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Evaluating savings scenarios


By analyzing real-world scenarios, students practice making informed decisions about savings tools to meet financial situations and needs.

Big idea

Different situations may require different savings tools.

Essential questions

  • What are some benefits and risks related to different savings tools?
  • How do you decide which savings tools work for different situation and needs?


  • Understand ways to store money, including types of savings tools offered by insured depository institutions
  • Be able to match appropriate savings tools with real-world scenarios

What students will do

  • Use the “Evaluating savings scenarios” worksheet to review real-world savings
  • Recommend a savings tool(s) for each scenario.
  • Give a clear reason for choosing each savings tool.

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Teacher guide


Student materials



Note: Please remember to consider your students’ accommodations and special needs to ensure that all students are able to participate in a meaningful way.

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