My payday lender told me I could be arrested if I failed to pay back my debt. Is this true?

Answer: No, you cannot be arrested for defaulting on a payday loan. If you ignore a court order to appear, a judge may issue a warrant for your arrest. You should report the lender’s threat to your state attorney general.

You should report the lender’s threat to your state attorney general. You can also submit a complaint with the CFPB online or by calling 1-855-411-CFPB (2372).

Nevertheless, if a lender has obtained a judgment against you and you ignore an order to appear in court, a judge may issue a warrant for your arrest. You should never ignore a court order. If you get a court order to appear, you should go to court and provide any required information. You may want to consult with an attorney to help you with your court appearance.

Ask CFPB provides general consumer information. It is not legal advice or regulatory guidance. The CFPB updates this information periodically.

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