A "veteran's advisor" said he could help me get my Aid and Attendance benefit from the Department of Veterans Affairs (VA) for a fee? Is this legitimate?

You should not pay a fee to apply for your Aid and Attendance benefit – if you are eligible for this benefit, you can apply for free.  There are many experts recognized by the Department of Veterans Affairs (VA) who can help with the application process, but they should not charge you any fees to do so.

You might be eligible for an Aid and Attendance benefit if you are a severely disabled veteran who is eligible for a VA pension and needs daily assistance. This benefit helps pay for professional care in your home, in an assisted-living facility, or in a nursing home. The VA will decide if you qualify for this benefit by looking at whether your total assets are below a certain amount. Take a look at this factsheet to learn more about how to apply for the Aid and Attendance benefit.

You should beware of offers like:

  • A lawyer or “veteran’s advisor” who offers to get the Aid and Attendance benefit – for a fee. Federal law prohibits VA-recognized advisors from charging to assist with VA claims. If an advisor or lawyer is charging a “consultation fee” up front, they are probably not recognized by the VA.
  • A paid advisor who claims to be able to get the benefit for you more quickly than anyone else. All VA claims go through a standard evaluation process that no one can bypass to get it done faster.
  • An advisor who offers to help you qualify for the Aid and Attendance benefit even if you have too much money to qualify. They may offer to take control of your finances so they can move assets into an inaccessible trust. This could disqualify you from other benefits and possibly result in even worse consequences, so you should never agree to these services.
  • Retirement homes that claim that you will qualify for the Aid and Attendance benefit in order to get you to agree to enter their housing. If your claim is denied, you may not be able to afford to remain in the facility.

Ask CFPB provides general consumer information. It is not legal advice or regulatory guidance. The CFPB updates this information periodically.

Ask CFPB includes links or references to third-party resources or content. The CFPB does not endorse the third-party or guarantee the accuracy of this third-party information. There may be other resources that also serve your needs.

Read full answer Hide full answer