Payday loans basics

Can a payday lender garnish my bank account or my wages?

Could I be arrested if I don’t pay back my payday loan?

Do I have to put up something as collateral for a payday loan?

How can I tell if a payday lender is licensed to do business in my state?

How do I find a Personal Line of Credit?

How do I pay back my Personal Line of Credit?

How do I repay a payday loan?

How much can I borrow with a Personal Line of Credit?

I heard that taking out a payday loan can help rebuild my credit or improve my credit score. Is this true?

I received an unexpected pre-approved offer, or live check loan, in the mail. What happens if I cash or deposit it?

I was asked to sign an “ACH authorization” to allow electronic access to my account in order to repay a payday loan. What is that?

My payday lender said my loan would cost 15 percent but my loan documents say the annual percentage rate (APR) is almost 400 percent. What is an APR on a payday loan and how should I use it?

Should I get a payday loan if I need money now?

What are the costs and fees for a payday loan?

What can I do if I can’t repay my payday loan?

What do I need to qualify for a payday loan?

What does it mean to renew or roll over a payday loan?

What is a Personal Line of Credit?

What is a payday loan?

What is covered under the Military Lending Act?

What should I consider if I'm thinking about getting a payday loan online?

What should I look for when shopping for a Personal Line of Credit?

Why did my payday lender charge me a late fee or a non-sufficient funds (NSF) fee?