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Sharing credit


Students will use a graphic organizer to apply prior knowledge about credit cards as they analyze a scenario on sharing credit and loan accounts.

Big idea

It’s helpful to examine the pros and cons before signing up for any financial account. 

Essential questions

  • What are the benefits and risks of establishing a joint financial account?
  • What rules apply to both parties when opening a joint credit account? 


  • Apply prior knowledge to analyze real-world scenarios
  • Identify benefits and risks of having a joint credit account

What students will do

  • Apply prior knowledge as they examine real-world scenarios about joint credit accounts.
  • Use the graphic organizer to capture their thinking about joint credit accounts.
  • Write down other group members’ analyses in the graphic organizer.
  • Come to consensus as a group.

Download activity

Teacher guide

Sharing credit (guide)

Student materials

Sharing credit (worksheet)

All about credit scores (handout)

Credit scores: An infographic (handout)

Note: Please remember to consider your students’ accommodations and special needs to ensure that all students are able to participate in a meaningful way.

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