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Showing results for “FDCPA”

How can I stop debt collectors from contacting me?

If you don't want a debt collector to contact you again, write a letter to the debt collector saying so.The CFPB has prepared sample letters to help you get information, set limits or stop any further communication, or exercise some of your rights....

What is an "unfair" practice by a debt collector?

For example, a debt collector may not: Try to collect charges in addition to the debt unless they are allowed by the contract or state lawDeposit a post-dated check earlyCommunicate with you about a debt by postcardUse any language or symbol on an...

What is harassment by a debt collector?

No harassment: The Fair Debt Collection Practices Act (FDCPA) says debt collectors can't harass, oppress, or abuse you or anyone else they contact. Some examples of harassment are: Repetitious phone calls that are intended to annoy, abuse, or harass...

Are there laws that limit what debt collectors can say or do?

The Fair Debt Collection Practices Act (FDCPA) The Fair Debt Collection Practices Act (FDCPA) is the main federal law that governs debt collection practices. The FDCPA prohibits debt collection companies from using abusive, unfair or deceptive...