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Qualifying for loans


Students apply their understanding of secured or unsecured loans as they write a description of an individual who may or may not qualify for each type of credit.

Big idea

Borrowers may qualify for different types of loans based on their credit history.

Essential questions

  • How might a person’s credit habits and decisions influence their ability to borrow money?
  • What are some facts about credit scores that could influence lenders when a person wants to borrow money?


  • Understand the characteristics of secured and unsecured loans
  • Identify credit habits and choices that could help or hurt a person's credit history

What students will do

  • Review the characteristics of secured and unsecured loans.
  • Write a description of individuals who do or don't qualify for a secured loan or an unsecured loan based on their credit history.

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Teacher guide


Student materials


Note: Please remember to consider your students’ accommodations and special needs to ensure that all students are able to participate in a meaningful way.

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