compliance with 15 U.S. Code 1681e Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to ensure maximum possible accuracy of the information concerning the individual to whom the report relates. This is clear proof that this item is reporting INCOSISTENTLY across all the displayed bureaus, an infraction of compliance! DELETE at once! \n\n\nXXXX  XXXX In compliance with 15 U.S. Code 1681e Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to ensure maximum possible accuracy of the information concerning the individual to whom the report relates. This is clear proof that this item is reporting INCOSISTENTLY across all the displayed bureaus, an infraction of compliance! DELETE at once!\n\nXXXX XXXX : XXXX In compliance with 15 U.S. Code 1681e Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to ensure maximum possible accuracy of the information concerning the individual to whom the report relates. This is clear proof that this item is reporting INCOSISTENTLY across all the displayed bureaus, an infraction of compliance! DELETE at once! \n\n\nXXXX XXXX In compliance with 15 U.S. Code 1681e Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to ensure maximum possible accuracy of the information concerning the individual to whom the report relates. This is clear proof that this item is reporting INCOSISTENTLY across all the displayed bureaus, an infraction of compliance! DELETE at once! \n\n\nXXXX XXXX In compliance with 15 U.S. Code 1681e Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to ensure maximum possible accuracy of the information concerning the individual to whom the report relates. This is clear proof that this item is reporting INCOSISTENTLY across all the displayed bureaus, an infraction of compliance! DELETE at once! \n\n\nXXXX XXXX In compliance with 15 U.S. Code 1681e Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to ensure maximum possible accuracy of the information concerning the individual to whom the report relates. This is clear proof that this item is reporting INCOSISTENTLY across all the displayed bureaus, an infraction of compliance! DELETE at once! \n\n\nXXXX XXXX XXXX  In compliance with 15 U.S. Code 1681e Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to ensure maximum possible accuracy of the information concerning the individual to whom the report relates. This is clear proof that this item is reporting INCOSISTENTLY across all the displayed bureaus, an infraction of compliance! DELETE at once! \n\n\nXXXX : XXXX In compliance with 15 U.S. Code 1681e Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to ensure maximum possible accuracy of the information concerning the individual to whom the report relates. This is clear proof that this item is reporting INCOSISTENTLY across all the displayed bureaus, an infraction of compliance! DELETE at once! \n\n\nXXXX XXXX In compliance with 15 U.S. Code 1681e Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to ensure maximum possible accuracy of the information concerning the individual to whom the report relates. This is clear proof that this item is reporting INCOSISTENTLY across all the displayed bureaus, an infraction of compliance! DELETE at once! \n\n\nXXXX : XXXX In compliance with 15 U.S. Code 1681e Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to ensure maximum possible accuracy of the information concerning the individual to whom the report relates. This is clear proof that this item is reporting INCOSISTENTLY across all the displayed bureaus, an infraction of compliance! DELETE at once! \n\n\nXXXX XXXX  In compliance with 15 U.S. Code 1681e Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to ensure maximum possible accuracy of the information concerning the individual to whom the report relates. This is clear proof that this item is reporting INCOSISTENTLY across all the displayed bureaus, an infraction of compliance! DELETE at once!","date_sent_to_company":"2024-03-12T11:13:54.000Z","issue":"Improper use of your report","sub_product":"Credit reporting","zip_code":"77017","tags":null,"has_narrative":true,"complaint_id":"8533702","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2024-03-12T11:13:52.000Z","state":"TX","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Reporting company used your report improperly"},"highlight":{"complaint_what_happened":["This is clear proof that this item is reporting INCOSISTENTLY across all the displayed bureaus, an infraction of <em>compliance</em>! DELETE at once! \n\n\n<em>XXXX</em> <em>XXXX</em> <em>XXXX</em> In <em>compliance</em> with 15 U.S. Code 1681e Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to ensure maximum possible accuracy of the information concerning the individual to whom the report relates."]},"sort":[6.104521,"8533702"]},{"_index":"complaint-public-v1","_id":"6272073","_score":6.1035047,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"1. CREDIT REPORTING 2. IMPROPER USE 3. IMPROPER REPORTING 4. DESCRIPTION SEE BELOW Be it known that this notice of consumer check and challenge for lawful reporting compliance is officially composed a writ and formal complaint that you are reporting one or more of the following illegally : XXXX XXXX XXXX / Case # XXXX XXXX  XXXX XXXX XXXX XXXX / Case # XXXX -XXXX  XXXX XXXX XXXX  XXXX XXXX XXXX # XXXX - XXXX  XXXX XXXX XXXX  XXXX / Case XXXX XXXX XXXX  XXXX XXXX/ XXXX Upon receiving my Consumer Report, please provide me with physical proof of compliance and verification. \nYou are not authorized to retain or report this allegation if it is not physically irrefutable. \nThe use of subterfuge to prove compliance and accuracy of every single aspect of the data is unlawful. In order to ensure that your company retains CURRENT, TRUE, CORRECT, COMPLETE, and MANDATED information in accordance with the FCRA regulation, I demand that you annul any and all details that are inaccurate or not in compliance. \nPlease review and ensure your full compliance with the laws governing your practice of reporting consumer credit profiles. \nnote : I DO NOT authorize you to mis-report any misinformation now or in the future. \nYou must return to or maintain compliance as mandated without injury or prejudice towards me now or in the future.","date_sent_to_company":"2022-12-02T13:45:30.000Z","issue":"Improper use of your report","sub_product":"Credit reporting","zip_code":"302XX","tags":null,"has_narrative":true,"complaint_id":"6272073","timely":"Yes","company_response":"Closed with explanation","submitted_via":"Web","company":"Affirm Holdings, Inc","date_received":"2022-12-02T13:45:23.000Z","state":"GA","company_public_response":null,"sub_issue":"Reporting company used your report improperly"},"highlight":{"complaint_what_happened":["DESCRIPTION SEE BELOW Be it known that this notice of consumer check and challenge for lawful reporting <em>compliance</em> is officially composed a writ and formal complaint that you are reporting one or more of the following illegally : <em>XXXX</em> <em>XXXX</em> <em>XXXX</em> / Case # <em>XXXX</em> <em>XXXX</em>  <em>XXXX</em> <em>XXXX</em> <em>XXXX</em> <em>XXXX</em> / Case # <em>XXXX</em> -<em>XXXX</em>  <em>XXXX</em> <em>XXXX</em> <em>XXXX</em>  <em>XXXX</em> <em>XXXX</em> <em>XXXX</em> # <em>XXXX</em> - <em>XXXX</em>  <em>XXXX</em> <em>XXXX</em> <em>XXXX</em>  <em>XXXX</em> / Case <em>XXXX</em> <em>XXXX</em> <em>XXXX</em>  <em>XXXX</em> <em>XXXX</em>/ <em>XXXX</em> Upon receiving my Consumer Report, please provide me with physical proof of <em>compliance</em> and"]},"sort":[6.1035047,"6272073"]},{"_index":"complaint-public-v1","_id":"6269279","_score":6.1035047,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"1. CREDIT REPORTING 2. IMPROPER USE 3. IMPROPER REPORTING 4. DESCRIPTION SEE BELOW Be it known that this notice of consumer check and challenge for lawful reporting compliance is officially composed a writ and formal complaint that you are reporting one or more of the following illegally : XXXX XXXX XXXX / Case # XXXX XXXX XXXX XXXX XXXX XXXX / Case # XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX # XXXX - XXXX XXXX XXXX XXXX XXXX / Case XXXX XXXX XXXX XXXX XXXX/ XXXX Upon receiving my Consumer Report, please provide me with physical proof of compliance and verification. \nYou are not authorized to retain or report this allegation if it is not physically irrefutable. \nThe use of subterfuge to prove compliance and accuracy of every single aspect of the data is unlawful. In order to ensure that your company retains CURRENT, TRUE, CORRECT, COMPLETE, and MANDATED information in accordance with the FCRA regulation, I demand that you annul any and all details that are inaccurate or not in compliance. \nPlease review and ensure your full compliance with the laws governing your practice of reporting consumer credit profiles. \nnote : I DO NOT authorize you to mis-report any misinformation now or in the future. \nYou must return to or maintain compliance as mandated without injury or prejudice towards me now or in the future.","date_sent_to_company":"2022-12-02T13:45:09.000Z","issue":"Improper use of your report","sub_product":"Credit reporting","zip_code":"302XX","tags":null,"has_narrative":true,"complaint_id":"6269279","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2022-12-02T13:32:47.000Z","state":"GA","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Reporting company used your report improperly"},"highlight":{"complaint_what_happened":["DESCRIPTION SEE BELOW Be it known that this notice of consumer check and challenge for lawful reporting <em>compliance</em> is officially composed a writ and formal complaint that you are reporting one or more of the following illegally : <em>XXXX</em> <em>XXXX</em> <em>XXXX</em> / Case # <em>XXXX</em> <em>XXXX</em> <em>XXXX</em> <em>XXXX</em> <em>XXXX</em> <em>XXXX</em> / Case # <em>XXXX</em> <em>XXXX</em> <em>XXXX</em> <em>XXXX</em> <em>XXXX</em> <em>XXXX</em> <em>XXXX</em> <em>XXXX</em> # <em>XXXX</em> - <em>XXXX</em> <em>XXXX</em> <em>XXXX</em> <em>XXXX</em> <em>XXXX</em> / Case <em>XXXX</em> <em>XXXX</em> <em>XXXX</em> <em>XXXX</em> <em>XXXX</em>/ <em>XXXX</em> Upon receiving my Consumer Report, please provide me with physical proof of <em>compliance</em> and verification"]},"sort":[6.1035047,"6269279"]},{"_index":"complaint-public-v1","_id":"6689739","_score":6.1008415,"_source":{"product":"Credit reporting, credit repair services, or other personal consumer reports","complaint_what_happened":"XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Ohio XXXX Date of Birth : XX/XX/XXXX SS # : XXXX TransUnion LLC Consumer Dispute Center XXXX XXXX XXXX XXXX, PA XXXX Dear, Transunion Re : This is not a regular dispute. Take action immediately you are in violation. \n\nI am a victim of identity theft and I write to dispute certain information in my file resulting from the crime that i recently became aware of. The items I am disputing do not relate to any transactions that I have made or authorized. Please REMOVE this information at the earliest possible time.\n\nAs required by section FCRA 605B ( 15 U.S.C. 1681c-2 ) a copy of which is enclosed which states that this information must be removed within four business days of receipt, I am requesting that the adverse information on the items be removed to correct my credit report.\n\nPlease investigate these matters and remove the disputed items as soon as possible. \n\nXXXX. The following personal information is incorrect Account Number : XXXX XXXX XXXX- This name belongs to someone else. Delete it from my report immediately. \nXXXX. The following personal information is incorrect Account Number : XXXX, XXXX, XXXX This name belongs to someone else. Delete it from my report immediately. \nXXXX. The following personal information is incorrect Account Number : XXXX XXXX XXXX XXXX, OH XXXX - This address belongs to someone else. Delete it from my report immediately. \nXXXX. The following personal information is incorrect Account Number : XXXX XXXX XXXX CT XXXX, NC XXXX- This address belongs to someone else. Delete it from my report immediately. \nXXXX. The following personal information is incorrect Account Number : US DEPARTMENT OF JUS- This employer belongs to someone else. Delete it from my report immediately. \nXXXX. The following personal information is incorrect Account Number : XXXX - This employer belongs to someone else. Delete it from my report immediately. \nXXXX. XXXX  Date of inquiry : XX/XX/XXXX Inquiries have reached the statute of limitation. \nXXXX. XXXX XXXX Date of inquiry : XX/XX/XXXX Inquiries have reached the statute of limitation. \nXXXX. XXXX  XXXX Date of inquiry : XX/XX/XXXX Inquiries have reached the statute of limitation. \nXXXX. XXXX XXXX Date of inquiry : XX/XX/XXXX Inquiries have reached the statute of limitation. \nXXXX. XXXX XXXX Date of inquiry : XX/XX/XXXX Inquiries have reached the statute of limitation. \nXXXX. XXXX XXXX Date of inquiry : XX/XX/XXXX Inquiries have reached the statute of limitation. \nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX XXXX  Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX  Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX  XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX  Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX  Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX A Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX Date XXXX inquiry : XX/XX/XXXX Please remove it from my credit report. \nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX  Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX  Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX  Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX  Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX, Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX  Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX  Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX  Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX O Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. XXXX Account XXXX : XXXX You can not report this account as updated when nothing has been changed! The same incorrect information is still being reported and nothing has been updated. You must remove these incorrect late payments from this account ASAP. \n\nXXXX. XXXX XXXX Account Number : XXXX It is not possible for you to update an account that I have no recollection of even belonging to me. You must remove this frivolous account immediately from my credit report. \n\nXXXX. XXXX XXXX XXXX Account Number : XXXX Im interested to know how you are continuously able to verify this account!! I dont remember ever being associated with this company that is unfamiliar to me. You must remove this frivolous account from my file right away. \n\nXXXX. XXXX XXXX XXXX  Account Number : XXXX Im interested to know how you are continuously able to verify this account!! I dont remember ever being associated with this company that is unfamiliar to me. You must remove this frivolous account from my file right away. \n\nXXXX. US DEPT VETS Account Number : XXXX I am surprised by the fact that you were able to verify this account even though the other bureaus could not do that, and they have removed it. Delete this inaccurate account immediately from my credit report. \n\nXXXX. US DEPT VETS Account Number : XXXX I am surprised by the fact that you were able to verify this account even though the other bureaus could not do that, and they have removed it. Delete this inaccurate account immediately from my credit report. \n\nXXXX. US DEPT VETS Account Number : XXXX I am surprised by the fact that you were able to verify this account even though the other bureaus could not do that, and they have removed it. Delete this inaccurate account immediately from my credit report. \n\nXXXX. XXXX XXXX Account Number : XXXX It is not possible for you to update an account that I have no recollection of even belonging to me. You must remove this frivolous account immediately from my credit report. \n\nXXXX. XXXX XXXX XXXX Account Number : XXXX It is not possible for you to update an account that I have no recollection of even belonging to me. You must remove this frivolous account immediately from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX  Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX  XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX  Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX  Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX  XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX  Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX A Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX  Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX  Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX  XXXX, Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX  XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX  Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX  Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX O Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX  Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. XXXX Account Number : XXXX THIS CREDITOR STATES I HAD 30 DAY LATE PAYMENTS ON XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX HOWEVER I HAVE NEVER BEEN LATE ON THIS ACCOUNT AND CREDITOR ADMITTED OVER A RECORDED PHONE CALL THAT THESE LATE PAYMENTS BEING REPORTED ARE AN ADMINISTRATIVE ERROR ON THEIR PART AND AGREED TO REMOVE THEM. A COPY OF THAT XXXX FILE OF THE CALL IS INCLUDED IN THIS COMPLAINT. CREDITOR HAS EVEN FAILED TO PROVE THAT THEY SENT OUT AN EARLY WARNING NOTICE AS REQUIRED BY THE FAIR CREDIT BILLING ACT. \n\nXXXX. XXXX XXXX Account Number : XXXX It is not possible for you to update an account that I have no recollection of even belonging to me. You must remove this frivolous account immediately from my credit report. \n\nXXXX. XXXX XXXX XXXX Account Number : XXXX XXXX interested to know how you are continuously able to verify this account!! I dont remember ever being associated with this company that is unfamiliar to me. You must remove this frivolous account from my file right away. \n\nXXXX. XXXX XXXX XXXX  Account Number : XXXX XXXX interested to know how you are continuously able to verify this account!! I dont remember ever being associated with this company that is unfamiliar to me. You must remove this frivolous account from my file right away. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX  Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX  XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX  XXXX  Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX  Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX  Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX  XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX  Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX A Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX Date XXXX inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX  Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX  Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX, Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. \n\nXXXX. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING COMPLIANCE BY NOT REPORTING THEIR CONTACT INFORMATION XXXX Date of inquiry : XXXX","date_sent_to_company":"2023-03-13T19:02:18.000Z","issue":"Problem with a credit reporting company's investigation into an existing problem","sub_product":"Credit reporting","zip_code":"44515","tags":null,"has_narrative":true,"complaint_id":"6689739","timely":"Yes","company_response":"Closed with non-monetary relief","submitted_via":"Web","company":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","date_received":"2023-03-13T18:51:53.000Z","state":"OH","company_public_response":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","sub_issue":"Investigation took more than 30 days"},"highlight":{"complaint_what_happened":["UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING <em>COMPLIANCE</em> BY NOT REPORTING THEIR CONTACT INFORMATION <em>XXXX</em> <em>XXXX</em> Date of inquiry : XX/XX/<em>XXXX</em> Please remove it from my credit report. \n<em>XXXX</em>. UNAUTHORIZED INQUIRY AND DATA FURNISHER HAS VIOLATED METRO2 REPORTING <em>COMPLIANCE</em> BY NOT REPORTING THEIR CONTACT INFORMATION <em>XXXX</em> <em>XXXX</em> Date of inquiry : XX/XX/<em>XXXX</em> Please remove it from my credit report. \n<em>XXXX</em>."]