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Reading about credit scores


By analyzing a text about credit scores, students learn about lending practices and how credit scores influence the ability to borrow money.

Big idea

A person’s credit score is a number that communicates their creditworthiness as determined by their credit history.

Essential questions

  • How are credit scores determined, and what results in high or low credit scores?

  • How do credit scores reflect financial decisions people make and the outcomes and consequences of those decisions?


  • Understand what a credit score is and why it’s important

  • Recognize what factors are used to calculate credit scores

What students will do

  • Read and analyze a text about credit scores to understand how credit scores are calculated.

  • Discuss their text analysis with their groups.

  • Identify three things a person can do that may result in a high credit score.

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Teacher guide

Reading about credit scores (guide)

Student materials

Reading about credit scores (worksheet)

All about credit scores (handout)

Note: Please remember to consider your students’ accommodations and special needs to ensure that all students are able to participate in a meaningful way.

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