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Sonya explains the Military Lending Act


Students experience an interactive adventure, explore the Military Lending Act (MLA), and use a loan calculator to understand the impacts of high-interest loans.

Big idea

The Military Lending Act (MLA) provides key financial protections for active duty servicemembers.

Essential questions

  • What rights are protected under the MLA?
  • Why are MLA protections important?
  • How can comparison shopping help with managing debt?


  • Understand protections provided under the MLA
  • Describe how interest rates impact financial well-being

What students will do

  • Complete an online, interactive adventure independently or as a group.
  • Calculate monthly loan payments and total loan costs based on varying interest rates.
  • Answer questions about the importance of financial protections.

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Teacher guide


Student materials



Note: Please remember to consider your students’ accommodations and special needs to ensure that all students are able to participate in a meaningful way.

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