},"sort":[6.1008415,"6689739"]}]},"aggregations":{"has_narrative":{"meta":{},"doc_count":142310,"has_narrative":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":1,"key_as_string":"true","doc_count":142310}]}},"product":{"doc_count":142310,"product":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Credit reporting or other personal consumer reports","doc_count":101705,"sub_product.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Credit reporting","doc_count":101195},{"key":"Other personal consumer report","doc_count":510}]}},{"key":"Credit reporting, credit repair services, or other personal consumer reports","doc_count":16421,"sub_product.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Credit reporting","doc_count":16251},{"key":"Other personal consumer report","doc_count":105},{"key":"Credit repair services","doc_count":65}]}},{"key":"Debt collection","doc_count":11169,"sub_product.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"I do not know","doc_count":4129},{"key":"Credit card debt","doc_count":2670},{"key":"Other debt","doc_count":1427},{"key":"Medical debt","doc_count":715},{"key":"Auto debt","doc_count":527},{"key":"Rental debt","doc_count":485},{"key":"Telecommunications debt","doc_count":471},{"key":"Mortgage debt","doc_count":189},{"key":"Payday loan debt","doc_count":162},{"key":"Other (i.e. phone, health club, etc.)","doc_count":91},{"key":"Federal student loan debt","doc_count":83},{"key":"Private student loan debt","doc_count":69},{"key":"Medical","doc_count":50},{"key":"Credit card","doc_count":49},{"key":"Mortgage","doc_count":23},{"key":"Auto","doc_count":9},{"key":"Payday loan","doc_count":9},{"key":"Federal student loan","doc_count":8},{"key":"Non-federal student loan","doc_count":3}]}},{"key":"Mortgage","doc_count":2781,"sub_product.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Conventional home mortgage","doc_count":1325},{"key":"FHA mortgage","doc_count":570},{"key":"VA mortgage","doc_count":293},{"key":"Conventional fixed mortgage","doc_count":145},{"key":"Home equity loan or line of credit (HELOC)","doc_count":108},{"key":"Other type of mortgage","doc_count":105},{"key":"Conventional adjustable mortgage (ARM)","doc_count":95},{"key":"Other mortgage","doc_count":42},{"key":"Reverse mortgage","doc_count":39},{"key":"Home equity loan or line of credit","doc_count":30},{"key":"USDA mortgage","doc_count":24},{"key":"Manufactured home loan","doc_count":5}]}},{"key":"Credit card","doc_count":2570,"sub_product.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"General-purpose credit card or charge card","doc_count":2310},{"key":"Store credit card","doc_count":170}]}},{"key":"Checking or savings account","doc_count":2463,"sub_product.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Checking account","doc_count":1967},{"key":"Other banking product or service","doc_count":311},{"key":"Savings account","doc_count":162},{"key":"CD (Certificate of Deposit)","doc_count":23}]}},{"key":"Money transfer, virtual currency, or money service","doc_count":1471,"sub_product.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Mobile or digital wallet","doc_count":545},{"key":"Virtual currency","doc_count":342},{"key":"Domestic (US) money transfer","doc_count":292},{"key":"International money transfer","doc_count":226},{"key":"Money order, traveler's check or cashier's check","doc_count":32},{"key":"Foreign currency exchange","doc_count":16},{"key":"Check cashing service","doc_count":8},{"key":"Debt settlement","doc_count":5},{"key":"Traveler's check or cashier's check","doc_count":3},{"key":"Money order","doc_count":2}]}},{"key":"Vehicle loan or lease","doc_count":1225,"sub_product.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Loan","doc_count":1079},{"key":"Lease","doc_count":146}]}},{"key":"Student loan","doc_count":797,"sub_product.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Federal student loan servicing","doc_count":650},{"key":"Private student loan","doc_count":135},{"key":"Non-federal student loan","doc_count":12}]}},{"key":"Credit card or prepaid card","doc_count":514,"sub_product.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"General-purpose credit card or charge card","doc_count":418},{"key":"Store credit card","doc_count":59},{"key":"General-purpose prepaid card","doc_count":23},{"key":"Government benefit card","doc_count":7},{"key":"Payroll card","doc_count":5},{"key":"Gift card","doc_count":2}]}},{"key":"Payday loan, title loan, personal loan, or advance loan","doc_count":424,"sub_product.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Installment loan","doc_count":240},{"key":"Personal line of credit","doc_count":85},{"key":"Payday loan","doc_count":48},{"key":"Title loan","doc_count":33},{"key":"Other advances of future income","doc_count":9},{"key":"Earned wage access","doc_count":5},{"key":"Pawn loan","doc_count":3},{"key":"Tax refund anticipation loan or check","doc_count":1}]}},{"key":"Credit reporting","doc_count":261,"sub_product.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Prepaid card","doc_count":114,"sub_product.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"General-purpose prepaid card","doc_count":46},{"key":"Government benefit card","doc_count":44},{"key":"Payroll card","doc_count":14},{"key":"Gift card","doc_count":4},{"key":"General purpose card","doc_count":3},{"key":"Mobile wallet","doc_count":3}]}},{"key":"Payday loan, title loan, or personal loan","doc_count":113,"sub_product.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Installment loan","doc_count":48},{"key":"Personal line of credit","doc_count":30},{"key":"Title loan","doc_count":18},{"key":"Payday loan","doc_count":17}]}},{"key":"Debt or credit management","doc_count":108,"sub_product.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Debt settlement","doc_count":60},{"key":"Credit repair services","doc_count":35},{"key":"Mortgage modification or foreclosure avoidance","doc_count":10},{"key":"Student loan debt relief","doc_count":3}]}},{"key":"Bank account or service","doc_count":83,"sub_product.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Checking account","doc_count":54},{"key":"Other bank product/service","doc_count":22},{"key":"Savings account","doc_count":5},{"key":"Cashing a check without an account","doc_count":2}]}},{"key":"Consumer Loan","doc_count":64,"sub_product.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Vehicle loan","doc_count":43},{"key":"Installment loan","doc_count":16},{"key":"Vehicle lease","doc_count":4},{"key":"Title loan","doc_count":1}]}},{"key":"Money transfers","doc_count":20,"sub_product.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Domestic (US) money transfer","doc_count":11},{"key":"International money transfer","doc_count":9}]}},{"key":"Other financial service","doc_count":3,"sub_product.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Debt settlement","doc_count":1},{"key":"Money order","doc_count":1},{"key":"Traveler’s/Cashier’s checks","doc_count":1}]}},{"key":"Payday loan","doc_count":3,"sub_product.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Virtual currency","doc_count":1,"sub_product.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Domestic (US) money transfer","doc_count":1}]}}]}},"issue":{"doc_count":142310,"issue":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Incorrect information on your report","doc_count":58068,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Information belongs to someone else","doc_count":22388},{"key":"Account status incorrect","doc_count":20039},{"key":"Account information incorrect","doc_count":10177},{"key":"Personal information incorrect","doc_count":2018},{"key":"Information is missing that should be on the report","doc_count":1363},{"key":"Old information reappears or never goes away","doc_count":1056},{"key":"Public record information inaccurate","doc_count":938},{"key":"Information is incorrect","doc_count":74},{"key":"Information that should be on the report is missing","doc_count":15}]}},{"key":"Improper use of your report","doc_count":30949,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Reporting company used your report improperly","doc_count":27625},{"key":"Credit inquiries on your report that you don't recognize","doc_count":2949},{"key":"Report provided to employer without your written authorization","doc_count":351},{"key":"Received unsolicited financial product or insurance offers after opting out","doc_count":24}]}},{"key":"Problem with a company's investigation into an existing problem","doc_count":22347,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Their investigation did not fix an error on your report","doc_count":16889},{"key":"Investigation took more than 30 days","doc_count":2528},{"key":"Was not notified of investigation status or results","doc_count":2152},{"key":"Problem with personal statement of dispute","doc_count":444},{"key":"Difficulty submitting a dispute or getting information about a dispute over the phone","doc_count":334}]}},{"key":"Problem with a credit reporting company's investigation into an existing problem","doc_count":6748,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Their investigation did not fix an error on your report","doc_count":4575},{"key":"Investigation took more than 30 days","doc_count":1028},{"key":"Was not notified of investigation status or results","doc_count":702},{"key":"Difficulty submitting a dispute or getting information about a dispute over the phone","doc_count":323},{"key":"Problem with personal statement of dispute","doc_count":120}]}},{"key":"Attempts to collect debt not owed","doc_count":4562,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Debt is not yours","doc_count":2886},{"key":"Debt was result of identity theft","doc_count":1118},{"key":"Debt was paid","doc_count":417},{"key":"Debt was already discharged in bankruptcy and is no longer owed","doc_count":141}]}},{"key":"Written notification about debt","doc_count":2619,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Didn't receive enough information to verify debt","doc_count":1693},{"key":"Didn't receive notice of right to dispute","doc_count":867},{"key":"Notification didn't disclose it was an attempt to collect a debt","doc_count":59}]}},{"key":"False statements or representation","doc_count":2065,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Attempted to collect wrong amount","doc_count":1883},{"key":"Impersonated attorney, law enforcement, or government official","doc_count":93},{"key":"Indicated you were committing crime by not paying debt","doc_count":53},{"key":"Told you not to respond to a lawsuit they filed against you","doc_count":24},{"key":"Impersonated an attorney or official","doc_count":9},{"key":"Indicated committed crime not paying","doc_count":2},{"key":"Indicated shouldn't respond to lawsuit","doc_count":1}]}},{"key":"Managing an account","doc_count":1392,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Deposits and withdrawals","doc_count":470},{"key":"Problem using a debit or ATM card","doc_count":308},{"key":"Funds not handled or disbursed as instructed","doc_count":194},{"key":"Banking errors","doc_count":174},{"key":"Problem accessing account","doc_count":98},{"key":"Problem making or receiving payments","doc_count":95},{"key":"Fee problem","doc_count":25},{"key":"Cashing a check","doc_count":22},{"key":"Deposits or withdrawals","doc_count":3},{"key":"Problem with fees or penalties","doc_count":2},{"key":"Problem with renewal","doc_count":1}]}},{"key":"Took or threatened to take negative or legal action","doc_count":950,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Threatened or suggested your credit would be damaged","doc_count":523},{"key":"Sued you without properly notifying you of lawsuit","doc_count":130},{"key":"Seized or attempted to seize your property","doc_count":123},{"key":"Threatened to sue you for very old debt","doc_count":85},{"key":"Collected or attempted to collect exempt funds","doc_count":32},{"key":"Threatened to arrest you or take you to jail if you do not pay","doc_count":29},{"key":"Sued you in a state where you do not live or did not sign for the debt","doc_count":27},{"key":"Threatened to turn you in to immigration or deport you","doc_count":1}]}},{"key":"Trouble during payment process","doc_count":912,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Trying to communicate with the company to fix an issue while managing or servicing your loan","doc_count":167},{"key":"Escrow, taxes, or insurance","doc_count":139},{"key":"Payment process","doc_count":106},{"key":"Loan sold or transferred to another company","doc_count":34},{"key":"Fees charged","doc_count":27},{"key":"Paying off the loan","doc_count":25},{"key":"Private mortgage insurance (PMI)","doc_count":22},{"key":"Lien release","doc_count":10},{"key":"Interest rate","doc_count":8}]}},{"key":"Problem with fraud alerts or security freezes","doc_count":781,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Struggling to pay mortgage","doc_count":680,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Trying to communicate with the company to fix an issue related to modification, forbearance, short sale, deed-in-lieu, bankruptcy, or foreclosure","doc_count":193},{"key":"Foreclosure","doc_count":117},{"key":"An existing modification, forbearance plan, short sale, or other loss mitigation relief","doc_count":78},{"key":"Applying for or obtaining a modification, forbearance plan, short sale, or deed-in-lieu","doc_count":68}]}},{"key":"Problem with a purchase shown on your statement","doc_count":597,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Credit card company isn't resolving a dispute about a purchase on your statement","doc_count":496},{"key":"Card was charged for something you did not purchase with the card","doc_count":93},{"key":"Overcharged for something you did purchase with the card","doc_count":8}]}},{"key":"Communication tactics","doc_count":439,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"You told them to stop contacting you, but they keep trying","doc_count":160},{"key":"Frequent or repeated calls","doc_count":141},{"key":"Used obscene, profane, or other abusive language","doc_count":104},{"key":"Called before 8am or after 9pm","doc_count":19},{"key":"Used obscene/profane/abusive language","doc_count":6},{"key":"Threatened to take legal action","doc_count":5},{"key":"Called after sent written cease of comm","doc_count":4}]}},{"key":"Fraud or scam","doc_count":431,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Closing an account","doc_count":426,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Company closed your account","doc_count":231},{"key":"Funds not received from closed account","doc_count":149},{"key":"Can't close your account","doc_count":37},{"key":"Fees charged for closing account","doc_count":9}]}},{"key":"Dealing with your lender or servicer","doc_count":387,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Received bad information about your loan","doc_count":177},{"key":"Trouble with how payments are being handled","doc_count":81},{"key":"Problem with customer service","doc_count":46},{"key":"Don't agree with the fees charged","doc_count":39},{"key":"Need information about your loan balance or loan terms","doc_count":35},{"key":"Keep getting calls about your loan","doc_count":6},{"key":"Co-signer","doc_count":3}]}},{"key":"Applying for a mortgage or refinancing an existing mortgage","doc_count":365,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Trying to communicate with the company to fix an issue with the application process","doc_count":43},{"key":"Application denials","doc_count":37},{"key":"Delays in the application process","doc_count":33},{"key":"Confusing or misleading advertising or marketing","doc_count":24},{"key":"Loan estimate or other related disclosures","doc_count":16},{"key":"Fees or costs during the application process","doc_count":14},{"key":"Changes in loan terms during the application process","doc_count":13},{"key":"Negative impact of inaccurate appraisal","doc_count":11}]}},{"key":"Managing the loan or lease","doc_count":348,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Billing problem","doc_count":164},{"key":"Problem with additional products or services purchased with the loan","doc_count":61},{"key":"Problem with fees charged","doc_count":33},{"key":"Problem with the interest rate","doc_count":31},{"key":"Loan sold or transferred to another company","doc_count":28}]}},{"key":"Repossession","doc_count":347,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Loan balance remaining after the vehicle is repossessed and sold","doc_count":91},{"key":"Deficiency balance after repossession","doc_count":48},{"key":"Account reinstatement or redemption after repossession","doc_count":44},{"key":"Lender trying to repossess or disable the vehicle","doc_count":41},{"key":"Notice to repossess","doc_count":40},{"key":"Damage caused or loss of personal items in vehicle during the actual repossession","doc_count":34},{"key":"Voluntary repossession","doc_count":24},{"key":"Company explaining amount owed","doc_count":18},{"key":"Company communicating payment assistance or payment extension options","doc_count":7}]}},{"key":"Closing on a mortgage","doc_count":335,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Closing disclosure or other related disclosures","doc_count":66},{"key":"Trying to communicate with the company to fix an issue with the loan closing","doc_count":43},{"key":"Changes in loan terms during or after closing","doc_count":30},{"key":"Delays with the closing process","doc_count":30},{"key":"Fees or costs after closing","doc_count":7}]}},{"key":"Getting a credit card","doc_count":316,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Application denied","doc_count":164},{"key":"Card opened without my consent or knowledge","doc_count":89},{"key":"Delay in processing application","doc_count":27},{"key":"Card opened as result of identity theft or fraud","doc_count":18},{"key":"Sent card you never applied for","doc_count":11},{"key":"Problem getting a working replacement card","doc_count":7}]}},{"key":"Other features, terms, or problems","doc_count":292,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Other problem","doc_count":165},{"key":"Problem with rewards from credit card","doc_count":34},{"key":"Privacy issues","doc_count":33},{"key":"Problem with customer service","doc_count":28},{"key":"Credit card company forcing arbitration","doc_count":14},{"key":"Problem with balance transfer","doc_count":14},{"key":"Add-on products and services","doc_count":3},{"key":"Problem with cash advances","doc_count":1}]}},{"key":"Problem with a lender or other company charging your account","doc_count":275,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Transaction was not authorized","doc_count":223},{"key":"Money was taken from your account on the wrong day or for the wrong amount","doc_count":32},{"key":"Can't stop withdrawals from your account","doc_count":20}]}},{"key":"Other transaction problem","doc_count":268,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Opening an account","doc_count":254,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Unable to open an account","doc_count":135},{"key":"Didn't receive terms that were advertised","doc_count":54},{"key":"Account