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Describing credit scores


Students work collaboratively to interpret a text about credit and then express their understanding in a summary paragraph.

Big idea

A person’s credit score is a number that communicates their creditworthiness as determined by their credit history.  

Essential questions

  • How are credit scores determined, and what results in high or low credit scores?

  • How do credit scores reflect financial decisions people make and the outcomes and consequences of those decisions?


  • Understand what a credit score is and why it’s important

  • Recognize what factors are used to calculate credit scores

What students will do

  • Read the text to understand how credit scores are calculated.

  • Discuss and explore money practices that result in a high or low credit score.

  • Present their new understanding and learn from their classmates.

  • Synthesize their understanding in a summary statement.

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Teacher guide

Describing credit scores (guide)

Student materials

Describing credit scores (worksheet)

All about credit scores (handout)

Credit scores: An infographic (handout)

Note: Please remember to consider your students’ accommodations and special needs to ensure that all students are able to participate in a meaningful way.

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