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Describing credit scores


Students work collaboratively to interpret a text about credit and then express their understanding in a summary paragraph.

Big idea

A person’s credit score is a number that communicates the person’s history of paying back loans or paying bills.

Essential questions

  • How are credit scores determined?
  • What results in high or low credit scores?


  • Understand what a credit score is and why it’s important
  • Recognize what factors are used to calculate credit scores

What students will do

  • Read about credit scores to learn how they're calculated.
  • Discuss and explore money practices that result in a high or low credit score.
  • Present their new understanding and learn from their classmates.
  • Synthesize their understanding in a summary statement.

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Teacher guide


Student materials




Note: Please remember to consider your students’ accommodations and special needs to ensure that all students are able to participate in a meaningful way.

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