opened without my consent or knowledge","doc_count":34},{"key":"Confusing or missing disclosures","doc_count":20},{"key":"Account opened as a result of fraud","doc_count":11}]}},{"key":"Unable to get your credit report or credit score","doc_count":254,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Other problem getting your report or credit score","doc_count":194},{"key":"Problem getting your free annual credit report","doc_count":60}]}},{"key":"Credit monitoring or identity theft protection services","doc_count":250,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Problem canceling credit monitoring or identify theft protection service","doc_count":118},{"key":"Billing dispute for services","doc_count":56},{"key":"Didn't receive services that were advertised","doc_count":47},{"key":"Problem with product or service terms changing","doc_count":27},{"key":"Received unwanted marketing or advertising","doc_count":2}]}},{"key":"Closing your account","doc_count":247,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Company closed your account","doc_count":222},{"key":"Can't close your account","doc_count":25}]}},{"key":"Getting a loan or lease","doc_count":213,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Credit denial","doc_count":71},{"key":"Confusing or misleading advertising or marketing","doc_count":36},{"key":"Fraudulent loan","doc_count":31},{"key":"Loan opened without my consent or knowledge","doc_count":24},{"key":"Changes in terms mid-deal or after closing","doc_count":20},{"key":"Problem with signing the paperwork","doc_count":17},{"key":"High-pressure sales tactics","doc_count":8},{"key":"Did not receive car title","doc_count":3},{"key":"Problem with additional add-on products or services purchased with the loan","doc_count":2},{"key":"Problem with a trade-in","doc_count":1}]}},{"key":"Problem when making payments","doc_count":208,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Problem during payment process","doc_count":119},{"key":"You never received your bill or did not know a payment was due","doc_count":22}]}},{"key":"Money was not available when promised","doc_count":196,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Fees or interest","doc_count":182,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Problem with fees","doc_count":105},{"key":"Charged too much interest","doc_count":53},{"key":"Unexpected increase in interest rate","doc_count":24}]}},{"key":"Loan modification,collection,foreclosure","doc_count":162,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Struggling to repay your loan","doc_count":159,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Problem with forgiveness, cancellation, or discharge","doc_count":107},{"key":"Problem with your payment plan","doc_count":26},{"key":"Can't get other flexible options for repaying your loan","doc_count":8},{"key":"Can't temporarily delay making payments","doc_count":8},{"key":"Bankruptcy","doc_count":5},{"key":"Problem lowering your monthly payments","doc_count":5}]}},{"key":"Incorrect information on credit report","doc_count":158,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Information is not mine","doc_count":47},{"key":"Account status","doc_count":41},{"key":"Account terms","doc_count":37},{"key":"Public record","doc_count":21},{"key":"Reinserted previously deleted info","doc_count":9},{"key":"Personal information","doc_count":3}]}},{"key":"Managing, opening, or closing your mobile wallet account","doc_count":155,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Threatened to contact someone or share information improperly","doc_count":149,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Talked to a third-party about your debt","doc_count":72},{"key":"Contacted you after you asked them to stop","doc_count":55},{"key":"Contacted your employer","doc_count":14},{"key":"Contacted you instead of your attorney","doc_count":8}]}},{"key":"Problem with a company's investigation into an existing issue","doc_count":146,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Their investigation did not fix an error on your report","doc_count":86},{"key":"Investigation took more than 30 days","doc_count":20},{"key":"Difficulty submitting a dispute or getting information about a dispute over the phone","doc_count":17},{"key":"Problem with personal statement of dispute","doc_count":13},{"key":"Was not notified of investigation status or results","doc_count":10}]}},{"key":"Electronic communications","doc_count":140,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Frequent or repeated messages","doc_count":71},{"key":"You told them to stop contacting you, but they keep trying","doc_count":58},{"key":"Used obscene, profane, or other abusive language","doc_count":8},{"key":"Contacted before 8am or after 9pm","doc_count":3}]}},{"key":"Loan servicing, payments, escrow account","doc_count":134,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Problems at the end of the loan or lease","doc_count":131,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Unable to receive car title or other problem after the loan is paid off","doc_count":61},{"key":"Problem with paying off the loan","doc_count":26},{"key":"Problem related to refinancing","doc_count":12},{"key":"Problem while selling or giving up the vehicle","doc_count":11},{"key":"Excess mileage, damage, or wear fees, or other problem after the lease is finished","doc_count":9},{"key":"Termination fees or other problem when ending the lease early","doc_count":7},{"key":"Problem when attempting to purchase vehicle at the end of the lease","doc_count":4},{"key":"Problem extending the lease","doc_count":1}]}},{"key":"Unauthorized transactions or other transaction problem","doc_count":131,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Trouble using your card","doc_count":125,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Can't use card to make purchases","doc_count":79},{"key":"Credit card company won't increase or decrease your credit limit","doc_count":43},{"key":"Account sold or transferred to another company","doc_count":3}]}},{"key":"Trouble accessing funds in your mobile or digital wallet","doc_count":117,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Charged fees or interest you didn't expect","doc_count":113,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Disclosure verification of debt","doc_count":113,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Not given enough info to verify debt","doc_count":69},{"key":"Right to dispute notice not received","doc_count":40},{"key":"Not disclosed as an attempt to collect","doc_count":4}]}},{"key":"Confusing or missing disclosures","doc_count":107,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Cont'd attempts collect debt not owed","doc_count":101,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Debt is not mine","doc_count":70},{"key":"Debt was paid","doc_count":19},{"key":"Debt resulted from identity theft","doc_count":8},{"key":"Debt was discharged in bankruptcy","doc_count":4}]}},{"key":"Problem caused by your funds being low","doc_count":96,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Overdrafts and overdraft fees","doc_count":47},{"key":"Non-sufficient funds and associated fees","doc_count":28},{"key":"Late or other fees","doc_count":12},{"key":"Bounced checks or returned payments","doc_count":9}]}},{"key":"Advertising and marketing, including promotional offers","doc_count":94,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Didn't receive advertised or promotional terms","doc_count":53},{"key":"Confusing or misleading advertising about the credit card","doc_count":41}]}},{"key":"Struggling to pay your loan","doc_count":91,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Denied request to lower payments","doc_count":36},{"key":"Lender trying to repossess or disable the vehicle","doc_count":9},{"key":"Loan balance remaining after the vehicle is repossessed and sold","doc_count":5},{"key":"Problem after you declared or threatened to declare bankruptcy","doc_count":4}]}},{"key":"Credit reporting company's investigation","doc_count":83,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"No notice of investigation status/result","doc_count":30},{"key":"Investigation took too long","doc_count":28},{"key":"Problem with statement of dispute","doc_count":21},{"key":"Inadequate help over the phone","doc_count":4}]}},{"key":"Other service problem","doc_count":70,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Getting the loan","doc_count":62,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Unexpected or other fees","doc_count":62,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Problem with a purchase or transfer","doc_count":58,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Card company isn't resolving a dispute about a purchase or transfer","doc_count":39},{"key":"Charged for a purchase or transfer you did not make with the card","doc_count":19}]}},{"key":"Application, originator, mortgage broker","doc_count":54,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Account opening, closing, or management","doc_count":52,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Problem with customer service","doc_count":43,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Problem with the payoff process at the end of the loan","doc_count":34,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Trouble using the card","doc_count":34,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Trouble using the card to spend money in a store or online","doc_count":13},{"key":"Trouble getting information about the card","doc_count":7},{"key":"Problem with direct deposit","doc_count":6},{"key":"Problem using the card to withdraw money from an ATM","doc_count":4},{"key":"Trouble using the card to pay a bill","doc_count":2},{"key":"Trouble using the card to send money to another person","doc_count":2}]}},{"key":"Dealing with my lender or servicer","doc_count":32,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Having problems with customer service","doc_count":9},{"key":"Trouble with how payments are handled","doc_count":9},{"key":"Received bad information about my loan","doc_count":7},{"key":"Don't agree with fees charged","doc_count":5},{"key":"Need information about my balance/terms","doc_count":2}]}},{"key":"Getting a line of credit","doc_count":32,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Settlement process and costs","doc_count":32,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Problem with additional add-on products or services","doc_count":28,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Didn't provide services promised","doc_count":26,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Problem getting a card or closing an account","doc_count":26,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Trouble closing card","doc_count":16},{"key":"Trouble getting, activating, or registering a card","doc_count":8},{"key":"Don't want a card provided by your employer or the government","doc_count":1},{"key":"Trouble getting a working replacement card","doc_count":1}]}},{"key":"Struggling to pay your bill","doc_count":26,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Credit card company won't work with you while you're going through financial hardship","doc_count":26}]}},{"key":"Charged upfront or unexpected fees","doc_count":22,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Confusing or misleading advertising or marketing","doc_count":19,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Taking/threatening an illegal action","doc_count":19,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Seized/Attempted to seize property","doc_count":8},{"key":"Threatened to sue on too old debt","doc_count":5},{"key":"Sued where didn't live/sign for debt","doc_count":3},{"key":"Threatened arrest/jail if do not pay","doc_count":3}]}},{"key":"Other","doc_count":18,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Can't contact lender or servicer","doc_count":17,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Closing/Cancelling account","doc_count":17,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Getting a loan","doc_count":16,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Confusing or misleading advertising","doc_count":4},{"key":"Denied loan","doc_count":4},{"key":"High pressure sales tactics or recruiting","doc_count":3},{"key":"Loan opened without my consent or knowledge","doc_count":3},{"key":"Problem with the interest rate","doc_count":1},{"key":"Qualify for a better loan than offered","doc_count":1}]}},{"key":"Deposits and withdrawals","doc_count":15,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Identity theft protection or other monitoring services","doc_count":15,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Problem canceling credit monitoring or identify theft protection service","doc_count":7},{"key":"Didn't receive services that were advertised","doc_count":4},{"key":"Problem with product or service terms changing","doc_count":3},{"key":"Billing dispute for services","doc_count":1}]}},{"key":"Problems when you are unable to pay","doc_count":14,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Unauthorized withdrawals or charges","doc_count":14,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Credit decision / Underwriting","doc_count":13,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Taking out the loan or lease","doc_count":13,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Improper contact or sharing of info","doc_count":12,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Talked to a third party about my debt","doc_count":7},{"key":"Contacted me after I asked not to","doc_count":4},{"key":"Contacted employer after asked not to","doc_count":1}]}},{"key":"Unable to get credit report/credit score","doc_count":12,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Problem getting my free annual report","doc_count":9},{"key":"Problem getting report or credit score","doc_count":3}]}},{"key":"Vehicle was repossessed or sold the vehicle","doc_count":12,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Other transaction issues","doc_count":9,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Billing disputes","doc_count":8,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Customer service / Customer relations","doc_count":8,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Making/receiving payments, sending money","doc_count":8,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Wrong amount charged or received","doc_count":8,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Can't stop withdrawals from your bank account","doc_count":7,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Problem adding money","doc_count":7,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Can't repay my loan","doc_count":6,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Can't decrease my monthly payments","doc_count":3},{"key":"Can't temporarily postpone payments","doc_count":2},{"key":"Can't get flexible payment options","doc_count":1}]}},{"key":"Delinquent account","doc_count":6,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Improper use of my credit report","doc_count":6,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Report improperly shared by CRC","doc_count":6}]}},{"key":"Lost or stolen money order","doc_count":6,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Identity theft / Fraud / Embezzlement","doc_count":5,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Late fee","doc_count":5,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Shopping for a loan or lease","doc_count":5,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Issues with repayment","doc_count":4,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Loan payment wasn't credited to your account","doc_count":4,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Problem with cash advance","doc_count":4,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Problems caused by my funds being low","doc_count":4,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Problems receiving the advance","doc_count":4,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Unauthorized transactions/trans. issues","doc_count":4,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Using a debit or ATM card","doc_count":4,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Billing statement","doc_count":3,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Credit determination","doc_count":3,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Credit line increase/decrease","doc_count":3,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Issue with income share agreement","doc_count":3,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Billing or statement issues","doc_count":1},{"key":"Dealing with provider of income share agreement","doc_count":1},{"key":"Marketing or disclosure issues","doc_count":1}]}},{"key":"Money was taken from your bank account on the wrong day or for the wrong amount","doc_count":3,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Other service issues","doc_count":3,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Received a loan you didn't apply for","doc_count":3,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"APR or interest rate","doc_count":2,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Advertising and marketing","doc_count":2,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Charged fees or interest I didn't expect","doc_count":2,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Credit limit changed","doc_count":2,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Credit monitoring or identity protection","doc_count":2,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Billing dispute","doc_count":1},{"key":"Problem cancelling or closing account","doc_count":1}]}},{"key":"Customer service/Customer relations","doc_count":2,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Issue where my lender is my school","doc_count":2,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Issues with fees connected to the loan","doc_count":2}]}},{"key":"Payoff process","doc_count":2,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Property was sold","doc_count":2,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Rewards","doc_count":2,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Transaction issue","doc_count":2,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Vehicle was damaged or destroyed the vehicle","doc_count":2,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Advertising","doc_count":1,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Confusing or misleading advertising about the card","doc_count":1}]}},{"key":"Application processing delay","doc_count":1,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Credit card protection / Debt protection","doc_count":1,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Excessive fees","doc_count":1,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Incorrect/missing disclosures or info","doc_count":1,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Lender repossessed or sold the vehicle","doc_count":1,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Lost or stolen check","doc_count":1,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Managing, opening, or closing account","doc_count":1,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Other fee","doc_count":1,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Overdraft, savings, or rewards features","doc_count":1,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Payment to acct not credited","doc_count":1,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Problem with overdraft","doc_count":1,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Overdraft