The Consumer Financial Protection Bureau is a government agency built to protect consumers. Our free resources help you have the information you need to make informed financial decisions.
Will a payday lender pull my credit report before deciding whether to give me a payday loan?
Some payday lenders will pull a credit report or seek other information from major national credit agencies or specialty credit agencies before giving you a loan. They may want to confirm your identity, or see if you have defaulted on other payday loans or recently declared bankruptcy.