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Dirk makes smart spending choices


Students experience an interactive adventure about smart spending practices for new servicemembers and then work as a group to write a short, persuasive speech about how to make smart spending choices.

Big idea

Making smart decisions can help you avoid debt and ensure your future financial security.

Essential questions

  • How can I avoid misusing credit?
  • How can I build savings and create a safety net for emergencies?


  • Describe how to avoid five common financial challenges
  • Understand why it’s a good idea to save for emergencies

What students will do

  • Complete an online, interactive adventure independently or as a group.
  • As a group, write a short, persuasive speech about making a smart spending choice.
  • Reflect on how to make smart spending choices in five common situations.

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Teacher guide


Student materials


Note: Please remember to consider your students’ accommodations and special needs to ensure that all students are able to participate in a meaningful way.

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