charges","doc_count":1}]}},{"key":"Sale of account","doc_count":1,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Unexpected/Other fees","doc_count":1,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Was approved for a loan, but didn't receive money","doc_count":1,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}},{"key":"Was approved for a loan, but didn't receive the money","doc_count":1,"sub_issue.raw":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[]}}]}},"timely":{"doc_count":142310,"timely":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Yes","doc_count":141370},{"key":"No","doc_count":940}]}},"company_response":{"doc_count":142310,"company_response":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Closed with explanation","doc_count":83914},{"key":"Closed with non-monetary relief","doc_count":57195},{"key":"Closed with monetary relief","doc_count":862},{"key":"Untimely response","doc_count":294},{"key":"Closed","doc_count":39},{"key":"In progress","doc_count":6}]}},"submitted_via":{"doc_count":142310,"submitted_via":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Web","doc_count":142310}]}},"company":{"doc_count":142310,"company":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"EQUIFAX, INC.","doc_count":38980},{"key":"TRANSUNION INTERMEDIATE HOLDINGS, INC.","doc_count":37727},{"key":"Experian Information Solutions Inc.","doc_count":33229},{"key":"CAPITAL ONE FINANCIAL CORPORATION","doc_count":1242},{"key":"Resurgent Capital Services L.P.","doc_count":1115},{"key":"JPMORGAN CHASE & CO.","doc_count":977},{"key":"BANK OF AMERICA, NATIONAL ASSOCIATION","doc_count":922},{"key":"WELLS FARGO & COMPANY","doc_count":918},{"key":"LEXISNEXIS","doc_count":868},{"key":"Portfolio Recovery Associates, LLC","doc_count":758},{"key":"CITIBANK, N.A.","doc_count":730},{"key":"ENCORE CAPITAL GROUP INC.","doc_count":631},{"key":"NAVY FEDERAL CREDIT UNION","doc_count":549},{"key":"AMERICAN EXPRESS COMPANY","doc_count":515},{"key":"CBC Companies, Inc.","doc_count":479},{"key":"CL Holdings LLC","doc_count":473},{"key":"SYNCHRONY FINANCIAL","doc_count":461},{"key":"DISCOVER BANK","doc_count":443},{"key":"Nelnet, Inc.","doc_count":397},{"key":"Paypal Holdings, Inc","doc_count":394},{"key":"Bread Financial Holdings, Inc.","doc_count":368},{"key":"Block, Inc.","doc_count":298},{"key":"Shellpoint Partners, LLC","doc_count":292},{"key":"CCS Financial Services, Inc.","doc_count":285},{"key":"U.S. BANCORP","doc_count":263},{"key":"Chime Financial Inc","doc_count":256},{"key":"ALLY FINANCIAL INC.","doc_count":253},{"key":"GOLDMAN SACHS BANK USA","doc_count":248},{"key":"SANTANDER HOLDINGS USA, INC.","doc_count":243},{"key":"TD BANK US HOLDING COMPANY","doc_count":237},{"key":"MOHELA","doc_count":233},{"key":"Early Warning Services, LLC","doc_count":222},{"key":"Fidelity National Information Services, Inc. (FNIS)","doc_count":218},{"key":"National Credit Systems,Inc.","doc_count":217},{"key":"I.C. System, Inc.","doc_count":216},{"key":"CREDIT ACCEPTANCE CORPORATION","doc_count":215},{"key":"TRUIST FINANCIAL CORPORATION","doc_count":207},{"key":"TRANSWORLD SYSTEMS INC","doc_count":201},{"key":"BARCLAYS BANK DELAWARE","doc_count":193},{"key":"Affirm Holdings, Inc","doc_count":192},{"key":"Self Financial Inc.","doc_count":188},{"key":"Maximus Federal Services, Inc.","doc_count":180},{"key":"SELECT PORTFOLIO SERVICING, INC.","doc_count":177},{"key":"Bridgecrest Acceptance Corporation","doc_count":174},{"key":"Westlake Services, LLC","doc_count":169},{"key":"Ocwen Financial Corporation","doc_count":164},{"key":"PNC Bank N.A.","doc_count":162},{"key":"UNITED SERVICES AUTOMOBILE ASSOCIATION","doc_count":159},{"key":"Mr. Cooper Group Inc.","doc_count":156},{"key":"Kriya Capital, LLC","doc_count":153},{"key":"Coinbase, Inc.","doc_count":152},{"key":"Rowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d/b/a Genesis","doc_count":150},{"key":"Spring Oaks Capital, LLC","doc_count":144},{"key":"OneMain Finance Corporation","doc_count":140},{"key":"CAINE & WEINER COMPANY, INC.","doc_count":134},{"key":"Exeter Finance, LLC.","doc_count":124},{"key":"General Motors Financial Company, Inc.","doc_count":119},{"key":"Kikoff Inc.","doc_count":118},{"key":"Navient Solutions, LLC.","doc_count":113},{"key":"T.S. Holdings","doc_count":112},{"key":"FAIR COLLECTIONS & OUTSOURCING, INC.","doc_count":109},{"key":"EdFinancial Services","doc_count":108},{"key":"Freedom Mortgage Company","doc_count":101},{"key":"National Credit Adjusters, LLC","doc_count":99},{"key":"HW Holding, Inc","doc_count":96},{"key":"NCB Management Services Inc.","doc_count":94},{"key":"TOYOTA MOTOR CREDIT CORPORATION","doc_count":93},{"key":"Radius Global Solutions LLC","doc_count":91},{"key":"Servicer under contract with Federal Student Aid","doc_count":88},{"key":"Rocket Mortgage, LLC","doc_count":87},{"key":"CORELOGIC INC","doc_count":85},{"key":"ID Analytics, Inc.","doc_count":82},{"key":"SOFI TECHNOLOGIES, INC.","doc_count":82},{"key":"CITIZENS FINANCIAL GROUP, INC.","doc_count":81},{"key":"Southwest Credit Systems, L.P.","doc_count":79},{"key":"CLGF Holdco 1, LLC","doc_count":77},{"key":"W&A Intermediate Co., LLC","doc_count":76},{"key":"AES/PHEAA","doc_count":74},{"key":"ROBINHOOD MARKETS INC.","doc_count":73},{"key":"SUNRISE CREDIT SERVICES, INC","doc_count":73},{"key":"PENNYMAC LOAN SERVICES, LLC.","doc_count":71},{"key":"Credit Control, LLC","doc_count":70},{"key":"FIFTH THIRD FINANCIAL CORPORATION","doc_count":70},{"key":"HYUNDAI CAPITAL AMERICA","doc_count":70},{"key":"HCFS Healthcare Financial Services of TeamHealth","doc_count":69},{"key":"Aldous & Associates, PLLC","doc_count":68},{"key":"Global Lending Services LLC","doc_count":67},{"key":"CarMax, Inc.","doc_count":66},{"key":"World Acceptance Corporation","doc_count":66},{"key":"CAVALRY INVESTMENTS, LLC","doc_count":65},{"key":"Velocity Portfolio Group","doc_count":64},{"key":"LoanCare, LLC","doc_count":63},{"key":"Sequium Asset Solutions, LLC","doc_count":63},{"key":"Synovus Bank","doc_count":63},{"key":"TrueAccord Corp.","doc_count":63},{"key":"ProCollect, Inc.","doc_count":60},{"key":"ERC","doc_count":59},{"key":"Amsher Collection Services, Inc.","doc_count":58},{"key":"Mercedes Benz Financial Services","doc_count":58},{"key":"NATIONSTAR MORTGAGE LLC","doc_count":58},{"key":"REGIONS FINANCIAL CORPORATION","doc_count":58},{"key":"UPGRADE, INC.","doc_count":58},{"key":"Absolute Resolutions Corp.","doc_count":57},{"key":"NRA Group, LLC","doc_count":57},{"key":"Source Receivables Management LLC","doc_count":56},{"key":"Upstart Holdings, Inc.","doc_count":56},{"key":"NISSAN MOTOR ACCEPTANCE COMPANY LLC","doc_count":55},{"key":"ACIMA CREDIT, LLC","doc_count":53},{"key":"M&T BANK CORPORATION","doc_count":53},{"key":"AMERICAN HONDA FINANCE CORP","doc_count":52},{"key":"BMO BANK NATIONAL ASSOCIATION","doc_count":52},{"key":"Relay Financial (US), Corp.","doc_count":52},{"key":"Santander Consumer USA Holdings Inc.","doc_count":52},{"key":"CARRINGTON MORTGAGE SERVICES, LLC","doc_count":51},{"key":"Specialized Loan Servicing Holdings LLC","doc_count":51},{"key":"Convergent Resources, Inc.","doc_count":50},{"key":"American Credit Acceptance, LLC","doc_count":49},{"key":"Atlanticus Services Corporation","doc_count":49},{"key":"Harris & Harris, Ltd.","doc_count":48},{"key":"Security Credit Services, LLC","doc_count":48},{"key":"Selene Holdings LLC","doc_count":48},{"key":"ENOVA INTERNATIONAL, INC.","doc_count":47},{"key":"PENTAGON FEDERAL CREDIT UNION","doc_count":46},{"key":"HSBC NORTH AMERICA HOLDINGS INC.","doc_count":45},{"key":"Army and Air Force Exchange Service","doc_count":44},{"key":"Consumer Portfolio Services, Inc.","doc_count":44},{"key":"Advanced Resolution Services Inc.","doc_count":43},{"key":"FC HoldCo LLC","doc_count":43},{"key":"LD Holdings Group, LLC","doc_count":43},{"key":"TransferWise Ltd","doc_count":43},{"key":"FISERV FINXACT CORE","doc_count":42},{"key":"Capio Partners, LLC","doc_count":41},{"key":"Opportunity Financial, LLC","doc_count":41},{"key":"WESTERN UNION COMPANY, THE","doc_count":41},{"key":"Aargon Agency, Inc.","doc_count":40},{"key":"BMW Financial Services NA, LLC","doc_count":40},{"key":"Diversified Consultants, Inc.","doc_count":40},{"key":"LCI Acquisition Inc.","doc_count":40},{"key":"Ability Recovery Services, LLC","doc_count":39},{"key":"Continental Finance Company, LLC","doc_count":39},{"key":"LAKEVIEW LOAN SERVICING, LLC","doc_count":39},{"key":"MoneyLion Inc.","doc_count":39},{"key":"Halsted Financial Services, LLC.","doc_count":38},{"key":"V and H Portfolio","doc_count":38},{"key":"HUNTINGTON NATIONAL BANK, THE","doc_count":37},{"key":"Credit Corp Solutions Inc.","doc_count":36},{"key":"KEYCORP","doc_count":36},{"key":"Avant Holding Company, Inc.","doc_count":34},{"key":"Commonwealth Financial Systems, Inc.","doc_count":34},{"key":"Eastern Account Systems of Connecticut, Inc.","doc_count":34},{"key":"AmeriCollect","doc_count":33},{"key":"BTH Management","doc_count":33},{"key":"Bull City Financial Solutions, Inc","doc_count":33},{"key":"Fay Servicing, LLC","doc_count":33},{"key":"Medical Data Systems, Inc.","doc_count":33},{"key":"National Consumer Telecom & Utilities Exchange, Inc.","doc_count":33},{"key":"VW Credit","doc_count":33},{"key":"Central Portfolio Control Inc.","doc_count":32},{"key":"Diversified Adjustment Service, Inc.","doc_count":32},{"key":"Rent Recovery Solutions","doc_count":32},{"key":"The CBE Group, Inc.","doc_count":32},{"key":"Zions Debt Holdings","doc_count":32},{"key":"FactorTrust, Inc.","doc_count":31},{"key":"Lockhart, Morris & Montgomery Inc.","doc_count":31},{"key":"Consumer Adjustment Company Incorporated","doc_count":30},{"key":"LJ Ross Associates","doc_count":30},{"key":"ONLINE Information Services, Inc.","doc_count":30},{"key":"RentDebt Automated Collections, LLC","doc_count":30},{"key":"United Shore Financial Services, LLC","doc_count":30},{"key":"Winklevoss Exchange LLC","doc_count":30},{"key":"Collection Management Holdings, LLC","doc_count":29},{"key":"FIRST PORTFOLIO SERVICING INC","doc_count":29},{"key":"Lendmark Financial Services","doc_count":29},{"key":"Possible Financial Inc","doc_count":29},{"key":"SLM CORPORATION","doc_count":29},{"key":"United PanAm Financial Corp.","doc_count":29},{"key":"FORD MOTOR CREDIT CO.","doc_count":28},{"key":"MRS BPO, LLC","doc_count":28},{"key":"PLANET HOME LENDING, LLC","doc_count":28},{"key":"Cascade CISS Holdings, LLC","doc_count":27},{"key":"FIRST NATIONAL BANK OF OMAHA","doc_count":27},{"key":"FinCo Services Inc DBA Current","doc_count":27},{"key":"Foris DAX, Inc.","doc_count":27},{"key":"MARINER FINANCE, LLC","doc_count":27},{"key":"CCF Intermediate Holdings LLC","doc_count":26},{"key":"The Receivable Management Services LLC","doc_count":26},{"key":"Bounce AI, Inc.","doc_count":25},{"key":"MIDFIRST BANK","doc_count":25},{"key":"Stellantis Financial Services US Corp.","doc_count":25},{"key":"TekCollect Inc.","doc_count":25},{"key":"Checkr, Inc","doc_count":24},{"key":"Credit Karma, LLC","doc_count":24},{"key":"MONEYGRAM PAYMENT SYSTEMS WORLDWIDE INC","doc_count":24},{"key":"Monterey Financial Services LLC","doc_count":24},{"key":"Netspend Corporation","doc_count":24},{"key":"The Bureaus, Inc.","doc_count":24},{"key":"Alorica Inc.","doc_count":23},{"key":"BROKER SOLUTIONS, INC.","doc_count":23},{"key":"NEW YORK COMMUNITY BANCORP INC","doc_count":23},{"key":"Penn Credit Corporation","doc_count":23},{"key":"CrossCountry Mortgage LLC","doc_count":22},{"key":"Ditech Financial LLC","doc_count":22},{"key":"Dovenmuehle Mortgage, Inc.","doc_count":22},{"key":"First Federal Credit Control, Inc.","doc_count":22},{"key":"Phoenix Financial Services LLC","doc_count":22},{"key":"Regional Management Corporation","doc_count":22},{"key":"ZWICKER & ASSOCIATES","doc_count":22},{"key":"CONTRACT CALLERS INC","doc_count":21},{"key":"Carvana Group, LLC","doc_count":21},{"key":"Debt Recovery Solutions, LLC","doc_count":21},{"key":"FIRST TECHNOLOGY FEDERAL CREDIT UNION","doc_count":21},{"key":"Firstsource Business Process Services, LLC","doc_count":21},{"key":"Mercury Technologies, Inc.","doc_count":21},{"key":"SECURITY FINANCE CORP","doc_count":21},{"key":"United Collection Bureau, Inc.","doc_count":21},{"key":"AFNI INC.","doc_count":20},{"key":"BANK OF NEW YORK MELLON CORPORATION, THE","doc_count":20},{"key":"CMRE Financial Services, Inc.","doc_count":20},{"key":"Revolut Technologies Inc.","doc_count":20},{"key":"World Omni Financial Corp.","doc_count":20},{"key":"Central Research Inc","doc_count":19},{"key":"Continental Services Group, Inc. d/b/a ConServe","doc_count":19},{"key":"EOS Holdings, Inc.","doc_count":19},{"key":"Kimball, Tirey & St. John LLP","doc_count":19},{"key":"Klarna AB","doc_count":19},{"key":"RUSHMORE LOAN MANAGEMENT SERVICES LLC","doc_count":19},{"key":"RoundPoint Mortgage Servicing LLC","doc_count":19},{"key":"STATE EMPLOYEES CREDIT UNION","doc_count":19},{"key":"The CMI Group, Inc.","doc_count":19},{"key":"BSI Financial Holdings, Inc.","doc_count":18},{"key":"Caliber Home Loans, Inc.","doc_count":18},{"key":"Colony Brands, Inc.","doc_count":18},{"key":"Comerica","doc_count":18},{"key":"Conn's, Inc.","doc_count":18},{"key":"HEARTLAND PAYMENT SYSTEMS INC","doc_count":18},{"key":"WHEELS FINANCIAL GROUP, LLC.","doc_count":18},{"key":"Waypoint Resource Group, LLC","doc_count":18},{"key":"AXOS FINANCIAL, INC.","doc_count":17},{"key":"Ava Finance, Inc","doc_count":17},{"key":"Byrider Franchising, LLC","doc_count":17},{"key":"Cedars Business Services, LLC","doc_count":17},{"key":"Community Loan Servicing, LLC (formerly known as Bayview Loan Servicing, LLC)","doc_count":17},{"key":"Credit Fresh Holdings Inc","doc_count":17},{"key":"Franklin Collection Service, Inc.","doc_count":17},{"key":"Incomm Holdings Inc.","doc_count":17},{"key":"January Technologies, Inc","doc_count":17},{"key":"Payward Ventures Inc. dba Kraken","doc_count":17},{"key":"Prosper Marketplace, Inc.","doc_count":17},{"key":"WAKEFIELD & ASSOCIATES, INC.","doc_count":17},{"key":"Choice Recovery, Inc.","doc_count":16},{"key":"FirstPoint Collection Resources","doc_count":16},{"key":"GUARANTEED RATE INC.","doc_count":16},{"key":"MORGAN STANLEY & CO. LLC","doc_count":16},{"key":"MicroBilt / PRBC (formerly CL Verify)","doc_count":16},{"key":"OPORTUN FINANCIAL CORPORATION","doc_count":16},{"key":"Remitly, Inc.","doc_count":16},{"key":"SUNCOAST CREDIT UNION","doc_count":16},{"key":"Adler Wallach & Associates, Inc.","doc_count":15},{"key":"BANCO POPULAR DE PUERTO RICO","doc_count":15},{"key":"First Credit Services Inc.","doc_count":15},{"key":"Jon Barry and Associates, Inc.","doc_count":15},{"key":"Kovo","doc_count":15},{"key":"Rausch Sturm LLP","doc_count":15},{"key":"Sunbit, Inc.","doc_count":15},{"key":"Synerprise Consulting Services, Inc.","doc_count":15},{"key":"1st Franklin Financial Corporation","doc_count":14},{"key":"ADP Inc.","doc_count":14},{"key":"AMERISAVE MORTGAGE CORPORATION","doc_count":14},{"key":"Ad Astra Recovery Services Inc","doc_count":14},{"key":"ECMC GROUP, INC.","doc_count":14},{"key":"Flagstar Bank, N.A.","doc_count":14},{"key":"Guild Holdings Company","doc_count":14},{"key":"Larry H. Miller Group of Companies","doc_count":14},{"key":"Law Office of Michael J. Scott, PC","doc_count":14},{"key":"Lennar Financial Services, LLC","doc_count":14},{"key":"Paramount GR Holdings, LLC","doc_count":14},{"key":"STERLING JEWELERS, INC.","doc_count":14},{"key":"Sezzle Inc.","doc_count":14},{"key":"Thaxton Investment Corporation","doc_count":14},{"key":"Transfinancial Companies, Inc","doc_count":14},{"key":"United Revenue Corporation","doc_count":14},{"key":"AmeriHome Mortgage Company, LLC","doc_count":13},{"key":"BBVA FINANCIAL CORPORATION","doc_count":13},{"key":"CHARLES SCHWAB CORPORATION, THE","doc_count":13},{"key":"CIG FINANCIAL LLC","doc_count":13},{"key":"CURO Intermediate Holdings","doc_count":13},{"key":"CashRepublic Holdings, Inc.","doc_count":13},{"key":"Credit Systems International, Inc.","doc_count":13},{"key":"FIRST ADVANTAGE CORPORATION","doc_count":13},{"key":"FIRST CITIZENS BANCSHARES, INC.","doc_count":13},{"key":"GOLDEN 1 CREDIT UNION, THE","doc_count":13},{"key":"Oliphant United, Inc.","doc_count":13},{"key":"Populus Financial Group, Inc. (F/K/A Ace Cash Express)","doc_count":13},{"key":"Receivables Management Partners, LLC","doc_count":13},{"key":"SUNTRUST BANKS, INC.","doc_count":13},{"key":"Sentry Credit, Inc.","doc_count":13},{"key":"Tesla, Inc.","doc_count":13},{"key":"Village Capital & Investment LLC","doc_count":13},{"key":"ALLIANT CREDIT UNION","doc_count":12},{"key":"Americas Car-Mart, Inc.","doc_count":12},{"key":"Client Services, Inc.","doc_count":12},{"key":"Harley Davidson Financial Services Inc","doc_count":12},{"key":"Helvey & Associates, Inc., Warsaw, IN Branch","doc_count":12},{"key":"I.Q. DATA INTERNATIONAL, INC.","doc_count":12},{"key":"Lending Club Corp","doc_count":12},{"key":"Marlette Funding, LLC","doc_count":12},{"key":"Movement Mortgage LLC","doc_count":12},{"key":"Professional Debt Mediation, Inc.","doc_count":12},{"key":"RFNA, LP","doc_count":12},{"key":"Tower Loan of Mississippi, Inc.","doc_count":12},{"key":"Weltman, Weinberg & Reis Co., L.P.A.","doc_count":12},{"key":"Williams & Fudge, Inc","doc_count":12},{"key":"American Coradius International LLC","doc_count":11},{"key":"CNG FINANCIAL CORPORATION","doc_count":11},{"key":"Creditors Bureau Associates","doc_count":11},{"key":"Diverse Funding Associates LLC","doc_count":11},{"key":"DriveTime","doc_count":11},{"key":"EGL US, LLC","doc_count":11},{"key":"Grain Technology, Inc.","doc_count":11},{"key":"Gurstel Law Firm, P.C.","doc_count":11},{"key":"Io, Inc.","doc_count":11},{"key":"MECHANICS BANK","doc_count":11},{"key":"Mercury Financial Intermediate LLC","doc_count":11},{"key":"Open Dealer Exchange, LLC","doc_count":11},{"key":"Pressler & Pressler, LLP","doc_count":11},{"key":"R & B Corporation of Virginia","doc_count":11},{"key":"R.M. Galicia, Inc.","doc_count":11},{"key":"Seterus, Inc.","doc_count":11},{"key":"The Outsource Group, Inc","doc_count":11},{"key":"AR Resources, Inc.","doc_count":10},{"key":"Aldridge Pite, LLP","doc_count":10},{"key":"Aqua Finance, Inc.","doc_count":10},{"key":"Avant Credit Corporation","doc_count":10},{"key":"BB&T CORPORATION","doc_count":10},{"key":"CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP","doc_count":10},{"key":"CHERRY TECHNOLOGIES INC.","doc_count":10},{"key":"CMG Financial Services, Inc.","doc_count":10},{"key":"Complete Credit Solutions, Inc.","doc_count":10},{"key":"Crown Asset Management, LLC, Duluth, GA Branch","doc_count":10},{"key":"FIRST HORIZON BANK","doc_count":10},{"key":"GFS II, LLC","doc_count":10},{"key":"GREENSKY OPERATIONS, LLC","doc_count":10},{"key":"IQOR US INC","doc_count":10},{"key":"Prince Parker & Associates","doc_count":10},{"key":"RAS LaVrar, LLC","doc_count":10},{"key":"Receivables Performance Management, LLC","doc_count":10},{"key":"Servis One, Inc., Titusville, PA Branch","doc_count":10},{"key":"Skrill USA, Inc.","doc_count":10},{"key":"VYSTAR CREDIT UNION","doc_count":10},{"key":"Verisk Analytics Inc","doc_count":10},{"key":"Webcollex, LLC","doc_count":10},{"key":"21ST MORTGAGE CORP.","doc_count":9},{"key":"American Financial Network Inc.","doc_count":9},{"key":"American First Finance, Inc.","doc_count":9},{"key":"Apelles, LLC","doc_count":9},{"key":"Asset Management Outsourcing, Inc.","doc_count":9},{"key":"Capital Management Services, LP","doc_count":9},{"key":"Fairway Independent Mortgage Corporation","doc_count":9},{"key":"Fig Tech Inc.","doc_count":9},{"key":"MONEY SOURCE, INC., THE","doc_count":9},{"key":"Medical-Commercial Audit Inc","doc_count":9},{"key":"Mobiloans, LLC","doc_count":9},{"key":"One Source Technology","doc_count":9},{"key":"Reliant Capital Solutions, LLC","doc_count":9},{"key":"Ria Envia, LLC","doc_count":9},{"key":"Rubin & Rothman, LLC","doc_count":9},{"key":"SCA Collections, Inc.","doc_count":9},{"key":"SCHOOLSFIRST FEDERAL CREDIT UNION","doc_count":9},{"key":"Shepherd Outsourcing, LLC","doc_count":9},{"key":"Solar Mosaic LLC","doc_count":9},{"key":"Southwest Recovery Services, Inc.","doc_count":9},{"key":"TMX Finance LLC","doc_count":9},{"key":"Uplift, Inc","doc_count":9},{"key":"Veros Credit, LLC","doc_count":9},{"key":"Westcreek Financial","doc_count":9},{"key":"Williams, Rush & Associates, LLC","doc_count":9},{"key":"Yamaha Motor Finance Corporation USA","doc_count":9},{"key":"ZIONS BANCORPORATION","doc_count":9},{"key":"2288984 Ontario Inc.","doc_count":8},{"key":"AMERICA FIRST FEDERAL CREDIT UNION","doc_count":8},{"key":"BOEING EMPLOYEES' CREDIT UNION","doc_count":8},{"key":"Braviant Holdings, LLC","doc_count":8},{"key":"CULLEN/FROST BANKERS, INC.","doc_count":8},{"key":"Clark County Collection Service","doc_count":8},{"key":"Credit Card Receivables Fund Incorporated","doc_count":8},{"key":"Credit Central Holdings, LLC","doc_count":8},{"key":"FIRSTBANK PUERTO RICO","doc_count":8},{"key":"Federal Adjustment Bureau, Inc.","doc_count":8},{"key":"GATEWAY FIRST BANK","doc_count":8},{"key":"Glasser and Glasser, PLC","doc_count":8},{"key":"Harvard Collections, LLC","doc_count":8},{"key":"International Computer Systems, Inc.","doc_count":8},{"key":"Kinum, Inc., Indianapolis, IN Branch","doc_count":8},{"key":"LOBEL FINANCIAL CORPORATION","doc_count":8},{"key":"Merchants' Credit Guide Company","doc_count":8},{"key":"Millco Management","doc_count":8},{"key":"Monarch Recovery Holdings, Inc.","doc_count":8},{"key":"Mortgage Research Center, LLC","doc_count":8},{"key":"National Enterprise Systems, Inc.","doc_count":8},{"key":"ONEMAIN FINANCIAL HOLDINGS, LLC.","doc_count":8},{"key":"P&B Capital Group, LLC","doc_count":8},{"key":"PRESTIGE FINANCIAL SERVICES INC","doc_count":8},{"key":"PatientFi, Inc.","doc_count":8},{"key":"Professional Recovery Management","doc_count":8},{"key":"Rosebud Economic Development Corporation","doc_count":8},{"key":"SERVICEMAC, LLC","doc_count":8},{"key":"Sequoia Financial Services","doc_count":8},{"key":"Summit A*R, Inc.","doc_count":8},{"key":"Valon Technologies, Inc.","doc_count":8},{"key":"Weinberg Mediation Group LLC","doc_count":8},{"key":"ARVEST BANK GROUP, INC.","doc_count":7},{"key":"AUTOMOTIVE CREDIT CORPORATION","doc_count":7},{"key":"Aldridge PIte Haan, LLP","doc_count":7},{"key":"American Collections Enterprise, Inc.","doc_count":7},{"key":"Applied Data Finance, LLC","doc_count":7},{"key":"BANK OF THE WEST","doc_count":7},{"key":"Better Mortgage, Inc.","doc_count":7},{"key":"Bilt Technologies, Inc.","doc_count":7},{"key":"Blockchain.com, Inc.","doc_count":7},{"key":"Bridge IT, Inc.","doc_count":7},{"key":"CCM Finance LLC","doc_count":7},{"key":"Climb Credit Inc.","doc_count":7},{"key":"Dave Operating, LLC","doc_count":7},{"key":"Duvera Billing Services, LLC","doc_count":7},{"key":"FIRST AMERICAN FINANCIAL CORPORATION","doc_count":7},{"key":"First Data Corporation","doc_count":7},{"key":"First National Collection Bureau, Inc.","doc_count":7},{"key":"GREAT LAKES","doc_count":7},{"key":"Happy Money, Inc.","doc_count":7},{"key":"Hayt Hayt & Landau, P.L. (FL)","doc_count":7},{"key":"Johnson Mark LLC","doc_count":7},{"key":"LendingPoint Holdings LLC","doc_count":7},{"key":"Linebarger Goggan Blair & Sampson LLP","doc_count":7},{"key":"Merchants Adjustment Service, Inc.","doc_count":7},{"key":"Meridian Financial Services, Inc.","doc_count":7},{"key":"Mid-Atlantic Finance Co., Inc.","doc_count":7},{"key":"N.A.R., Inc.","doc_count":7},{"key":"Optio Solutions, LLC","doc_count":7},{"key":"PHH Mortgage Services Corporation","doc_count":7},{"key":"Pinnacle Credit Services, LLC","doc_count":7},{"key":"Pollack & Rosen, P.A.","doc_count":7},{"key":"Real Time Group, Inc.","doc_count":7},{"key":"Revco Management, LLC","doc_count":7},{"key":"SinglePoint GI","doc_count":7},{"key":"Southern Auto Finance Co","doc_count":7},{"key":"Synergetic Communication Inc","doc_count":7},{"key":"The Best Service Co.,Inc","doc_count":7},{"key":"TomoCredit Inc.","doc_count":7},{"key":"Trident Asset Management, L.L.C.","doc_count":7},{"key":"U.S. Collections West, Inc.","doc_count":7},{"key":"WEBSTER BANK, NATIONAL ASSOCIATION","doc_count":7},{"key":"WSFS FINANCIAL CORPORATION","doc_count":7},{"key":"YSA ARM LLC DBA Oxygen XL","doc_count":7},{"key":"Allied Collection Services, Inc. (Nevada)","doc_count":6},{"key":"American Accounts & Advisers, Inc.","doc_count":6},{"key":"BC SERVICES, INC.","doc_count":6},{"key":"BOK FINANCIAL CORP","doc_count":6},{"key":"COMMERCE BANK","doc_count":6},{"key":"Carter-Young, Inc.","doc_count":6},{"key":"Consumer Financial Services Solutions, Inc.","doc_count":6},{"key":"DataMax Corporation","doc_count":6},{"key":"Deinde Online Services, LLC","doc_count":6},{"key":"Denefits LLC","doc_count":6},{"key":"Driveway Finance Corporation","doc_count":6},{"key":"Financial Recovery Services, Inc.","doc_count":6},{"key":"GLA Collection Company, Inc.","doc_count":6},{"key":"Google Compare Credit Cards Inc.","doc_count":6},{"key":"Grant & Weber","doc_count":6},{"key":"Grow Credit Inc","doc_count":6},{"key":"HireRight Solutions, Inc.","doc_count":6},{"key":"Idaho Housing And Finance Association","doc_count":6},{"key":"Innovis","doc_count":6},{"key":"Kansas Counselors, Inc.","doc_count":6},{"key":"Kingston Data & Credit International Inc.","doc_count":6},{"key":"LANIER COLLECTIONS AGENCY AND SERVICES INC","doc_count":6},{"key":"LTD Financial Services, L.P.","doc_count":6},{"key":"Lloyd & McDaniel, PLC","doc_count":6},{"key":"MEI AUTO FINANCE INC","doc_count":6},{"key":"McCarthy, Burgess & Wolff, Inc.","doc_count":6},{"key":"Merchants and Medical Credit Corporation, Inc.","doc_count":6},{"key":"Merchants and Professional Bureau, Inc.","doc_count":6},{"key":"Midwest Recovery Systems","doc_count":6},{"key":"Northstar Location Services, LLC","doc_count":6},{"key":"OPTUM BANK, INC.","doc_count":6},{"key":"PDQ Services, Inc.","doc_count":6},{"key":"PRIMELENDING, A PLAINSCAPITAL COMPANY","doc_count":6},{"key":"Park Hill Holdings","doc_count":6},{"key":"PlusFour, Inc","doc_count":6},{"key":"Porsche Financial Services, Inc.","doc_count":6},{"key":"RS Clark and Associates, Inc.","doc_count":6},{"key":"Ray Klein, Inc.","doc_count":6},{"key":"Receivables Management Corporation","doc_count":6},{"key":"ResidentCollect, Inc.","doc_count":6},{"key":"Reverse Mortgage Solutions, Inc.","doc_count":6},{"key":"SANTANDER BANK, NATIONAL ASSOCIATION","doc_count":6},{"key":"SN SERVICING CORPORATION","doc_count":6},{"key":"SUN LOAN COMPANY INC.","doc_count":6},{"key":"Second Round Limited Partnership, Austin, TX Branch","doc_count":6},{"key":"Sentry Recovery and Collections, Inc.","doc_count":6},{"key":"Skopos Financial, LLC","doc_count":6},{"key":"Southern Management Systems Inc.","doc_count":6},{"key":"Starmark Financial LLC","doc_count":6},{"key":"State Collection Service, Inc.","doc_count":6},{"key":"Supreme Lending","doc_count":6},{"key":"Telerecovery Corporation","doc_count":6},{"key":"The Law Offices of Mitchell D. Bluhm & Associates","doc_count":6},{"key":"U.S. BANK NATIONAL ASSOCIATION - SAN FRANCISCO MAIN BRANCH","doc_count":6},{"key":"USCB, Inc.","doc_count":6},{"key":"VALLEY NATIONAL BANCORP","doc_count":6},{"key":"Volvo Car Financial Services U.S., LLC","doc_count":6},{"key":"WLCC","doc_count":6},{"key":"AMERIS BANCORP","doc_count":5},{"key":"ARS National Services, Inc.","doc_count":5},{"key":"ATG Credit, LLC","doc_count":5},{"key":"AVANTE","doc_count":5},{"key":"Advance America, Cash Advance Centers, Inc.","doc_count":5},{"key":"Ascent Holding Co","doc_count":5},{"key":"BAM Management US Holdings Inc.","doc_count":5},{"key":"Blitt and Gaines, P.C.","doc_count":5},{"key":"Branch Messenger, Inc.","doc_count":5},{"key":"Brock & Scott, PLLC","doc_count":5},{"key":"CARS Acquisition, LLC","doc_count":5},{"key":"CHACON AUTOS, LTD.","doc_count":5},{"key":"Capital Accounts, LLC","doc_count":5},{"key":"Certified Credit Reporting, Inc.","doc_count":5},{"key":"Collection Bureau of America Ltd.","doc_count":5},{"key":"Collection Bureau of the Hudson Valley, Inc.","doc_count":5},{"key":"Concord Servicing Corporation","doc_count":5},{"key":"Data Mortgage Inc.","doc_count":5},{"key":"EVERBANK, NATIONAL ASSOCIATION","doc_count":5},{"key":"Eastern Revenue, Inc.","doc_count":5},{"key":"FIRST MERCHANTS CORPORATION","doc_count":5},{"key":"FIRSTBANK","doc_count":5},{"key":"FREEDOM FINANCIAL NETWORK","doc_count":5},{"key":"Fairway Capital Recovery, LLC","doc_count":5},{"key":"Fidelity National Financial, Inc","doc_count":5},{"key":"Figure Technologies, Inc","doc_count":5},{"key":"Financial Business and Consumer Solutions.","doc_count":5},{"key":"First Financial Resources, Inc.","doc_count":5},{"key":"Forster & Garbus LLP","doc_count":5},{"key":"FourLeaf Federal Credit Union","doc_count":5},{"key":"Granite Edvance Corporation","doc_count":5},{"key":"HANCOCK WHITNEY BANK","doc_count":5},{"key":"Hunt & Henriques","doc_count":5},{"key":"IOWA STUDENT LOAN LIQUIDITY CORPORATION","doc_count":5},{"key":"InDebted Corporation","doc_count":5},{"key":"Kashable LLC","doc_count":5},{"key":"Klima, Peters & Daly, P.A.","doc_count":5},{"key":"Law Office of Brett M. Borland, P.C.","doc_count":5},{"key":"Leafy Financial, LLC","doc_count":5},{"key":"MOUNTAIN AMERICA FEDERAL CREDIT UNION","doc_count":5},{"key":"Marauder Corporation","doc_count":5},{"key":"McCalla Raymer Leibert Pierce, LLC","doc_count":5},{"key":"Meade & Associates, Inc.","doc_count":5},{"key":"Messerli & Kramer P.A.","doc_count":5},{"key":"NVR INC.","doc_count":5},{"key":"National Recovery Solutions, LLC","doc_count":5},{"key":"North American Credit Services","doc_count":5},{"key":"OLIPHANT FINANCIAL, LLC","doc_count":5},{"key":"ORG GC GP BUYER, LLC","doc_count":5},{"key":"OUT TECH, INC.","doc_count":5},{"key":"PINNACLE FINANCIAL PARTNERS, INC.","doc_count":5},{"key":"PREFERRED CREDIT INC","doc_count":5},{"key":"Paramount Recovery Systems, L.P.","doc_count":5},{"key":"Patient Accounting Service Center","doc_count":5},{"key":"Paxful Holdings, Inc.","doc_count":5},{"key":"Peer Advisors, LLC","doc_count":5},{"key":"Pendrick Capital Partners Holding, LLC","doc_count":5},{"key":"Professional Credit Management, Inc","doc_count":5},{"key":"PulteGroup, Inc.","doc_count":5},{"key":"R.A.Rogers, Inc.","doc_count":5},{"key":"Receivable Management Group, Inc. (GA)","doc_count":5},{"key":"Reliable Credit Association, Inc.","doc_count":5},{"key":"RockLoans Holdings LLC","doc_count":5},{"key":"S & S Recovery, Inc.","doc_count":5},{"key":"Servicing Solutions, LLC","doc_count":5},{"key":"Simon's Agency, Inc.","doc_count":5},{"key":"Statebridge Company","doc_count":5},{"key":"Sterling Infosystems Inc.","doc_count":5},{"key":"Stillman, P.C. d.b.a. Stillman Law Office","doc_count":5},{"key":"Strategic Alliances, Inc.","doc_count":5},{"key":"TCF NATIONAL BANK","doc_count":5},{"key":"TClub Inc","doc_count":5},{"key":"Texas Guaranteed","doc_count":5},{"key":"VANDERBILT MORTGAGE & FINANCE, INC","doc_count":5},{"key":"XOOM CORPORATION","doc_count":5},{"key":"ZuntaFi Corp","doc_count":5},{"key":"Alabama Housing Finance Authority","doc_count":4},{"key":"Albert Corporation","doc_count":4},{"key":"Alliance One, Inc.","doc_count":4},{"key":"American Profit Recovery, Inc., Marlborough, MA Branch","doc_count":4},{"key":"Aspen National Financial, Inc.","doc_count":4},{"key":"Associated Credit Services, Inc.","doc_count":4},{"key":"Auto Trakk, LLC","doc_count":4},{"key":"BANKMOBILE TECHNOLOGIES, INC","doc_count":4},{"key":"BWW Law Group, LLC","doc_count":4},{"key":"Bay Area Receivables, Inc","doc_count":4},{"key":"BlueChip Financial","doc_count":4},{"key":"CAC Financial Corp","doc_count":4},{"key":"CEX.IO CORP.","doc_count":4},{"key":"COLUMBIA BANKING SYSTEM, INC.","doc_count":4},{"key":"Chrysalis Holdings LLC","doc_count":4},{"key":"Collection Consultants of California","doc_count":4},{"key":"Conduent Incorporated","doc_count":4},{"key":"Contemporary Information Corp","doc_count":4},{"key":"Credit Card Acquisitions Group","doc_count":4},{"key":"Credit Service International Corp","doc_count":4},{"key":"DHI Mortgage Company","doc_count":4},{"key":"Designed Receivable Solutions, Inc.","doc_count":4},{"key":"Eaton Group Attorneys LLC","doc_count":4},{"key":"Entrata Inc.","doc_count":4},{"key":"Evergreen Moneysource Mortgage Company","doc_count":4},{"key":"Express Recovery Services, Inc.","doc_count":4},{"key":"F.H. Cann & Associates, Inc.","doc_count":4},{"key":"FIDELITY CAPITAL HOLDINGS, INC","doc_count":4},{"key":"FIRST NATIONAL BANK OF PENNSYLVANIA","doc_count":4},{"key":"Finance System of Richmond, Inc.","doc_count":4},{"key":"Financial Assistance Inc","doc_count":4},{"key":"Financial Credit Network Inc","doc_count":4},{"key":"Financial Data Systems","doc_count":4},{"key":"First Advantage LNS Inc.","doc_count":4},{"key":"First Investors Servicing Corporation, Atlanta, GA Branch","doc_count":4},{"key":"GMFS, LLC","doc_count":4},{"key":"GOLD KEY CREDIT, INC.","doc_count":4},{"key":"GULF COAST COLLECTION BUREAU, INC.","doc_count":4},{"key":"GreenSky, LLC","doc_count":4},{"key":"HOVG, LLC","doc_count":4},{"key":"Healthcare Finance Direct LLC.","doc_count":4},{"key":"JDJ Investments, INC.","doc_count":4},{"key":"Key 2 Recovery, Inc.","doc_count":4},{"key":"LDF Holdings, LLC","doc_count":4},{"key":"Larsen & Associates, P.L.","doc_count":4},{"key":"Law Offices of Robert J. Colclough, III","doc_count":4},{"key":"Lendbuzz Inc.","doc_count":4},{"key":"Levy & Associates, LLC","doc_count":4},{"key":"Lyons, Doughty & Veldhuis, PC","doc_count":4},{"key":"MORTGAGE SOLUTIONS OF COLORADO","doc_count":4},{"key":"Mandarich Law Group, LLP","doc_count":4},{"key":"Medical Business Bureau","doc_count":4},{"key":"Meta Payments Inc.","doc_count":4},{"key":"Metro Collection Service Inc.","doc_count":4},{"key":"Midwest Fidelity Services, LLC","doc_count":4},{"key":"Mountain Run Solutions, LLC","doc_count":4},{"key":"Mutual Management Services LLC","doc_count":4},{"key":"NBT BANCORP INC.","doc_count":4},{"key":"NCC Business Services, Inc.","doc_count":4},{"key":"National Collection Systems, Inc.","doc_count":4},{"key":"Nationwide Capital Services, LLC","doc_count":4},{"key":"Nelson Cruz & Associates LLC","doc_count":4},{"key":"Nelson and Kennard, LLP","doc_count":4},{"key":"Newport Intermediate Inc.","doc_count":4},{"key":"Nicholas Financial Inc.","doc_count":4},{"key":"North Shore Equities, Inc.","doc_count":4},{"key":"OLD NATIONAL BANCORP","doc_count":4},{"key":"Palm Beach Credit Adjustors, Inc","doc_count":4},{"key":"Payfare International Inc.","doc_count":4},{"key":"Performant Financial Corporation","doc_count":4},{"key":"Perpay, Inc.","doc_count":4},{"key":"Professional Collection Service Inc (GA)","doc_count":4},{"key":"Profit Services Group","doc_count":4},{"key":"Quality Loan Service Corporation","doc_count":4},{"key":"RMS-Recovery Management Services, Inc.","doc_count":4},{"key":"ROYAL UNITED MORTGAGE LLC","doc_count":4},{"key":"Reel Time Capital LLC","doc_count":4},{"key":"Rhode Island Housing and Mortgage Finance Corporation","doc_count":4},{"key":"Risecredit, LLC","doc_count":4},{"key":"Riverwalk Financial Corporation","doc_count":4},{"key":"SILVERGATE CAPITAL CORPORATION","doc_count":4},{"key":"SIMMONS FIRST NATIONAL CORPORATION","doc_count":4},{"key":"SUN WEST MORTGAGE COMPANY, INC.","doc_count":4},{"key":"Sarma","doc_count":4},{"key":"Scott Fetzer Financial Group Inc.","doc_count":4},{"key":"Selene Finance LP","doc_count":4},{"key":"Social Finance, Inc.","doc_count":4},{"key":"Specialized Collection Systems, Inc.","doc_count":4},{"key":"Steel River Systems, LLC","doc_count":4},{"key":"Stenger & Stenger, P.C","doc_count":4},{"key":"Sunlight Financial LLC","doc_count":4},{"key":"TAYLOR MORRISON HOME FUNDING, INC.","doc_count":4},{"key":"TENET HEALTHCARE CORPORATION","doc_count":4},{"key":"TRUSTMARK CORPORATION","doc_count":4},{"key":"The J. G. Wentworth Company","doc_count":4},{"key":"The Phoenix Recovery Group","doc_count":4},{"key":"Transform Credit Inc.","doc_count":4},{"key":"TriVerity, Inc.","doc_count":4},{"key":"Turning Point Solutions LLC","doc_count":4},{"key":"URS Holding, LLC","doc_count":4},{"key":"Utah System of Higher Education","doc_count":4},{"key":"Valor Intelligent Processing, LLC","doc_count":4},{"key":"WAFD BANK","doc_count":4},{"key":"Western-Shamrock Corporation","doc_count":4},{"key":"2233 Paradise Road LLC","doc_count":3},{"key":"A & O Recovery Solutions, LLC","doc_count":3},{"key":"ACS Education Services","doc_count":3},{"key":"AUSSRQ Holdings, LLC","doc_count":3},{"key":"Access Receivables of NC Inc.","doc_count":3},{"key":"Accurate Background","doc_count":3},{"key":"Action Revenue Recovery, LLC","doc_count":3},{"key":"Admin Recovery, LLC","doc_count":3},{"key":"Alliant Capital Management LLC","doc_count":3},{"key":"AmerAssist A/R Solutions, Inc.","doc_count":3},{"key":"AppFolio, Inc.","doc_count":3},{"key":"Applied Business Services, Inc.","doc_count":3},{"key":"Arbor Professional Solutions, Inc.","doc_count":3},{"key":"Arcadia Holdings, LLC","doc_count":3},{"key":"Arcon Credit Solutions LLC","doc_count":3},{"key":"Arivo Acceptance, LLC","doc_count":3},{"key":"Asset Recovery Solutions, LLC","doc_count":3},{"key":"Atlantic Recovery Solutions LLC","doc_count":3},{"key":"Auto Now Financial Services, Inc., Phoenix, AZ Branch","doc_count":3},{"key":"Avadyne Health Holdings, Inc","doc_count":3},{"key":"Avid Acceptance, LLC","doc_count":3},{"key":"BANK OF HAWAII CORPORATION","doc_count":3},{"key":"BANKERS HEALTHCARE GROUP LLC","doc_count":3},{"key":"Bepensa Capital, Inc.","doc_count":3},{"key":"Bliksum, LLC","doc_count":3},{"key":"Business & Professional Collection Service Inc","doc_count":3},{"key":"CADENCE BANK","doc_count":3},{"key":"CARCO Group, Inc.","doc_count":3},{"key":"CATHAY BANK","doc_count":3},{"key":"CENTRAL BANCOMPANY, INC","doc_count":3},{"key":"CIBC BANCORP USA INC.","doc_count":3},{"key":"CITY NATIONAL BANK","doc_count":3},{"key":"COAST PROFESSIONAL, INC.","doc_count":3},{"key":"COMMERCIAL SERVICES GROUP, INC.","doc_count":3},{"key":"California Business Bureau, Inc.","doc_count":3},{"key":"Certegy Holdings, LLC","doc_count":3},{"key":"Clasp Group, Inc.","doc_count":3},{"key":"ClearOne Advantage, LLC","doc_count":3},{"key":"Collins Asset Group, LLC","doc_count":3},{"key":"Cottonwood Financial Ltd.","doc_count":3},{"key":"Credit Adjustments Inc","doc_count":3},{"key":"Credit Bureau Systems, Inc., Paducah, KY Branch","doc_count":3},{"key":"Credit International Corporation","doc_count":3},{"key":"CreditNinja Lending, LLC","doc_count":3},{"key":"DApps Platform, Inc.","doc_count":3},{"key":"DRB-40, LLC","doc_count":3},{"key":"Delta Management Associates, Inc.","doc_count":3},{"key":"Deutsche Bank","doc_count":3},{"key":"DigniFi","doc_count":3},{"key":"E*TRADE BANK","doc_count":3},{"key":"EMCC Holdings, LLC","doc_count":3},{"key":"Essential Lending Inc","doc_count":3},{"key":"Express Collections, Inc.","doc_count":3},{"key":"Exto Inc.","doc_count":3},{"key":"FCI Lender Services Inc.","doc_count":3},{"key":"FMS Inc.","doc_count":3},{"key":"Financial Asset Management Systems Inc","doc_count":3},{"key":"Financial Credit Service, Inc.","doc_count":3},{"key":"First Technology Federal Credit Union","doc_count":3},{"key":"FirstCash, Inc.","doc_count":3},{"key":"Flatonia Investments, LLC","doc_count":3},{"key":"FlexShopper, Inc","doc_count":3},{"key":"Flexible Finance, Inc.","doc_count":3},{"key":"GOLDEN EMPIRE MORTGAGE INCORPORATED","doc_count":3},{"key":"GVA Holdings, LLC","doc_count":3},{"key":"Galaxy Capital Acquisitions, LLC","doc_count":3},{"key":"Giggle Finance Inc.","doc_count":3},{"key":"Goal Structured Solutions, LLC","doc_count":3},{"key":"HEAD MERCANTILE CO., INC.","doc_count":3},{"key":"Herbert P. Sears Co., Inc.","doc_count":3},{"key":"Home Point Financial Corporation","doc_count":3},{"key":"INVESTORS BANK","doc_count":3},{"key":"Ideal Collection Services, Inc.","doc_count":3},{"key":"Informative Research","doc_count":3},{"key":"JH Portfolio Debt Equities, LLC","doc_count":3},{"key":"JP RECOVERY SERVICES, INC.","doc_count":3},{"key":"Jim Bottin Enterprises, Inc","doc_count":3},{"key":"KLS Financial Services, Inc","doc_count":3},{"key":"KeyBridge Medical Revenue Management","doc_count":3},{"key":"Knight Adjustment Bureau","doc_count":3},{"key":"LAND HOME FINANCIAL SERVICES","doc_count":3},{"key":"Law Offices of Hayt, Hayt & Landau, LLC","doc_count":3},{"key":"Lentegrity Management, LLC","doc_count":3},{"key":"Loqbox US Inc","doc_count":3},{"key":"Louisiana Recovery Services Inc.","doc_count":3},{"key":"M. G. Credit, Inc.","doc_count":3},{"key":"MCMC Auto LTD","doc_count":3},{"key":"Manhattan Beach Venture, LLC","doc_count":3},{"key":"Merchants & Medical Adjustment Bureau, Inc. dba Credit Bureau Associates","doc_count":3},{"key":"Merchants Acceptance Corp","doc_count":3},{"key":"Momnt Technologies, Inc.","doc_count":3},{"key":"Mortgage Lenders Investment Trading Corp","doc_count":3},{"key":"NATIONS LENDING CORPORATION","doc_count":3},{"key":"NEW CITY FUNDING CORP.","doc_count":3},{"key":"NEW YORK STATE HIGHER EDUCATION SERVICES CORPORATION (HESC)—","doc_count":3},{"key":"NEXA Mortgage, LLC","doc_count":3},{"key":"NFM, INC","doc_count":3},{"key":"Oklahoma Student Loan Authority","doc_count":3},{"key":"Opportunity Fund","doc_count":3},{"key":"Optimum Outcomes, Inc.","doc_count":3},{"key":"Overton, Russell, Doerr and Donovan, LLP","doc_count":3},{"key":"P.S.C., Inc","doc_count":3},{"key":"PARAMOUNT RESIDENTIAL MORTGAGE GROUP","doc_count":3},{"key":"Pacific Credit Exchange Corporation","doc_count":3},{"key":"Phillips & Cohen Associates, Ltd.","doc_count":3},{"key":"Professional Medical Management, Inc.","doc_count":3},{"key":"Professional Placement Services, LLC","doc_count":3},{"key":"Property Receivables, Corp","doc_count":3},{"key":"RANDOLPH-BROOKS FEDERAL CREDIT UNION","doc_count":3},{"key":"Ratchford Law Group, P.C.","doc_count":3},{"key":"Receivables Management Corporation of America","doc_count":3},{"key":"Retrieval-Masters Creditors Bureau, Inc., Elmsford, NY Branch","doc_count":3},{"key":"Round Up Ventures, L.P.","doc_count":3},{"key":"Roycroft Management","doc_count":3},{"key":"Rozlin Financial Group, Inc.","doc_count":3},{"key":"SCOTTRADE BANK","doc_count":3},{"key":"SHABANA MOTORS","doc_count":3},{"key":"STATE FARM BANK, FSB","doc_count":3},{"key":"Sa-Vit Enterprises, Inc.","doc_count":3},{"key":"SameDay Auto Finance, LLC","doc_count":3},{"key":"Schreiber Law LLC","doc_count":3},{"key":"Second Alliance, Inc.","doc_count":3},{"key":"Select Management Resources, LLC","doc_count":3},{"key":"Selip & Stylianou, LLP","doc_count":3},{"key":"Sensible Auto Lending, LLC","doc_count":3},{"key":"Silverman Theologou, LLP","doc_count":3},{"key":"Southern Credit Adjusters, Inc.","doc_count":3},{"key":"Stellar Recovery, Inc.","doc_count":3},{"key":"TapTap Send Inc.","doc_count":3},{"key":"Team Recovery Inc.","doc_count":3},{"key":"Terrill Outsourcing Group","doc_count":3},{"key":"The Law Offices of Kenosian & Miele, LLP","doc_count":3},{"key":"Total Card, Inc.","doc_count":3},{"key":"Tribal Lending Enterprise, Inc.","doc_count":3},{"key":"Tromberg, Miller, Morris & Partners, PLLC","doc_count":3},{"key":"U.S. Auto Credit Corporation","doc_count":3},{"key":"UBS BANK USA","doc_count":3},{"key":"USForex Inc.","doc_count":3},{"key":"Unifin Inc.","doc_count":3},{"key":"United Resource Systems, Inc","doc_count":3},{"key":"Universal Payment Corporation","doc_count":3},{"key":"Uprova Credit, LLC","doc_count":3},{"key":"VIRGINIA HOUSING DEVELOPMENT AUTHORITY","doc_count":3},{"key":"WESTERN ALLIANCE BANCORPORATION","doc_count":3},{"key":"We Collect Inc","doc_count":3},{"key":"West Coast Servicing, Inc.","doc_count":3},{"key":"William D. Meeker Enterprises, Inc.","doc_count":3},{"key":"Wolf River Development Company","doc_count":3},{"key":"WorldRemit Corp.","doc_count":3},{"key":"ACOPIA CAPITAL GROUP","doc_count":2},{"key":"ACXIOM CORP.","doc_count":2},{"key":"ADIR INTERNATIONAL LLC","doc_count":2},{"key":"ALAMEDA MORTGAGE CORPORATION","doc_count":2},{"key":"ALCHRO INC.","doc_count":2},{"key":"AMA Advisors, LLC.","doc_count":2},{"key":"AMERICAN ADVISORS GROUP","doc_count":2},{"key":"AMERICAN FINANCING CORPORATION","doc_count":2},{"key":"AMERICAN NEIGHBORHOOD MORTGAGE","doc_count":2},{"key":"ASSOCIATED BANC-CORP","doc_count":2},{"key":"ASTORIA BANK","doc_count":2},{"key":"ATHAS CAPITAL GROUP, INC.","doc_count":2},{"key":"ATLANTIC BAY MORTGAGE GROUP LLC","doc_count":2},{"key":"Abra","doc_count":2},{"key":"Abrahamsen Gindin LLC","doc_count":2},{"key":"Accelerated Financial Solutions, LLC","doc_count":2},{"key":"Access Credit Management, Inc.","doc_count":2},{"key":"Accord Business Funding, LLC","doc_count":2},{"key":"Account Control Technology, Inc.","doc_count":2},{"key":"Account Resolution Corporation","doc_count":2},{"key":"Acra Intermediate Holdings, LLC","doc_count":2},{"key":"Acrisure Mortgage Partners, LLC","doc_count":2},{"key":"Activehours","doc_count":2},{"key":"Adelante, Inc","doc_count":2},{"key":"Advanced Recovery Group LLC","doc_count":2},{"key":"Advantage Credit, Inc.","doc_count":2},{"key":"Advantage One Credit, LLC","doc_count":2},{"key":"Agency of Credit Control","doc_count":2},{"key":"AmWest Funding Corp.","doc_count":2},{"key":"AmeriFirst Financial Corporation","doc_count":2},{"key":"American Cycle Finance, Inc.","doc_count":2},{"key":"American Finance LLC","doc_count":2},{"key":"American Heritage Lending, LLC","doc_count":2},{"key":"Americor Funding, LLC","doc_count":2},{"key":"Ascendium Education Group","doc_count":2},{"key":"Aspen Yo LLC","doc_count":2},{"key":"Asset Recovery Bureau LLC","doc_count":2},{"key":"Atlantic Credit & Finance, Inc.","doc_count":2},{"key":"Atlas Credit Company, Inc.","doc_count":2},{"key":"Audit & Adjustment Co. Inc.","doc_count":2},{"key":"Aurora Financial, LLC","doc_count":2},{"key":"Automated Collection Services, Inc.","doc_count":2},{"key":"Autovest, L.L.C.","doc_count":2},{"key":"BANNER CORPORATION","doc_count":2},{"key":"BAY VALLEY MORTGAGE GROUP","doc_count":2},{"key":"BCA Financial Services, Inc.","doc_count":2},{"key":"BCI FINANCIAL GROUP, INC.","doc_count":2},{"key":"BEACON FINANCIAL CORPORATION","doc_count":2},{"key":"BILL.COM, LLC","doc_count":2},{"key":"Berlin-Wheeler, Inc. (Kansas)","doc_count":2},{"key":"BetterNOI, LLC","doc_count":2},{"key":"BitGo Holdings, Inc.","doc_count":2},{"key":"Blackhawk Network Holdings Inc.","doc_count":2},{"key":"Bonded Business Services, Ltd.","doc_count":2},{"key":"Brightwater Capital, LLC","doc_count":2},{"key":"Brown and Joseph, Ltd","doc_count":2},{"key":"Business Revenue Systems, Inc.","doc_count":2},{"key":"C/C Financial","doc_count":2},{"key":"CAPITAL CENTER LLC","doc_count":2},{"key":"CARVANT FINANCIAL LLC","doc_count":2},{"key":"CHALLENGE FINANCIAL SERVICES","doc_count":2},{"key":"CNG HOLDINGS INC","doc_count":2},{"key":"COLLECTECH DIVERSIFIED, INC.","doc_count":2},{"key":"COLLECTION SERVICES OF ATHENS, INC.","doc_count":2},{"key":"COMMUNITY CHOICE FINANCIAL, INC.","doc_count":2},{"key":"CONGRESS COLLECTION CORP","doc_count":2},{"key":"CREDIT WORLD SERVICES, INC.","doc_count":2},{"key":"Capital Credit and Collection Service, Inc.","doc_count":2},{"key":"Capital Mitigation Services, LLC","doc_count":2},{"key":"CapitalJ Inc. dba Juno","doc_count":2},{"key":"Capstone Credit & Collection, LLC.","doc_count":2},{"key":"Car World Group","doc_count":2},{"key":"Cascade Capital, LLC","doc_count":2},{"key":"Cash Express, LLC","doc_count":2},{"key":"Cawley & Bergmann, LLP","doc_count":2},{"key":"Ceannate","doc_count":2},{"key":"Celebrity Financial, Inc.","doc_count":2},{"key":"Choice Money Transfer, Inc.","doc_count":2},{"key":"Collection Bureau of Fort Walton Beach, Inc","doc_count":2},{"key":"Collection Professionals, Inc. (Macomb, IL)","doc_count":2},{"key":"College Ave Student Loan Servicing, LLC","doc_count":2},{"key":"Commercial Acceptance Company","doc_count":2},{"key":"Consumer Collection Management. Inc","doc_count":2},{"key":"Credit Bureau Services Inc.","doc_count":2},{"key":"Credit Protection Association, L.P.","doc_count":2},{"key":"Credit Technologies, Inc.","doc_count":2},{"key":"Crosspoint Financial Inc.","doc_count":2},{"key":"Crow Creek Sioux Tribe","doc_count":2},{"key":"D&A Services, LLC","doc_count":2},{"key":"D2 Management LLC","doc_count":2},{"key":"DIRECMANAGEMENT, INC.","doc_count":2},{"key":"Debt Co LLC","doc_count":2},{"key":"Denali Capital Holdings, LLC","doc_count":2},{"key":"Direct Recovery Services, LLC","doc_count":2},{"key":"DreamSpring","doc_count":2},{"key":"Drew Eckl & Farnham, LLP","doc_count":2},{"key":"Dyck-O'Neal, Inc.","doc_count":2},{"key":"Dynamic Recovery Solutions, LLC","doc_count":2},{"key":"E Mortgage Capital, Inc.","doc_count":2},{"key":"EA Holdings Corp.","doc_count":2},{"key":"EAST WEST BANK","doc_count":2},{"key":"EMBRACE HOME LOANS","doc_count":2},{"key":"Elevate Recoveries, LLC","doc_count":2},{"key":"Everest Receivable Services Inc.","doc_count":2},{"key":"FACTUAL DATA CORP.","doc_count":2},{"key":"FDR Asset USA LTD","doc_count":2},{"key":"FIRST COMMONWEALTH FINANCIAL CORPORATION","doc_count":2},{"key":"FIRST FINANCIAL BANCORP","doc_count":2},{"key":"FIRST HAWAIIAN, INC.","doc_count":2},{"key":"FIRST HERITAGE CREDIT LLC","doc_count":2},{"key":"FIRST INTERSTATE BANCSYSTEM, INC.","doc_count":2},{"key":"FIRST UNITED BANK AND TRUST COMPANY","doc_count":2},{"key":"FMA Alliance, Ltd.","doc_count":2},{"key":"FRANKLIN AMERICAN MORTGAGE CO.","doc_count":2},{"key":"Falls Collection Service Inc.","doc_count":2},{"key":"Farrell Holdings, LLC","doc_count":2},{"key":"First Equity Mortgage Bankers, Inc.","doc_count":2},{"key":"First Help Financial, LLC","doc_count":2},{"key":"FirstKey Holdings, LLC","doc_count":2},{"key":"Forest Recovery Services LLC","doc_count":2},{"key":"Foursight Holding LLC","doc_count":2},{"key":"Fradkin & Weber PA","doc_count":2},{"key":"Franklin Credit Management Corporation","doc_count":2},{"key":"Frontline Asset Strategies, LLC","doc_count":2},{"key":"Frost-Arnett Company","doc_count":2},{"key":"Fundo LLC","doc_count":2},{"key":"GFS, Inc.","doc_count":2},{"key":"GLOBAL CREDIT UNION","doc_count":2},{"key":"GMA Investments, LLC","doc_count":2},{"key":"GREENSTATE CREDIT UNION","doc_count":2},{"key":"GUARDIAN CAPITAL MANAGEMENT HAWAII, LLC","doc_count":2},{"key":"Georgia Student Finance Authority","doc_count":2},{"key":"Gitsit Solutions, LLC.","doc_count":2},{"key":"Global Asset Agency, Inc.","doc_count":2},{"key":"Global Tel*Link Corporation","doc_count":2},{"key":"Great American Finance Co","doc_count":2},{"key":"Greenberg, Grant & Richards Inc.","doc_count":2},{"key":"Grey Inc","doc_count":2},{"key":"Groundfloor Finance Inc.","doc_count":2},{"key":"HIGHLANDS RESIDENTIAL MORTGAGE","doc_count":2},{"key":"HOPE BANCORP, INC.","doc_count":2},{"key":"HUELSON LAW FIRM, LLC","doc_count":2},{"key":"Harpeth Financial Services, LLC","doc_count":2},{"key":"Hatfield, Inc.","doc_count":2},{"key":"Heritage Financial Group, Inc.","doc_count":2},{"key":"Home Loan Center, Inc.","doc_count":2},{"key":"HomeTown Lenders, LLC","doc_count":2},{"key":"IDAHO CENTRAL CREDIT UNION","doc_count":2},{"key":"Independent Savings Plan Co.","doc_count":2},{"key":"Innovate Managed Holdings, LLC","doc_count":2},{"key":"Innovative Funding Services, L.L.C.","doc_count":2},{"key":"Investment Retrievers, Inc.","doc_count":2},{"key":"J J Marshall & Associates, Inc","doc_count":2},{"key":"JNR Adjustment Company, Inc","doc_count":2},{"key":"James E. Albertelli, P.A., a Florida professional association","doc_count":2},{"key":"Javitch, Block & Rathbone LLC","doc_count":2},{"key":"K. HOVNANIAN AMERICAN MORTGAGE, LLC","doc_count":2},{"key":"KBR INC DBA RASH CURTIS & ASSOCIATES","doc_count":2},{"key":"Kabompo Holdings, Ltd.","doc_count":2},{"key":"Kelsting Group, Inc.","doc_count":2},{"key":"Kentucky Housing Corporation","doc_count":2},{"key":"Keynote Consulting, Inc.","doc_count":2},{"key":"Kiavi, Inc.","doc_count":2},{"key":"Kohn Law Firm S.C.","doc_count":2},{"key":"Kora Financial","doc_count":2},{"key":"Kovitz Shifrin Nesbit, A Professional Corporation","doc_count":2},{"key":"LAKE MICHIGAN CREDIT UNION","doc_count":2},{"key":"Lamont, Hanley & Associates, Inc.","doc_count":2},{"key":"Law Offices of Les Zieve","doc_count":2},{"key":"LendKey Technologies, Inc.","doc_count":2},{"key":"LendUp Loans LLC","doc_count":2},{"key":"Lewis, McDonnell & Associates","doc_count":2},{"key":"Liberty Career Finance, LLC","doc_count":2},{"key":"Lien Enforcement Inc","doc_count":2},{"key":"M.A.R.S., Inc.","doc_count":2},{"key":"MCT GROUP INC.","doc_count":2},{"key":"MID FLORIDA FINANCING LLC","doc_count":2},{"key":"MUFG AMERICAS HOLDINGS CORPORATION","doc_count":2},{"key":"Majority USA, LLC","doc_count":2},{"key":"Malen & Associates, p.c.","doc_count":2},{"key":"McNeil & Meyers Asset Management Group, LLC","doc_count":2},{"key":"NATIONAL DEBT RELIEF LLC","doc_count":2},{"key":"NETWORK CAPITAL FUNDING CORP","doc_count":2},{"key":"NETWORK FUNDING, L.P.","doc_count":2},{"key":"NORTHWEST BANCSHARES INC","doc_count":2},{"key":"NPAS, Inc.","doc_count":2},{"key":"National Account Systems of Omaha, LLC","doc_count":2},{"key":"National Healthcare Collections, LLC","doc_count":2},{"key":"Nationwide Credit & Collection, Inc.","doc_count":2},{"key":"Nationwide Recovery Systems, Ltd","doc_count":2},{"key":"Nationwide Title Clearing, Inc.","doc_count":2},{"key":"Nav Technologies, Inc.","doc_count":2},{"key":"Neighborhood Assistance Corporation of America (\"NACA\")","doc_count":2},{"key":"North State Acceptance, LLC","doc_count":2},{"key":"Northern Trust Company, The","doc_count":2},{"key":"OFG BANCORP","doc_count":2},{"key":"OKX INC.","doc_count":2},{"key":"ONEMAIN FINANCE CORPORATION","doc_count":2},{"key":"Ocean Lending Home Loans","doc_count":2},{"key":"Old Republic National Title Holding Co.","doc_count":2},{"key":"Omega RMS, LLC","doc_count":2},{"key":"PEOPLE'S UNITED BANK, NATIONAL ASSOCIATION","doc_count":2},{"key":"PMAB,LLC","doc_count":2},{"key":"PRIMARY RESIDENTIAL MORTGAGE","doc_count":2},{"key":"PROFESSIONAL BUSINESS BUREAU INC","doc_count":2},{"key":"PROSPERITY BANCSHARES, INC.","doc_count":2},{"key":"Paradigm Assets, LLC","doc_count":2},{"key":"Paramount Capital Group, Inc.","doc_count":2},{"key":"Patrick K Willis Company Inc","doc_count":2},{"key":"Payactiv, Inc.","doc_count":2},{"key":"Pendrick Capital Partners","doc_count":2},{"key":"Perfection Collection","doc_count":2},{"key":"Persolve, LLC - Legal - Series 2","doc_count":2},{"key":"Porania, LLC","doc_count":2},{"key":"Premium Credit Bureau","doc_count":2},{"key":"Professional Adjustment Corp. of S.W. FL., Inc.","doc_count":2},{"key":"QUALITY ACCEPTANCE LLC","doc_count":2},{"key":"Quality Asset Recovery LLC","doc_count":2},{"key":"RELIANCE FIRST CAPITAL LLC","doc_count":2},{"key":"RSI Enterprises, Inc.","doc_count":2},{"key":"Receivable Recovery Services, LLC","doc_count":2},{"key":"Recovery Management Solutions LLC","doc_count":2},{"key":"Recovery One, LLC","doc_count":2},{"key":"Red White and Blue Autos, Inc.","doc_count":2},{"key":"Ridge & Valley Realty, Inc.","doc_count":2},{"key":"Rithm Capital Corp.","doc_count":2},{"key":"River Financial Inc.","doc_count":2},{"key":"Roadrunner Account Services, LLC","doc_count":2},{"key":"Rocky Mountain Capital Management","doc_count":2},{"key":"Rossman & Co & PCB","doc_count":2},{"key":"Rushmore Service Center, LLC","doc_count":2},{"key":"SAN DIEGO COUNTY CREDIT UNION","doc_count":2},{"key":"SERVICE 1ST MORTGAGE, INC.","doc_count":2},{"key":"SG and Associates","doc_count":2},{"key":"SIMM Associates, Inc.","doc_count":2},{"key":"SMITH, ROUCHON & ASSOCIATES, INC.","doc_count":2},{"key":"SOUTHSTATE BANK CORPORATION","doc_count":2},{"key":"Saint Services LLC","doc_count":2},{"key":"Saturn Systems, Inc","doc_count":2},{"key":"Seattle Service Bureau, Inc","doc_count":2},{"key":"Security National Financial Corp","doc_count":2},{"key":"Senex Services Corp.","doc_count":2},{"key":"Servatus Corporation","doc_count":2},{"key":"Sierra Credit Corp","doc_count":2},{"key":"Siggi LLC","doc_count":2},{"key":"Snap Recovery, Inc.","doc_count":2},{"key":"Southwest Business Corporation","doc_count":2},{"key":"Sprunger Law Office, LLC","doc_count":2},{"key":"States Recovery Systems, Inc.","doc_count":2},{"key":"Sunnova Energy Corporation","doc_count":2},{"key":"Sunset Management, Inc","doc_count":2},{"key":"Superior Holdings, LLC","doc_count":2},{"key":"Suttell, Hammer & White, P.S","doc_count":2},{"key":"TCF FINANCIAL CORPORATION","doc_count":2},{"key":"TEXAS CAPITAL BANCSHARES, INC.","doc_count":2},{"key":"TFC Credit Corporation of California","doc_count":2},{"key":"TFS FINANCIAL CORPORATION","doc_count":2},{"key":"TIDEWATER FINANCE COMPANY, INC.","doc_count":2},{"key":"TOTAL MORTGAGE SERVICES LLC","doc_count":2},{"key":"TOWNE MORTGAGE COMPANY","doc_count":2},{"key":"TRIAD FINANCIAL SERVICES, INC.","doc_count":2},{"key":"TRUHOME SOLUTIONS, LLC","doc_count":2},{"key":"Tally Technologies","doc_count":2},{"key":"Tenaglia & Hunt, PA","doc_count":2},{"key":"Tennessee Credit Management, Inc","doc_count":2},{"key":"The Aligned Company DBA Extra","doc_count":2},{"key":"The Stark Collection Agency, Inc.","doc_count":2},{"key":"Tilt Finance, Inc.","doc_count":2},{"key":"Todd, Bremer & Lawson, Inc.","doc_count":2},{"key":"Tona Mortgage, LLC","doc_count":2},{"key":"Triton Recovery Group","doc_count":2},{"key":"ULRS, Inc.","doc_count":2},{"key":"UMB FINANCIAL CORPORATION","doc_count":2},{"key":"UMPQUA HOLDINGS CORPORATION","doc_count":2},{"key":"UNITED SECURITY FINANCIAL","doc_count":2},{"key":"UNIVERSAL ACCEPTANCE CORPORATION (NE)","doc_count":2},{"key":"Unisa, Inc","doc_count":2},{"key":"VANDYK MORTGAGE CORPORATION","doc_count":2},{"key":"VERITAS FUNDING, LLC","doc_count":2},{"key":"Veem  Inc.","doc_count":2},{"key":"Vertical Screen","doc_count":2},{"key":"Viking Client Services","doc_count":2},{"key":"Vital Solutions, Inc.","doc_count":2},{"key":"WEALTHFRONT CORPORATION","doc_count":2},{"key":"Wallace Management Company, LLC","doc_count":2},{"key":"West Capital Lending, Inc.","doc_count":2},{"key":"West Central Texas Collection Bureau","doc_count":2},{"key":"Windham Professionals, Inc.","doc_count":2},{"key":"Zarzaur and Schwartz, PC","doc_count":2},{"key":"Zenith Financial Network Inc","doc_count":2},{"key":"eMortgage Funding LLC","doc_count":2},{"key":"1803 Capital, LLC","doc_count":1},{"key":"1st Capital Finance of South Carolina, Inc.","doc_count":1},{"key":"360 MORTGAGE GROUP LLC","doc_count":1},{"key":"4M Collections, LLC","doc_count":1},{"key":"950 Credit Inc","doc_count":1},{"key":"A&D Mortgage LLC","doc_count":1},{"key":"A-L FINANCIAL CORP","doc_count":1},{"key":"A.R.M. Solutions, Inc.","doc_count":1},{"key":"AAA Auto Title Loans, LLC","doc_count":1},{"key":"AAA Collections","doc_count":1},{"key":"ABSOLUTE CREDIT  LLC","doc_count":1},{"key":"AC AutoPay LLC, Denver, CO Branch","doc_count":1},{"key":"ADESA CORPORATION","doc_count":1},{"key":"ADVISORS MORTGAGE GROUP, LLC","doc_count":1},{"key":"AFM Financial Services, LLC","doc_count":1},{"key":"ALCAR INC.","doc_count":1},{"key":"AMCOL Systems, Inc.","doc_count":1},{"key":"AMERICAN INTERNET MORTGAGE","doc_count":1},{"key":"AMERICAN PACIFIC MORTGAGE","doc_count":1},{"key":"APEX Asset Management, LLC","doc_count":1},{"key":"ARC Management Group, LLC","doc_count":1},{"key":"ASSURANCE FINANCIAL GROUP, LLC","doc_count":1},{"key":"AUTOMOBILE ACCEPTANCE CORPORATION","doc_count":1},{"key":"AXIA FINANCIAL, LLC","doc_count":1},{"key":"Abbott Osborn Jacobs PLC","doc_count":1},{"key":"Above Lending, Inc.","doc_count":1},{"key":"Accelerated Portfolio, Inc.","doc_count":1},{"key":"Access Capital Services, Inc.","doc_count":1},{"key":"Account Recovery Specialists, Inc.","doc_count":1},{"key":"Accscient, LLC","doc_count":1},{"key":"Action Collection Service","doc_count":1},{"key":"Adela, Inc","doc_count":1},{"key":"Advance Bureau of Collections","doc_count":1},{"key":"Advance Title and Loans, LLC","doc_count":1},{"key":"Advanced Collection Bureau, Inc.","doc_count":1},{"key":"Advent Financial Systems, LLC","doc_count":1},{"key":"Affiliated Management Services","doc_count":1},{"key":"Airtm Inc.","doc_count":1},{"key":"All Debt Solutions Inc. dba: 1st Class Agency","doc_count":1},{"key":"All State Credit Bureau, Inc.","doc_count":1},{"key":"Allegiant Capital Recovery LLC","doc_count":1},{"key":"Allen Tate Mortgage Services","doc_count":1},{"key":"Allgate Financial, LLC","doc_count":1},{"key":"Alliance Collection Agencies, Inc.","doc_count":1},{"key":"Allied Capital Management, Inc.","doc_count":1},{"key":"Allied Consumer Assistance","doc_count":1},{"key":"Allied Financial Services Inc","doc_count":1},{"key":"Allied International Credit Corp., (US)","doc_count":1},{"key":"Alpha Recovery Corp","doc_count":1},{"key":"Altisource Portfolio Solutions, S.à r.l.","doc_count":1},{"key":"Altitude Community Law P.C.","doc_count":1},{"key":"American Capital Enterprises, Inc.","doc_count":1},{"key":"American Collection Services, Inc. (OK, TX)","doc_count":1},{"key":"American Credit Bureau, Inc.","doc_count":1},{"key":"American Financial Resources, Inc.","doc_count":1},{"key":"American Lending LLC","doc_count":1},{"key":"American Mortgage Service Company","doc_count":1},{"key":"American Preferred Lending","doc_count":1},{"key":"American Recovery Service Incorporated","doc_count":1},{"key":"American Student Assistance","doc_count":1},{"key":"Amscot Corporation","doc_count":1},{"key":"Angel Oak Mortgage Solutions LLC","doc_count":1},{"key":"Apex Mortgage LLC","doc_count":1},{"key":"Apothaker & Associates, PC","doc_count":1},{"key":"Apple Law Group, Inc.","doc_count":1},{"key":"Approve Holdings, Inc","doc_count":1},{"key":"Ardmore Finance Corporation","doc_count":1},{"key":"Arete Financial Group","doc_count":1},{"key":"Armcon Corp","doc_count":1},{"key":"Armed Forces Loans of Nevada Inc.","doc_count":1},{"key":"Arundina, LLC","doc_count":1},{"key":"Ascend Consumer Finance, Inc.","doc_count":1},{"key":"Atlantic Union Bankshares, Inc.","doc_count":1},{"key":"Augusta Collection Agency, Inc.","doc_count":1},{"key":"Aura Mortgage Advisors LLC","doc_count":1},{"key":"Auto Advantage Finance, LLC","doc_count":1},{"key":"Auto Credit of Virginia Inc.","doc_count":1},{"key":"AutoMoney, Inc.","doc_count":1},{"key":"Automated Accounts, Inc.","doc_count":1},{"key":"Automatic Data Processing, Inc.","doc_count":1},{"key":"Axela Technologies, Inc","doc_count":1},{"key":"B9, Inc.","doc_count":1},{"key":"BALANCED HEALTHCARE RECEIVABLES, LLC","doc_count":1},{"key":"BANCFIRST CORPORATION","doc_count":1},{"key":"BANK OZK","doc_count":1},{"key":"BANKUNITED, NATIONAL ASSOCIATION","doc_count":1},{"key":"BCG Equities, LLC","doc_count":1},{"key":"BDF Partners, PC","doc_count":1},{"key":"BIYING Inc","doc_count":1},{"key":"BLINCLOANS, INC.","doc_count":1},{"key":"BOC Capital Corp.","doc_count":1},{"key":"BR & CA Finance Corp","doc_count":1},{"key":"BROADVIEW MORTGAGE CORPORATION","doc_count":1},{"key":"BUSEY BANK","doc_count":1},{"key":"Backgrounds Online","doc_count":1},{"key":"Bakkt Opco Holdings, LLC","doc_count":1},{"key":"Ballybunion Enterprises, Inc","doc_count":1},{"key":"Bank of China USA","doc_count":1},{"key":"Barrett Financial Group, L.L.C.","doc_count":1},{"key":"Bay Equity LLC","doc_count":1},{"key":"Ben Franklin Finance LLC","doc_count":1},{"key":"Bernhardt and Strawser, P.A.","doc_count":1},{"key":"Betterment LLC","doc_count":1},{"key":"Birchwood Credit Services, Inc.","doc_count":1},{"key":"Bizcorp, LLC","doc_count":1},{"key":"Blakely-Witt and Associates, Inc.","doc_count":1},{"key":"Blue Global Media, Inc.","doc_count":1},{"key":"Bonneville Billing and Collections","doc_count":1},{"key":"Boone & Associates Group LLC","doc_count":1},{"key":"Brelvis Consulting, LLC","doc_count":1},{"key":"Bright Capital Inc","doc_count":1},{"key":"Bright Side Loans, LLC","doc_count":1},{"key":"Bristlecone, Inc.","doc_count":1},{"key":"Bronstein & Weiss Arbitration","doc_count":1},{"key":"Brown’s New Credit Bureau Inc.","doc_count":1},{"key":"Bueno Title and Escrow","doc_count":1},{"key":"Burke Moore Law Group, LLP","doc_count":1},{"key":"Business Processing Solutions, LLC","doc_count":1},{"key":"CALCON MUTUAL MORTGAGE LLC DBA ONETRUST HOME LOANS","doc_count":1},{"key":"CAPITAL RESOURCE MANAGEMENT, INC.","doc_count":1},{"key":"CARMEL FINANCIAL CORPORATION, INC.","doc_count":1},{"key":"CARTER-JONES COLLECTION SERVICE, INC","doc_count":1},{"key":"CASHCALL, INC.","doc_count":1},{"key":"CBC Holdings LLC","doc_count":1},{"key":"CBC Mortgage Agency","doc_count":1},{"key":"CBK, Inc.","doc_count":1},{"key":"CDI Affiliated Services, Inc.","doc_count":1},{"key":"CHECK INTO CASH INC.","doc_count":1},{"key":"CHECKredi of Kentucky, LLC","doc_count":1},{"key":"CHN Housing Partners","doc_count":1},{"key":"CMCS, Inc. DBA Central Mercantile Collection Services","doc_count":1},{"key":"CMM Finance, Inc.","doc_count":1},{"key":"COINFLIP LLC","doc_count":1},{"key":"COLLECTION ASSOCIATES, LTD.","doc_count":1},{"key":"COLLECTION PROFESSIONALS INC (Illinois)","doc_count":1},{"key":"COLLECTIONS UNLIMITED OF TEXAS INC","doc_count":1},{"key":"COLLECTIONS USA, INC.","doc_count":1},{"key":"COMMONWEALTH MORTGAGE, LLC","doc_count":1},{"key":"COMMUNITY FINANCIAL SYSTEM, INC.","doc_count":1},{"key":"COMMUNITY MORTGAGE CORPORATION","doc_count":1},{"key":"CORNERSTONE RESOLUTION GROUP, INC.","doc_count":1},{"key":"CRE Credit Services","doc_count":1},{"key":"CRED Technologies dba cred.ai","doc_count":1},{"key":"CREDIT ASSOCIATES, INC. (OR)","doc_count":1},{"key":"CUSTOMERS BANCORP, INC","doc_count":1},{"key":"CV3 Financial Services, LLC","doc_count":1},{"key":"Cactus Jacks Auto Sales","doc_count":1},{"key":"Caneel Capital, LLC","doc_count":1},{"key":"Capital Link Management, LLC","doc_count":1},{"key":"Car Credit Finance, LLC","doc_count":1},{"key":"Caribou Financial, Inc.","doc_count":1},{"key":"Carpenter, Hazlewood, Delgado & Bolen, PLC","doc_count":1},{"key":"Cascade Collections LLC","doc_count":1},{"key":"Cascade Collections, Inc.","doc_count":1},{"key":"Castle and Cookie Mortgage LLC","doc_count":1},{"key":"Central Service Bureau, Inc.","doc_count":1},{"key":"Central States Recovery, Inc.","doc_count":1},{"key":"Centron Services","doc_count":1},{"key":"Cheadle Law Firm","doc_count":1},{"key":"Citizens Savings & Loan Corporation, Chattanooga, TN Branch","doc_count":1},{"key":"Clarity Debt Resolution, Inc","doc_count":1},{"key":"Clarity Services","doc_count":1},{"key":"Clear Debt Solutions, LLC","doc_count":1},{"key":"ClearPath Lending","doc_count":1},{"key":"Clearview Resolution Services","doc_count":1},{"key":"Click n' Close, Inc.","doc_count":1},{"key":"Coast 2 Coast Financial Group, LLC","doc_count":1},{"key":"Coast2Coast Mortgage, LLC","doc_count":1},{"key":"Coastal Financial Solutions, LLC","doc_count":1},{"key":"Cogent Road, Inc.","doc_count":1},{"key":"Cohn, Goldberg & Deutsch,LLC","doc_count":1},{"key":"Coinme Holdings, Inc.","doc_count":1},{"key":"Collection Attorneys USA LLC","doc_count":1},{"key":"Collection Bureau Services, Inc.","doc_count":1},{"key":"Collection Professionals, Inc.","doc_count":1},{"key":"Collection Receivables, Inc.","doc_count":1},{"key":"Collection Service of Nevada","doc_count":1},{"key":"Collections Acquisition Company, Inc.","doc_count":1},{"key":"Columbia Collection Service, Inc.","doc_count":1},{"key":"Columbia Recovery Group LLC","doc_count":1},{"key":"Common Wealth Mortgage Services","doc_count":1},{"key":"Community Health Investment Company, LLC.","doc_count":1},{"key":"Concentric Receivables Management, Ltd.","doc_count":1},{"key":"Consumer Attorneys of America, P.A.","doc_count":1},{"key":"Continental Credit Control","doc_count":1},{"key":"Cooling & Winter LLC","doc_count":1},{"key":"Cornerstone First Mortgage, Inc.","doc_count":1},{"key":"Cornerstone Holdings, Inc.","doc_count":1},{"key":"Cornerstone Home Lending Inc.","doc_count":1},{"key":"Courtesy Loans of Oklahoma LLC.","doc_count":1},{"key":"CredHub, Inc","doc_count":1},{"key":"Credee Corporation","doc_count":1},{"key":"Credence Funding Corporation","doc_count":1},{"key":"Credible Labs Inc.","doc_count":1},{"key":"Credit Bureau Services of Iowa Inc.","doc_count":1},{"key":"Credit Bureau Services, LLC","doc_count":1},{"key":"Credit Center, LLC","doc_count":1},{"key":"Credit Collection Partners, Inc.","doc_count":1},{"key":"Credit Counsel, Inc.","doc_count":1},{"key":"Credit Diva of Dallas Inc.","doc_count":1},{"key":"Credit Plus Inc","doc_count":1},{"key":"Credit Sage LLC","doc_count":1},{"key":"Credit Service Company, INC","doc_count":1},{"key":"Creditor Advocates Inc","doc_count":1},{"key":"Credits, Incorporated","doc_count":1},{"key":"Critical Resolution Mediation LLC","doc_count":1},{"key":"CrossCheck, Inc.","doc_count":1},{"key":"Curtwright & Klein, LLC","doc_count":1},{"key":"D'Aquila, Contreras and Vega, A Professional Law Corporation","doc_count":1},{"key":"DAS ACQUISITION COMPANY, LLC","doc_count":1},{"key":"DCN Holdings Inc.","doc_count":1},{"key":"DEBT 0, INC","doc_count":1},{"key":"DELMAR FINANCIAL COMPANY","doc_count":1},{"key":"DFC Global Corp.","doc_count":1},{"key":"DLF Law Group, LLC","doc_count":1},{"key":"DRIVE NOW AUTO CREDIT COMPANY INC","doc_count":1},{"key":"DRS Financial LLC","doc_count":1},{"key":"DailyPay, Inc","doc_count":1},{"key":"Danco Financial Services, LLC","doc_count":1},{"key":"Data Search NY, Inc.","doc_count":1},{"key":"Data and Contact Management Solutions, LLC","doc_count":1},{"key":"David Fogel P.C.","doc_count":1},{"key":"De Lage Landen Finance, LLC","doc_count":1},{"key":"Debt Management Incorporated","doc_count":1},{"key":"Delta Management Group, Inc.","doc_count":1},{"key":"Diaz Anselmo Lindberg, P.A.","doc_count":1},{"key":"Digital Access, LLC","doc_count":1},{"key":"Direct Home Loans, LLC","doc_count":1},{"key":"Dorough & Dorough, LLC","doc_count":1},{"key":"Double Diamond-Delaware, Inc.","doc_count":1},{"key":"Duncan Solutions, lnc.","doc_count":1},{"key":"Dunlap Gardiner LLP","doc_count":1},{"key":"DynaGen Lending, LLC","doc_count":1},{"key":"E Mortgage","doc_count":1},{"key":"E. A. Uffman & Associates, Inc","doc_count":1},{"key":"EASTERN BANKSHARES INC","doc_count":1},{"key":"ECredable","doc_count":1},{"key":"EMG ACQUISITION GROUP, LLC","doc_count":1},{"key":"EMPIRE MEDIATION SERVICES LLC","doc_count":1},{"key":"ENTERPRISE FINANCIAL SERVICES CORP","doc_count":1},{"key":"EQUITY LOANS LLC","doc_count":1},{"key":"ERNST, ARTMANN AND ASSOCIATES, INC.","doc_count":1},{"key":"ESCALLATE, LLC","doc_count":1},{"key":"ETHOS LENDING LLC","doc_count":1},{"key":"EXCEL FINANCE COMPANY","doc_count":1},{"key":"EXPERT GLOBAL SOLUTIONS, INC.","doc_count":1},{"key":"Eagle Accounts Group, Inc.","doc_count":1},{"key":"Eagle Financial Services, Inc.","doc_count":1},{"key":"Earnest Inc.","doc_count":1},{"key":"Eastern Asset Services LLC","doc_count":1},{"key":"Emergent Business Group, Inc.","doc_count":1},{"key":"Equidata, Inc.","doc_count":1},{"key":"Equity Auto Finance, Inc.","doc_count":1},{"key":"Esusu, Inc.","doc_count":1},{"key":"Express Aviation","doc_count":1},{"key":"Express Enrollment LLC","doc_count":1},{"key":"F&M Capital LLC","doc_count":1},{"key":"FBC MORTGAGE, LLC","doc_count":1},{"key":"FCC Finance, LLC","doc_count":1},{"key":"FEDChex Recovery, LLC","doc_count":1},{"key":"FIRST CALIFORNIA MORTGAGE CO., INC.","doc_count":1},{"key":"FIRST HOME MORTGAGE CORPORATION","doc_count":1},{"key":"FIRST METROPOLITAN FINANCIAL SERVICES, INC.","doc_count":1},{"key":"FULTON FINANCIAL CORPORATION","doc_count":1},{"key":"Fair Capital","doc_count":1},{"key":"Faloni Law Group","doc_count":1},{"key":"Federated Student Loan Services","doc_count":1},{"key":"Fedloan Help","doc_count":1},{"key":"Fidelity Direct Mortgage, LLC","doc_count":1},{"key":"Filo Mortgage, L.L.C.","doc_count":1},{"key":"FinFit Holding Co, LLC","doc_count":1},{"key":"Finance System of Green Bay, Inc.","doc_count":1},{"key":"Finance of America Holdings LLC","doc_count":1},{"key":"Finance of America Mortgage LLC","doc_count":1},{"key":"Financial Accounts Service Team Inc.","doc_count":1},{"key":"Financial Corporation of America","doc_count":1},{"key":"Financial Management Solutions, LLC","doc_count":1},{"key":"Financial Network Recovery Inc","doc_count":1},{"key":"First Associates Loan Servicing LLC","doc_count":1},{"key":"First Direct Lending, LLC","doc_count":1},{"key":"First Premier Financial, Inc.","doc_count":1},{"key":"First Service Residential, Nevada, LLC","doc_count":1},{"key":"FirstCredit, Inc.","doc_count":1},{"key":"Five Lakes Law Group PLLC","doc_count":1},{"key":"Fleet Financial, Inc.","doc_count":1},{"key":"Focus Holding Company","doc_count":1},{"key":"Focused Recovery Solutions, Inc.","doc_count":1},{"key":"Forster, Garbus and Garbus","doc_count":1},{"key":"Freedom Trucks LLC","doc_count":1},{"key":"Freeway Funding, Inc.","doc_count":1},{"key":"FundLoans Capital","doc_count":1},{"key":"GB Collects, LLC","doc_count":1},{"key":"GERSHMAN INVESTMENT CORPORATION","doc_count":1},{"key":"GLOBAL SOLUTION BIZ LLC.","doc_count":1},{"key":"GREATAMERICA FINANCIAL SERVICES CORP.","doc_count":1},{"key":"GREATER SUBURBAN ACCEPTANCE CORPORATION","doc_count":1},{"key":"GREEN ROAD FINANCE INC.","doc_count":1},{"key":"GRIFFIN FUNDING, INC.","doc_count":1},{"key":"GUIDANCE RESIDENTIAL, LLC","doc_count":1},{"key":"Garrison Investment Group","doc_count":1},{"key":"Gatestone & Co. International Inc.","doc_count":1},{"key":"General Collections & Recoveries, Inc.","doc_count":1},{"key":"General Credit Service Inc.","doc_count":1},{"key":"General Financial, Inc.","doc_count":1},{"key":"Genesis Credit Management, LLC","doc_count":1},{"key":"Genesys National Recovery, Inc.","doc_count":1},{"key":"Genius Technologies, Inc","doc_count":1},{"key":"Geraci LLP dba Fortra Law","doc_count":1},{"key":"Get Financed LLC","doc_count":1},{"key":"Giact Systems, LLC","doc_count":1},{"key":"Global Credit & Collection Corporation","doc_count":1},{"key":"Global Processing Services, LLC","doc_count":1},{"key":"Go Capital Holdings, LLC","doc_count":1},{"key":"Goldcar Lending Inc.","doc_count":1},{"key":"Good Friend Mortgage Inc.","doc_count":1},{"key":"Good News Group, LLC d/b/a Savvy Loans","doc_count":1},{"key":"Gordon, Aylworth & Tami, P.C.","doc_count":1},{"key":"Gotham Collection Services Corp.","doc_count":1},{"key":"Granite Bay Acceptance Inc.","doc_count":1},{"key":"Grant Mercantile Agency","doc_count":1},{"key":"Gravamen Asset Management Group LLC","doc_count":1},{"key":"Greenlight Financial Technology, Inc","doc_count":1},{"key":"Greenlink Financial, LLC","doc_count":1},{"key":"Grimley Financial Corporation","doc_count":1},{"key":"HABITAT FOR HUMANITY INTERNATIONAL, INC.","doc_count":1},{"key":"HF Holdings","doc_count":1},{"key":"HFS Financial LLC","doc_count":1},{"key":"HGREG.com","doc_count":1},{"key":"HIGHER EDUCATION STUDENT ASSISTANCE AUTHORITY (HESAA)","doc_count":1},{"key":"HILLTOP HOLDINGS, INC","doc_count":1},{"key":"HOME BANCSHARES, INC.","doc_count":1},{"key":"HOMESTAR FINANCIAL CORPORATION","doc_count":1},{"key":"Harmon Law Offices, P.C.","doc_count":1},{"key":"Harvest Strategy Group, Inc.","doc_count":1},{"key":"Hauge Associates, Inc.","doc_count":1},{"key":"Helm Associates","doc_count":1},{"key":"HighPoint Law Offices, LLC","doc_count":1},{"key":"Higlobe, Inc.","doc_count":1},{"key":"Hillcrest Davidson & Associates","doc_count":1},{"key":"Hirshberg Acceptance Corporation","doc_count":1},{"key":"Holloway Credit Solutions","doc_count":1},{"key":"IDT Telecom, Inc","doc_count":1},{"key":"INDEPENDENCE HOME LOANS LLC","doc_count":1},{"key":"INTERCONTINENTAL CAPITAL GROUP","doc_count":1},{"key":"INTERCONTINENTAL EXCHANGE, INC.","doc_count":1},{"key":"INTERNAL CREDIT SYSTEMS, INC","doc_count":1},{"key":"INTERNATIONAL BANCSHARES CORPORATION","doc_count":1},{"key":"IPAC'S Inc.","doc_count":1},{"key":"Imagine Home Lending, LLC","doc_count":1},{"key":"Immediate Credit Recovery","doc_count":1},{"key":"Imperial Recovery Consultants, LLC","doc_count":1},{"key":"Imperium Lending, LLC","doc_count":1},{"key":"Imprint Payments, Inc.","doc_count":1},{"key":"Independence Capital Recovery, LLC","doc_count":1},{"key":"Indie Technology DBA Found","doc_count":1},{"key":"Inflection.com, Inc.","doc_count":1},{"key":"Informative LLC","doc_count":1},{"key":"Innovative Mortgage Services, Inc.","doc_count":1},{"key":"Integras Capital Recovery LLC","doc_count":1},{"key":"InvestiNet LLC","doc_count":1},{"key":"JAMES B. NUTTER & COMPANY","doc_count":1},{"key":"JAN (LendUSA) Holdings, Inc.","doc_count":1},{"key":"JMC Leasing Specialties, LLC","doc_count":1},{"key":"JP Jensen Collections, LLC","doc_count":1},{"key":"JTM Capital Management, LLC","doc_count":1},{"key":"John C. Heath, Attorney at Law, PLLC","doc_count":1},{"key":"Jonathan Neil & Associates, Inc","doc_count":1},{"key":"KCB Credit LLC","doc_count":1},{"key":"KILOWATT FINANCIAL, LLC, A SPRUCE FINANCE COMPANY","doc_count":1},{"key":"Kashia Services","doc_count":1},{"key":"Kass Shuler, P.A.","doc_count":1},{"key":"Kenneth E. Davidson, Attorney","doc_count":1},{"key":"Keystone Credit Services LLC","doc_count":1},{"key":"Keystone Law LLC","doc_count":1},{"key":"Kind Holdings, LLC","doc_count":1},{"key":"King of Credit Financial, Inc","doc_count":1},{"key":"Kubota North America Corporation","doc_count":1},{"key":"Kwikcash, Inc.","doc_count":1},{"key":"LCS FINANCIAL SERVICES CORPORATION","doc_count":1},{"key":"LOAN SIMPLE INC.","doc_count":1},{"key":"LPH, Inc.","doc_count":1},{"key":"Ladera Lending, Inc","doc_count":1},{"key":"Landmark Strategy Group, LLC","doc_count":1},{"key":"Law Offices of Timothy M. Sullivan","doc_count":1},{"key":"Lawyers Title of Cincinnati, Inc.","doc_count":1},{"key":"Leaders Financial Company","doc_count":1},{"key":"Lefkoff, Rubin, Gleason, Russo & Williams, P.C.","doc_count":1},{"key":"Lela Mae Portfolio Management Group","doc_count":1},{"key":"Lend Smart Mortgage, LLC","doc_count":1},{"key":"Lending Force, LLC","doc_count":1},{"key":"Lending Tower LLC","doc_count":1},{"key":"Lendsmart, Inc.","doc_count":1},{"key":"Lengenuity LLC","doc_count":1},{"key":"Lil' Wave Financial, Inc.","doc_count":1},{"key":"Lincoln Educational Services Corporation","doc_count":1},{"key":"Line Financial, PBC","doc_count":1},{"key":"Lit Financial Corporation","doc_count":1},{"key":"Loan Cabin Inc.","doc_count":1},{"key":"Loan Pronto, Inc.","doc_count":1},{"key":"Loan Science, LLC","doc_count":1},{"key":"LoanStar Home Lending","doc_count":1},{"key":"Longbridge Financial, LLC","doc_count":1},{"key":"Lotane & Associates, P.A.","doc_count":1},{"key":"Lowcountry Credit Inc.","doc_count":1},{"key":"MAINSTREET LOAN COMPANY IN","doc_count":1},{"key":"MAJR Financial Corp","doc_count":1},{"key":"MCCARTHY LAW PLC","doc_count":1},{"key":"MCCUE MORTGAGE COMPANY, THE","doc_count":1},{"key":"MERCANTILE ADJUSTMENT BUREAU, LLC","doc_count":1},{"key":"MERCHANTS BANCORP","doc_count":1},{"key":"MERFICAP, LLC","doc_count":1},{"key":"MIB Group, Inc.","doc_count":1},{"key":"MILLENNIUM FINANCIAL GROUP, L.L.C.","doc_count":1},{"key":"MISSION FINANCIAL SERVICES CORPORATION","doc_count":1},{"key":"MLD MORTGAGE INC","doc_count":1},{"key":"MORTGAGE 1 INCORPORATION","doc_count":1},{"key":"MORTGAGE AMERICA, INC","doc_count":1},{"key":"MORTGAGE INVESTORS GROUP","doc_count":1},{"key":"MORTGAGE LENDERS OF AMERICA","doc_count":1},{"key":"MPOWER Financing, Public Benefit Corporation","doc_count":1},{"key":"MS SERVICES LLC","doc_count":1},{"key":"MST Financial Services, L.L.C.","doc_count":1},{"key":"MUTUAL OF OMAHA MORTGAGE, LLC","doc_count":1},{"key":"Madison Auto, LLC","doc_count":1},{"key":"Main Line Recovery Solutions, Inc.","doc_count":1},{"key":"Main Street Personal Finance","doc_count":1},{"key":"Makes Cents, Inc. dba Advance.Cash","doc_count":1},{"key":"Mammoth Tech, Inc.","doc_count":1},{"key":"MarkOne Holdings, LLC","doc_count":1},{"key":"Master Finance Company","doc_count":1},{"key":"Master Finance Corporation","doc_count":1},{"key":"Maury Cobb, Attorney at Law, LLC","doc_count":1},{"key":"Med-1 Solutions, LLC","doc_count":1},{"key":"Mediation Recovery Center","doc_count":1},{"key":"Medical Recovery Services, LLC","doc_count":1},{"key":"Medical Society Business Services, Inc.","doc_count":1},{"key":"Melar Investments, LLC","doc_count":1},{"key":"Mendelson Law Firm","doc_count":1},{"key":"Mercari, Inc.","doc_count":1},{"key":"Merchants Credit Corporation","doc_count":1},{"key":"Meritize Financial Inc.","doc_count":1},{"key":"Metacorp LLC","doc_count":1},{"key":"Metallicus, Inc.","doc_count":1},{"key":"Metro Area Collection Service, Inc.","doc_count":1},{"key":"Mezcal Corporation","doc_count":1},{"key":"Mezu, Inc","doc_count":1},{"key":"Michael & Associates, PC","doc_count":1},{"key":"Michael J Adams PC","doc_count":1},{"key":"Michigan Mutual, Inc.","doc_count":1},{"key":"Mid-Michigan Collection Bureau","doc_count":1},{"key":"Mid-South Adjustment Co., Inc.","doc_count":1},{"key":"Midstate Collection Solutions, Inc.","doc_count":1},{"key":"Midwest Acceptance Corp.","doc_count":1},{"key":"Midwest Credit & Collection, Inc.","doc_count":1},{"key":"Midwest Loan Services, Inc.","doc_count":1},{"key":"Miller, Stark, Klein and Associates","doc_count":1},{"key":"Minto Financial dba Minto Money","doc_count":1},{"key":"MiraMed Revenue Group LLC","doc_count":1},{"key":"Mirand Response Systems, Inc.","doc_count":1},{"key":"Mnet Financial Inc","doc_count":1},{"key":"Model Finance Company","doc_count":1},{"key":"Modern Mortgage Financial, LLC","doc_count":1},{"key":"Money Management International, Inc.","doc_count":1},{"key":"Money Transfer Acquisition, Inc.","doc_count":1},{"key":"MoneySpot USA LLC DBA Sunshine Loans","doc_count":1},{"key":"Montgomery County Credit Bureau","doc_count":1},{"key":"Moria Development, Inc.","doc_count":1},{"key":"Mortgage Origination Holdings LLC","doc_count":1},{"key":"Moss Law Firm, P.C.","doc_count":1},{"key":"Municipal Collections Services, Inc.","doc_count":1},{"key":"NATIONAL ASSET MORTGAGE, LLC","doc_count":1},{"key":"NATIONWIDE ACCEPTANCE LLC","doc_count":1},{"key":"NCD Financial, LLC","doc_count":1},{"key":"NCP Holdings, L.P.","doc_count":1},{"key":"NEU Money, Inc.","doc_count":1},{"key":"NEW WORLD COLLECTIONS, INC.","doc_count":1},{"key":"NIC, Inc.","doc_count":1},{"key":"NJ LENDERS CORP","doc_count":1},{"key":"NOVAD Management Consulting, LLC","doc_count":1},{"key":"NPG Associates, Inc.","doc_count":1},{"key":"NTFN INC.","doc_count":1},{"key":"NY Community Financial, LLC","doc_count":1},{"key":"Nathan & Nathan, P.C.","doc_count":1},{"key":"National Arbitration Forum","doc_count":1},{"key":"National Asset Direct, Inc.","doc_count":1},{"key":"National Business Factors","doc_count":1},{"key":"National Commercial Services, Inc","doc_count":1},{"key":"National Debt Holdings, LLC","doc_count":1},{"key":"National Judgment Recovery Center, L.P.","doc_count":1},{"key":"National Principal Group, LLC","doc_count":1},{"key":"National Recovery Service, Inc.","doc_count":1},{"key":"Nations Direct Mortgage, LLC","doc_count":1},{"key":"Nationwide Credit Corporation","doc_count":1},{"key":"NerdWallet, Inc.","doc_count":1},{"key":"Net Pay Advance, Inc.","doc_count":1},{"key":"Nevada Credico, Inc.","doc_count":1},{"key":"Nexum Group Inc","doc_count":1},{"key":"Nexus Nova LLC","doc_count":1},{"key":"Niederman Stanzel & Lindsey","doc_count":1},{"key":"North Capital Recovery Services","doc_count":1},{"key":"North Shore Agency, LLC","doc_count":1},{"key":"Northbrook and Associates","doc_count":1},{"key":"Northwood Asset Management Group","doc_count":1},{"key":"Novo Platform Inc.","doc_count":1},{"key":"OCEANSIDE MORTGAGE COMPANY","doc_count":1},{"key":"Ogden Holdings, LLC","doc_count":1},{"key":"Oliver Adjustment Co.","doc_count":1},{"key":"Olympic Collection Inc.","doc_count":1},{"key":"Omni AR, LLC","doc_count":1},{"key":"One Technologies, LP","doc_count":1},{"key":"Onset Financial, Inc.","doc_count":1},{"key":"OpenRoad Lending","doc_count":1},{"key":"Oracle Financial Group LLC.","doc_count":1},{"key":"Orchard Mortgage, LLC","doc_count":1},{"key":"Orion Capital Solutions LLC","doc_count":1},{"key":"Orion Portfolio Services, LLC","doc_count":1},{"key":"Orions Management Group, LLC","doc_count":1},{"key":"Overland Bond & Investment Corporation","doc_count":1},{"key":"PACIFIC PREMIER BANCORP, INC.","doc_count":1},{"key":"PARAMOUNT BOND & MORTGAGE CO.","doc_count":1},{"key":"PATRICK A. CAREY, P.A.","doc_count":1},{"key":"PINNACLE RECOVERY, INC.","doc_count":1},{"key":"PLAID INC.","doc_count":1},{"key":"PLAZA HOME MORTGAGE, INC.","doc_count":1},{"key":"PRANCER CAPITAL CORP","doc_count":1},{"key":"PROVIDENT FUNDING ASSOCIATES","doc_count":1},{"key":"Palmar, Inc.","doc_count":1},{"key":"Panorama Mortgage Group, LLC","doc_count":1},{"key":"Paragon Subrogation Services, Inc","doc_count":1},{"key":"Parkway Financial Group, LLC","doc_count":1},{"key":"Partners Financial Services Inc","doc_count":1},{"key":"Partners Title Agency, LLC","doc_count":1},{"key":"Partners for Payment Relief","doc_count":1},{"key":"Patenaude & Felix A Professional Corporation","doc_count":1},{"key":"Pavilion Payments US BuyerCo, LLC","doc_count":1},{"key":"Paysend US LLC","doc_count":1},{"key":"Pending Company Match","doc_count":1},{"key":"Performance Settlement, LLC","doc_count":1},{"key":"Perry Law Office, P.C.","doc_count":1},{"key":"Peter Roberts & Associates, Inc.","doc_count":1},{"key":"Phoenix Asset Group LLC","doc_count":1},{"key":"Pinata Rent, Inc","doc_count":1},{"key":"Pinebrook Holdings, LLC","doc_count":1},{"key":"Pioneer Capital Solutions Inc","doc_count":1},{"key":"Plastiq Inc.","doc_count":1},{"key":"Point Boosters","doc_count":1},{"key":"Preferred Collection and Management, Inc.","doc_count":1},{"key":"Premier Holdings","doc_count":1},{"key":"Premier Portfolio Group","doc_count":1},{"key":"Premier Student Loan Center","doc_count":1},{"key":"Prime Recovery LLC","doc_count":1},{"key":"Priority Financial Network","doc_count":1},{"key":"Pro Com Services of Illinois, Inc.","doc_count":1},{"key":"Prodigy Finance Servicing, LLC","doc_count":1},{"key":"Professional Bureau of Collections of Maryland, Inc., GREENWOOD VILLAGE, CO Branch","doc_count":1},{"key":"Professional Collection Company","doc_count":1},{"key":"Professional Collectors Corp.","doc_count":1},{"key":"Professional Finance Company, Inc.","doc_count":1},{"key":"Professional Mortgage Associates","doc_count":1},{"key":"Professional Recovery Consultants, Inc.","doc_count":1},{"key":"Professional Recovery, Inc.","doc_count":1},{"key":"Prog Holdings, Inc.","doc_count":1},{"key":"Prominence Capital Partners, LLC","doc_count":1},{"key":"Prospect Financial Group, Inc","doc_count":1},{"key":"Prospect Mortgage, LLC","doc_count":1},{"key":"QC HOLDINGS INC","doc_count":1},{"key":"Quall Cardot LLP","doc_count":1},{"key":"Quantum3 Group, LLC","doc_count":1},{"key":"Quick Debt Services LLC","doc_count":1},{"key":"R.T.R. Financial Services, Inc.","doc_count":1},{"key":"RAB, INC.","doc_count":1},{"key":"RANGE CREDIT BUREAU INC","doc_count":1},{"key":"RENASANT CORPORATION","doc_count":1},{"key":"RESOCORE ASSET MANAGEMENT","doc_count":1},{"key":"RGS Financial, Inc.","doc_count":1},{"key":"RNN Group, Inc","doc_count":1},{"key":"ROCKFORD MERCANTILE AGENCY, INC.","doc_count":1},{"key":"RRD Financial LLC","doc_count":1},{"key":"RSH & Associates, LLC","doc_count":1},{"key":"RUI Credit Services, Inc.","doc_count":1},{"key":"RUOFF MORTGAGE","doc_count":1},{"key":"Ragan & Ragan, PC","doc_count":1},{"key":"Ralis Services Corporation","doc_count":1},{"key":"Receivable Collection Services, LLC","doc_count":1},{"key":"Receivables Management Associates","doc_count":1},{"key":"Recovery Legal Group","doc_count":1},{"key":"Recreational Holdings Corp.","doc_count":1},{"key":"Recuvery LLC","doc_count":1},{"key":"Reese Law Group","doc_count":1},{"key":"Reimer, Arnovitz, Chernek &Jeffrey Co., LPA","doc_count":1},{"key":"Remex, Inc.","doc_count":1},{"key":"Renton Collections Inc.","doc_count":1},{"key":"Residential Credit Solutions, Inc.","doc_count":1},{"key":"Resolve Partners, LLC","doc_count":1},{"key":"Retail Merchants Associates","doc_count":1},{"key":"RevNow LLC","doc_count":1},{"key":"Revenue Cycle Associates, Inc.","doc_count":1},{"key":"Revenue Enterprises, LLC","doc_count":1},{"key":"Revenued LLC","doc_count":1},{"key":"Rhode Island Student Loan Authority","doc_count":1},{"key":"Rhodes, Kelly Assoc Inc","doc_count":1},{"key":"Ricart Financial Services","doc_count":1},{"key":"Rickart Collection Systems, Inc.","doc_count":1},{"key":"River City Finance Co., Inc.","doc_count":1},{"key":"River Heights Capital LLC","doc_count":1},{"key":"Robert W. Warner & Associates, P.C.","doc_count":1},{"key":"Robinson & Hoover","doc_count":1},{"key":"Rodenburg LLP","doc_count":1},{"key":"Rogers, Carter & Payne, LLC","doc_count":1},{"key":"Rubin Lublin, LLC","doc_count":1},{"key":"Russell Collection Agency, Inc","doc_count":1},{"key":"S&S Physician Services, Inc.","doc_count":1},{"key":"S.B.S. Trust Deed Network","doc_count":1},{"key":"SCV Inc.","doc_count":1},{"key":"SEACOAST BANKING CORPORATION OF FLORIDA","doc_count":1},{"key":"SECURITY CREDIT SYSTEMS INC","doc_count":1},{"key":"SECURITY SERVICE FEDERAL CREDIT UNION","doc_count":1},{"key":"SF VAGO, LLC","doc_count":1},{"key":"SOP Pioneer Partners LP","doc_count":1},{"key":"SOUTHEAST MORTGAGE OF GA INC","doc_count":1},{"key":"SOUTHWEST FUNDING, LP","doc_count":1},{"key":"SQUARETWO FINANCIAL CORPORATION","doc_count":1},{"key":"SRA Associates, Inc.","doc_count":1},{"key":"STANDARD MORTGAGE CORPORATION","doc_count":1},{"key":"STATE STREET BANK AND TRUST COMPANY","doc_count":1},{"key":"STATEWIDE AUTO SALES","doc_count":1},{"key":"STELLAR BANCORP INC.","doc_count":1},{"key":"STONELEIGH RECOVERY ASSOCIATES, LLC","doc_count":1},{"key":"Scott Kroner PLC","doc_count":1},{"key":"Secure One Capital Corporation","doc_count":1},{"key":"SecureNet Loan Services LLC","doc_count":1},{"key":"Security National Automotive Acceptance","doc_count":1},{"key":"SecurityNational Mortgage Company","doc_count":1},{"key":"Shermeta Law Group, PLLC","doc_count":1},{"key":"Signature Bank (NY)","doc_count":1},{"key":"Siwell Inc","doc_count":1},{"key":"Sky Blue Financial Services, Inc.","doc_count":1},{"key":"Smart Money Alliance","doc_count":1},{"key":"Smith Carroad Wan & Parikh, P.C.","doc_count":1},{"key":"Snap Credit, Inc.","doc_count":1},{"key":"Soja Management Services, LLC","doc_count":1},{"key":"South Carolina State Housing Finance and Development Authority","doc_count":1},{"key":"South River Mortgage, LLC","doc_count":1},{"key":"South West Recovery Inc (CA)","doc_count":1},{"key":"Southern Credit Recovery, Inc.","doc_count":1},{"key":"Southwood Financial, LLC.","doc_count":1},{"key":"Sparrow Financial, Inc.","doc_count":1},{"key":"Special Financing Company, LLC","doc_count":1},{"key":"Spring Equity LLC","doc_count":1},{"key":"St.John Cobb Inc","doc_count":1},{"key":"Star Loans of Texas, Inc.","doc_count":1},{"key":"State Cap Auto Finance, Inc","doc_count":1},{"key":"State Finance Company","doc_count":1},{"key":"State Home Mortgage","doc_count":1},{"key":"Stearns Ventures, LLC","doc_count":1},{"key":"Steel Lending Group LLC","doc_count":1},{"key":"StellarFinance, Inc.","doc_count":1},{"key":"Stern & Stern. P.C.","doc_count":1},{"key":"Stern Recovery Services, Inc.","doc_count":1},{"key":"Stone Higgs & Drexler","doc_count":1},{"key":"Straley & Otto, P.A.","doc_count":1},{"key":"Strategic Dealer Services","doc_count":1},{"key":"Stream Innovations Inc.","doc_count":1},{"key":"Stream Platforms, Inc.","doc_count":1},{"key":"Stuart-Lippman and Associates, Inc","doc_count":1},{"key":"Sungage Financial, LLC","doc_count":1},{"key":"Sunset Solutions Group, LLC","doc_count":1},{"key":"T2 Financial LLC","doc_count":1},{"key":"TJC Mortgage, Inc.","doc_count":1},{"key":"TOP FLITE FINANCIAL INC","doc_count":1},{"key":"TOWNEBANK","doc_count":1},{"key":"TRINITY HOPE ASSOCIATES","doc_count":1},{"key":"TSC Accounts Receivable Solutions","doc_count":1},{"key":"Taproot Financial, LLC","doc_count":1},{"key":"Tate and Kirlin Assoc","doc_count":1},{"key":"Tebo Financial Services, Inc.","doc_count":1},{"key":"Temple View Capital Funding, LP","doc_count":1},{"key":"Thayer Properties Inc. DBA Residential First Capital","doc_count":1},{"key":"The Affiliated Group, Inc","doc_count":1},{"key":"The Claims Center LLC","doc_count":1},{"key":"The Hallstrom Law Firm PLLC","doc_count":1},{"key":"The LGM Co., Inc.","doc_count":1},{"key":"The Law Offices of Gerald E Moore & Associates, PC","doc_count":1},{"key":"The Moore Law Group","doc_count":1},{"key":"The Orange Coast Company, LLC","doc_count":1},{"key":"The Savings Group, Inc.","doc_count":1},{"key":"Thrift Investment Corp.","doc_count":1},{"key":"Time Investment Corporation","doc_count":1},{"key":"Titan Receivables, Inc.","doc_count":1},{"key":"Titanium Funds","doc_count":1},{"key":"Torres Credit Services, Inc.","doc_count":1},{"key":"Torriere Holdings INC","doc_count":1},{"key":"Tri-State Adjustments, Inc.","doc_count":1},{"key":"Tsarouhis Law Group, LLC","doc_count":1},{"key":"Tulsa Adjustment Bureau","doc_count":1},{"key":"U.S. Auto Sales Inc.","doc_count":1},{"key":"UHG, LLC","doc_count":1},{"key":"UNITED BANKSHARES, INC.","doc_count":1},{"key":"UNITED COMMUNITY BANK","doc_count":1},{"key":"UNITED MORTGAGE CORP","doc_count":1},{"key":"US MORTGAGE CORPORATION","doc_count":1},{"key":"USA Service Finance LLC","doc_count":1},{"key":"Unified Global Solutions LLC","doc_count":1},{"key":"Union Home Mortgage Corp","doc_count":1},{"key":"Unique Management Services, Inc","doc_count":1},{"key":"United Check Recovery Bureau, Inc.","doc_count":1},{"key":"United Collection Service, Inc (FL)","doc_count":1},{"key":"United Compliance Services, LLC","doc_count":1},{"key":"United Consumer Finance, Inc.","doc_count":1},{"key":"United Credit and Collections Inc.","doc_count":1},{"key":"United Debt Holdings, LLC","doc_count":1},{"key":"United Group Inc.","doc_count":1},{"key":"United Military Mortgage, LLC","doc_count":1},{"key":"United Mortgage Lending LLC","doc_count":1},{"key":"United Student Aid (USA) Funds","doc_count":1},{"key":"Universal Account Servicing, LLC","doc_count":1},{"key":"Universal Fidelity LP","doc_count":1},{"key":"Universal Recovery Corporation","doc_count":1},{"key":"Unlimited Progress Corp","doc_count":1},{"key":"Upstate Collection Center, Inc.","doc_count":1},{"key":"Usset Weingarden & Liebo PLLP","doc_count":1},{"key":"Utah Billing & Recovery Services","doc_count":1},{"key":"VELO LAW OFFICE","doc_count":1},{"key":"VIAMERICAS CORPORATION","doc_count":1},{"key":"VICTORY MORTGAGE, LLC","doc_count":1},{"key":"Van Horn Automotive Group, Inc.","doc_count":1},{"key":"Vengroff Williams, Inc","doc_count":1},{"key":"Vericred Solutions LLC","doc_count":1},{"key":"Viva Finance Inc.","doc_count":1},{"key":"WATERSTONE MORTGAGE CORPORATION","doc_count":1},{"key":"WEICHERT FINANCIAL SERVICES","doc_count":1},{"key":"WILLOW BEND MORTGAGE","doc_count":1},{"key":"WINCHESTER SELLERS FOSTER & STEELE PC","doc_count":1},{"key":"WOOD FINANCE INC DBA PREMIER ACCEPTANCE","doc_count":1},{"key":"WRJ Holdings, LLC","doc_count":1},{"key":"Walwick, Inc","doc_count":1},{"key":"Wave Financial USA Inc.","doc_count":1},{"key":"Weber & Olcese, PLC","doc_count":1},{"key":"Wheel City Motors East, Inc.","doc_count":1},{"key":"Wilber and Associates, P.C.","doc_count":1},{"key":"Wildhorse Financial Services, LLC","doc_count":1},{"key":"Wilner & Associates, Inc.","doc_count":1},{"key":"Works & Lentz of Tulsa, Inc.","doc_count":1},{"key":"Worth Finance Corporation","doc_count":1},{"key":"Wxw Investments, LLC","doc_count":1},{"key":"Yes Online Inc","doc_count":1},{"key":"Zingo Cash Illinois LLC","doc_count":1},{"key":"Zip Co US Inc.","doc_count":1},{"key":"Zo Financial, Inc.","doc_count":1},{"key":"eCon Credit LP","doc_count":1},{"key":"iQuantified Management Services, LLC","doc_count":1}]}},"state":{"doc_count":142310,"state":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"FL","doc_count":21597},{"key":"TX","doc_count":19460},{"key":"CA","doc_count":13763},{"key":"GA","doc_count":11362},{"key":"NY","doc_count":9009},{"key":"IL","doc_count":6753},{"key":"PA","doc_count":6301},{"key":"NJ","doc_count":4923},{"key":"NC","doc_count":3783},{"key":"MI","doc_count":3726},{"key":"MD","doc_count":3210},{"key":"OH","doc_count":3203},{"key":"VA","doc_count":3151},{"key":"LA","doc_count":2876},{"key":"AL","doc_count":2525},{"key":"SC","doc_count":2525},{"key":"AZ","doc_count":2441},{"key":"MO","doc_count":2127},{"key":"NV","doc_count":2117},{"key":"TN","doc_count":2092},{"key":"MA","doc_count":1329},{"key":"IN","doc_count":1269},{"key":"MS","doc_count":1236},{"key":"CO","doc_count":975},{"key":"WA","doc_count":968},{"key":"AR","doc_count":851},{"key":"MN","doc_count":834},{"key":"WI","doc_count":747},{"key":"DE","doc_count":699},{"key":"CT","doc_count":680},{"key":"UT","doc_count":595},{"key":"OK","doc_count":543},{"key":"KY","doc_count":537},{"key":"DC","doc_count":460},{"key":"OR","doc_count":444},{"key":"KS","doc_count":353},{"key":"NE","doc_count":293},{"key":"RI","doc_count":278},{"key":"IA","doc_count":236},{"key":"NM","doc_count":232},{"key":"HI","doc_count":222},{"key":"NH","doc_count":207},{"key":"PR","doc_count":188},{"key":"ID","doc_count":105},{"key":"AK","doc_count":101},{"key":"WV","doc_count":93},{"key":"WY","doc_count":77},{"key":"MT","doc_count":70},{"key":"ME","doc_count":60},{"key":"ND","doc_count":58},{"key":"SD","doc_count":43},{"key":"AE","doc_count":36},{"key":"UNITED STATES MINOR OUTLYING ISLANDS","doc_count":31},{"key":"VI","doc_count":24},{"key":"VT","doc_count":23},{"key":"AA","doc_count":7},{"key":"GU","doc_count":6},{"key":"AP","doc_count":5},{"key":"AS","doc_count":2},{"key":"FM","doc_count":2}]}},"company_public_response":{"doc_count":142310,"company_public_response":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Company has responded to the consumer and the CFPB and chooses not to provide a public response","doc_count":77396},{"key":"Company believes it acted appropriately as authorized by contract or law","doc_count":2360},{"key":"Company disputes the facts presented in the complaint","doc_count":174},{"key":"Company chooses not to provide a public response","doc_count":131},{"key":"Company believes the complaint is the result of a misunderstanding","doc_count":104},{"key":"Company believes the complaint provided an opportunity to answer consumer's questions","doc_count":90},{"key":"Company can't verify or dispute the facts in the complaint","doc_count":76},{"key":"Company believes complaint caused principally by actions of third party outside the control or direction of the company","doc_count":62},{"key":"Company believes complaint represents an opportunity for improvement to better serve consumers","doc_count":62},{"key":"Company believes complaint is the result of an isolated error","doc_count":49}]}},"tags":{"doc_count":142310,"tags":{"doc_count_error_upper_bound":0,"sum_other_doc_count":0,"buckets":[{"key":"Servicemember","doc_count":7202},{"key":"Older American","doc_count":1335},{"key":"Older American, Servicemember","doc_count":554}]}}},"_meta":{"license":"CC0","last_updated":"2026-07-14T12:00:00-05:00","last_indexed":"2026-07-14T12:00:00-05:00","total_record_count":16441818,"is_data_stale":false,"has_data_issue":false,"break_points":{"2":[6.100246,"6689739"],"3":[5.977536,"10223455"],"4":[5.8988132,"10102106"],"5":[5.85238,"14239446"],"6":[5.816112,"7006906"],"7":[5.7865634,"4202338"],"8":[5.7601175,"2856218"]}}}